Penns Woods Bancorp Stock (NASDAQ:PWOD)


RevenueOwnershipFinancialsChart

Previous Close

$26.87

52W Range

$17.01 - $28.40

50D Avg

$23.79

200D Avg

$21.04

Market Cap

$201.97M

Avg Vol (3M)

$11.82K

Beta

0.47

Div Yield

$1.28 (4.78%)

PWOD Company Profile


Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of twenty-seven offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania.

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Industry

Banks - Regional

Sector

Financial Services

Exchange

NASDAQ

ADR

-

Country

US

Employees

308

IPO Date

Jun 02, 1994

Website

PWOD Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceDec 23Dec 22Dec 21
Insurance Commissions$529.00K$491.00K$553.00K
Loan Broker Income$992.00K$1.67M$2.16M
Brokerage Commissions$575.00K$620.00K$851.00K
Debit Card$1.33M$1.46M$1.51M
Deposit Account$2.09M$2.10M$1.70M

Fiscal year ends in Dec 23 | Currency in USD

PWOD Financial Summary


Dec 23Dec 22Dec 21
Revenue$99.97M$66.49M$61.39M
Operating Income-$28.73M$19.83M
Net Income$16.61M$17.42M$16.03M
EBITDA$960.00K$29.73M$20.89M
Basic EPS$2.34$2.46$2.27
Diluted EPS$2.34$2.46$2.27

Fiscal year ends in Dec 23 | Currency in USD

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