Old Point Financial Stock (NASDAQ:OPOF)


RevenueOwnershipFinancialsChart

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$36.75

52W Range

$13.49 - $37.68

50D Avg

$30.30

200D Avg

$22.72

Market Cap

$192.10M

Avg Vol (3M)

$16.52K

Beta

-0.21

Div Yield

$0.56 (1.49%)

OPOF Company Profile


Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. It operates 14 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County; a loan production office in Richmond, Virginia; and a mortgage loan origination office in Charlotte, North Carolina. The company was founded in 1922 and is headquartered in Hampton, Virginia.

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Industry

Banks - Regional

Sector

Financial Services

Exchange

NASDAQ

ADR

-

Country

US

Employees

260

IPO Date

Jan 11, 1999

Website

OPOF Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceDec 24Dec 23Dec 22
Fiduciary and Asset Management Fees$4.66M--
Other Operating Income$508.00K--
Other Service Charges, Commissions and Fees$4.01M--
Service Charges on Deposit Accounts$3.25M--
Bank-$74.87M$56.27M
Parent-$9.66M$11.07M
Wealth Management-$5.69M-
Trust--$5.34M

Fiscal year ends in Dec 24 | Currency in USD

OPOF Financial Summary


Dec 24Dec 23Dec 22
Revenue$60.91M$59.47M$55.72M
Operating Income$16.81M$14.93M$11.76M
Net Income$9.51M$7.73M$9.11M
EBITDA$508.00K-$730.00K
Basic EPS$1.88$1.54$1.80
Diluted EPS$1.88$1.54$1.80

Fiscal year ends in Dec 24 | Currency in USD

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