Norwood Financial Stock (NASDAQ:NWFL)


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$22.25

52W Range

$21.25 - $34.50

50D Avg

$24.83

200D Avg

$26.96

Market Cap

$207.85M

Avg Vol (3M)

$17.90K

Beta

0.54

Div Yield

$0.91 (4.06%)

NWFL Company Profile


Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides various loans, such as commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, mobile payment, automated clearing house activity, real estate settlement, and Internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates fourteen offices in Northeastern Pennsylvania; and sixteen offices in Delaware, Sullivan, Ontario, Otsego, and Yates Counties, New York, as well as thirty-one automated teller machines. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania.

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Industry

Banks - Regional

Sector

Financial Services

Exchange

NASDAQ

ADR

-

Country

US

Employees

264

IPO Date

Mar 04, 1998

Website

NWFL Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceDec 24Dec 23Dec 22
Financial Service Other$626.00K$667.00K$1.91M
Gains On Sales Of Other Real Estate Owned$32.00K$80.00K$427.00K
Loan Related Service Fees$690.00K$584.00K$849.00K
Overdraft Fees$1.42M$1.34M$1.16M
Safe Deposit Box Rental$88.00K$92.00K$93.00K
Deposit Account$453.00K$428.00K$419.00K
Fiduciary Activities$943.00K$898.00K$845.00K
Debit Card$2.31M$2.30M$2.50M
Commissions On Mutual Funds And Annuities$407.00K$296.00K$119.00K
Atm Fees$424.00K$446.00K$452.00K

Fiscal year ends in Dec 24 | Currency in USD

NWFL Financial Summary


Dec 24Dec 23Dec 22
Revenue$112.58M$64.64M$78.33M
Operating Income$109.48M$21.15M$43.65M
Net Income$-160.00K$16.76M$29.23M
EBITDA-$22.61M$37.96M
Basic EPS$-0.02$2.08$3.59
Diluted EPS$-0.02$2.07$3.58

Fiscal year ends in Dec 24 | Currency in USD

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