Penns Woods Bancorp (PWOD) Revenue & Revenue Breakdown

OverviewOwnership Financials Chart

Penns Woods Bancorp Revenue Highlights

Latest Revenue (Y)

$109.70M

Latest Revenue (Q)

$28.69M

Main Segment (Y)

Deposit Account

Penns Woods Bancorp Revenue by Period

Penns Woods Bancorp Revenue by Year

Date	Revenue	Change
2024-12-31	$109.70M	70.24%
2023-12-31	$64.44M	-3.09%
2022-12-31	$66.49M	8.32%
2021-12-31	$61.39M	1.65%
2020-12-31	$60.39M	-1.43%
2019-12-31	$61.27M	6.98%
2018-12-31	$57.27M	5.62%
2017-12-31	$54.22M	1.62%
2016-12-31	$53.36M	-0.58%
2015-12-31	$53.67M	-2.69%
2014-12-31	$55.15M	10.13%
2013-12-31	$50.08M	22.15%
2012-12-31	$41.00M	10.98%
2011-12-31	$36.94M	8.79%
2010-12-31	$33.95M	30.19%
2009-12-31	$26.08M	-2.44%
2008-12-31	$26.73M	-0.92%
2007-12-31	$26.98M	-5.57%
2006-12-31	$28.57M	-4.61%
2005-12-31	$29.95M	-0.58%
2004-12-31	$30.13M	6.01%
2003-12-31	$28.42M	19.86%
2002-12-31	$23.71M	15.44%
2001-12-31	$20.54M	13.89%
2000-12-31	$18.03M	-5.08%
1999-12-31	$19.00M	422.84%
1998-12-31	$3.63M	-40.03%
1997-12-31	$6.06M	136.17%
1996-12-31	$2.57M	2.03%
1995-12-31	$2.52M	-

Penns Woods Bancorp generated $109.70M in revenue during NA 2024, up 70.24% compared to the previous quarter, and up 179.05% compared to the same period a year ago.

Penns Woods Bancorp Revenue by Quarter

Date	Revenue	Change
2024-03-31	$28.69M	1.97%
2023-12-31	$28.14M	85.03%
2023-09-30	$15.21M	-1.30%
2023-06-30	$15.41M	-6.93%
2023-03-31	$16.55M	-6.09%
2022-12-31	$17.63M	0.08%
2022-09-30	$17.61M	10.20%
2022-06-30	$15.98M	4.71%
2022-03-31	$15.27M	-5.28%
2021-12-31	$16.12M	3.42%
2021-09-30	$15.58M	3.86%
2021-06-30	$15.00M	2.18%
2021-03-31	$14.68M	-2.38%
2020-12-31	$15.04M	-5.28%
2020-09-30	$15.88M	6.79%
2020-06-30	$14.87M	1.87%
2020-03-31	$14.60M	-4.14%
2019-12-31	$15.23M	-3.16%
2019-09-30	$15.72M	2.23%
2019-06-30	$15.38M	3.01%
2019-03-31	$14.93M	-1.30%
2018-12-31	$15.13M	1.91%
2018-09-30	$14.84M	5.54%
2018-06-30	$14.06M	5.57%
2018-03-31	$13.32M	-4.38%
2017-12-31	$13.93M	-0.65%
2017-09-30	$14.02M	3.22%
2017-06-30	$13.59M	4.62%
2017-03-31	$12.99M	-1.56%
2016-12-31	$13.19M	-1.02%
2016-09-30	$13.33M	-1.02%
2016-06-30	$13.47M	0.71%
2016-03-31	$13.37M	-2.04%
2015-12-31	$13.65M	2.08%
2015-09-30	$13.37M	0.69%
2015-06-30	$13.28M	-0.69%
2015-03-31	$13.37M	-2.06%
2014-12-31	$13.65M	-9.84%
2014-09-30	$15.14M	15.94%
2014-06-30	$13.06M	-1.79%
2014-03-31	$13.30M	-0.61%
2013-12-31	$13.38M	-0.68%
2013-09-30	$13.47M	9.62%
2013-06-30	$12.29M	12.35%
2013-03-31	$10.94M	8.05%
2012-12-31	$10.12M	-3.23%
2012-09-30	$10.46M	4.83%
2012-06-30	$9.98M	-4.35%
2012-03-31	$10.43M	4.27%
2011-12-31	$10.01M	8.76%
2011-09-30	$9.20M	4.65%
2011-06-30	$8.79M	-13.83%
2011-03-31	$10.20M	16.82%
2010-12-31	$8.73M	1.22%
2010-09-30	$8.63M	0.35%
2010-06-30	$8.60M	7.56%
2010-03-31	$7.99M	-3.45%
2009-12-31	$8.28M	13.02%
2009-09-30	$7.33M	35.34%
2009-06-30	$5.41M	6.96%
2009-03-31	$5.06M	-29.46%
2008-12-31	$7.17M	19.88%
2008-09-30	$5.99M	-11.69%
2008-06-30	$6.78M	-0.26%
2008-03-31	$6.79M	5.92%
2007-12-31	$6.42M	-

Penns Woods Bancorp generated $28.69M in revenue during Q1 2024, up 1.97% compared to the previous quarter, and up 162.75% compared to the same period a year ago.

Penns Woods Bancorp Revenue Breakdown

Penns Woods Bancorp Revenue Breakdown by Product

Annual Revenue by Product

Product/Service	Dec 24	Dec 23	Dec 22	Dec 21	Dec 20
Debit Card	$1.44M	$1.33M	$1.46M	$1.51M	$1.28M
Loan Brokerage Commissions	$1.38M	-	-	-	-
Deposit Account	$2.07M	$2.09M	$2.10M	$1.70M	$1.69M
Brokerage Commissions	$684.00K	$575.00K	$620.00K	$851.00K	$970.00K
Insurance Commissions	$553.00K	$529.00K	$491.00K	$553.00K	$416.00K
Loan Broker Income	-	$992.00K	$1.67M	$2.16M	-

Penns Woods Bancorp's latest annual revenue breakdown by segment (product or service), as of Dec 24: Deposit Account (33.75%), Debit Card (23.46%), Loan Brokerage Commissions (22.60%), Brokerage Commissions (11.17%), and Insurance Commissions (9.03%).

Quarterly Revenue by Product

Product/Service	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20
Brokerage Commissions	$163.00K	$164.00K	$171.00K	$186.00K	$127.00K	$142.00K	$141.00K	$165.00K	$120.00K	$142.00K	$158.00K	$200.00K	$188.00K	$237.00K	$207.00K	$219.00K	$191.00K	$224.00K	$186.00K	$369.00K
Debit Card	$385.00K	$355.00K	$368.00K	$329.00K	$333.00K	$320.00K	$340.00K	$335.00K	$384.00K	$344.00K	$391.00K	$345.00K	$345.00K	$388.00K	$398.00K	$380.00K	$344.00K	$352.00K	$310.00K	$274.00K
Loan Brokerage Commissions	$543.00K	$351.00K	$268.00K	$222.00K	$241.00K	$317.00K	$170.00K	$438.00K	$371.00K	$541.00K	-	-	-	-	-	-	-	-	-	-
Deposit Account	$516.00K	$537.00K	$499.00K	$515.00K	$533.00K	$545.00K	$516.00K	$496.00K	$540.00K	$559.00K	$509.00K	$495.00K	$485.00K	$456.00K	$379.00K	$383.00K	$441.00K	$388.00K	$312.00K	$549.00K
Insurance Commissions	$128.00K	$145.00K	$127.00K	$153.00K	$113.00K	$136.00K	$115.00K	$165.00K	$105.00K	$109.00K	$107.00K	$170.00K	$117.00K	$129.00K	$150.00K	$157.00K	$96.00K	$101.00K	$92.00K	$127.00K

Penns Woods Bancorp's latest quarterly revenue breakdown by segment (product or service), as of Dec 24: Loan Brokerage Commissions (31.30%), Deposit Account (29.74%), Debit Card (22.19%), Brokerage Commissions (9.39%), and Insurance Commissions (7.38%).

Penns Woods Bancorp Peer Comparison by Revenue

Ticker	Company	Last Year Revenue	Last Quarter Revenue
SRCE	1st Source	$484.02M	$123.23M
FSBW	FS Bancorp	$184.84M	$47.04M
HBCP	Home Bancorp	$184.77M	$51.02M
WSBF	Waterstone Financial	$113.17M	$51.74M
NWFL	Norwood Financial	$112.58M	$30.77M
ESSA	ESSA Bancorp	$111.57M	$26.37M
PWOD	Penns Woods Bancorp	$109.70M	$28.69M
OVLY	Oak Valley Bancorp	$78.21M	$19.50M
FFNW	First Financial Northwest	$77.37M	$20.09M
FNWD	Finward Bancorp	$71.60M	$22.47M
OPOF	Old Point Financial	$60.91M	$21.99M
HFBL	Home Federal Bancorp, Inc. of Louisiana	$33.45M	$7.66M
RBKB	Rhinebeck Bancorp	$25.91M	$6.01M
FCCO	First Community	$14.00M	$26.72M
CHMG	Chemung Financial	-	$21.28M
GSBC	Great Southern Bancorp	-	$91.36M

PWOD Revenue FAQ

What is Penns Woods Bancorp’s yearly revenue?

Penns Woods Bancorp's yearly revenue for 2024 was $109.7M, representing an increase of 70.24% compared to 2023. The company's yearly revenue for 2023 was $64.44M, representing a decrease of -3.09% compared to 2022. PWOD's yearly revenue for 2022 was $66.49M, representing an increase of 8.32% compared to 2021.

What is Penns Woods Bancorp’s quarterly revenue?

Penns Woods Bancorp's quarterly revenue for Q1 2024 was $28.69M, a 1.97% increase from the previous quarter (Q4 2023), and a 73.31% increase year-over-year (Q1 2023). The company's quarterly revenue for Q4 2023 was $28.14M, a 85.03% increase from the previous quarter (Q3 2023), and a 59.61% increase year-over-year (Q4 2022). PWOD's quarterly revenue for Q3 2023 was $15.21M, a -1.30% decrease from the previous quarter (Q2 2023), and a -13.67% decrease year-over-year (Q3 2022).

What is Penns Woods Bancorp’s revenue growth rate?

Penns Woods Bancorp's revenue growth rate for the last 3 years (2022-2024) was 64.98%, and for the last 5 years (2020-2024) was 81.65%.

What are Penns Woods Bancorp’s revenue streams?

Penns Woods Bancorp's revenue streams in c 24 are Debit Card, Loan Brokerage Commissions, Deposit Account, Brokerage Commissions, and Insurance Commissions. Debit Card generated $1.44M in revenue, accounting 23.46% of the company's total revenue, up 8.21% year-over-year. Loan Brokerage Commissions generated $1.38M in revenue, accounting 22.60% of the company's total revenue Deposit Account generated $2.07M in revenue, accounting 33.75% of the company's total revenue, down -1.10% year-over-year. Brokerage Commissions generated $684K in revenue, accounting 11.17% of the company's total revenue, up 18.96% year-over-year. Insurance Commissions generated $553K in revenue, accounting 9.03% of the company's total revenue, up 4.54% year-over-year.

What is Penns Woods Bancorp’s main source of revenue?

For the fiscal year ending Dec 24, the largest source of revenue of Penns Woods Bancorp was Deposit Account. This segment made a revenue of $2.07M, representing 33.75% of the company's total revenue.