United Bankshares (UBSI) Stock Forecast, Price Target & Predictions


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UBSI Stock Forecast


United Bankshares stock forecast is as follows: an average price target of $39.00 (represents a -2.52% downside from UBSI’s last price of $40.01) and a rating consensus of 'Hold', based on 3 wall street analysts offering a 1-year stock forecast.

UBSI Price Target


The average price target for United Bankshares (UBSI) is $39.00 based on 1-year price targets from 3 Wall Street analysts in the past 3 months, with a price target range of $39.00 to $39.00. This represents a potential -2.52% downside from UBSI's last price of $40.01.

UBSI Analyst Ratings


Hold

According to 3 Wall Street analysts, United Bankshares's rating consensus is 'Hold'. The analyst rating breakdown for UBSI stock is 0 'Strong Buy' (0.00%), 1 'Buy' (33.33%), 2 'Hold' (66.67%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

United Bankshares Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jul 26, 2024Russell GuntherStephens$39.00$38.331.75%-2.52%
May 13, 2024Russell GuntherUBS$36.00$34.564.17%-10.02%
May 03, 2024Catherine MealorUBS$38.00$34.0411.63%-5.02%
Dec 20, 2022Steve MossRaymond James$44.00$38.9412.99%9.97%
Dec 05, 2022Casey Orr WhitmanPiper Sandler$45.00$42.964.75%12.47%
Jul 07, 2022Raymond James$39.00$35.479.95%-2.52%

The latest United Bankshares stock forecast, released on Jul 26, 2024 by Russell Gunther from Stephens, set a price target of $39.00, which represents a 1.75% increase from the stock price at the time of the forecast ($38.33), and a -2.52% decrease from UBSI last price ($40.01).

United Bankshares Price Target by Period


1M3M12M
# Anlaysts--3
Avg Price Target--$37.67
Last Closing Price$40.01$40.01$40.01
Upside/Downside-100.00%-100.00%-5.85%

In the current month, the average price target of United Bankshares stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to United Bankshares's last price of $40.01. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Jul 26, 2024Keefe, Bruyette & WoodsUnderperformUnderperformHold
Jul 26, 2024StephensMarket PerformMarket PerformHold
Jul 26, 2024StephensEqual-WeightEqual-WeightHold
Jun 17, 2024UBSMarket PerformMarket PerformHold
May 13, 2024UBSNeutralNeutralHold
May 03, 2024UBSMarket PerformMarket PerformHold
Jul 07, 2022Raymond JamesOutperformOutperformHold

United Bankshares's last stock rating was published by Keefe, Bruyette & Woods on Jul 26, 2024. The company gave UBSI a "Underperform" rating, the same as its previous rate.

United Bankshares Financial Forecast


United Bankshares Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue------------$397.08M$263.97M$262.94M$262.62M$272.05M$274.28M$251.28M$230.65M$235.10M$246.53M$245.29M$279.96M$282.17M$315.15M$256.09M$177.85M$178.05M$183.67M
Avg Forecast$323.91M$319.45M$309.15M$302.17M$301.72M$297.78M$290.18M$274.70M$262.38M$259.88M$255.54M$257.99M$259.08M$256.20M$260.70M$274.15M$277.36M$263.70M$251.42M$244.41M$244.93M$244.14M$261.50M$274.54M$251.09M$250.79M$220.89M$171.71M$177.45M$182.11M
High Forecast$327.34M$322.83M$312.42M$305.37M$304.92M$300.93M$293.25M$277.61M$265.16M$260.13M$255.54M$257.99M$259.75M$257.51M$263.46M$277.05M$280.30M$263.70M$251.42M$244.41M$244.93M$244.14M$261.50M$274.54M$251.09M$250.79M$220.89M$171.71M$177.45M$182.11M
Low Forecast$320.94M$316.53M$306.32M$299.40M$298.96M$295.06M$287.52M$272.19M$259.98M$259.62M$255.54M$257.99M$258.40M$254.30M$258.31M$271.64M$274.82M$263.70M$251.42M$244.41M$244.93M$244.14M$261.50M$274.54M$251.09M$250.79M$220.89M$171.71M$177.45M$182.11M
# Analysts11111112211125443333444441599168
Surprise %------------1.53%1.03%1.01%0.96%0.98%1.04%1.00%0.94%0.96%1.01%0.94%1.02%1.12%1.26%1.16%1.04%1.00%1.01%

United Bankshares's average Quarter revenue forecast for Mar 24 based on 1 analysts is $257.99M, with a low forecast of $257.99M, and a high forecast of $257.99M. UBSI's average Quarter revenue forecast represents a -35.03% decrease compared to the company's last Quarter revenue of $397.08M (Dec 23).

United Bankshares EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts11111112211125443333444441599168
EBITDA------------$1.28M$122.22M$117.19M$219.02M$187.24M$152.94M$133.39M$114.43M$106.37M$129.72M$134.43M$150.63M$131.82M$159.05M$93.47M$90.61M$120.10M$133.16M
Avg Forecast$44.85M$44.24M$42.81M$41.84M$41.78M$41.23M$40.18M$38.04M$36.33M$35.99M$35.39M$35.73M$35.88M$35.48M$36.10M$37.96M$117.00M$97.90M$93.34M$90.74M$90.93M$90.64M$97.08M$129.99M$93.22M$93.11M$82.01M$107.26M$65.88M$67.61M
High Forecast$45.33M$44.70M$43.26M$42.28M$42.22M$41.67M$40.61M$38.44M$36.72M$36.02M$35.39M$35.73M$35.97M$35.66M$36.48M$38.36M$140.41M$97.90M$93.34M$90.74M$90.93M$90.64M$97.08M$155.99M$93.22M$93.11M$82.01M$128.71M$65.88M$67.61M
Low Forecast$44.44M$43.83M$42.42M$41.46M$41.40M$40.86M$39.81M$37.69M$36.00M$35.95M$35.39M$35.73M$35.78M$35.21M$35.77M$37.62M$93.60M$97.90M$93.34M$90.74M$90.93M$90.64M$97.08M$103.99M$93.22M$93.11M$82.01M$85.80M$65.88M$67.61M
Surprise %------------0.04%3.44%3.25%5.77%1.60%1.56%1.43%1.26%1.17%1.43%1.38%1.16%1.41%1.71%1.14%0.84%1.82%1.97%

1 analysts predict UBSI's average Quarter EBITDA for Mar 24 to be $35.73M, with a high of $35.73M and a low of $35.73M. This is 2693.22% upper than United Bankshares's previous annual EBITDA (Dec 23) of $1.28M.

United Bankshares Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts11111112211125443333444441599168
Net Income------------$79.39M$96.16M$92.46M$98.31M$99.77M$102.58M$95.61M$81.66M$73.85M$92.15M$94.84M$106.90M$92.37M$103.78M$52.69M$40.18M$63.28M$65.97M
Avg Forecast$109.76M$107.95M$103.43M$97.56M$100.54M$97.29M$94.58M$53.93M$91.60M$91.06M$87.27M$87.85M$87.40M$88.08M$89.43M$100.05M$81.24M$89.76M$85.92M$191.50M$76.23M$89.31M$95.53M$92.25M$82.77M$72.84M$37.08M$47.56M$82.77M$85.52M
High Forecast$111.27M$109.44M$104.86M$98.91M$101.93M$98.63M$95.88M$63.74M$92.95M$92.31M$88.47M$87.87M$90.01M$92.14M$90.66M$101.42M$97.48M$89.76M$85.92M$229.80M$76.23M$89.31M$95.53M$110.71M$82.77M$72.84M$37.08M$57.08M$82.77M$85.52M
Low Forecast$108.45M$106.67M$102.20M$96.40M$99.35M$96.13M$93.46M$42.90M$90.25M$89.98M$86.23M$87.83M$86.10M$84.01M$88.37M$98.86M$64.99M$89.76M$85.92M$153.20M$76.23M$89.31M$95.53M$73.80M$82.77M$72.84M$37.08M$38.05M$82.77M$85.52M
Surprise %------------0.91%1.09%1.03%0.98%1.23%1.14%1.11%0.43%0.97%1.03%0.99%1.16%1.12%1.42%1.42%0.84%0.76%0.77%

United Bankshares's average Quarter net income forecast for Mar 24 is $87.85M, with a range of $87.83M to $87.87M. UBSI's average Quarter net income forecast represents a 10.66% increase compared to the company's last Quarter net income of $79.39M (Dec 23).

United Bankshares SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts11111112211125443333444441599168
SG&A-------------$76.59M$75.31M$73.44M$71.08M$81.05M$85.23M$85.52M$95.84M$89.12M$91.78M$96.89M$98.63M$107.06M$100.15M$63.23M$60.25M$61.17M
Avg Forecast$106.74M$105.27M$101.88M$99.58M$99.43M$98.13M$95.63M$90.53M$86.47M$85.64M$84.21M$85.02M$85.38M$84.43M$85.91M$90.34M$105.42M$81.81M$78.00M$75.82M$75.99M$75.74M$81.12M$83.62M$77.89M$77.80M$68.53M$74.85M$55.05M$56.49M
High Forecast$107.87M$106.39M$102.95M$100.63M$100.48M$99.17M$96.64M$91.48M$87.38M$85.72M$84.21M$85.02M$85.60M$84.86M$86.82M$91.30M$126.51M$81.81M$78.00M$75.82M$75.99M$75.74M$81.12M$100.34M$77.89M$77.80M$68.53M$89.82M$55.05M$56.49M
Low Forecast$105.76M$104.31M$100.94M$98.66M$98.52M$97.23M$94.75M$89.70M$85.67M$85.56M$84.21M$85.02M$85.15M$83.80M$85.12M$89.52M$84.34M$81.81M$78.00M$75.82M$75.99M$75.74M$81.12M$66.89M$77.89M$77.80M$68.53M$59.88M$55.05M$56.49M
Surprise %-------------0.91%0.88%0.81%0.67%0.99%1.09%1.13%1.26%1.18%1.13%1.16%1.27%1.38%1.46%0.84%1.09%1.08%

United Bankshares's average Quarter SG&A projection for Dec 23 is $85.38M, based on 2 Wall Street analysts, with a range of $85.15M to $85.60M. The forecast indicates a 11.48% rise compared to UBSI last annual SG&A of $76.59M (Sep 23).

United Bankshares EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts11111112211125443333444441599168
EPS------------$0.59$0.71$0.68$0.73$0.74$0.76$0.71$0.60$0.56$0.71$0.73$0.83$0.71$0.80$0.44$0.40$0.62$0.65
Avg Forecast$0.81$0.80$0.76$0.72$0.74$0.72$0.70$0.40$0.68$0.67$0.64$0.65$0.65$0.65$0.66$0.74$0.78$0.66$0.64$0.60$0.56$0.66$0.71$1.26$0.61$0.54$0.27$0.46$0.61$0.63
High Forecast$0.82$0.81$0.77$0.73$0.75$0.73$0.71$0.47$0.69$0.68$0.65$0.65$0.66$0.68$0.67$0.75$0.79$0.66$0.64$0.60$0.56$0.66$0.71$1.26$0.61$0.54$0.27$0.46$0.61$0.63
Low Forecast$0.80$0.79$0.75$0.71$0.73$0.71$0.69$0.32$0.67$0.66$0.64$0.65$0.64$0.62$0.65$0.73$0.77$0.66$0.64$0.60$0.56$0.66$0.71$1.26$0.61$0.54$0.27$0.46$0.61$0.63
Surprise %------------0.91%1.09%1.03%0.99%0.94%1.15%1.12%1.00%0.99%1.08%1.03%0.66%1.16%1.49%1.61%0.87%1.01%1.03%

According to 1 Wall Street analysts, United Bankshares's projected average Quarter EPS for Mar 24 is $0.65, with a low estimate of $0.65 and a high estimate of $0.65. This represents a 9.89% increase compared to UBSI previous annual EPS of $0.59 (Dec 23).

United Bankshares Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
FLICFirst of Long Island$13.40$20.0049.25%
PPBIPacific Premier Bancorp$26.57$31.0016.67%Hold
HWCHancock Whitney$56.97$63.3311.16%Buy
TCBKTriCo Bancshares$46.89$51.6710.19%Buy
PEBOPeoples Bancorp$34.02$36.005.82%Hold
CTBICommunity Trust Ban$57.57$60.004.22%Buy
BOKFBOK Financial$114.35$118.753.85%Hold
RNSTRenasant$36.68$38.003.60%Buy
THFFFirst Financial$48.62$50.002.84%Buy
HBCPHome Bancorp$48.80$50.002.46%Buy
PBProsperity Bancshares$78.42$79.831.80%Buy
CBSHCommerce Bancshares$66.71$65.50-1.81%Hold
BMRCBank of Marin Bancorp$24.60$24.00-2.44%Hold
UBSIUnited Bankshares$40.01$39.00-2.52%Hold
GSBCGreat Southern Bancorp$64.79$62.00-4.31%Hold
EGBNEagle Bancorp$28.61$27.00-5.63%
TCBITexas Capital Bancshares$82.35$77.67-5.68%Buy

UBSI Forecast FAQ


Is United Bankshares a good buy?

No, according to 3 Wall Street analysts, United Bankshares (UBSI) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 33.33% of UBSI's total ratings.

What is UBSI's price target?

United Bankshares (UBSI) average price target is $39 with a range of $39 to $39, implying a -2.52% from its last price of $40.01. The data is based on 3 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will United Bankshares stock go up soon?

According to Wall Street analysts' prediction for UBSI stock, the company can go down by -2.52% (from the last price of $40.01 to the average price target of $39), down by -2.52% based on the highest stock price target, and down by -2.52% based on the lowest stock price target.

Can United Bankshares stock reach $60?

UBSI's average twelve months analyst stock price target of $39 does not support the claim that United Bankshares can reach $60 in the near future.

What are United Bankshares's analysts' financial forecasts?

United Bankshares's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.16B (high $1.18B, low $1.15B), average EBITDA is $161.24M (high $162.94M, low $159.76M), average net income is $346.35M (high $360.18M, low $331.84M), average SG&A $383.71M (high $387.77M, low $380.2M), and average EPS is $2.56 (high $2.66, low $2.45). UBSI's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $1.25B (high $1.27B, low $1.24B), average EBITDA is $173.74M (high $175.58M, low $172.15M), average net income is $418.71M (high $424.47M, low $413.73M), average SG&A $413.47M (high $417.84M, low $409.68M), and average EPS is $3.09 (high $3.13, low $3.05).

Did the UBSI's actual financial results beat the analysts' financial forecasts?

Based on United Bankshares's last annual report (Dec 2023), the company's revenue was $1.5B, beating the average analysts forecast of $1.05B by 43.13%. Apple's EBITDA was $5.12M, missing the average prediction of $145.42M by -96.48%. The company's net income was $366.31M, beating the average estimation of $364.96M by 0.37%. Apple's SG&A was $0, missing the average forecast of $346.06M by -100.00%. Lastly, the company's EPS was $2.72, beating the average prediction of $2.69 by 0.99%. In terms of the last quarterly report (Dec 2023), United Bankshares's revenue was $397.08M, beating the average analysts' forecast of $259.08M by 53.26%. The company's EBITDA was $1.28M, missing the average prediction of $35.88M by -96.43%. United Bankshares's net income was $79.39M, missing the average estimation of $87.4M by -9.17%. The company's SG&A was $0, missing the average forecast of $85.38M by -100.00%. Lastly, the company's EPS was $0.59, missing the average prediction of $0.645 by -8.53%