United Bankshares (UBSI) Stock Forecast, Price Target & Predictions
UBSI Stock Forecast
United Bankshares stock forecast is as follows: an average price target of $41.00 (represents a 9.25% upside from UBSI’s last price of $37.53) and a rating consensus of 'Hold', based on 3 wall street analysts offering a 1-year stock forecast.
UBSI Price Target
The average price target for United Bankshares (UBSI) is $41.00 based on 1-year price targets from 3 Wall Street analysts in the past 3 months, with a price target range of $45.00 to $36.00. This represents a potential 9.25% upside from UBSI's last price of $37.53.
UBSI Analyst Ratings
According to 3 Wall Street analysts, United Bankshares's rating consensus is 'Hold'. The analyst rating breakdown for UBSI stock is 0 'Strong Buy' (0.00%), 1 'Buy' (33.33%), 2 'Hold' (66.67%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
United Bankshares Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Jul 26, 2024 | Russell Gunther | Stephens | $39.00 | $38.33 | 1.75% | 3.92% |
| May 13, 2024 | Russell Gunther | UBS | $36.00 | $34.56 | 4.17% | -4.08% |
| May 03, 2024 | Catherine Mealor | UBS | $38.00 | $34.04 | 11.63% | 1.25% |
| Dec 20, 2022 | Steve Moss | Raymond James | $44.00 | $38.94 | 12.99% | 17.24% |
| Dec 05, 2022 | Casey Orr Whitman | Piper Sandler | $45.00 | $42.96 | 4.75% | 19.90% |
| Jul 07, 2022 | - | Raymond James | $39.00 | $35.47 | 9.95% | 3.92% |
The latest United Bankshares stock forecast, released on Jul 26, 2024 by Russell Gunther from Stephens, set a price target of $39.00, which represents a 1.75% increase from the stock price at the time of the forecast ($38.33), and a 3.92% increase from UBSI last price ($37.53).
United Bankshares Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 1 | 3 |
| Avg Price Target | - | $39.00 | $37.67 |
| Last Closing Price | $37.53 | $37.53 | $37.53 |
| Upside/Downside | -100.00% | 3.92% | 0.37% |
In the current month, the average price target of United Bankshares stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to United Bankshares's last price of $37.53. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Jul 26, 2024 | Keefe, Bruyette & Woods | Underperform | Underperform | Hold |
| Jul 26, 2024 | Stephens | Market Perform | Market Perform | Hold |
| Jul 26, 2024 | Stephens | Equal-Weight | Equal-Weight | Hold |
| Jun 17, 2024 | UBS | Market Perform | Market Perform | Hold |
| May 13, 2024 | UBS | Neutral | Neutral | Hold |
| May 03, 2024 | UBS | Market Perform | Market Perform | Hold |
| Jul 07, 2022 | Raymond James | Outperform | Outperform | Hold |
United Bankshares's last stock rating was published by Keefe, Bruyette & Woods on Jul 26, 2024. The company gave UBSI a "Underperform" rating, the same as its previous rate.
United Bankshares Financial Forecast
United Bankshares Revenue Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | $397.08M | $263.97M | $262.94M | $262.62M | $272.05M | $274.28M | - | $230.65M | $235.10M | $246.53M | $245.29M | $279.96M | $282.17M | $315.15M | $256.09M | $177.85M | $178.05M | $183.67M | $189.90M | $174.91M | $173.23M | $179.98M |
| Avg Forecast | $306.80M | $302.07M | $293.56M | $275.92M | $260.59M | $260.11M | $255.54M | $257.99M | $259.08M | $256.20M | $260.70M | $274.15M | $277.36M | $263.70M | $251.42M | $244.41M | $244.93M | $244.14M | $261.50M | $274.54M | $251.09M | $250.79M | $220.89M | $171.71M | $177.45M | $182.11M | $182.40M | $174.75M | $170.39M | $183.41M |
| High Forecast | $307.88M | $303.14M | $294.60M | $276.90M | $261.51M | $261.03M | $256.45M | $258.91M | $259.75M | $257.51M | $261.62M | $275.12M | $278.34M | $264.63M | $251.42M | $245.89M | $246.42M | $245.62M | $263.08M | $276.20M | $252.61M | $252.31M | $222.23M | $172.75M | $178.52M | $183.21M | $183.50M | $175.81M | $204.47M | $220.09M |
| Low Forecast | $305.83M | $301.12M | $292.63M | $275.05M | $259.76M | $259.29M | $254.74M | $257.18M | $258.40M | $254.30M | $259.87M | $273.29M | $276.49M | $262.87M | $251.42M | $243.28M | $243.80M | $243.02M | $260.29M | $273.27M | $249.93M | $249.63M | $219.87M | $170.92M | $176.63M | $181.26M | $181.55M | $173.95M | $136.31M | $146.73M |
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 5 | 4 | 4 | 3 | 3 | 1 | 1 | 2 | 2 | 2 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 9 | 20 | 15 |
| Surprise % | - | - | - | - | - | - | - | - | 1.53% | 1.03% | 1.01% | 0.96% | 0.98% | 1.04% | - | 0.94% | 0.96% | 1.01% | 0.94% | 1.02% | 1.12% | 1.26% | 1.16% | 1.04% | 1.00% | 1.01% | 1.04% | 1.00% | 1.02% | 0.98% |
United Bankshares's average Quarter revenue forecast for Mar 24 based on 1 analysts is $257.99M, with a low forecast of $257.18M, and a high forecast of $258.91M. UBSI's average Quarter revenue forecast represents a -35.03% decrease compared to the company's last Quarter revenue of $397.08M (Dec 23).
United Bankshares EBITDA Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 5 | 4 | 4 | 3 | 3 | 1 | 1 | 2 | 2 | 2 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 9 | 20 | 15 |
| EBITDA | - | - | - | - | - | - | - | - | $1.28M | $122.22M | $117.19M | $219.02M | $187.24M | $152.94M | - | $114.43M | $106.37M | $129.72M | $134.43M | $150.63M | $131.82M | $159.05M | $93.47M | $90.61M | $120.10M | $133.16M | $135.18M | $127.65M | $120.50M | $118.59M |
| Avg Forecast | $113.90M | $112.15M | $108.99M | $102.44M | $96.75M | $96.57M | $94.87M | $95.78M | $96.19M | $95.12M | $96.79M | $101.78M | $102.97M | $124.58M | $93.34M | $90.74M | $106.37M | $113.25M | $132.56M | $129.99M | $105.01M | $75.47M | $91.29M | $107.26M | $118.13M | $128.93M | $130.96M | $125.56M | $118.53M | $120.48M |
| High Forecast | $114.31M | $112.54M | $109.37M | $102.80M | $97.09M | $96.91M | $95.21M | $96.12M | $96.44M | $95.60M | $97.13M | $102.14M | $103.34M | $149.49M | $93.34M | $91.29M | $127.64M | $135.90M | $159.07M | $155.99M | $126.01M | $90.57M | $109.55M | $128.71M | $141.76M | $154.72M | $157.15M | $150.67M | $142.23M | $144.57M |
| Low Forecast | $113.54M | $111.79M | $108.64M | $102.12M | $96.44M | $96.26M | $94.57M | $95.48M | $95.94M | $94.41M | $96.48M | $101.46M | $102.65M | $99.66M | $93.34M | $90.32M | $85.09M | $90.60M | $106.05M | $103.99M | $84.01M | $60.38M | $73.04M | $85.80M | $94.50M | $103.15M | $104.77M | $100.45M | $94.82M | $96.38M |
| Surprise % | - | - | - | - | - | - | - | - | 0.01% | 1.28% | 1.21% | 2.15% | 1.82% | 1.23% | - | 1.26% | 1.00% | 1.15% | 1.01% | 1.16% | 1.26% | 2.11% | 1.02% | 0.84% | 1.02% | 1.03% | 1.03% | 1.02% | 1.02% | 0.98% |
1 analysts predict UBSI's average Quarter EBITDA for Mar 24 to be $95.78M, with a high of $96.12M and a low of $95.48M. This is 7388.94% upper than United Bankshares's previous annual EBITDA (Dec 23) of $1.28M.
United Bankshares Net Income Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 5 | 4 | 4 | 3 | 3 | 1 | 1 | 2 | 2 | 2 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 9 | 20 | 15 |
| Net Income | - | - | - | - | - | - | - | - | $79.39M | $96.16M | $92.46M | $98.31M | $99.77M | $102.58M | - | $81.66M | $73.85M | $92.15M | $94.84M | $106.90M | $92.37M | $103.78M | $52.69M | $40.18M | $63.28M | $65.97M | $67.21M | $63.64M | $63.95M | $64.41M |
| Avg Forecast | $104.46M | $99.86M | $94.45M | $55.48M | $89.85M | $90.93M | $87.14M | $87.73M | $87.28M | $87.95M | $89.31M | $99.91M | $106.09M | $88.50M | $85.80M | $191.50M | $73.85M | $80.45M | $93.52M | $92.25M | $73.58M | $49.25M | $51.46M | $47.56M | $62.25M | $63.87M | $65.11M | $62.60M | $62.90M | $65.43M |
| High Forecast | $104.94M | $100.32M | $94.88M | $55.73M | $90.26M | $92.27M | $87.54M | $88.13M | $89.88M | $92.01M | $89.72M | $100.37M | $106.57M | $106.19M | $85.80M | $229.80M | $88.62M | $96.54M | $112.22M | $110.71M | $88.30M | $59.10M | $61.75M | $57.08M | $74.70M | $76.65M | $78.13M | $75.12M | $75.48M | $78.52M |
| Low Forecast | $104.04M | $99.45M | $94.06M | $55.25M | $89.48M | $88.26M | $86.79M | $87.37M | $85.97M | $83.90M | $88.94M | $99.50M | $105.65M | $70.80M | $85.80M | $153.20M | $59.08M | $64.36M | $74.82M | $73.80M | $58.87M | $39.40M | $41.17M | $38.05M | $49.80M | $51.10M | $52.09M | $50.08M | $50.32M | $52.35M |
| Surprise % | - | - | - | - | - | - | - | - | 0.91% | 1.09% | 1.04% | 0.98% | 0.94% | 1.16% | - | 0.43% | 1.00% | 1.15% | 1.01% | 1.16% | 1.26% | 2.11% | 1.02% | 0.84% | 1.02% | 1.03% | 1.03% | 1.02% | 1.02% | 0.98% |
United Bankshares's average Quarter net income forecast for Mar 24 is $87.73M, with a range of $87.37M to $88.13M. UBSI's average Quarter net income forecast represents a 10.50% increase compared to the company's last Quarter net income of $79.39M (Dec 23).
United Bankshares SG&A Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 5 | 4 | 4 | 3 | 3 | 1 | 1 | 2 | 2 | 2 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 9 | 20 | 15 |
| SG&A | - | - | - | - | - | - | - | - | - | $76.59M | $75.31M | $73.44M | $71.08M | $81.05M | - | $85.52M | $95.84M | $89.12M | $91.78M | $96.89M | $98.63M | $107.06M | $100.15M | $63.23M | $60.25M | $61.17M | $61.75M | $56.84M | $57.17M | $59.55M |
| Avg Forecast | $95.18M | $93.71M | $91.07M | $85.60M | $80.84M | $80.69M | $79.28M | $80.04M | $80.37M | $79.48M | $80.88M | $85.05M | $86.04M | $85.59M | $78.00M | $75.82M | $95.84M | $77.81M | $90.51M | $83.62M | $78.57M | $50.80M | $97.82M | $74.85M | $59.26M | $59.23M | $59.82M | $55.91M | $56.23M | $60.50M |
| High Forecast | $95.51M | $94.04M | $91.39M | $85.90M | $81.13M | $80.98M | $79.56M | $80.32M | $80.58M | $79.89M | $81.16M | $85.35M | $86.35M | $102.70M | $78.00M | $76.28M | $115.01M | $93.37M | $108.61M | $100.34M | $94.29M | $60.96M | $117.39M | $89.82M | $71.12M | $71.07M | $71.78M | $67.09M | $67.48M | $72.60M |
| Low Forecast | $94.88M | $93.41M | $90.78M | $85.33M | $80.59M | $80.44M | $79.03M | $79.78M | $80.16M | $78.89M | $80.62M | $84.78M | $85.77M | $68.47M | $78.00M | $75.47M | $76.67M | $62.24M | $72.41M | $66.89M | $62.86M | $40.64M | $78.26M | $59.88M | $47.41M | $47.38M | $47.85M | $44.73M | $44.98M | $48.40M |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.96% | 0.93% | 0.86% | 0.83% | 0.95% | - | 1.13% | 1.00% | 1.15% | 1.01% | 1.16% | 1.26% | 2.11% | 1.02% | 0.84% | 1.02% | 1.03% | 1.03% | 1.02% | 1.02% | 0.98% |
United Bankshares's average Quarter SG&A projection for Dec 23 is $80.37M, based on 2 Wall Street analysts, with a range of $80.16M to $80.58M. The forecast indicates a 4.94% rise compared to UBSI last annual SG&A of $76.59M (Sep 23).
United Bankshares EPS Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 5 | 4 | 4 | 3 | 3 | 1 | 1 | 2 | 2 | 2 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 9 | 20 | 15 |
| EPS | - | - | - | - | - | - | - | - | $0.59 | $0.71 | $0.68 | $0.73 | $0.74 | $0.76 | - | $0.60 | $0.56 | $0.71 | $0.73 | $0.83 | $0.71 | $0.80 | $0.44 | $0.40 | $0.62 | $0.65 | $0.66 | $0.59 | $0.62 | $0.62 |
| Avg Forecast | $0.77 | $0.74 | $0.70 | $0.41 | $0.66 | $0.67 | $0.64 | $0.65 | $0.65 | $0.65 | $0.66 | $0.74 | $0.78 | $0.66 | $0.64 | $0.60 | $0.56 | $0.66 | $0.71 | $1.26 | $0.61 | $0.54 | $0.27 | $0.46 | $0.61 | $0.63 | $0.64 | $0.61 | $0.60 | $0.64 |
| High Forecast | $0.78 | $0.74 | $0.70 | $0.41 | $0.67 | $0.68 | $0.65 | $0.65 | $0.66 | $0.68 | $0.66 | $0.74 | $0.79 | $0.67 | $0.64 | $0.61 | $0.57 | $0.67 | $0.71 | $1.27 | $0.62 | $0.54 | $0.28 | $0.46 | $0.62 | $0.64 | $0.64 | $0.61 | $0.72 | $0.77 |
| Low Forecast | $0.77 | $0.73 | $0.70 | $0.41 | $0.66 | $0.65 | $0.64 | $0.65 | $0.64 | $0.62 | $0.66 | $0.74 | $0.78 | $0.66 | $0.64 | $0.60 | $0.56 | $0.66 | $0.70 | $1.25 | $0.61 | $0.54 | $0.27 | $0.46 | $0.61 | $0.63 | $0.63 | $0.61 | $0.48 | $0.51 |
| Surprise % | - | - | - | - | - | - | - | - | 0.91% | 1.09% | 1.03% | 0.99% | 0.94% | 1.15% | - | 1.00% | 0.99% | 1.08% | 1.03% | 0.66% | 1.16% | 1.49% | 1.61% | 0.87% | 1.01% | 1.03% | 1.03% | 0.97% | 1.03% | 0.97% |
According to 1 Wall Street analysts, United Bankshares's projected average Quarter EPS for Mar 24 is $0.65, with a low estimate of $0.65 and a high estimate of $0.65. This represents a 9.89% increase compared to UBSI previous annual EPS of $0.59 (Dec 23).
United Bankshares Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| FLIC | First of Long Island | $12.90 | $20.00 | 55.04% | - |
| PPBI | Pacific Premier Bancorp | $24.80 | $32.67 | 31.73% | Hold |
| TCBK | TriCo Bancshares | $43.44 | $53.75 | 23.73% | Buy |
| RNST | Renasant | $33.17 | $38.00 | 14.56% | Buy |
| THFF | First Financial | $44.86 | $50.00 | 11.46% | Buy |
| UBSI | United Bankshares | $37.53 | $41.00 | 9.25% | Hold |
| HWC | Hancock Whitney | $50.51 | $54.00 | 6.91% | Buy |
| PB | Prosperity Bancshares | $72.94 | $76.43 | 4.78% | Buy |
| TCBI | Texas Capital Bancshares | $71.94 | $73.00 | 1.47% | Buy |
| BOKF | BOK Financial | $104.14 | $105.38 | 1.19% | Hold |
| CBSH | Commerce Bancshares | $62.27 | $60.20 | -3.32% | Hold |
| BMRC | Bank of Marin Bancorp | $20.53 | $15.00 | -26.94% | Hold |
UBSI Forecast FAQ
Is United Bankshares a good buy?
No, according to 3 Wall Street analysts, United Bankshares (UBSI) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 33.33% of UBSI's total ratings.
What is UBSI's price target?
United Bankshares (UBSI) average price target is $41 with a range of $36 to $45, implying a 9.25% from its last price of $37.53. The data is based on 3 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will United Bankshares stock go up soon?
According to Wall Street analysts' prediction for UBSI stock, the company can go up by 9.25% (from the last price of $37.53 to the average price target of $41), up by 19.90% based on the highest stock price target, and down by -4.08% based on the lowest stock price target.
Can United Bankshares stock reach $60?
UBSI's average twelve months analyst stock price target of $41 does not support the claim that United Bankshares can reach $60 in the near future.
What are United Bankshares's analysts' financial forecasts?
United Bankshares's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $1.03B (high $1.04B, low $1.03B), average EBITDA is $383.97M (high $385.33M, low $382.76M), average net income is $355.65M (high $358.21M, low $351.89M), average SG&A $320.85M (high $321.98M, low $319.84M), and average EPS is $2.63 (high $2.65, low $2.6). UBSI's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.18B (high $1.18B, low $1.17B), average EBITDA is $437.48M (high $439.02M, low $436.1M), average net income is $354.25M (high $355.88M, low $352.8M), average SG&A $365.55M (high $366.85M, low $364.4M), and average EPS is $2.62 (high $2.63, low $2.61).
Did the UBSI's actual financial results beat the analysts' financial forecasts?
Based on United Bankshares's last annual report (Dec 2023), the company's revenue was $1.5B, beating the average analysts forecast of $1.05B by 43.13%. Apple's EBITDA was $5.12M, missing the average prediction of $389.87M by -98.69%. The company's net income was $366.31M, beating the average estimation of $364.45M by 0.51%. Apple's SG&A was $0, missing the average forecast of $325.78M by -100.00%. Lastly, the company's EPS was $2.72, beating the average prediction of $2.69 by 0.99%. In terms of the last quarterly report (Dec 2023), United Bankshares's revenue was $397.08M, beating the average analysts' forecast of $259.08M by 53.26%. The company's EBITDA was $1.28M, missing the average prediction of $96.19M by -98.67%. United Bankshares's net income was $79.39M, missing the average estimation of $87.28M by -9.04%. The company's SG&A was $0, missing the average forecast of $80.37M by -100.00%. Lastly, the company's EPS was $0.59, missing the average prediction of $0.645 by -8.53%