First Financial Bankshares (FFIN) Stock Forecast, Price Target & Predictions

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FFIN Stock Forecast

First Financial Bankshares stock forecast is as follows: an average price target of $39.50 (represents a 9.78% upside from FFIN’s last price of $35.98) and a rating consensus of 'Hold', based on 1 wall street analysts offering a 1-year stock forecast.

FFIN Price Target

The average price target for First Financial Bankshares (FFIN) is $39.50 based on 1-year price targets from 1 Wall Street analysts in the past 3 months, with a price target range of $40.00 to $39.00. This represents a potential 9.78% upside from FFIN's last price of $35.98.

FFIN Analyst Ratings

Hold

According to 1 Wall Street analysts, First Financial Bankshares's rating consensus is 'Hold'. The analyst rating breakdown for FFIN stock is 0 'Strong Buy' (0.00%), 0 'Buy' (0.00%), 1 'Hold' (100.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

First Financial Bankshares Price Target by Analyst

Date	Analyst	Company	Price Target	Price when Published	Price Target/Price when Published	Price Target/Last Closing Price
Oct 18, 2024	Matt Olney	Stephens	$40.00	$38.85	2.96%	11.17%
Jul 24, 2024	Brandon King	Truist Financial	$39.00	$37.56	3.83%	8.39%

The latest First Financial Bankshares stock forecast, released on Oct 18, 2024 by Matt Olney from Stephens, set a price target of $40.00, which represents a 2.96% increase from the stock price at the time of the forecast ($38.85), and a 11.17% increase from FFIN last price ($35.98).

First Financial Bankshares Price Target by Period

	1M	3M	12M
# Anlaysts	-	1	2
Avg Price Target	-	$40.00	$39.50
Last Closing Price	$35.98	$35.98	$35.98
Upside/Downside	-100.00%	11.17%	9.78%

In the current month, the average price target of First Financial Bankshares stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to First Financial Bankshares's last price of $35.98. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades

Date	Company	Previous Rating	New Rating	Rating Change
Oct 18, 2024	Stephens	Equal-Weight	Equal-Weight	Hold
Jul 19, 2024	Stephens	Equal-Weight	Equal-Weight	Hold

First Financial Bankshares's last stock rating was published by Stephens on Oct 18, 2024. The company gave FFIN a "Equal-Weight" rating, the same as its previous rate.

First Financial Bankshares Financial Forecast

First Financial Bankshares Revenue Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19	Sep 19
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	$122.22M	$122.59M	$121.09M	$225.00K	$265.00K	$278.00K	$254.00K	$126.24M	$130.31M	$122.32M	$120.70M	$123.19M	$124.72M	$123.32M	$106.44M	$100.06M	$98.51M
Avg Forecast	$154.85M	$154.09M	$151.95M	$148.56M	$152.20M	$150.44M	$147.59M	$143.78M	$144.62M	$140.40M	$133.47M	$129.72M	$125.09M	$128.06M	$128.41M	$131.06M	$136.31M	$137.38M	$136.07M	$131.17M	$133.30M	$130.06M	$129.27M	$125.34M	$127.78M	$125.41M	$114.08M	$108.74M	$101.62M	$101.84M
High Forecast	$156.46M	$155.70M	$153.53M	$150.11M	$153.79M	$152.00M	$149.13M	$145.27M	$146.13M	$140.41M	$133.47M	$129.72M	$125.14M	$129.39M	$129.75M	$132.42M	$137.73M	$137.38M	$136.07M	$131.17M	$133.30M	$130.06M	$129.27M	$125.34M	$127.78M	$125.41M	$114.08M	$108.74M	$101.62M	$101.84M
Low Forecast	$153.50M	$152.75M	$150.62M	$147.27M	$150.88M	$149.13M	$146.31M	$142.52M	$143.36M	$140.38M	$133.47M	$129.72M	$125.04M	$126.94M	$127.29M	$129.92M	$135.12M	$137.38M	$136.07M	$131.17M	$133.30M	$130.06M	$129.27M	$125.34M	$127.78M	$125.41M	$114.08M	$108.74M	$101.62M	$101.84M
# Analysts	1	1	1	1	1	1	1	2	2	1	1	1	3	1	1	1	1	1	1	1	1	1	1	1	10	16	8	11	7	11
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	0.95%	0.95%	0.92%	0.00%	0.00%	0.00%	0.00%	0.95%	1.00%	0.95%	0.96%	0.96%	0.99%	1.08%	0.98%	0.98%	0.97%

First Financial Bankshares's average Quarter revenue forecast for Dec 23 based on 3 analysts is $125.09M, with a low forecast of $125.04M, and a high forecast of $125.14M. FFIN's average Quarter revenue forecast represents a 2.35% increase compared to the company's last Quarter revenue of $122.22M (Sep 23).

First Financial Bankshares EBITDA Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19	Sep 19
# Analysts	1	1	1	1	1	1	1	2	2	1	1	1	3	1	1	1	1	1	1	1	1	1	1	1	10	16	8	11	7	11
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	$60.40M	$65.37M	$92.02M	$90.98M	$84.16M	$78.82M	$71.11M	$70.48M	$75.32M	$72.34M	$72.93M	$75.79M	$68.91M	$69.94M	$54.75M	$59.52M	$62.68M
Avg Forecast	$69.39M	$69.05M	$68.09M	$66.57M	$68.20M	$67.41M	$66.14M	$64.43M	$64.80M	$62.91M	$59.81M	$81.40M	$56.05M	$57.38M	$57.54M	$74.00M	$75.48M	$72.47M	$71.78M	$67.27M	$70.32M	$68.61M	$68.20M	$67.02M	$67.41M	$66.16M	$60.18M	$60.41M	$53.61M	$53.72M
High Forecast	$70.11M	$69.77M	$68.80M	$67.26M	$68.91M	$68.11M	$66.82M	$65.10M	$65.48M	$62.92M	$59.81M	$97.68M	$56.07M	$57.98M	$58.14M	$88.80M	$90.58M	$72.47M	$71.78M	$80.72M	$70.32M	$68.61M	$68.20M	$80.42M	$67.41M	$66.16M	$60.18M	$72.50M	$53.61M	$53.72M
Low Forecast	$68.78M	$68.45M	$67.49M	$65.99M	$67.61M	$66.82M	$65.56M	$63.86M	$64.24M	$62.90M	$59.81M	$65.12M	$56.03M	$56.88M	$57.04M	$59.20M	$60.39M	$72.47M	$71.78M	$53.82M	$70.32M	$68.61M	$68.20M	$53.61M	$67.41M	$66.16M	$60.18M	$48.33M	$53.61M	$53.72M
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	1.05%	1.14%	1.24%	1.21%	1.16%	1.10%	1.06%	1.00%	1.10%	1.06%	1.09%	1.12%	1.04%	1.16%	0.91%	1.11%	1.17%

3 analysts predict FFIN's average Quarter EBITDA for Dec 23 to be $56.05M, with a high of $56.07M and a low of $56.03M. This is -7.21% lower than First Financial Bankshares's previous annual EBITDA (Sep 23) of $60.40M.

First Financial Bankshares Net Income Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19	Sep 19
# Analysts	1	1	1	1	1	1	1	2	2	1	1	1	3	1	1	1	1	1	1	1	1	1	1	1	10	16	8	11	7	11
Net Income	-	-	-	-	-	-	-	-	-	-	-	-	-	$49.56M	$50.87M	$52.57M	$58.67M	$59.34M	$60.49M	$55.97M	$55.34M	$58.93M	$56.38M	$56.92M	$58.48M	$52.86M	$53.47M	$37.23M	$41.39M	$43.08M
Avg Forecast	$62.82M	$61.68M	$61.28M	$59.76M	$59.78M	$59.42M	$57.63M	$56.20M	$57.28M	$55.56M	$51.88M	$64.07M	$48.40M	$51.83M	$51.83M	$58.24M	$59.27M	$59.07M	$57.00M	$52.95M	$55.33M	$54.85M	$54.66M	$52.30M	$53.52M	$48.94M	$39.21M	$41.08M	$43.41M	$43.88M
High Forecast	$63.67M	$62.51M	$62.11M	$60.57M	$60.59M	$60.23M	$58.41M	$56.96M	$58.05M	$55.70M	$51.91M	$76.88M	$49.05M	$52.54M	$52.54M	$69.89M	$71.12M	$59.07M	$57.00M	$63.54M	$55.33M	$54.85M	$54.66M	$62.76M	$53.52M	$48.94M	$39.21M	$49.30M	$43.41M	$43.88M
Low Forecast	$62.11M	$60.98M	$60.58M	$59.08M	$59.10M	$58.75M	$56.98M	$55.56M	$56.63M	$55.41M	$51.86M	$51.25M	$46.97M	$51.25M	$51.25M	$46.59M	$47.42M	$59.07M	$57.00M	$42.36M	$55.33M	$54.85M	$54.66M	$41.84M	$53.52M	$48.94M	$39.21M	$32.87M	$43.41M	$43.88M
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	0.96%	0.98%	0.90%	0.99%	1.00%	1.06%	1.06%	1.00%	1.07%	1.03%	1.09%	1.09%	1.08%	1.36%	0.91%	0.95%	0.98%

First Financial Bankshares's average Quarter net income forecast for Dec 23 is $48.40M, with a range of $46.97M to $49.05M. FFIN's average Quarter net income forecast represents a -2.34% decrease compared to the company's last Quarter net income of $49.56M (Sep 23).

First Financial Bankshares SG&A Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19	Sep 19
# Analysts	1	1	1	1	1	1	1	2	2	1	1	1	3	1	1	1	1	1	1	1	1	1	1	1	10	16	8	11	7	11
SG&A	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$35.71M	$34.59M	$35.62M	$36.50M	$36.11M	$37.04M	$41.74M	$43.23M	$40.78M	$40.81M	$46.84M	$38.56M	$35.85M	$34.56M	$36.86M	$33.93M
Avg Forecast	$46.44M	$46.21M	$45.57M	$44.55M	$45.64M	$45.12M	$44.26M	$43.12M	$43.37M	$42.10M	$40.03M	$46.07M	$37.51M	$38.40M	$38.51M	$41.88M	$44.71M	$39.14M	$38.77M	$38.08M	$37.98M	$37.06M	$36.83M	$37.50M	$36.41M	$35.73M	$32.50M	$38.14M	$28.96M	$29.02M
High Forecast	$46.92M	$46.69M	$46.04M	$45.02M	$46.12M	$45.58M	$44.72M	$43.57M	$43.82M	$42.11M	$40.03M	$55.29M	$37.53M	$38.80M	$38.91M	$50.26M	$53.65M	$39.14M	$38.77M	$45.69M	$37.98M	$37.06M	$36.83M	$45.00M	$36.41M	$35.73M	$32.50M	$45.77M	$28.96M	$29.02M
Low Forecast	$46.03M	$45.81M	$45.17M	$44.16M	$45.25M	$44.72M	$43.88M	$42.74M	$42.99M	$42.10M	$40.03M	$36.86M	$37.50M	$38.07M	$38.17M	$33.51M	$35.77M	$39.14M	$38.77M	$30.46M	$37.98M	$37.06M	$36.83M	$30.00M	$36.41M	$35.73M	$32.50M	$30.51M	$28.96M	$29.02M
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.93%	0.83%	0.80%	0.93%	0.93%	0.97%	1.10%	1.17%	1.11%	1.09%	1.29%	1.08%	1.10%	0.91%	1.27%	1.17%

First Financial Bankshares's average Quarter SG&A projection for Sep 23 is $38.40M, based on 1 Wall Street analysts, with a range of $38.07M to $38.80M. The forecast indicates a 7.54% rise compared to FFIN last annual SG&A of $35.71M (Jun 23).

First Financial Bankshares EPS Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19	Sep 19
# Analysts	1	1	1	1	1	1	1	2	2	1	1	1	3	1	1	1	1	1	1	1	1	1	1	1	10	16	8	11	7	11
EPS	-	-	-	-	-	-	-	-	-	-	-	-	-	$0.35	$0.36	$0.37	$0.41	$0.42	$0.42	$0.39	$0.39	$0.41	$0.40	$0.40	$0.41	$0.37	$0.38	$0.26	$0.30	$0.32
Avg Forecast	$0.44	$0.43	$0.43	$0.42	$0.42	$0.41	$0.40	$0.39	$0.40	$0.39	$0.36	$0.35	$0.34	$0.36	$0.36	$0.39	$0.41	$0.41	$0.40	$0.37	$0.39	$0.38	$0.38	$0.37	$0.37	$0.34	$0.27	$0.29	$0.30	$0.31
High Forecast	$0.44	$0.44	$0.43	$0.42	$0.42	$0.42	$0.41	$0.40	$0.41	$0.39	$0.36	$0.35	$0.34	$0.37	$0.37	$0.39	$0.42	$0.41	$0.40	$0.37	$0.39	$0.38	$0.38	$0.37	$0.37	$0.34	$0.27	$0.29	$0.30	$0.31
Low Forecast	$0.43	$0.43	$0.42	$0.41	$0.41	$0.41	$0.40	$0.39	$0.40	$0.39	$0.36	$0.35	$0.33	$0.36	$0.36	$0.38	$0.41	$0.41	$0.40	$0.37	$0.39	$0.38	$0.38	$0.37	$0.37	$0.34	$0.27	$0.29	$0.30	$0.31
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	0.97%	0.99%	0.96%	1.00%	1.02%	1.05%	1.06%	1.01%	1.07%	1.05%	1.08%	1.10%	1.08%	1.39%	0.91%	0.99%	1.04%

According to 3 Wall Street analysts, First Financial Bankshares's projected average Quarter EPS for Dec 23 is $0.34, with a low estimate of $0.33 and a high estimate of $0.34. This represents a -3.43% decrease compared to FFIN previous annual EPS of $0.35 (Sep 23).

First Financial Bankshares Peer Comparison by Price Target

Ticker	Company	Last Closing Price	Avg Price Target	Upside/Downside	Avg Rating
HTBI	HomeTrust Bancshares	$36.35	$42.00	15.54%	Buy
UMBF	UMB Financial	$120.26	$136.33	13.36%	Buy
NBHC	National Bank	$45.56	$50.00	9.75%	Hold
EBMT	Eagle Bancorp Montana	$16.55	$18.00	8.76%
FRME	First Merchants	$42.74	$46.00	7.63%	Buy
BOKF	BOK Financial	$114.35	$118.75	3.85%	Hold
BFST	Business First Bancshares	$27.02	$28.00	3.63%	Buy
IBTX	Independent Bank Group	$64.05	$66.00	3.04%	Buy
HBCP	Home Bancorp	$48.80	$50.00	2.46%	Buy
FFIN	First Financial Bankshares	$39.20	$39.50	0.77%	Hold
FIBK	First Interstate BancSystem	$33.62	$33.33	-0.86%	Buy
CBSH	Commerce Bancshares	$66.71	$65.50	-1.81%	Hold
GSBC	Great Southern Bancorp	$64.79	$62.00	-4.31%	Hold
IBCP	Independent Bank	$37.31	$35.50	-4.85%	Buy
CVBF	CVB Financial	$22.80	$21.00	-7.89%	Hold
FBNC	First Bancorp	$47.35	$43.00	-9.19%	Buy
FFBC	First Financial Ban	$28.59	$25.00	-12.56%	Hold
BANF	BancFirst	$123.86	$95.00	-23.30%	Sell
FGBI	First Guaranty Bancshares	$12.79	$9.50	-25.72%	Sell

FFIN Forecast FAQ

Is First Financial Bankshares a good buy?

No, according to 1 Wall Street analysts, First Financial Bankshares (FFIN) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 0 'Buy' recommendations, accounting for 0% of FFIN's total ratings.

What is FFIN's price target?

First Financial Bankshares (FFIN) average price target is $39.5 with a range of $39 to $40, implying a 9.78% from its last price of $35.98. The data is based on 1 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will First Financial Bankshares stock go up soon?

According to Wall Street analysts' prediction for FFIN stock, the company can go up by 9.78% (from the last price of $35.98 to the average price target of $39.5), up by 11.17% based on the highest stock price target, and up by 8.39% based on the lowest stock price target.

Can First Financial Bankshares stock reach $50?

FFIN's average twelve months analyst stock price target of $39.5 does not support the claim that First Financial Bankshares can reach $50 in the near future.

What are First Financial Bankshares's analysts' financial forecasts?

First Financial Bankshares's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $594.02M (high $600.2M, low $588.83M), average EBITDA is $266.18M (high $268.94M, low $263.85M), average net income is $233.04M (high $236.19M, low $230.4M), average SG&A $178.14M (high $179.99M, low $176.59M), and average EPS is $1.63 (high $1.65, low $1.61). FFIN's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $609.46M (high $615.8M, low $604.14M), average EBITDA is $273.09M (high $275.94M, low $270.71M), average net income is $245.53M (high $248.85M, low $242.75M), average SG&A $182.77M (high $184.67M, low $181.18M), and average EPS is $1.71 (high $1.74, low $1.7).

Did the FFIN's actual financial results beat the analysts' financial forecasts?

Based on First Financial Bankshares's last annual report (Dec 2022), the company's revenue was $1.02M, which missed the average analysts forecast of $540.93M by -99.81%. Apple's EBITDA was $325.08M, beating the average prediction of $287.01M by 13.26%. The company's net income was $234.48M, beating the average estimation of $228.28M by 2.71%. Apple's SG&A was $144.23M, missing the average forecast of $160.7M by -10.25%. Lastly, the company's EPS was $1.65, beating the average prediction of $1.59 by 3.81%. In terms of the last quarterly report (Sep 2023), First Financial Bankshares's revenue was $122.22M, missing the average analysts' forecast of $128.06M by -4.56%. The company's EBITDA was $60.4M, beating the average prediction of $57.38M by 5.26%. First Financial Bankshares's net income was $49.56M, missing the average estimation of $51.83M by -4.40%. The company's SG&A was $0, missing the average forecast of $38.4M by -100.00%. Lastly, the company's EPS was $0.35, missing the average prediction of $0.362 by -3.31%