UMB Financial (UMBF) Stock Forecast, Price Target & Predictions
UMBF Stock Forecast
UMB Financial stock forecast is as follows: an average price target of $104.67 (represents a -0.43% downside from UMBF’s last price of $105.12) and a rating consensus of 'Hold', based on 8 wall street analysts offering a 1-year stock forecast.
UMBF Price Target
The average price target for UMB Financial (UMBF) is $104.67 based on 1-year price targets from 8 Wall Street analysts in the past 3 months, with a price target range of $114.00 to $90.00. This represents a potential -0.43% downside from UMBF's last price of $105.12.
UMBF Analyst Ratings
According to 8 Wall Street analysts, UMB Financial's rating consensus is 'Hold'. The analyst rating breakdown for UMBF stock is 1 'Strong Buy' (12.50%), 2 'Buy' (25.00%), 4 'Hold' (50.00%), 1 'Sell' (12.50%), and 0 'Strong Sell' (0.00%).
UMB Financial Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Aug 01, 2024 | Jared Shaw | Barclays | $114.00 | $102.02 | 11.74% | 8.45% |
| Jun 24, 2024 | Jared Shaw | Barclays | $100.00 | $79.60 | 25.63% | -4.87% |
| Apr 30, 2024 | Jared Shaw | Barclays | $95.00 | $77.75 | 22.19% | -9.63% |
| Apr 30, 2024 | Timur Braziler | Wells Fargo | $90.00 | $77.75 | 15.76% | -14.38% |
| Jul 28, 2022 | - | Raymond James | $110.00 | $90.32 | 21.79% | 4.64% |
| Jul 07, 2022 | - | Raymond James | $108.00 | $88.75 | 21.69% | 2.74% |
| Apr 28, 2022 | - | Wells Fargo | $100.00 | $92.02 | 8.67% | -4.87% |
| Apr 28, 2022 | - | Raymond James | $113.00 | $94.58 | 19.47% | 7.50% |
The latest UMB Financial stock forecast, released on Aug 01, 2024 by Jared Shaw from Barclays, set a price target of $114.00, which represents a 11.74% increase from the stock price at the time of the forecast ($102.02), and a 8.45% increase from UMBF last price ($105.12).
UMB Financial Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 2 | 4 |
| Avg Price Target | - | $107.00 | $99.75 |
| Last Closing Price | $105.12 | $105.12 | $105.12 |
| Upside/Downside | -100.00% | 1.79% | -5.11% |
In the current month, the average price target of UMB Financial stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to UMB Financial's last price of $105.12. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Aug 01, 2024 | Barclays | Overweight | Overweight | Hold |
| Jun 24, 2024 | Barclays | Overweight | Overweight | Hold |
| Apr 30, 2024 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Hold |
| Apr 30, 2024 | Barclays | - | Overweight | Upgrade |
| Apr 30, 2024 | Wells Fargo | Equal-Weight | Equal-Weight | Hold |
| Oct 26, 2023 | Raymond James | Outperform | Strong Buy | Upgrade |
| Sep 13, 2023 | UBS | - | Neutral | Initialise |
| Sep 13, 2023 | Stephens | - | Equal-Weight | Initialise |
| Sep 13, 2023 | Piper Sandler | - | Overweight | Upgrade |
| Aug 22, 2023 | Truist Financial | Negative | Negative | Hold |
UMB Financial's last stock rating was published by Barclays on Aug 01, 2024. The company gave UMBF a "Overweight" rating, the same as its previous rate.
UMB Financial Financial Forecast
UMB Financial Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | $320.74M | $328.81M | $341.52M | $221.92M | $334.76M | - | $309.02M | $305.40M | $296.31M | $311.63M | $282.64M | $403.85M | $279.73M | $280.53M | $254.12M | $265.31M | $253.63M |
| Avg Forecast | $688.70M | $677.10M | $657.80M | $649.60M | $626.33M | $615.27M | $605.37M | $453.10M | $402.40M | $398.16M | $384.96M | $374.28M | $360.69M | $365.29M | $375.73M | $368.68M | $371.17M | $371.75M | $347.53M | $332.57M | $329.09M | $322.80M | $311.88M | $309.95M | $338.90M | $290.52M | $283.07M | $279.83M | $277.92M | $278.54M |
| High Forecast | $692.92M | $681.25M | $661.83M | $653.58M | $630.17M | $619.04M | $609.08M | $455.88M | $404.86M | $399.92M | $387.32M | $376.57M | $361.06M | $367.31M | $378.03M | $370.94M | $373.45M | $374.03M | $347.53M | $336.40M | $332.88M | $326.52M | $315.48M | $313.52M | $342.81M | $293.87M | $286.33M | $283.05M | $281.12M | $281.75M |
| Low Forecast | $682.94M | $671.44M | $652.30M | $644.17M | $621.10M | $610.12M | $600.30M | $449.31M | $399.03M | $396.23M | $381.74M | $371.15M | $360.06M | $363.34M | $372.59M | $365.60M | $368.07M | $368.64M | $347.53M | $329.23M | $325.78M | $319.56M | $308.75M | $306.84M | $335.50M | $287.61M | $280.22M | $277.02M | $275.13M | $275.74M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 6 | 10 | 10 | 10 | 10 | 5 | 5 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.88% | 0.88% | 0.93% | 0.60% | 0.90% | - | 0.93% | 0.93% | 0.92% | 1.00% | 0.91% | 1.19% | 0.96% | 0.99% | 0.91% | 0.95% | 0.91% |
UMB Financial's average Quarter revenue forecast for Dec 23 based on 3 analysts is $360.69M, with a low forecast of $360.06M, and a high forecast of $361.06M. UMBF's average Quarter revenue forecast represents a 12.46% increase compared to the company's last Quarter revenue of $320.74M (Sep 23).
UMB Financial EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 6 | 10 | 10 | 10 | 10 | 5 | 5 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $119.19M | $112.14M | $280.94M | $205.75M | $189.22M | - | $150.35M | $123.39M | $139.39M | $132.56M | $135.47M | $220.08M | $111.41M | $98.66M | $48.81M | $135.59M | $137.91M |
| Avg Forecast | $266.32M | $261.83M | $254.37M | $251.20M | $242.20M | $237.92M | $234.09M | $175.21M | $155.60M | $153.97M | $148.86M | $168.56M | $139.48M | $141.25M | $145.29M | $133.25M | $143.53M | $141.47M | $134.39M | $105.34M | $139.40M | $128.60M | $127.99M | $91.26M | $307.15M | $62.48M | $124.79M | $91.39M | $114.73M | $126.13M |
| High Forecast | $267.95M | $263.44M | $255.93M | $252.74M | $243.68M | $239.38M | $235.53M | $176.29M | $156.56M | $154.65M | $149.77M | $202.27M | $139.62M | $142.03M | $146.18M | $159.90M | $144.41M | $169.76M | $134.39M | $126.40M | $167.28M | $154.33M | $153.58M | $109.51M | $368.58M | $74.97M | $149.74M | $109.66M | $137.68M | $151.35M |
| Low Forecast | $264.09M | $259.64M | $252.24M | $249.10M | $240.17M | $235.93M | $232.13M | $173.75M | $154.30M | $153.22M | $147.62M | $134.85M | $139.23M | $140.50M | $144.08M | $106.60M | $142.33M | $113.17M | $134.39M | $84.27M | $111.52M | $102.88M | $102.39M | $73.00M | $245.72M | $49.98M | $99.83M | $73.11M | $91.79M | $100.90M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.84% | 0.77% | 2.11% | 1.43% | 1.34% | - | 1.43% | 0.89% | 1.08% | 1.04% | 1.48% | 0.72% | 1.78% | 0.79% | 0.53% | 1.18% | 1.09% |
3 analysts predict UMBF's average Quarter EBITDA for Dec 23 to be $139.48M, with a high of $139.62M and a low of $139.23M. This is 17.02% upper than UMB Financial's previous annual EBITDA (Sep 23) of $119.19M.
UMB Financial Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 6 | 10 | 10 | 10 | 10 | 5 | 5 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | $96.55M | $90.11M | $92.44M | $100.17M | $87.99M | - | $105.96M | $78.50M | $94.47M | $87.41M | $92.64M | $156.32M | $73.09M | $60.53M | $-3.44M | $66.52M | $62.38M |
| Avg Forecast | $149.86M | $143.98M | $136.64M | $130.27M | $127.61M | $120.39M | $110.00M | $74.50M | $106.44M | $107.74M | $98.47M | $118.80M | $86.39M | $86.88M | $94.32M | $93.91M | $98.05M | $95.88M | $92.75M | $74.24M | $88.68M | $87.16M | $84.40M | $62.41M | $218.17M | $40.99M | $76.56M | $-6.44M | $56.28M | $57.05M |
| High Forecast | $151.06M | $145.13M | $137.73M | $131.31M | $128.62M | $121.35M | $110.87M | $75.09M | $107.28M | $108.74M | $99.26M | $142.56M | $86.88M | $89.83M | $95.08M | $112.69M | $98.83M | $115.05M | $92.75M | $89.09M | $106.42M | $104.59M | $101.28M | $74.89M | $261.80M | $49.19M | $91.87M | $-5.15M | $67.54M | $68.46M |
| Low Forecast | $148.23M | $142.42M | $135.15M | $128.86M | $126.22M | $119.08M | $108.80M | $73.69M | $105.28M | $105.25M | $97.40M | $95.04M | $85.90M | $81.97M | $93.30M | $75.13M | $96.98M | $76.70M | $92.75M | $59.39M | $70.94M | $69.73M | $67.52M | $49.92M | $174.53M | $32.79M | $61.25M | $-7.73M | $45.03M | $45.64M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.11% | 0.96% | 0.98% | 1.02% | 0.92% | - | 1.43% | 0.89% | 1.08% | 1.04% | 1.48% | 0.72% | 1.78% | 0.79% | 0.53% | 1.18% | 1.09% |
UMB Financial's average Quarter net income forecast for Dec 23 is $86.39M, with a range of $85.90M to $86.88M. UMBF's average Quarter net income forecast represents a -10.53% decrease compared to the company's last Quarter net income of $96.55M (Sep 23).
UMB Financial SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 6 | 10 | 10 | 10 | 10 | 5 | 5 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $140.01M | $150.44M | $157.26M | $144.73M | $150.48M | - | $142.31M | $145.93M | $136.41M | $131.45M | $136.06M | $139.51M | $132.98M | $141.22M | $122.25M | $138.41M | $122.82M |
| Avg Forecast | $568.30M | $558.73M | $542.80M | $536.04M | $516.84M | $507.71M | $499.54M | $373.89M | $332.05M | $328.55M | $317.66M | $159.55M | $297.63M | $301.43M | $310.05M | $126.12M | $306.28M | $138.45M | $286.78M | $99.70M | $164.86M | $125.86M | $126.92M | $91.65M | $194.70M | $74.57M | $178.62M | $228.90M | $117.12M | $112.32M |
| High Forecast | $571.79M | $562.15M | $546.13M | $539.32M | $520.01M | $510.82M | $502.60M | $376.18M | $334.08M | $330.01M | $319.61M | $191.46M | $297.94M | $303.09M | $311.95M | $151.35M | $308.16M | $166.14M | $286.78M | $119.64M | $197.83M | $151.04M | $152.30M | $109.99M | $233.64M | $89.49M | $214.35M | $274.69M | $140.54M | $134.78M |
| Low Forecast | $563.55M | $554.06M | $538.26M | $531.56M | $512.52M | $503.46M | $495.36M | $370.76M | $329.27M | $326.96M | $315.01M | $127.64M | $297.11M | $299.83M | $307.45M | $100.90M | $303.72M | $110.76M | $286.78M | $79.76M | $131.89M | $100.69M | $101.53M | $73.32M | $155.76M | $59.66M | $142.90M | $183.12M | $93.69M | $89.86M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.46% | 0.49% | 1.25% | 0.47% | 1.09% | - | 1.43% | 0.89% | 1.08% | 1.04% | 1.48% | 0.72% | 1.78% | 0.79% | 0.53% | 1.18% | 1.09% |
UMB Financial's average Quarter SG&A projection for Dec 23 is $297.63M, based on 3 Wall Street analysts, with a range of $297.11M to $297.94M. The forecast indicates a 112.58% rise compared to UMBF last annual SG&A of $140.01M (Sep 23).
UMB Financial EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 6 | 10 | 10 | 10 | 10 | 5 | 5 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $1.99 | $1.86 | $1.91 | $2.07 | $1.82 | - | $2.19 | $1.62 | $1.96 | $1.81 | $1.93 | $3.26 | $1.52 | $1.26 | $-0.07 | $1.36 | $1.28 |
| Avg Forecast | $3.06 | $2.94 | $2.79 | $2.66 | $2.61 | $2.46 | $2.25 | $1.52 | $2.17 | $2.20 | $2.01 | $1.80 | $1.76 | $1.77 | $1.93 | $1.86 | $2.00 | $2.15 | $1.90 | $1.67 | $1.86 | $1.80 | $1.75 | $1.48 | $1.32 | $1.02 | $0.37 | $0.87 | $1.17 | $1.17 |
| High Forecast | $3.08 | $2.96 | $2.81 | $2.68 | $2.63 | $2.48 | $2.26 | $1.53 | $2.19 | $2.22 | $2.03 | $1.82 | $1.77 | $1.83 | $1.94 | $1.88 | $2.02 | $2.17 | $1.90 | $1.69 | $1.89 | $1.82 | $1.78 | $1.50 | $1.34 | $1.03 | $0.38 | $0.88 | $1.18 | $1.18 |
| Low Forecast | $3.03 | $2.91 | $2.76 | $2.63 | $2.58 | $2.43 | $2.22 | $1.50 | $2.15 | $2.15 | $1.99 | $1.78 | $1.75 | $1.67 | $1.91 | $1.84 | $1.98 | $2.13 | $1.90 | $1.64 | $1.83 | $1.77 | $1.73 | $1.46 | $1.30 | $1.01 | $0.37 | $0.86 | $1.15 | $1.15 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.12% | 0.97% | 1.02% | 1.03% | 0.85% | - | 1.31% | 0.87% | 1.09% | 1.03% | 1.31% | 2.48% | 1.49% | 3.41% | -0.08% | 1.17% | 1.10% |
According to 3 Wall Street analysts, UMB Financial's projected average Quarter EPS for Dec 23 is $1.76, with a low estimate of $1.75 and a high estimate of $1.77. This represents a -11.36% decrease compared to UMBF previous annual EPS of $1.99 (Sep 23).
UMB Financial Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| CFR | Cullen/Frost Bankers | $109.41 | $142.90 | 30.61% | Hold |
| TRMK | Trustmark | $32.19 | $37.50 | 16.50% | Hold |
| CBU | Community Bank System | $57.59 | $66.00 | 14.60% | Buy |
| WABC | Westamerica Ban | $49.98 | $57.00 | 14.05% | Hold |
| BFST | Business First Bancshares | $25.63 | $28.00 | 9.25% | Buy |
| IBCP | Independent Bank | $33.62 | $35.75 | 6.34% | Buy |
| FFIN | First Financial Bankshares | $36.77 | $39.00 | 6.06% | Hold |
| HTH | Hilltop | $32.33 | $34.00 | 5.17% | Hold |
| IBTX | Independent Bank Group | $57.07 | $59.67 | 4.56% | Buy |
| BOKF | BOK Financial | $102.96 | $105.38 | 2.35% | Hold |
| UMBF | UMB Financial | $105.12 | $104.67 | -0.43% | Hold |
| EQBK | Equity Bancshares | $40.33 | $40.00 | -0.82% | Buy |
| CBSH | Commerce Bancshares | $61.98 | $60.20 | -2.87% | Hold |
| BANF | BancFirst | $104.72 | $95.00 | -9.28% | Sell |
UMBF Forecast FAQ
Is UMB Financial a good buy?
No, according to 8 Wall Street analysts, UMB Financial (UMBF) is considered a 'Hold'. The rating consensus is based on 1 'Strong Buy' and 2 'Buy' recommendations, accounting for 37.50% of UMBF's total ratings.
What is UMBF's price target?
UMB Financial (UMBF) average price target is $104.67 with a range of $90 to $114, implying a -0.43% from its last price of $105.12. The data is based on 8 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will UMB Financial stock go up soon?
According to Wall Street analysts' prediction for UMBF stock, the company can go down by -0.43% (from the last price of $105.12 to the average price target of $104.67), up by 8.45% based on the highest stock price target, and down by -14.38% based on the lowest stock price target.
Can UMB Financial stock reach $200?
UMBF's average twelve months analyst stock price target of $104.67 does not support the claim that UMB Financial can reach $200 in the near future.
What are UMB Financial's analysts' financial forecasts?
UMB Financial's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $2.3B (high $2.31B, low $2.28B), average EBITDA is $889.42M (high $894.87M, low $881.99M), average net income is $432.49M (high $435.94M, low $427.79M), average SG&A $1.9B (high $1.91B, low $1.88B), and average EPS is $8.83 (high $8.9, low $8.73). UMBF's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $2.67B (high $2.69B, low $2.65B), average EBITDA is $1.03B (high $1.04B, low $1.03B), average net income is $560.76M (high $565.22M, low $554.66M), average SG&A $2.21B (high $2.22B, low $2.19B), and average EPS is $11.45 (high $11.54, low $11.33).
Did the UMBF's actual financial results beat the analysts' financial forecasts?
Based on UMB Financial's last annual report (Dec 2022), the company's revenue was $221.92M, which missed the average analysts forecast of $1.42B by -84.41%. Apple's EBITDA was $755.75M, beating the average prediction of $524.72M by 44.03%. The company's net income was $431.68M, beating the average estimation of $360.91M by 19.61%. Apple's SG&A was $550.13M, missing the average forecast of $831.21M by -33.82%. Lastly, the company's EPS was $8.93, beating the average prediction of $7.72 by 15.73%. In terms of the last quarterly report (Sep 2023), UMB Financial's revenue was $320.74M, missing the average analysts' forecast of $365.28M by -12.20%. The company's EBITDA was $119.19M, missing the average prediction of $141.25M by -15.62%. UMB Financial's net income was $96.55M, beating the average estimation of $86.88M by 11.13%. The company's SG&A was $140.01M, missing the average forecast of $301.43M by -53.55%. Lastly, the company's EPS was $1.99, beating the average prediction of $1.77 by 12.18%