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UMB Financial (UMBF) Stock Forecast, Price Target & Predictions

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UMBF Stock Forecast

UMB Financial stock forecast is as follows: an average price target of $113.25 (represents a -6.56% downside from UMBF’s last price of $121.20) and a rating consensus of 'Hold', based on 9 wall street analysts offering a 1-year stock forecast.

UMBF Price Target

The average price target for UMB Financial (UMBF) is $113.25 based on 1-year price targets from 9 Wall Street analysts in the past 3 months, with a price target range of $130.00 to $90.00. This represents a potential -6.56% downside from UMBF's last price of $121.20.

UMBF Analyst Ratings

Hold

According to 9 Wall Street analysts, UMB Financial's rating consensus is 'Hold'. The analyst rating breakdown for UMBF stock is 1 'Strong Buy' (11.11%), 3 'Buy' (33.33%), 4 'Hold' (44.44%), 1 'Sell' (11.11%), and 0 'Strong Sell' (0.00%).

UMB Financial Price Target by Analyst

DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 31, 2024Jared ShawBarclays$123.00$111.1410.67%1.49%
Oct 31, 2024Benjamin GerlingerCitigroup$130.00$111.1416.97%7.26%
Sep 26, 2024Jared ShawBarclays$118.00$103.6213.88%-2.64%
Aug 01, 2024Jared ShawBarclays$114.00$102.0211.74%-5.94%
Jun 24, 2024Jared ShawBarclays$100.00$79.6025.63%-17.49%
Apr 30, 2024Jared ShawBarclays$95.00$77.7522.19%-21.62%
Apr 30, 2024Timur BrazilerWells Fargo$90.00$77.7515.76%-25.74%
Jul 28, 2022-Raymond James$110.00$90.3221.79%-9.24%
Jul 07, 2022-Raymond James$108.00$88.7521.69%-10.89%
Apr 28, 2022-Wells Fargo$100.00$92.028.67%-17.49%
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The latest UMB Financial stock forecast, released on Oct 31, 2024 by Jared Shaw from Barclays, set a price target of $123.00, which represents a 10.67% increase from the stock price at the time of the forecast ($111.14), and a 1.49% increase from UMBF last price ($121.20).

UMB Financial Price Target by Period

1M3M12M
# Anlaysts237
Avg Price Target$126.50$123.67$110.00
Last Closing Price$121.20$121.20$121.20
Upside/Downside4.37%2.04%-9.24%

In the current month, the average price target of UMB Financial stock is $126.50, according to 2 Wall Street analysts offering twelve months forecast. The average price target represents a 4.37% increase as opposed to UMB Financial's last price of $121.20. This month's average price target is up 2.29% compared to last quarter, and up 15.00% compared to last year.

Analyst Ratings Upgrades/Downgrades

DateCompanyPrevious RatingNew RatingRating Change
Oct 31, 2024Piper SandlerOverweightOverweightHold
Oct 31, 2024BarclaysOverweightOverweightHold
Oct 31, 2024CitigroupBuyBuyHold
Oct 10, 2024Citigroup-BuyInitialise
Sep 26, 2024BarclaysOverweightOverweightHold
Aug 01, 2024BarclaysOverweightOverweightHold
Jun 24, 2024BarclaysOverweightOverweightHold
Apr 30, 2024Keefe, Bruyette & WoodsMarket PerformMarket PerformHold
Apr 30, 2024Barclays-OverweightUpgrade
Apr 30, 2024Wells FargoEqual-WeightEqual-WeightHold
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UMB Financial's last stock rating was published by Piper Sandler on Oct 31, 2024. The company gave UMBF a "Overweight" rating, the same as its previous rate.

UMB Financial Financial Forecast

UMB Financial Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue-------------$320.74M$328.81M$341.52M$221.92M$334.76M$375.91M$309.02M$305.40M$296.31M$311.63M$282.64M$403.85M$279.73M$280.53M$254.12M$265.31M$253.63M
Avg Forecast$708.30M$696.20M$684.30M$672.20M$642.30M$628.90M$613.66M$478.75M$412.93M$398.94M$384.96M$374.28M$360.69M$365.29M$375.73M$368.68M$371.17M$371.75M$347.53M$332.57M$329.09M$322.80M$311.88M$309.95M$338.90M$290.52M$283.07M$279.83M$277.92M$278.54M
High Forecast$739.47M$726.84M$714.42M$701.79M$670.57M$656.58M$640.67M$512.57M$418.83M$399.33M$384.96M$377.40M$361.06M$367.31M$392.27M$384.91M$387.51M$371.75M$347.53M$332.57M$329.09M$322.80M$311.88M$309.95M$338.90M$290.52M$283.07M$279.83M$277.92M$278.54M
Low Forecast$651.41M$640.28M$629.33M$618.21M$590.71M$578.39M$564.37M$414.99M$407.63M$398.55M$384.96M$371.15M$360.06M$363.34M$345.55M$339.07M$341.36M$371.75M$347.53M$332.57M$329.09M$322.80M$311.88M$309.95M$338.90M$290.52M$283.07M$279.83M$277.92M$278.54M
# Analysts111111134211342211112222264474
Surprise %-------------0.88%0.88%0.93%0.60%0.90%1.08%0.93%0.93%0.92%1.00%0.91%1.19%0.96%0.99%0.91%0.95%0.91%

UMB Financial's average Quarter revenue forecast for Dec 23 based on 3 analysts is $360.69M, with a low forecast of $360.06M, and a high forecast of $361.06M. UMBF's average Quarter revenue forecast represents a 12.46% increase compared to the company's last Quarter revenue of $320.74M (Sep 23).

UMB Financial EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111134211342211112222264474
EBITDA-------------$119.19M$112.14M$280.94M$205.75M$189.22M$210.42M$150.35M$123.39M$139.39M$132.56M$135.47M$220.08M$111.41M$98.66M$48.81M$135.59M$137.91M
Avg Forecast$293.30M$288.29M$283.36M$278.35M$265.97M$260.42M$254.11M$198.24M$170.99M$165.19M$159.41M$168.56M$149.36M$151.26M$155.59M$133.25M$153.34M$143.75M$134.39M$105.34M$127.26M$124.82M$120.60M$91.26M$131.05M$112.34M$109.46M$91.39M$107.47M$107.71M
High Forecast$306.21M$300.98M$295.83M$290.60M$277.67M$271.88M$265.29M$212.25M$173.43M$165.36M$159.41M$202.27M$149.51M$152.10M$162.43M$159.90M$184.01M$143.75M$134.39M$126.40M$127.26M$124.82M$120.60M$109.51M$131.05M$112.34M$109.46M$109.66M$107.47M$107.71M
Low Forecast$269.74M$265.13M$260.60M$255.99M$244.60M$239.50M$233.70M$171.84M$168.79M$165.03M$159.41M$134.85M$149.10M$150.46M$143.09M$106.60M$122.67M$143.75M$134.39M$84.27M$127.26M$124.82M$120.60M$73.00M$131.05M$112.34M$109.46M$73.11M$107.47M$107.71M
Surprise %-------------0.79%0.72%2.11%1.34%1.32%1.57%1.43%0.97%1.12%1.10%1.48%1.68%0.99%0.90%0.53%1.26%1.28%

3 analysts predict UMBF's average Quarter EBITDA for Dec 23 to be $149.36M, with a high of $149.51M and a low of $149.10M. This is 25.31% upper than UMB Financial's previous annual EBITDA (Sep 23) of $119.19M.

UMB Financial Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111134211342211112222264474
Net Income-------------$96.55M$90.11M$92.44M$100.17M$87.99M$137.56M$105.96M$78.50M$94.47M$87.41M$92.64M$156.32M$73.09M$60.53M$-3.44M$66.52M$62.38M
Avg Forecast$147.73M$142.82M$139.38M$132.02M$127.03M$119.13M$111.92M$93.69M$110.51M$107.93M$98.68M$118.80M$86.57M$87.07M$94.53M$93.91M$97.55M$105.39M$92.86M$74.24M$90.98M$88.06M$85.80M$62.41M$64.48M$49.87M$18.12M$-6.44M$57.09M$57.16M
High Forecast$156.18M$150.99M$147.36M$139.57M$134.30M$125.94M$118.32M$103.83M$116.68M$108.07M$98.69M$142.56M$87.07M$90.02M$99.93M$112.69M$117.06M$105.39M$92.86M$89.09M$91.81M$88.06M$85.80M$74.89M$64.48M$49.87M$18.12M$-5.15M$57.09M$57.16M
Low Forecast$132.30M$127.90M$124.83M$118.24M$113.77M$106.69M$100.23M$85.96M$103.87M$107.78M$98.67M$95.04M$86.08M$82.15M$84.65M$75.13M$78.04M$105.39M$92.86M$59.39M$90.15M$88.06M$85.80M$49.92M$64.48M$49.87M$18.12M$-7.73M$57.09M$57.16M
Surprise %-------------1.11%0.95%0.98%1.03%0.83%1.48%1.43%0.86%1.07%1.02%1.48%2.42%1.47%3.34%0.53%1.17%1.09%

UMB Financial's average Quarter net income forecast for Dec 23 is $86.57M, with a range of $86.08M to $87.07M. UMBF's average Quarter net income forecast represents a -10.34% decrease compared to the company's last Quarter net income of $96.55M (Sep 23).

UMB Financial SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111134211342211112222264474
SG&A-------------$140.01M$150.44M$157.26M$144.73M$150.48M$133.65M$142.31M$145.93M$136.41M$131.45M$136.06M$139.51M$132.98M$141.22M$122.25M$138.41M$122.82M
Avg Forecast$611.89M$601.44M$591.16M$580.70M$554.87M$543.30M$530.13M$413.58M$356.72M$344.63M$332.56M$159.55M$311.59M$315.56M$324.59M$126.12M$181.34M$306.76M$286.78M$99.70M$271.56M$266.37M$257.36M$91.65M$279.65M$239.74M$233.58M$228.90M$229.33M$229.85M
High Forecast$638.82M$627.91M$617.18M$606.26M$579.30M$567.21M$553.47M$442.80M$361.82M$344.97M$332.56M$191.46M$311.91M$317.31M$338.87M$151.35M$217.61M$306.76M$286.78M$119.64M$271.56M$266.37M$257.36M$109.99M$279.65M$239.74M$233.58M$274.69M$229.33M$229.85M
Low Forecast$562.74M$553.13M$543.67M$534.06M$510.30M$499.66M$487.55M$358.50M$352.15M$344.30M$332.56M$127.64M$311.05M$313.89M$298.52M$100.90M$145.08M$306.76M$286.78M$79.76M$271.56M$266.37M$257.36M$73.32M$279.65M$239.74M$233.58M$183.12M$229.33M$229.85M
Surprise %-------------0.44%0.46%1.25%0.80%0.49%0.47%1.43%0.54%0.51%0.51%1.48%0.50%0.55%0.60%0.53%0.60%0.53%

UMB Financial's average Quarter SG&A projection for Dec 23 is $311.59M, based on 3 Wall Street analysts, with a range of $311.05M to $311.91M. The forecast indicates a 122.55% rise compared to UMBF last annual SG&A of $140.01M (Sep 23).

UMB Financial EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111134211342211112222264474
EPS-------------$1.99$1.86$1.91$2.07$1.82$2.85$2.19$1.62$1.96$1.81$1.93$3.26$1.52$1.26$-0.07$1.36$1.28
Avg Forecast$3.01$2.91$2.84$2.69$2.59$2.43$2.28$1.91$2.25$2.20$2.01$1.80$1.76$1.77$1.93$1.86$2.00$2.15$1.90$1.67$1.86$1.80$1.75$1.48$1.32$1.02$0.37$0.87$1.17$1.17
High Forecast$3.18$3.08$3.00$2.84$2.74$2.57$2.41$2.12$2.38$2.20$2.01$1.91$1.77$1.83$2.04$1.97$2.03$2.15$1.90$1.67$1.87$1.80$1.75$1.48$1.32$1.02$0.37$0.87$1.17$1.17
Low Forecast$2.70$2.61$2.54$2.41$2.32$2.17$2.04$1.75$2.12$2.20$2.01$1.61$1.75$1.67$1.72$1.67$1.98$2.15$1.90$1.67$1.84$1.80$1.75$1.48$1.32$1.02$0.37$0.87$1.17$1.17
Surprise %-------------1.12%0.97%1.02%1.03%0.85%1.50%1.31%0.87%1.09%1.03%1.31%2.48%1.49%3.41%-0.08%1.17%1.10%

According to 3 Wall Street analysts, UMB Financial's projected average Quarter EPS for Dec 23 is $1.76, with a low estimate of $1.75 and a high estimate of $1.77. This represents a -11.36% decrease compared to UMBF previous annual EPS of $1.99 (Sep 23).

UMB Financial Peer Comparison by Price Target

TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
HTHHilltop$31.73$34.007.15%Hold
CTBICommunity Trust Ban$58.52$60.002.53%Buy
WABCWestamerica Ban$55.85$57.002.06%Hold
CFRCullen/Frost Bankers$137.83$139.831.45%Hold
BFSTBusiness First Bancshares$27.81$28.000.68%Buy
TRMKTrustmark$37.91$37.50-1.08%Hold
BOKFBOK Financial$115.22$112.75-2.14%Hold
CBUCommunity Bank System$68.21$66.50-2.51%Strong Buy
FFINFirst Financial Bankshares$40.95$39.50-3.54%Hold
IBCPIndependent Bank$37.29$35.50-4.80%Buy
IBTXIndependent Bank Group$63.29$60.00-5.20%Buy
UMBFUMB Financial$121.20$113.25-6.56%Hold
EQBKEquity Bancshares$46.97$43.67-7.03%Buy
CBSHCommerce Bancshares$71.60$63.10-11.87%Hold
BANFBancFirst$121.47$95.00-21.79%Sell

UMBF Forecast FAQ

Is UMB Financial a good buy?

No, according to 9 Wall Street analysts, UMB Financial (UMBF) is considered a 'Hold'. The rating consensus is based on 1 'Strong Buy' and 3 'Buy' recommendations, accounting for 44.44% of UMBF's total ratings.

What is UMBF's price target?

UMB Financial (UMBF) average price target is $113.25 with a range of $90 to $130, implying a -6.56% from its last price of $121.2. The data is based on 9 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will UMB Financial stock go up soon?

According to Wall Street analysts' prediction for UMBF stock, the company can go down by -6.56% (from the last price of $121.2 to the average price target of $113.25), up by 7.26% based on the highest stock price target, and down by -25.74% based on the lowest stock price target.

Can UMB Financial stock reach $200?

UMBF's average twelve months analyst stock price target of $113.25 does not support the claim that UMB Financial can reach $200 in the near future.

What is UMB Financial's current price target trend?

2 Wall Street analysts forecast a $126.5 price target for UMB Financial (UMBF) this month, up 4.37% from its last price of $121.2. Compared to the last 3 and 12 months, the average price target increased by 2.04% and decreased by -9.24%, respectively.

What are UMB Financial's analysts' financial forecasts?

UMB Financial's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $2.36B (high $2.48B, low $2.15B), average EBITDA is $978.74M (high $1.03B, low $889.65M), average net income is $451.77M (high $482.39M, low $406.65M), average SG&A $2.04B (high $2.14B, low $1.86B), and average EPS is $9.2 (high $9.83, low $8.29). UMBF's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $2.76B (high $2.88B, low $2.54B), average EBITDA is $1.14B (high $1.19B, low $1.05B), average net income is $561.95M (high $594.1M, low $503.27M), average SG&A $2.39B (high $2.49B, low $2.19B), and average EPS is $11.45 (high $12.11, low $10.25).

Did the UMBF's actual financial results beat the analysts' financial forecasts?

Based on UMB Financial's last annual report (Dec 2022), the company's revenue was $221.92M, which missed the average analysts forecast of $1.42B by -84.41%. Apple's EBITDA was $755.75M, beating the average prediction of $536.82M by 40.78%. The company's net income was $431.68M, beating the average estimation of $370.03M by 16.66%. Apple's SG&A was $550.13M, missing the average forecast of $874.59M by -37.10%. Lastly, the company's EPS was $8.93, beating the average prediction of $7.72 by 15.73%. In terms of the last quarterly report (Sep 2023), UMB Financial's revenue was $320.74M, missing the average analysts' forecast of $365.28M by -12.20%. The company's EBITDA was $119.19M, missing the average prediction of $151.26M by -21.20%. UMB Financial's net income was $96.55M, beating the average estimation of $87.07M by 10.90%. The company's SG&A was $140.01M, missing the average forecast of $315.56M by -55.63%. Lastly, the company's EPS was $1.99, beating the average prediction of $1.77 by 12.18%