UMB Financial (UMBF) Stock Forecast, Price Target & Predictions


UMBF Stock Forecast


UMB Financial stock forecast is as follows: an average price target of $136.33 (represents a 20.38% upside from UMBF’s last price of $113.25) and a rating consensus of 'Buy', based on 11 wall street analysts offering a 1-year stock forecast.

UMBF Price Target


The average price target for UMB Financial (UMBF) is $136.33 based on 1-year price targets from 11 Wall Street analysts in the past 3 months, with a price target range of $156.00 to $123.00. This represents a potential 20.38% upside from UMBF's last price of $113.25.

UMBF Analyst Ratings


Buy

According to 11 Wall Street analysts, UMB Financial's rating consensus is 'Buy'. The analyst rating breakdown for UMBF stock is 1 'Strong Buy' (9.09%), 5 'Buy' (45.45%), 4 'Hold' (36.36%), 1 'Sell' (9.09%), and 0 'Strong Sell' (0.00%).

UMB Financial Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Nov 21, 2024Brian WilczynskiMorgan Stanley$156.00$93.3567.11%37.75%
Oct 31, 2024Jared ShawBarclays$123.00$111.1410.67%8.61%
Oct 31, 2024Benjamin GerlingerCitigroup$130.00$111.1416.97%14.79%
Sep 26, 2024Jared ShawBarclays$118.00$103.6213.88%4.19%
Aug 01, 2024Jared ShawBarclays$114.00$102.0211.74%0.66%
Jun 24, 2024Jared ShawBarclays$100.00$79.6025.63%-11.70%
Apr 30, 2024Jared ShawBarclays$95.00$77.7522.19%-16.11%
Apr 30, 2024Timur BrazilerWells Fargo$90.00$77.7515.76%-20.53%
Jul 28, 2022Raymond James$110.00$90.3221.79%-2.87%
Jul 07, 2022Raymond James$108.00$88.7521.69%-4.64%
Apr 28, 2022Wells Fargo$100.00$92.028.67%-11.70%
Apr 28, 2022Raymond James$113.00$94.5819.47%-0.22%

The latest UMB Financial stock forecast, released on Nov 21, 2024 by Brian Wilczynski from Morgan Stanley, set a price target of $156.00, which represents a 67.11% increase from the stock price at the time of the forecast ($93.35), and a 37.75% increase from UMBF last price ($113.25).

UMB Financial Price Target by Period


1M3M12M
# Anlaysts-38
Avg Price Target-$136.33$115.75
Last Closing Price$113.25$113.25$113.25
Upside/Downside-100.00%20.38%2.21%

In the current month, the average price target of UMB Financial stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to UMB Financial's last price of $113.25. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Dec 05, 2024Keefe, Bruyette & WoodsOutperformOutperformHold
Nov 22, 2024RBC CapitalSector PerformInitialise
Nov 21, 2024Morgan StanleyOverweightInitialise
Oct 31, 2024Piper SandlerOverweightOverweightHold
Oct 31, 2024BarclaysOverweightOverweightHold
Oct 31, 2024CitigroupBuyBuyHold
Oct 10, 2024CitigroupBuyInitialise
Sep 26, 2024BarclaysOverweightOverweightHold
Aug 01, 2024BarclaysOverweightOverweightHold
Jun 24, 2024BarclaysOverweightOverweightHold
Apr 30, 2024Keefe, Bruyette & WoodsMarket PerformMarket PerformHold
Apr 30, 2024BarclaysOverweightUpgrade
Apr 30, 2024Wells FargoEqual-WeightEqual-WeightHold
Oct 26, 2023Raymond JamesOutperformStrong BuyUpgrade
Sep 13, 2023StephensEqual-WeightInitialise
Sep 13, 2023UBSNeutralInitialise
Sep 13, 2023Piper SandlerOverweightUpgrade
Aug 22, 2023Truist FinancialNegativeNegativeHold
Apr 06, 2023Raymond JamesOutperformOutperformHold
Oct 27, 2022Raymond JamesOutperformOutperformHold
Jul 28, 2022Raymond JamesOutperformOutperformHold
Jul 07, 2022Raymond JamesOutperformOutperformHold
Apr 28, 2022Wells FargoEqual-WeightEqual-WeightHold
Apr 28, 2022Raymond JamesOutperformOutperformHold

UMB Financial's last stock rating was published by Keefe, Bruyette & Woods on Dec 05, 2024. The company gave UMBF a "Outperform" rating, the same as its previous rate.

UMB Financial Financial Forecast


UMB Financial Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue-------------$320.74M$328.81M$341.52M$221.92M$334.76M$375.91M$309.02M$305.40M$296.31M$311.63M$282.64M$403.85M$279.73M$280.53M$254.12M$265.31M$253.63M
Avg Forecast$708.30M$696.20M$684.30M$672.20M$643.77M$630.86M$615.45M$464.60M$412.31M$398.94M$384.96M$374.28M$360.69M$365.29M$375.73M$368.68M$371.17M$371.75M$347.53M$332.57M$329.09M$322.80M$311.88M$309.95M$338.90M$290.52M$283.07M$279.83M$277.92M$278.54M
High Forecast$778.42M$765.12M$752.04M$738.74M$707.50M$693.31M$676.37M$509.37M$419.77M$399.33M$384.96M$377.40M$361.06M$367.31M$412.93M$405.18M$398.96M$371.75M$347.53M$332.57M$329.09M$322.80M$311.88M$309.95M$338.90M$290.52M$283.07M$279.83M$277.92M$278.54M
Low Forecast$625.33M$614.65M$604.14M$593.46M$568.36M$556.96M$543.36M$412.39M$406.61M$398.55M$384.96M$371.15M$360.06M$363.34M$331.72M$325.49M$339.73M$371.75M$347.53M$332.57M$329.09M$322.80M$311.88M$309.95M$338.90M$290.52M$283.07M$279.83M$277.92M$278.54M
# Analysts222211145411342211112222264474
Surprise %-------------0.88%0.88%0.93%0.60%0.90%1.08%0.93%0.93%0.92%1.00%0.91%1.19%0.96%0.99%0.91%0.95%0.91%

UMB Financial's average Quarter revenue forecast for Dec 23 based on 3 analysts is $360.69M, with a low forecast of $360.06M, and a high forecast of $361.06M. UMBF's average Quarter revenue forecast represents a 12.46% increase compared to the company's last Quarter revenue of $320.74M (Sep 23).

UMB Financial EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts222211145411342211112222264474
EBITDA-------------$119.19M$112.14M$280.94M$205.75M$189.22M$210.42M$150.35M$123.39M$139.39M$132.56M$135.47M$220.08M$111.41M$98.66M$48.81M$135.59M$137.91M
Avg Forecast$293.30M$288.29M$283.36M$278.35M$266.58M$261.23M$254.85M$192.38M$170.73M$165.19M$159.41M$168.56M$149.36M$151.26M$155.59M$133.25M$153.34M$143.75M$134.39M$105.34M$127.26M$124.82M$120.60M$91.26M$131.05M$112.34M$109.46M$91.39M$107.47M$107.71M
High Forecast$322.33M$316.83M$311.41M$305.90M$292.97M$287.09M$280.08M$210.92M$173.82M$165.36M$159.41M$202.27M$149.51M$152.10M$170.99M$159.90M$184.01M$143.75M$134.39M$126.40M$127.26M$124.82M$120.60M$109.51M$131.05M$112.34M$109.46M$109.66M$107.47M$107.71M
Low Forecast$258.94M$254.52M$250.17M$245.74M$235.35M$230.63M$225.00M$170.77M$168.37M$165.03M$159.41M$134.85M$149.10M$150.46M$137.36M$106.60M$122.67M$143.75M$134.39M$84.27M$127.26M$124.82M$120.60M$73.00M$131.05M$112.34M$109.46M$73.11M$107.47M$107.71M
Surprise %-------------0.79%0.72%2.11%1.34%1.32%1.57%1.43%0.97%1.12%1.10%1.48%1.68%0.99%0.90%0.53%1.26%1.28%

3 analysts predict UMBF's average Quarter EBITDA for Dec 23 to be $149.36M, with a high of $149.51M and a low of $149.10M. This is 25.31% upper than UMB Financial's previous annual EBITDA (Sep 23) of $119.19M.

UMB Financial Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts222211145411342211112222264474
Net Income-------------$96.55M$90.11M$92.44M$100.17M$87.99M$137.56M$105.96M$78.50M$94.47M$87.41M$92.64M$156.32M$73.09M$60.53M$-3.44M$66.52M$62.38M
Avg Forecast$147.73M$142.82M$139.38M$132.02M$127.18M$118.87M$112.07M$100.32M$110.75M$107.93M$98.68M$118.80M$86.57M$87.07M$94.53M$93.91M$97.55M$105.39M$92.86M$74.24M$90.98M$88.06M$85.80M$62.41M$64.48M$49.87M$18.12M$-6.44M$57.09M$57.16M
High Forecast$166.74M$161.20M$157.32M$149.01M$143.55M$134.17M$126.50M$110.31M$118.97M$108.07M$98.69M$142.56M$87.07M$90.02M$106.69M$112.69M$117.06M$105.39M$92.86M$89.09M$91.81M$88.06M$85.80M$74.89M$64.48M$49.87M$18.12M$-5.15M$57.09M$57.16M
Low Forecast$125.23M$121.07M$118.16M$111.92M$107.81M$100.77M$95.01M$88.84M$105.91M$107.78M$98.67M$95.04M$86.08M$82.15M$80.13M$75.13M$78.04M$105.39M$92.86M$59.39M$90.15M$88.06M$85.80M$49.92M$64.48M$49.87M$18.12M$-7.73M$57.09M$57.16M
Surprise %-------------1.11%0.95%0.98%1.03%0.83%1.48%1.43%0.86%1.07%1.02%1.48%2.42%1.47%3.34%0.53%1.17%1.09%

UMB Financial's average Quarter net income forecast for Dec 23 is $86.57M, with a range of $86.08M to $87.07M. UMBF's average Quarter net income forecast represents a -10.34% decrease compared to the company's last Quarter net income of $96.55M (Sep 23).

UMB Financial SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts222211145411342211112222264474
SG&A-------------$140.01M$150.44M$157.26M$144.73M$150.48M$133.65M$142.31M$145.93M$136.41M$131.45M$136.06M$139.51M$132.98M$141.22M$122.25M$138.41M$122.82M
Avg Forecast$607.76M$597.38M$587.17M$576.78M$552.39M$541.31M$528.09M$398.65M$353.78M$342.31M$330.32M$159.55M$309.49M$313.43M$322.40M$126.12M$181.34M$306.76M$286.78M$99.70M$271.56M$266.37M$257.36M$91.65M$279.65M$239.74M$233.58M$228.90M$229.33M$229.85M
High Forecast$667.92M$656.51M$645.29M$633.88M$607.08M$594.90M$580.37M$437.07M$360.19M$342.64M$330.32M$191.46M$309.81M$315.17M$354.31M$151.35M$217.61M$306.76M$286.78M$119.64M$271.56M$266.37M$257.36M$109.99M$279.65M$239.74M$233.58M$274.69M$229.33M$229.85M
Low Forecast$536.57M$527.40M$518.39M$509.22M$487.69M$477.91M$466.23M$353.86M$348.90M$341.97M$330.32M$127.64M$308.95M$311.77M$284.63M$100.90M$145.08M$306.76M$286.78M$79.76M$271.56M$266.37M$257.36M$73.32M$279.65M$239.74M$233.58M$183.12M$229.33M$229.85M
Surprise %-------------0.45%0.47%1.25%0.80%0.49%0.47%1.43%0.54%0.51%0.51%1.48%0.50%0.55%0.60%0.53%0.60%0.53%

UMB Financial's average Quarter SG&A projection for Dec 23 is $309.49M, based on 3 Wall Street analysts, with a range of $308.95M to $309.81M. The forecast indicates a 121.05% rise compared to UMBF last annual SG&A of $140.01M (Sep 23).

UMB Financial EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts222211145411342211112222264474
EPS-------------$1.99$1.86$1.91$2.07$1.82$2.85$2.19$1.62$1.96$1.81$1.93$3.26$1.52$1.26$-0.07$1.36$1.28
Avg Forecast$3.01$2.91$2.84$2.69$2.59$2.42$2.28$2.04$2.26$2.20$2.01$1.80$1.76$1.77$1.93$1.86$2.00$2.15$1.90$1.67$1.86$1.80$1.75$1.48$1.32$1.02$0.37$0.87$1.17$1.17
High Forecast$3.40$3.28$3.21$3.04$2.92$2.73$2.58$2.25$2.42$2.20$2.01$2.04$1.77$1.83$2.17$2.10$2.03$2.15$1.90$1.67$1.87$1.80$1.75$1.48$1.32$1.02$0.37$0.87$1.17$1.17
Low Forecast$2.55$2.47$2.41$2.28$2.20$2.05$1.94$1.81$2.16$2.20$2.01$1.53$1.75$1.67$1.63$1.58$1.98$2.15$1.90$1.67$1.84$1.80$1.75$1.48$1.32$1.02$0.37$0.87$1.17$1.17
Surprise %-------------1.12%0.97%1.02%1.03%0.85%1.50%1.31%0.87%1.09%1.03%1.31%2.48%1.49%3.41%-0.08%1.17%1.10%

According to 3 Wall Street analysts, UMB Financial's projected average Quarter EPS for Dec 23 is $1.76, with a low estimate of $1.75 and a high estimate of $1.77. This represents a -11.36% decrease compared to UMBF previous annual EPS of $1.99 (Sep 23).

UMB Financial Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
HTHHilltop$28.20$34.0020.57%Hold
UMBFUMB Financial$113.25$136.3320.38%Buy
CTBICommunity Trust Ban$52.24$60.0014.85%Buy
BFSTBusiness First Bancshares$25.04$28.0011.82%Buy
BOKFBOK Financial$108.22$118.759.73%Hold
FFINFirst Financial Bankshares$36.02$39.509.66%Hold
WABCWestamerica Ban$52.07$57.009.47%Hold
EQBKEquity Bancshares$41.78$45.508.90%Buy
IBTXIndependent Bank Group$60.67$66.008.79%Buy
CBSHCommerce Bancshares$62.19$67.258.14%Hold
CBUCommunity Bank System$61.97$67.008.12%Strong Buy
TRMKTrustmark$35.09$37.506.87%Hold
IBCPIndependent Bank$34.52$35.502.84%Buy
CFRCullen/Frost Bankers$134.40$123.80-7.89%Hold
BANFBancFirst$116.97$95.00-18.78%Sell

UMBF Forecast FAQ


Is UMB Financial a good buy?

Yes, according to 11 Wall Street analysts, UMB Financial (UMBF) is considered a 'Buy'. The rating consensus is based on 1 'Strong Buy' and 5 'Buy' recommendations, accounting for 54.55% of UMBF's total ratings.

What is UMBF's price target?

UMB Financial (UMBF) average price target is $136.33 with a range of $123 to $156, implying a 20.38% from its last price of $113.25. The data is based on 11 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will UMB Financial stock go up soon?

According to Wall Street analysts' prediction for UMBF stock, the company can go up by 20.38% (from the last price of $113.25 to the average price target of $136.33), up by 37.75% based on the highest stock price target, and up by 8.61% based on the lowest stock price target.

Can UMB Financial stock reach $200?

UMBF's average twelve months analyst stock price target of $136.33 does not support the claim that UMB Financial can reach $200 in the near future.

What are UMB Financial's analysts' financial forecasts?

UMB Financial's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $2.35B (high $2.59B, low $2.08B), average EBITDA is $975.05M (high $1.07B, low $861.75M), average net income is $458.45M (high $514.52M, low $392.43M), average SG&A $2.02B (high $2.22B, low $1.79B), and average EPS is $9.34 (high $10.48, low $8). UMBF's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $2.76B (high $3.03B, low $2.44B), average EBITDA is $1.14B (high $1.26B, low $1.01B), average net income is $561.95M (high $634.26M, low $476.38M), average SG&A $2.37B (high $2.6B, low $2.09B), and average EPS is $11.45 (high $12.92, low $9.71).

Did the UMBF's actual financial results beat the analysts' financial forecasts?

Based on UMB Financial's last annual report (Dec 2022), the company's revenue was $221.92M, which missed the average analysts forecast of $1.42B by -84.41%. Apple's EBITDA was $755.75M, beating the average prediction of $536.82M by 40.78%. The company's net income was $431.68M, beating the average estimation of $370.03M by 16.66%. Apple's SG&A was $550.13M, missing the average forecast of $874.59M by -37.10%. Lastly, the company's EPS was $8.93, beating the average prediction of $7.72 by 15.73%. In terms of the last quarterly report (Sep 2023), UMB Financial's revenue was $320.74M, missing the average analysts' forecast of $365.28M by -12.20%. The company's EBITDA was $119.19M, missing the average prediction of $151.26M by -21.20%. UMB Financial's net income was $96.55M, beating the average estimation of $87.07M by 10.90%. The company's SG&A was $140.01M, missing the average forecast of $313.43M by -55.33%. Lastly, the company's EPS was $1.99, beating the average prediction of $1.77 by 12.18%