Encore Capital Group (ECPG) Stock Forecast, Price Target & Predictions


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ECPG Stock Forecast


Encore Capital Group stock forecast is as follows: an average price target of $58.00 (represents a 21.80% upside from ECPG’s last price of $47.62) and a rating consensus of 'Buy', based on 2 wall street analysts offering a 1-year stock forecast.

ECPG Price Target


The average price target for Encore Capital Group (ECPG) is $58.00 based on 1-year price targets from 2 Wall Street analysts in the past 3 months, with a price target range of $58.00 to $58.00. This represents a potential 21.80% upside from ECPG's last price of $47.62.

ECPG Analyst Ratings


Buy

According to 2 Wall Street analysts, Encore Capital Group's rating consensus is 'Buy'. The analyst rating breakdown for ECPG stock is 0 'Strong Buy' (0.00%), 2 'Buy' (100.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

Encore Capital Group Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 17, 2024Mike GrondahlNorthland Securities$58.00$46.7024.18%21.80%
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The latest Encore Capital Group stock forecast, released on Oct 17, 2024 by Mike Grondahl from Northland Securities, set a price target of $58.00, which represents a 24.18% increase from the stock price at the time of the forecast ($46.70), and a 21.80% increase from ECPG last price ($47.62).

Encore Capital Group Price Target by Period


1M3M12M
# Anlaysts-11
Avg Price Target-$58.00$58.00
Last Closing Price$47.62$47.62$47.62
Upside/Downside-100.00%21.80%21.80%

In the current month, the average price target of Encore Capital Group stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Encore Capital Group's last price of $47.62. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Nov 06, 2023JMP SecuritiesMarket OutperformMarket OutperformHold
Mar 28, 2023Janney Capital-BuyUpgrade
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Encore Capital Group's last stock rating was published by JMP Securities on Nov 06, 2023. The company gave ECPG a "Market Outperform" rating, the same as its previous rate.

Encore Capital Group Financial Forecast


Encore Capital Group Revenue Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
Revenue---------$309.62M$323.04M$312.63M$234.00M$307.75M$356.92M$499.68M$357.30M$412.62M$427.74M$416.84M$382.61M$403.68M$426.03M$289.08M$347.79M$355.94M$346.87M$347.08M$326.79M$271.94M
Avg Forecast$418.62M$408.20M$398.68M$388.73M$374.35M$360.70M$346.06M$330.83M$330.72M$332.57M$327.95M$323.28M$319.58M$330.29M$343.38M$347.08M$361.60M$371.66M$373.92M$377.29M$375.10M$365.07M$374.03M$363.62M$347.65M$348.77M$353.86M$340.58M$336.38M$271.94M
High Forecast$423.20M$412.66M$403.04M$392.25M$376.73M$360.90M$349.84M$330.83M$339.46M$339.68M$331.54M$326.82M$323.08M$330.29M$343.38M$347.08M$361.60M$371.66M$373.92M$377.29M$375.10M$365.07M$374.03M$363.62M$347.65M$348.77M$353.86M$340.58M$403.66M$326.33M
Low Forecast$413.58M$403.28M$393.88M$385.60M$369.34M$360.50M$341.89M$330.83M$323.31M$324.98M$324.00M$319.39M$315.73M$330.29M$343.38M$347.08M$361.60M$371.66M$373.92M$377.29M$375.10M$365.07M$374.03M$363.62M$347.65M$348.77M$353.86M$340.58M$269.11M$217.55M
# Analysts1113422246334444333338765555137
Surprise %---------0.93%0.99%0.97%0.73%0.93%1.04%1.44%0.99%1.11%1.14%1.10%1.02%1.11%1.14%0.80%1.00%1.02%0.98%1.02%0.97%1.00%

Encore Capital Group's average Quarter revenue forecast for Dec 23 based on 4 analysts is $330.72M, with a low forecast of $323.31M, and a high forecast of $339.46M. ECPG's average Quarter revenue forecast represents a 6.81% increase compared to the company's last Quarter revenue of $309.62M (Sep 23).

Encore Capital Group EBITDA Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
# Analysts1113422246334444333338765555137
EBITDA---------$-9.30M$-23.00M$82.74M$11.79M$89.86M$128.77M$273.38M$131.86M$159.36M$173.16M$175.24M$95.63M$142.36M$223.84M$56.27M$118.98M$103.71M$110.05M$114.48M$96.12M$88.38M
Avg Forecast$136.44M$133.04M$129.94M$126.70M$122.01M$117.56M$112.79M$324.11M$107.79M$108.39M$106.89M$294.65M$119.41M$116.03M$120.62M$315.13M$127.02M$130.56M$131.35M$77.73M$131.77M$128.24M$131.39M$117.03M$122.12M$122.52M$124.30M$89.68M$101.67M$88.38M
High Forecast$137.93M$134.50M$131.36M$127.84M$122.78M$117.62M$114.02M$388.94M$110.64M$110.71M$108.06M$353.58M$143.30M$116.03M$120.62M$378.16M$127.02M$130.56M$131.35M$93.27M$131.77M$128.24M$131.39M$140.44M$122.12M$122.52M$124.30M$107.61M$122.00M$106.06M
Low Forecast$134.79M$131.44M$128.37M$125.68M$120.38M$117.49M$111.43M$259.29M$105.37M$105.92M$105.60M$235.72M$95.53M$116.03M$120.62M$252.11M$127.02M$130.56M$131.35M$62.18M$131.77M$128.24M$131.39M$93.63M$122.12M$122.52M$124.30M$71.74M$81.33M$70.70M
Surprise %----------0.09%-0.22%0.28%0.10%0.77%1.07%0.87%1.04%1.22%1.32%2.25%0.73%1.11%1.70%0.48%0.97%0.85%0.89%1.28%0.95%1.00%

3 analysts predict ECPG's average Quarter EBITDA for Jun 23 to be $106.89M, with a high of $108.06M and a low of $105.60M. This is 29.18% upper than Encore Capital Group's previous annual EBITDA (Mar 23) of $82.74M.

Encore Capital Group Net Income Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
# Analysts1113422246334444333338765555137
Net Income---------$40.79M$26.30M$18.63M$-73.12M$31.49M$60.44M$175.75M$76.08M$83.57M$96.50M$94.63M$37.32M$54.65M$130.33M$-10.45M$43.09M$38.87M$36.66M$49.25M$21.83M$22.10M
Avg Forecast$57.41M$47.98M$40.95M$35.68M$34.95M$36.12M$30.36M$208.36M$30.02M$32.30M$30.63M$189.42M$68.90M$42.81M$48.92M$202.59M$52.87M$49.16M$50.51M$41.97M$49.80M$51.53M$54.58M$-20.72M$34.88M$33.31M$30.68M$38.58M$23.09M$22.10M
High Forecast$58.22M$48.67M$41.54M$41.91M$38.78M$36.87M$31.57M$250.03M$33.71M$37.12M$31.40M$227.30M$82.68M$42.81M$48.92M$243.11M$52.87M$49.16M$50.51M$50.37M$49.80M$51.53M$54.58M$-16.58M$34.88M$33.31M$30.68M$46.30M$27.70M$26.52M
Low Forecast$56.51M$47.23M$40.31M$31.37M$29.54M$35.37M$29.16M$166.69M$25.84M$27.24M$29.87M$151.54M$55.12M$42.81M$48.92M$162.07M$52.87M$49.16M$50.51M$33.58M$49.80M$51.53M$54.58M$-24.86M$34.88M$33.31M$30.68M$30.87M$18.47M$17.68M
Surprise %---------1.26%0.86%0.10%-1.06%0.74%1.24%0.87%1.44%1.70%1.91%2.25%0.75%1.06%2.39%0.50%1.24%1.17%1.19%1.28%0.95%1.00%

Encore Capital Group's average Quarter net income forecast for Dec 23 is $30.02M, with a range of $25.84M to $33.71M. ECPG's average Quarter net income forecast represents a -26.40% decrease compared to the company's last Quarter net income of $40.79M (Sep 23).

Encore Capital Group SG&A Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
# Analysts1113422246334444333338765555137
SG&A---------$35.56M$34.53M$37.97M$40.02M$37.27M$34.97M$33.53M$34.91M$35.82M$34.82M$32.15M$35.16M$53.46M$28.62M$31.88M$37.92M$38.17M$32.62M$39.55M$39.28M$44.88M
Avg Forecast$42.99M$41.92M$40.94M$39.92M$38.44M$37.04M$35.53M$39.76M$33.96M$34.15M$33.68M$36.14M$82.38M$33.92M$35.26M$38.65M$37.13M$38.16M$38.40M$44.04M$38.52M$37.49M$38.41M$137.40M$35.70M$35.81M$36.34M$62.01M$88.28M$44.88M
High Forecast$43.46M$42.37M$41.39M$40.28M$38.68M$37.06M$35.92M$47.71M$34.86M$34.88M$34.04M$43.37M$98.86M$33.92M$35.26M$46.39M$37.13M$38.16M$38.40M$52.85M$38.52M$37.49M$38.41M$164.88M$35.70M$35.81M$36.34M$74.41M$105.94M$53.86M
Low Forecast$42.47M$41.41M$40.44M$39.60M$37.93M$37.02M$35.11M$31.81M$33.20M$33.37M$33.27M$28.91M$65.91M$33.92M$35.26M$30.92M$37.13M$38.16M$38.40M$35.23M$38.52M$37.49M$38.41M$109.92M$35.70M$35.81M$36.34M$49.60M$70.63M$35.90M
Surprise %---------1.04%1.03%1.05%0.49%1.10%0.99%0.87%0.94%0.94%0.91%0.73%0.91%1.43%0.75%0.23%1.06%1.07%0.90%0.64%0.44%1.00%

Encore Capital Group's average Quarter SG&A projection for Dec 23 is $33.96M, based on 4 Wall Street analysts, with a range of $33.20M to $34.86M. The forecast indicates a -4.50% fall compared to ECPG last annual SG&A of $35.56M (Sep 23).

Encore Capital Group EPS Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
# Analysts1113422246334444333338765555137
EPS---------$1.72$1.11$0.79$-3.11$1.31$2.48$7.11$2.72$2.76$3.12$3.01$1.18$1.74$4.15$-0.33$1.38$1.24$1.17$1.58$0.84$0.85
Avg Forecast$2.35$1.97$1.68$1.46$1.43$1.48$1.24$0.94$1.23$1.32$1.25$1.21$1.47$1.78$2.03$2.03$2.19$2.04$2.10$1.86$2.07$2.14$2.27$1.57$1.45$1.38$1.27$1.18$1.10$0.95
High Forecast$2.39$1.99$1.70$1.72$1.59$1.51$1.29$0.96$1.38$1.52$1.29$1.23$1.49$1.78$2.03$2.03$2.19$2.04$2.10$1.86$2.07$2.14$2.27$1.57$1.45$1.38$1.27$1.18$1.32$1.14
Low Forecast$2.32$1.94$1.65$1.29$1.21$1.45$1.19$0.93$1.06$1.12$1.22$1.19$1.45$1.78$2.03$2.03$2.19$2.04$2.10$1.86$2.07$2.14$2.27$1.57$1.45$1.38$1.27$1.18$0.88$0.76
Surprise %---------1.30%0.88%0.65%-2.12%0.74%1.22%3.51%1.24%1.35%1.49%1.62%0.57%0.81%1.83%-0.21%0.95%0.90%0.92%1.34%0.76%0.89%

According to 4 Wall Street analysts, Encore Capital Group's projected average Quarter EPS for Dec 23 is $1.23, with a low estimate of $1.06 and a high estimate of $1.38. This represents a -28.49% decrease compared to ECPG previous annual EPS of $1.72 (Sep 23).

Encore Capital Group Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
ECPGEncore Capital Group$47.60$58.0021.85%Buy
GHLDGuild Company$13.96$17.0021.78%Buy
VELVelocity Financial$20.14$22.009.24%Buy
PFSIPennyMac Financial Services$102.72$110.007.09%Buy
COOPMr. Cooper Group$97.09$100.203.20%Buy

ECPG Forecast FAQ


Is Encore Capital Group a good buy?

Yes, according to 2 Wall Street analysts, Encore Capital Group (ECPG) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 2 'Buy' recommendations, accounting for 100.00% of ECPG's total ratings.

What is ECPG's price target?

Encore Capital Group (ECPG) average price target is $58 with a range of $58 to $58, implying a 21.80% from its last price of $47.62. The data is based on 2 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Encore Capital Group stock go up soon?

According to Wall Street analysts' prediction for ECPG stock, the company can go up by 21.80% (from the last price of $47.62 to the average price target of $58), up by 21.80% based on the highest stock price target, and up by 21.80% based on the lowest stock price target.

Can Encore Capital Group stock reach $70?

ECPG's average twelve months analyst stock price target of $58 does not support the claim that Encore Capital Group can reach $70 in the near future.

What are Encore Capital Group's analysts' financial forecasts?

Encore Capital Group's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $1.41B (high $1.42B, low $1.4B), average EBITDA is $676.47M (high $743.36M, low $608.59M), average net income is $309.8M (high $357.26M, low $260.76M), average SG&A $150.77M (high $159.37M, low $141.85M), and average EPS is $5.1 (high $5.35, low $4.78). ECPG's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.61B (high $1.63B, low $1.6B), average EBITDA is $526.11M (high $531.63M, low $520.28M), average net income is $182.03M (high $190.34M, low $175.43M), average SG&A $165.75M (high $167.49M, low $163.92M), and average EPS is $7.46 (high $7.8, low $7.19).

Did the ECPG's actual financial results beat the analysts' financial forecasts?

Based on Encore Capital Group's last annual report (Dec 2022), the company's revenue was $1.4B, beating the average analysts forecast of $1.34B by 4.33%. Apple's EBITDA was $514.79M, missing the average prediction of $671.19M by -23.30%. The company's net income was $194.56M, missing the average estimation of $363.22M by -46.43%. Apple's SG&A was $145.8M, missing the average forecast of $190.21M by -23.35%. Lastly, the company's EPS was $8.06, beating the average prediction of $7.3 by 10.39%. In terms of the last quarterly report (Sep 2023), Encore Capital Group's revenue was $309.62M, missing the average analysts' forecast of $332.57M by -6.90%. The company's EBITDA was $-9.299M, missing the average prediction of $108.39M by -108.58%. Encore Capital Group's net income was $40.79M, beating the average estimation of $32.3M by 26.28%. The company's SG&A was $35.56M, beating the average forecast of $34.15M by 4.13%. Lastly, the company's EPS was $1.72, beating the average prediction of $1.32 by 29.98%