PennyMac Financial Services (PFSI) Stock Forecast, Price Target & Predictions


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PFSI Stock Forecast


PennyMac Financial Services stock forecast is as follows: an average price target of $110.00 (represents a 7.09% upside from PFSI’s last price of $102.72) and a rating consensus of 'Buy', based on 13 wall street analysts offering a 1-year stock forecast.

PFSI Price Target


The average price target for PennyMac Financial Services (PFSI) is $110.00 based on 1-year price targets from 13 Wall Street analysts in the past 3 months, with a price target range of $125.00 to $75.00. This represents a potential 7.09% upside from PFSI's last price of $102.72.

PFSI Analyst Ratings


Buy

According to 13 Wall Street analysts, PennyMac Financial Services's rating consensus is 'Buy'. The analyst rating breakdown for PFSI stock is 0 'Strong Buy' (0.00%), 6 'Buy' (46.15%), 5 'Hold' (38.46%), 2 'Sell' (15.38%), and 0 'Strong Sell' (0.00%).

PennyMac Financial Services Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 08, 2024Terry MaBarclays$125.00$106.1117.80%21.69%
Oct 01, 2024Kevin BarkerPiper Sandler$125.00$113.979.68%21.69%
Jul 24, 2024Eric HagenBTIG$115.00$97.7117.70%11.95%
Apr 09, 2024Terry MaBarclays$112.00$90.0424.39%9.03%
Feb 03, 2023-Barclays$69.00$72.55-4.89%-32.83%
Jan 06, 2023-Barclays$58.00$58.55-0.94%-43.54%
Dec 06, 2022-Wells Fargo$75.00$57.0931.37%-26.99%
Sep 27, 2022Mark DeVriesBarclays$65.00$45.3843.23%-36.72%
Apr 21, 2022-BTIG$60.00$49.9520.12%-41.59%
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The latest PennyMac Financial Services stock forecast, released on Oct 08, 2024 by Terry Ma from Barclays, set a price target of $125.00, which represents a 17.80% increase from the stock price at the time of the forecast ($106.11), and a 21.69% increase from PFSI last price ($102.72).

PennyMac Financial Services Price Target by Period


1M3M12M
# Anlaysts-24
Avg Price Target-$125.00$119.25
Last Closing Price$102.72$102.72$102.72
Upside/Downside-100.00%21.69%16.09%

In the current month, the average price target of PennyMac Financial Services stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to PennyMac Financial Services's last price of $102.72. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Oct 23, 2024Piper SandlerOverweightOverweightHold
Oct 08, 2024Sandler O'NeillUnderperformUnderperformHold
Oct 08, 2024WedbushMarket PerformMarket PerformHold
Oct 08, 2024BarclaysOverweightOverweightHold
Oct 01, 2024Piper SandlerOverweightOverweightHold
Jul 24, 2024BTIGBuyBuyHold
Jul 24, 2024Piper SandlerOverweightOverweightHold
Jul 22, 2024Keefe, Bruyette & WoodsUnderperformMarket PerformDowngrade
Jul 18, 2024JefferiesBuyBuyHold
Jul 10, 2024WedbushBuyBuyHold
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PennyMac Financial Services's last stock rating was published by Piper Sandler on Oct 23, 2024. The company gave PFSI a "Overweight" rating, the same as its previous rate.

PennyMac Financial Services Financial Forecast


PennyMac Financial Services Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue------------$361.94M$336.07M$570.45M$671.08M$510.72M$463.84M$582.64M$734.81M$523.32M$1.03B$844.54M$1.05B$-239.25M$1.31B$874.30M$784.19M$546.21M$492.66M
Avg Forecast$657.18M$692.92M$671.56M$614.19M$624.30M$632.59M$594.17M$533.23M$533.97M$513.12M$469.64M$430.79M$418.49M$401.96M$398.95M$344.36M$348.74M$416.44M$482.36M$624.39M$760.81M$816.05M$795.32M$1.03B$1.04B$959.71M$650.05M$575.78M$448.30M$381.01M
High Forecast$702.10M$740.29M$717.46M$656.17M$666.98M$675.83M$634.79M$561.86M$577.60M$520.04M$469.64M$430.79M$448.30M$423.30M$426.22M$367.89M$372.58M$416.44M$482.36M$624.39M$760.81M$816.05M$795.32M$1.03B$1.04B$959.71M$650.05M$575.78M$448.30M$381.01M
Low Forecast$620.61M$654.36M$634.19M$580.01M$589.56M$597.39M$561.11M$507.89M$496.75M$506.21M$469.64M$430.79M$376.63M$381.00M$376.75M$325.19M$329.34M$416.44M$482.36M$624.39M$760.81M$816.05M$795.32M$1.03B$1.04B$959.71M$650.05M$575.78M$448.30M$381.01M
# Analysts22221114422246334444333339991313
Surprise %------------0.86%0.84%1.43%1.95%1.46%1.11%1.21%1.18%0.69%1.26%1.06%1.02%-0.23%1.36%1.34%1.36%1.22%1.29%

PennyMac Financial Services's average Quarter revenue forecast for Mar 24 based on 2 analysts is $430.79M, with a low forecast of $430.79M, and a high forecast of $430.79M. PFSI's average Quarter revenue forecast represents a 19.02% increase compared to the company's last Quarter revenue of $361.94M (Dec 23).

PennyMac Financial Services EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts22221114422246334444333339991313
EBITDA------------$204.16M$126.80M$72.92M$38.15M$67.73M$185.47M$177.53M$245.31M$244.78M$349.93M$290.39M$517.02M$628.78M$737.85M$488.77M$423.07M$794.50M$229.00M
Avg Forecast$240.95M$254.05M$246.22M$225.19M$228.89M$231.93M$217.85M$195.51M$195.78M$188.13M$172.19M$237.46M$153.44M$147.38M$146.27M$215.87M$328.09M$134.15M$155.38M$196.25M$245.08M$262.88M$256.20M$570.17M$333.67M$309.15M$209.40M$280.53M$144.41M$122.74M
High Forecast$257.42M$271.42M$263.05M$240.58M$244.54M$247.79M$232.74M$206.00M$211.77M$190.67M$172.19M$284.95M$164.37M$155.20M$156.27M$259.05M$393.71M$134.15M$155.38M$235.50M$245.08M$262.88M$256.20M$684.20M$333.67M$309.15M$209.40M$336.63M$144.41M$122.74M
Low Forecast$227.54M$239.92M$232.52M$212.66M$216.16M$219.03M$205.73M$186.21M$182.13M$185.60M$172.19M$189.97M$138.09M$139.69M$138.13M$172.70M$262.47M$134.15M$155.38M$157.00M$245.08M$262.88M$256.20M$456.13M$333.67M$309.15M$209.40M$224.42M$144.41M$122.74M
Surprise %------------1.33%0.86%0.50%0.18%0.21%1.38%1.14%1.25%1.00%1.33%1.13%0.91%1.88%2.39%2.33%1.51%5.50%1.87%

2 analysts predict PFSI's average Quarter EBITDA for Mar 24 to be $237.46M, with a high of $284.95M and a low of $189.97M. This is 16.31% upper than PennyMac Financial Services's previous annual EBITDA (Dec 23) of $204.16M.

PennyMac Financial Services Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts22221114422246334444333339991313
Net Income------------$-36.84M$92.87M$58.25M$30.38M$37.62M$135.13M$129.16M$173.59M$173.08M$249.31M$204.23M$376.87M$452.80M$535.16M$352.68M$306.24M$152.66M$121.47M
Avg Forecast$209.75M$225.87M$218.97M$193.55M$198.99M$201.34M$185.80M$165.61M$166.05M$143.34M$136.53M$168.04M$-32.64M$90.54M$86.57M$152.76M$231.99M$64.93M$61.16M$138.87M$188.84M$182.42M$174.84M$415.61M$314.83M$283.96M$153.51M$203.06M$85.73M$69.85M
High Forecast$228.39M$245.95M$238.43M$210.74M$216.68M$219.23M$202.31M$180.76M$185.62M$145.71M$136.84M$201.65M$51.39M$102.86M$94.26M$183.31M$278.39M$66.29M$61.29M$166.65M$188.84M$182.42M$174.84M$498.73M$314.83M$283.96M$153.51M$243.68M$85.73M$69.85M
Low Forecast$194.58M$209.53M$203.13M$179.54M$184.60M$186.78M$172.36M$148.89M$150.19M$140.97M$136.21M$134.43M$-63.35M$82.50M$80.31M$122.21M$185.59M$63.56M$61.02M$111.10M$188.84M$182.42M$174.84M$332.48M$314.83M$283.96M$153.51M$162.45M$85.73M$69.85M
Surprise %------------1.13%1.03%0.67%0.20%0.16%2.08%2.11%1.25%0.92%1.37%1.17%0.91%1.44%1.88%2.30%1.51%1.78%1.74%

PennyMac Financial Services's average Quarter net income forecast for Dec 23 is $-32.64M, with a range of $-63.35M to $51.39M. PFSI's average Quarter net income forecast represents a -135.15% decrease compared to the company's last Quarter net income of $92.87M (Sep 23).

PennyMac Financial Services SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts22221114422246334444333339991313
SG&A------------$139.32M$25.47M$33.53M$33.07M$29.88M$35.13M$43.17M$51.98M$84.89M$33.82M$33.86M$22.32M$28.39M$26.80M$20.79M$21.44M$18.82M$16.94M
Avg Forecast$78.34M$82.61M$80.06M$73.22M$74.42M$75.41M$70.83M$63.57M$63.66M$61.17M$55.99M$50.31M$49.89M$47.92M$47.56M$45.74M$75.94M$21.86M$25.32M$41.58M$39.94M$42.84M$41.75M$24.62M$54.37M$50.38M$34.12M$26.89M$23.53M$20.00M
High Forecast$83.70M$88.25M$85.53M$78.22M$79.51M$80.57M$75.68M$66.98M$68.86M$62.00M$55.99M$60.37M$53.44M$50.46M$50.81M$54.89M$91.13M$21.86M$25.32M$49.90M$39.94M$42.84M$41.75M$29.54M$54.37M$50.38M$34.12M$32.26M$23.53M$20.00M
Low Forecast$73.98M$78.01M$75.60M$69.14M$70.28M$71.22M$66.89M$60.55M$59.22M$60.35M$55.99M$40.25M$44.90M$45.42M$44.91M$36.59M$60.75M$21.86M$25.32M$33.26M$39.94M$42.84M$41.75M$19.69M$54.37M$50.38M$34.12M$21.51M$23.53M$20.00M
Surprise %------------2.79%0.53%0.71%0.72%0.39%1.61%1.70%1.25%2.13%0.79%0.81%0.91%0.52%0.53%0.61%0.80%0.80%0.85%

PennyMac Financial Services's average Quarter SG&A projection for Mar 24 is $50.31M, based on 2 Wall Street analysts, with a range of $40.25M to $60.37M. The forecast indicates a -63.89% fall compared to PFSI last annual SG&A of $139.32M (Dec 23).

PennyMac Financial Services EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts22221114422246334444333339991313
EPS------------$-0.74$1.86$1.17$0.61$0.75$2.59$2.38$3.11$2.97$4.02$3.10$5.45$6.31$7.39$4.53$3.89$1.95$1.55
Avg Forecast$3.92$4.22$4.09$3.62$3.72$3.76$3.47$3.10$3.10$2.68$2.55$2.27$-0.61$1.69$1.62$1.06$1.08$1.22$1.15$2.38$3.55$3.43$3.29$5.74$5.92$5.34$2.89$2.94$1.61$1.31
High Forecast$4.27$4.60$4.46$3.94$4.05$4.10$3.78$3.38$3.47$2.72$2.56$2.27$0.96$1.92$1.76$1.16$1.17$1.25$1.15$2.38$3.55$3.43$3.29$5.74$5.92$5.34$2.89$2.94$1.61$1.31
Low Forecast$3.64$3.92$3.80$3.36$3.45$3.49$3.22$2.78$2.81$2.64$2.55$2.27$-1.18$1.54$1.50$0.98$1.00$1.19$1.15$2.38$3.55$3.43$3.29$5.74$5.92$5.34$2.89$2.94$1.61$1.31
Surprise %------------1.21%1.10%0.72%0.57%0.70%2.12%2.07%1.31%0.84%1.17%0.94%0.95%1.07%1.38%1.57%1.32%1.21%1.18%

According to 4 Wall Street analysts, PennyMac Financial Services's projected average Quarter EPS for Dec 23 is $-0.61, with a low estimate of $-1.18 and a high estimate of $0.96. This represents a -132.81% decrease compared to PFSI previous annual EPS of $1.86 (Sep 23).

PennyMac Financial Services Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
GHIGreystone Housing Impact Investors LP$11.75$19.0061.70%Buy
ECPGEncore Capital Group$47.60$58.0021.85%Buy
GHLDGuild Company$13.96$17.0021.78%Buy
PFSIPennyMac Financial Services$102.72$110.007.09%Buy

PFSI Forecast FAQ


Is PennyMac Financial Services a good buy?

Yes, according to 13 Wall Street analysts, PennyMac Financial Services (PFSI) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 6 'Buy' recommendations, accounting for 46.15% of PFSI's total ratings.

What is PFSI's price target?

PennyMac Financial Services (PFSI) average price target is $110 with a range of $75 to $125, implying a 7.09% from its last price of $102.72. The data is based on 13 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will PennyMac Financial Services stock go up soon?

According to Wall Street analysts' prediction for PFSI stock, the company can go up by 7.09% (from the last price of $102.72 to the average price target of $110), up by 21.69% based on the highest stock price target, and down by -26.99% based on the lowest stock price target.

Can PennyMac Financial Services stock reach $200?

PFSI's average twelve months analyst stock price target of $110 does not support the claim that PennyMac Financial Services can reach $200 in the near future.

What are PennyMac Financial Services's analysts' financial forecasts?

PennyMac Financial Services's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $2.38B (high $2.54B, low $2.26B), average EBITDA is $874.18M (high $931.07M, low $827.12M), average net income is $751.74M (high $818.98M, low $692.62M), average SG&A $284.24M (high $302.74M, low $268.94M), and average EPS is $14.05 (high $15.31, low $12.95). PFSI's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $2.64B (high $2.82B, low $2.49B), average EBITDA is $966.41M (high $1.03B, low $912.63M), average net income is $848.14M (high $923.51M, low $786.78M), average SG&A $314.23M (high $335.71M, low $296.74M), and average EPS is $15.85 (high $17.26, low $14.71).

Did the PFSI's actual financial results beat the analysts' financial forecasts?

Based on PennyMac Financial Services's last annual report (Dec 2023), the company's revenue was $1.4B, which missed the average analysts forecast of $1.56B by -10.37%. Apple's EBITDA was $709.98M, beating the average prediction of $662.96M by 7.09%. The company's net income was $144.66M, missing the average estimation of $297.22M by -51.33%. Apple's SG&A was $594.6M, beating the average forecast of $191.11M by 211.13%. Lastly, the company's EPS was $2.89, missing the average prediction of $3.76 by -23.18%. In terms of the last quarterly report (Dec 2023), PennyMac Financial Services's revenue was $361.94M, missing the average analysts' forecast of $418.49M by -13.51%. The company's EBITDA was $204.16M, beating the average prediction of $153.44M by 33.06%. PennyMac Financial Services's net income was $-36.842M, beating the average estimation of $-32.645M by 12.86%. The company's SG&A was $139.32M, beating the average forecast of $49.89M by 179.25%. Lastly, the company's EPS was $-0.74, beating the average prediction of $-0.61 by 21.26%