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PennyMac Financial Services (PFSI) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

PFSI Stock Forecast

PennyMac Financial Services (PFSI) stock forecast, based on 19 Wall Street analysts, predicts a 12-month average price target of $110.00, with a high of $110.00 and a low of $110.00. This represents a 13.33% increase from the last price of $97.06.

$80 $87 $94 $101 $108 $115 High: $110 Avg: $110 Low: $110 Last Closed Price: $97.06

PFSI Stock Rating

PennyMac Financial Services stock's rating consensus is Buy, based on 19 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 14 Buy (73.68%), 5 Hold (26.32%), 0 Sell (0.00%), and 0 Strong Sell (0.00%).

Buy
Total 19 0 5 14 Strong Sell Sell Hold Buy Strong Buy

PFSI Price Target Upside V Benchmarks

TypeNameUpside
StockPennyMac Financial Services13.33%
SectorFinancial Services Stocks 15.02%
IndustryMortgage Stocks32.29%

Price Target Trends

1M3M12M
# Anlaysts114
Avg Price Target$110.00$110.00$118.75
Last Closing Price$97.06$97.06$97.06
Upside/Downside13.33%13.33%22.35%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Apr, 25242--8
Mar, 25242--8
Feb, 25252--9
Jan, 25252--9
Dec, 24252--9
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Apr 16, 2025Doug HarterUBS$110.00$95.5715.10%13.33%
Oct 08, 2024Terry MaBarclays$125.00$106.1117.80%28.79%
Oct 01, 2024Kevin BarkerPiper Sandler$125.00$113.979.68%28.79%
Jul 24, 2024Eric HagenBTIG$115.00$97.7117.70%18.48%
Apr 09, 2024Terry MaBarclays$112.00$90.0424.39%15.39%
Feb 03, 2023Barclays$69.00$72.55-4.89%-28.91%
Jan 06, 2023Barclays$58.00$58.55-0.94%-40.24%
Dec 06, 2022Wells Fargo$75.00$57.0931.37%-22.73%
Sep 27, 2022Mark DeVriesBarclays$65.00$45.3843.23%-33.03%
Apr 21, 2022BTIG$60.00$49.9520.12%-38.18%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Apr 16, 2025UBSNeutralNeutralhold
Jan 03, 2025Deutsche BankBuyBuyhold
Oct 23, 2024Piper SandlerOverweightOverweighthold
Oct 08, 2024WedbushMarket PerformMarket Performhold
Oct 08, 2024BarclaysOverweightOverweighthold
Oct 01, 2024Piper SandlerOverweightOverweighthold
Jul 24, 2024BTIGBuyBuyhold
Jul 24, 2024Piper SandlerOverweightOverweighthold
Jul 22, 2024Keefe, Bruyette & WoodsUnderperformMarket Performdowngrade
Jul 18, 2024JefferiesBuyBuyhold

Financial Forecast

EPS Forecast

$0 $5 $10 $15 $20 $25 Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$21.91$15.73$8.96$2.89$6.11---
Avg Forecast$21.11$15.48$8.42$2.24$7.20$13.81$15.90$16.92
High Forecast$23.37$17.14$8.80$2.71$7.34$14.19$16.69$17.86
Low Forecast$19.61$14.38$7.87$0.93$7.06$13.13$14.92$15.63
Surprise %3.79%1.61%6.41%29.02%-15.14%---

Revenue Forecast

$1B $2B $3B $4B $5B $6B Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$5.45B$3.98B$1.97B$2.04B$1.59B---
Avg Forecast$3.70B$3.23B$1.95B$1.46B$1.65B$2.36B$2.68B$3.16B
High Forecast$4.01B$3.49B$2.02B$1.49B$1.69B$2.43B$2.70B$3.29B
Low Forecast$3.50B$3.05B$1.85B$1.42B$1.60B$2.29B$2.66B$2.97B
Surprise %47.32%23.10%0.77%39.35%-3.24%---

Net Income Forecast

$0 $400M $800M $1B $2B $2B Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$1.65B$1.00B$475.51M$144.66M$311.42M---
Avg Forecast$1.21B$1.07B$686.04M$144.66M$379.87M$736.76M$847.14M$883.06M
High Forecast$1.45B$1.29B$823.25M$173.59M$387.30M$748.51M$879.90M$941.87M
Low Forecast$965.17M$859.86M$548.84M$115.72M$372.45M$692.24M$786.66M$824.25M
Surprise %36.51%-6.64%-30.69%--18.02%---

PFSI Forecast FAQ

Is PennyMac Financial Services stock a buy?

PennyMac Financial Services stock has a consensus rating of Buy, based on 19 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 14 Buy, 5 Hold, 0 Sell, and 0 Strong Sell, reflecting a consensus that PennyMac Financial Services is a favorable investment for most analysts.

What is PennyMac Financial Services's price target?

PennyMac Financial Services's price target, set by 19 Wall Street analysts, averages $110 over the next 12 months. The price target range spans from $110 at the low end to $110 at the high end, suggesting a potential 13.33% change from the previous closing price of $97.06.

How does PennyMac Financial Services stock forecast compare to its benchmarks?

PennyMac Financial Services's stock forecast shows a 13.33% upside, underperforming the average forecast for the financial services stocks sector (15.02%) and underperforming the mortgage stocks industry (32.29%).

What is the breakdown of analyst ratings for PennyMac Financial Services over the past three months?

  • April 2025: 25.00% Strong Buy, 50.00% Buy, 25.00% Hold, 0% Sell, 0% Strong Sell.
  • March 2025: 25.00% Strong Buy, 50.00% Buy, 25.00% Hold, 0% Sell, 0% Strong Sell.
  • February 2025: 22.22% Strong Buy, 55.56% Buy, 22.22% Hold, 0% Sell, 0% Strong Sell.

What is PennyMac Financial Services’s EPS forecast?

PennyMac Financial Services's average annual EPS forecast for its fiscal year ending in December 2025 is $13.81, marking a 126.02% increase from the reported $6.11 in 2024. Estimates for the following years are $15.9 in 2026, and $16.92 in 2027.

What is PennyMac Financial Services’s revenue forecast?

PennyMac Financial Services's average annual revenue forecast for its fiscal year ending in December 2025 is $2.36B, reflecting a 48.27% increase from the reported $1.59B in 2024. The forecast for 2026 is $2.68B, and $3.16B for 2027.

What is PennyMac Financial Services’s net income forecast?

PennyMac Financial Services's net income forecast for the fiscal year ending in December 2025 stands at $736.76M, representing an 136.58% increase from the reported $311.42M in 2024. Projections indicate $847.14M in 2026, and $883.06M in 2027.