Central Pacific Financial (CPF) Stock Forecast, Price Target & Predictions
CPF Stock Forecast
Central Pacific Financial stock forecast is as follows: an average price target of $26.00 (represents a -3.45% downside from CPF’s last price of $26.93) and a rating consensus of 'Buy', based on 2 wall street analysts offering a 1-year stock forecast.
CPF Price Target
The average price target for Central Pacific Financial (CPF) is $26.00 based on 1-year price targets from 2 Wall Street analysts in the past 3 months, with a price target range of $26.00 to $26.00. This represents a potential -3.45% downside from CPF's last price of $26.93.
CPF Analyst Ratings
According to 2 Wall Street analysts, Central Pacific Financial's rating consensus is 'Buy'. The analyst rating breakdown for CPF stock is 0 'Strong Buy' (0.00%), 1 'Buy' (50.00%), 1 'Hold' (50.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Central Pacific Financial Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Jul 07, 2022 | - | Raymond James | $26.00 | $22.12 | 17.54% | -3.45% |
The latest Central Pacific Financial stock forecast, released on Jul 07, 2022 by Raymond James company, set a price target of $26.00, which represents a 17.54% increase from the stock price at the time of the forecast ($22.12), and a -3.45% decrease from CPF last price ($26.93).
Central Pacific Financial Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | - |
| Avg Price Target | - | - | - |
| Last Closing Price | $26.93 | $26.93 | $26.93 |
| Upside/Downside | -100.00% | -100.00% | -100.00% |
In the current month, the average price target of Central Pacific Financial stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Central Pacific Financial's last price of $26.93. This month's average price target is down NaN% compared to last quarter, and down NaN% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Jul 07, 2022 | Raymond James | Outperform | Outperform | Hold |
| Apr 25, 2022 | Zacks Investment Research | - | Hold | Downgrade |
Central Pacific Financial's last stock rating was published by Raymond James on Jul 07, 2022. The company gave CPF a "Outperform" rating, the same as its previous rate.
Central Pacific Financial Financial Forecast
Central Pacific Financial Revenue Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | $61.98M | $69.32M | $65.20M | $67.89M | $64.99M | - | $1.15M | $68.64M | $65.06M | $61.03M | $59.37M | $64.34M | $59.51M | $58.86M | $55.76M | $56.58M | $54.90M | $54.46M | $55.83M | $49.99M | $54.07M |
| Avg Forecast | $71.64M | $70.33M | $68.42M | $66.25M | $66.30M | $65.40M | $61.92M | $60.98M | $61.38M | $62.45M | $64.39M | $65.25M | $66.83M | $65.88M | $62.34M | $62.99M | $64.17M | $63.58M | $61.85M | $62.57M | $60.18M | $60.73M | $58.40M | $56.60M | $56.04M | $56.08M | $55.05M | $54.51M | $49.48M | $49.41M |
| High Forecast | $72.24M | $70.92M | $69.00M | $66.81M | $66.86M | $65.78M | $62.45M | $61.49M | $62.00M | $63.14M | $64.93M | $65.80M | $67.40M | $66.44M | $62.34M | $63.78M | $64.98M | $64.37M | $62.63M | $63.35M | $60.94M | $61.49M | $59.14M | $57.31M | $56.74M | $56.79M | $55.74M | $55.19M | $59.37M | $59.30M |
| Low Forecast | $71.04M | $69.74M | $67.85M | $65.71M | $65.75M | $65.02M | $61.41M | $60.47M | $60.75M | $61.75M | $63.85M | $64.71M | $66.28M | $65.34M | $62.34M | $62.20M | $63.36M | $62.78M | $61.07M | $61.78M | $59.43M | $59.96M | $57.67M | $55.89M | $55.34M | $55.38M | $54.36M | $53.82M | $39.58M | $39.53M |
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 7 | 7 | 8 | 7 | 10 | 9 | 6 | 11 | 6 | 14 | 19 |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.99% | 1.08% | 1.00% | 1.02% | 0.99% | - | 0.02% | 1.07% | 1.02% | 0.99% | 0.95% | 1.07% | 0.98% | 1.01% | 0.99% | 1.01% | 0.98% | 0.99% | 1.02% | 1.01% | 1.09% |
Central Pacific Financial's average Quarter revenue forecast for Dec 23 based on 2 analysts is $61.38M, with a low forecast of $60.75M, and a high forecast of $62.00M. CPF's average Quarter revenue forecast represents a -0.97% decrease compared to the company's last Quarter revenue of $61.98M (Sep 23).
Central Pacific Financial EBITDA Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 7 | 7 | 8 | 7 | 10 | 9 | 6 | 11 | 6 | 14 | 19 |
| EBITDA | - | - | - | - | - | - | - | - | - | $10.05M | $10.44M | $11.01M | $37.46M | $26.94M | - | $29.72M | $34.38M | $32.10M | $29.03M | $28.31M | $21.57M | $14.65M | $19.75M | $20.18M | $28.83M | $29.98M | $28.83M | $31.19M | $31.86M | $29.59M |
| Avg Forecast | $24.04M | $23.60M | $22.97M | $22.24M | $22.25M | $21.95M | $20.79M | $31.01M | $20.60M | $20.96M | $21.61M | $28.19M | $22.43M | $25.57M | $20.93M | $22.29M | $26.45M | $23.24M | $24.45M | $19.64M | $16.64M | $17.18M | $8.89M | $20.18M | $28.24M | $29.38M | $31.10M | $28.07M | $28.61M | $26.44M |
| High Forecast | $24.25M | $23.80M | $23.16M | $22.43M | $22.44M | $22.08M | $20.96M | $37.22M | $20.81M | $21.19M | $21.79M | $33.83M | $22.62M | $30.68M | $20.93M | $26.75M | $31.74M | $27.89M | $29.34M | $23.57M | $19.97M | $20.61M | $10.67M | $24.22M | $33.89M | $35.25M | $37.31M | $33.69M | $34.33M | $31.73M |
| Low Forecast | $23.85M | $23.41M | $22.78M | $22.05M | $22.07M | $21.82M | $20.61M | $24.81M | $20.39M | $20.73M | $21.43M | $22.56M | $22.25M | $20.45M | $20.93M | $17.83M | $21.16M | $18.59M | $19.56M | $15.71M | $13.31M | $13.74M | $7.11M | $16.15M | $22.59M | $23.50M | $24.88M | $22.46M | $22.89M | $21.15M |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.48% | 0.48% | 0.39% | 1.67% | 1.05% | - | 1.33% | 1.30% | 1.38% | 1.19% | 1.44% | 1.30% | 0.85% | 2.22% | 1.00% | 1.02% | 1.02% | 0.93% | 1.11% | 1.11% | 1.12% |
2 analysts predict CPF's average Quarter EBITDA for Dec 23 to be $20.60M, with a high of $20.81M and a low of $20.39M. This is 105.04% upper than Central Pacific Financial's previous annual EBITDA (Sep 23) of $10.05M.
Central Pacific Financial Net Income Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 7 | 7 | 8 | 7 | 10 | 9 | 6 | 11 | 6 | 14 | 19 |
| Net Income | - | - | - | - | - | - | - | - | - | $13.14M | $14.47M | $16.19M | $20.18M | $16.71M | - | $19.44M | $22.33M | $20.82M | $18.71M | $18.04M | $12.17M | $6.86M | $9.92M | $8.33M | $14.20M | $14.55M | $13.53M | $16.04M | $15.79M | $15.19M |
| Avg Forecast | $18.71M | $18.03M | $16.81M | $14.91M | $15.73M | $15.19M | $12.88M | $20.29M | $13.02M | $14.10M | $14.51M | $18.44M | $16.18M | $16.58M | $14.72M | $14.58M | $17.17M | $15.07M | $15.76M | $12.52M | $9.39M | $8.04M | $4.46M | $8.33M | $13.91M | $14.26M | $14.60M | $14.43M | $14.18M | $13.58M |
| High Forecast | $18.92M | $18.23M | $17.00M | $15.08M | $15.90M | $15.35M | $13.02M | $24.34M | $13.56M | $14.91M | $14.67M | $22.13M | $16.36M | $19.90M | $14.72M | $17.49M | $20.61M | $18.09M | $18.91M | $15.02M | $11.27M | $9.65M | $5.36M | $9.99M | $16.69M | $17.12M | $17.51M | $17.32M | $17.02M | $16.29M |
| Low Forecast | $18.51M | $17.84M | $16.63M | $14.75M | $15.56M | $15.02M | $12.74M | $16.23M | $12.47M | $13.29M | $14.35M | $14.75M | $16.01M | $13.26M | $14.72M | $11.66M | $13.74M | $12.06M | $12.61M | $10.01M | $7.51M | $6.43M | $3.57M | $6.66M | $11.13M | $11.41M | $11.68M | $11.55M | $11.34M | $10.86M |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.93% | 1.00% | 0.88% | 1.25% | 1.01% | - | 1.33% | 1.30% | 1.38% | 1.19% | 1.44% | 1.30% | 0.85% | 2.22% | 1.00% | 1.02% | 1.02% | 0.93% | 1.11% | 1.11% | 1.12% |
Central Pacific Financial's average Quarter net income forecast for Dec 23 is $13.02M, with a range of $12.47M to $13.56M. CPF's average Quarter net income forecast represents a -0.95% decrease compared to the company's last Quarter net income of $13.14M (Sep 23).
Central Pacific Financial SG&A Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 7 | 7 | 8 | 7 | 10 | 9 | 6 | 11 | 6 | 14 | 19 |
| SG&A | - | - | - | - | - | - | - | - | - | $19.98M | $942.00K | $22.96M | $23.39M | $28.78M | - | $25.98M | $22.89M | $30.33M | $30.81M | $28.25M | $30.61M | $26.70M | $26.51M | $24.50M | $26.63M | $25.87M | $26.64M | $25.13M | $28.09M | $23.20M |
| Avg Forecast | $28.64M | $28.11M | $27.35M | $26.48M | $26.50M | $26.14M | $24.75M | $28.88M | $24.53M | $24.96M | $25.74M | $26.25M | $26.72M | $24.16M | $24.92M | $20.75M | $17.61M | $21.96M | $25.94M | $19.61M | $23.61M | $31.31M | $11.93M | $24.50M | $26.08M | $25.36M | $28.73M | $22.62M | $25.23M | $20.73M |
| High Forecast | $28.88M | $28.35M | $27.58M | $26.71M | $26.72M | $26.30M | $24.96M | $34.65M | $24.78M | $25.24M | $25.95M | $31.50M | $26.94M | $28.99M | $24.92M | $24.90M | $21.13M | $26.36M | $31.13M | $23.53M | $28.34M | $37.57M | $14.32M | $29.41M | $31.30M | $30.43M | $34.48M | $27.14M | $30.27M | $24.88M |
| Low Forecast | $28.40M | $27.88M | $27.12M | $26.27M | $26.28M | $25.99M | $24.55M | $23.10M | $24.29M | $24.68M | $25.52M | $21.00M | $26.50M | $19.33M | $24.92M | $16.60M | $14.08M | $17.57M | $20.75M | $15.68M | $18.89M | $25.04M | $9.54M | $19.60M | $20.87M | $20.28M | $22.98M | $18.09M | $20.18M | $16.58M |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.80% | 0.04% | 0.87% | 0.88% | 1.19% | - | 1.25% | 1.30% | 1.38% | 1.19% | 1.44% | 1.30% | 0.85% | 2.22% | 1.00% | 1.02% | 1.02% | 0.93% | 1.11% | 1.11% | 1.12% |
Central Pacific Financial's average Quarter SG&A projection for Dec 23 is $24.53M, based on 2 Wall Street analysts, with a range of $24.29M to $24.78M. The forecast indicates a 22.77% rise compared to CPF last annual SG&A of $19.98M (Sep 23).
Central Pacific Financial EPS Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 7 | 7 | 8 | 7 | 10 | 9 | 6 | 11 | 6 | 14 | 19 |
| EPS | - | - | - | - | - | - | - | - | - | $0.49 | $0.54 | $0.60 | $0.74 | $0.61 | - | $0.70 | $0.80 | $0.74 | $0.66 | $0.64 | $0.43 | $0.24 | $0.35 | $0.30 | $0.50 | $0.51 | $0.47 | $0.56 | $0.54 | $0.52 |
| Avg Forecast | $0.69 | $0.67 | $0.62 | $0.55 | $0.58 | $0.56 | $0.47 | $0.45 | $0.48 | $0.52 | $0.54 | $0.55 | $0.60 | $0.60 | $0.54 | $0.56 | $0.65 | $0.58 | $0.56 | $0.49 | $0.35 | $0.29 | $0.22 | $0.29 | $0.49 | $0.49 | $0.51 | $0.50 | $0.44 | $0.42 |
| High Forecast | $0.70 | $0.67 | $0.63 | $0.56 | $0.59 | $0.57 | $0.48 | $0.45 | $0.50 | $0.55 | $0.54 | $0.56 | $0.60 | $0.61 | $0.54 | $0.57 | $0.66 | $0.59 | $0.56 | $0.50 | $0.35 | $0.30 | $0.22 | $0.29 | $0.50 | $0.50 | $0.52 | $0.51 | $0.53 | $0.50 |
| Low Forecast | $0.68 | $0.66 | $0.61 | $0.54 | $0.57 | $0.55 | $0.47 | $0.45 | $0.46 | $0.49 | $0.53 | $0.54 | $0.59 | $0.59 | $0.54 | $0.55 | $0.64 | $0.57 | $0.55 | $0.48 | $0.34 | $0.29 | $0.21 | $0.29 | $0.48 | $0.49 | $0.50 | $0.49 | $0.35 | $0.34 |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.94% | 1.01% | 1.09% | 1.24% | 1.02% | - | 1.26% | 1.23% | 1.28% | 1.19% | 1.31% | 1.24% | 0.82% | 1.61% | 1.03% | 1.03% | 1.03% | 0.92% | 1.12% | 1.23% | 1.24% |
According to 2 Wall Street analysts, Central Pacific Financial's projected average Quarter EPS for Dec 23 is $0.48, with a low estimate of $0.46 and a high estimate of $0.50. This represents a -2.04% decrease compared to CPF previous annual EPS of $0.49 (Sep 23).
Central Pacific Financial Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| CMA | Comerica | $57.49 | $73.42 | 27.71% | Buy |
| NBHC | National Bank | $41.17 | $47.67 | 15.79% | Hold |
| FHB | First Hawaiian | $23.27 | $26.00 | 11.73% | Hold |
| HWC | Hancock Whitney | $49.80 | $54.00 | 8.43% | Buy |
| CPF | Central Pacific Financial | $26.93 | $26.00 | -3.45% | Buy |
| FCCO | First Community | $21.94 | $21.00 | -4.28% | Buy |
| BOH | Bank of Hawaii | $64.47 | $57.50 | -10.81% | Buy |
| TBNK | Territorial Bancorp | $9.87 | $8.50 | -13.88% | Hold |
| FBP | First Ban | $20.24 | $14.00 | -30.83% | Buy |
CPF Forecast FAQ
Is Central Pacific Financial a good buy?
Yes, according to 2 Wall Street analysts, Central Pacific Financial (CPF) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 50.00% of CPF's total ratings.
What is CPF's price target?
Central Pacific Financial (CPF) average price target is $26 with a range of $26 to $26, implying a -3.45% from its last price of $26.93. The data is based on 2 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Central Pacific Financial stock go up soon?
According to Wall Street analysts' prediction for CPF stock, the company can go down by -3.45% (from the last price of $26.93 to the average price target of $26), down by -3.45% based on the highest stock price target, and down by -3.45% based on the lowest stock price target.
Can Central Pacific Financial stock reach $40?
CPF's average twelve months analyst stock price target of $26 does not support the claim that Central Pacific Financial can reach $40 in the near future.
What are Central Pacific Financial's analysts' financial forecasts?
Central Pacific Financial's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $254.6M (high $256.57M, low $252.65M), average EBITDA is $96M (high $102.7M, low $89.32M), average net income is $64.08M (high $68.62M, low $59.55M), average SG&A $106.28M (high $112.64M, low $99.92M), and average EPS is $2.07 (high $2.09, low $2.04). CPF's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $276.63M (high $278.97M, low $274.35M), average EBITDA is $92.85M (high $93.64M, low $92.09M), average net income is $68.47M (high $69.22M, low $67.73M), average SG&A $110.58M (high $111.52M, low $109.67M), and average EPS is $2.53 (high $2.55, low $2.5).
Did the CPF's actual financial results beat the analysts' financial forecasts?
Based on Central Pacific Financial's last annual report (Dec 2022), the company's revenue was $263.48M, beating the average analysts forecast of $258.05M by 2.11%. Apple's EBITDA was $124.02M, beating the average prediction of $91.21M by 35.97%. The company's net income was $73.93M, beating the average estimation of $62.06M by 19.12%. Apple's SG&A was $92.93M, missing the average forecast of $96.55M by -3.75%. Lastly, the company's EPS was $2.7, beating the average prediction of $2.3 by 17.56%. In terms of the last quarterly report (Sep 2023), Central Pacific Financial's revenue was $61.98M, missing the average analysts' forecast of $62.44M by -0.75%. The company's EBITDA was $10.05M, missing the average prediction of $20.96M by -52.07%. Central Pacific Financial's net income was $13.14M, missing the average estimation of $14.1M by -6.80%. The company's SG&A was $19.98M, missing the average forecast of $24.96M by -19.94%. Lastly, the company's EPS was $0.49, missing the average prediction of $0.52 by -5.77%