Territorial Bancorp (TBNK) Stock Forecast, Price Target & Predictions


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TBNK Stock Forecast


Territorial Bancorp stock forecast is as follows: an average price target of $8.50 (represents a -21.66% downside from TBNK’s last price of $10.85) and a rating consensus of 'Hold', based on 2 wall street analysts offering a 1-year stock forecast.

TBNK Price Target


The average price target for Territorial Bancorp (TBNK) is $8.50 based on 1-year price targets from 2 Wall Street analysts in the past 3 months, with a price target range of $8.50 to $8.50. This represents a potential -21.66% downside from TBNK's last price of $10.85.

TBNK Analyst Ratings


Hold

According to 2 Wall Street analysts, Territorial Bancorp's rating consensus is 'Hold'. The analyst rating breakdown for TBNK stock is 0 'Strong Buy' (0.00%), 0 'Buy' (0.00%), 2 'Hold' (100.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

Territorial Bancorp Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
May 06, 2024Andrew LieschPiper Sandler$8.50$8.203.66%-21.66%
May 02, 2022-Piper Sandler$24.00$22.715.68%121.20%
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The latest Territorial Bancorp stock forecast, released on May 06, 2024 by Andrew Liesch from Piper Sandler, set a price target of $8.50, which represents a 3.66% increase from the stock price at the time of the forecast ($8.20), and a -21.66% decrease from TBNK last price ($10.85).

Territorial Bancorp Price Target by Period


1M3M12M
# Anlaysts--1
Avg Price Target--$8.50
Last Closing Price$10.85$10.85$10.85
Upside/Downside-100.00%-100.00%-21.66%

In the current month, the average price target of Territorial Bancorp stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Territorial Bancorp's last price of $10.85. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
May 14, 2024Keefe, Bruyette & WoodsMarket PerformMarket PerformHold
May 06, 2024Piper SandlerUnderweightNeutralUpgrade
May 02, 2022Piper Sandler-UnderweightDowngrade
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Territorial Bancorp's last stock rating was published by Keefe, Bruyette & Woods on May 14, 2024. The company gave TBNK a "Market Perform" rating, the same as its previous rate.

Territorial Bancorp Financial Forecast


Territorial Bancorp Revenue Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
Revenue--------$18.29M$10.62M$11.78M$12.68M$14.44M$14.96M$14.84M$15.46M$15.15M$15.09M$14.81M$15.45M$16.28M$16.04M$16.23M$15.82M$15.51M$16.65M$15.94M$18.28M$15.98M$15.68M
Avg Forecast$10.20M$10.00M$9.50M$9.10M$8.90M$8.80M$9.03M$9.73M$10.26M$11.26M$11.97M$13.33M$14.94M$14.85M$14.71M$14.53M$14.67M$14.29M$14.71M$15.07M$15.27M$15.80M$15.20M$15.00M$15.44M$15.64M$15.78M$15.65M$15.98M$15.34M
High Forecast$10.20M$10.00M$9.50M$9.10M$8.90M$8.80M$9.03M$9.73M$10.26M$11.50M$11.97M$13.33M$14.94M$14.85M$14.71M$14.53M$14.67M$14.29M$14.71M$15.07M$15.27M$15.80M$15.20M$15.00M$15.44M$15.64M$15.78M$15.65M$19.18M$18.41M
Low Forecast$10.20M$10.00M$9.50M$9.10M$8.90M$8.80M$9.03M$9.73M$10.26M$11.02M$11.97M$13.33M$14.94M$14.85M$14.71M$14.53M$14.67M$14.29M$14.71M$15.07M$15.27M$15.80M$15.20M$15.00M$15.44M$15.64M$15.78M$15.65M$12.78M$12.27M
# Analysts11111111121111111111199988881011
Surprise %--------1.78%0.94%0.98%0.95%0.97%1.01%1.01%1.06%1.03%1.06%1.01%1.02%1.07%1.02%1.07%1.05%1.00%1.06%1.01%1.17%1.00%1.02%

Territorial Bancorp's average Quarter revenue forecast for Mar 24 based on 1 analysts is $9.73M, with a low forecast of $9.73M, and a high forecast of $9.73M. TBNK's average Quarter revenue forecast represents a -46.81% decrease compared to the company's last Quarter revenue of $18.29M (Dec 23).

Territorial Bancorp EBITDA Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
# Analysts11111111121111111111199988881011
EBITDA---------$1.22M$2.06M$7.80M$7.48M$8.12M$7.98M$8.20M$8.07M$8.15M$8.31M$9.78M$11.03M$9.72M$10.13M$11.14M$11.48M$12.52M$11.91M$13.35M$9.89M$9.27M
Avg Forecast$4.01M$3.93M$3.73M$3.57M$3.50M$3.46M$3.55M$3.82M$4.03M$4.42M$4.70M$8.87M$7.00M$5.83M$5.78M$8.06M$5.76M$5.61M$5.78M$7.33M$6.00M$6.21M$5.97M$10.40M$6.06M$6.14M$6.20M$8.39M$9.89M$9.06M
High Forecast$4.01M$3.93M$3.73M$3.57M$3.50M$3.46M$3.55M$3.82M$4.03M$4.52M$4.70M$10.64M$8.40M$5.83M$5.78M$9.68M$5.76M$5.61M$5.78M$8.80M$6.00M$6.21M$5.97M$12.48M$6.06M$6.14M$6.20M$10.07M$11.87M$10.87M
Low Forecast$4.01M$3.93M$3.73M$3.57M$3.50M$3.46M$3.55M$3.82M$4.03M$4.33M$4.70M$7.10M$5.60M$5.83M$5.78M$6.45M$5.76M$5.61M$5.78M$5.87M$6.00M$6.21M$5.97M$8.32M$6.06M$6.14M$6.20M$6.71M$7.91M$7.25M
Surprise %---------0.27%0.44%0.88%1.07%1.39%1.38%1.02%1.40%1.45%1.44%1.33%1.84%1.57%1.70%1.07%1.89%2.04%1.92%1.59%1.00%1.02%

1 analysts predict TBNK's average Quarter EBITDA for Dec 23 to be $4.03M, with a high of $4.03M and a low of $4.03M. This is 231.52% upper than Territorial Bancorp's previous annual EBITDA (Sep 23) of $1.22M.

Territorial Bancorp Net Income Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
# Analysts11111111121111111111199988881011
Net Income--------$334.00K$880.00K$1.50M$2.32M$3.44M$3.89M$4.11M$4.71M$4.20M$4.16M$4.06M$5.01M$5.52M$4.32M$4.29M$4.47M$5.04M$5.37M$5.06M$6.52M$4.82M$4.32M
Avg Forecast$603.27K$430.91K$172.36K$-172.36K$-344.73K$-430.91K$-258.54K$5.00M$560.18K$1.25M$1.72M$4.55M$4.18M$3.67M$3.53M$4.14M$3.64M$3.31M$3.70M$3.76M$3.70M$3.87M$3.70M$4.17M$4.13M$4.15M$4.26M$4.10M$4.82M$4.22M
High Forecast$603.27K$430.91K$172.36K$-172.36K$-344.73K$-430.91K$-258.54K$6.01M$560.18K$1.43M$1.72M$5.46M$5.01M$3.67M$3.53M$4.96M$3.64M$3.31M$3.70M$4.51M$3.70M$3.87M$3.70M$5.01M$4.13M$4.15M$4.26M$4.92M$5.78M$5.07M
Low Forecast$603.27K$430.91K$172.36K$-172.36K$-344.73K$-430.91K$-258.54K$4.00M$560.18K$1.16M$1.72M$3.64M$3.34M$3.67M$3.53M$3.31M$3.64M$3.31M$3.70M$3.01M$3.70M$3.87M$3.70M$3.34M$4.13M$4.15M$4.26M$3.28M$3.86M$3.38M
Surprise %--------0.60%0.70%0.87%0.51%0.82%1.06%1.16%1.14%1.15%1.26%1.10%1.33%1.49%1.12%1.16%1.07%1.22%1.29%1.19%1.59%1.00%1.02%

Territorial Bancorp's average Quarter net income forecast for Mar 24 is $5.00M, with a range of $4.00M to $6.01M. TBNK's average Quarter net income forecast represents a 1398.27% increase compared to the company's last Quarter net income of $334.00K (Dec 23).

Territorial Bancorp SG&A Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
# Analysts11111111121111111111199988881011
SG&A---------$6.58M$6.45M$6.68M$6.85M$6.77M$6.66M$6.81M$6.71M$6.85M$6.98M$6.78M$6.59M$6.53M$6.18M$6.77M$6.67M$6.75M$6.92M$7.09M$6.93M$6.39M
Avg Forecast$4.26M$4.18M$3.97M$3.80M$3.72M$3.68M$3.77M$6.77M$4.29M$4.71M$5.00M$6.15M$6.68M$6.21M$6.15M$5.59M$6.13M$5.97M$6.15M$5.08M$6.38M$6.60M$6.35M$6.32M$6.45M$6.54M$6.59M$4.46M$6.93M$6.25M
High Forecast$4.26M$4.18M$3.97M$3.80M$3.72M$3.68M$3.77M$8.12M$4.29M$4.81M$5.00M$7.38M$8.02M$6.21M$6.15M$6.71M$6.13M$5.97M$6.15M$6.10M$6.38M$6.60M$6.35M$7.59M$6.45M$6.54M$6.59M$5.35M$8.32M$7.50M
Low Forecast$4.26M$4.18M$3.97M$3.80M$3.72M$3.68M$3.77M$5.41M$4.29M$4.61M$5.00M$4.92M$5.35M$6.21M$6.15M$4.47M$6.13M$5.97M$6.15M$4.07M$6.38M$6.60M$6.35M$5.06M$6.45M$6.54M$6.59M$3.56M$5.55M$5.00M
Surprise %---------1.40%1.29%1.09%1.02%1.09%1.08%1.22%1.10%1.15%1.13%1.33%1.03%0.99%0.97%1.07%1.03%1.03%1.05%1.59%1.00%1.02%

Territorial Bancorp's average Quarter SG&A projection for Dec 23 is $4.29M, based on 1 Wall Street analysts, with a range of $4.29M to $4.29M. The forecast indicates a -34.91% fall compared to TBNK last annual SG&A of $6.58M (Sep 23).

Territorial Bancorp EPS Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19Jun 19Mar 19Mar 18Mar 17
# Analysts11111111121111111111199988881011
EPS--------$0.04$0.10$0.17$0.26$0.39$0.44$0.46$0.52$0.47$0.46$0.44$0.55$0.60$0.47$0.47$0.48$0.54$0.58$0.55$0.71$0.52$0.47
Avg Forecast$0.07$0.05$0.02$-0.02$-0.04$-0.05$-0.03$0.02$0.07$0.14$0.20$0.29$0.42$0.43$0.41$0.42$0.42$0.39$0.43$0.44$0.43$0.45$0.43$0.45$0.48$0.48$0.49$0.49$0.51$0.44
High Forecast$0.07$0.05$0.02$-0.02$-0.04$-0.05$-0.03$0.02$0.07$0.17$0.20$0.29$0.42$0.43$0.41$0.42$0.42$0.39$0.43$0.44$0.43$0.45$0.43$0.45$0.48$0.48$0.49$0.49$0.61$0.53
Low Forecast$0.07$0.05$0.02$-0.02$-0.04$-0.05$-0.03$0.02$0.07$0.13$0.20$0.29$0.42$0.43$0.41$0.42$0.42$0.39$0.43$0.44$0.43$0.45$0.43$0.45$0.48$0.48$0.49$0.49$0.41$0.35
Surprise %--------0.60%0.69%0.85%0.88%0.94%1.03%1.12%1.25%1.11%1.19%1.02%1.26%1.40%1.04%1.09%1.07%1.13%1.20%1.11%1.43%1.02%1.07%

According to 1 Wall Street analysts, Territorial Bancorp's projected average Quarter EPS for Mar 24 is $0.02, with a low estimate of $0.02 and a high estimate of $0.02. This represents a -48.45% decrease compared to TBNK previous annual EPS of $0.04 (Dec 23).

Territorial Bancorp Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
FFNWFirst Financial Northwest$22.09$23.506.38%Hold
FNWBFirst Northwest Bancorp$10.51$11.004.66%Hold
THFFFirst Financial$49.48$50.001.05%Buy
HBCPHome Bancorp$50.23$50.00-0.46%Buy
HFWAHeritage Financial$26.26$26.00-0.99%Hold
FHBFirst Hawaiian$27.39$26.00-5.07%Hold
FCCOFirst Community$24.44$21.00-14.08%Buy
BOHBank of Hawaii$77.77$64.67-16.84%Buy
BSRRSierra Bancorp$32.17$25.33-21.26%Hold
TBNKTerritorial Bancorp$10.85$8.50-21.66%Hold
FISIFinancial Institutions$27.17$19.50-28.23%Hold

TBNK Forecast FAQ


Is Territorial Bancorp a good buy?

No, according to 2 Wall Street analysts, Territorial Bancorp (TBNK) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 0 'Buy' recommendations, accounting for 0% of TBNK's total ratings.

What is TBNK's price target?

Territorial Bancorp (TBNK) average price target is $8.5 with a range of $8.5 to $8.5, implying a -21.66% from its last price of $10.85. The data is based on 2 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Territorial Bancorp stock go up soon?

According to Wall Street analysts' prediction for TBNK stock, the company can go down by -21.66% (from the last price of $10.85 to the average price target of $8.5), down by -21.66% based on the highest stock price target, and down by -21.66% based on the lowest stock price target.

Can Territorial Bancorp stock reach $20?

TBNK's average twelve months analyst stock price target of $8.5 does not support the claim that Territorial Bancorp can reach $20 in the near future.

What are Territorial Bancorp's analysts' financial forecasts?

Territorial Bancorp's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $36.46M (high $36.46M, low $36.46M), average EBITDA is $14.32M (high $14.32M, low $14.32M), average net income is $3.97M (high $4.97M, low $2.97M), average SG&A $17.94M (high $19.29M, low $16.58M), and average EPS is $-0.1 (high $-0.1, low $-0.1). TBNK's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $38.8M (high $38.8M, low $38.8M), average EBITDA is $15.24M (high $15.24M, low $15.24M), average net income is $1.03M (high $1.03M, low $1.03M), average SG&A $16.22M (high $16.22M, low $16.22M), and average EPS is $0.12 (high $0.12, low $0.12).

Did the TBNK's actual financial results beat the analysts' financial forecasts?

Based on Territorial Bancorp's last annual report (Dec 2023), the company's revenue was $71.56M, beating the average analysts forecast of $46.82M by 52.84%. Apple's EBITDA was $0, missing the average prediction of $22.03M by -100.00%. The company's net income was $5.03M, missing the average estimation of $8.08M by -37.81%. Apple's SG&A was $0, missing the average forecast of $20.15M by -100.00%. Lastly, the company's EPS was $0.58, missing the average prediction of $0.705 by -17.73%. In terms of the last quarterly report (Dec 2023), Territorial Bancorp's revenue was $18.29M, beating the average analysts' forecast of $10.26M by 78.39%. The company's EBITDA was $0, missing the average prediction of $4.03M by -100.00%. Territorial Bancorp's net income was $334K, missing the average estimation of $560.18K by -40.38%. The company's SG&A was $0, missing the average forecast of $4.29M by -100.00%. Lastly, the company's EPS was $0.0388, missing the average prediction of $0.065 by -40.31%