Community Bank System Stock (NYSE:CBU)


ForecastRevenueOwnershipFinancialsChartTranscripts

Previous Close

$62.58

52W Range

$41.50 - $73.39

50D Avg

$65.35

200D Avg

$54.71

Market Cap

$3.31B

Avg Vol (3M)

$245.15K

Beta

0.64

Div Yield

$1.82 (2.89%)

CBU Company Profile


Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management; and employee benefit services, as well as operates as a full-service insurance agency that offers personal and commercial lines of insurance, and other risk management products and services. Further, it provides contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration, fund administration, transfer agency, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting services. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and advisory products, as well as master recordkeeping services. As of January 24, 2022, it operated approximately 215 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. Community Bank System, Inc. was founded in 1866 and is headquartered in DeWitt, New York.

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Industry

Banks - Regional

Sector

Financial Services

Exchange

NYSE

ADR

-

Country

US

Employees

2,687

IPO Date

Nov 26, 1985

Website

CBU Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceJun 23Mar 23
All Other$20.10M$20.23M
Banking$18.59M$17.36M

Fiscal year ends in Dec 23 | Currency in USD

CBU Financial Summary


Dec 23Dec 22Dec 21
Revenue$756.03M$679.36M$620.65M
Operating Income-$278.63M$241.35M
Net Income$136.51M$188.08M$189.69M
EBITDA$14.51M$293.84M$255.40M
Basic EPS$2.54$3.48$3.51
Diluted EPS$2.53$3.45$3.48

Fiscal year ends in Dec 23 | Currency in USD

Latest Earnings Call Transcripts


Q3 24Oct 22, 24 | 2:05 PM
Q2 24Jul 23, 24 | 4:37 PM
Q1 24Apr 23, 24 | 2:59 PM

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