Community Bank System (CBU) Stock Forecast, Price Target & Predictions


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CBU Stock Forecast


Community Bank System stock forecast is as follows: an average price target of $66.50 (represents a -3.50% downside from CBU’s last price of $68.91) and a rating consensus of 'Strong Buy', based on 3 wall street analysts offering a 1-year stock forecast.

CBU Price Target


The average price target for Community Bank System (CBU) is $66.50 based on 1-year price targets from 3 Wall Street analysts in the past 3 months, with a price target range of $67.00 to $66.00. This represents a potential -3.50% downside from CBU's last price of $68.91.

CBU Analyst Ratings


Strong Buy

According to 3 Wall Street analysts, Community Bank System's rating consensus is 'Strong Buy'. The analyst rating breakdown for CBU stock is 1 'Strong Buy' (33.33%), 1 'Buy' (33.33%), 0 'Hold' (0.00%), 1 'Sell' (33.33%), and 0 'Strong Sell' (0.00%).

Community Bank System Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 28, 2024Steve MossRaymond James--10.09%-2.77%
May 02, 2022Piper Sandler--2.48%-4.22%
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The latest Community Bank System stock forecast, released on Oct 28, 2024 by Steve Moss from Raymond James, set a price target of $67.00, which represents a 10.09% increase from the stock price at the time of the forecast ($60.86), and a -2.77% decrease from CBU last price ($68.91).

Community Bank System Price Target by Period


1M3M12M
# Anlaysts111
Avg Price Target$67.00$67.00$67.00
Last Closing Price$68.91$68.91$68.91
Upside/Downside-2.77%-2.77%-2.77%

In the current month, the average price target of Community Bank System stock is $67.00, according to 1 Wall Street analyst offering twelve months forecast. The average price target represents a -2.77% decrease as opposed to Community Bank System's last price of $68.91. This month's average price target is down 0.00% compared to last quarter, and down 0.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Oct 28, 2024Raymond JamesOutperformStrong BuyUpgrade
Jun 28, 2023Hovde GroupOutperformUpgrade
Jun 06, 2023Raymond JamesMarket PerformOutperformUpgrade
Dec 21, 2022Raymond JamesMarket PerformInitialise
May 02, 2022Piper SandlerUnderweightDowngrade
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Community Bank System's last stock rating was published by Raymond James on Oct 28, 2024. The company Upgrade its CBU rating from "Outperform" to "Strong Buy".

Community Bank System Financial Forecast


Community Bank System Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue--------------$175.26M$124.28M$175.93M$175.64M$167.24M$160.54M$159.68M$156.92M$151.56M$152.49M$150.21M$152.62M$144.89M$148.68M$149.86M$148.37M
Avg Forecast$229.98M$225.30M$218.64M$213.18M$207.56M$204.24M$197.66M$191.37M$190.64M$186.35M$180.14M$177.04M$175.25M$176.53M$176.67M$161.37M$178.07M$174.08M$164.75M$158.15M$158.14M$152.47M$151.22M$153.37M$151.08M$149.88M$147.63M$148.89M$149.96M$150.13M
High Forecast$231.66M$226.94M$220.23M$214.73M$209.07M$205.72M$199.11M$193.91M$191.95M$186.57M$180.19M$177.04M$175.88M$179.24M$177.96M$162.54M$179.37M$174.08M$164.75M$158.15M$158.14M$152.47M$151.22M$153.37M$151.08M$149.88M$147.63M$148.89M$149.96M$150.13M
Low Forecast$228.30M$223.65M$217.04M$211.62M$206.04M$202.74M$196.22M$188.82M$189.33M$186.14M$180.09M$177.04M$174.61M$173.59M$175.38M$160.19M$176.77M$174.08M$164.75M$158.15M$158.14M$152.47M$151.22M$153.37M$151.08M$149.88M$147.63M$148.89M$149.96M$150.13M
# Analysts111111122111263344443333399955
Surprise %--------------0.99%0.77%0.99%1.01%1.02%1.02%1.01%1.03%1.00%0.99%0.99%1.02%0.98%1.00%1.00%0.99%

Community Bank System's average Quarter revenue forecast for Sep 23 based on 6 analysts is $176.53M, with a low forecast of $173.59M, and a high forecast of $179.24M. CBU's average Quarter revenue forecast represents a 0.72% increase compared to the company's last Quarter revenue of $175.26M (Jun 23).

Community Bank System EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111122111263344443333399955
EBITDA--------------$65.18M$25.49M$86.56M$75.55M$61.53M$70.19M$67.16M$68.20M$72.97M$76.19M$70.56M$65.87M$56.98M$64.19M$67.21M$65.22M
Avg Forecast$90.12M$88.28M$85.67M$83.53M$81.33M$80.03M$77.45M$74.99M$74.70M$73.02M$70.59M$73.90M$68.67M$69.17M$69.23M$67.18M$74.77M$56.22M$53.21M$61.07M$51.07M$49.24M$48.84M$60.00M$48.79M$48.40M$47.68M$61.59M$48.43M$48.48M
High Forecast$90.77M$88.93M$86.30M$84.14M$81.92M$80.61M$78.02M$75.98M$75.21M$73.11M$70.61M$88.68M$68.92M$70.23M$69.73M$80.61M$89.73M$56.22M$53.21M$73.29M$51.07M$49.24M$48.84M$72.00M$48.79M$48.40M$47.68M$73.90M$48.43M$48.48M
Low Forecast$89.46M$87.64M$85.05M$82.92M$80.74M$79.44M$76.89M$73.99M$74.19M$72.94M$70.57M$59.12M$68.42M$68.02M$68.72M$53.74M$59.82M$56.22M$53.21M$48.86M$51.07M$49.24M$48.84M$48.00M$48.79M$48.40M$47.68M$49.27M$48.43M$48.48M
Surprise %--------------0.94%0.38%1.16%1.34%1.16%1.15%1.31%1.39%1.49%1.27%1.45%1.36%1.20%1.04%1.39%1.35%

6 analysts predict CBU's average Quarter EBITDA for Sep 23 to be $69.17M, with a high of $70.23M and a low of $68.02M. This is 6.13% upper than Community Bank System's previous annual EBITDA (Jun 23) of $65.18M.

Community Bank System Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111122111263344443333399955
Net Income--------------$48.29M$5.80M$52.53M$48.69M$39.80M$47.05M$43.56M$45.34M$47.94M$52.85M$46.48M$42.81M$35.25M$40.13M$42.88M$39.22M
Avg Forecast$66.80M$64.42M$61.51M$57.41M$56.40M$54.18M$50.69M$46.88M$47.20M$46.35M$42.75M$49.54M$44.64M$46.63M$45.04M$45.04M$48.50M$48.35M$44.73M$40.94M$43.01M$42.50M$42.27M$41.62M$40.14M$36.15M$31.63M$38.51M$43.33M$42.88M
High Forecast$67.43M$65.03M$62.09M$57.95M$56.94M$54.69M$51.17M$47.32M$49.32M$46.61M$43.16M$59.45M$45.71M$48.75M$45.47M$54.05M$58.21M$48.35M$44.73M$49.13M$43.01M$42.50M$42.27M$49.94M$40.14M$36.15M$31.63M$46.21M$43.33M$42.88M
Low Forecast$66.17M$63.81M$60.92M$56.86M$55.87M$53.67M$50.21M$46.39M$44.02M$46.09M$42.35M$39.63M$43.05M$43.98M$44.61M$36.03M$38.80M$48.35M$44.73M$32.76M$43.01M$42.50M$42.27M$33.30M$40.14M$36.15M$31.63M$30.81M$43.33M$42.88M
Surprise %--------------1.07%0.13%1.08%1.01%0.89%1.15%1.01%1.07%1.13%1.27%1.16%1.18%1.11%1.04%0.99%0.91%

Community Bank System's average Quarter net income forecast for Sep 23 is $46.63M, with a range of $43.98M to $48.75M. CBU's average Quarter net income forecast represents a -3.44% decrease compared to the company's last Quarter net income of $48.29M (Jun 23).

Community Bank System SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111122111263344443333399955
SG&A--------------$72.60M$71.49M$64.10M$80.37M$79.01M$74.31M$78.22M$78.23M$73.32M$72.05M$72.85M$72.52M$67.06M$71.18M$70.28M$69.34M
Avg Forecast$110.32M$108.07M$104.87M$102.26M$99.56M$97.97M$94.81M$91.80M$91.45M$89.39M$86.41M$81.12M$84.06M$84.68M$84.74M$73.75M$84.59M$74.73M$70.72M$67.04M$67.89M$65.45M$64.92M$56.74M$64.85M$64.34M$63.37M$68.29M$64.37M$64.45M
High Forecast$111.12M$108.86M$105.64M$103.00M$100.29M$98.68M$95.51M$93.01M$92.07M$89.49M$86.43M$97.35M$84.36M$85.98M$85.36M$88.50M$101.51M$74.73M$70.72M$80.45M$67.89M$65.45M$64.92M$68.09M$64.85M$64.34M$63.37M$81.95M$64.37M$64.45M
Low Forecast$109.51M$107.28M$104.11M$101.51M$98.83M$97.25M$94.12M$90.57M$90.82M$89.29M$86.39M$64.90M$83.76M$83.27M$84.12M$59.00M$67.67M$74.73M$70.72M$53.63M$67.89M$65.45M$64.92M$45.39M$64.85M$64.34M$63.37M$54.63M$64.37M$64.45M
Surprise %--------------0.86%0.97%0.76%1.08%1.12%1.11%1.15%1.20%1.13%1.27%1.12%1.13%1.06%1.04%1.09%1.08%

Community Bank System's average Quarter SG&A projection for Sep 23 is $84.68M, based on 6 Wall Street analysts, with a range of $83.27M to $85.98M. The forecast indicates a 16.63% rise compared to CBU last annual SG&A of $72.60M (Jun 23).

Community Bank System EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111122111263344443333399955
EPS--------------$0.90$0.11$0.97$0.90$0.74$0.87$0.80$0.84$0.89$0.98$0.86$0.80$0.67$0.77$0.82$0.76
Avg Forecast$1.26$1.22$1.16$1.08$1.07$1.02$0.96$0.89$0.89$0.88$0.81$0.78$0.84$0.88$0.85$0.91$0.93$0.91$0.84$0.76$0.81$0.80$0.80$0.79$0.76$0.68$0.60$0.73$0.82$0.81
High Forecast$1.27$1.23$1.17$1.10$1.08$1.03$0.97$0.89$0.93$0.88$0.82$0.79$0.86$0.92$0.86$0.92$0.94$0.91$0.84$0.76$0.81$0.80$0.80$0.79$0.76$0.68$0.60$0.73$0.82$0.81
Low Forecast$1.25$1.21$1.15$1.07$1.06$1.01$0.95$0.88$0.83$0.87$0.80$0.77$0.81$0.83$0.84$0.91$0.92$0.91$0.84$0.76$0.81$0.80$0.80$0.79$0.76$0.68$0.60$0.73$0.82$0.81
Surprise %--------------1.06%0.12%1.04%0.99%0.88%1.14%0.98%1.05%1.11%1.23%1.13%1.17%1.12%1.05%1.00%0.94%

According to 6 Wall Street analysts, Community Bank System's projected average Quarter EPS for Sep 23 is $0.88, with a low estimate of $0.83 and a high estimate of $0.92. This represents a -2.08% decrease compared to CBU previous annual EPS of $0.90 (Jun 23).

Community Bank System Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
LBAILakeland Bancorp--48.92%Strong Buy
NBHCNational Bank--4.14%Hold
HBCPHome Bancorp--2.23%Buy
CBUCommunity Bank System---3.50%Strong Buy
BYByline Bancorp---7.44%Buy
FCCOFirst Community---15.80%Buy

CBU Forecast FAQ


Is Community Bank System a good buy?

Yes, according to 3 Wall Street analysts, Community Bank System (CBU) is considered a 'Strong Buy'. The rating consensus is based on 1 'Strong Buy' and 1 'Buy' recommendations, accounting for 66.67% of CBU's total ratings.

What is CBU's price target?

Community Bank System (CBU) average price target is $66.5 with a range of $66 to $67, implying a -3.50% from its last price of $68.91. The data is based on 3 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Community Bank System stock go up soon?

According to Wall Street analysts' prediction for CBU stock, the company can go down by -3.50% (from the last price of $68.91 to the average price target of $66.5), down by -2.77% based on the highest stock price target, and down by -4.22% based on the lowest stock price target.

Can Community Bank System stock reach $100?

CBU's average twelve months analyst stock price target of $66.5 does not support the claim that Community Bank System can reach $100 in the near future.

What is Community Bank System's current price target trend?

1 Wall Street analyst forecast a $67 price target for Community Bank System (CBU) this month, down -2.77% from its last price of $68.91. Compared to the last 3 and 12 months, the average price target decreased by -2.77% and decreased by -2.77%, respectively.

What are Community Bank System's analysts' financial forecasts?

Community Bank System's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $800.83M (high $807.81M, low $793.82M), average EBITDA is $313.8M (high $316.54M, low $311.06M), average net income is $208.15M (high $210.13M, low $206.13M), average SG&A $384.14M (high $387.49M, low $380.78M), and average EPS is $3.93 (high $3.97, low $3.9). CBU's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $887.09M (high $893.56M, low $880.61M), average EBITDA is $347.6M (high $350.14M, low $345.06M), average net income is $250.14M (high $252.51M, low $247.76M), average SG&A $425.52M (high $428.62M, low $422.41M), and average EPS is $4.73 (high $4.77, low $4.68).

Did the CBU's actual financial results beat the analysts' financial forecasts?

Based on Community Bank System's last annual report (Dec 2022), the company's revenue was $679.36M, beating the average analysts forecast of $675.05M by 0.64%. Apple's EBITDA was $293.84M, beating the average prediction of $245.27M by 19.80%. The company's net income was $188.08M, beating the average estimation of $182.53M by 3.04%. Apple's SG&A was $257.34M, missing the average forecast of $297.09M by -13.38%. Lastly, the company's EPS was $3.48, beating the average prediction of $3.45 by 0.76%. In terms of the last quarterly report (Jun 2023), Community Bank System's revenue was $175.26M, missing the average analysts' forecast of $176.67M by -0.80%. The company's EBITDA was $65.18M, missing the average prediction of $69.23M by -5.85%. Community Bank System's net income was $48.29M, beating the average estimation of $45.04M by 7.22%. The company's SG&A was $72.6M, missing the average forecast of $84.74M by -14.33%. Lastly, the company's EPS was $0.9, beating the average prediction of $0.851 by 5.73%