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Upstart (UPST) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

UPST Stock Forecast

Upstart (UPST) stock forecast, based on 17 Wall Street analysts, predicts a 12-month average price target of $85.00, with a high of $85.00 and a low of $85.00. This represents a 110.14% increase from the last price of $40.45.

$20 $33 $46 $59 $72 $85 High: $85 Avg: $85 Low: $85 Last Closed Price: $40.45

UPST Stock Rating

Upstart stock's rating consensus is Buy, based on 17 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 7 Buy (41.18%), 6 Hold (35.29%), 4 Sell (23.53%), and 0 Strong Sell (0.00%).

Buy
Total 17 0 4 6 7 Strong Sell Sell Hold Buy Strong Buy

UPST Price Target Upside V Benchmarks

TypeNameUpside
StockUpstart110.14%
SectorFinancial Services Stocks 14.30%
IndustryCredit Services Stocks19.80%
IdeaArtificial Intelligence Stocks List33.07%
IdeaPeer to Peer Lending Stocks List85.68%

Price Target Trends

1M3M12M
# Anlaysts--8
Avg Price Target--$40.63
Last Closing Price$40.45$40.45$40.45
Upside/Downside--0.44%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Apr, 252471216
Mar, 252471216
Feb, 252362316
Jan, 252362316
Dec, 242392319
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Nov 08, 2024Arvind RamnaniPiper Sandler$85.00$55.4753.24%110.14%
Oct 14, 2024David ChiaveriniWedbush$45.00$54.07-16.77%11.25%
Sep 20, 2024Dan DolevMizuho Securities$48.00$40.0020.00%18.67%
Aug 12, 2024Ramsey El-AssalBarclays$35.00$36.25-3.45%-13.47%
Aug 07, 2024Arvind RamnaniPiper Sandler$31.00$33.30-6.91%-23.36%
Aug 07, 2024Peter ChristiansenCitigroup$33.00$33.30-0.90%-18.42%
Jul 31, 2024Dan DolevMizuho Securities$31.00$26.0319.09%-23.36%
May 09, 2024Dan DolevMizuho Securities$17.00$23.11-26.44%-57.97%
Feb 14, 2024Michael NgGoldman Sachs$12.00$26.46-54.65%-70.33%
Feb 14, 2024Arvind RamnaniPiper Sandler$24.00$26.46-9.30%-40.67%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Nov 11, 2024BTIGSellNeutralupgrade
Nov 08, 2024CitigroupBuyBuyupgrade
Nov 08, 2024Piper SandlerUnderperformOverweightupgrade
Oct 18, 2024CitigroupBuyBuyhold
Oct 14, 2024WedbushEqual-WeightEqual-Weighthold
Oct 14, 2024WedbushEqual-WeightNeutralupgrade
Sep 20, 2024WedbushEqual-WeightEqual-Weighthold
Aug 20, 2024Piper SandlerUnderperformUnderperformhold
Aug 12, 2024BarclaysEqual-WeightEqual-Weighthold
Aug 07, 2024Goldman SachsSellSellhold

Financial Forecast

EPS Forecast

$-350 $-210 $-70 $70 $210 $350 Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$0.08$1.73$-1.31$-2.87$-1.44---
Avg Forecast$0.15$1.95$-0.03$-0.61$-0.47$0.56$1.28$2.36
High Forecast$0.18$2.31$-0.03$-0.55$-0.44$0.96$340.56$2.83
Low Forecast$0.14$1.78$-0.03$-0.65$-0.48$0.21$-310.02$1.88
Surprise %-46.67%-11.28%4266.67%370.49%206.38%---

Revenue Forecast

$0 $300M $600M $900M $1B $2B Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$241.44M$851.86M$853.29M$513.56M$636.53M---
Avg Forecast$219.54M$806.75M$830.46M$508.86M$599.11M$821.64M$983.42M$1.45B
High Forecast$250.59M$920.85M$929.51M$517.71M$601.76M$906.30M$983.42M$1.45B
Low Forecast$204.42M$751.19M$735.18M$506.64M$598.27M$713.72M$983.42M$1.45B
Surprise %9.98%5.59%2.75%0.92%6.24%---

Net Income Forecast

$-30B $-18B $-6B $6B $18B $30B Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$5.98M$135.44M$-108.67M$-240.13M$-128.58M---
Avg Forecast$12.64M$152.70M$166.68M$-240.13M$-38.49M$48.95M$666.37K$197.29M
High Forecast$14.96M$183.24M$201.00M$-190.76M$-36.92M$80.30M$28.53B$236.81M
Low Forecast$11.51M$122.16M$132.36M$-289.51M$-40.05M$17.61M$-25.97B$157.50M
Surprise %-52.66%-11.30%-165.20%-234.07%---

UPST Forecast FAQ

Is Upstart stock a buy?

Upstart stock has a consensus rating of Buy, based on 17 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 7 Buy, 6 Hold, 4 Sell, and 0 Strong Sell, reflecting a consensus that Upstart is a favorable investment for most analysts.

What is Upstart's price target?

Upstart's price target, set by 17 Wall Street analysts, averages $85 over the next 12 months. The price target range spans from $85 at the low end to $85 at the high end, suggesting a potential 110.14% change from the previous closing price of $40.45.

How does Upstart stock forecast compare to its benchmarks?

Upstart's stock forecast shows a 110.14% upside, outperforming the average forecast for the financial services stocks sector (14.30%) and outperforming the credit services stocks industry (19.80%), leading the artificial intelligence stocks list (33.07%) and peer to peer lending stocks list (85.68%) investment ideas.

What is the breakdown of analyst ratings for Upstart over the past three months?

  • April 2025: 12.50% Strong Buy, 25.00% Buy, 43.75% Hold, 6.25% Sell, 12.50% Strong Sell.
  • March 2025: 12.50% Strong Buy, 25.00% Buy, 43.75% Hold, 6.25% Sell, 12.50% Strong Sell.
  • February 2025: 12.50% Strong Buy, 18.75% Buy, 37.50% Hold, 12.50% Sell, 18.75% Strong Sell.

What is Upstart’s EPS forecast?

Upstart's average annual EPS forecast for its fiscal year ending in December 2025 is $0.56, marking a -138.89% decrease from the reported $-1.44 in 2024. Estimates for the following years are $1.28 in 2026, and $2.36 in 2027.

What is Upstart’s revenue forecast?

Upstart's average annual revenue forecast for its fiscal year ending in December 2025 is $821.64M, reflecting a 29.08% increase from the reported $636.53M in 2024. The forecast for 2026 is $983.42M, and $1.45B for 2027.

What is Upstart’s net income forecast?

Upstart's net income forecast for the fiscal year ending in December 2025 stands at $48.95M, representing a -138.07% decrease from the reported $-129M in 2024. Projections indicate $666.37K in 2026, and $197.29M in 2027.