Financial Institutions (FISI) Stock Forecast, Price Target & Predictions
FISI Stock Forecast
Financial Institutions stock forecast is as follows: an average price target of $19.50 (represents a -23.74% downside from FISI’s last price of $25.57) and a rating consensus of 'Hold', based on 1 wall street analysts offering a 1-year stock forecast.
FISI Price Target
The average price target for Financial Institutions (FISI) is $19.50 based on 1-year price targets from 1 Wall Street analysts in the past 3 months, with a price target range of $20.00 to $19.00. This represents a potential -23.74% downside from FISI's last price of $25.57.
FISI Analyst Ratings
According to 1 Wall Street analysts, Financial Institutions's rating consensus is 'Hold'. The analyst rating breakdown for FISI stock is 0 'Strong Buy' (0.00%), 0 'Buy' (0.00%), 1 'Hold' (100.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Financial Institutions Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Mar 25, 2024 | Alexander Twerdahl | Piper Sandler | $19.00 | $18.19 | 4.45% | -25.69% |
| Jul 13, 2023 | Matt Breese | Stephens | $20.00 | $16.35 | 22.32% | -21.78% |
The latest Financial Institutions stock forecast, released on Mar 25, 2024 by Alexander Twerdahl from Piper Sandler, set a price target of $19.00, which represents a 4.45% increase from the stock price at the time of the forecast ($18.19), and a -25.69% decrease from FISI last price ($25.57).
Financial Institutions Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | 1 |
| Avg Price Target | - | - | $19.00 |
| Last Closing Price | $25.57 | $25.57 | $25.57 |
| Upside/Downside | -100.00% | -100.00% | -25.69% |
In the current month, the average price target of Financial Institutions stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Financial Institutions's last price of $25.57. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Jul 12, 2024 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Hold |
| Jul 13, 2023 | Stephens | - | Cautious | Initialise |
Financial Institutions's last stock rating was published by Keefe, Bruyette & Woods on Jul 12, 2024. The company gave FISI a "Market Perform" rating, the same as its previous rate.
Financial Institutions Financial Forecast
Financial Institutions Revenue Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | $91.31M | $51.77M | $53.33M | $52.49M | $53.90M | $55.66M | - | $50.09M | $52.25M | $49.66M | $47.68M | $49.96M | $46.92M | $48.01M | $44.26M | $42.87M | $42.98M | $44.73M | $41.55M | $40.68M | $41.19M | $40.39M |
| Avg Forecast | $55.92M | $54.95M | $54.06M | $53.28M | $52.89M | $51.44M | $49.42M | $50.10M | $50.59M | $53.33M | $52.53M | $54.27M | $53.92M | $53.73M | $52.32M | $51.20M | $50.92M | $49.41M | $47.98M | $47.30M | $46.32M | $42.80M | $42.52M | $43.12M | $43.19M | $43.40M | $41.76M | $41.58M | $39.84M | $40.08M |
| High Forecast | $56.46M | $55.49M | $54.58M | $53.80M | $53.41M | $51.94M | $49.90M | $50.58M | $51.08M | $54.17M | $53.04M | $54.80M | $54.45M | $54.25M | $52.32M | $57.25M | $56.93M | $55.24M | $53.65M | $52.88M | $51.79M | $47.85M | $47.54M | $48.21M | $48.29M | $48.52M | $46.69M | $46.49M | $47.81M | $48.10M |
| Low Forecast | $55.38M | $54.42M | $53.53M | $52.77M | $52.38M | $50.94M | $48.94M | $49.61M | $50.10M | $52.41M | $52.02M | $53.75M | $53.40M | $53.21M | $52.32M | $48.08M | $47.81M | $46.39M | $45.06M | $44.41M | $43.49M | $40.19M | $39.93M | $40.49M | $40.56M | $40.75M | $39.21M | $39.04M | $31.87M | $32.07M |
| # Analysts | - | - | - | - | 1 | 2 | 1 | - | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 11 | 12 | 16 | 9 | 9 | 8 | 9 | 13 | 17 | 19 | 10 |
| Surprise % | - | - | - | - | - | - | - | - | 1.80% | 0.97% | 1.02% | 0.97% | 1.00% | 1.04% | - | 0.98% | 1.03% | 1.01% | 0.99% | 1.06% | 1.01% | 1.12% | 1.04% | 0.99% | 1.00% | 1.03% | 1.00% | 0.98% | 1.03% | 1.01% |
Financial Institutions's average Quarter revenue forecast for Mar 24 based on 0 analysts is $50.10M, with a low forecast of $49.61M, and a high forecast of $50.58M. FISI's average Quarter revenue forecast represents a -45.14% decrease compared to the company's last Quarter revenue of $91.31M (Dec 23).
Financial Institutions EBITDA Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | - | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 11 | 12 | 16 | 9 | 9 | 8 | 9 | 13 | 17 | 19 | 10 |
| EBITDA | - | - | - | - | - | - | - | - | $221.00K | $16.69M | $17.02M | $37.05M | $31.19M | $28.01M | - | $23.14M | $28.70M | $26.82M | $30.80M | $31.42M | $21.44M | $21.41M | $21.13M | $11.95M | $24.42M | $29.16M | $26.58M | $26.37M | $20.41M | $22.97M |
| Avg Forecast | $20.19M | $19.84M | $19.51M | $19.24M | $19.09M | $18.57M | $17.84M | $38.37M | $18.26M | $19.25M | $18.96M | $41.04M | $19.47M | $24.20M | $18.89M | $43.89M | $22.68M | $22.00M | $14.82M | $24.25M | $17.16M | $10.79M | $11.19M | $20.32M | $19.16M | $24.87M | $24.94M | $22.48M | $19.74M | $22.61M |
| High Forecast | $20.38M | $20.03M | $19.70M | $19.42M | $19.28M | $18.75M | $18.01M | $46.04M | $18.44M | $19.56M | $19.15M | $49.24M | $19.65M | $29.04M | $18.89M | $52.67M | $27.21M | $26.40M | $17.79M | $29.10M | $20.59M | $12.95M | $13.43M | $24.38M | $22.99M | $29.84M | $29.93M | $26.98M | $23.69M | $27.13M |
| Low Forecast | $19.99M | $19.65M | $19.33M | $19.05M | $18.91M | $18.39M | $17.67M | $30.69M | $18.09M | $18.92M | $18.78M | $32.83M | $19.28M | $19.36M | $18.89M | $35.11M | $18.14M | $17.60M | $11.86M | $19.40M | $13.72M | $8.63M | $8.95M | $16.25M | $15.33M | $19.89M | $19.95M | $17.99M | $15.79M | $18.09M |
| Surprise % | - | - | - | - | - | - | - | - | 0.01% | 0.87% | 0.90% | 0.90% | 1.60% | 1.16% | - | 0.53% | 1.27% | 1.22% | 2.08% | 1.30% | 1.25% | 1.98% | 1.89% | 0.59% | 1.27% | 1.17% | 1.07% | 1.17% | 1.03% | 1.02% |
0 analysts predict FISI's average Quarter EBITDA for Mar 24 to be $38.37M, with a high of $46.04M and a low of $30.69M. This is 17261.23% upper than Financial Institutions's previous annual EBITDA (Dec 23) of $221.00K.
Financial Institutions Net Income Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | - | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 11 | 12 | 16 | 9 | 9 | 8 | 9 | 13 | 17 | 19 | 10 |
| Net Income | - | - | - | - | - | - | - | - | $9.78M | $14.02M | $14.37M | $12.09M | $12.09M | $13.85M | - | $14.98M | $19.61M | $17.18M | $20.20M | $20.71M | $13.80M | $12.27M | $11.13M | $1.13M | $13.11M | $12.83M | $11.40M | $11.52M | $7.49M | $10.58M |
| Avg Forecast | $13.30M | $12.76M | $12.21M | $11.51M | $12.29M | $11.90M | $9.33M | $30.88M | $11.12M | $12.99M | $11.63M | $33.02M | $12.65M | $15.50M | $14.42M | $35.32M | $15.49M | $14.09M | $9.72M | $15.98M | $11.04M | $6.19M | $5.90M | $1.92M | $10.28M | $10.95M | $10.70M | $9.82M | $7.25M | $10.41M |
| High Forecast | $13.47M | $12.92M | $12.37M | $11.66M | $12.44M | $12.68M | $9.45M | $37.05M | $11.26M | $13.46M | $11.77M | $39.63M | $12.81M | $18.60M | $14.42M | $42.38M | $18.59M | $16.90M | $11.67M | $19.18M | $13.25M | $7.43M | $7.08M | $2.30M | $12.34M | $13.13M | $12.84M | $11.79M | $8.69M | $12.49M |
| Low Forecast | $13.13M | $12.60M | $12.06M | $11.37M | $12.13M | $11.27M | $9.22M | $24.70M | $10.98M | $12.05M | $11.48M | $26.42M | $12.49M | $12.40M | $14.42M | $28.26M | $12.39M | $11.27M | $7.78M | $12.79M | $8.83M | $4.95M | $4.72M | $1.53M | $8.23M | $8.76M | $8.56M | $7.86M | $5.80M | $8.33M |
| Surprise % | - | - | - | - | - | - | - | - | 0.88% | 1.08% | 1.24% | 0.37% | 0.96% | 0.89% | - | 0.42% | 1.27% | 1.22% | 2.08% | 1.30% | 1.25% | 1.98% | 1.89% | 0.59% | 1.27% | 1.17% | 1.07% | 1.17% | 1.03% | 1.02% |
Financial Institutions's average Quarter net income forecast for Mar 24 is $30.88M, with a range of $24.70M to $37.05M. FISI's average Quarter net income forecast represents a 215.72% increase compared to the company's last Quarter net income of $9.78M (Dec 23).
Financial Institutions SG&A Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | - | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 11 | 12 | 16 | 9 | 9 | 8 | 9 | 13 | 17 | 19 | 10 |
| SG&A | - | - | - | - | - | - | - | - | - | $20.14M | $24.71M | $19.56M | $19.33M | $24.10M | - | $22.03M | $21.62M | $21.00M | $19.32M | $19.16M | $18.92M | $20.35M | $19.37M | $19.17M | $17.70M | $17.06M | $16.67M | $16.79M | $17.52M | $17.19M |
| Avg Forecast | $20.44M | $20.08M | $19.76M | $19.47M | $19.33M | $18.80M | $18.06M | $296.61K | $18.49M | $19.49M | $19.20M | $317.23K | $19.71M | $18.94M | $19.12M | $339.29K | $17.08M | $17.22M | $9.30M | $14.79M | $15.14M | $10.26M | $10.26M | $32.58M | $13.88M | $14.55M | $15.64M | $14.31M | $16.95M | $16.92M |
| High Forecast | $20.64M | $20.28M | $19.95M | $19.66M | $19.52M | $18.98M | $18.24M | $355.93K | $18.67M | $19.80M | $19.38M | $380.68K | $19.90M | $22.73M | $19.12M | $407.14K | $20.50M | $20.66M | $11.16M | $17.74M | $18.16M | $12.31M | $12.31M | $39.10M | $16.66M | $17.46M | $18.77M | $17.18M | $20.34M | $20.30M |
| Low Forecast | $20.24M | $19.89M | $19.56M | $19.28M | $19.14M | $18.62M | $17.89M | $237.29K | $18.31M | $19.16M | $19.01M | $253.78K | $19.52M | $15.15M | $19.12M | $271.43K | $13.67M | $13.78M | $7.44M | $11.83M | $12.11M | $8.21M | $8.21M | $26.07M | $11.11M | $11.64M | $12.51M | $11.45M | $13.56M | $13.54M |
| Surprise % | - | - | - | - | - | - | - | - | - | 1.03% | 1.29% | 61.66% | 0.98% | 1.27% | - | 64.93% | 1.27% | 1.22% | 2.08% | 1.30% | 1.25% | 1.98% | 1.89% | 0.59% | 1.27% | 1.17% | 1.07% | 1.17% | 1.03% | 1.02% |
Financial Institutions's average Quarter SG&A projection for Dec 23 is $18.49M, based on 1 Wall Street analysts, with a range of $18.31M to $18.67M. The forecast indicates a -8.17% fall compared to FISI last annual SG&A of $20.14M (Sep 23).
Financial Institutions EPS Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | - | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 11 | 12 | 16 | 9 | 9 | 8 | 9 | 13 | 17 | 19 | 10 |
| EPS | - | - | - | - | - | - | - | - | $0.63 | $0.89 | $0.91 | $0.76 | $0.76 | $0.88 | - | $0.94 | $1.24 | $1.06 | $1.25 | $1.28 | $0.84 | $0.74 | $0.67 | $0.05 | $0.80 | $0.78 | $0.69 | $0.70 | $0.45 | $0.64 |
| Avg Forecast | $0.85 | $0.82 | $0.79 | $0.74 | $0.79 | $0.77 | $0.60 | $0.62 | $0.71 | $0.83 | $0.75 | $0.81 | $0.81 | $0.91 | $0.93 | $0.84 | $1.00 | $0.89 | $0.86 | $0.76 | $0.69 | $0.48 | $0.27 | $0.45 | $0.65 | $0.69 | $0.65 | $0.61 | $0.59 | $0.62 |
| High Forecast | $0.87 | $0.83 | $0.79 | $0.75 | $0.80 | $0.82 | $0.61 | $0.63 | $0.72 | $0.87 | $0.76 | $0.82 | $0.82 | $0.92 | $0.93 | $0.97 | $1.15 | $1.03 | $0.99 | $0.88 | $0.79 | $0.56 | $0.31 | $0.52 | $0.75 | $0.79 | $0.75 | $0.71 | $0.71 | $0.74 |
| Low Forecast | $0.84 | $0.81 | $0.78 | $0.73 | $0.78 | $0.72 | $0.59 | $0.61 | $0.71 | $0.77 | $0.74 | $0.80 | $0.80 | $0.90 | $0.93 | $0.77 | $0.92 | $0.82 | $0.79 | $0.70 | $0.63 | $0.45 | $0.25 | $0.42 | $0.60 | $0.63 | $0.59 | $0.57 | $0.47 | $0.50 |
| Surprise % | - | - | - | - | - | - | - | - | 0.88% | 1.07% | 1.22% | 0.94% | 0.93% | 0.97% | - | 1.12% | 1.24% | 1.19% | 1.45% | 1.68% | 1.22% | 1.53% | 2.48% | 0.11% | 1.24% | 1.13% | 1.07% | 1.14% | 0.76% | 1.03% |
According to 0 Wall Street analysts, Financial Institutions's projected average Quarter EPS for Mar 24 is $0.62, with a low estimate of $0.61 and a high estimate of $0.63. This represents a -1.98% decrease compared to FISI previous annual EPS of $0.63 (Dec 23).
Financial Institutions Peer Comparison by Price Target
FISI Forecast FAQ
Is Financial Institutions a good buy?
No, according to 1 Wall Street analysts, Financial Institutions (FISI) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 0 'Buy' recommendations, accounting for 0% of FISI's total ratings.
What is FISI's price target?
Financial Institutions (FISI) average price target is $19.5 with a range of $19 to $20, implying a -23.74% from its last price of $25.57. The data is based on 1 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Financial Institutions stock go up soon?
According to Wall Street analysts' prediction for FISI stock, the company can go down by -23.74% (from the last price of $25.57 to the average price target of $19.5), down by -21.78% based on the highest stock price target, and down by -25.69% based on the lowest stock price target.
Can Financial Institutions stock reach $40?
FISI's average twelve months analyst stock price target of $19.5 does not support the claim that Financial Institutions can reach $40 in the near future.
What are Financial Institutions's analysts' financial forecasts?
Financial Institutions's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $203.85M (high $205.83M, low $201.88M), average EBITDA is $93.87M (high $102.09M, low $85.66M), average net income is $64.4M (high $71.63M, low $57.33M), average SG&A $56.49M (high $57.1M, low $55.89M), and average EPS is $2.77 (high $2.85, low $2.71). FISI's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $218.21M (high $220.33M, low $216.1M), average EBITDA is $78.77M (high $79.54M, low $78.01M), average net income is $49.78M (high $50.41M, low $49.15M), average SG&A $79.75M (high $80.53M, low $78.98M), and average EPS is $3.2 (high $3.24, low $3.16).
Did the FISI's actual financial results beat the analysts' financial forecasts?
Based on Financial Institutions's last annual report (Dec 2023), the company's revenue was $331.24M, beating the average analysts forecast of $210.72M by 57.20%. Apple's EBITDA was $63.05M, missing the average prediction of $97.51M by -35.34%. The company's net income was $50.26M, missing the average estimation of $68.76M by -26.90%. Apple's SG&A was $1.93M, missing the average forecast of $57.5M by -96.65%. Lastly, the company's EPS was $3.25, beating the average prediction of $3.11 by 4.59%. In terms of the last quarterly report (Dec 2023), Financial Institutions's revenue was $91.31M, beating the average analysts' forecast of $50.59M by 80.49%. The company's EBITDA was $221K, missing the average prediction of $18.26M by -98.79%. Financial Institutions's net income was $9.78M, missing the average estimation of $11.12M by -12.07%. The company's SG&A was $0, missing the average forecast of $18.49M by -100.00%. Lastly, the company's EPS was $0.63, missing the average prediction of $0.715 by -11.89%