Financial Institutions (FISI) Stock Forecast, Price Target & Predictions
FISI Stock Forecast
Financial Institutions stock forecast is as follows: an average price target of $19.50 (represents a -28.99% downside from FISI’s last price of $27.46) and a rating consensus of 'Hold', based on 1 wall street analysts offering a 1-year stock forecast.
FISI Price Target
The average price target for Financial Institutions (FISI) is $19.50 based on 1-year price targets from 1 Wall Street analysts in the past 3 months, with a price target range of $20.00 to $19.00. This represents a potential -28.99% downside from FISI's last price of $27.46.
FISI Analyst Ratings
According to 1 Wall Street analysts, Financial Institutions's rating consensus is 'Hold'. The analyst rating breakdown for FISI stock is 0 'Strong Buy' (0.00%), 0 'Buy' (0.00%), 1 'Hold' (100.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Financial Institutions Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Mar 25, 2024 | Alexander Twerdahl | Piper Sandler | $19.00 | $18.19 | 4.45% | -30.81% |
| Jul 13, 2023 | Matt Breese | Stephens | $20.00 | $16.35 | 22.32% | -27.17% |
The latest Financial Institutions stock forecast, released on Mar 25, 2024 by Alexander Twerdahl from Piper Sandler, set a price target of $19.00, which represents a 4.45% increase from the stock price at the time of the forecast ($18.19), and a -30.81% decrease from FISI last price ($27.46).
Financial Institutions Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | 1 |
| Avg Price Target | - | - | $19.00 |
| Last Closing Price | $27.46 | $27.46 | $27.46 |
| Upside/Downside | -100.00% | -100.00% | -30.81% |
In the current month, the average price target of Financial Institutions stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Financial Institutions's last price of $27.46. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Jul 12, 2024 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Hold |
| Jul 13, 2023 | Stephens | - | Cautious | Initialise |
Financial Institutions's last stock rating was published by Keefe, Bruyette & Woods on Jul 12, 2024. The company gave FISI a "Market Perform" rating, the same as its previous rate.
Financial Institutions Financial Forecast
Financial Institutions Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | $91.31M | $51.77M | $53.33M | $52.49M | $53.90M | $55.66M | $52.72M | $50.09M | $52.25M | $49.66M | $47.68M | $49.96M | $46.92M | $48.01M | $44.26M | $42.87M | $42.98M | $44.73M |
| Avg Forecast | $59.40M | $58.44M | $57.39M | $56.92M | $56.12M | $54.47M | $52.75M | $51.32M | $51.46M | $51.35M | $49.42M | $50.10M | $50.59M | $53.33M | $52.53M | $54.27M | $53.92M | $53.73M | $52.32M | $51.20M | $50.92M | $49.41M | $47.98M | $47.30M | $46.32M | $42.80M | $42.52M | $43.12M | $43.19M | $43.40M |
| High Forecast | $59.79M | $58.82M | $57.76M | $57.28M | $56.48M | $54.82M | $53.09M | $51.74M | $51.70M | $51.40M | $49.74M | $50.10M | $50.92M | $54.17M | $52.87M | $54.62M | $54.27M | $53.73M | $52.32M | $51.20M | $50.92M | $49.41M | $47.98M | $47.30M | $46.32M | $42.80M | $42.52M | $43.12M | $43.19M | $43.40M |
| Low Forecast | $59.02M | $58.07M | $57.02M | $56.55M | $55.75M | $54.12M | $52.41M | $50.90M | $51.22M | $51.30M | $49.10M | $50.10M | $50.26M | $52.41M | $52.19M | $53.92M | $53.57M | $53.73M | $52.32M | $51.20M | $50.92M | $49.41M | $47.98M | $47.30M | $46.32M | $42.80M | $42.52M | $43.12M | $43.19M | $43.40M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 16 | 8 | 11 | 7 | 11 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.80% | 0.97% | 1.02% | 0.97% | 1.00% | 1.04% | 1.01% | 0.98% | 1.03% | 1.01% | 0.99% | 1.06% | 1.01% | 1.12% | 1.04% | 0.99% | 1.00% | 1.03% |
Financial Institutions's average Quarter revenue forecast for Mar 24 based on 1 analysts is $50.10M, with a low forecast of $50.10M, and a high forecast of $50.10M. FISI's average Quarter revenue forecast represents a -45.14% decrease compared to the company's last Quarter revenue of $91.31M (Dec 23).
Financial Institutions EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 16 | 8 | 11 | 7 | 11 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | $221.00K | $16.69M | $17.02M | $37.05M | $31.19M | $28.01M | $25.49M | $23.14M | $28.70M | $26.82M | $30.80M | $31.42M | $21.44M | $21.41M | $21.13M | $11.95M | $24.42M | $29.16M |
| Avg Forecast | $23.14M | $22.77M | $22.35M | $22.17M | $21.86M | $21.22M | $20.55M | $19.99M | $20.04M | $20.00M | $19.25M | $38.37M | $19.71M | $20.77M | $20.46M | $41.04M | $24.94M | $19.40M | $18.89M | $43.89M | $18.38M | $17.84M | $17.32M | $24.25M | $16.72M | $15.45M | $15.35M | $20.32M | $15.59M | $15.67M |
| High Forecast | $23.29M | $22.91M | $22.50M | $22.31M | $22.00M | $21.36M | $20.68M | $20.16M | $20.14M | $20.02M | $19.38M | $46.04M | $19.83M | $21.10M | $20.59M | $49.24M | $29.93M | $19.40M | $18.89M | $52.67M | $18.38M | $17.84M | $17.32M | $29.10M | $16.72M | $15.45M | $15.35M | $24.38M | $15.59M | $15.67M |
| Low Forecast | $22.99M | $22.62M | $22.21M | $22.03M | $21.72M | $21.08M | $20.42M | $19.83M | $19.95M | $19.98M | $19.13M | $30.69M | $19.58M | $20.42M | $20.33M | $32.83M | $19.96M | $19.40M | $18.89M | $35.11M | $18.38M | $17.84M | $17.32M | $19.40M | $16.72M | $15.45M | $15.35M | $16.25M | $15.59M | $15.67M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.01% | 0.80% | 0.83% | 0.90% | 1.25% | 1.44% | 1.35% | 0.53% | 1.56% | 1.50% | 1.78% | 1.30% | 1.28% | 1.39% | 1.38% | 0.59% | 1.57% | 1.86% |
1 analysts predict FISI's average Quarter EBITDA for Mar 24 to be $38.37M, with a high of $46.04M and a low of $30.69M. This is 17261.23% upper than Financial Institutions's previous annual EBITDA (Dec 23) of $221.00K.
Financial Institutions Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 16 | 8 | 11 | 7 | 11 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | $9.78M | $14.02M | $14.37M | $12.09M | $12.09M | $13.85M | $15.65M | $14.98M | $19.61M | $17.18M | $20.20M | $20.71M | $13.80M | $12.27M | $11.13M | $1.13M | $13.11M | $12.83M |
| Avg Forecast | $15.32M | $14.78M | $14.31M | $14.23M | $13.99M | $12.82M | $11.65M | $10.63M | $11.34M | $11.88M | $9.38M | $30.88M | $11.18M | $13.06M | $11.69M | $33.02M | $17.04M | $14.16M | $14.43M | $35.32M | $15.56M | $13.88M | $13.42M | $15.98M | $10.69M | $7.52M | $4.20M | $1.92M | $10.06M | $10.69M |
| High Forecast | $15.45M | $14.90M | $14.43M | $14.35M | $14.11M | $12.93M | $11.75M | $11.57M | $11.73M | $11.92M | $9.46M | $37.05M | $11.27M | $13.53M | $11.79M | $39.63M | $20.45M | $14.16M | $14.43M | $42.38M | $15.56M | $13.88M | $13.42M | $19.18M | $10.69M | $7.52M | $4.20M | $2.30M | $10.06M | $10.69M |
| Low Forecast | $15.19M | $14.65M | $14.19M | $14.11M | $13.88M | $12.71M | $11.55M | $9.69M | $10.95M | $11.84M | $9.30M | $24.70M | $11.09M | $12.11M | $11.59M | $26.42M | $13.63M | $14.16M | $14.43M | $28.26M | $15.56M | $13.88M | $13.42M | $12.79M | $10.69M | $7.52M | $4.20M | $1.53M | $10.06M | $10.69M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.87% | 1.07% | 1.23% | 0.37% | 0.71% | 0.98% | 1.08% | 0.42% | 1.26% | 1.24% | 1.51% | 1.30% | 1.29% | 1.63% | 2.65% | 0.59% | 1.30% | 1.20% |
Financial Institutions's average Quarter net income forecast for Mar 24 is $30.88M, with a range of $24.70M to $37.05M. FISI's average Quarter net income forecast represents a 215.72% increase compared to the company's last Quarter net income of $9.78M (Dec 23).
Financial Institutions SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 16 | 8 | 11 | 7 | 11 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $20.14M | $24.71M | $19.56M | $19.33M | $24.10M | $23.04M | $22.03M | $21.62M | $21.00M | $19.32M | $19.16M | $18.92M | $20.35M | $19.37M | $19.17M | $17.70M | $17.06M |
| Avg Forecast | $25.71M | $25.30M | $24.84M | $24.64M | $24.29M | $23.58M | $22.83M | $22.21M | $22.27M | $22.23M | $21.39M | $296.61K | $21.90M | $23.08M | $22.74M | $317.23K | $18.79M | $19.64M | $19.12M | $339.29K | $18.61M | $18.06M | $17.54M | $14.79M | $16.93M | $15.64M | $15.54M | $32.58M | $15.78M | $15.86M |
| High Forecast | $25.88M | $25.46M | $25.00M | $24.80M | $24.45M | $23.73M | $22.98M | $22.40M | $22.38M | $22.25M | $21.53M | $355.93K | $22.04M | $23.45M | $22.88M | $380.68K | $22.55M | $19.64M | $19.12M | $407.14K | $18.61M | $18.06M | $17.54M | $17.74M | $16.93M | $15.64M | $15.54M | $39.10M | $15.78M | $15.86M |
| Low Forecast | $25.55M | $25.13M | $24.68M | $24.48M | $24.13M | $23.42M | $22.68M | $22.03M | $22.17M | $22.21M | $21.25M | $237.29K | $21.76M | $22.69M | $22.59M | $253.78K | $15.03M | $19.64M | $19.12M | $271.43K | $18.61M | $18.06M | $17.54M | $11.83M | $16.93M | $15.64M | $15.54M | $26.07M | $15.78M | $15.86M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.87% | 1.09% | 61.66% | 1.03% | 1.23% | 1.20% | 64.93% | 1.16% | 1.16% | 1.10% | 1.30% | 1.12% | 1.30% | 1.25% | 0.59% | 1.12% | 1.08% |
Financial Institutions's average Quarter SG&A projection for Dec 23 is $21.90M, based on 1 Wall Street analysts, with a range of $21.76M to $22.04M. The forecast indicates a 8.75% rise compared to FISI last annual SG&A of $20.14M (Sep 23).
Financial Institutions EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 16 | 8 | 11 | 7 | 11 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | $0.63 | $0.89 | $0.91 | $0.76 | $0.76 | $0.88 | $1.00 | $0.94 | $1.24 | $1.06 | $1.25 | $1.28 | $0.84 | $0.74 | $0.67 | $0.05 | $0.80 | $0.78 |
| Avg Forecast | $0.98 | $0.94 | $0.92 | $0.91 | $0.90 | $0.82 | $0.74 | $0.68 | $0.72 | $0.76 | $0.60 | $0.62 | $0.71 | $0.83 | $0.75 | $0.81 | $0.81 | $0.91 | $0.93 | $0.84 | $1.00 | $0.89 | $0.86 | $0.76 | $0.69 | $0.48 | $0.27 | $0.45 | $0.65 | $0.69 |
| High Forecast | $0.99 | $0.95 | $0.92 | $0.92 | $0.90 | $0.83 | $0.75 | $0.74 | $0.75 | $0.76 | $0.61 | $0.62 | $0.72 | $0.87 | $0.75 | $0.82 | $0.82 | $0.91 | $0.93 | $0.84 | $1.00 | $0.89 | $0.86 | $0.76 | $0.69 | $0.48 | $0.27 | $0.45 | $0.65 | $0.69 |
| Low Forecast | $0.97 | $0.94 | $0.91 | $0.90 | $0.89 | $0.81 | $0.74 | $0.62 | $0.70 | $0.76 | $0.59 | $0.62 | $0.71 | $0.77 | $0.74 | $0.80 | $0.81 | $0.91 | $0.93 | $0.84 | $1.00 | $0.89 | $0.86 | $0.76 | $0.69 | $0.48 | $0.27 | $0.45 | $0.65 | $0.69 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.88% | 1.07% | 1.22% | 0.94% | 0.93% | 0.97% | 1.08% | 1.12% | 1.24% | 1.19% | 1.45% | 1.68% | 1.22% | 1.53% | 2.48% | 0.11% | 1.24% | 1.13% |
According to 1 Wall Street analysts, Financial Institutions's projected average Quarter EPS for Mar 24 is $0.62, with a low estimate of $0.62 and a high estimate of $0.62. This represents a -1.98% decrease compared to FISI previous annual EPS of $0.63 (Dec 23).
Financial Institutions Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| FFNW | First Financial Northwest | $22.47 | $23.50 | 4.58% | Hold |
| NBHC | National Bank | $48.01 | $50.00 | 4.14% | Hold |
| HFWA | Heritage Financial | $25.79 | $26.00 | 0.81% | Hold |
| FNWB | First Northwest Bancorp | $11.07 | $11.00 | -0.63% | Hold |
| FCCO | First Community | $24.94 | $21.00 | -15.80% | Buy |
| FISI | Financial Institutions | $27.46 | $19.50 | -28.99% | Hold |