Stellar Bancorp (STEL) Stock Forecast, Price Target & Predictions
STEL Stock Forecast
Stellar Bancorp stock forecast is as follows: an average price target of $27.00 (represents a -9.27% downside from STEL’s last price of $29.76) and a rating consensus of 'Buy', based on 4 wall street analysts offering a 1-year stock forecast.
STEL Price Target
The average price target for Stellar Bancorp (STEL) is $27.00 based on 1-year price targets from 4 Wall Street analysts in the past 3 months, with a price target range of $27.00 to $27.00. This represents a potential -9.27% downside from STEL's last price of $29.76.
STEL Analyst Ratings
According to 4 Wall Street analysts, Stellar Bancorp's rating consensus is 'Buy'. The analyst rating breakdown for STEL stock is 0 'Strong Buy' (0.00%), 2 'Buy' (50.00%), 2 'Hold' (50.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Stellar Bancorp Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Jul 29, 2024 | Stephen Scouten | Piper Sandler | $27.00 | $27.25 | -0.92% | -9.27% |
| May 03, 2024 | Stephen Scouten | Piper Sandler | $25.00 | $23.25 | 7.53% | -15.99% |
The latest Stellar Bancorp stock forecast, released on Jul 29, 2024 by Stephen Scouten from Piper Sandler, set a price target of $27.00, which represents a -0.92% decrease from the stock price at the time of the forecast ($27.25), and a -9.27% decrease from STEL last price ($29.76).
Stellar Bancorp Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | 2 |
| Avg Price Target | - | - | $26.00 |
| Last Closing Price | $29.76 | $29.76 | $29.76 |
| Upside/Downside | -100.00% | -100.00% | -12.63% |
In the current month, the average price target of Stellar Bancorp stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Stellar Bancorp's last price of $29.76. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Jul 29, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| May 03, 2024 | Piper Sandler | - | Neutral | Downgrade |
| May 03, 2024 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Hold |
| Jan 30, 2024 | Raymond James | Outperform | Outperform | Hold |
| Dec 13, 2022 | Stephens | - | Overweight | Upgrade |
Stellar Bancorp's last stock rating was published by Piper Sandler on Jul 29, 2024. The company gave STEL a "Neutral" rating, the same as its previous rate.
Stellar Bancorp Financial Forecast
Stellar Bancorp Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | $151.27M | $146.96M | $123.33M | $187.35M | $46.08M | $38.25M | $37.63M | $34.47M | $36.39M | $33.97M | $35.81M | $35.62M | $35.43M | $34.72M | $36.17M | $37.07M | $38.21M |
| Avg Forecast | $212.74M | $197.26M | $182.91M | $169.61M | $111.59M | $109.94M | $107.74M | $105.75M | $107.51M | $106.31M | $106.56M | $107.14M | $108.24M | $109.35M | $116.78M | $120.80M | $120.09M | $50.89M | $38.90M | $35.73M | $34.37M | $35.12M | $35.35M | $35.75M | $35.71M | $35.63M | $36.48M | $36.81M | $38.69M | $39.17M |
| High Forecast | $214.96M | $199.32M | $184.82M | $171.38M | $112.76M | $111.09M | $108.87M | $106.55M | $107.91M | $106.41M | $106.56M | $107.14M | $110.42M | $110.21M | $118.00M | $122.06M | $121.34M | $50.89M | $38.90M | $35.73M | $34.37M | $35.12M | $35.35M | $35.75M | $35.71M | $35.63M | $36.48M | $36.81M | $38.69M | $39.17M |
| Low Forecast | $208.64M | $193.47M | $179.39M | $166.34M | $109.45M | $107.82M | $105.67M | $104.95M | $107.21M | $106.21M | $106.56M | $107.14M | $105.09M | $108.40M | $114.53M | $118.47M | $117.78M | $50.89M | $38.90M | $35.73M | $34.37M | $35.12M | $35.35M | $35.75M | $35.71M | $35.63M | $36.48M | $36.81M | $38.69M | $39.17M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.38% | 1.26% | 1.02% | 1.56% | 0.91% | 0.98% | 1.05% | 1.00% | 1.04% | 0.96% | 1.00% | 1.00% | 0.99% | 0.95% | 0.98% | 0.96% | 0.98% |
Stellar Bancorp's average Quarter revenue forecast for Dec 23 based on 3 analysts is $108.24M, with a low forecast of $105.09M, and a high forecast of $110.42M. STEL's average Quarter revenue forecast represents a -28.45% decrease compared to the company's last Quarter revenue of $151.27M (Sep 23).
Stellar Bancorp EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $38.35M | $42.64M | $80.36M | $58.96M | $19.13M | $17.11M | $15.62M | $4.08M | $20.20M | $17.32M | $15.51M | $15.80M | $11.20M | $6.34M | $14.74M | $21.69M | $22.01M |
| Avg Forecast | $71.66M | $66.45M | $61.61M | $57.13M | $37.59M | $37.03M | $36.29M | $35.62M | $36.22M | $35.81M | $35.89M | $36.09M | $36.46M | $36.83M | $39.34M | $40.69M | $40.45M | $17.14M | $13.10M | $12.04M | $11.58M | $11.83M | $11.91M | $12.04M | $12.03M | $12.00M | $12.29M | $12.40M | $13.03M | $13.19M |
| High Forecast | $72.41M | $67.14M | $62.26M | $57.73M | $37.98M | $37.42M | $36.67M | $35.89M | $36.35M | $35.84M | $35.89M | $36.09M | $37.19M | $37.12M | $39.75M | $41.12M | $40.87M | $17.14M | $13.10M | $12.04M | $11.58M | $11.83M | $11.91M | $12.04M | $12.03M | $12.00M | $12.29M | $12.40M | $13.03M | $13.19M |
| Low Forecast | $70.28M | $65.17M | $60.43M | $56.03M | $36.87M | $36.32M | $35.59M | $35.35M | $36.11M | $35.78M | $35.89M | $36.09M | $35.40M | $36.51M | $38.58M | $39.91M | $39.67M | $17.14M | $13.10M | $12.04M | $11.58M | $11.83M | $11.91M | $12.04M | $12.03M | $12.00M | $12.29M | $12.40M | $13.03M | $13.19M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.04% | 1.08% | 1.98% | 1.46% | 1.12% | 1.31% | 1.30% | 0.35% | 1.71% | 1.45% | 1.29% | 1.31% | 0.93% | 0.52% | 1.19% | 1.66% | 1.67% |
3 analysts predict STEL's average Quarter EBITDA for Dec 23 to be $36.46M, with a high of $37.19M and a low of $35.40M. This is -4.94% lower than Stellar Bancorp's previous annual EBITDA (Sep 23) of $38.35M.
Stellar Bancorp Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | $30.91M | $35.17M | $37.15M | $16.38M | $12.75M | $11.71M | $10.60M | $-545.00K | $14.42M | $11.70M | $10.02M | $10.24M | $6.42M | $2.16M | $7.54M | $12.64M | $13.08M |
| Avg Forecast | $29.47M | $28.40M | $27.33M | $24.65M | $27.33M | $25.99M | $25.05M | $23.17M | $26.25M | $26.04M | $25.61M | $25.72M | $29.68M | $30.75M | $36.43M | $38.58M | $38.79M | $45.67M | $22.69M | $17.15M | $17.51M | $19.83M | $22.16M | $18.58M | $14.30M | $13.76M | $11.44M | $17.33M | $26.80M | $26.09M |
| High Forecast | $29.87M | $28.78M | $27.70M | $24.98M | $27.70M | $26.34M | $25.39M | $24.83M | $27.35M | $26.15M | $25.96M | $26.07M | $30.74M | $32.37M | $36.93M | $39.10M | $39.32M | $45.67M | $22.69M | $17.15M | $17.51M | $19.83M | $22.16M | $18.58M | $14.30M | $13.76M | $11.44M | $17.33M | $26.80M | $26.09M |
| Low Forecast | $28.73M | $27.69M | $26.64M | $24.03M | $26.64M | $25.34M | $24.42M | $21.52M | $24.61M | $25.93M | $24.97M | $25.08M | $27.56M | $29.14M | $35.52M | $37.61M | $37.82M | $45.67M | $22.69M | $17.15M | $17.51M | $19.83M | $22.16M | $18.58M | $14.30M | $13.76M | $11.44M | $17.33M | $26.80M | $26.09M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.00% | 0.97% | 0.96% | 0.42% | 0.28% | 0.52% | 0.62% | -0.03% | 0.73% | 0.53% | 0.54% | 0.72% | 0.47% | 0.19% | 0.44% | 0.47% | 0.50% |
Stellar Bancorp's average Quarter net income forecast for Dec 23 is $29.68M, with a range of $27.56M to $30.74M. STEL's average Quarter net income forecast represents a -3.96% decrease compared to the company's last Quarter net income of $30.91M (Sep 23).
Stellar Bancorp SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $1.87M | $2.47M | $41.91M | $59.67M | $19.25M | $17.67M | $18.33M | $27.43M | $18.12M | $17.96M | $17.07M | $15.82M | $17.24M | $16.44M | $16.33M | $16.69M | $16.37M |
| Avg Forecast | $94.31M | $87.45M | $81.09M | $75.19M | $49.47M | $48.74M | $47.77M | $46.88M | $47.67M | $47.13M | $47.24M | $47.50M | $47.99M | $48.48M | $51.77M | $53.55M | $53.24M | $22.56M | $17.24M | $15.84M | $15.24M | $15.57M | $15.67M | $15.85M | $15.83M | $15.80M | $16.17M | $16.32M | $17.15M | $17.36M |
| High Forecast | $95.30M | $88.37M | $81.94M | $75.98M | $49.99M | $49.25M | $48.27M | $47.24M | $47.84M | $47.18M | $47.24M | $47.50M | $48.95M | $48.86M | $52.31M | $54.11M | $53.80M | $22.56M | $17.24M | $15.84M | $15.24M | $15.57M | $15.67M | $15.85M | $15.83M | $15.80M | $16.17M | $16.32M | $17.15M | $17.36M |
| Low Forecast | $92.50M | $85.77M | $79.53M | $73.75M | $48.52M | $47.80M | $46.85M | $46.53M | $47.53M | $47.09M | $47.24M | $47.50M | $46.59M | $48.06M | $50.78M | $52.52M | $52.22M | $22.56M | $17.24M | $15.84M | $15.24M | $15.57M | $15.67M | $15.85M | $15.83M | $15.80M | $16.17M | $16.32M | $17.15M | $17.36M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.04% | 0.05% | 0.78% | 1.12% | 0.85% | 1.02% | 1.16% | 1.80% | 1.16% | 1.15% | 1.08% | 1.00% | 1.09% | 1.02% | 1.00% | 0.97% | 0.94% |
Stellar Bancorp's average Quarter SG&A projection for Dec 23 is $47.99M, based on 3 Wall Street analysts, with a range of $46.59M to $48.95M. The forecast indicates a 2460.61% rise compared to STEL last annual SG&A of $1.87M (Sep 23).
Stellar Bancorp EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $0.58 | $0.66 | $0.70 | $0.05 | $0.52 | $0.48 | $0.43 | $-0.02 | $0.59 | $0.48 | $0.41 | $0.42 | $0.26 | $0.09 | $0.30 | $0.51 | $0.52 |
| Avg Forecast | $0.55 | $0.53 | $0.51 | $0.46 | $0.51 | $0.48 | $0.47 | $0.43 | $0.49 | $0.49 | $0.48 | $0.48 | $0.55 | $0.57 | $0.68 | $0.72 | $0.72 | $0.85 | $0.42 | $0.32 | $0.33 | $0.37 | $0.41 | $0.35 | $0.27 | $0.26 | $0.21 | $0.32 | $0.50 | $0.49 |
| High Forecast | $0.56 | $0.54 | $0.52 | $0.47 | $0.52 | $0.49 | $0.47 | $0.46 | $0.51 | $0.49 | $0.48 | $0.49 | $0.57 | $0.60 | $0.69 | $0.73 | $0.73 | $0.85 | $0.42 | $0.32 | $0.33 | $0.37 | $0.41 | $0.35 | $0.27 | $0.26 | $0.21 | $0.32 | $0.50 | $0.49 |
| Low Forecast | $0.54 | $0.52 | $0.50 | $0.45 | $0.50 | $0.47 | $0.46 | $0.40 | $0.46 | $0.48 | $0.47 | $0.47 | $0.51 | $0.54 | $0.66 | $0.70 | $0.71 | $0.85 | $0.42 | $0.32 | $0.33 | $0.37 | $0.41 | $0.35 | $0.27 | $0.26 | $0.21 | $0.32 | $0.50 | $0.49 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.01% | 0.97% | 0.97% | 0.07% | 0.61% | 1.13% | 1.34% | -0.07% | 1.59% | 1.16% | 1.18% | 1.57% | 1.01% | 0.42% | 0.93% | 1.02% | 1.07% |
According to 3 Wall Street analysts, Stellar Bancorp's projected average Quarter EPS for Dec 23 is $0.55, with a low estimate of $0.51 and a high estimate of $0.57. This represents a -4.48% decrease compared to STEL previous annual EPS of $0.58 (Sep 23).
Stellar Bancorp Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| MRBK | Meridian | $13.98 | $16.00 | 14.45% | Hold |
| FFNW | First Financial Northwest | $22.09 | $23.50 | 6.38% | Hold |
| FNWB | First Northwest Bancorp | $10.51 | $11.00 | 4.66% | Hold |
| NBHC | National Bank | $48.57 | $50.00 | 2.94% | Hold |
| CFB | CrossFirst Bankshares | $17.35 | $17.60 | 1.44% | Buy |
| CNOB | ConnectOne Bancorp | $27.79 | $27.67 | -0.43% | Buy |
| HBCP | Home Bancorp | $50.23 | $50.00 | -0.46% | Buy |
| CBU | Community Bank System | $68.53 | $66.50 | -2.96% | Strong Buy |
| BY | Byline Bancorp | $31.57 | $29.00 | -8.14% | Buy |
| STEL | Stellar Bancorp | $29.76 | $27.00 | -9.27% | Buy |