Stellar Bancorp (STEL) Stock Forecast, Price Target & Predictions
STEL Stock Forecast
Stellar Bancorp stock forecast is as follows: an average price target of $27.00 (represents a 0.86% upside from STEL’s last price of $26.77) and a rating consensus of 'Buy', based on 4 wall street analysts offering a 1-year stock forecast.
STEL Price Target
The average price target for Stellar Bancorp (STEL) is $27.00 based on 1-year price targets from 4 Wall Street analysts in the past 3 months, with a price target range of $27.00 to $27.00. This represents a potential 0.86% upside from STEL's last price of $26.77.
STEL Analyst Ratings
According to 4 Wall Street analysts, Stellar Bancorp's rating consensus is 'Buy'. The analyst rating breakdown for STEL stock is 0 'Strong Buy' (0.00%), 2 'Buy' (50.00%), 2 'Hold' (50.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Stellar Bancorp Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Jul 29, 2024 | Stephen Scouten | Piper Sandler | $27.00 | $27.25 | -0.92% | 0.86% |
| May 03, 2024 | Stephen Scouten | Piper Sandler | $25.00 | $23.25 | 7.53% | -6.61% |
The latest Stellar Bancorp stock forecast, released on Jul 29, 2024 by Stephen Scouten from Piper Sandler, set a price target of $27.00, which represents a -0.92% decrease from the stock price at the time of the forecast ($27.25), and a 0.86% increase from STEL last price ($26.77).
Stellar Bancorp Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 1 | 2 |
| Avg Price Target | - | $27.00 | $26.00 |
| Last Closing Price | $26.77 | $26.77 | $26.77 |
| Upside/Downside | -100.00% | 0.86% | -2.88% |
In the current month, the average price target of Stellar Bancorp stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Stellar Bancorp's last price of $26.77. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Jul 29, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| May 03, 2024 | Piper Sandler | - | Neutral | Downgrade |
| May 03, 2024 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Hold |
| Jan 30, 2024 | Raymond James | Outperform | Outperform | Hold |
| Dec 13, 2022 | Stephens | - | Overweight | Upgrade |
Stellar Bancorp's last stock rating was published by Piper Sandler on Jul 29, 2024. The company gave STEL a "Neutral" rating, the same as its previous rate.
Stellar Bancorp Financial Forecast
Stellar Bancorp Revenue Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | $151.27M | $146.96M | $123.33M | $187.35M | $46.08M |
| Avg Forecast | $112.30M | $110.79M | $108.66M | $106.38M | $107.85M | $106.51M | $106.56M | $107.14M | $108.24M | $109.35M | $116.78M | $120.80M | $120.09M | $50.89M |
| High Forecast | $113.09M | $111.57M | $109.43M | $107.13M | $108.61M | $107.22M | $107.31M | $107.89M | $110.42M | $110.21M | $117.60M | $121.65M | $120.94M | $51.25M |
| Low Forecast | $111.65M | $110.14M | $108.03M | $105.76M | $107.22M | $105.71M | $105.94M | $106.51M | $105.09M | $108.40M | $116.10M | $120.10M | $119.39M | $50.60M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 |
| Surprise % | - | - | - | - | - | - | - | - | - | 1.38% | 1.26% | 1.02% | 1.56% | 0.91% |
Stellar Bancorp's average Quarter revenue forecast for Dec 23 based on 3 analysts is $108.24M, with a low forecast of $105.09M, and a high forecast of $110.42M. STEL's average Quarter revenue forecast represents a -28.45% decrease compared to the company's last Quarter revenue of $151.27M (Sep 23).
Stellar Bancorp EBITDA Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 |
| EBITDA | - | - | - | - | - | - | - | - | - | $38.35M | $42.64M | $80.36M | $58.96M | $19.13M |
| Avg Forecast | $37.83M | $37.32M | $36.60M | $35.83M | $36.33M | $35.88M | $35.89M | $36.09M | $36.46M | $36.83M | $39.34M | $40.69M | $40.45M | $17.14M |
| High Forecast | $38.09M | $37.58M | $36.86M | $36.09M | $36.58M | $36.11M | $36.15M | $36.34M | $37.19M | $37.12M | $39.61M | $40.98M | $40.74M | $17.26M |
| Low Forecast | $37.61M | $37.10M | $36.39M | $35.63M | $36.12M | $35.61M | $35.68M | $35.88M | $35.40M | $36.51M | $39.11M | $40.45M | $40.22M | $17.04M |
| Surprise % | - | - | - | - | - | - | - | - | - | 1.04% | 1.08% | 1.98% | 1.46% | 1.12% |
3 analysts predict STEL's average Quarter EBITDA for Dec 23 to be $36.46M, with a high of $37.19M and a low of $35.40M. This is -4.94% lower than Stellar Bancorp's previous annual EBITDA (Sep 23) of $38.35M.
Stellar Bancorp Net Income Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 |
| Net Income | - | - | - | - | - | - | - | - | - | $30.91M | $35.17M | $37.15M | $16.38M | $12.75M |
| Avg Forecast | $27.74M | $26.94M | $25.87M | $24.12M | $26.48M | $26.27M | $25.62M | $25.73M | $29.70M | $30.77M | $36.45M | $38.60M | $38.81M | $45.67M |
| High Forecast | $28.00M | $27.18M | $26.10M | $24.34M | $26.72M | $27.34M | $25.86M | $25.97M | $30.76M | $32.39M | $36.79M | $38.95M | $39.17M | $46.09M |
| Low Forecast | $27.53M | $26.73M | $25.67M | $23.94M | $26.28M | $25.20M | $25.43M | $25.54M | $27.58M | $29.15M | $36.18M | $38.31M | $38.52M | $45.33M |
| Surprise % | - | - | - | - | - | - | - | - | - | 1.00% | 0.96% | 0.96% | 0.42% | 0.28% |
Stellar Bancorp's average Quarter net income forecast for Dec 23 is $29.70M, with a range of $27.58M to $30.76M. STEL's average Quarter net income forecast represents a -3.91% decrease compared to the company's last Quarter net income of $30.91M (Sep 23).
Stellar Bancorp SG&A Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 |
| SG&A | - | - | - | - | - | - | - | - | - | $1.87M | $2.47M | $41.91M | $59.67M | $19.25M |
| Avg Forecast | $49.79M | $49.12M | $48.17M | $47.16M | $47.81M | $47.22M | $47.24M | $47.50M | $47.99M | $48.48M | $51.77M | $53.55M | $53.24M | $22.56M |
| High Forecast | $50.14M | $49.46M | $48.51M | $47.49M | $48.15M | $47.53M | $47.57M | $47.83M | $48.95M | $48.86M | $52.14M | $53.93M | $53.62M | $22.72M |
| Low Forecast | $49.50M | $48.83M | $47.89M | $46.89M | $47.54M | $46.86M | $46.97M | $47.22M | $46.59M | $48.06M | $51.47M | $53.24M | $52.93M | $22.43M |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.04% | 0.05% | 0.78% | 1.12% | 0.85% |
Stellar Bancorp's average Quarter SG&A projection for Dec 23 is $47.99M, based on 3 Wall Street analysts, with a range of $46.59M to $48.95M. The forecast indicates a 2460.61% rise compared to STEL last annual SG&A of $1.87M (Sep 23).
Stellar Bancorp EPS Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 |
| EPS | - | - | - | - | - | - | - | - | - | $0.58 | $0.66 | $0.70 | $0.05 | $0.52 |
| Avg Forecast | $0.52 | $0.50 | $0.48 | $0.45 | $0.49 | $0.49 | $0.48 | $0.48 | $0.55 | $0.57 | $0.68 | $0.72 | $0.72 | $0.85 |
| High Forecast | $0.52 | $0.51 | $0.49 | $0.45 | $0.50 | $0.51 | $0.48 | $0.48 | $0.57 | $0.60 | $0.69 | $0.73 | $0.73 | $0.86 |
| Low Forecast | $0.51 | $0.50 | $0.48 | $0.45 | $0.49 | $0.47 | $0.47 | $0.48 | $0.51 | $0.54 | $0.67 | $0.71 | $0.72 | $0.85 |
| Surprise % | - | - | - | - | - | - | - | - | - | 1.01% | 0.97% | 0.97% | 0.07% | 0.61% |
According to 3 Wall Street analysts, Stellar Bancorp's projected average Quarter EPS for Dec 23 is $0.55, with a low estimate of $0.51 and a high estimate of $0.57. This represents a -4.48% decrease compared to STEL previous annual EPS of $0.58 (Sep 23).
Stellar Bancorp Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| NBHC | National Bank | $41.17 | $47.67 | 15.79% | Hold |
| CBU | Community Bank System | $57.59 | $66.00 | 14.60% | Buy |
| MRBK | Meridian | $11.42 | $13.00 | 13.84% | Hold |
| CNOB | ConnectOne Bancorp | $24.69 | $27.67 | 12.07% | Buy |
| BY | Byline Bancorp | $26.55 | $29.00 | 9.23% | Buy |
| FNWB | First Northwest Bancorp | $10.82 | $11.50 | 6.28% | Hold |
| FFNW | First Financial Northwest | $22.68 | $23.50 | 3.62% | Hold |
| CFB | CrossFirst Bankshares | $17.22 | $17.60 | 2.21% | Buy |
| STEL | Stellar Bancorp | $26.77 | $27.00 | 0.86% | Buy |
STEL Forecast FAQ
Is Stellar Bancorp a good buy?
Yes, according to 4 Wall Street analysts, Stellar Bancorp (STEL) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 2 'Buy' recommendations, accounting for 50.00% of STEL's total ratings.
What is STEL's price target?
Stellar Bancorp (STEL) average price target is $27 with a range of $27 to $27, implying a 0.86% from its last price of $26.77. The data is based on 4 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Stellar Bancorp stock go up soon?
According to Wall Street analysts' prediction for STEL stock, the company can go up by 0.86% (from the last price of $26.77 to the average price target of $27), up by 0.86% based on the highest stock price target, and up by 0.86% based on the lowest stock price target.
Can Stellar Bancorp stock reach $40?
STEL's average twelve months analyst stock price target of $27 does not support the claim that Stellar Bancorp can reach $40 in the near future.
What are Stellar Bancorp's analysts' financial forecasts?
Stellar Bancorp's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $428.05M (high $431.02M, low $425.38M), average EBITDA is $144.19M (high $145.19M, low $143.29M), average net income is $104.11M (high $105.89M, low $102.45M), average SG&A $189.77M (high $191.09M, low $188.59M), and average EPS is $1.94 (high $1.98, low $1.91). STEL's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $438.13M (high $441.22M, low $435.58M), average EBITDA is $147.58M (high $148.62M, low $146.72M), average net income is $104.67M (high $105.63M, low $103.88M), average SG&A $194.24M (high $195.61M, low $193.11M), and average EPS is $1.95 (high $1.97, low $1.94).
Did the STEL's actual financial results beat the analysts' financial forecasts?
Based on Stellar Bancorp's last annual report (Dec 2023), the company's revenue was $590.82M, beating the average analysts forecast of $455.17M by 29.80%. Apple's EBITDA was $161.88M, beating the average prediction of $153.32M by 5.59%. The company's net income was $130.5M, missing the average estimation of $135.52M by -3.71%. Apple's SG&A was $11.58M, missing the average forecast of $201.79M by -94.26%. Lastly, the company's EPS was $2.45, missing the average prediction of $2.53 by -3.09%. In terms of the last quarterly report (Sep 2023), Stellar Bancorp's revenue was $151.27M, beating the average analysts' forecast of $109.35M by 38.33%. The company's EBITDA was $38.35M, beating the average prediction of $36.83M by 4.12%. Stellar Bancorp's net income was $30.91M, beating the average estimation of $30.77M by 0.45%. The company's SG&A was $1.87M, missing the average forecast of $48.48M by -96.13%. Lastly, the company's EPS was $0.58, beating the average prediction of $0.574 by 1.05%