Pathfinder Bancorp (PBHC) Revenue & Revenue Breakdown

Pathfinder Bancorp's yearly revenue for 2024 was $47.9M, representing an increase of 16.31% compared to 2023. The company's yearly revenue for 2023 was $41.18M, representing a decrease of -11.27% compared to 2022. PBHC's yearly revenue for 2022 was $46.41M, representing an increase of 6.20% compared to 2021.

Pathfinder Bancorp's quarterly revenue for Q3 2024 was $22.94M, a 120.57% increase from the previous quarter (Q2 2024), and a 128.05% increase year-over-year (Q3 2023). The company's quarterly revenue for Q2 2024 was $10.4M, a -48.19% decrease from the previous quarter (Q1 2024), and a -1.26% decrease year-over-year (Q2 2023). PBHC's quarterly revenue for Q1 2024 was $20.08M, a 2.38% increase from the previous quarter (Q4 2023), and a 106.83% increase year-over-year (Q1 2023).

Pathfinder Bancorp's revenue growth rate for the last 3 years (2022-2024) was 3.20%, and for the last 5 years (2020-2024) was 25.62%.

Pathfinder Bancorp's revenue streams in c 24 are Mortgage Banking, A T M Fees Surcharge, Net Gains Losses On Sale Of Loans And Foreclosed Real Estate, A T M Fees Deposit Account, Deposit Related Fees Deposit Account, Fee Income, Insufficient Funds Fees Deposit Account, Insurance Commissions, Bank Servicing, Banking House Rents Collected, Banking, Credit Card, Merchant Discount, Credit and Debit Card, Debit Card, Deposit Account, and Investment Services Revenue. Mortgage Banking generated $562K in revenue, accounting 3.81% of the company's total revenue, up 15.16% year-over-year. A T M Fees Surcharge generated $242K in revenue, accounting 1.64% of the company's total revenue, up 7.56% year-over-year. Net Gains Losses On Sale Of Loans And Foreclosed Real Estate generated $187K in revenue, accounting 1.27% of the company's total revenue, up 3.31% year-over-year. A T M Fees Deposit Account generated $83K in revenue, accounting 0.56% of the company's total revenue, down -34.65% year-over-year. Deposit Related Fees Deposit Account generated $534K in revenue, accounting 3.62% of the company's total revenue, up 22.48% year-over-year. Fee Income generated $1.98M in revenue, accounting 13.43% of the company's total revenue, down -9.63% year-over-year. Insufficient Funds Fees Deposit Account generated $819K in revenue, accounting 5.56% of the company's total revenue, up 19.39% year-over-year. Insurance Commissions generated $1.07M in revenue, accounting 7.28% of the company's total revenue, down -17.71% year-over-year. Bank Servicing generated $375K in revenue, accounting 2.54% of the company's total revenue, up 22.15% year-over-year. Banking House Rents Collected generated $194K in revenue, accounting 1.32% of the company's total revenue, down -6.28% year-over-year. Banking generated $4.91M in revenue, accounting 33.33% of the company's total revenue, up 6.73% year-over-year. Credit Card, Merchant Discount generated $61K in revenue, accounting 0.41% of the company's total revenue, up 1.67% year-over-year. Credit and Debit Card generated $936K in revenue, accounting 6.35% of the company's total revenue, up 38.46% year-over-year. Debit Card generated $875K in revenue, accounting 5.94% of the company's total revenue, up 42.05% year-over-year. Deposit Account generated $1.44M in revenue, accounting 9.74% of the company's total revenue, up 14.97% year-over-year. Investment Services Revenue generated $470K in revenue, accounting 3.19% of the company's total revenue, up 3.52% year-over-year.

For the fiscal year ending Dec 24, the largest source of revenue of Pathfinder Bancorp was Banking. This segment made a revenue of $4.91M, representing 33.33% of the company's total revenue.