Pathfinder Bancorp (PBHC) Revenue & Revenue Breakdown

Pathfinder Bancorp's yearly revenue for 2023 was $72.74M, representing an increase of 56.73% compared to 2022. The company's yearly revenue for 2022 was $46.41M, representing an increase of 6.20% compared to 2021. PBHC's yearly revenue for 2021 was $43.7M, representing an increase of 14.62% compared to 2020.

Pathfinder Bancorp's quarterly revenue for Q3 2024 was $22.94M, a 120.57% increase from the previous quarter (Q2 2024), and a 128.05% increase year-over-year (Q3 2023). The company's quarterly revenue for Q2 2024 was $10.4M, a -48.19% decrease from the previous quarter (Q1 2024), and a -1.26% decrease year-over-year (Q2 2023). PBHC's quarterly revenue for Q1 2024 was $20.08M, a 2.38% increase from the previous quarter (Q4 2023), and a 106.83% increase year-over-year (Q1 2023).

Pathfinder Bancorp's revenue growth rate for the last 3 years (2021-2023) was 66.45%, and for the last 5 years (2019-2023) was 119.45%.

Pathfinder Bancorp's revenue streams in c 23 are Banking, A T M Fees Deposit Account, A T M Fees Surcharge, Bank Servicing, Credit Card, Merchant Discount, Banking House Rents Collected, Credit and Debit Card, Debit Card, Deposit Account, Deposit Related Fees Deposit Account, Fee Income, Insufficient Funds Fees Deposit Account, Insurance Commissions, Investment Services Revenue, Mortgage Banking, and Net Gains Losses On Sale Of Loans And Foreclosed Real Estate. Banking generated $4.6M in revenue, accounting 33.33% of the company's total revenue, up 0.17% year-over-year. A T M Fees Deposit Account generated $127K in revenue, accounting 0.92% of the company's total revenue, down -23.95% year-over-year. A T M Fees Surcharge generated $225K in revenue, accounting 1.63% of the company's total revenue, down -1.75% year-over-year. Bank Servicing generated $307K in revenue, accounting 2.22% of the company's total revenue, down -15.43% year-over-year. Credit Card, Merchant Discount generated $60K in revenue, accounting 0.43% of the company's total revenue, down -14.29% year-over-year. Banking House Rents Collected generated $207K in revenue, accounting 1.50% of the company's total revenue, down -9.61% year-over-year. Credit and Debit Card generated $676K in revenue, accounting 4.90% of the company's total revenue, down -27.85% year-over-year. Debit Card generated $616K in revenue, accounting 4.46% of the company's total revenue, down -28.95% year-over-year. Deposit Account generated $1.25M in revenue, accounting 9.04% of the company's total revenue, up 10.92% year-over-year. Deposit Related Fees Deposit Account generated $436K in revenue, accounting 3.16% of the company's total revenue, up 11.79% year-over-year. Fee Income generated $2.19M in revenue, accounting 15.86% of the company's total revenue, up 7.78% year-over-year. Insufficient Funds Fees Deposit Account generated $686K in revenue, accounting 4.97% of the company's total revenue, up 20.56% year-over-year. Insurance Commissions generated $1.3M in revenue, accounting 9.44% of the company's total revenue, up 15.60% year-over-year. Investment Services Revenue generated $454K in revenue, accounting 3.29% of the company's total revenue, up 1.79% year-over-year. Mortgage Banking generated $488K in revenue, accounting 3.53% of the company's total revenue, down -2.40% year-over-year. Net Gains Losses On Sale Of Loans And Foreclosed Real Estate generated $181K in revenue, accounting 1.31% of the company's total revenue, up 32.12% year-over-year.

For the fiscal year ending Dec 23, the largest source of revenue of Pathfinder Bancorp was Banking. This segment made a revenue of $4.6M, representing 33.33% of the company's total revenue.