Pathfinder Bancorp Stock (NASDAQ:PBHC)
Previous Close
$17.68
52W Range
$11.41 - $19.86
50D Avg
$16.74
200D Avg
$14.15
Market Cap
$109.80M
Avg Vol (3M)
$3.98K
Beta
0.24
Div Yield
$0.40 (2.17%)
PBHC Company Profile
Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. As of February 03, 2022, it operated through ten full-service offices located in Oswego and Onondaga Counties, as well as one limited purpose office located in Oneida County. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
PBHC Performance
Revenue Breakdown
Revenue Breakdown by Product/Service
| Product/Service | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|
| Banking | $4.60M | $4.59M | $4.94M |
| A T M Fees Deposit Account | $127.00K | $167.00K | $183.00K |
| A T M Fees Surcharge | $225.00K | $229.00K | $227.00K |
| Bank Servicing | $307.00K | $363.00K | $246.00K |
| Credit Card, Merchant Discount | $60.00K | $70.00K | - |
| Banking House Rents Collected | $207.00K | $229.00K | $243.00K |
| Credit and Debit Card | $676.00K | $937.00K | - |
| Debit Card | $616.00K | $867.00K | $923.00K |
| Deposit Account | $1.25M | $1.13M | $1.46M |
| Deposit Related Fees Deposit Account | $436.00K | $390.00K | $393.00K |
| Fee Income | $2.19M | $2.03M | $1.92M |
| Insufficient Funds Fees Deposit Account | $686.00K | $569.00K | $888.00K |
| Insurance Commissions | $1.30M | $1.13M | $1.05M |
| Investment Services Revenue | $454.00K | $446.00K | $399.00K |
| Mortgage Banking | $488.00K | $500.00K | $559.00K |
| Net Gains Losses On Sale Of Loans And Foreclosed Real Estate | $181.00K | $137.00K | $313.00K |
| Financial Service, Other | - | $1.77M | - |
| Financial Service Other | - | - | $1.06M |
| Credit Card Merchant Discount | - | - | $73.00K |
| Credit And Debit Card | - | - | $996.00K |
Fiscal year ends in Dec 23 | Currency in USD