Citizens & Northern (CZNC) Revenue & Revenue Breakdown
Citizens & Northern Revenue Highlights
Latest Revenue (Y)
$137.92M
Latest Revenue (Q)
$39.18M
Main Segment (Y)
Deposit Account
Citizens & Northern Revenue by Period
Citizens & Northern Revenue by Year
| Date | Revenue | Change |
|---|---|---|
| 2023-12-31 | $137.92M | 30.16% |
| 2022-12-31 | $105.96M | 2.06% |
| 2021-12-31 | $103.82M | 14.28% |
| 2020-12-31 | $90.85M | 24.98% |
| 2019-12-31 | $72.69M | 10.11% |
| 2018-12-31 | $66.02M | 15.67% |
| 2017-12-31 | $57.07M | 2.03% |
| 2016-12-31 | $55.94M | -3.86% |
| 2015-12-31 | $58.18M | 1.34% |
| 2014-12-31 | $57.41M | -6.37% |
| 2013-12-31 | $61.32M | -7.93% |
| 2012-12-31 | $66.60M | 33.42% |
| 2011-12-31 | $49.92M | -13.36% |
| 2010-12-31 | $57.62M | 2.54% |
| 2009-12-31 | $56.19M | 20.23% |
| 2008-12-31 | $46.73M | -0.31% |
| 2007-12-31 | $46.88M | -0.35% |
| 2006-12-31 | $47.04M | 0.60% |
| 2005-12-31 | $46.77M | 3.66% |
| 2004-12-31 | $45.12M | 4.72% |
| 2003-12-31 | $43.08M | 6.42% |
| 2002-12-31 | $40.48M | 17.87% |
| 2001-12-31 | $34.34M | 23.20% |
| 2000-12-31 | $27.88M | -16.36% |
| 1999-12-31 | $33.33M | 4.81% |
| 1998-12-31 | $31.80M | 535.36% |
| 1997-12-31 | $5.00M | 24.41% |
| 1996-12-21 | $4.02M | -22.75% |
| 1995-12-31 | $5.21M | 53.18% |
| 1994-12-31 | $3.40M | - |
Citizens & Northern generated $137.92M in revenue during NA 2023, up 30.16% compared to the previous quarter, and up 208.92% compared to the same period a year ago.
Citizens & Northern Revenue by Quarter
| Date | Revenue | Change |
|---|---|---|
| 2024-06-30 | $39.18M | 5.83% |
| 2024-03-31 | $37.02M | 3.08% |
| 2023-12-31 | $35.91M | 40.03% |
| 2023-09-30 | $25.65M | -3.58% |
| 2023-06-30 | $26.60M | 0.77% |
| 2023-03-31 | $26.40M | -5.48% |
| 2022-12-31 | $27.93M | 6.79% |
| 2022-09-30 | $26.15M | 0.18% |
| 2022-06-30 | $26.11M | 6698.70% |
| 2022-03-31 | $384.00K | -98.53% |
| 2021-12-31 | $26.13M | 1.12% |
| 2021-09-30 | $25.84M | 3.43% |
| 2021-06-30 | $24.98M | -5.82% |
| 2021-03-31 | $26.53M | 1.46% |
| 2020-12-31 | $26.14M | 0.80% |
| 2020-09-30 | $25.94M | 33.02% |
| 2020-06-30 | $19.50M | 1.21% |
| 2020-03-31 | $19.27M | 1.29% |
| 2019-12-31 | $19.02M | 0.34% |
| 2019-09-30 | $18.96M | 0.92% |
| 2019-06-30 | $18.78M | 17.90% |
| 2019-03-31 | $15.93M | -4.67% |
| 2018-12-31 | $16.71M | 0.74% |
| 2018-09-30 | $16.59M | -2.94% |
| 2018-06-30 | $17.09M | 14.10% |
| 2018-03-31 | $14.98M | 2.86% |
| 2017-12-31 | $14.56M | 1.38% |
| 2017-09-30 | $14.37M | 0.67% |
| 2017-06-30 | $14.27M | 2.85% |
| 2017-03-31 | $13.87M | -0.59% |
| 2016-12-31 | $13.96M | -4.77% |
| 2016-09-30 | $14.65M | 4.48% |
| 2016-06-30 | $14.03M | 1.23% |
| 2016-03-31 | $13.86M | -10.40% |
| 2015-12-31 | $15.47M | 11.96% |
| 2015-09-30 | $13.81M | -5.70% |
| 2015-06-30 | $14.65M | 10.43% |
| 2015-03-31 | $13.27M | -5.03% |
| 2014-12-31 | $13.97M | -4.94% |
| 2014-09-30 | $14.69M | 3.93% |
| 2014-06-30 | $14.14M | 3.28% |
| 2014-03-31 | $13.69M | -6.90% |
| 2013-12-31 | $14.70M | -1.38% |
| 2013-09-30 | $14.91M | -2.12% |
| 2013-06-30 | $15.23M | -5.10% |
| 2013-03-31 | $16.05M | 0.72% |
| 2012-12-31 | $15.94M | -12.16% |
| 2012-09-30 | $18.14M | 10.44% |
| 2012-06-30 | $16.43M | 2.46% |
| 2012-03-31 | $16.03M | -1.61% |
| 2011-12-31 | $16.29M | 0.36% |
| 2011-09-30 | $16.23M | 3.73% |
| 2011-06-30 | $15.65M | -0.16% |
| 2011-03-31 | $15.68M | -3.76% |
| 2010-12-31 | $16.29M | 13.87% |
| 2010-09-30 | $14.30M | 5.68% |
| 2010-06-30 | $13.54M | -6.05% |
| 2010-03-31 | $14.41M | 8.58% |
| 2009-12-31 | $13.27M | -6.39% |
| 2009-09-30 | $14.17M | -5.61% |
| 2009-06-30 | $15.02M | 6.66% |
| 2009-03-31 | $14.08M | 31.63% |
| 2008-12-31 | $10.70M | 10.49% |
| 2008-09-30 | $9.68M | -25.18% |
| 2008-06-30 | $12.94M | -3.61% |
| 2008-03-31 | $13.42M | 6.63% |
| 2007-12-31 | $12.59M | - |
Citizens & Northern generated $39.18M in revenue during Q2 2024, up 5.83% compared to the previous quarter, and up 148.43% compared to the same period a year ago.
Citizens & Northern Revenue Breakdown
Citizens & Northern Revenue Breakdown by Product
Annual Revenue by Product
| Product/Service | Dec 23 | Dec 22 | Dec 21 | Dec 20 | Dec 19 |
|---|---|---|---|---|---|
| Deposit Account | $5.57M | $5.02M | $4.63M | $4.23M | $5.36M |
| Debit Card | $4.16M | $4.15M | $3.85M | $3.09M | $2.75M |
| Bank Servicing | $602.00K | $960.00K | $694.00K | $-61.00K | $100.00K |
| Trust and Asset Management | - | - | $7.23M | $6.11M | - |
| Trust And Asset Management | - | - | - | $6.32M | - |
| Service Charges And Fees | - | - | - | $304.00K | - |
| Service Charges and Fees | - | - | - | - | $332.00K |
Citizens & Northern's latest annual revenue breakdown by segment (product or service), as of Dec 23: Deposit Account (53.90%), Debit Card (40.27%), and Bank Servicing (5.83%).
Quarterly Revenue by Product
| Product/Service | Mar 24 | Dec 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank Servicing | $230.00K | $290.00K | $190.00K | $122.00K | $203.00K | $189.00K | $358.00K | $210.00K | $147.00K | $153.00K | $146.00K | $248.00K | $198.00K | $-87.00K | $-158.00K | $-14.00K | $91.00K | $-54.00K | $35.00K | $28.00K |
| Debit Card | $1.01M | $2.14M | $1.01M | $1.01M | $1.10M | $1.03M | $1.06M | $963.00K | $1.00M | $975.00K | $998.00K | $881.00K | $817.00K | $828.00K | $718.00K | $731.00K | $690.00K | $722.00K | $699.00K | $643.00K |
| Deposit Account | $1.32M | $2.89M | $1.39M | $1.29M | $1.36M | $1.10M | $1.32M | $1.24M | $1.30M | $1.25M | $1.07M | $1.01M | $1.10M | $1.04M | $831.00K | $1.25M | $1.40M | $1.44M | $1.28M | $1.25M |
| Trust and Asset Management | - | - | $1.80M | $1.78M | $1.74M | $1.72M | $1.79M | $1.98M | $1.48M | $1.68M | $1.48M | $1.58M | $1.36M | - | - | - | - | - | - | - |
| Trust And Asset Management | - | - | - | - | - | - | - | - | - | $1.82M | $1.81M | $1.63M | $1.68M | $1.59M | $1.56M | - | - | - | - | - |
| Service Charges And Fees | - | - | - | - | - | - | - | - | - | - | - | - | $74.00K | $83.00K | $84.00K | - | - | - | - | - |
| Service Charges and Fees | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $63.00K | $73.00K | $91.00K | $89.00K | $79.00K |
Citizens & Northern's latest quarterly revenue breakdown by segment (product or service), as of Mar 24: Deposit Account (51.46%), Debit Card (39.55%), and Bank Servicing (8.98%).
Citizens & Northern Revenue Breakdown by Country
Quarterly Revenue by Country
| Country | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank Servicing | $190.00K | $122.00K | $203.00K | $189.00K | $358.00K | $210.00K | $147.00K | $153.00K | $146.00K | $248.00K | $198.00K | $-87.00K | $-158.00K | $-14.00K | $91.00K | $-54.00K | $35.00K | $28.00K | $84.00K | $74.00K |
| Debit Card | $1.01M | $1.01M | $1.10M | $1.03M | $1.06M | $963.00K | $1.00M | $975.00K | $998.00K | $881.00K | $817.00K | $828.00K | $718.00K | $731.00K | $690.00K | $722.00K | $699.00K | $643.00K | $666.00K | $660.00K |
| Deposit Account | $1.39M | $1.29M | $1.36M | $1.10M | $1.32M | $1.24M | $1.30M | $1.25M | $1.07M | $1.01M | $1.10M | $1.04M | $831.00K | $1.25M | $1.40M | $1.44M | $1.28M | $1.25M | $1.33M | $1.33M |
| Trust and Asset Management | $1.80M | $1.78M | $1.74M | $1.72M | $1.79M | $1.98M | $1.48M | $1.68M | $1.48M | $1.58M | $1.36M | $1.46M | $1.43M | - | - | - | - | - | - | - |
| Trust And Asset Management | - | - | - | - | - | - | - | $1.82M | $1.81M | $1.63M | $1.68M | $1.59M | $1.56M | - | - | - | - | - | - | - |
| Service Charges And Fees | - | - | - | - | - | - | - | - | - | - | $74.00K | $83.00K | $84.00K | - | - | - | - | - | - | - |
| Service Charges and Fees | - | - | - | - | - | - | - | - | - | - | - | - | - | $63.00K | $73.00K | $91.00K | $89.00K | $79.00K | $80.00K | $95.00K |
Citizens & Northern's latest quarterly revenue breakdown by geography, as of Jun 23: Trust and Asset Management (41.07%), Deposit Account (31.60%), Debit Card (23.00%), and Bank Servicing (4.33%).
Citizens & Northern Peer Comparison by Revenue
CZNC Revenue FAQ
What is Citizens & Northern’s yearly revenue?
Citizens & Northern's yearly revenue for 2023 was $137.92M, representing an increase of 30.16% compared to 2022. The company's yearly revenue for 2022 was $105.96M, representing an increase of 2.06% compared to 2021. CZNC's yearly revenue for 2021 was $103.82M, representing an increase of 14.28% compared to 2020.
What is Citizens & Northern’s quarterly revenue?
Citizens & Northern's quarterly revenue for Q2 2024 was $39.18M, a 5.83% increase from the previous quarter (Q1 2024), and a 47.29% increase year-over-year (Q2 2023). The company's quarterly revenue for Q1 2024 was $37.02M, a 3.08% increase from the previous quarter (Q4 2023), and a 40.24% increase year-over-year (Q1 2023). CZNC's quarterly revenue for Q4 2023 was $35.91M, a 40.03% increase from the previous quarter (Q3 2023), and a 28.59% increase year-over-year (Q4 2022).
What is Citizens & Northern’s revenue growth rate?
Citizens & Northern's revenue growth rate for the last 3 years (2021-2023) was 32.85%, and for the last 5 years (2019-2023) was 89.73%.
What are Citizens & Northern’s revenue streams?
Citizens & Northern's revenue streams in c 23 are Deposit Account, Debit Card, and Bank Servicing. Deposit Account generated $5.57M in revenue, accounting 53.90% of the company's total revenue, up 10.92% year-over-year. Debit Card generated $4.16M in revenue, accounting 40.27% of the company's total revenue, up 0.29% year-over-year. Bank Servicing generated $602K in revenue, accounting 5.83% of the company's total revenue, down -37.29% year-over-year.
What is Citizens & Northern’s main source of revenue?
For the fiscal year ending Dec 23, the largest source of revenue of Citizens & Northern was Deposit Account. This segment made a revenue of $5.57M, representing 53.90% of the company's total revenue.