X Financial Stock (NYSE:XYF)
Previous Close
$4.70
52W Range
$3.41 - $4.95
50D Avg
$4.46
200D Avg
$4.13
Market Cap
$232.86M
Avg Vol (3M)
$12.84K
Beta
0.28
Div Yield
$0.34 (1.52%)
XYF Company Profile
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
XYF Performance
Revenue Breakdown
Revenue Breakdown by Product/Service
| Product/Service | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|
| Xiaoying Revolving Loan | ¥1.60M | - | - |
| Xiaoying Credit Loan | ¥4.53B | - | - |
| Other service | ¥283.03M | ¥158.85M | ¥60.83M |
| Service Other | ¥315.49M | - | - |
| Loan Facilitation Service | ¥2.74B | - | - |
| Guarantees | ¥24.50M | - | - |
| Financial Service | ¥1.14B | - | - |
| Other loan products | - | ¥207.96K | ¥130.77K |
| Xiaoying Credit Loans | - | ¥20.82M | ¥312.37M |
| Xiaoying Revolving Loans | - | ¥435.18K | ¥3.22M |
Fiscal year ends in Dec 23 | Currency in CNY
Peer Comparison
| Ticker | Company |
|---|---|
| SUNL | Sunlight Financial Holdings Inc. |
| QD | Qudian Inc. |
| YRD | Yiren Digital Ltd. |
| QFIN | 360 DigiTech, Inc. |
| LX | LexinFintech Holdings Ltd. |
| LC | LendingClub Corporation |
| LMFA | LM Funding America, Inc. |
| PT | Pintec Technology Holdings Limited |
| NISN | Nisun International Enterprise Development Group Co., Ltd |
| FINV | FinVolution Group |
| LU | Lufax Holding Ltd |
| AIHS | Senmiao Technology Limited |