XP (XP) Stock Forecast, Price Target & Predictions

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XP Stock Forecast

XP stock forecast is as follows: an average price target of $20.00 (represents a 53.96% upside from XP’s last price of $12.99) and a rating consensus of 'Hold', based on 9 wall street analysts offering a 1-year stock forecast.

XP Price Target

The average price target for XP (XP) is $20.00 based on 1-year price targets from 9 Wall Street analysts in the past 3 months, with a price target range of $21.00 to $19.00. This represents a potential 53.96% upside from XP's last price of $12.99.

XP Analyst Ratings

Hold

According to 9 Wall Street analysts, XP's rating consensus is 'Hold'. The analyst rating breakdown for XP stock is 0 'Strong Buy' (0.00%), 4 'Buy' (44.44%), 5 'Hold' (55.56%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

XP Price Target by Analyst

Date	Analyst	Company	Price Target	Price when Published	Price Target/Price when Published	Price Target/Last Closing Price
Jul 11, 2024	Thiago Batista	UBS	$21.00	$18.25	15.07%	61.66%
Jul 02, 2024	Gustavo Schroden	Bradesco	$19.00	$16.70	13.77%	46.27%
Apr 30, 2024	Tito Labarta	Goldman Sachs	$23.00	$21.42	7.38%	77.06%
Apr 22, 2024	Jorge Kuri	Morgan Stanley	$24.00	$21.11	13.69%	84.76%
Jan 24, 2024	Otavio Tanganelli	Bradesco	$32.00	$25.47	25.64%	146.34%
Jul 20, 2023	Marcelo Telles	Credit Suisse	$26.00	$23.82	9.15%	100.15%
Jun 10, 2022	Neha Agarwala	HSBC	$33.00	$20.48	61.13%	154.04%

The latest XP stock forecast, released on Jul 11, 2024 by Thiago Batista from UBS, set a price target of $21.00, which represents a 15.07% increase from the stock price at the time of the forecast ($18.25), and a 61.66% increase from XP last price ($12.99).

XP Price Target by Period

	1M	3M	12M
# Anlaysts	-	-	5
Avg Price Target	-	-	$23.80
Last Closing Price	$12.99	$12.99	$12.99
Upside/Downside	-100.00%	-100.00%	83.22%

In the current month, the average price target of XP stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to XP's last price of $12.99. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades

Date	Company	Previous Rating	New Rating	Rating Change
Jul 11, 2024	UBS	Buy	Neutral	Downgrade
Jul 02, 2024	Bradesco	Outperform	Neutral	Downgrade
Jun 04, 2024	Citigroup	Buy	Buy	Hold
May 22, 2024	Bank of America Securities	Buy	Buy	Hold
Apr 30, 2024	Goldman Sachs	Buy	Neutral	Downgrade
Apr 22, 2024	Morgan Stanley		Equal-Weight	Downgrade
Jan 24, 2024	Bradesco	Neutral	Outperform	Upgrade
Dec 05, 2023	Wells Fargo		Overweight	Upgrade
Aug 14, 2023	Bradesco		Neutral	Downgrade
Aug 14, 2023	Citigroup	Buy	Buy	Hold
Jul 20, 2023	Credit Suisse		Neutral	Upgrade
May 16, 2023	Goldman Sachs	Buy	Buy	Hold
Feb 28, 2023	HSBC	Buy	Buy	Hold
Jun 10, 2022	HSBC	Buy	Buy	Hold
Jun 07, 2022	UBS		Buy	Upgrade

XP's last stock rating was published by UBS on Jul 11, 2024. The company Downgrade its XP rating from "Buy" to "Neutral".

XP Financial Forecast

XP Revenue Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$1.35B	$1.71B	$1.70B	$1.69B	$1.41B	$1.70B	$1.75B	$1.76B	$1.59B	$1.67B	$1.41B	$1.17B	$1.26B	$1.38B
Avg Forecast	$4.97B	$4.83B	$4.70B	$4.48B	$4.33B	$4.23B	$4.15B	$3.95B	$3.84B	$4.36B	$4.11B	$4.09B	$4.14B	$3.83B	$3.57B	$3.09B	$3.62B	$3.37B	$3.45B	$3.36B	$3.24B	$3.19B	$2.83B	$2.58B	$2.41B	$1.97B	$1.57B	$1.53B	$1.37B
High Forecast	$5.04B	$4.90B	$4.77B	$4.54B	$4.39B	$4.28B	$4.21B	$4.01B	$3.89B	$4.42B	$4.17B	$4.15B	$4.19B	$3.88B	$3.62B	$3.13B	$3.67B	$3.37B	$3.45B	$3.36B	$3.24B	$3.19B	$2.83B	$2.58B	$2.41B	$1.97B	$1.57B	$1.53B	$1.37B
Low Forecast	$4.89B	$4.75B	$4.63B	$4.41B	$4.27B	$4.16B	$4.09B	$3.92B	$3.75B	$4.29B	$4.05B	$4.03B	$4.07B	$3.77B	$3.51B	$3.04B	$3.56B	$3.37B	$3.45B	$3.36B	$3.24B	$3.19B	$2.83B	$2.58B	$2.41B	$1.97B	$1.57B	$1.53B	$1.37B
# Analysts	1	1	1	1	1	1	1	3	4	2	1	1	3	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.44%	0.47%	0.50%	0.49%	0.42%	0.52%	0.55%	0.62%	0.62%	0.69%	0.72%	0.74%	0.82%	1.00%

XP's average Quarter revenue forecast for Jun 23 based on 1 analysts is $3.57B, with a low forecast of $3.51B, and a high forecast of $3.62B. XP's average Quarter revenue forecast represents a 165.18% increase compared to the company's last Quarter revenue of $1.35B (Mar 23).

XP EBITDA Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19
# Analysts	1	1	1	1	1	1	1	3	4	2	1	1	3	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$-756.25M	$-619.83M	$-872.59M	$-859.10M	$-854.49M	$-464.31M	$1.01B	$1.08B	$862.76M	$704.96M	$679.57M	$661.38M	$566.38M	$588.24M
Avg Forecast	$-16.54M	$-16.08M	$-15.66M	$-14.93M	$-14.43M	$-14.07M	$-13.82M	$-13.15M	$-12.80M	$-14.51M	$-13.69M	$435.00M	$-13.77M	$-12.76M	$-11.88M	$465.24M	$1.03B	$-325.35M	$-332.28M	$497.58M	$-312.81M	$-307.87M	$-273.06M	$532.17M	$-232.39M	$-189.88M	$-151.20M	$400.37M	$-132.57M
High Forecast	$-16.28M	$-15.83M	$-15.41M	$-14.69M	$-14.20M	$-13.84M	$-13.60M	$-13.05M	$-12.50M	$-14.28M	$-13.48M	$521.99M	$-13.56M	$-12.56M	$-11.70M	$558.28M	$1.23B	$-325.35M	$-332.28M	$597.09M	$-312.81M	$-307.87M	$-273.06M	$638.60M	$-232.39M	$-189.88M	$-151.20M	$480.45M	$-132.57M
Low Forecast	$-16.76M	$-16.30M	$-15.87M	$-15.13M	$-14.62M	$-14.26M	$-14.00M	$-13.35M	$-12.95M	$-14.73M	$-13.88M	$348.00M	$-13.96M	$-12.93M	$-12.04M	$372.19M	$820.72M	$-325.35M	$-332.28M	$398.06M	$-312.81M	$-307.87M	$-273.06M	$425.74M	$-232.39M	$-189.88M	$-151.20M	$320.30M	$-132.57M
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1.63%	-0.60%	2.68%	2.59%	-1.72%	1.48%	-3.27%	-3.96%	1.62%	-3.03%	-3.58%	-4.37%	1.41%	-4.44%

1 analysts predict XP's average Quarter EBITDA for Dec 21 to be $-312.81M, with a high of $-312.81M and a low of $-312.81M. This is -131.04% lower than XP's previous annual EBITDA (Sep 21) of $1.01B.

XP Net Income Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19
# Analysts	1	1	1	1	1	1	1	3	4	2	1	1	3	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Net Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$795.02M	$782.95M	$1.03B	$911.25M	$854.10M	$990.65M	$935.66M	$930.64M	$733.67M	$600.82M	$540.43M	$538.32M	$396.86M	$381.19M
Avg Forecast	$1.30B	$1.27B	$1.24B	$1.09B	$1.16B	$1.14B	$1.11B	$1.04B	$1.03B	$1.20B	$1.07B	$369.91M	$1.10B	$1.11B	$1.01B	$395.62M	$826.01M	$861.63M	$884.82M	$423.13M	$839.71M	$820.75M	$702.33M	$452.54M	$582.80M	$502.99M	$368.37M	$280.54M	$224.20M
High Forecast	$1.32B	$1.29B	$1.26B	$1.11B	$1.18B	$1.16B	$1.13B	$1.04B	$1.12B	$1.22B	$1.09B	$443.89M	$1.16B	$1.12B	$1.03B	$474.75M	$991.21M	$861.63M	$884.82M	$507.75M	$839.71M	$820.75M	$702.33M	$543.05M	$582.80M	$502.99M	$368.37M	$336.65M	$224.20M
Low Forecast	$1.28B	$1.24B	$1.21B	$1.07B	$1.14B	$1.11B	$1.09B	$1.04B	$947.24M	$1.17B	$1.06B	$295.93M	$1.05B	$1.10B	$991.88M	$316.50M	$660.81M	$861.63M	$884.82M	$338.50M	$839.71M	$820.75M	$702.33M	$362.03M	$582.80M	$502.99M	$368.37M	$224.43M	$224.20M
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2.01%	0.95%	1.20%	1.03%	2.02%	1.18%	1.14%	1.33%	1.62%	1.03%	1.07%	1.46%	1.41%	1.70%

XP's average Quarter net income forecast for Jun 23 is $1.01B, with a range of $991.88M to $1.03B. XP's average Quarter net income forecast represents a 27.38% increase compared to the company's last Quarter net income of $795.02M (Mar 23).

XP SG&A Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19
# Analysts	1	1	1	1	1	1	1	3	4	2	1	1	3	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
SG&A	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$793.45M	$997.18M	$415.28M	$345.92M	$340.34M	$4.09B	$339.34M	$255.55M	$235.89M	$267.49M	$224.02M	$164.00M	$167.24M	$-722.60M
Avg Forecast	$2.85B	$2.77B	$2.70B	$2.57B	$2.49B	$2.43B	$2.38B	$2.27B	$2.21B	$2.50B	$2.36B	$118.93M	$2.38B	$2.20B	$2.05B	$127.20M	$3.41B	$1.93B	$1.97B	$136.05M	$1.85B	$1.82B	$1.62B	$145.50M	$1.38B	$1.12B	$895.53M	$118.22M	$785.19M
High Forecast	$2.89B	$2.81B	$2.74B	$2.61B	$2.52B	$2.46B	$2.41B	$2.30B	$2.23B	$2.54B	$2.39B	$142.72M	$2.41B	$2.23B	$2.08B	$152.64M	$4.10B	$1.93B	$1.97B	$163.25M	$1.85B	$1.82B	$1.62B	$174.60M	$1.38B	$1.12B	$895.53M	$141.87M	$785.19M
Low Forecast	$2.81B	$2.73B	$2.66B	$2.53B	$2.45B	$2.39B	$2.35B	$2.25B	$2.16B	$2.46B	$2.32B	$95.15M	$2.34B	$2.17B	$2.02B	$101.76M	$2.73B	$1.93B	$1.97B	$108.84M	$1.85B	$1.82B	$1.62B	$116.40M	$1.38B	$1.12B	$895.53M	$94.58M	$785.19M
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6.24%	0.29%	0.22%	0.18%	2.50%	2.21%	0.19%	0.16%	1.62%	0.19%	0.20%	0.18%	1.41%	-0.92%

XP's average Quarter SG&A projection for Jun 23 is $2.05B, based on 1 Wall Street analysts, with a range of $2.02B to $2.08B. The forecast indicates a 158.26% rise compared to XP last annual SG&A of $793.45M (Mar 23).

XP EPS Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20	Jun 20	Mar 20	Dec 19
# Analysts	1	1	1	1	1	1	1	3	4	2	1	1	3	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EPS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$1.48	$1.41	$1.85	$1.63	$1.53	$1.77	$1.67	$1.66	$1.31	$1.07	$0.98	$0.98	$0.72	$0.71
Avg Forecast	$2.36	$2.30	$2.25	$1.97	$2.11	$2.06	$2.02	$1.88	$1.87	$2.17	$1.95	$2.03	$2.00	$2.01	$1.84	$1.39	$1.77	$1.56	$1.60	$1.59	$1.52	$1.49	$1.27	$1.07	$1.06	$0.91	$0.67	$0.55	$0.41
High Forecast	$2.40	$2.34	$2.28	$2.01	$2.14	$2.10	$2.05	$1.88	$2.03	$2.21	$1.97	$2.04	$2.10	$2.02	$1.87	$1.42	$1.80	$1.56	$1.60	$1.59	$1.52	$1.49	$1.27	$1.07	$1.06	$0.91	$0.67	$0.55	$0.41
Low Forecast	$2.31	$2.25	$2.20	$1.93	$2.06	$2.02	$1.98	$1.88	$1.72	$2.13	$1.93	$2.01	$1.91	$2.00	$1.80	$1.36	$1.74	$1.56	$1.60	$1.59	$1.52	$1.49	$1.27	$1.07	$1.06	$0.91	$0.67	$0.55	$0.41
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.06%	0.79%	1.18%	1.02%	0.96%	1.16%	1.12%	1.31%	1.22%	1.01%	1.07%	1.47%	1.30%	1.74%

According to 1 Wall Street analysts, XP's projected average Quarter EPS for Jun 23 is $1.84, with a low estimate of $1.80 and a high estimate of $1.87. This represents a 24.07% increase compared to XP previous annual EPS of $1.48 (Mar 23).

XP Peer Comparison by Price Target

Ticker	Company	Last Closing Price	Avg Price Target	Upside/Downside	Avg Rating
BTBT	Bit Digital	$4.22	$6.50	54.03%	Buy
XP	XP	$12.99	$20.00	53.96%	Hold
MKTX	MarketAxess	$234.90	$319.50	36.02%	Hold
MC	Moelis & Company	$74.40	$79.00	6.18%	Buy
MARA	Marathon Digital	$24.60	$25.75	4.67%	Buy
LAZ	Lazard	$52.74	$53.67	1.76%	Buy
SF	Stifel Financial	$107.18	$101.60	-5.21%	Buy
PIPR	Piper Sandler Companies	$312.19	$292.00	-6.47%	Buy
EVR	Evercore	$290.20	$263.00	-9.37%	Buy
IBKR	Interactive Brokers Group	$178.90	$159.67	-10.75%	Buy
LPLA	LPL Financial	$329.40	$290.17	-11.91%	Buy
TIGR	UP Fintech	$7.74	$5.50	-28.94%	Buy
PJT	PJT Partners	$159.44	$79.50	-50.14%	Buy

XP Forecast FAQ

Is XP a good buy?

No, according to 9 Wall Street analysts, XP (XP) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 4 'Buy' recommendations, accounting for 44.44% of XP's total ratings.

What is XP's price target?

XP (XP) average price target is $20 with a range of $19 to $21, implying a 53.96% from its last price of $12.99. The data is based on 9 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will XP stock go up soon?

According to Wall Street analysts' prediction for XP stock, the company can go up by 53.96% (from the last price of $12.99 to the average price target of $20), up by 61.66% based on the highest stock price target, and up by 46.27% based on the lowest stock price target.

Can XP stock reach $20?

XP's highest twelve months analyst stock price target of $21 supports the claim that XP can reach $20 in the near future.

What are XP's analysts' financial forecasts?

XP's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $16.66B (high $16.89B, low $16.43B), average EBITDA is $-55.469M (high $-54.694M, low $-56.231M), average net income is $4.45B (high $4.51B, low $4.38B), average SG&A $9.57B (high $9.7B, low $9.43B), and average EPS is $8.07 (high $8.18, low $7.94). XP's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $18.99B (high $19.24B, low $18.69B), average EBITDA is $-63.212M (high $-62.215M, low $-64.061M), average net income is $4.9B (high $4.98B, low $4.8B), average SG&A $10.9B (high $11.05B, low $10.73B), and average EPS is $8.88 (high $9.04, low $8.7).

Did the XP's actual financial results beat the analysts' financial forecasts?

Based on XP's last annual report (Dec 2022), the company's revenue was $6.51B, which missed the average analysts forecast of $13.81B by -52.86%. Apple's EBITDA was $-3.206B, missing the average prediction of $865.86M by -470.27%. The company's net income was $3.58B, beating the average estimation of $3B by 19.48%. Apple's SG&A was $3.91B, missing the average forecast of $7.44B by -47.54%. Lastly, the company's EPS was $6.44, missing the average prediction of $6.54 by -1.45%. In terms of the last quarterly report (Mar 2023), XP's revenue was $1.35B, missing the average analysts' forecast of $3.09B by -56.48%. The company's EBITDA was $-756M, missing the average prediction of $465.24M by -262.55%. XP's net income was $795.02M, beating the average estimation of $395.62M by 100.95%. The company's SG&A was $793.45M, beating the average forecast of $127.2M by 523.77%. Lastly, the company's EPS was $1.48, beating the average prediction of $1.39 by 6.39%