United Community Banks (UCBI) Stock Forecast, Price Target & Predictions
UCBI Stock Forecast
United Community Banks stock forecast is as follows: an average price target of $31.33 (represents a 3.95% upside from UCBI’s last price of $30.14) and a rating consensus of 'Buy', based on 1 wall street analysts offering a 1-year stock forecast.
UCBI Price Target
The average price target for United Community Banks (UCBI) is $31.33 based on 1-year price targets from 1 Wall Street analysts in the past 3 months, with a price target range of $35.00 to $26.00. This represents a potential 3.95% upside from UCBI's last price of $30.14.
UCBI Analyst Ratings
According to 1 Wall Street analysts, United Community Banks's rating consensus is 'Buy'. The analyst rating breakdown for UCBI stock is 0 'Strong Buy' (0.00%), 1 'Buy' (100.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
United Community Banks Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Jul 25, 2024 | Gary Tenner | D.A. Davidson | $35.00 | $30.99 | 12.94% | 16.12% |
| Jul 08, 2024 | Brandon King | Truist Financial | $26.00 | $24.68 | 5.35% | -13.74% |
| Apr 01, 2024 | Brandon King | Truist Financial | $28.00 | $26.32 | 6.38% | -7.10% |
| Jul 20, 2023 | Russell Gunther | Stephens | $33.00 | $27.94 | 18.11% | 9.49% |
| Jun 15, 2022 | - | Truist Financial | $32.00 | $28.91 | 10.69% | 6.17% |
The latest United Community Banks stock forecast, released on Jul 25, 2024 by Gary Tenner from D.A. Davidson, set a price target of $35.00, which represents a 12.94% increase from the stock price at the time of the forecast ($30.99), and a 16.12% increase from UCBI last price ($30.14).
United Community Banks Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | 3 |
| Avg Price Target | - | - | $29.67 |
| Last Closing Price | $30.14 | $30.14 | $30.14 |
| Upside/Downside | -100.00% | -100.00% | -1.56% |
In the current month, the average price target of United Community Banks stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to United Community Banks's last price of $30.14. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Jul 20, 2023 | Stephens | Overweight | Overweight | Hold |
United Community Banks's last stock rating was published by Stephens on Jul 20, 2023. The company gave UCBI a "Overweight" rating, the same as its previous rate.
United Community Banks Financial Forecast
United Community Banks Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | $229.28M | $231.48M | $235.94M | $237.68M | $226.20M | $206.37M | $197.88M | $169.71M | $176.38M | $168.75M | $171.67M | $182.31M | $172.21M | $144.56M | $140.29M | $130.38M | $148.37M |
| Avg Forecast | $657.97M | $623.39M | $590.64M | $559.60M | $262.60M | $259.44M | $253.36M | $246.97M | $247.35M | $247.82M | $238.95M | $232.00M | $226.07M | $242.99M | $241.46M | $249.82M | $238.76M | $227.14M | $213.43M | $202.89M | $178.67M | $172.72M | $169.90M | $179.05M | $180.26M | $167.61M | $142.23M | $141.50M | $145.29M | $144.34M |
| High Forecast | $657.97M | $623.39M | $590.64M | $559.60M | $262.60M | $259.44M | $253.36M | $246.97M | $247.35M | $248.39M | $238.95M | $232.00M | $254.55M | $242.99M | $241.46M | $249.82M | $238.76M | $227.14M | $213.43M | $202.89M | $178.67M | $172.72M | $169.90M | $179.05M | $180.26M | $167.61M | $142.23M | $141.50M | $145.29M | $144.34M |
| Low Forecast | $657.97M | $623.39M | $590.64M | $559.60M | $262.60M | $259.44M | $253.36M | $246.97M | $247.35M | $246.59M | $238.95M | $232.00M | $196.42M | $242.99M | $241.46M | $249.82M | $238.76M | $227.14M | $213.43M | $202.89M | $178.67M | $172.72M | $169.90M | $179.05M | $180.26M | $167.61M | $142.23M | $141.50M | $145.29M | $144.34M |
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.94% | 0.96% | 0.94% | 1.00% | 1.00% | 0.97% | 0.98% | 0.95% | 1.02% | 0.99% | 0.96% | 1.01% | 1.03% | 1.02% | 0.99% | 0.90% | 1.03% |
United Community Banks's average Quarter revenue forecast for Dec 23 based on 5 analysts is $226.07M, with a low forecast of $196.42M, and a high forecast of $254.55M. UCBI's average Quarter revenue forecast represents a -1.40% decrease compared to the company's last Quarter revenue of $229.28M (Sep 23).
United Community Banks EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $63.96M | $180.42M | $151.64M | $138.64M | $128.16M | $105.08M | $79.12M | $78.45M | $96.93M | $97.42M | $102.65M | $74.13M | $72.81M | $49.63M | $60.53M | $87.62M | $89.08M |
| Avg Forecast | $232.88M | $220.65M | $209.05M | $198.07M | $92.95M | $91.83M | $89.68M | $87.41M | $87.55M | $87.71M | $84.57M | $90.28M | $80.01M | $86.00M | $85.46M | $82.07M | $86.30M | $80.39M | $75.54M | $74.61M | $63.24M | $61.13M | $60.13M | $74.23M | $63.80M | $59.32M | $50.34M | $68.25M | $51.43M | $51.09M |
| High Forecast | $232.88M | $220.65M | $209.05M | $198.07M | $92.95M | $91.83M | $89.68M | $87.41M | $87.55M | $87.92M | $84.57M | $108.33M | $90.10M | $86.00M | $85.46M | $98.48M | $103.56M | $80.39M | $75.54M | $89.53M | $63.24M | $61.13M | $60.13M | $89.07M | $63.80M | $59.32M | $50.34M | $81.90M | $51.43M | $51.09M |
| Low Forecast | $232.88M | $220.65M | $209.05M | $198.07M | $92.95M | $91.83M | $89.68M | $87.41M | $87.55M | $87.28M | $84.57M | $72.22M | $69.52M | $86.00M | $85.46M | $65.66M | $69.04M | $80.39M | $75.54M | $59.69M | $63.24M | $61.13M | $60.13M | $59.38M | $63.80M | $59.32M | $50.34M | $54.60M | $51.43M | $51.09M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.74% | 2.11% | 1.85% | 1.61% | 1.59% | 1.39% | 1.06% | 1.24% | 1.59% | 1.62% | 1.38% | 1.16% | 1.23% | 0.99% | 0.89% | 1.70% | 1.74% |
5 analysts predict UCBI's average Quarter EBITDA for Dec 23 to be $80.01M, with a high of $90.10M and a low of $69.52M. This is 25.10% upper than United Community Banks's previous annual EBITDA (Sep 23) of $63.96M.
United Community Banks Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | $47.87M | $63.29M | $62.30M | $81.45M | $81.16M | $66.84M | $48.02M | $52.02M | $73.82M | $70.26M | $73.71M | $59.50M | $47.61M | $25.10M | $31.88M | $49.01M | $48.36M |
| Avg Forecast | $82.65M | $79.06M | $75.46M | $73.07M | $75.10M | $73.91M | $70.57M | $66.74M | $68.06M | $69.88M | $61.09M | $62.41M | $62.74M | $52.71M | $74.87M | $56.73M | $57.22M | $90.21M | $81.80M | $51.58M | $77.86M | $79.23M | $79.66M | $53.30M | $71.57M | $41.18M | $36.28M | $35.95M | $69.51M | $69.77M |
| High Forecast | $82.65M | $79.06M | $75.46M | $73.07M | $75.10M | $73.91M | $70.57M | $66.74M | $68.06M | $73.49M | $61.09M | $74.89M | $65.15M | $52.71M | $74.87M | $68.08M | $68.67M | $90.21M | $81.80M | $61.89M | $77.86M | $79.23M | $79.66M | $63.95M | $71.57M | $41.18M | $36.28M | $43.15M | $69.51M | $69.77M |
| Low Forecast | $82.65M | $79.06M | $75.46M | $73.07M | $75.10M | $73.91M | $70.57M | $66.74M | $68.06M | $68.67M | $61.09M | $49.93M | $60.32M | $52.71M | $74.87M | $45.39M | $45.78M | $90.21M | $81.80M | $41.26M | $77.86M | $79.23M | $79.66M | $42.64M | $71.57M | $41.18M | $36.28M | $28.76M | $69.51M | $69.77M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.91% | 0.85% | 1.10% | 1.42% | 0.90% | 0.82% | 0.93% | 0.67% | 0.93% | 0.88% | 1.38% | 0.83% | 1.16% | 0.69% | 0.89% | 0.71% | 0.69% |
United Community Banks's average Quarter net income forecast for Dec 23 is $62.74M, with a range of $60.32M to $65.15M. UCBI's average Quarter net income forecast represents a 31.07% increase compared to the company's last Quarter net income of $47.87M (Sep 23).
United Community Banks SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $87.74M | $82.71M | $85.05M | $73.29M | $72.72M | $73.80M | $74.67M | $74.41M | $72.74M | $71.83M | $72.70M | $82.79M | $70.85M | $63.80M | $61.73M | $61.54M | $60.03M |
| Avg Forecast | $227.14M | $215.20M | $203.90M | $193.18M | $90.65M | $89.56M | $87.46M | $85.26M | $85.39M | $85.55M | $82.49M | $111.81M | $78.04M | $83.88M | $83.35M | $101.65M | $81.85M | $78.41M | $73.68M | $92.41M | $61.68M | $59.62M | $58.65M | $52.57M | $62.23M | $57.86M | $49.10M | $69.61M | $50.16M | $49.83M |
| High Forecast | $227.14M | $215.20M | $203.90M | $193.18M | $90.65M | $89.56M | $87.46M | $85.26M | $85.39M | $85.75M | $82.49M | $134.17M | $87.88M | $83.88M | $83.35M | $121.98M | $98.23M | $78.41M | $73.68M | $110.89M | $61.68M | $59.62M | $58.65M | $63.09M | $62.23M | $57.86M | $49.10M | $83.54M | $50.16M | $49.83M |
| Low Forecast | $227.14M | $215.20M | $203.90M | $193.18M | $90.65M | $89.56M | $87.46M | $85.26M | $85.39M | $85.13M | $82.49M | $89.45M | $67.81M | $83.88M | $83.35M | $81.32M | $65.48M | $78.41M | $73.68M | $73.93M | $61.68M | $59.62M | $58.65M | $42.06M | $62.23M | $57.86M | $49.10M | $55.69M | $50.16M | $49.83M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.05% | 0.99% | 0.84% | 0.90% | 0.93% | 1.00% | 0.81% | 1.21% | 1.22% | 1.22% | 1.38% | 1.33% | 1.22% | 1.30% | 0.89% | 1.23% | 1.20% |
United Community Banks's average Quarter SG&A projection for Dec 23 is $78.04M, based on 5 Wall Street analysts, with a range of $67.81M to $87.88M. The forecast indicates a -11.05% fall compared to UCBI last annual SG&A of $87.74M (Sep 23).
United Community Banks EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $0.39 | $0.53 | $0.52 | $0.74 | $0.74 | $0.61 | $0.43 | $0.58 | $0.82 | $0.78 | $0.82 | $0.66 | $0.52 | $0.32 | $0.40 | $0.61 | $0.60 |
| Avg Forecast | $0.69 | $0.66 | $0.63 | $0.61 | $0.63 | $0.62 | $0.59 | $0.56 | $0.57 | $0.58 | $0.51 | $0.50 | $0.52 | $0.44 | $0.63 | $0.69 | $0.83 | $0.75 | $0.68 | $0.55 | $0.65 | $0.66 | $0.67 | $0.65 | $0.60 | $0.34 | $0.30 | $0.47 | $0.58 | $0.58 |
| High Forecast | $0.69 | $0.66 | $0.63 | $0.61 | $0.63 | $0.62 | $0.59 | $0.56 | $0.57 | $0.61 | $0.51 | $0.50 | $0.54 | $0.44 | $0.63 | $0.69 | $0.83 | $0.75 | $0.68 | $0.55 | $0.65 | $0.66 | $0.67 | $0.65 | $0.60 | $0.34 | $0.30 | $0.47 | $0.58 | $0.58 |
| Low Forecast | $0.69 | $0.66 | $0.63 | $0.61 | $0.63 | $0.62 | $0.59 | $0.56 | $0.57 | $0.57 | $0.51 | $0.50 | $0.50 | $0.44 | $0.63 | $0.69 | $0.83 | $0.75 | $0.68 | $0.55 | $0.65 | $0.66 | $0.67 | $0.65 | $0.60 | $0.34 | $0.30 | $0.47 | $0.58 | $0.58 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.89% | 0.85% | 0.75% | 0.89% | 0.98% | 0.89% | 0.78% | 0.89% | 1.24% | 1.17% | 1.27% | 1.10% | 1.51% | 1.06% | 0.85% | 1.05% | 1.03% |
According to 5 Wall Street analysts, United Community Banks's projected average Quarter EPS for Dec 23 is $0.52, with a low estimate of $0.50 and a high estimate of $0.54. This represents a 34.29% increase compared to UCBI previous annual EPS of $0.39 (Sep 23).
United Community Banks Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| HTBI | HomeTrust Bancshares | $32.63 | $42.00 | 28.72% | Buy |
| MPB | Mid Penn Bancorp | $31.01 | $35.00 | 12.87% | Buy |
| UCBI | United Community Banks | $27.83 | $31.33 | 12.58% | Buy |
| HOMB | Home Bancshares, Inc. (Conway, AR) | $26.94 | $30.00 | 11.36% | Buy |
| IBCP | Independent Bank | $32.72 | $35.50 | 8.50% | Buy |
| HBCP | Home Bancorp | $46.16 | $50.00 | 8.32% | Buy |
| SSB | SouthState | $95.65 | $101.60 | 6.22% | Buy |
| PNFP | Pinnacle Financial Partners | $103.83 | $108.80 | 4.79% | Buy |
| UVSP | Univest Financial | $27.79 | $27.50 | -1.04% | Buy |
| FFBC | First Financial Ban | $25.36 | $25.00 | -1.42% | Hold |
| STBA | S&T Bancorp | $37.59 | $36.50 | -2.90% | Hold |
| SFBS | ServisFirst Bancshares | $84.47 | $79.00 | -6.48% | Hold |
| SMBK | SmartFinancial | $32.57 | $30.33 | -6.88% | Hold |
| RBCAA | Republic Bancorp | $66.03 | $51.00 | -22.76% | Buy |
| ISTR | Investar | $20.81 | $13.50 | -35.13% | Buy |
UCBI Forecast FAQ
Is United Community Banks a good buy?
Yes, according to 1 Wall Street analysts, United Community Banks (UCBI) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 100.00% of UCBI's total ratings.
What is UCBI's price target?
United Community Banks (UCBI) average price target is $31.33 with a range of $26 to $35, implying a 3.95% from its last price of $30.14. The data is based on 1 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will United Community Banks stock go up soon?
According to Wall Street analysts' prediction for UCBI stock, the company can go up by 3.95% (from the last price of $30.14 to the average price target of $31.33), up by 16.12% based on the highest stock price target, and down by -13.74% based on the lowest stock price target.
Can United Community Banks stock reach $50?
UCBI's average twelve months analyst stock price target of $31.33 does not support the claim that United Community Banks can reach $50 in the near future.
What are United Community Banks's analysts' financial forecasts?
United Community Banks's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.02B (high $1.02B, low $1.02B), average EBITDA is $361.86M (high $361.86M, low $361.86M), average net income is $286.32M (high $286.32M, low $286.32M), average SG&A $352.94M (high $352.94M, low $352.94M), and average EPS is $2.39 (high $2.39, low $2.39). UCBI's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $2.43B (high $2.43B, low $2.43B), average EBITDA is $860.65M (high $860.65M, low $860.65M), average net income is $310.24M (high $310.24M, low $310.24M), average SG&A $839.43M (high $839.43M, low $839.43M), and average EPS is $2.59 (high $2.59, low $2.59).
Did the UCBI's actual financial results beat the analysts' financial forecasts?
Based on United Community Banks's last annual report (Dec 2022), the company's revenue was $868.13M, which missed the average analysts forecast of $882.21M by -1.60%. Apple's EBITDA was $423.63M, beating the average prediction of $316.84M by 33.70%. The company's net income was $277.47M, missing the average estimation of $280.8M by -1.19%. Apple's SG&A was $294.48M, missing the average forecast of $326.35M by -9.77%. Lastly, the company's EPS was $3.34, beating the average prediction of $2.81 by 18.65%. In terms of the last quarterly report (Sep 2023), United Community Banks's revenue was $229.28M, missing the average analysts' forecast of $242.99M by -5.64%. The company's EBITDA was $63.96M, missing the average prediction of $86M by -25.63%. United Community Banks's net income was $47.87M, missing the average estimation of $52.71M by -9.18%. The company's SG&A was $87.74M, beating the average forecast of $83.88M by 4.59%. Lastly, the company's EPS was $0.39, missing the average prediction of $0.44 by -11.36%