United Community Banks (UCBI) Stock Forecast, Price Target & Predictions
UCBI Stock Forecast
United Community Banks stock forecast is as follows: an average price target of $31.33 (represents a 3.95% upside from UCBI’s last price of $30.14) and a rating consensus of 'Buy', based on 1 wall street analysts offering a 1-year stock forecast.
UCBI Price Target
The average price target for United Community Banks (UCBI) is $31.33 based on 1-year price targets from 1 Wall Street analysts in the past 3 months, with a price target range of $35.00 to $26.00. This represents a potential 3.95% upside from UCBI's last price of $30.14.
UCBI Analyst Ratings
According to 1 Wall Street analysts, United Community Banks's rating consensus is 'Buy'. The analyst rating breakdown for UCBI stock is 0 'Strong Buy' (0.00%), 1 'Buy' (100.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
United Community Banks Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Jul 25, 2024 | Gary Tenner | D.A. Davidson | $35.00 | $30.99 | 12.94% | 16.12% |
| Jul 08, 2024 | Brandon King | Truist Financial | $26.00 | $24.68 | 5.35% | -13.74% |
| Apr 01, 2024 | Brandon King | Truist Financial | $28.00 | $26.32 | 6.38% | -7.10% |
| Jul 20, 2023 | Russell Gunther | Stephens | $33.00 | $27.94 | 18.11% | 9.49% |
| Jun 15, 2022 | - | Truist Financial | $32.00 | $28.91 | 10.69% | 6.17% |
The latest United Community Banks stock forecast, released on Jul 25, 2024 by Gary Tenner from D.A. Davidson, set a price target of $35.00, which represents a 12.94% increase from the stock price at the time of the forecast ($30.99), and a 16.12% increase from UCBI last price ($30.14).
United Community Banks Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | 3 |
| Avg Price Target | - | - | $29.67 |
| Last Closing Price | $30.14 | $30.14 | $30.14 |
| Upside/Downside | -100.00% | -100.00% | -1.56% |
In the current month, the average price target of United Community Banks stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to United Community Banks's last price of $30.14. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Jul 20, 2023 | Stephens | Overweight | Overweight | Hold |
United Community Banks's last stock rating was published by Stephens on Jul 20, 2023. The company gave UCBI a "Overweight" rating, the same as its previous rate.
United Community Banks Financial Forecast
United Community Banks Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | $229.28M | $231.48M | $235.94M | $237.68M | $226.20M | $206.37M | $197.88M | $169.71M | $176.38M | $168.75M | $171.67M | $182.31M | $172.21M | $144.56M | $140.29M | $130.38M | $148.37M |
| Avg Forecast | $657.97M | $623.39M | $590.64M | $559.60M | $262.60M | $259.44M | $253.36M | $246.97M | $247.35M | $247.82M | $238.95M | $232.00M | $226.07M | $242.99M | $241.46M | $249.82M | $238.76M | $227.14M | $213.43M | $202.89M | $178.67M | $172.72M | $169.90M | $179.05M | $180.26M | $167.61M | $142.23M | $141.50M | $145.29M | $144.34M |
| High Forecast | $657.97M | $623.39M | $590.64M | $559.60M | $262.60M | $259.44M | $253.36M | $246.97M | $247.35M | $248.39M | $238.95M | $232.00M | $254.55M | $242.99M | $241.46M | $249.82M | $238.76M | $227.14M | $213.43M | $202.89M | $178.67M | $172.72M | $169.90M | $179.05M | $180.26M | $167.61M | $142.23M | $141.50M | $145.29M | $144.34M |
| Low Forecast | $657.97M | $623.39M | $590.64M | $559.60M | $262.60M | $259.44M | $253.36M | $246.97M | $247.35M | $246.59M | $238.95M | $232.00M | $196.42M | $242.99M | $241.46M | $249.82M | $238.76M | $227.14M | $213.43M | $202.89M | $178.67M | $172.72M | $169.90M | $179.05M | $180.26M | $167.61M | $142.23M | $141.50M | $145.29M | $144.34M |
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.94% | 0.96% | 0.94% | 1.00% | 1.00% | 0.97% | 0.98% | 0.95% | 1.02% | 0.99% | 0.96% | 1.01% | 1.03% | 1.02% | 0.99% | 0.90% | 1.03% |
United Community Banks's average Quarter revenue forecast for Dec 23 based on 5 analysts is $226.07M, with a low forecast of $196.42M, and a high forecast of $254.55M. UCBI's average Quarter revenue forecast represents a -1.40% decrease compared to the company's last Quarter revenue of $229.28M (Sep 23).
United Community Banks EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $63.96M | $180.42M | $151.64M | $138.64M | $128.16M | $105.08M | $79.12M | $78.45M | $96.93M | $97.42M | $102.65M | $74.13M | $72.81M | $49.63M | $60.53M | $87.62M | $89.08M |
| Avg Forecast | $232.88M | $220.65M | $209.05M | $198.07M | $92.95M | $91.83M | $89.68M | $87.41M | $87.55M | $87.71M | $84.57M | $90.28M | $80.01M | $86.00M | $85.46M | $82.07M | $86.30M | $80.39M | $75.54M | $74.61M | $63.24M | $61.13M | $60.13M | $74.23M | $63.80M | $59.32M | $50.34M | $68.25M | $51.43M | $51.09M |
| High Forecast | $232.88M | $220.65M | $209.05M | $198.07M | $92.95M | $91.83M | $89.68M | $87.41M | $87.55M | $87.92M | $84.57M | $108.33M | $90.10M | $86.00M | $85.46M | $98.48M | $103.56M | $80.39M | $75.54M | $89.53M | $63.24M | $61.13M | $60.13M | $89.07M | $63.80M | $59.32M | $50.34M | $81.90M | $51.43M | $51.09M |
| Low Forecast | $232.88M | $220.65M | $209.05M | $198.07M | $92.95M | $91.83M | $89.68M | $87.41M | $87.55M | $87.28M | $84.57M | $72.22M | $69.52M | $86.00M | $85.46M | $65.66M | $69.04M | $80.39M | $75.54M | $59.69M | $63.24M | $61.13M | $60.13M | $59.38M | $63.80M | $59.32M | $50.34M | $54.60M | $51.43M | $51.09M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.74% | 2.11% | 1.85% | 1.61% | 1.59% | 1.39% | 1.06% | 1.24% | 1.59% | 1.62% | 1.38% | 1.16% | 1.23% | 0.99% | 0.89% | 1.70% | 1.74% |
5 analysts predict UCBI's average Quarter EBITDA for Dec 23 to be $80.01M, with a high of $90.10M and a low of $69.52M. This is 25.10% upper than United Community Banks's previous annual EBITDA (Sep 23) of $63.96M.
United Community Banks Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | $47.87M | $63.29M | $62.30M | $81.45M | $81.16M | $66.84M | $48.02M | $52.02M | $73.82M | $70.26M | $73.71M | $59.50M | $47.61M | $25.10M | $31.88M | $49.01M | $48.36M |
| Avg Forecast | $82.65M | $79.06M | $75.46M | $73.07M | $75.10M | $73.91M | $70.57M | $66.74M | $68.06M | $69.88M | $61.09M | $62.41M | $62.74M | $52.71M | $74.87M | $56.73M | $57.22M | $90.21M | $81.80M | $51.58M | $77.86M | $79.23M | $79.66M | $53.30M | $71.57M | $41.18M | $36.28M | $35.95M | $69.51M | $69.77M |
| High Forecast | $82.65M | $79.06M | $75.46M | $73.07M | $75.10M | $73.91M | $70.57M | $66.74M | $68.06M | $73.49M | $61.09M | $74.89M | $65.15M | $52.71M | $74.87M | $68.08M | $68.67M | $90.21M | $81.80M | $61.89M | $77.86M | $79.23M | $79.66M | $63.95M | $71.57M | $41.18M | $36.28M | $43.15M | $69.51M | $69.77M |
| Low Forecast | $82.65M | $79.06M | $75.46M | $73.07M | $75.10M | $73.91M | $70.57M | $66.74M | $68.06M | $68.67M | $61.09M | $49.93M | $60.32M | $52.71M | $74.87M | $45.39M | $45.78M | $90.21M | $81.80M | $41.26M | $77.86M | $79.23M | $79.66M | $42.64M | $71.57M | $41.18M | $36.28M | $28.76M | $69.51M | $69.77M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.91% | 0.85% | 1.10% | 1.42% | 0.90% | 0.82% | 0.93% | 0.67% | 0.93% | 0.88% | 1.38% | 0.83% | 1.16% | 0.69% | 0.89% | 0.71% | 0.69% |
United Community Banks's average Quarter net income forecast for Dec 23 is $62.74M, with a range of $60.32M to $65.15M. UCBI's average Quarter net income forecast represents a 31.07% increase compared to the company's last Quarter net income of $47.87M (Sep 23).
United Community Banks SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $87.74M | $82.71M | $85.05M | $73.29M | $72.72M | $73.80M | $74.67M | $74.41M | $72.74M | $71.83M | $72.70M | $82.79M | $70.85M | $63.80M | $61.73M | $61.54M | $60.03M |
| Avg Forecast | $227.14M | $215.20M | $203.90M | $193.18M | $90.65M | $89.56M | $87.46M | $85.26M | $85.39M | $85.55M | $82.49M | $111.81M | $78.04M | $83.88M | $83.35M | $101.65M | $81.85M | $78.41M | $73.68M | $92.41M | $61.68M | $59.62M | $58.65M | $52.57M | $62.23M | $57.86M | $49.10M | $69.61M | $50.16M | $49.83M |
| High Forecast | $227.14M | $215.20M | $203.90M | $193.18M | $90.65M | $89.56M | $87.46M | $85.26M | $85.39M | $85.75M | $82.49M | $134.17M | $87.88M | $83.88M | $83.35M | $121.98M | $98.23M | $78.41M | $73.68M | $110.89M | $61.68M | $59.62M | $58.65M | $63.09M | $62.23M | $57.86M | $49.10M | $83.54M | $50.16M | $49.83M |
| Low Forecast | $227.14M | $215.20M | $203.90M | $193.18M | $90.65M | $89.56M | $87.46M | $85.26M | $85.39M | $85.13M | $82.49M | $89.45M | $67.81M | $83.88M | $83.35M | $81.32M | $65.48M | $78.41M | $73.68M | $73.93M | $61.68M | $59.62M | $58.65M | $42.06M | $62.23M | $57.86M | $49.10M | $55.69M | $50.16M | $49.83M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.05% | 0.99% | 0.84% | 0.90% | 0.93% | 1.00% | 0.81% | 1.21% | 1.22% | 1.22% | 1.38% | 1.33% | 1.22% | 1.30% | 0.89% | 1.23% | 1.20% |
United Community Banks's average Quarter SG&A projection for Dec 23 is $78.04M, based on 5 Wall Street analysts, with a range of $67.81M to $87.88M. The forecast indicates a -11.05% fall compared to UCBI last annual SG&A of $87.74M (Sep 23).
United Community Banks EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 9 | 15 | 9 | 9 | 16 | 8 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $0.39 | $0.53 | $0.52 | $0.74 | $0.74 | $0.61 | $0.43 | $0.58 | $0.82 | $0.78 | $0.82 | $0.66 | $0.52 | $0.32 | $0.40 | $0.61 | $0.60 |
| Avg Forecast | $0.69 | $0.66 | $0.63 | $0.61 | $0.63 | $0.62 | $0.59 | $0.56 | $0.57 | $0.58 | $0.51 | $0.50 | $0.52 | $0.44 | $0.63 | $0.69 | $0.83 | $0.75 | $0.68 | $0.55 | $0.65 | $0.66 | $0.67 | $0.65 | $0.60 | $0.34 | $0.30 | $0.47 | $0.58 | $0.58 |
| High Forecast | $0.69 | $0.66 | $0.63 | $0.61 | $0.63 | $0.62 | $0.59 | $0.56 | $0.57 | $0.61 | $0.51 | $0.50 | $0.54 | $0.44 | $0.63 | $0.69 | $0.83 | $0.75 | $0.68 | $0.55 | $0.65 | $0.66 | $0.67 | $0.65 | $0.60 | $0.34 | $0.30 | $0.47 | $0.58 | $0.58 |
| Low Forecast | $0.69 | $0.66 | $0.63 | $0.61 | $0.63 | $0.62 | $0.59 | $0.56 | $0.57 | $0.57 | $0.51 | $0.50 | $0.50 | $0.44 | $0.63 | $0.69 | $0.83 | $0.75 | $0.68 | $0.55 | $0.65 | $0.66 | $0.67 | $0.65 | $0.60 | $0.34 | $0.30 | $0.47 | $0.58 | $0.58 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.89% | 0.85% | 0.75% | 0.89% | 0.98% | 0.89% | 0.78% | 0.89% | 1.24% | 1.17% | 1.27% | 1.10% | 1.51% | 1.06% | 0.85% | 1.05% | 1.03% |
According to 5 Wall Street analysts, United Community Banks's projected average Quarter EPS for Dec 23 is $0.52, with a low estimate of $0.50 and a high estimate of $0.54. This represents a 34.29% increase compared to UCBI previous annual EPS of $0.39 (Sep 23).
United Community Banks Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| UCBI | United Community Banks | $27.83 | $31.33 | 12.58% | Buy |
| HTBI | HomeTrust Bancshares | $37.44 | $42.00 | 12.18% | Buy |
| MPB | Mid Penn Bancorp | $31.65 | $35.00 | 10.58% | Buy |
| HBCP | Home Bancorp | $48.91 | $50.00 | 2.23% | Buy |
| HOMB | Home Bancshares, Inc. (Conway, AR) | $30.75 | $30.00 | -2.44% | Buy |
| SSB | SouthState | $106.83 | $101.60 | -4.90% | Buy |
| IBCP | Independent Bank | $37.72 | $35.50 | -5.89% | Buy |
| UVSP | Univest Financial | $30.92 | $27.50 | -11.06% | Buy |
| PNFP | Pinnacle Financial Partners | $122.46 | $108.80 | -11.15% | Buy |
| STBA | S&T Bancorp | $42.52 | $36.50 | -14.16% | Hold |
| FFBC | First Financial Ban | $29.36 | $25.00 | -14.85% | Hold |
| SFBS | ServisFirst Bancshares | $93.25 | $79.00 | -15.28% | Hold |
| SMBK | SmartFinancial | $36.05 | $30.33 | -15.87% | Hold |
| RBCAA | Republic Bancorp | $76.01 | $51.00 | -32.90% | Buy |
| ISTR | Investar | $23.39 | $13.50 | -42.28% | Buy |