Travelers Companies (TRV) Stock Forecast, Price Target & Predictions
TRV Stock Forecast
Travelers Companies stock forecast is as follows: an average price target of $214.06 (represents a -11.39% downside from TRV’s last price of $241.57) and a rating consensus of 'Hold', based on 14 wall street analysts offering a 1-year stock forecast.
TRV Price Target
The average price target for Travelers Companies (TRV) is $214.06 based on 1-year price targets from 14 Wall Street analysts in the past 3 months, with a price target range of $286.00 to $152.00. This represents a potential -11.39% downside from TRV's last price of $241.57.
TRV Analyst Ratings
According to 14 Wall Street analysts, Travelers Companies's rating consensus is 'Hold'. The analyst rating breakdown for TRV stock is 1 'Strong Buy' (7.14%), 5 'Buy' (35.71%), 6 'Hold' (42.86%), 2 'Sell' (14.29%), and 0 'Strong Sell' (0.00%).
Travelers Companies Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Sep 04, 2024 | Alex Scott | Barclays | $286.00 | $231.42 | 23.58% | 18.39% |
| Jul 22, 2024 | Paul Newsome | Piper Sandler | $207.00 | $203.48 | 1.73% | -14.31% |
| Jul 22, 2024 | Alex Scott | Goldman Sachs | $196.00 | $203.48 | -3.68% | -18.86% |
| Jul 19, 2024 | Cathy Seifert | CFRA | $225.00 | $203.48 | 10.58% | -6.86% |
| Jul 19, 2024 | David Motemaden | Evercore ISI | $236.00 | $203.48 | 15.98% | -2.31% |
| Jul 19, 2024 | Bob Huang | Morgan Stanley | $210.00 | $203.48 | 3.20% | -13.07% |
| Jul 19, 2024 | Michael Zaremski | BMO Capital | $240.00 | $203.48 | 17.95% | -0.65% |
| Jul 19, 2024 | Jimmy Bhullar | J.P. Morgan | $242.00 | $220.60 | 9.70% | 0.18% |
| Jul 15, 2024 | Stephen Tusa | J.P. Morgan | $95.00 | $213.07 | -55.41% | -60.67% |
| Apr 18, 2024 | Mark Dwelle | RBC Capital | $225.00 | $206.58 | 8.92% | -6.86% |
The latest Travelers Companies stock forecast, released on Sep 04, 2024 by Alex Scott from Barclays, set a price target of $286.00, which represents a 23.58% increase from the stock price at the time of the forecast ($231.42), and a 18.39% increase from TRV last price ($241.57).
Travelers Companies Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | 1 | 9 | 17 |
| Avg Price Target | $286.00 | $215.22 | $218.94 |
| Last Closing Price | $241.57 | $241.57 | $241.57 |
| Upside/Downside | 18.39% | -10.91% | -9.37% |
In the current month, the average price target of Travelers Companies stock is $286.00, according to 1 Wall Street analyst offering twelve months forecast. The average price target represents a 18.39% increase as opposed to Travelers Companies's last price of $241.57. This month's average price target is up 32.89% compared to last quarter, and up 30.63% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Sep 04, 2024 | Barclays | - | Overweight | Initialise |
| Jul 30, 2024 | Piper Sandler | Underperform | Underperform | Hold |
| Jul 22, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| Jul 22, 2024 | RBC Capital | Sector Perform | Sector Perform | Hold |
| Jul 19, 2024 | Evercore ISI | Outperform | Outperform | Hold |
| Jul 19, 2024 | Morgan Stanley | Positive | Positive | Hold |
| Jul 19, 2024 | Citigroup | Sell | Sell | Hold |
| Jul 19, 2024 | Goldman Sachs | Sell | Sell | Hold |
| Jul 19, 2024 | BMO Capital | Outperform | Outperform | Hold |
| Jul 15, 2024 | Cowen & Co. | - | Hold | Downgrade |
Travelers Companies's last stock rating was published by Barclays on Sep 04, 2024. The company Initialise its TRV rating from "null" to "Overweight".
Travelers Companies Financial Forecast
Travelers Companies Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | $10.63B | $10.10B | $9.70B | $9.64B | $9.00M | - | $8.81B | $9.01B | $8.80B | $8.69B | $8.31B | $8.40B | $8.28B | $7.40B | $7.91B | $8.06B | $8.01B |
| Avg Forecast | $12.02B | $12.75B | $12.57B | $11.42B | $11.84B | $12.30B | $12.04B | $11.31B | $11.10B | $11.47B | $11.35B | $10.57B | $10.27B | $10.40B | $10.03B | $9.34B | $8.76B | $8.93B | $8.73B | $8.03B | $7.73B | $8.17B | $7.74B | $7.55B | $7.30B | $7.59B | $7.35B | $7.42B | $7.10B | $7.36B |
| High Forecast | $12.38B | $13.14B | $12.95B | $11.76B | $12.20B | $12.67B | $12.41B | $11.66B | $11.43B | $11.81B | $11.69B | $10.89B | $10.44B | $10.72B | $10.34B | $9.62B | $9.03B | $9.20B | $8.73B | $8.22B | $7.91B | $8.36B | $7.92B | $7.74B | $7.47B | $7.78B | $7.53B | $7.60B | $7.27B | $7.54B |
| Low Forecast | $11.73B | $12.44B | $12.27B | $11.14B | $11.56B | $12.01B | $11.75B | $11.04B | $10.83B | $11.10B | $11.07B | $10.31B | $10.05B | $10.15B | $9.79B | $9.12B | $8.55B | $8.72B | $8.73B | $7.83B | $7.54B | $7.97B | $7.55B | $7.37B | $7.12B | $7.41B | $7.17B | $7.24B | $6.93B | $7.19B |
| # Analysts | 9 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | 9 | 10 | 9 | 4 | 8 | 4 | 5 | 4 | 4 | 3 | 5 | 3 | 6 | 4 | 8 | 10 | 14 | 8 | 8 | 10 | 13 | 7 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.02% | 1.01% | 1.04% | 1.10% | 0.00% | - | 1.10% | 1.17% | 1.08% | 1.12% | 1.10% | 1.15% | 1.09% | 1.01% | 1.07% | 1.14% | 1.09% |
Travelers Companies's average Quarter revenue forecast for Dec 23 based on 8 analysts is $10.27B, with a low forecast of $10.05B, and a high forecast of $10.44B. TRV's average Quarter revenue forecast represents a -3.39% decrease compared to the company's last Quarter revenue of $10.63B (Sep 23).
Travelers Companies EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 9 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | 9 | 10 | 9 | 4 | 8 | 4 | 5 | 4 | 4 | 3 | 5 | 3 | 6 | 4 | 8 | 10 | 14 | 8 | 8 | 10 | 13 | 7 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $472.00M | $44.00M | $1.22B | $1.28B | $811.00M | - | $1.50B | $1.95B | $1.08B | $1.43B | $1.21B | $1.91B | $1.26B | $188.00M | $1.01B | $1.34B | $696.00M |
| Avg Forecast | $1.24B | $1.32B | $1.30B | $1.18B | $1.22B | $1.27B | $1.24B | $1.17B | $1.15B | $1.18B | $1.17B | $1.51B | $1.06B | $1.07B | $1.04B | $1.37B | $904.03M | $835.45M | $900.73M | $1.25B | $1.27B | $759.50M | $836.12M | $1.02B | $958.50M | $1.22B | $188.00M | $1.09B | $1.33B | $968.48M |
| High Forecast | $1.28B | $1.36B | $1.34B | $1.21B | $1.26B | $1.31B | $1.28B | $1.20B | $1.18B | $1.22B | $1.21B | $1.81B | $1.08B | $1.11B | $1.07B | $1.65B | $931.49M | $1.00B | $900.73M | $1.50B | $1.52B | $911.40M | $1.00B | $1.23B | $1.15B | $1.47B | $225.60M | $1.31B | $1.59B | $1.16B |
| Low Forecast | $1.21B | $1.28B | $1.27B | $1.15B | $1.19B | $1.24B | $1.21B | $1.14B | $1.12B | $1.15B | $1.14B | $1.21B | $1.04B | $1.05B | $1.01B | $1.10B | $882.33M | $668.36M | $900.73M | $999.22M | $1.02B | $607.60M | $668.89M | $819.61M | $766.80M | $977.28M | $150.40M | $870.61M | $1.06B | $774.78M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.44% | 0.04% | 0.89% | 1.42% | 0.97% | - | 1.20% | 1.53% | 1.43% | 1.71% | 1.18% | 1.99% | 1.03% | 1.00% | 0.93% | 1.01% | 0.72% |
8 analysts predict TRV's average Quarter EBITDA for Dec 23 to be $1.06B, with a high of $1.08B and a low of $1.04B. This is 124.64% upper than Travelers Companies's previous annual EBITDA (Sep 23) of $472.00M.
Travelers Companies Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 9 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | 9 | 10 | 9 | 4 | 8 | 4 | 5 | 4 | 4 | 3 | 5 | 3 | 6 | 4 | 8 | 10 | 14 | 8 | 8 | 10 | 13 | 7 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | $404.00M | $-14.00M | $975.00M | $819.00M | $454.00M | - | $1.02B | $1.33B | $662.00M | $934.00M | $733.00M | $1.31B | $827.00M | $-40.00M | $600.00M | $873.00M | $396.00M |
| Avg Forecast | $1.69B | $1.07B | $812.22M | $1.40B | $1.60B | $1.03B | $836.28M | $1.34B | $1.45B | $893.06M | $464.84M | $1.02B | $1.18B | $693.87M | $475.21M | $930.58M | $787.16M | $509.74M | $457.02M | $845.98M | $870.25M | $463.40M | $546.49M | $621.66M | $657.06M | $802.44M | $-40.00M | $648.42M | $865.04M | $551.03M |
| High Forecast | $1.76B | $1.12B | $844.30M | $1.46B | $1.67B | $1.07B | $869.31M | $1.39B | $1.51B | $1.10B | $483.20M | $1.23B | $1.32B | $721.27M | $493.98M | $1.12B | $818.24M | $611.69M | $457.02M | $1.02B | $1.04B | $556.08M | $655.79M | $745.99M | $788.47M | $962.92M | $-32.00M | $778.11M | $1.04B | $661.24M |
| Low Forecast | $1.64B | $1.04B | $786.87M | $1.36B | $1.55B | $993.37M | $810.18M | $1.30B | $1.41B | $718.64M | $450.33M | $818.91M | $1.07B | $672.21M | $460.38M | $744.47M | $762.59M | $407.79M | $457.02M | $676.79M | $696.20M | $370.72M | $437.19M | $497.33M | $525.65M | $641.95M | $-48.00M | $518.74M | $692.03M | $440.82M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.58% | -0.03% | 1.05% | 1.04% | 0.89% | - | 1.20% | 1.53% | 1.43% | 1.71% | 1.18% | 1.99% | 1.03% | 1.00% | 0.93% | 1.01% | 0.72% |
Travelers Companies's average Quarter net income forecast for Dec 23 is $1.18B, with a range of $1.07B to $1.32B. TRV's average Quarter net income forecast represents a 191.98% increase compared to the company's last Quarter net income of $404.00M (Sep 23).
Travelers Companies SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 9 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | 9 | 10 | 9 | 4 | 8 | 4 | 5 | 4 | 4 | 3 | 5 | 3 | 6 | 4 | 8 | 10 | 14 | 8 | 8 | 10 | 13 | 7 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $1.31B | $1.31B | $1.27B | $1.20B | $1.19B | - | $1.19B | $1.15B | $1.19B | $1.17B | $1.16B | $1.14B | $1.11B | $1.12B | $1.14B | $1.08B | $1.10B |
| Avg Forecast | $1.61B | $1.71B | $1.68B | $1.53B | $1.58B | $1.65B | $1.61B | $1.51B | $1.49B | $1.53B | $1.52B | $1.20B | $1.37B | $1.39B | $1.34B | $1.09B | $1.17B | $913.99M | $1.17B | $989.75M | $752.74M | $830.90M | $686.91M | $986.34M | $572.80M | $1.08B | $1.12B | $1.23B | $1.08B | $1.53B |
| High Forecast | $1.66B | $1.76B | $1.73B | $1.57B | $1.63B | $1.70B | $1.66B | $1.56B | $1.53B | $1.58B | $1.56B | $1.44B | $1.40B | $1.43B | $1.38B | $1.31B | $1.21B | $1.10B | $1.17B | $1.19B | $903.28M | $997.08M | $824.30M | $1.18B | $687.35M | $1.29B | $1.35B | $1.47B | $1.29B | $1.83B |
| Low Forecast | $1.57B | $1.67B | $1.64B | $1.49B | $1.55B | $1.61B | $1.57B | $1.48B | $1.45B | $1.49B | $1.48B | $958.08M | $1.34B | $1.36B | $1.31B | $870.98M | $1.14B | $731.19M | $1.17B | $791.80M | $602.19M | $664.72M | $549.53M | $789.07M | $458.24M | $860.85M | $896.80M | $983.01M | $860.09M | $1.22B |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.94% | 0.97% | 1.16% | 1.03% | 1.31% | - | 1.20% | 1.53% | 1.43% | 1.71% | 1.18% | 1.99% | 1.03% | 1.00% | 0.93% | 1.01% | 0.72% |
Travelers Companies's average Quarter SG&A projection for Dec 23 is $1.37B, based on 8 Wall Street analysts, with a range of $1.34B to $1.40B. The forecast indicates a 4.80% rise compared to TRV last annual SG&A of $1.31B (Sep 23).
Travelers Companies EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 9 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | 9 | 10 | 9 | 4 | 8 | 4 | 5 | 4 | 4 | 3 | 5 | 3 | 6 | 4 | 8 | 10 | 14 | 8 | 8 | 10 | 13 | 7 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $1.77 | $-0.06 | $4.18 | $3.49 | $1.91 | - | $4.20 | $5.47 | $2.65 | $3.70 | $2.89 | $5.13 | $3.24 | $-0.16 | $2.34 | $3.37 | $1.52 |
| Avg Forecast | $7.30 | $4.63 | $3.51 | $6.05 | $6.93 | $4.43 | $3.61 | $5.79 | $6.28 | $3.86 | $2.01 | $4.92 | $5.10 | $3.00 | $2.05 | $3.56 | $3.40 | $1.54 | $1.97 | $3.61 | $3.86 | $1.83 | $2.39 | $2.37 | $3.18 | $3.03 | $-0.20 | $2.82 | $3.29 | $2.35 |
| High Forecast | $7.59 | $4.82 | $3.65 | $6.29 | $7.21 | $4.60 | $3.76 | $6.02 | $6.53 | $4.76 | $2.09 | $5.12 | $5.71 | $3.12 | $2.13 | $3.71 | $3.53 | $1.60 | $1.97 | $3.72 | $3.98 | $1.88 | $2.46 | $2.44 | $3.28 | $3.13 | $-0.20 | $2.91 | $3.39 | $2.42 |
| Low Forecast | $7.07 | $4.49 | $3.40 | $5.86 | $6.72 | $4.29 | $3.50 | $5.61 | $6.08 | $3.10 | $1.95 | $4.77 | $4.63 | $2.90 | $1.99 | $3.45 | $3.29 | $1.49 | $1.97 | $3.49 | $3.74 | $1.77 | $2.31 | $2.29 | $3.08 | $2.94 | $-0.21 | $2.73 | $3.19 | $2.27 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.59% | -0.03% | 1.17% | 1.03% | 1.24% | - | 1.16% | 1.42% | 1.45% | 1.55% | 1.22% | 1.61% | 1.07% | 0.79% | 0.83% | 1.02% | 0.65% |
According to 8 Wall Street analysts, Travelers Companies's projected average Quarter EPS for Dec 23 is $5.10, with a low estimate of $4.63 and a high estimate of $5.71. This represents a 187.88% increase compared to TRV previous annual EPS of $1.77 (Sep 23).
Travelers Companies Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| WRB | W. R. Berkley | $58.13 | $76.88 | 32.26% | Buy |
| RLI | RLI | $153.27 | $152.67 | -0.39% | Buy |
| MKL | Markel | $1.58K | $1.56K | -1.28% | Buy |
| CINF | Cincinnati Financial | $136.17 | $131.25 | -3.61% | Buy |
| CNA | CNA Financial | $50.16 | $45.00 | -10.29% | Buy |
| ALL | Allstate | $190.26 | $170.14 | -10.58% | Buy |
| TRV | Travelers Companies | $241.54 | $214.06 | -11.38% | Hold |
| CB | Chubb | $290.78 | $253.80 | -12.72% | Buy |
| PGR | Progressive | $256.91 | $222.25 | -13.49% | Buy |
TRV Forecast FAQ
Is Travelers Companies a good buy?
No, according to 14 Wall Street analysts, Travelers Companies (TRV) is considered a 'Hold'. The rating consensus is based on 1 'Strong Buy' and 5 'Buy' recommendations, accounting for 42.86% of TRV's total ratings.
What is TRV's price target?
Travelers Companies (TRV) average price target is $214.06 with a range of $152 to $286, implying a -11.39% from its last price of $241.57. The data is based on 14 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Travelers Companies stock go up soon?
According to Wall Street analysts' prediction for TRV stock, the company can go down by -11.39% (from the last price of $241.57 to the average price target of $214.06), up by 18.39% based on the highest stock price target, and down by -37.08% based on the lowest stock price target.
Can Travelers Companies stock reach $400?
TRV's average twelve months analyst stock price target of $214.06 does not support the claim that Travelers Companies can reach $400 in the near future.
What is Travelers Companies's current price target trend?
1 Wall Street analyst forecast a $286 price target for Travelers Companies (TRV) this month, up 18.39% from its last price of $241.57. Compared to the last 3 and 12 months, the average price target decreased by -10.91% and decreased by -9.37%, respectively.
What are Travelers Companies's analysts' financial forecasts?
Travelers Companies's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $47.5B (high $48.94B, low $46.36B), average EBITDA is $4.9B (high $5.05B, low $4.78B), average net income is $4.81B (high $5B, low $4.66B), average SG&A $6.36B (high $6.55B, low $6.2B), and average EPS is $20.77 (high $21.59, low $20.12). TRV's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $48.75B (high $50.23B, low $47.58B), average EBITDA is $5.03B (high $5.18B, low $4.91B), average net income is $4.98B (high $5.17B, low $4.82B), average SG&A $6.52B (high $6.72B, low $6.37B), and average EPS is $21.49 (high $22.34, low $20.82).
Did the TRV's actual financial results beat the analysts' financial forecasts?
Based on Travelers Companies's last annual report (Dec 2022), the company's revenue was $36.88B, beating the average analysts forecast of $34.45B by 7.06%. Apple's EBITDA was $4.58B, beating the average prediction of $3.89B by 17.63%. The company's net income was $2.84B, beating the average estimation of $2.6B by 9.31%. Apple's SG&A was $4.81B, beating the average forecast of $4.24B by 13.33%. Lastly, the company's EPS was $11.91, beating the average prediction of $10.52 by 13.24%. In terms of the last quarterly report (Sep 2023), Travelers Companies's revenue was $10.64B, beating the average analysts' forecast of $10.4B by 2.22%. The company's EBITDA was $472M, missing the average prediction of $1.07B by -56.04%. Travelers Companies's net income was $404M, missing the average estimation of $693.87M by -41.78%. The company's SG&A was $1.31B, missing the average forecast of $1.39B by -5.76%. Lastly, the company's EPS was $1.77, missing the average prediction of $3 by -40.95%