Synchrony Financial (SYF) Stock Forecast, Price Target & Predictions
SYF Stock Forecast
Synchrony Financial stock forecast is as follows: an average price target of $51.94 (represents a 10.21% upside from SYF’s last price of $47.13) and a rating consensus of 'Buy', based on 17 wall street analysts offering a 1-year stock forecast.
SYF Price Target
SYF Analyst Ratings
Synchrony Financial Price Target by Analyst
Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
---|---|---|---|---|---|---|
Aug 09, 2024 | Mihir Bhatia | Bank of America Securities | $54.00 | $45.76 | 18.01% | 14.58% |
Jul 18, 2024 | Donald Fandetti | Wells Fargo | $53.00 | $52.22 | 1.49% | 12.45% |
Jul 18, 2024 | Terry Ma | Barclays | $49.00 | $52.22 | -6.17% | 3.97% |
Jul 16, 2024 | David Rochester | Compass Point | $56.00 | $50.72 | 10.41% | 18.82% |
Jul 16, 2024 | David Scharf | JMP Securities | $60.00 | $50.72 | 18.30% | 27.31% |
Jun 27, 2024 | Brennan Crowley | Robert W. Baird | $56.00 | $44.23 | 26.61% | 18.82% |
Jun 10, 2024 | Ryan Nash | Goldman Sachs | $51.00 | $44.00 | 15.91% | 8.21% |
Apr 25, 2024 | James Fotheringham | Capital One Financial | $41.00 | $44.34 | -7.53% | -13.01% |
Apr 25, 2024 | James Fotheringham | BMO Capital | $41.00 | $45.02 | -8.93% | -13.01% |
Apr 25, 2024 | Jon Arfstrom | RBC Capital | $47.00 | $45.02 | 4.40% | -0.28% |
Synchrony Financial Price Target by Period
1M | 3M | 12M | |
---|---|---|---|
# Anlaysts | - | 6 | 11 |
Avg Price Target | - | $54.67 | $50.73 |
Last Closing Price | $47.13 | $47.13 | $47.13 |
Upside/Downside | -100.00% | 16.00% | 7.64% |
Analyst Ratings Upgrades/Downgrades
Date | Company | Previous Rating | New Rating | Rating Change |
---|---|---|---|---|
Sep 11, 2024 | Cowen & Co. | Buy | Buy | Hold |
Aug 09, 2024 | Bank of America Securities | Neutral | Buy | Upgrade |
Jul 18, 2024 | Goldman Sachs | Buy | Buy | Hold |
Jul 18, 2024 | BMO Capital | Market Perform | Market Perform | Hold |
Jul 18, 2024 | RBC Capital | Sector Perform | Sector Perform | Hold |
Jul 18, 2024 | Cowen & Co. | Buy | Buy | Hold |
Jul 16, 2024 | JMP Securities | Outperform | Outperform | Hold |
Jul 15, 2024 | Compass Point | - | Buy | Initialise |
Jul 09, 2024 | Jefferies | Buy | Buy | Hold |
Jul 09, 2024 | Wells Fargo | Equal-Weight | Equal-Weight | Hold |
Synchrony Financial Financial Forecast
Synchrony Financial Revenue Forecast
Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | - | - | - | - | - | - | - | - | - | - | - | - | $3.66B | $5.35B | $3.29B | $4.12B | $4.14B | $3.97B | - | $3.90B | $4.00B | $3.75B | $3.40B | $3.57B | $3.74B | $3.59B | $3.49B | $3.99B | $4.13B | $4.47B |
Avg Forecast | $4.24B | $3.97B | $3.70B | $3.69B | $3.85B | $3.71B | $3.65B | $3.64B | $3.62B | $3.75B | $3.67B | $3.89B | $3.54B | $3.38B | $3.24B | $3.14B | $3.05B | $2.80B | $2.74B | $2.66B | $2.60B | $2.52B | $2.61B | $2.68B | $2.73B | $2.78B | $2.99B | $3.37B | $3.15B | $3.43B |
High Forecast | $4.39B | $4.11B | $3.83B | $3.82B | $3.99B | $3.84B | $3.78B | $3.77B | $3.75B | $3.77B | $3.80B | $4.03B | $3.58B | $4.10B | $3.36B | $3.25B | $3.16B | $2.90B | $2.74B | $2.75B | $2.68B | $2.60B | $2.69B | $2.76B | $2.82B | $2.87B | $3.09B | $3.49B | $3.25B | $3.55B |
Low Forecast | $3.48B | $3.26B | $3.04B | $3.03B | $3.16B | $3.04B | $3.00B | $2.99B | $2.97B | $3.69B | $3.02B | $3.20B | $3.47B | $3.27B | $2.66B | $2.58B | $2.50B | $2.30B | $2.74B | $2.60B | $2.53B | $2.45B | $2.54B | $2.61B | $2.66B | $2.71B | $2.92B | $3.29B | $3.07B | $3.35B |
# Analysts | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 7 | 15 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.03% | 1.58% | 1.02% | 1.31% | 1.36% | 1.42% | - | 1.46% | 1.54% | 1.49% | 1.30% | 1.33% | 1.37% | 1.29% | 1.17% | 1.18% | 1.31% | 1.30% |
Synchrony Financial EBITDA Forecast
Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
# Analysts | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 7 | 15 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | $657.00M | $833.00M | $1.64B | $1.52B | $1.41B | $1.43B | - | $1.57B | $1.38B | $1.83B | $2.00B | $1.71B | $1.37B | $889.00M | $590.00M | $995.00M | $1.57B | $2.06B |
Avg Forecast | $1.51B | $1.41B | $1.32B | $1.31B | $1.37B | $1.32B | $1.30B | $1.30B | $1.29B | $1.34B | $1.31B | $1.61B | $1.26B | $1.20B | $1.15B | $1.46B | $1.09B | $1.77B | $976.12M | $1.33B | $1.38B | $1.61B | $1.23B | $1.28B | $873.82M | $1.00B | $849.60M | $1.20B | $1.54B | $1.90B |
High Forecast | $1.56B | $1.46B | $1.36B | $1.36B | $1.42B | $1.37B | $1.35B | $1.34B | $1.34B | $1.34B | $1.35B | $1.93B | $1.27B | $1.46B | $1.20B | $1.76B | $1.12B | $2.13B | $976.12M | $1.60B | $1.65B | $1.93B | $1.48B | $1.53B | $1.05B | $1.20B | $1.02B | $1.24B | $1.85B | $2.28B |
Low Forecast | $1.24B | $1.16B | $1.08B | $1.08B | $1.13B | $1.08B | $1.07B | $1.06B | $1.06B | $1.32B | $1.07B | $1.29B | $1.23B | $1.17B | $947.76M | $1.17B | $891.98M | $1.42B | $976.12M | $1.06B | $1.10B | $1.29B | $983.73M | $1.02B | $699.06M | $800.10M | $679.68M | $1.17B | $1.23B | $1.52B |
Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.52% | 0.69% | 1.42% | 1.04% | 1.30% | 0.81% | - | 1.18% | 1.00% | 1.14% | 1.63% | 1.34% | 1.57% | 0.89% | 0.69% | 0.83% | 1.02% | 1.09% |
Synchrony Financial Net Income Forecast
Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
# Analysts | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 7 | 15 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
Net Income | - | - | - | - | - | - | - | - | - | - | - | - | $440.00M | $628.00M | $569.00M | $601.00M | $577.00M | $703.00M | - | $932.00M | $813.00M | $1.14B | $1.24B | $1.02B | $738.00M | $313.00M | $48.00M | $286.00M | $731.00M | $1.06B |
Avg Forecast | $710.48M | $814.96M | $761.37M | $721.43M | $568.87M | $633.13M | $602.49M | $581.04M | $522.28M | $716.76M | $542.25M | $949.00M | $375.02M | $577.61M | $501.37M | $862.73M | $447.93M | $1.10B | $573.53M | $784.30M | $813.00M | $1.00B | $762.10M | $765.04M | $470.37M | $352.13M | $69.12M | $1.67B | $717.46M | $971.89M |
High Forecast | $742.99M | $852.24M | $796.21M | $754.44M | $594.90M | $662.10M | $630.06M | $607.62M | $546.18M | $820.87M | $567.06M | $1.14B | $500.03M | $630.12M | $524.31M | $1.04B | $468.43M | $1.32B | $573.53M | $941.16M | $975.60M | $1.20B | $914.52M | $918.04M | $564.45M | $422.55M | $82.94M | $2.01B | $860.96M | $1.17B |
Low Forecast | $545.04M | $625.19M | $584.08M | $553.45M | $436.41M | $485.71M | $462.20M | $445.74M | $400.66M | $632.67M | $415.98M | $759.20M | $316.42M | $525.10M | $384.63M | $690.18M | $343.63M | $882.78M | $573.53M | $627.44M | $650.40M | $802.53M | $609.68M | $612.03M | $376.30M | $281.70M | $55.30M | $1.34B | $573.97M | $777.52M |
Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.17% | 1.09% | 1.13% | 0.70% | 1.29% | 0.64% | - | 1.19% | 1.00% | 1.14% | 1.63% | 1.34% | 1.57% | 0.89% | 0.69% | 0.17% | 1.02% | 1.09% |
Synchrony Financial SG&A Forecast
Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
# Analysts | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 7 | 15 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
SG&A | - | - | - | - | - | - | - | - | - | - | - | - | $676.00M | $344.00M | $584.00M | $582.00M | $580.00M | $531.00M | - | $518.00M | $576.00M | $479.00M | $473.00M | $459.00M | $445.00M | $489.00M | $418.00M | $435.00M | $537.00M | $498.00M |
Avg Forecast | $697.18M | $652.30M | $607.89M | $605.62M | $633.35M | $608.92M | $599.92M | $598.08M | $595.29M | $616.51M | $603.84M | $335.55M | $581.31M | $555.82M | $532.64M | $305.04M | $501.29M | $463.25M | $450.32M | $277.31M | $576.00M | $421.13M | $290.24M | $342.59M | $283.63M | $550.13M | $768.96M | $3.26B | $646.80M | $575.22M |
High Forecast | $721.72M | $675.26M | $629.28M | $626.94M | $655.64M | $630.35M | $621.04M | $619.13M | $616.24M | $619.24M | $625.09M | $402.66M | $587.84M | $673.22M | $551.38M | $366.05M | $518.93M | $555.90M | $450.32M | $332.77M | $691.20M | $505.36M | $348.28M | $411.10M | $340.35M | $660.15M | $922.75M | $3.92B | $776.16M | $690.27M |
Low Forecast | $572.31M | $535.46M | $499.00M | $497.15M | $519.90M | $499.85M | $492.47M | $490.96M | $488.67M | $606.97M | $495.68M | $268.44M | $569.55M | $537.46M | $437.23M | $244.03M | $411.50M | $370.60M | $450.32M | $221.85M | $460.80M | $336.91M | $232.19M | $274.07M | $226.90M | $440.10M | $615.17M | $2.61B | $517.44M | $460.18M |
Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.16% | 0.62% | 1.10% | 1.91% | 1.16% | 1.15% | - | 1.87% | 1.00% | 1.14% | 1.63% | 1.34% | 1.57% | 0.89% | 0.54% | 0.13% | 0.83% | 0.87% |
Synchrony Financial EPS Forecast
Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
# Analysts | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 7 | 15 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $1.49 | $1.32 | $1.36 | $1.27 | $1.48 | - | $1.79 | $1.51 | $2.02 | $2.13 | $1.74 | $1.25 | $0.52 | $0.06 | $0.45 | $1.15 | $1.60 |
Avg Forecast | $1.76 | $2.02 | $1.89 | $1.79 | $1.41 | $1.57 | $1.50 | $1.44 | $1.30 | $1.78 | $1.35 | $1.34 | $0.93 | $1.43 | $1.25 | $1.42 | $1.11 | $1.39 | $1.41 | $1.53 | $1.48 | $1.51 | $1.39 | $1.37 | $0.90 | $0.74 | $0.13 | $-0.19 | $1.07 | $1.13 |
High Forecast | $1.85 | $2.12 | $1.98 | $1.87 | $1.48 | $1.64 | $1.56 | $1.51 | $1.36 | $2.04 | $1.41 | $1.40 | $1.24 | $1.57 | $1.30 | $1.49 | $1.16 | $1.46 | $1.41 | $1.59 | $1.54 | $1.57 | $1.45 | $1.43 | $0.94 | $0.77 | $0.14 | $-0.18 | $1.12 | $1.17 |
Low Forecast | $1.35 | $1.55 | $1.45 | $1.37 | $1.08 | $1.21 | $1.15 | $1.11 | $1.00 | $1.57 | $1.03 | $1.03 | $0.79 | $1.30 | $0.96 | $1.09 | $0.85 | $1.07 | $1.41 | $1.48 | $1.43 | $1.46 | $1.35 | $1.33 | $0.87 | $0.72 | $0.13 | $-0.20 | $1.04 | $1.09 |
Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.04% | 1.06% | 0.95% | 1.14% | 1.06% | - | 1.17% | 1.02% | 1.34% | 1.53% | 1.27% | 1.38% | 0.70% | 0.45% | -2.39% | 1.07% | 1.42% |
Synchrony Financial Peer Comparison by Price Target
Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
---|---|---|---|---|---|
GDOT | Green Dot | $11.52 | $25.00 | 117.01% | Hold |
ALLY | Ally Financial | $32.97 | $47.21 | 43.19% | Buy |
LC | LendingClub | $10.85 | $13.90 | 28.11% | Buy |
COF | Capital One Financial | $138.97 | $167.58 | 20.59% | Hold |
FCFS | FirstCash | $117.16 | $130.00 | 10.96% | Buy |
SYF | Synchrony Financial | $47.13 | $51.94 | 10.21% | Buy |
DFS | Discover Financial Services | $131.33 | $133.89 | 1.95% | Buy |
NAVI | Navient | $15.77 | $16.00 | 1.46% | Sell |
V | Visa | $287.35 | $289.33 | 0.69% | Buy |
MA | Mastercard | $493.36 | $469.03 | -4.93% | Buy |
AXP | American Express Company | $259.00 | $204.41 | -21.08% | Hold |
SYF Forecast FAQ
Is Synchrony Financial a good buy?
Yes, according to 17 Wall Street analysts, Synchrony Financial (SYF) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 10 'Buy' recommendations, accounting for 58.82% of SYF's total ratings.
What is SYF's price target?
Synchrony Financial (SYF) average price target is $51.94 with a range of $41 to $60, implying a 10.21% from its last price of $47.13. The data is based on 17 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Synchrony Financial stock go up soon?
According to Wall Street analysts' prediction for SYF stock, the company can go up by 10.21% (from the last price of $47.13 to the average price target of $51.94), up by 27.31% based on the highest stock price target, and down by -13.01% based on the lowest stock price target.
Can Synchrony Financial stock reach $70?
SYF's average twelve months analyst stock price target of $51.94 does not support the claim that Synchrony Financial can reach $70 in the near future.
What are Synchrony Financial's analysts' financial forecasts?
Synchrony Financial's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $14.85B (high $15.37B, low $12.19B), average EBITDA is $5.29B (high $5.48B, low $4.34B), average net income is $2.39B (high $2.49B, low $1.83B), average SG&A $2.44B (high $2.53B, low $2B), and average EPS is $5.93 (high $6.2, low $4.55). SYF's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $15.6B (high $16.15B, low $12.8B), average EBITDA is $5.56B (high $5.75B, low $4.56B), average net income is $3.01B (high $3.15B, low $2.31B), average SG&A $2.56B (high $2.65B, low $2.1B), and average EPS is $7.47 (high $7.81, low $5.73).
Did the SYF's actual financial results beat the analysts' financial forecasts?
Based on Synchrony Financial's last annual report (Dec 2023), the company's revenue was $13.63B, beating the average analysts forecast of $13.3B by 2.47%. Apple's EBITDA was $3.36B, missing the average prediction of $5.08B by -33.84%. The company's net income was $2.24B, missing the average estimation of $2.32B by -3.40%. Apple's SG&A was $2.41B, beating the average forecast of $1.97B by 22.09%. Lastly, the company's EPS was $5.21, beating the average prediction of $5.04 by 3.45%. In terms of the last quarterly report (Dec 2023), Synchrony Financial's revenue was $3.66B, beating the average analysts' forecast of $3.54B by 3.44%. The company's EBITDA was $657M, missing the average prediction of $1.26B by -47.86%. Synchrony Financial's net income was $440M, beating the average estimation of $375.02M by 17.33%. The company's SG&A was $676M, beating the average forecast of $581.31M by 16.29%. Lastly, the company's EPS was $0, missing the average prediction of $0.931 by -100.00%