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Synchrony Financial (SYF) Stock Forecast, Price Target & Predictions

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SYF Stock Forecast

Synchrony Financial (SYF) stock forecast, based on 36 Wall Street analysts, predicts a 12-month average price target of $54.00, with a high of $68.00 and a low of $40.00. This represents a 12.81% increase from the last price of $47.87.

$35 $42 $49 $56 $63 $70 High: $68 Avg: $54 Low: $40 Last Closed Price: $47.87

SYF Stock Rating

Synchrony Financial stock's rating consensus is Buy, based on 36 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 24 Buy (66.67%), 11 Hold (30.56%), 0 Sell (0.00%), and 1 Strong Sell (2.78%).

Buy
Total 36 1 11 24 Strong Sell Sell Hold Buy Strong Buy

SYF Price Target Upside V Benchmarks

TypeNameUpside
StockSynchrony Financial12.81%
SectorFinancial Services Stocks 15.02%
IndustryCredit Services Stocks20.69%

Price Target Trends

1M3M12M
# Anlaysts--16
Avg Price Target--$53.81
Last Closing Price$47.87$47.87$47.87
Upside/Downside--12.41%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Apr, 25697--22
Mar, 25697--22
Feb, 25696-122
Jan, 256107-124
Dec, 2451091-25
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 17, 2024Jeff AdelsonMorgan Stanley$40.00$56.52-29.23%-16.44%
Oct 17, 2024Jon ArfstromRBC Capital$62.00$56.529.70%29.52%
Oct 17, 2024Brennan CrowleyRobert W. Baird$62.00$56.529.70%29.52%
Oct 17, 2024Donald FandettiWells Fargo$60.00$56.526.16%25.34%
Oct 17, 2024Mark DeVriesDeutsche Bank$68.00$56.5220.31%42.05%
Oct 16, 2024Mihir BhatiaBank of America Securities$61.00$55.479.97%27.43%
Aug 09, 2024Mihir BhatiaBank of America Securities$54.00$45.7618.01%12.81%
Jul 18, 2024Donald FandettiWells Fargo$53.00$52.221.49%10.72%
Jul 18, 2024Terry MaBarclays$49.00$52.22-6.17%2.36%
Jul 16, 2024David RochesterCompass Point$56.00$50.7210.41%16.98%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Jan 29, 2025Cowen & Co.BuyBuyhold
Jan 03, 2025Deutsche BankBuyBuyhold
Dec 19, 2024Morgan StanleyUnderweightOverweightupgrade
Oct 17, 2024JMP SecuritiesMarket OutperformMarket Outperformhold
Oct 17, 2024JefferiesBuyBuyhold
Oct 17, 2024Morgan StanleyUnderweightUnderweighthold
Oct 17, 2024RBC CapitalSector PerformSector Performhold
Oct 17, 2024JMP SecuritiesOutperformOutperformhold
Oct 17, 2024Wells FargoEqual-WeightEqual-Weighthold
Oct 17, 2024BarclaysEqual-WeightEqual-Weighthold

Financial Forecast

EPS Forecast

$0 $3 $6 $9 $12 $15 Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$2.28$7.40$6.19$5.21$8.64---
Avg Forecast$2.02$7.22$5.96$5.09$6.64$7.05$8.24$10.35
High Forecast$2.17$7.76$6.47$5.40$6.88$8.70$9.51$14.21
Low Forecast$1.72$6.14$5.53$4.95$6.58$5.86$7.49$6.45
Surprise %12.87%2.49%3.86%2.36%30.12%---

Revenue Forecast

$5B $9B $13B $17B $21B $25B Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$11.16B$10.19B$16.00B$7.66B$22.64B---
Avg Forecast$11.19B$10.05B$11.59B$13.51B$15.73B$15.51B$16.26B$17.94B
High Forecast$11.84B$10.63B$12.34B$13.56B$15.78B$17.00B$17.98B$18.18B
Low Forecast$9.91B$8.90B$10.95B$13.44B$15.71B$14.41B$15.51B$17.70B
Surprise %-0.29%1.37%38.11%-43.29%43.93%---

Net Income Forecast

$1B $2B $3B $4B $5B $7B Dec 20 Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 20Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$1.39B$4.22B$3.02B$2.24B$3.50B---
Avg Forecast$2.56B$3.34B$3.62B$2.20B$2.85B$2.97B$3.29B$4.81B
High Forecast$3.08B$4.01B$4.34B$2.64B$2.91B$3.69B$4.03B$6.02B
Low Forecast$2.05B$2.67B$2.90B$1.76B$2.78B$2.48B$3.17B$2.73B
Surprise %-46.00%26.25%-16.69%1.91%22.81%---

SYF Forecast FAQ

Is Synchrony Financial stock a buy?

Synchrony Financial stock has a consensus rating of Buy, based on 36 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 24 Buy, 11 Hold, 0 Sell, and 1 Strong Sell, reflecting a consensus that Synchrony Financial is a favorable investment for most analysts.

What is Synchrony Financial's price target?

Synchrony Financial's price target, set by 36 Wall Street analysts, averages $54 over the next 12 months. The price target range spans from $40 at the low end to $68 at the high end, suggesting a potential 12.81% change from the previous closing price of $47.87.

How does Synchrony Financial stock forecast compare to its benchmarks?

Synchrony Financial's stock forecast shows a 12.81% upside, underperforming the average forecast for the financial services stocks sector (15.02%) and underperforming the credit services stocks industry (20.69%).

What is the breakdown of analyst ratings for Synchrony Financial over the past three months?

  • April 2025: 27.27% Strong Buy, 40.91% Buy, 31.82% Hold, 0% Sell, 0% Strong Sell.
  • March 2025: 27.27% Strong Buy, 40.91% Buy, 31.82% Hold, 0% Sell, 0% Strong Sell.
  • February 2025: 27.27% Strong Buy, 40.91% Buy, 27.27% Hold, 0% Sell, 4.55% Strong Sell.

What is Synchrony Financial’s EPS forecast?

Synchrony Financial's average annual EPS forecast for its fiscal year ending in December 2025 is $7.05, marking a -18.40% decrease from the reported $8.64 in 2024. Estimates for the following years are $8.24 in 2026, and $10.35 in 2027.

What is Synchrony Financial’s revenue forecast?

Synchrony Financial's average annual revenue forecast for its fiscal year ending in December 2025 is $15.51B, reflecting a -31.52% decrease from the reported $22.64B in 2024. The forecast for 2026 is $16.26B, and $17.94B for 2027.

What is Synchrony Financial’s net income forecast?

Synchrony Financial's net income forecast for the fiscal year ending in December 2025 stands at $2.97B, representing a -15.08% decrease from the reported $3.5B in 2024. Projections indicate $3.29B in 2026, and $4.81B in 2027.