South Plains Financial (SPFI) Stock Forecast, Price Target & Predictions
SPFI Stock Forecast
South Plains Financial stock forecast is as follows: an average price target of $36.00 (represents a -8.14% downside from SPFI’s last price of $39.19) and a rating consensus of 'Buy', based on 2 wall street analysts offering a 1-year stock forecast.
SPFI Price Target
The average price target for South Plains Financial (SPFI) is $36.00 based on 1-year price targets from 2 Wall Street analysts in the past 3 months, with a price target range of $36.00 to $36.00. This represents a potential -8.14% downside from SPFI's last price of $39.19.
SPFI Analyst Ratings
According to 2 Wall Street analysts, South Plains Financial's rating consensus is 'Buy'. The analyst rating breakdown for SPFI stock is 0 'Strong Buy' (0.00%), 1 'Buy' (50.00%), 0 'Hold' (0.00%), 1 'Sell' (50.00%), and 0 'Strong Sell' (0.00%).
South Plains Financial Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Jul 23, 2024 | Graham Dick | Piper Sandler | $36.00 | $32.21 | 11.77% | -8.14% |
The latest South Plains Financial stock forecast, released on Jul 23, 2024 by Graham Dick from Piper Sandler, set a price target of $36.00, which represents a 11.77% increase from the stock price at the time of the forecast ($32.21), and a -8.14% decrease from SPFI last price ($39.19).
South Plains Financial Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | 1 |
| Avg Price Target | - | - | $36.00 |
| Last Closing Price | $39.19 | $39.19 | $39.19 |
| Upside/Downside | -100.00% | -100.00% | -8.14% |
In the current month, the average price target of South Plains Financial stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to South Plains Financial's last price of $39.19. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Aug 15, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Jul 23, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Apr 26, 2022 | Zacks Investment Research | - | Sell | Downgrade |
South Plains Financial's last stock rating was published by Piper Sandler on Aug 15, 2024. The company gave SPFI a "Overweight" rating, the same as its previous rate.
South Plains Financial Financial Forecast
South Plains Financial Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | $66.38M | $47.68M | $48.20M | $45.01M | $49.00M | $56.04M | $1.33M | $1.32M | $53.02M | $55.63M | $50.59M | $54.99M | $55.45M | $61.84M | $54.33M | $48.02M | $44.41M | $39.82M |
| Avg Forecast | $44.87M | $43.98M | $43.12M | $42.27M | $52.72M | $52.19M | $51.16M | $49.15M | $49.16M | $49.23M | $46.53M | $45.47M | $47.01M | $48.51M | $46.36M | $47.34M | $51.39M | $52.64M | $48.76M | $50.05M | $53.95M | $53.55M | $52.35M | $52.85M | $56.15M | $53.75M | $47.50M | $44.20M | $44.20M | $39.50M |
| High Forecast | $45.70M | $44.80M | $43.92M | $43.05M | $53.70M | $53.15M | $52.11M | $50.16M | $50.17M | $49.33M | $46.53M | $45.47M | $47.35M | $49.00M | $47.22M | $48.22M | $52.34M | $52.64M | $48.76M | $50.05M | $53.95M | $53.55M | $52.35M | $52.85M | $56.15M | $53.75M | $47.50M | $44.20M | $44.20M | $39.50M |
| Low Forecast | $43.81M | $42.95M | $42.11M | $41.28M | $51.49M | $50.96M | $49.96M | $48.14M | $48.15M | $49.13M | $46.53M | $45.47M | $46.66M | $48.25M | $45.27M | $46.23M | $50.18M | $52.64M | $48.76M | $50.05M | $53.95M | $53.55M | $52.35M | $52.85M | $56.15M | $53.75M | $47.50M | $44.20M | $44.20M | $39.50M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.41% | 0.98% | 1.04% | 0.95% | 0.95% | 1.06% | 0.03% | 0.03% | 0.98% | 1.04% | 0.97% | 1.04% | 0.99% | 1.15% | 1.14% | 1.09% | 1.00% | 1.01% |
South Plains Financial's average Quarter revenue forecast for Mar 24 based on 1 analysts is $45.47M, with a low forecast of $45.47M, and a high forecast of $45.47M. SPFI's average Quarter revenue forecast represents a -31.50% decrease compared to the company's last Quarter revenue of $66.38M (Dec 23).
South Plains Financial EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | $13.11M | $17.18M | $37.49M | $24.77M | $27.64M | $25.43M | $25.33M | $22.64M | $23.00M | $23.78M | $22.10M | $23.95M | $25.15M | $25.79M | $12.21M | $15.97M | $20.39M | $18.59M |
| Avg Forecast | $15.81M | $15.50M | $15.19M | $14.89M | $18.58M | $18.39M | $18.03M | $17.32M | $17.32M | $17.35M | $16.39M | $35.63M | $16.56M | $17.09M | $16.34M | $28.16M | $19.32M | $18.55M | $17.18M | $22.26M | $19.01M | $18.87M | $18.44M | $20.36M | $19.78M | $18.94M | $16.74M | $16.35M | $15.57M | $13.92M |
| High Forecast | $16.10M | $15.78M | $15.47M | $15.17M | $18.92M | $18.73M | $18.36M | $17.67M | $17.68M | $17.38M | $16.39M | $42.75M | $16.68M | $17.27M | $16.64M | $33.80M | $23.18M | $18.55M | $17.18M | $26.72M | $19.01M | $18.87M | $18.44M | $24.43M | $19.78M | $18.94M | $16.74M | $19.62M | $15.57M | $13.92M |
| Low Forecast | $15.44M | $15.13M | $14.84M | $14.54M | $18.14M | $17.96M | $17.60M | $16.96M | $16.97M | $17.31M | $16.39M | $28.50M | $16.44M | $17.00M | $15.95M | $22.53M | $15.46M | $18.55M | $17.18M | $17.81M | $19.01M | $18.87M | $18.44M | $16.29M | $19.78M | $18.94M | $16.74M | $13.08M | $15.57M | $13.92M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.79% | 1.00% | 2.30% | 0.88% | 1.43% | 1.37% | 1.47% | 1.02% | 1.21% | 1.26% | 1.20% | 1.18% | 1.27% | 1.36% | 0.73% | 0.98% | 1.31% | 1.34% |
1 analysts predict SPFI's average Quarter EBITDA for Mar 24 to be $35.63M, with a high of $42.75M and a low of $28.50M. This is 171.74% upper than South Plains Financial's previous annual EBITDA (Dec 23) of $13.11M.
South Plains Financial Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | $10.32M | $13.49M | $29.68M | $9.24M | $12.62M | $15.46M | $15.94M | $14.28M | $14.61M | $15.19M | $13.65M | $15.16M | $15.92M | $16.73M | $5.62M | $7.08M | $10.11M | $8.26M |
| Avg Forecast | $13.71M | $13.55M | $13.21M | $12.11M | $12.53M | $11.94M | $11.51M | $10.37M | $11.43M | $11.22M | $9.90M | $27.85M | $10.79M | $10.75M | $10.12M | $22.01M | $13.20M | $11.85M | $8.38M | $17.40M | $11.34M | $12.28M | $11.09M | $12.30M | $12.61M | $8.21M | $4.32M | $7.08M | $8.04M | $5.93M |
| High Forecast | $14.04M | $13.87M | $13.52M | $12.40M | $12.83M | $12.22M | $11.79M | $10.72M | $12.12M | $11.33M | $9.90M | $33.42M | $10.96M | $11.26M | $10.36M | $26.42M | $15.84M | $11.85M | $8.38M | $20.88M | $11.34M | $12.28M | $11.09M | $14.76M | $12.61M | $8.21M | $4.32M | $8.50M | $8.04M | $5.93M |
| Low Forecast | $13.30M | $13.13M | $12.80M | $11.74M | $12.15M | $11.57M | $11.16M | $10.02M | $10.56M | $11.10M | $9.90M | $22.28M | $10.63M | $10.08M | $9.81M | $17.61M | $10.56M | $11.85M | $8.38M | $13.92M | $11.34M | $12.28M | $11.09M | $9.84M | $12.61M | $8.21M | $4.32M | $5.67M | $8.04M | $5.93M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.96% | 1.26% | 2.93% | 0.42% | 0.96% | 1.30% | 1.90% | 0.82% | 1.29% | 1.24% | 1.23% | 1.23% | 1.26% | 2.04% | 1.30% | 1.00% | 1.26% | 1.39% |
South Plains Financial's average Quarter net income forecast for Mar 24 is $27.85M, with a range of $22.28M to $33.42M. SPFI's average Quarter net income forecast represents a 169.75% increase compared to the company's last Quarter net income of $10.32M (Dec 23).
South Plains Financial SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | $24.22M | $19.56M | $24.22M | $20.19M | $19.93M | $23.84M | $22.70M | $23.42M | $23.59M | $25.96M | $25.10M | $25.94M | $24.82M | $25.13M | $23.51M | $22.43M | $20.82M | $19.62M |
| Avg Forecast | $15.96M | $15.65M | $15.34M | $15.04M | $18.76M | $18.57M | $18.20M | $17.49M | $17.49M | $17.52M | $16.55M | $669.56K | $16.72M | $17.26M | $16.49M | $529.29K | $20.42M | $18.73M | $17.35M | $418.42K | $19.19M | $19.05M | $18.62M | $21.05M | $19.98M | $19.12M | $16.90M | $22.43M | $15.73M | $14.05M |
| High Forecast | $16.26M | $15.94M | $15.62M | $15.32M | $19.10M | $18.91M | $18.54M | $17.85M | $17.85M | $17.55M | $16.55M | $803.47K | $16.85M | $17.43M | $16.80M | $635.15K | $24.51M | $18.73M | $17.35M | $502.10K | $19.19M | $19.05M | $18.62M | $25.26M | $19.98M | $19.12M | $16.90M | $26.91M | $15.73M | $14.05M |
| Low Forecast | $15.59M | $15.28M | $14.98M | $14.69M | $18.32M | $18.13M | $17.78M | $17.13M | $17.13M | $17.48M | $16.55M | $535.64K | $16.60M | $17.17M | $16.11M | $423.44K | $16.34M | $18.73M | $17.35M | $334.73K | $19.19M | $19.05M | $18.62M | $16.84M | $19.98M | $19.12M | $16.90M | $17.94M | $15.73M | $14.05M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.45% | 1.13% | 1.47% | 38.15% | 0.98% | 1.27% | 1.31% | 55.98% | 1.23% | 1.36% | 1.35% | 1.23% | 1.24% | 1.31% | 1.39% | 1.00% | 1.32% | 1.40% |
South Plains Financial's average Quarter SG&A projection for Mar 24 is $669.56K, based on 1 Wall Street analysts, with a range of $535.64K to $803.47K. The forecast indicates a -97.24% fall compared to SPFI last annual SG&A of $24.22M (Dec 23).
South Plains Financial EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | $0.61 | $0.80 | $1.74 | $0.54 | $0.74 | $0.89 | $0.91 | $0.81 | $0.82 | $0.85 | $0.76 | $0.84 | $0.88 | $0.93 | $0.31 | $0.39 | $0.56 | $0.46 |
| Avg Forecast | $0.81 | $0.80 | $0.78 | $0.71 | $0.74 | $0.70 | $0.68 | $0.61 | $0.68 | $0.66 | $0.58 | $0.57 | $0.64 | $0.64 | $0.60 | $0.57 | $0.61 | $0.70 | $0.49 | $0.53 | $0.67 | $0.72 | $0.66 | $0.69 | $0.74 | $0.48 | $0.26 | $0.38 | $0.47 | $0.35 |
| High Forecast | $0.83 | $0.82 | $0.80 | $0.73 | $0.76 | $0.72 | $0.70 | $0.63 | $0.72 | $0.67 | $0.58 | $0.59 | $0.65 | $0.66 | $0.61 | $0.58 | $0.63 | $0.70 | $0.49 | $0.53 | $0.67 | $0.72 | $0.66 | $0.69 | $0.74 | $0.48 | $0.26 | $0.38 | $0.47 | $0.35 |
| Low Forecast | $0.79 | $0.78 | $0.76 | $0.69 | $0.72 | $0.68 | $0.66 | $0.59 | $0.62 | $0.66 | $0.58 | $0.56 | $0.63 | $0.60 | $0.58 | $0.55 | $0.60 | $0.70 | $0.49 | $0.53 | $0.67 | $0.72 | $0.66 | $0.69 | $0.74 | $0.48 | $0.26 | $0.38 | $0.47 | $0.35 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.96% | 1.26% | 2.91% | 0.95% | 1.20% | 1.27% | 1.84% | 1.53% | 1.22% | 1.17% | 1.16% | 1.23% | 1.18% | 1.92% | 1.22% | 1.04% | 1.18% | 1.31% |
According to 1 Wall Street analysts, South Plains Financial's projected average Quarter EPS for Mar 24 is $0.57, with a low estimate of $0.56 and a high estimate of $0.59. This represents a -5.74% decrease compared to SPFI previous annual EPS of $0.61 (Dec 23).
South Plains Financial Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| FNWB | First Northwest Bancorp | $10.51 | $11.00 | 4.66% | Hold |
| SPFI | South Plains Financial | $39.19 | $36.00 | -8.14% | Buy |