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SoFi (SOFI) Stock Forecast, Price Target & Predictions

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SOFI Stock Forecast

SoFi (SOFI) stock forecast, based on 17 Wall Street analysts, predicts a 12-month average price target of $12.20, with a high of $14.00 and a low of $8.50. This represents a 14.45% increase from the last price of $10.66.

$6 $8 $10 $12 $14 $16 $17 High: $14 Avg: $12.2 Low: $8.5 Last Closed Price: $10.66

SOFI Stock Rating

SoFi stock's rating consensus is Buy, based on 17 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 8 Buy (47.06%), 8 Hold (47.06%), 1 Sell (5.88%), and 0 Strong Sell (0.00%).

Buy
Total 17 0 1 8 8 Strong Sell Sell Hold Buy Strong Buy

SOFI Price Target Upside V Benchmarks

TypeNameUpside
StockSoFi14.45%
SectorFinancial Services Stocks 14.04%
IndustryCredit Services Stocks18.85%
IdeaDigital Banking Stocks List24.51%

Price Target Trends

1M3M12M
# Anlaysts--8
Avg Price Target--$10.50
Last Closing Price$10.66$10.66$10.66
Upside/Downside---1.50%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Apr, 251493219
Mar, 251493219
Feb, 251483319
Jan, 251493320
Dec, 2413103118
Analyst Price Target Forecasts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jan 03, 2025Mark DeVriesDeutsche Bank$14.00$14.42-2.91%31.33%
Dec 19, 2024Jeffrey AdelsonMorgan Stanley$13.00$15.29-14.98%21.95%
Oct 30, 2024Michael NgGoldman Sachs$8.50$11.22-24.24%-20.26%
Oct 29, 2024John HechtJefferies$13.00$10.4724.16%21.95%
Oct 18, 2024Andrew SchmidtCitigroup$12.50$9.8726.65%17.26%
Jul 31, 2024Michael NgGoldman Sachs$7.50$7.54-0.53%-29.64%
Jul 09, 2024Terry MaBarclays$8.00$6.3525.98%-24.95%
Apr 30, 2024Tim ChiodoUBS$7.50$7.056.38%-29.64%
Apr 11, 2024Mark DeVriesDeutsche Bank$12.00$7.5658.73%12.57%
Apr 03, 2024Kyle PetersonNeedham$10.00$7.2038.89%-6.19%
Analyst Rating Forecasts
DateCompanyPrevious RatingNew RatingRating Change
Jan 14, 2025CitigroupBuyBuyhold
Jan 03, 2025Deutsche BankHoldHoldhold
Dec 19, 2024Morgan StanleyUnderweightUnderweighthold
Dec 10, 2024JefferiesBuyBuyhold
Dec 09, 2024Bank of America SecuritiesNeutralUnderperformdowngrade
Oct 30, 2024NeedhamBuyBuyhold
Oct 30, 2024BarclaysEqual-WeightEqual-Weighthold
Oct 29, 2024JefferiesBuyBuyhold
Oct 29, 2024Goldman SachsNeutralNeutralhold
Oct 18, 2024CitigroupBuyBuyhold

Financial Forecast

EPS Forecast

Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$-1.00$-0.40$-0.36$0.47---
Avg Forecast$-1.06$-0.43$-0.39$0.12$0.26$0.52$0.81
High Forecast$-1.02$-0.40$-0.38$0.14$0.33$0.60$1.17
Low Forecast$-1.14$-0.46$-0.41$0.11$0.24$0.45$0.61
Surprise %-5.66%-6.98%-7.69%291.67%---

Revenue Forecast

$500M $1B $2B $3B $4B $5B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$977.30M$1.52B$2.07B$2.81B---
Avg Forecast$1.01B$1.52B$2.06B$2.54B$3.17B$3.82B$4.18B
High Forecast$1.06B$1.62B$2.09B$2.55B$3.19B$4.20B$4.21B
Low Forecast$978.92M$1.45B$2.04B$2.53B$3.16B$3.53B$4.15B
Surprise %-3.20%-0.30%0.38%10.36%---

Net Income Forecast

$-2B $-900M $-300M $300M $900M $2B Dec 21 Dec 22 Dec 23 Dec 24 Dec 25 Dec 26 Dec 27
Dec 21Dec 22Dec 23Dec 24Dec 25Dec 26Dec 27
Reported$-483.94M$-320.41M$-300.74M$498.67M---
Avg Forecast$-1.00B$-403.78M$-433.41M$138.26M$294.87M$603.52M$922.69M
High Forecast$-965.27M$-379.94M$-416.95M$154.86M$364.30M$657.36M$1.29B
Low Forecast$-1.08B$-435.25M$-449.86M$121.67M$260.21M$493.03M$667.09M
Surprise %-51.85%-20.65%-30.61%260.66%---

SOFI Forecast FAQ

Is SoFi stock a buy?

SoFi stock has a consensus rating of Buy, based on 17 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 8 Buy, 8 Hold, 1 Sell, and 0 Strong Sell, reflecting a consensus that SoFi is a favorable investment for most analysts.

What is SoFi's price target?

SoFi's price target, set by 17 Wall Street analysts, averages $12.2 over the next 12 months. The price target range spans from $8.5 at the low end to $14 at the high end, suggesting a potential 14.45% change from the previous closing price of $10.66.

How does SoFi stock forecast compare to its benchmarks?

SoFi's stock forecast shows a 14.45% upside, outperforming the average forecast for the financial services stocks sector (14.04%) and underperforming the credit services stocks industry (18.85%), trailing the Digital Banking Stocks List (24.51%) investment idea.

What is the breakdown of analyst ratings for SoFi over the past three months?

  • April 2025: 5.26% Strong Buy, 21.05% Buy, 47.37% Hold, 15.79% Sell, 10.53% Strong Sell.
  • March 2025: 5.26% Strong Buy, 21.05% Buy, 47.37% Hold, 15.79% Sell, 10.53% Strong Sell.
  • February 2025: 5.26% Strong Buy, 21.05% Buy, 42.11% Hold, 15.79% Sell, 15.79% Strong Sell.

What is SoFi’s EPS forecast?

SoFi's average annual EPS forecast for its fiscal year ending in December 2025 is $0.26, marking a -44.68% decrease from the reported $0.47 in 2024. Estimates for the following years are $0.52 in 2026, and $0.81 in 2027.

What is SoFi’s revenue forecast?

SoFi's average annual revenue forecast for its fiscal year ending in December 2025 is $3.17B, reflecting a 12.74% increase from the reported $2.81B in 2024. The forecast for 2026 is $3.82B, and $4.18B for 2027.

What is SoFi’s net income forecast?

SoFi's net income forecast for the fiscal year ending in December 2025 stands at $294.87M, representing a -40.87% decrease from the reported $498.66M in 2024. Projections indicate $603.52M in 2026, and $922.69M in 2027.