360 DigiTech (QFIN) Stock Forecast, Price Target & Predictions


OverviewRevenueOwnershipFinancialsChartTranscripts

QFIN Stock Forecast


360 DigiTech stock forecast is as follows: an average price target of $28.15 (represents a -13.04% downside from QFIN’s last price of $32.37) and a rating consensus of 'Buy', based on 2 wall street analysts offering a 1-year stock forecast.

QFIN Price Target


The average price target for 360 DigiTech (QFIN) is $28.15 based on 1-year price targets from 2 Wall Street analysts in the past 3 months, with a price target range of $28.40 to $27.90. This represents a potential -13.04% downside from QFIN's last price of $32.37.

QFIN Analyst Ratings


Buy

According to 2 Wall Street analysts, 360 DigiTech's rating consensus is 'Buy'. The analyst rating breakdown for QFIN stock is 0 'Strong Buy' (0.00%), 2 'Buy' (100.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

360 DigiTech Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Aug 15, 2024Emma XuBank of America Securities$28.40$23.7019.83%-12.26%
Aug 14, 2024Richard XuMorgan Stanley$27.90$23.7017.72%-13.81%
Row per page
Go to

The latest 360 DigiTech stock forecast, released on Aug 15, 2024 by Emma Xu from Bank of America Securities, set a price target of $28.40, which represents a 19.83% increase from the stock price at the time of the forecast ($23.70), and a -12.26% decrease from QFIN last price ($32.37).

360 DigiTech Price Target by Period


1M3M12M
# Anlaysts--2
Avg Price Target--$28.15
Last Closing Price$32.37$32.37$32.37
Upside/Downside-100.00%-100.00%-13.04%

In the current month, the average price target of 360 DigiTech stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to 360 DigiTech's last price of $32.37. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Aug 14, 2024Morgan StanleyOverweightOverweightHold
May 26, 2022CitigroupBuyBuyHold
Row per page
Go to

360 DigiTech's last stock rating was published by Morgan Stanley on Aug 14, 2024. The company gave QFIN a "Overweight" rating, the same as its previous rate.

360 DigiTech Financial Forecast


360 DigiTech Revenue Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Mar 20Dec 19Sep 19Jun 19
Revenue-----------$2.83B$3.26B$3.40B$3.65B$3.63B$3.80B$3.93B$3.46B$3.09B$2.87B$3.24B$2.72B$1.22B$2.19B$1.88B
Avg Forecast$5.26B$5.06B$4.86B$4.68B$4.50B$4.15B$4.15B$4.16B$4.25B$4.17B$3.89B$3.90B$3.20B$4.23B$4.01B$4.40B$4.36B$4.25B$4.12B$3.00B$3.33B$3.22B$4.43B$1.90B$2.30B$2.05B
High Forecast$5.26B$5.06B$4.86B$4.68B$4.50B$4.15B$4.15B$4.16B$4.25B$4.17B$3.89B$3.90B$3.20B$4.23B$4.01B$4.40B$4.36B$4.25B$4.12B$3.00B$3.33B$3.22B$5.32B$1.90B$2.30B$2.05B
Low Forecast$5.26B$5.06B$4.86B$4.68B$4.50B$4.15B$4.15B$4.16B$4.25B$4.17B$3.89B$3.90B$3.20B$4.23B$4.01B$4.40B$4.36B$4.25B$4.12B$3.00B$3.33B$3.22B$3.55B$1.90B$2.30B$2.05B
# Analysts11111111111111114854479353
Surprise %-----------0.72%1.02%0.81%0.91%0.82%0.87%0.92%0.84%1.03%0.86%1.00%0.61%0.64%0.95%0.92%

360 DigiTech's average Quarter revenue forecast for Jun 23 based on 1 analysts is $3.89B, with a low forecast of $3.89B, and a high forecast of $3.89B. QFIN's average Quarter revenue forecast represents a 37.72% increase compared to the company's last Quarter revenue of $2.83B (Mar 23).

360 DigiTech EBITDA Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Mar 20Dec 19Sep 19Jun 19
# Analysts11111111111111114854479353
EBITDA-----------$1.11B$1.03B$1.18B$1.16B$1.40B$1.56B$1.92B$1.95B$1.61B$1.35B$1.60B$386.94M$351.05M$948.06M$796.22M
Avg Forecast$846.56M$814.12M$782.92M$752.91M$724.06M$668.57M$668.30M$668.86M$684.03M$670.79M$626.49M$628.18M$515.51M$1.64B$1.55B$1.71B$1.69B$1.65B$1.60B$1.16B$1.29B$1.25B$1.72B$737.42M$890.93M$792.58M
High Forecast$846.56M$814.12M$782.92M$752.91M$724.06M$668.57M$668.30M$668.86M$684.03M$670.79M$626.49M$628.18M$515.51M$1.64B$1.55B$1.71B$1.69B$1.65B$1.60B$1.16B$1.29B$1.25B$2.06B$737.42M$890.93M$792.58M
Low Forecast$846.56M$814.12M$782.92M$752.91M$724.06M$668.57M$668.30M$668.86M$684.03M$670.79M$626.49M$628.18M$515.51M$1.64B$1.55B$1.71B$1.69B$1.65B$1.60B$1.16B$1.29B$1.25B$1.37B$737.42M$890.93M$792.58M
Surprise %-----------1.76%2.00%0.72%0.75%0.82%0.92%1.17%1.22%1.38%1.05%1.28%0.23%0.48%1.06%1.00%

1 analysts predict QFIN's average Quarter EBITDA for Jun 23 to be $626.49M, with a high of $626.49M and a low of $626.49M. This is -43.38% lower than 360 DigiTech's previous annual EBITDA (Mar 23) of $1.11B.

360 DigiTech Net Income Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Mar 20Dec 19Sep 19Jun 19
# Analysts11111111111111114854479353
Net Income-----------$934.11M$872.00M$992.84M$979.84M$1.18B$1.31B$1.56B$1.55B$1.35B$1.20B$1.23B$183.41M$429.92M$733.56M$618.18M
Avg Forecast$1.57B$1.43B$1.22B$1.32B$1.19B$1.53B$1.14B$1.13B$1.09B$999.75M$1.04B$924.46M$1.05B$992.38M$1.02B$7.09B$1.18B$1.33B$1.16B$4.58B$1.06B$858.38M$3.62B$697.67M$729.49M-
High Forecast$1.57B$1.43B$1.22B$1.32B$1.19B$1.53B$1.15B$1.13B$1.09B$1.00B$1.04B$924.46M$1.05B$992.38M$1.02B$8.51B$1.18B$1.37B$1.16B$5.49B$1.06B$858.38M$4.34B$697.67M$729.49M-
Low Forecast$1.57B$1.43B$1.22B$1.32B$1.19B$1.53B$1.13B$1.13B$1.09B$999.33M$1.04B$924.46M$1.05B$992.38M$1.02B$5.67B$1.18B$1.29B$1.16B$3.66B$1.06B$858.38M$2.89B$697.67M$729.49M-
Surprise %-----------1.01%0.83%1.00%0.96%0.17%1.11%1.18%1.33%0.29%1.13%1.44%0.05%0.62%1.01%-

360 DigiTech's average Quarter net income forecast for Jun 23 is $1.04B, with a range of $1.04B to $1.04B. QFIN's average Quarter net income forecast represents a 11.74% increase compared to the company's last Quarter net income of $934.11M (Mar 23).

360 DigiTech SG&A Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Mar 20Dec 19Sep 19Jun 19
# Analysts11111111111111114854479353
SG&A-----------$527.07M$509.11M$726.83M$708.97M$674.84M$768.68M$750.27M$639.22M$489.50M$451.70M$373.47M$331.74M$489.00M$1.02B$981.31M
Avg Forecast$998.09M$959.83M$923.05M$887.67M$853.65M$788.24M$787.92M$788.58M$806.47M$790.85M$738.63M$740.62M$607.78M$819.05M$776.50M$4.06B$844.83M$824.15M$798.69M$1.66B$646.34M$624.94M$859.10M$369.05M$445.88M$396.66M
High Forecast$998.09M$959.83M$923.05M$887.67M$853.65M$788.24M$787.92M$788.58M$806.47M$790.85M$738.63M$740.62M$607.78M$819.05M$776.50M$4.87B$844.83M$824.15M$798.69M$2.00B$646.34M$624.94M$1.03B$369.05M$445.88M$396.66M
Low Forecast$998.09M$959.83M$923.05M$887.67M$853.65M$788.24M$787.92M$788.58M$806.47M$790.85M$738.63M$740.62M$607.78M$819.05M$776.50M$3.25B$844.83M$824.15M$798.69M$1.33B$646.34M$624.94M$687.28M$369.05M$445.88M$396.66M
Surprise %-----------0.71%0.84%0.89%0.91%0.17%0.91%0.91%0.80%0.29%0.70%0.60%0.39%1.32%2.28%2.47%

360 DigiTech's average Quarter SG&A projection for Jun 23 is $738.63M, based on 1 Wall Street analysts, with a range of $738.63M to $738.63M. The forecast indicates a 40.14% rise compared to QFIN last annual SG&A of $527.07M (Mar 23).

360 DigiTech EPS Forecast

Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Mar 20Dec 19Sep 19Jun 19
# Analysts11111111111111114854479353
EPS-----------$5.78$5.52$6.37$6.28$7.60$8.44$10.16$10.08$8.84$7.94$8.20$1.24$2.94$5.10$4.30
Avg Forecast$10.13$9.23$7.87$8.55$7.67$9.89$7.36$7.31$7.02$6.46$6.74$5.97$6.77$6.41$6.56$9.01$7.61$8.58$7.52$5.11$6.87$5.55$0.33$4.51$4.71-
High Forecast$10.13$9.23$7.87$8.55$7.67$9.89$7.40$7.31$7.02$6.46$6.74$5.97$6.77$6.41$6.56$9.04$7.61$8.85$7.52$5.11$6.87$5.55$0.33$4.51$4.71-
Low Forecast$10.13$9.23$7.87$8.55$7.67$9.89$7.31$7.31$7.02$6.46$6.74$5.97$6.77$6.41$6.56$8.97$7.61$8.31$7.52$5.11$6.87$5.55$0.33$4.51$4.71-
Surprise %-----------0.97%0.82%0.99%0.96%0.84%1.11%1.18%1.34%1.73%1.15%1.48%3.76%0.65%1.08%-

According to 1 Wall Street analysts, 360 DigiTech's projected average Quarter EPS for Jun 23 is $6.74, with a low estimate of $6.74 and a high estimate of $6.74. This represents a 16.69% increase compared to QFIN previous annual EPS of $5.78 (Mar 23).

QFIN Forecast FAQ


Is 360 DigiTech a good buy?

Yes, according to 2 Wall Street analysts, 360 DigiTech (QFIN) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 2 'Buy' recommendations, accounting for 100.00% of QFIN's total ratings.

What is QFIN's price target?

360 DigiTech (QFIN) average price target is $28.15 with a range of $27.9 to $28.4, implying a -13.04% from its last price of $32.37. The data is based on 2 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will 360 DigiTech stock go up soon?

According to Wall Street analysts' prediction for QFIN stock, the company can go down by -13.04% (from the last price of $32.37 to the average price target of $28.15), down by -12.26% based on the highest stock price target, and down by -13.81% based on the lowest stock price target.

Can 360 DigiTech stock reach $50?

QFIN's average twelve months analyst stock price target of $28.15 does not support the claim that 360 DigiTech can reach $50 in the near future.

What are 360 DigiTech's analysts' financial forecasts?

360 DigiTech's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $16.96B (high $16.96B, low $16.96B), average EBITDA is $2.73B (high $2.73B, low $2.73B), average net income is $4.99B (high $4.99B, low $4.98B), average SG&A $3.22B (high $3.22B, low $3.22B), and average EPS is $32.23 (high $32.27, low $32.18). QFIN's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $19.86B (high $19.86B, low $19.86B), average EBITDA is $3.2B (high $3.2B, low $3.2B), average net income is $5.54B (high $5.54B, low $5.54B), average SG&A $3.77B (high $3.77B, low $3.77B), and average EPS is $35.79 (high $35.79, low $35.79).

Did the QFIN's actual financial results beat the analysts' financial forecasts?

Based on 360 DigiTech's last annual report (Dec 2022), the company's revenue was $13.95B, which missed the average analysts forecast of $15.84B by -11.94%. Apple's EBITDA was $4.76B, missing the average prediction of $5.41B by -11.99%. The company's net income was $4.02B, missing the average estimation of $10.15B by -60.34%. Apple's SG&A was $2.62B, missing the average forecast of $6.26B by -58.16%. Lastly, the company's EPS was $26.19, missing the average prediction of $28.76 by -8.92%. In terms of the last quarterly report (Mar 2023), 360 DigiTech's revenue was $2.83B, missing the average analysts' forecast of $3.9B by -27.58%. The company's EBITDA was $1.11B, beating the average prediction of $628.18M by 76.13%. 360 DigiTech's net income was $934.11M, beating the average estimation of $924.46M by 1.04%. The company's SG&A was $527.07M, missing the average forecast of $740.62M by -28.83%. Lastly, the company's EPS was $5.78, missing the average prediction of $5.97 by -3.25%