360 DigiTech (QFIN) Stock Forecast, Price Target & Predictions
QFIN Stock Forecast
360 DigiTech stock forecast is as follows: an average price target of $28.15 (represents a 11.93% upside from QFIN’s last price of $25.15) and a rating consensus of 'Buy', based on 2 wall street analysts offering a 1-year stock forecast.
QFIN Price Target
The average price target for 360 DigiTech (QFIN) is $28.15 based on 1-year price targets from 2 Wall Street analysts in the past 3 months, with a price target range of $28.40 to $27.90. This represents a potential 11.93% upside from QFIN's last price of $25.15.
QFIN Analyst Ratings
According to 2 Wall Street analysts, 360 DigiTech's rating consensus is 'Buy'. The analyst rating breakdown for QFIN stock is 0 'Strong Buy' (0.00%), 2 'Buy' (100.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
360 DigiTech Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Aug 15, 2024 | Emma Xu | Bank of America Securities | $28.40 | $23.70 | 19.83% | 12.92% |
| Aug 14, 2024 | Richard Xu | Morgan Stanley | $27.90 | $23.70 | 17.72% | 10.93% |
The latest 360 DigiTech stock forecast, released on Aug 15, 2024 by Emma Xu from Bank of America Securities, set a price target of $28.40, which represents a 19.83% increase from the stock price at the time of the forecast ($23.70), and a 12.92% increase from QFIN last price ($25.15).
360 DigiTech Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 2 | 2 |
| Avg Price Target | - | $28.15 | $28.15 |
| Last Closing Price | $25.15 | $25.15 | $25.15 |
| Upside/Downside | -100.00% | 11.93% | 11.93% |
In the current month, the average price target of 360 DigiTech stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to 360 DigiTech's last price of $25.15. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Aug 14, 2024 | Morgan Stanley | Overweight | Overweight | Hold |
| May 26, 2022 | Citigroup | Buy | Buy | Hold |
360 DigiTech's last stock rating was published by Morgan Stanley on Aug 14, 2024. The company gave QFIN a "Overweight" rating, the same as its previous rate.
360 DigiTech Financial Forecast
360 DigiTech Revenue Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | $2.83B | $3.26B | $3.40B | $3.65B | $3.63B | $3.80B | $3.93B | $3.46B | $3.09B | $2.87B | $3.24B | $2.72B | $1.22B | $2.19B | $1.88B |
| Avg Forecast | $4.02B | $3.91B | $3.79B | $3.68B | $3.57B | $4.26B | $4.15B | $4.16B | $4.25B | $4.17B | $3.89B | $3.90B | $3.20B | $4.23B | $4.01B | $4.40B | $4.36B | $4.25B | $4.12B | $3.00B | $3.33B | $3.22B | $4.43B | $1.90B | $2.30B | $2.05B |
| High Forecast | $4.02B | $3.91B | $3.79B | $3.68B | $3.57B | $4.26B | $4.15B | $4.16B | $4.25B | $4.17B | $3.89B | $3.90B | $3.20B | $4.23B | $4.01B | $4.40B | $4.36B | $4.25B | $4.12B | $3.00B | $3.33B | $3.22B | $5.32B | $1.90B | $2.30B | $2.05B |
| Low Forecast | $4.02B | $3.91B | $3.79B | $3.68B | $3.57B | $4.26B | $4.15B | $4.16B | $4.25B | $4.17B | $3.89B | $3.90B | $3.20B | $4.23B | $4.01B | $4.40B | $4.36B | $4.25B | $4.12B | $3.00B | $3.33B | $3.22B | $3.55B | $1.90B | $2.30B | $2.05B |
| # Analysts | - | - | - | - | - | 1 | - | - | 1 | - | - | - | - | - | - | - | 4 | 8 | 5 | 4 | 4 | 7 | 9 | 3 | 5 | 3 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | 0.72% | 1.02% | 0.81% | 0.91% | 0.82% | 0.87% | 0.92% | 0.84% | 1.03% | 0.86% | 1.00% | 0.61% | 0.64% | 0.95% | 0.92% |
360 DigiTech's average Quarter revenue forecast for Jun 23 based on 0 analysts is $3.89B, with a low forecast of $3.89B, and a high forecast of $3.89B. QFIN's average Quarter revenue forecast represents a 37.72% increase compared to the company's last Quarter revenue of $2.83B (Mar 23).
360 DigiTech EBITDA Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | - | 1 | - | - | 1 | - | - | - | - | - | - | - | 4 | 8 | 5 | 4 | 4 | 7 | 9 | 3 | 5 | 3 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | $1.11B | $1.03B | $1.18B | $1.16B | $1.40B | $1.56B | $1.92B | $1.95B | $1.61B | $1.35B | $1.60B | $386.94M | $351.05M | $948.06M | $796.22M |
| Avg Forecast | $1.56B | $1.51B | $1.47B | $1.43B | $1.38B | $1.65B | $1.61B | $1.61B | $1.65B | $1.61B | $1.51B | $1.51B | $1.24B | $1.64B | $1.55B | $1.71B | $1.69B | $1.65B | $1.60B | $1.16B | $1.29B | $1.25B | $1.72B | $737.42M | $890.93M | $792.58M |
| High Forecast | $1.56B | $1.51B | $1.47B | $1.43B | $1.38B | $1.65B | $1.61B | $1.61B | $1.65B | $1.61B | $1.51B | $1.51B | $1.24B | $1.64B | $1.55B | $1.71B | $1.69B | $1.65B | $1.60B | $1.16B | $1.29B | $1.25B | $2.06B | $737.42M | $890.93M | $792.58M |
| Low Forecast | $1.56B | $1.51B | $1.47B | $1.43B | $1.38B | $1.65B | $1.61B | $1.61B | $1.65B | $1.61B | $1.51B | $1.51B | $1.24B | $1.64B | $1.55B | $1.71B | $1.69B | $1.65B | $1.60B | $1.16B | $1.29B | $1.25B | $1.37B | $737.42M | $890.93M | $792.58M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | 0.73% | 0.83% | 0.72% | 0.75% | 0.82% | 0.92% | 1.17% | 1.22% | 1.38% | 1.05% | 1.28% | 0.23% | 0.48% | 1.06% | 1.00% |
0 analysts predict QFIN's average Quarter EBITDA for Jun 23 to be $1.51B, with a high of $1.51B and a low of $1.51B. This is 36.26% upper than 360 DigiTech's previous annual EBITDA (Mar 23) of $1.11B.
360 DigiTech Net Income Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | - | 1 | - | - | 1 | - | - | - | - | - | - | - | 4 | 8 | 5 | 4 | 4 | 7 | 9 | 3 | 5 | 3 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | $934.11M | $872.00M | $992.84M | $979.84M | $1.18B | $1.31B | $1.56B | $1.55B | $1.35B | $1.20B | $1.23B | $183.41M | $429.92M | $733.56M | $618.18M |
| Avg Forecast | $1.60B | $1.46B | $1.24B | $1.35B | $1.21B | $1.19B | $1.14B | $1.13B | $1.09B | $999.75M | $1.04B | $924.46M | $1.05B | $9.99B | $1.05B | $7.09B | $1.21B | $1.37B | $1.20B | $4.58B | $1.10B | $884.50M | $3.62B | $718.90M | $751.69M | - |
| High Forecast | $1.60B | $1.46B | $1.24B | $1.35B | $1.21B | $1.19B | $1.14B | $1.13B | $1.09B | $999.75M | $1.04B | $924.46M | $1.05B | $11.99B | $1.05B | $8.51B | $1.21B | $1.37B | $1.20B | $5.49B | $1.10B | $884.50M | $4.34B | $718.90M | $751.69M | - |
| Low Forecast | $1.60B | $1.46B | $1.24B | $1.35B | $1.21B | $1.19B | $1.14B | $1.13B | $1.09B | $999.75M | $1.04B | $924.46M | $1.05B | $8.00B | $1.05B | $5.67B | $1.21B | $1.37B | $1.20B | $3.66B | $1.10B | $884.50M | $2.89B | $718.90M | $751.69M | - |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | 1.01% | 0.83% | 0.10% | 0.94% | 0.17% | 1.08% | 1.14% | 1.29% | 0.29% | 1.10% | 1.39% | 0.05% | 0.60% | 0.98% | - |
360 DigiTech's average Quarter net income forecast for Jun 23 is $1.04B, with a range of $1.04B to $1.04B. QFIN's average Quarter net income forecast represents a 11.74% increase compared to the company's last Quarter net income of $934.11M (Mar 23).
360 DigiTech SG&A Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | - | 1 | - | - | 1 | - | - | - | - | - | - | - | 4 | 8 | 5 | 4 | 4 | 7 | 9 | 3 | 5 | 3 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | $527.07M | $509.11M | $726.83M | $708.97M | $674.84M | $768.68M | $750.27M | $639.22M | $489.50M | $451.70M | $373.47M | $331.74M | $489.00M | $1.02B | $981.31M |
| Avg Forecast | $779.76M | $757.03M | $734.96M | $713.54M | $692.74M | $825.73M | $804.86M | $805.53M | $823.80M | $807.85M | $754.51M | $756.54M | $620.85M | $819.05M | $776.50M | $4.06B | $844.83M | $824.15M | $798.69M | $1.66B | $646.34M | $624.94M | $859.10M | $369.05M | $445.88M | $396.66M |
| High Forecast | $779.76M | $757.03M | $734.96M | $713.54M | $692.74M | $825.73M | $804.86M | $805.53M | $823.80M | $807.85M | $754.51M | $756.54M | $620.85M | $819.05M | $776.50M | $4.87B | $844.83M | $824.15M | $798.69M | $2.00B | $646.34M | $624.94M | $1.03B | $369.05M | $445.88M | $396.66M |
| Low Forecast | $779.76M | $757.03M | $734.96M | $713.54M | $692.74M | $825.73M | $804.86M | $805.53M | $823.80M | $807.85M | $754.51M | $756.54M | $620.85M | $819.05M | $776.50M | $3.25B | $844.83M | $824.15M | $798.69M | $1.33B | $646.34M | $624.94M | $687.28M | $369.05M | $445.88M | $396.66M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | 0.70% | 0.82% | 0.89% | 0.91% | 0.17% | 0.91% | 0.91% | 0.80% | 0.29% | 0.70% | 0.60% | 0.39% | 1.32% | 2.28% | 2.47% |
360 DigiTech's average Quarter SG&A projection for Jun 23 is $754.51M, based on 0 Wall Street analysts, with a range of $754.51M to $754.51M. The forecast indicates a 43.15% rise compared to QFIN last annual SG&A of $527.07M (Mar 23).
360 DigiTech EPS Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | - | 1 | - | - | 1 | - | - | - | - | - | - | - | 4 | 8 | 5 | 4 | 4 | 7 | 9 | 3 | 5 | 3 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | $5.78 | $5.52 | $6.37 | $6.28 | $7.60 | $8.44 | $10.16 | $10.08 | $8.84 | $7.94 | $8.20 | $1.24 | $2.94 | $5.10 | $4.30 |
| Avg Forecast | $10.34 | $9.41 | $8.03 | $8.73 | $7.82 | $7.70 | $7.36 | $7.31 | $7.02 | $6.46 | $6.74 | $5.97 | $6.77 | $6.41 | $6.56 | $9.01 | $7.61 | $8.58 | $7.52 | $5.11 | $6.87 | $5.55 | $0.33 | $4.51 | $4.71 | - |
| High Forecast | $10.34 | $9.41 | $8.03 | $8.73 | $7.82 | $7.70 | $7.36 | $7.31 | $7.02 | $6.46 | $6.74 | $5.97 | $6.77 | $6.41 | $6.56 | $9.01 | $7.61 | $8.58 | $7.52 | $5.11 | $6.87 | $5.55 | $0.33 | $4.51 | $4.71 | - |
| Low Forecast | $10.34 | $9.41 | $8.03 | $8.73 | $7.82 | $7.70 | $7.36 | $7.31 | $7.02 | $6.46 | $6.74 | $5.97 | $6.77 | $6.41 | $6.56 | $9.01 | $7.61 | $8.58 | $7.52 | $5.11 | $6.87 | $5.55 | $0.33 | $4.51 | $4.71 | - |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | 0.97% | 0.82% | 0.99% | 0.96% | 0.84% | 1.11% | 1.18% | 1.34% | 1.73% | 1.15% | 1.48% | 3.76% | 0.65% | 1.08% | - |
According to 0 Wall Street analysts, 360 DigiTech's projected average Quarter EPS for Jun 23 is $6.74, with a low estimate of $6.74 and a high estimate of $6.74. This represents a 16.69% increase compared to QFIN previous annual EPS of $5.78 (Mar 23).
QFIN Forecast FAQ
Is 360 DigiTech a good buy?
Yes, according to 2 Wall Street analysts, 360 DigiTech (QFIN) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 2 'Buy' recommendations, accounting for 100.00% of QFIN's total ratings.
What is QFIN's price target?
360 DigiTech (QFIN) average price target is $28.15 with a range of $27.9 to $28.4, implying a 11.93% from its last price of $25.15. The data is based on 2 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will 360 DigiTech stock go up soon?
According to Wall Street analysts' prediction for QFIN stock, the company can go up by 11.93% (from the last price of $25.15 to the average price target of $28.15), up by 12.92% based on the highest stock price target, and up by 10.93% based on the lowest stock price target.
Can 360 DigiTech stock reach $40?
QFIN's average twelve months analyst stock price target of $28.15 does not support the claim that 360 DigiTech can reach $40 in the near future.
What are 360 DigiTech's analysts' financial forecasts?
360 DigiTech's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $16.14B (high $16.14B, low $16.14B), average EBITDA is $6.25B (high $6.25B, low $6.25B), average net income is $4.67B (high $4.67B, low $4.67B), average SG&A $3.13B (high $3.13B, low $3.13B), and average EPS is $30.19 (high $30.19, low $30.19). QFIN's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $15.4B (high $15.4B, low $15.4B), average EBITDA is $5.97B (high $5.97B, low $5.97B), average net income is $5.65B (high $5.65B, low $5.65B), average SG&A $2.99B (high $2.99B, low $2.99B), and average EPS is $36.51 (high $36.51, low $36.51).
Did the QFIN's actual financial results beat the analysts' financial forecasts?
Based on 360 DigiTech's last annual report (Dec 2022), the company's revenue was $13.95B, which missed the average analysts forecast of $15.84B by -11.94%. Apple's EBITDA was $4.76B, missing the average prediction of $6.13B by -22.39%. The company's net income was $4.02B, missing the average estimation of $19.18B by -79.02%. Apple's SG&A was $2.62B, missing the average forecast of $6.27B by -58.24%. Lastly, the company's EPS was $26.19, missing the average prediction of $28.76 by -8.92%. In terms of the last quarterly report (Mar 2023), 360 DigiTech's revenue was $2.83B, missing the average analysts' forecast of $3.9B by -27.58%. The company's EBITDA was $1.11B, missing the average prediction of $1.51B by -26.81%. 360 DigiTech's net income was $934.11M, beating the average estimation of $924.46M by 1.04%. The company's SG&A was $527.07M, missing the average forecast of $756.54M by -30.33%. Lastly, the company's EPS was $5.78, missing the average prediction of $5.97 by -3.25%