Pagaya (PGY) Stock Forecast, Price Target & Predictions

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PGY Stock Forecast

Pagaya stock forecast is as follows: an average price target of $12.19 (represents a 39.00% upside from PGY’s last price of $8.77) and a rating consensus of 'Buy', based on 13 wall street analysts offering a 1-year stock forecast.

PGY Price Target

The average price target for Pagaya (PGY) is $12.19 based on 1-year price targets from 13 Wall Street analysts in the past 3 months, with a price target range of $25.00 to $1.25. This represents a potential 39.00% upside from PGY's last price of $8.77.

PGY Analyst Ratings

Buy

According to 13 Wall Street analysts, Pagaya's rating consensus is 'Buy'. The analyst rating breakdown for PGY stock is 0 'Strong Buy' (0.00%), 8 'Buy' (61.54%), 5 'Hold' (38.46%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

Pagaya Price Target by Analyst

Date	Analyst	Company	Price Target	Price when Published	Price Target/Price when Published	Price Target/Last Closing Price
Aug 26, 2024	Mark Palmer	Coker Palmer	$21.00	$13.05	60.92%	139.45%
Apr 08, 2024	David Scharf	JMP Securities	$25.00	$11.08	125.63%	185.06%
Jan 13, 2023	-	UBS	$1.25	$1.09	14.16%	-85.75%
Dec 14, 2022	-	Canaccord Genuity	$1.50	$0.69	118.66%	-82.90%

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The latest Pagaya stock forecast, released on Aug 26, 2024 by Mark Palmer from Coker Palmer, set a price target of $21.00, which represents a 60.92% increase from the stock price at the time of the forecast ($13.05), and a 139.45% increase from PGY last price ($8.77).

Pagaya Price Target by Period

	1M	3M	12M
# Anlaysts	-	1	2
Avg Price Target	-	$21.00	$23.00
Last Closing Price	$8.77	$8.77	$8.77
Upside/Downside	-100.00%	139.45%	162.26%

In the current month, the average price target of Pagaya stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Pagaya's last price of $8.77. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades

Date	Company	Previous Rating	New Rating	Rating Change
Oct 16, 2024	Wedbush	Buy	Buy	Hold
Oct 16, 2024	Oppenheimer	Underperform	Underperform	Hold
Sep 30, 2024	Oppenheimer	-	Outperform	Initialise
Sep 30, 2024	Wedbush	Market Outperform	Market Outperform	Hold
Sep 30, 2024	JMP Securities	Underperform	Underperform	Hold
Sep 03, 2024	Keefe, Bruyette & Woods	Underperform	Underperform	Hold
Sep 03, 2024	Wedbush	Market Outperform	Market Outperform	Hold
Aug 12, 2024	Wedbush	Market Outperform	Market Outperform	Hold
Aug 12, 2024	Keefe, Bruyette & Woods	Underperform	Underperform	Hold
Jun 17, 2024	Keefe, Bruyette & Woods	-	Outperform	Initialise

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Pagaya's last stock rating was published by Wedbush on Oct 16, 2024. The company gave PGY a "Buy" rating, the same as its previous rate.

Pagaya Financial Forecast

Pagaya Revenue Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$175.25M	$178.17M	$185.61M
Avg Forecast	$395.07M	$374.70M	$354.55M	$340.86M	$309.96M	$290.31M	$280.85M	$274.55M	$266.68M	$253.34M	$239.21M	$225.28M	$221.06M	$194.44M	$188.94M	$179.32M	$163.31M	$180.00M
High Forecast	$403.41M	$382.60M	$362.03M	$348.06M	$316.50M	$296.44M	$286.78M	$275.11M	$280.52M	$254.53M	$239.21M	$225.36M	$228.26M	$201.01M	$192.93M	$183.11M	$166.75M	$180.00M
Low Forecast	$388.60M	$368.56M	$348.75M	$335.28M	$304.88M	$285.56M	$276.25M	$273.99M	$260.84M	$252.15M	$239.21M	$225.21M	$215.36M	$191.21M	$185.85M	$176.39M	$160.63M	$180.00M
# Analysts	2	2	2	2	1	1	1	4	6	3	1	1	3	6	3	3	4	4
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.98%	1.09%	1.03%

Pagaya's average Quarter revenue forecast for Jun 23 based on 3 analysts is $188.94M, with a low forecast of $185.85M, and a high forecast of $192.93M. PGY's average Quarter revenue forecast represents a 7.81% increase compared to the company's last Quarter revenue of $175.25M (Mar 23).

Pagaya EBITDA Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22
# Analysts	2	2	2	2	1	1	1	4	6	3	1	1	3	6	3	3	4	4
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$-33.83M	$-39.28M	$-84.26M
Avg Forecast	$-35.89M	$-34.04M	$-32.21M	$-30.96M	$-28.16M	$-26.37M	$-25.51M	$-24.94M	$-24.22M	$-23.01M	$-21.73M	$-20.46M	$-20.08M	$-17.66M	$-17.16M	$-16.29M	$-14.83M	$-19.61M
High Forecast	$-35.30M	$-33.48M	$-31.68M	$-30.46M	$-27.69M	$-25.94M	$-25.09M	$-24.89M	$-23.69M	$-22.90M	$-21.73M	$-20.46M	$-19.56M	$-17.37M	$-16.88M	$-16.02M	$-14.59M	$-19.61M
Low Forecast	$-36.64M	$-34.75M	$-32.89M	$-31.62M	$-28.75M	$-26.93M	$-26.05M	$-24.99M	$-25.48M	$-23.12M	$-21.73M	$-20.47M	$-20.73M	$-18.26M	$-17.52M	$-16.63M	$-15.15M	$-19.61M
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2.08%	2.65%	4.30%

undefined analysts predict PGY's average Quarter EBITDA for undefined to be $NaN, with a high of $NaN and a low of $NaN. This is NaN% lower than Pagaya's previous annual EBITDA (undefined) of $NaN.

Pagaya Net Income Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22
# Analysts	2	2	2	2	1	1	1	4	6	3	1	1	3	6	3	3	4	4
Net Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$-98.62M	$-52.21M	$-67.00M
Avg Forecast	$4.36M	$12.73M	$8.73M	$6.91M	$13.09M	$10.91M	$6.55M	$909.11K	$-20.64M	$-14.09M	$-727.29K	$10.67M	$-7.27M	$-15.71M	$-24.81M	$-31.58M	$-58.60M	$-25.84M
High Forecast	$4.48M	$13.08M	$8.97M	$7.10M	$13.45M	$11.21M	$6.73M	$1.15M	$-12.53M	$-13.79M	$-711.80K	$10.68M	$-3.64M	$-15.37M	$-24.28M	$-30.91M	$-57.35M	$-25.84M
Low Forecast	$4.27M	$12.46M	$8.54M	$6.76M	$12.81M	$10.68M	$6.41M	$669.87K	$-30.22M	$-14.48M	$-747.24K	$10.65M	$-10.91M	$-16.14M	$-25.49M	$-32.45M	$-60.21M	$-25.84M
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3.12%	0.89%	2.59%

Pagaya's average Quarter net income forecast for undefined is $NaN, with a range of $NaN to $NaN. PGY's average Quarter net income forecast represents a NaN% decrease compared to the company's last Quarter net income of $NaN (undefined).

Pagaya SG&A Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22
# Analysts	2	2	2	2	1	1	1	4	6	3	1	1	3	6	3	3	4	4
SG&A	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$65.43M	$71.32M	$100.37M
Avg Forecast	$132.63M	$125.79M	$119.03M	$114.43M	$104.06M	$97.46M	$94.29M	$92.17M	$89.53M	$85.05M	$80.31M	$75.63M	$74.21M	$65.28M	$63.43M	$60.20M	$54.83M	$60.43M
High Forecast	$135.43M	$128.45M	$121.54M	$116.85M	$106.25M	$99.52M	$96.28M	$92.36M	$94.17M	$85.45M	$80.31M	$75.66M	$76.63M	$67.48M	$64.77M	$61.47M	$55.98M	$60.43M
Low Forecast	$130.46M	$123.73M	$117.08M	$112.56M	$102.36M	$95.87M	$92.74M	$91.98M	$87.57M	$84.65M	$80.31M	$75.61M	$72.30M	$64.19M	$62.39M	$59.22M	$53.93M	$60.43M
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.09%	1.30%	1.66%

Pagaya's average Quarter SG&A projection for Jun 23 is $63.43M, based on 3 Wall Street analysts, with a range of $62.39M to $64.77M. The forecast indicates a -3.05% fall compared to PGY last annual SG&A of $65.43M (Mar 23).

Pagaya EPS Forecast

	Dec 26	Sep 26	Jun 26	Mar 26	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22
# Analysts	2	2	2	2	1	1	1	4	6	3	1	1	3	6	3	3	4	4
EPS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$-0.14	$-0.08	$-0.10
Avg Forecast	$0.06	$0.17	$0.12	$0.10	$0.18	$0.15	$0.09	$0.01	$-0.28	$-0.19	$-0.01	$0.15	$-0.10	$-0.22	$-0.34	$-0.43	$-0.81	$-0.36
High Forecast	$0.06	$0.18	$0.12	$0.10	$0.18	$0.15	$0.09	$0.02	$-0.17	$-0.19	$-0.01	$0.15	$-0.05	$-0.21	$-0.33	$-0.42	$-0.79	$-0.36
Low Forecast	$0.06	$0.17	$0.12	$0.09	$0.18	$0.15	$0.09	$0.01	$-0.42	$-0.20	$-0.01	$0.15	$-0.15	$-0.22	$-0.35	$-0.45	$-0.83	$-0.36
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.32%	0.09%	0.27%

According to undefined Wall Street analysts, Pagaya's projected average Quarter EPS for undefined is $NaN, with a low estimate of $NaN and a high estimate of $NaN. This represents a NaN% decrease compared to PGY previous annual EPS of $NaN (undefined).

Pagaya Peer Comparison by Price Target

Ticker	Company	Last Closing Price	Avg Price Target	Upside/Downside	Avg Rating
STEM	Stem	$0.33	$7.72	2239.39%	Hold
ALAR	Alarum	$12.52	$28.00	123.64%	Buy
GCT	GigaCloud	$23.26	$50.00	114.96%	Buy
PATH	UiPath	$12.87	$25.43	97.59%	Hold
ARQQ	Arqit Quantum	$7.34	$14.00	90.74%	Buy
OKTA	Okta	$73.69	$116.97	58.73%	Hold
PGY	Pagaya	$8.77	$12.19	39.00%	Buy
ZS	Zscaler	$200.94	$233.41	16.16%	Buy
NET	Cloudflare	$96.47	$95.45	-1.06%	Hold
CRWD	CrowdStrike	$350.15	$321.14	-8.29%	Buy
NTNX	Nutanix	$69.44	$63.23	-8.94%	Buy
PANW	Palo Alto Networks	$392.89	$323.26	-17.72%	Buy

PGY Forecast FAQ

Is Pagaya a good buy?

Yes, according to 13 Wall Street analysts, Pagaya (PGY) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 8 'Buy' recommendations, accounting for 61.54% of PGY's total ratings.

What is PGY's price target?

Pagaya (PGY) average price target is $12.19 with a range of $1.25 to $25, implying a 39.00% from its last price of $8.77. The data is based on 13 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Pagaya stock go up soon?

According to Wall Street analysts' prediction for PGY stock, the company can go up by 39.00% (from the last price of $8.77 to the average price target of $12.19), up by 185.06% based on the highest stock price target, and down by -85.75% based on the lowest stock price target.

Can Pagaya stock reach $13?

PGY's highest twelve months analyst stock price target of $25 supports the claim that Pagaya can reach $13 in the near future.

What are Pagaya's analysts' financial forecasts?

Pagaya's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.16B (high $1.17B, low $1.14B), average EBITDA is $-105M (high $-104M, low $-107M), average net income is $31.46M (high $32.53M, low $30.57M), average SG&A $387.98M (high $394.41M, low $382.95M), and average EPS is $0.432 (high $0.447, low $0.42). PGY's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $1.47B (high $1.5B, low $1.44B), average EBITDA is $-133M (high $-131M, low $-136M), average net income is $32.73M (high $33.63M, low $32.03M), average SG&A $491.89M (high $502.27M, low $483.83M), and average EPS is $0.45 (high $0.462, low $0.44).

Did the PGY's actual financial results beat the analysts' financial forecasts?

Based on Pagaya's last annual report (Dec 2022), the company's revenue was $685.41M, beating the average analysts forecast of $343.31M by 99.65%. Apple's EBITDA was $-314M, beating the average prediction of $-34.441M by 813.11%. The company's net income was $-293M, beating the average estimation of $-84.437M by 246.74%. Apple's SG&A was $398.42M, beating the average forecast of $115.25M by 245.68%. Lastly, the company's EPS was $-0.43, missing the average prediction of $-1.166 by -63.11%. In terms of the last quarterly report (Mar 2023), Pagaya's revenue was $175.25M, missing the average analysts' forecast of $179.32M by -2.27%. The company's EBITDA was $-33.831M, beating the average prediction of $-16.289M by 107.69%. Pagaya's net income was $-98.623M, beating the average estimation of $-31.581M by 212.29%. The company's SG&A was $65.43M, beating the average forecast of $60.2M by 8.68%. Lastly, the company's EPS was $-0.14, missing the average prediction of $-0.434 by -67.76%