Pagaya (PGY) Stock Forecast, Price Target & Predictions
PGY Stock Forecast
Pagaya stock forecast is as follows: an average price target of $12.19 (represents a 14.03% upside from PGY’s last price of $10.69) and a rating consensus of 'Buy', based on 13 wall street analysts offering a 1-year stock forecast.
PGY Price Target
The average price target for Pagaya (PGY) is $12.19 based on 1-year price targets from 13 Wall Street analysts in the past 3 months, with a price target range of $25.00 to $1.25. This represents a potential 14.03% upside from PGY's last price of $10.69.
PGY Analyst Ratings
According to 13 Wall Street analysts, Pagaya's rating consensus is 'Buy'. The analyst rating breakdown for PGY stock is 0 'Strong Buy' (0.00%), 8 'Buy' (61.54%), 5 'Hold' (38.46%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Pagaya Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Aug 26, 2024 | Mark Palmer | Coker Palmer | $21.00 | $13.05 | 60.92% | 96.45% |
| Apr 08, 2024 | David Scharf | JMP Securities | $25.00 | $11.08 | 125.63% | 133.86% |
| Jan 13, 2023 | - | UBS | $1.25 | $1.09 | 14.16% | -88.31% |
| Dec 14, 2022 | - | Canaccord Genuity | $1.50 | $0.69 | 118.66% | -85.97% |
The latest Pagaya stock forecast, released on Aug 26, 2024 by Mark Palmer from Coker Palmer, set a price target of $21.00, which represents a 60.92% increase from the stock price at the time of the forecast ($13.05), and a 96.45% increase from PGY last price ($10.69).
Pagaya Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 1 | 2 |
| Avg Price Target | - | $21.00 | $23.00 |
| Last Closing Price | $10.69 | $10.69 | $10.69 |
| Upside/Downside | -100.00% | 96.45% | 115.15% |
In the current month, the average price target of Pagaya stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Pagaya's last price of $10.69. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Oct 16, 2024 | Wedbush | Buy | Buy | Hold |
| Oct 16, 2024 | Oppenheimer | Underperform | Underperform | Hold |
| Sep 30, 2024 | Oppenheimer | - | Outperform | Initialise |
| Sep 30, 2024 | Wedbush | Market Outperform | Market Outperform | Hold |
| Sep 30, 2024 | JMP Securities | Underperform | Underperform | Hold |
| Sep 03, 2024 | Keefe, Bruyette & Woods | Underperform | Underperform | Hold |
| Sep 03, 2024 | Wedbush | Market Outperform | Market Outperform | Hold |
| Aug 12, 2024 | Wedbush | Market Outperform | Market Outperform | Hold |
| Aug 12, 2024 | Keefe, Bruyette & Woods | Underperform | Underperform | Hold |
| Jun 17, 2024 | Keefe, Bruyette & Woods | - | Outperform | Initialise |
Pagaya's last stock rating was published by Wedbush on Oct 16, 2024. The company gave PGY a "Buy" rating, the same as its previous rate.
Pagaya Financial Forecast
Pagaya Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $175.25M | $178.17M | $185.61M |
| Avg Forecast | $362.61M | $348.57M | $333.71M | $322.78M | $303.27M | $289.85M | $279.93M | $271.39M | $264.96M | $253.34M | $239.21M | $225.28M | $221.06M | $194.44M | $188.94M | $179.32M | $163.31M | $180.00M |
| High Forecast | $362.61M | $348.57M | $333.71M | $322.78M | $303.27M | $289.85M | $279.93M | $271.39M | $264.96M | $254.44M | $239.21M | $225.36M | $228.26M | $201.01M | $188.94M | $179.32M | $163.31M | $180.00M |
| Low Forecast | $362.61M | $348.57M | $333.71M | $322.78M | $303.27M | $289.85M | $279.93M | $271.39M | $264.96M | $252.17M | $239.21M | $225.21M | $215.36M | $191.21M | $188.94M | $179.32M | $163.31M | $180.00M |
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 6 | 3 | 1 | 3 | 6 | 3 | 3 | 4 | 4 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.98% | 1.09% | 1.03% |
Pagaya's average Quarter revenue forecast for Jun 23 based on 3 analysts is $188.94M, with a low forecast of $188.94M, and a high forecast of $188.94M. PGY's average Quarter revenue forecast represents a 7.81% increase compared to the company's last Quarter revenue of $175.25M (Mar 23).
Pagaya EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 6 | 3 | 1 | 3 | 6 | 3 | 3 | 4 | 4 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $-33.83M | $-39.28M | $-84.26M |
| Avg Forecast | $-39.50M | $-37.97M | $-36.35M | $-35.16M | $-33.03M | $-31.57M | $-30.49M | $-29.56M | $-28.86M | $-27.59M | $-26.06M | $-24.54M | $-24.08M | $-21.18M | $-20.58M | $-19.53M | $-17.79M | $-19.61M |
| High Forecast | $-39.50M | $-37.97M | $-36.35M | $-35.16M | $-33.03M | $-31.57M | $-30.49M | $-29.56M | $-28.86M | $-27.47M | $-26.06M | $-24.53M | $-23.46M | $-20.83M | $-20.58M | $-19.53M | $-17.79M | $-19.61M |
| Low Forecast | $-39.50M | $-37.97M | $-36.35M | $-35.16M | $-33.03M | $-31.57M | $-30.49M | $-29.56M | $-28.86M | $-27.71M | $-26.06M | $-24.55M | $-24.86M | $-21.90M | $-20.58M | $-19.53M | $-17.79M | $-19.61M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.73% | 2.21% | 4.30% |
undefined analysts predict PGY's average Quarter EBITDA for undefined to be $NaN, with a high of $NaN and a low of $NaN. This is NaN% lower than Pagaya's previous annual EBITDA (undefined) of $NaN.
Pagaya Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 6 | 3 | 1 | 3 | 6 | 3 | 3 | 4 | 4 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $-98.62M | $-52.21M | $-67.00M |
| Avg Forecast | $6.24M | $5.66M | $5.23M | $4.18M | $10.59M | $9.33M | $7.36M | $5.74M | $-5.38M | $-13.90M | $-717.66K | $10.53M | $-7.18M | $-15.50M | $-24.48M | $-31.16M | $-57.83M | $-25.84M |
| High Forecast | $6.24M | $5.66M | $5.23M | $4.18M | $10.59M | $9.33M | $7.36M | $5.74M | $-5.38M | $-10.01M | $-717.66K | $10.54M | $-3.59M | $-15.50M | $-24.48M | $-31.16M | $-57.83M | $-25.84M |
| Low Forecast | $6.24M | $5.66M | $5.23M | $4.18M | $10.59M | $9.33M | $7.36M | $5.74M | $-5.38M | $-21.69M | $-717.66K | $10.51M | $-10.76M | $-15.50M | $-24.48M | $-31.16M | $-57.83M | $-25.84M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.16% | 0.90% | 2.59% |
Pagaya's average Quarter net income forecast for undefined is $NaN, with a range of $NaN to $NaN. PGY's average Quarter net income forecast represents a NaN% decrease compared to the company's last Quarter net income of $NaN (undefined).
Pagaya SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 6 | 3 | 1 | 3 | 6 | 3 | 3 | 4 | 4 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $65.43M | $71.32M | $100.37M |
| Avg Forecast | $121.74M | $117.02M | $112.03M | $108.36M | $101.81M | $97.31M | $93.98M | $91.11M | $88.95M | $85.05M | $80.31M | $75.63M | $74.21M | $65.28M | $63.43M | $60.20M | $54.83M | $60.43M |
| High Forecast | $121.74M | $117.02M | $112.03M | $108.36M | $101.81M | $97.31M | $93.98M | $91.11M | $88.95M | $85.42M | $80.31M | $75.66M | $76.63M | $67.48M | $63.43M | $60.20M | $54.83M | $60.43M |
| Low Forecast | $121.74M | $117.02M | $112.03M | $108.36M | $101.81M | $97.31M | $93.98M | $91.11M | $88.95M | $84.66M | $80.31M | $75.61M | $72.30M | $64.19M | $63.43M | $60.20M | $54.83M | $60.43M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.09% | 1.30% | 1.66% |
Pagaya's average Quarter SG&A projection for Jun 23 is $63.43M, based on 3 Wall Street analysts, with a range of $63.43M to $63.43M. The forecast indicates a -3.05% fall compared to PGY last annual SG&A of $65.43M (Mar 23).
Pagaya EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 6 | 3 | 1 | 3 | 6 | 3 | 3 | 4 | 4 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $-0.14 | $-0.08 | $-0.10 |
| Avg Forecast | $0.09 | $0.08 | $0.07 | $0.06 | $0.15 | $0.13 | $0.10 | $0.08 | $-0.07 | $-0.19 | $-0.01 | $0.15 | $-0.10 | $-0.22 | $-0.34 | $-0.43 | $-0.81 | $-0.36 |
| High Forecast | $0.09 | $0.08 | $0.07 | $0.06 | $0.15 | $0.13 | $0.10 | $0.08 | $-0.07 | $-0.14 | $-0.01 | $0.15 | $-0.05 | $-0.22 | $-0.34 | $-0.43 | $-0.81 | $-0.36 |
| Low Forecast | $0.09 | $0.08 | $0.07 | $0.06 | $0.15 | $0.13 | $0.10 | $0.08 | $-0.07 | $-0.30 | $-0.01 | $0.15 | $-0.15 | $-0.22 | $-0.34 | $-0.43 | $-0.81 | $-0.36 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.32% | 0.09% | 0.27% |
According to undefined Wall Street analysts, Pagaya's projected average Quarter EPS for undefined is $NaN, with a low estimate of $NaN and a high estimate of $NaN. This represents a NaN% decrease compared to PGY previous annual EPS of $NaN (undefined).
Pagaya Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| STEM | Stem | $0.42 | $7.72 | 1738.10% | Hold |
| ARQQ | Arqit Quantum | $5.86 | $14.00 | 138.91% | Buy |
| GCT | GigaCloud | $22.69 | $50.00 | 120.36% | Buy |
| PATH | UiPath | $12.32 | $25.43 | 106.41% | Hold |
| ALAR | Alarum | $13.92 | $28.00 | 101.15% | Buy |
| OKTA | Okta | $73.24 | $116.97 | 59.71% | Hold |
| ZS | Zscaler | $184.90 | $232.54 | 25.77% | Buy |
| PGY | Pagaya | $10.69 | $12.19 | 14.03% | Buy |
| NET | Cloudflare | $86.49 | $95.00 | 9.84% | Hold |
| CRWD | CrowdStrike | $298.88 | $321.14 | 7.45% | Buy |
| NTNX | Nutanix | $62.51 | $63.23 | 1.15% | Buy |
| PANW | Palo Alto Networks | $361.12 | $315.68 | -12.58% | Buy |
PGY Forecast FAQ
Is Pagaya a good buy?
Yes, according to 13 Wall Street analysts, Pagaya (PGY) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 8 'Buy' recommendations, accounting for 61.54% of PGY's total ratings.
What is PGY's price target?
Pagaya (PGY) average price target is $12.19 with a range of $1.25 to $25, implying a 14.03% from its last price of $10.69. The data is based on 13 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Pagaya stock go up soon?
According to Wall Street analysts' prediction for PGY stock, the company can go up by 14.03% (from the last price of $10.69 to the average price target of $12.19), up by 133.86% based on the highest stock price target, and down by -88.31% based on the lowest stock price target.
Can Pagaya stock reach $20?
PGY's highest twelve months analyst stock price target of $25 supports the claim that Pagaya can reach $20 in the near future.
What are Pagaya's analysts' financial forecasts?
Pagaya's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.14B (high $1.14B, low $1.14B), average EBITDA is $-125M (high $-125M, low $-125M), average net income is $33.01M (high $33.01M, low $33.01M), average SG&A $384.21M (high $384.21M, low $384.21M), and average EPS is $0.46 (high $0.46, low $0.46). PGY's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $1.37B (high $1.37B, low $1.37B), average EBITDA is $-149M (high $-149M, low $-149M), average net income is $21.31M (high $21.31M, low $21.31M), average SG&A $459.15M (high $459.15M, low $459.15M), and average EPS is $0.297 (high $0.297, low $0.297).
Did the PGY's actual financial results beat the analysts' financial forecasts?
Based on Pagaya's last annual report (Dec 2022), the company's revenue was $685.41M, beating the average analysts forecast of $343.31M by 99.65%. Apple's EBITDA was $-314M, beating the average prediction of $-37.395M by 740.97%. The company's net income was $-293M, beating the average estimation of $-83.661M by 249.95%. Apple's SG&A was $398.42M, beating the average forecast of $115.25M by 245.68%. Lastly, the company's EPS was $-0.43, missing the average prediction of $-1.166 by -63.11%. In terms of the last quarterly report (Mar 2023), Pagaya's revenue was $175.25M, missing the average analysts' forecast of $179.32M by -2.27%. The company's EBITDA was $-33.831M, beating the average prediction of $-19.533M by 73.20%. Pagaya's net income was $-98.623M, beating the average estimation of $-31.163M by 216.48%. The company's SG&A was $65.43M, beating the average forecast of $60.2M by 8.68%. Lastly, the company's EPS was $-0.14, missing the average prediction of $-0.434 by -67.76%