Old Second Bancorp (OSBC) Stock Forecast, Price Target & Predictions
OSBC Stock Forecast
Old Second Bancorp stock forecast is as follows: an average price target of $20.50 (represents a 16.08% upside from OSBC’s last price of $17.66) and a rating consensus of 'Buy', based on 2 wall street analysts offering a 1-year stock forecast.
OSBC Price Target
The average price target for Old Second Bancorp (OSBC) is $20.50 based on 1-year price targets from 2 Wall Street analysts in the past 3 months, with a price target range of $23.00 to $18.00. This represents a potential 16.08% upside from OSBC's last price of $17.66.
OSBC Analyst Ratings
According to 2 Wall Street analysts, Old Second Bancorp's rating consensus is 'Buy'. The analyst rating breakdown for OSBC stock is 0 'Strong Buy' (0.00%), 2 'Buy' (100.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Old Second Bancorp Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Oct 18, 2024 | Nathan Race | Piper Sandler | $23.00 | $17.04 | 34.98% | 30.24% |
| Oct 17, 2024 | Manuel Navas | D.A. Davidson | $18.00 | $17.04 | 5.63% | 1.93% |
| Oct 17, 2024 | Nathan Rice | Piper Sandler | $22.50 | $16.12 | 39.58% | 27.41% |
| Sep 25, 2024 | Manuel Navas | D.A. Davidson | $17.00 | $16.27 | 4.49% | -3.74% |
| Jul 19, 2024 | Manuel Navas | D.A. Davidson | $19.00 | $16.36 | 16.14% | 7.59% |
| Jul 19, 2024 | Nathan Rice | Piper Sandler | $19.50 | $16.36 | 19.19% | 10.42% |
| Apr 04, 2024 | Strong Buy | Raymond James | $17.00 | $13.30 | 27.82% | -3.74% |
| Apr 29, 2022 | Raymond James | $18.00 | $14.20 | 26.76% | 1.93% |
The latest Old Second Bancorp stock forecast, released on Oct 18, 2024 by Nathan Race from Piper Sandler, set a price target of $23.00, which represents a 34.98% increase from the stock price at the time of the forecast ($17.04), and a 30.24% increase from OSBC last price ($17.66).
Old Second Bancorp Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 4 | 7 |
| Avg Price Target | - | $20.13 | $19.43 |
| Last Closing Price | $17.66 | $17.66 | $17.66 |
| Upside/Downside | -100.00% | 13.99% | 10.02% |
In the current month, the average price target of Old Second Bancorp stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Old Second Bancorp's last price of $17.66. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Oct 17, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Sep 17, 2024 | Raymond James | Strong Buy | Outperform | Downgrade |
| Jul 19, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Apr 29, 2022 | Raymond James | Strong Buy | Strong Buy | Hold |
Old Second Bancorp's last stock rating was published by Piper Sandler on Oct 17, 2024. The company gave OSBC a "Overweight" rating, the same as its previous rate.
Old Second Bancorp Financial Forecast
Old Second Bancorp Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | $82.21M | $71.56M | $70.58M | $61.00K | $71.73M | $65.61M | $53.42M | $54.20M | $38.66M | $31.30M | $29.25M | $34.25M | $32.08M | $33.63M | $32.89M | $28.45M | $32.08M | $36.43M |
| Avg Forecast | $71.75M | $72.10M | $70.40M | $69.30M | $70.84M | $70.90M | $70.38M | $70.12M | $70.56M | $70.70M | $70.04M | $69.80M | $72.98M | $72.53M | $73.71M | $74.77M | $70.42M | $61.80M | $55.48M | $52.94M | $40.39M | $31.88M | $33.87M | $32.50M | $33.10M | $33.52M | $31.73M | $31.15M | $33.25M | $33.17M |
| High Forecast | $72.62M | $72.98M | $71.26M | $70.14M | $71.70M | $71.76M | $71.24M | $70.77M | $70.61M | $70.76M | $70.89M | $70.65M | $73.11M | $73.42M | $74.60M | $75.68M | $71.28M | $62.49M | $56.09M | $53.53M | $40.84M | $32.23M | $34.24M | $32.86M | $33.47M | $33.90M | $32.08M | $31.50M | $33.62M | $33.54M |
| Low Forecast | $70.84M | $71.19M | $69.51M | $68.42M | $69.94M | $70.00M | $69.49M | $69.47M | $70.51M | $70.64M | $69.15M | $68.91M | $72.71M | $71.61M | $72.77M | $73.82M | $69.53M | $61.06M | $54.81M | $52.31M | $39.91M | $31.49M | $33.46M | $32.11M | $32.70M | $33.12M | $31.35M | $30.78M | $32.85M | $32.78M |
| # Analysts | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 4 | 4 | 2 | 2 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 4 | 7 | 4 | 4 | 3 | 5 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.13% | 0.99% | 0.96% | 0.00% | 1.02% | 1.06% | 0.96% | 1.02% | 0.96% | 0.98% | 0.86% | 1.05% | 0.97% | 1.00% | 1.04% | 0.91% | 0.96% | 1.10% |
Old Second Bancorp's average Quarter revenue forecast for Mar 24 based on 2 analysts is $69.80M, with a low forecast of $68.91M, and a high forecast of $70.65M. OSBC's average Quarter revenue forecast represents a -15.09% decrease compared to the company's last Quarter revenue of $82.21M (Dec 23).
Old Second Bancorp EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 4 | 4 | 2 | 2 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 4 | 7 | 4 | 4 | 3 | 5 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | $24.94M | $32.48M | $45.28M | $38.09M | $37.16M | $29.67M | $20.48M | $20.29M | $-8.19M | $14.37M | $15.09M | $18.84M | $14.38M | $17.00M | $16.20M | $5.58M | $17.65M | $21.62M |
| Avg Forecast | $26.20M | $26.33M | $25.70M | $25.30M | $25.87M | $25.89M | $25.70M | $25.60M | $25.76M | $25.81M | $25.57M | $22.59M | $26.65M | $26.48M | $26.91M | $20.54M | $-4.31M | $16.82M | $15.10M | $18.67M | $10.99M | $8.68M | $9.22M | $9.56M | $9.01M | $9.13M | $8.64M | $9.81M | $9.05M | $9.03M |
| High Forecast | $26.52M | $26.65M | $26.02M | $25.61M | $26.18M | $26.20M | $26.01M | $25.84M | $25.78M | $25.84M | $25.88M | $27.11M | $26.69M | $26.81M | $27.24M | $24.64M | $-3.45M | $17.01M | $15.27M | $22.40M | $11.12M | $8.77M | $9.32M | $11.48M | $9.11M | $9.23M | $8.73M | $11.77M | $9.15M | $9.13M |
| Low Forecast | $25.87M | $25.99M | $25.38M | $24.98M | $25.54M | $25.56M | $25.37M | $25.36M | $25.74M | $25.79M | $25.25M | $18.07M | $26.55M | $26.15M | $26.57M | $16.43M | $-5.17M | $16.62M | $14.92M | $14.94M | $10.86M | $8.57M | $9.11M | $7.65M | $8.90M | $9.02M | $8.53M | $7.85M | $8.94M | $8.92M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.94% | 1.23% | 1.68% | 1.85% | -8.63% | 1.76% | 1.36% | 1.09% | -0.74% | 1.66% | 1.64% | 1.97% | 1.60% | 1.86% | 1.88% | 0.57% | 1.95% | 2.39% |
2 analysts predict OSBC's average Quarter EBITDA for Mar 24 to be $22.59M, with a high of $27.11M and a low of $18.07M. This is -9.41% lower than Old Second Bancorp's previous annual EBITDA (Dec 23) of $24.94M.
Old Second Bancorp Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 4 | 4 | 2 | 2 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 4 | 7 | 4 | 4 | 3 | 5 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | $18.23M | $32.48M | $25.56M | $23.61M | $23.61M | $19.52M | $12.25M | $12.02M | $-9.07M | $8.41M | $8.82M | $11.88M | $8.05M | $10.27M | $9.24M | $275.00K | $9.54M | $12.17M |
| Avg Forecast | $21.08M | $21.30M | $20.41M | $19.06M | $20.33M | $20.71M | $20.63M | $20.33M | $21.38M | $21.23M | $21.15M | $13.38M | $22.87M | $23.85M | $23.92M | $12.16M | $-4.77M | $18.36M | $15.44M | $11.06M | $-11.33M | $12.24M | $13.93M | $6.03M | $12.33M | $10.69M | $6.94M | $483.75K | $13.80M | $14.16M |
| High Forecast | $21.41M | $21.64M | $20.73M | $19.36M | $20.65M | $21.03M | $20.96M | $20.77M | $21.82M | $21.31M | $21.16M | $16.06M | $23.72M | $24.22M | $24.30M | $14.60M | $-3.82M | $18.63M | $15.66M | $13.27M | $-11.15M | $12.42M | $14.13M | $7.24M | $12.51M | $10.84M | $7.04M | $580.50K | $13.99M | $14.37M |
| Low Forecast | $20.73M | $20.95M | $20.07M | $18.75M | $20.00M | $20.36M | $20.29M | $19.89M | $20.51M | $21.15M | $21.15M | $10.70M | $22.45M | $23.45M | $23.53M | $9.73M | $-5.72M | $18.08M | $15.20M | $8.85M | $-11.49M | $12.05M | $13.72M | $4.82M | $12.14M | $10.52M | $6.84M | $387.00K | $13.58M | $13.94M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.80% | 1.36% | 1.07% | 1.94% | -4.95% | 1.06% | 0.79% | 1.09% | 0.80% | 0.69% | 0.63% | 1.97% | 0.65% | 0.96% | 1.33% | 0.57% | 0.69% | 0.86% |
Old Second Bancorp's average Quarter net income forecast for Mar 24 is $13.38M, with a range of $10.70M to $16.06M. OSBC's average Quarter net income forecast represents a -26.58% decrease compared to the company's last Quarter net income of $18.23M (Dec 23).
Old Second Bancorp SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 4 | 4 | 2 | 2 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 4 | 7 | 4 | 4 | 3 | 5 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $24.25M | $23.00M | $23.28M | $25.32M | $24.55M | $26.59M | $27.10M | $23.00M | $15.06M | $14.76M | $15.34M | $14.57M | $14.35M | $13.04M | $14.66M | $13.39M | $14.07M |
| Avg Forecast | $29.61M | $29.76M | $29.05M | $28.60M | $29.24M | $29.26M | $29.05M | $28.94M | $29.12M | $29.18M | $28.91M | $30.17M | $30.12M | $29.93M | $30.42M | $27.43M | $12.10M | $25.10M | $22.53M | $24.93M | $16.40M | $12.94M | $13.75M | $7.79M | $13.44M | $13.61M | $12.88M | $25.80M | $13.50M | $13.47M |
| High Forecast | $29.97M | $30.12M | $29.41M | $28.95M | $29.59M | $29.62M | $29.40M | $29.21M | $29.14M | $29.20M | $29.26M | $36.20M | $30.17M | $30.30M | $30.79M | $32.91M | $14.52M | $25.37M | $22.78M | $29.92M | $16.58M | $13.09M | $13.91M | $9.35M | $13.59M | $13.76M | $13.03M | $30.96M | $13.65M | $13.62M |
| Low Forecast | $29.24M | $29.38M | $28.69M | $28.24M | $28.87M | $28.89M | $28.68M | $28.67M | $29.10M | $29.15M | $28.54M | $24.14M | $30.01M | $29.55M | $30.03M | $21.94M | $9.68M | $24.80M | $22.26M | $19.95M | $16.21M | $12.79M | $13.59M | $6.23M | $13.28M | $13.45M | $12.73M | $20.64M | $13.34M | $13.31M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.81% | 0.76% | 0.85% | 2.09% | 0.98% | 1.18% | 1.09% | 1.40% | 1.16% | 1.07% | 1.97% | 1.08% | 1.05% | 1.01% | 0.57% | 0.99% | 1.04% |
Old Second Bancorp's average Quarter SG&A projection for Dec 23 is $30.12M, based on 4 Wall Street analysts, with a range of $30.01M to $30.17M. The forecast indicates a 24.19% rise compared to OSBC last annual SG&A of $24.25M (Sep 23).
Old Second Bancorp EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 4 | 4 | 2 | 2 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 4 | 7 | 4 | 4 | 3 | 5 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | $0.40 | $0.73 | $0.57 | $0.53 | $0.53 | $0.43 | $0.28 | $0.27 | $-0.27 | $0.30 | $0.30 | $0.41 | $0.27 | $0.35 | $0.31 | $0.01 | $0.32 | $0.41 |
| Avg Forecast | $0.47 | $0.47 | $0.46 | $0.42 | $0.45 | $0.46 | $0.46 | $0.45 | $0.48 | $0.47 | $0.47 | $0.46 | $0.51 | $0.53 | $0.53 | $0.54 | $0.51 | $0.40 | $0.34 | $0.21 | $-0.25 | $0.27 | $0.30 | $0.26 | $0.27 | $0.23 | $0.15 | $0.22 | $0.30 | $0.31 |
| High Forecast | $0.48 | $0.48 | $0.46 | $0.43 | $0.46 | $0.47 | $0.47 | $0.46 | $0.49 | $0.48 | $0.47 | $0.46 | $0.53 | $0.54 | $0.54 | $0.55 | $0.52 | $0.41 | $0.34 | $0.22 | $-0.24 | $0.27 | $0.31 | $0.26 | $0.27 | $0.24 | $0.15 | $0.22 | $0.31 | $0.31 |
| Low Forecast | $0.46 | $0.47 | $0.45 | $0.42 | $0.45 | $0.45 | $0.45 | $0.44 | $0.46 | $0.47 | $0.47 | $0.46 | $0.50 | $0.52 | $0.52 | $0.53 | $0.50 | $0.40 | $0.33 | $0.21 | $-0.25 | $0.26 | $0.30 | $0.26 | $0.27 | $0.23 | $0.15 | $0.22 | $0.30 | $0.31 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.78% | 1.37% | 1.07% | 0.98% | 1.04% | 1.07% | 0.83% | 1.26% | 1.09% | 1.12% | 0.98% | 1.58% | 1.00% | 1.50% | 2.04% | 0.05% | 1.06% | 1.32% |
According to 2 Wall Street analysts, Old Second Bancorp's projected average Quarter EPS for Mar 24 is $0.46, with a low estimate of $0.46 and a high estimate of $0.46. This represents a 15.42% increase compared to OSBC previous annual EPS of $0.40 (Dec 23).