Old Second Bancorp (OSBC) Stock Forecast, Price Target & Predictions
OSBC Stock Forecast
Old Second Bancorp stock forecast is as follows: an average price target of $18.50 (represents a 11.85% upside from OSBC’s last price of $16.54) and a rating consensus of 'Strong Buy', based on 2 wall street analysts offering a 1-year stock forecast.
OSBC Price Target
The average price target for Old Second Bancorp (OSBC) is $18.50 based on 1-year price targets from 2 Wall Street analysts in the past 3 months, with a price target range of $19.50 to $17.00. This represents a potential 11.85% upside from OSBC's last price of $16.54.
OSBC Analyst Ratings
According to 2 Wall Street analysts, Old Second Bancorp's rating consensus is 'Strong Buy'. The analyst rating breakdown for OSBC stock is 1 'Strong Buy' (50.00%), 1 'Buy' (50.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Old Second Bancorp Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Jul 19, 2024 | Manuel Navas | D.A. Davidson | $19.00 | $16.36 | 16.14% | 14.87% |
| Jul 19, 2024 | Nathan Rice | Piper Sandler | $19.50 | $16.36 | 19.19% | 17.90% |
| Apr 04, 2024 | Strong Buy | Raymond James | $17.00 | $13.30 | 27.82% | 2.78% |
| Apr 29, 2022 | - | Raymond James | $18.00 | $14.20 | 26.76% | 8.83% |
The latest Old Second Bancorp stock forecast, released on Jul 19, 2024 by Manuel Navas from D.A. Davidson, set a price target of $19.00, which represents a 16.14% increase from the stock price at the time of the forecast ($16.36), and a 14.87% increase from OSBC last price ($16.54).
Old Second Bancorp Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 2 | 3 |
| Avg Price Target | - | $19.25 | $18.50 |
| Last Closing Price | $16.54 | $16.54 | $16.54 |
| Upside/Downside | -100.00% | 16.38% | 11.85% |
In the current month, the average price target of Old Second Bancorp stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Old Second Bancorp's last price of $16.54. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Jul 19, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Apr 29, 2022 | Raymond James | Strong Buy | Strong Buy | Hold |
Old Second Bancorp's last stock rating was published by Piper Sandler on Jul 19, 2024. The company gave OSBC a "Overweight" rating, the same as its previous rate.
Old Second Bancorp Financial Forecast
Old Second Bancorp Revenue Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | $82.21M | $71.56M | $70.58M | $61.00K | $71.73M | $65.61M | - | $54.20M | $38.66M | $31.30M | $29.25M | $34.25M | $32.08M | $33.63M | $32.89M | $28.45M | $32.08M | $36.43M | $32.66M | $30.37M | $30.80M | $31.23M |
| Avg Forecast | $71.94M | $71.64M | $71.14M | $70.26M | $70.88M | $70.82M | $70.04M | $69.80M | $72.98M | $72.53M | $73.71M | $74.77M | $70.42M | $61.80M | $55.48M | $52.94M | $40.39M | $31.88M | $33.87M | $32.50M | $33.10M | $33.52M | $31.73M | $31.15M | $33.25M | $33.17M | $32.63M | $32.45M | $33.84M | $28.59M |
| High Forecast | $72.21M | $71.91M | $71.41M | $70.53M | $71.15M | $71.07M | $70.31M | $70.07M | $73.11M | $72.81M | $73.99M | $75.05M | $70.69M | $62.04M | $55.48M | $53.44M | $40.77M | $32.18M | $34.19M | $32.81M | $33.41M | $33.84M | $32.02M | $31.44M | $33.56M | $33.49M | $32.94M | $32.75M | $40.61M | $34.31M |
| Low Forecast | $71.71M | $71.41M | $70.91M | $70.03M | $70.65M | $70.57M | $69.81M | $69.57M | $72.71M | $72.30M | $73.47M | $74.52M | $70.20M | $61.60M | $55.48M | $52.49M | $40.05M | $31.60M | $33.58M | $32.22M | $32.82M | $33.24M | $31.46M | $30.89M | $32.97M | $32.89M | $32.36M | $32.17M | $27.07M | $22.87M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 7 | 7 | 10 | 10 | 10 | 10 | 6 | 6 | 6 | 6 | 15 | 8 |
| Surprise % | - | - | - | - | - | - | - | - | 1.13% | 0.99% | 0.96% | 0.00% | 1.02% | 1.06% | - | 1.02% | 0.96% | 0.98% | 0.86% | 1.05% | 0.97% | 1.00% | 1.04% | 0.91% | 0.96% | 1.10% | 1.00% | 0.94% | 0.91% | 1.09% |
Old Second Bancorp's average Quarter revenue forecast for Mar 24 based on 2 analysts is $69.80M, with a low forecast of $69.57M, and a high forecast of $70.07M. OSBC's average Quarter revenue forecast represents a -15.09% decrease compared to the company's last Quarter revenue of $82.21M (Dec 23).
Old Second Bancorp EBITDA Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 7 | 7 | 10 | 10 | 10 | 10 | 6 | 6 | 6 | 6 | 15 | 8 |
| EBITDA | - | - | - | - | - | - | - | - | $24.94M | $32.48M | $45.28M | $38.09M | $37.16M | $29.67M | - | $20.29M | $-8.19M | $14.37M | $15.09M | $18.84M | $14.38M | $17.00M | $16.20M | $5.58M | $17.65M | $21.62M | $17.91M | $16.50M | $17.04M | $18.05M |
| Avg Forecast | $19.58M | $19.50M | $19.36M | $19.13M | $19.29M | $19.28M | $19.07M | $22.59M | $19.86M | $19.74M | $20.06M | $20.54M | $19.17M | $18.18M | $15.10M | $18.67M | $-3.92M | $14.37M | $16.46M | $9.56M | $14.38M | $9.76M | $13.01M | $9.81M | $17.07M | $15.34M | $17.91M | $17.60M | $18.18M | $16.18M |
| High Forecast | $19.66M | $19.58M | $19.44M | $19.20M | $19.37M | $19.35M | $19.14M | $27.11M | $19.90M | $19.82M | $20.14M | $24.64M | $19.24M | $21.82M | $15.10M | $22.40M | $-3.13M | $17.25M | $19.75M | $11.48M | $17.26M | $11.71M | $15.61M | $11.77M | $20.48M | $18.41M | $21.50M | $21.13M | $21.81M | $19.42M |
| Low Forecast | $19.52M | $19.44M | $19.30M | $19.06M | $19.23M | $19.21M | $19.00M | $18.07M | $19.79M | $19.68M | $20.00M | $16.43M | $19.11M | $14.55M | $15.10M | $14.94M | $-4.70M | $11.50M | $13.17M | $7.65M | $11.50M | $7.81M | $10.41M | $7.85M | $13.65M | $12.28M | $14.33M | $14.08M | $14.54M | $12.95M |
| Surprise % | - | - | - | - | - | - | - | - | 1.26% | 1.65% | 2.26% | 1.85% | 1.94% | 1.63% | - | 1.09% | 2.09% | 1.00% | 0.92% | 1.97% | 1.00% | 1.74% | 1.25% | 0.57% | 1.03% | 1.41% | 1.00% | 0.94% | 0.94% | 1.12% |
2 analysts predict OSBC's average Quarter EBITDA for Mar 24 to be $22.59M, with a high of $27.11M and a low of $18.07M. This is -9.41% lower than Old Second Bancorp's previous annual EBITDA (Dec 23) of $24.94M.
Old Second Bancorp Net Income Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 7 | 7 | 10 | 10 | 10 | 10 | 6 | 6 | 6 | 6 | 15 | 8 |
| Net Income | - | - | - | - | - | - | - | - | $18.23M | $32.48M | $25.56M | $23.61M | $23.61M | $19.52M | - | $12.02M | $-9.07M | $8.41M | $8.82M | $11.88M | $8.05M | $10.27M | $9.24M | $275.00K | $9.54M | $12.17M | $9.28M | $8.47M | $8.62M | $9.64M |
| Avg Forecast | $21.62M | $21.70M | $21.55M | $20.71M | $21.78M | $21.78M | $21.55M | $13.38M | $23.30M | $24.29M | $24.36M | $12.16M | $23.30M | $10.64M | $15.39M | $11.06M | $-4.34M | $8.41M | $9.62M | $6.03M | $8.05M | $5.89M | $7.42M | $483.75K | $9.22M | $8.64M | $9.28M | $9.03M | $9.19M | $8.64M |
| High Forecast | $21.73M | $21.81M | $21.65M | $20.81M | $21.88M | $22.68M | $21.65M | $16.06M | $24.16M | $24.41M | $24.48M | $14.60M | $23.41M | $12.77M | $15.39M | $13.27M | $-3.47M | $10.09M | $11.55M | $7.24M | $9.66M | $7.07M | $8.90M | $580.50K | $11.06M | $10.37M | $11.13M | $10.84M | $11.03M | $10.37M |
| Low Forecast | $21.53M | $21.61M | $21.46M | $20.62M | $21.68M | $21.32M | $21.46M | $10.70M | $22.87M | $24.19M | $24.26M | $9.73M | $23.20M | $8.51M | $15.39M | $8.85M | $-5.20M | $6.73M | $7.70M | $4.82M | $6.44M | $4.71M | $5.93M | $387.00K | $7.37M | $6.91M | $7.42M | $7.23M | $7.36M | $6.92M |
| Surprise % | - | - | - | - | - | - | - | - | 0.78% | 1.34% | 1.05% | 1.94% | 1.01% | 1.83% | - | 1.09% | 2.09% | 1.00% | 0.92% | 1.97% | 1.00% | 1.74% | 1.25% | 0.57% | 1.03% | 1.41% | 1.00% | 0.94% | 0.94% | 1.12% |
Old Second Bancorp's average Quarter net income forecast for Mar 24 is $13.38M, with a range of $10.70M to $16.06M. OSBC's average Quarter net income forecast represents a -26.58% decrease compared to the company's last Quarter net income of $18.23M (Dec 23).
Old Second Bancorp SG&A Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 7 | 7 | 10 | 10 | 10 | 10 | 6 | 6 | 6 | 6 | 15 | 8 |
| SG&A | - | - | - | - | - | - | - | - | - | $24.25M | $23.00M | $23.28M | $25.32M | $24.55M | - | $27.10M | $23.00M | $15.06M | $14.76M | $15.34M | $14.57M | $14.35M | $13.04M | $14.66M | $13.39M | $14.07M | $13.84M | $13.60M | $12.52M | $13.30M |
| Avg Forecast | $29.21M | $29.09M | $28.89M | $28.53M | $28.78M | $28.76M | $28.44M | $30.17M | $29.63M | $29.45M | $29.93M | $27.43M | $28.60M | $19.05M | $22.53M | $24.93M | $11.00M | $15.06M | $16.11M | $7.79M | $14.57M | $8.23M | $10.47M | $25.80M | $12.94M | $9.98M | $13.84M | $14.51M | $13.35M | $11.92M |
| High Forecast | $29.32M | $29.20M | $29.00M | $28.64M | $28.89M | $28.86M | $28.55M | $36.20M | $29.69M | $29.57M | $30.04M | $32.91M | $28.71M | $22.86M | $22.53M | $29.92M | $13.20M | $18.07M | $19.33M | $9.35M | $17.48M | $9.88M | $12.56M | $30.96M | $15.53M | $11.98M | $16.61M | $17.41M | $16.02M | $14.30M |
| Low Forecast | $29.12M | $29.00M | $28.79M | $28.44M | $28.69M | $28.66M | $28.35M | $24.14M | $29.52M | $29.36M | $29.83M | $21.94M | $28.51M | $15.24M | $22.53M | $19.95M | $8.80M | $12.05M | $12.88M | $6.23M | $11.65M | $6.59M | $8.37M | $20.64M | $10.35M | $7.99M | $11.08M | $11.61M | $10.68M | $9.54M |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.82% | 0.77% | 0.85% | 0.89% | 1.29% | - | 1.09% | 2.09% | 1.00% | 0.92% | 1.97% | 1.00% | 1.74% | 1.25% | 0.57% | 1.03% | 1.41% | 1.00% | 0.94% | 0.94% | 1.12% |
Old Second Bancorp's average Quarter SG&A projection for Dec 23 is $29.63M, based on 4 Wall Street analysts, with a range of $29.52M to $29.69M. The forecast indicates a 22.19% rise compared to OSBC last annual SG&A of $24.25M (Sep 23).
Old Second Bancorp EPS Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 2 | 4 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 7 | 7 | 10 | 10 | 10 | 10 | 6 | 6 | 6 | 6 | 15 | 8 |
| EPS | - | - | - | - | - | - | - | - | $0.40 | $0.73 | $0.57 | $0.53 | $0.53 | $0.43 | - | $0.27 | $-0.27 | $0.30 | $0.30 | $0.41 | $0.27 | $0.35 | $0.31 | $0.01 | $0.32 | $0.41 | $0.31 | $0.28 | $0.29 | $0.32 |
| Avg Forecast | $0.47 | $0.47 | $0.47 | $0.45 | $0.48 | $0.48 | $0.47 | $0.46 | $0.51 | $0.53 | $0.53 | $0.54 | $0.51 | $0.40 | $0.34 | $0.21 | $-0.25 | $0.27 | $0.30 | $0.26 | $0.27 | $0.23 | $0.15 | $0.22 | $0.30 | $0.31 | $0.31 | $0.30 | $0.32 | $0.26 |
| High Forecast | $0.48 | $0.48 | $0.47 | $0.46 | $0.48 | $0.50 | $0.47 | $0.46 | $0.53 | $0.53 | $0.54 | $0.54 | $0.51 | $0.40 | $0.34 | $0.22 | $-0.25 | $0.27 | $0.31 | $0.26 | $0.27 | $0.24 | $0.15 | $0.22 | $0.31 | $0.31 | $0.31 | $0.30 | $0.38 | $0.31 |
| Low Forecast | $0.47 | $0.47 | $0.47 | $0.45 | $0.47 | $0.47 | $0.47 | $0.46 | $0.50 | $0.53 | $0.53 | $0.54 | $0.51 | $0.40 | $0.34 | $0.21 | $-0.25 | $0.27 | $0.30 | $0.26 | $0.27 | $0.23 | $0.15 | $0.22 | $0.30 | $0.31 | $0.30 | $0.29 | $0.26 | $0.21 |
| Surprise % | - | - | - | - | - | - | - | - | 0.78% | 1.37% | 1.07% | 0.98% | 1.04% | 1.07% | - | 1.26% | 1.09% | 1.12% | 0.98% | 1.58% | 1.00% | 1.50% | 2.04% | 0.05% | 1.06% | 1.32% | 1.01% | 0.95% | 0.91% | 1.23% |
According to 2 Wall Street analysts, Old Second Bancorp's projected average Quarter EPS for Mar 24 is $0.46, with a low estimate of $0.46 and a high estimate of $0.46. This represents a 15.42% increase compared to OSBC previous annual EPS of $0.40 (Dec 23).
OSBC Forecast FAQ
Is Old Second Bancorp a good buy?
Yes, according to 2 Wall Street analysts, Old Second Bancorp (OSBC) is considered a 'Strong Buy'. The rating consensus is based on 1 'Strong Buy' and 1 'Buy' recommendations, accounting for 100.00% of OSBC's total ratings.
What is OSBC's price target?
Old Second Bancorp (OSBC) average price target is $18.5 with a range of $17 to $19.5, implying a 11.85% from its last price of $16.54. The data is based on 2 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Old Second Bancorp stock go up soon?
According to Wall Street analysts' prediction for OSBC stock, the company can go up by 11.85% (from the last price of $16.54 to the average price target of $18.5), up by 17.90% based on the highest stock price target, and up by 2.78% based on the lowest stock price target.
Can Old Second Bancorp stock reach $20?
OSBC's average twelve months analyst stock price target of $18.5 does not support the claim that Old Second Bancorp can reach $20 in the near future.
What are Old Second Bancorp's analysts' financial forecasts?
Old Second Bancorp's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $281.54M (high $282.59M, low $280.61M), average EBITDA is $80.23M (high $84.96M, low $75.52M), average net income is $78.48M (high $82.28M, low $75.17M), average SG&A $116.15M (high $122.51M, low $109.83M), and average EPS is $1.89 (high $1.91, low $1.87). OSBC's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $284.98M (high $286.07M, low $284.05M), average EBITDA is $77.57M (high $77.87M, low $77.32M), average net income is $85.58M (high $86M, low $85.22M), average SG&A $115.73M (high $116.17M, low $115.35M), and average EPS is $1.87 (high $1.88, low $1.87).
Did the OSBC's actual financial results beat the analysts' financial forecasts?
Based on Old Second Bancorp's last annual report (Dec 2023), the company's revenue was $325.75M, beating the average analysts forecast of $293.98M by 10.81%. Apple's EBITDA was $2.46M, missing the average prediction of $80.21M by -96.93%. The company's net income was $91.73M, beating the average estimation of $84.11M by 9.05%. Apple's SG&A was $0, missing the average forecast of $116.45M by -100.00%. Lastly, the company's EPS was $2.02, missing the average prediction of $2.11 by -4.49%. In terms of the last quarterly report (Dec 2023), Old Second Bancorp's revenue was $82.21M, beating the average analysts' forecast of $72.98M by 12.65%. The company's EBITDA was $24.94M, beating the average prediction of $19.86M by 25.54%. Old Second Bancorp's net income was $18.22M, missing the average estimation of $23.3M by -21.77%. The company's SG&A was $0, missing the average forecast of $29.63M by -100.00%. Lastly, the company's EPS was $0.4, missing the average prediction of $0.51 by -21.57%