Oportun Financial (OPRT) Stock Forecast, Price Target & Predictions
OPRT Stock Forecast
Oportun Financial stock forecast is as follows: an average price target of $11.17 (represents a 324.71% upside from OPRT’s last price of $2.63) and a rating consensus of 'Hold', based on 3 wall street analysts offering a 1-year stock forecast.
OPRT Price Target
The average price target for Oportun Financial (OPRT) is $11.17 based on 1-year price targets from 3 Wall Street analysts in the past 3 months, with a price target range of $24.00 to $3.50. This represents a potential 324.71% upside from OPRT's last price of $2.63.
OPRT Analyst Ratings
According to 3 Wall Street analysts, Oportun Financial's rating consensus is 'Hold'. The analyst rating breakdown for OPRT stock is 0 'Strong Buy' (0.00%), 1 'Buy' (33.33%), 2 'Hold' (66.67%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Oportun Financial Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Mar 14, 2024 | John Hecht | Jefferies | $3.50 | $3.52 | -0.57% | 33.08% |
| Jan 06, 2023 | - | Barclays | $6.00 | $5.55 | 8.11% | 128.14% |
| Mar 14, 2022 | Hal Goetsch | Capital One Financial | $24.00 | $13.99 | 71.55% | 812.55% |
The latest Oportun Financial stock forecast, released on Mar 14, 2024 by John Hecht from Jefferies, set a price target of $3.50, which represents a -0.57% decrease from the stock price at the time of the forecast ($3.52), and a 33.08% increase from OPRT last price ($2.63).
Oportun Financial Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | 1 |
| Avg Price Target | - | - | $3.50 |
| Last Closing Price | $2.63 | $2.63 | $2.63 |
| Upside/Downside | -100.00% | -100.00% | 33.08% |
In the current month, the average price target of Oportun Financial stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Oportun Financial's last price of $2.63. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| May 13, 2024 | JMP Securities | Underperform | Underperform | Hold |
| May 13, 2024 | Keefe, Bruyette & Woods | Market Perform | Market Perform | Hold |
| Jul 25, 2023 | BTIG | Buy | Buy | Hold |
| Mar 14, 2023 | JMP Securities | Market Outperform | Market Outperform | Hold |
| Jan 06, 2023 | Barclays | - | Equal-Weight | Downgrade |
Oportun Financial's last stock rating was published by JMP Securities on May 13, 2024. The company gave OPRT a "Underperform" rating, the same as its previous rate.
Oportun Financial Financial Forecast
Oportun Financial Revenue Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | $262.70M | $268.20M | $266.60M | $4.80M | $143.40M | $146.98M | - | $205.01M | $160.53M | $139.52M | $120.19M | $110.24M | $114.62M | $93.73M | $46.12M | $80.60M | $130.88M | $114.04M |
| Avg Forecast | $292.12M | $279.42M | $267.44M | $257.54M | $251.82M | $248.04M | $245.73M | $240.52M | $262.31M | $240.83M | $251.62M | $246.06M | $259.54M | $243.50M | $214.60M | $198.35M | $184.66M | $152.66M | $135.13M | $145.59M | $138.39M | $135.46M | $131.28M | $99.81M | $126.06M | $105.62M |
| High Forecast | $292.54M | $279.83M | $267.82M | $257.92M | $252.18M | $248.37M | $246.09M | $240.87M | $264.07M | $241.18M | $251.98M | $246.41M | $259.92M | $243.86M | $214.60M | $201.12M | $187.23M | $154.79M | $137.01M | $147.62M | $140.32M | $137.34M | $133.11M | $101.20M | $127.82M | $107.09M |
| Low Forecast | $291.60M | $278.93M | $266.97M | $257.09M | $251.37M | $247.71M | $245.30M | $240.10M | $260.66M | $240.41M | $251.17M | $245.62M | $259.09M | $243.08M | $214.60M | $193.60M | $180.23M | $149.00M | $131.89M | $142.10M | $135.07M | $132.21M | $128.13M | $97.42M | $123.04M | $103.09M |
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | - | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| Surprise % | - | - | - | - | - | - | - | - | 1.00% | 1.11% | 1.06% | 0.02% | 0.55% | 0.60% | - | 1.03% | 0.87% | 0.91% | 0.89% | 0.76% | 0.83% | 0.69% | 0.35% | 0.81% | 1.04% | 1.08% |
Oportun Financial's average Quarter revenue forecast for Mar 24 based on 1 analysts is $240.52M, with a low forecast of $240.10M, and a high forecast of $240.87M. OPRT's average Quarter revenue forecast represents a -8.44% decrease compared to the company's last Quarter revenue of $262.70M (Dec 23).
Oportun Financial EBITDA Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | - | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| EBITDA | - | - | - | - | - | - | - | - | $-57.30M | $-37.30M | $-17.50M | $-102.54M | $40.58M | $-73.41M | - | $82.04M | $39.04M | $44.38M | $29.71M | $24.44M | $33.49M | $10.69M | $-26.69M | $3.00M | $51.39M | $33.51M |
| Avg Forecast | $8.24M | $7.88M | $7.54M | $7.26M | $7.10M | $6.99M | $6.93M | $77.40M | $7.40M | $6.79M | $7.10M | $70.36M | $7.32M | $42.84M | $6.05M | $55.62M | $27.81M | $33.86M | $3.81M | $21.08M | $104.14M | $43.27M | $-392.31M | $6.04M | $28.71M | $21.29M |
| High Forecast | $8.25M | $7.89M | $7.55M | $7.27M | $7.11M | $7.00M | $6.94M | $92.88M | $7.45M | $6.80M | $7.11M | $84.44M | $7.33M | $51.40M | $6.05M | $66.75M | $33.38M | $40.64M | $3.86M | $25.30M | $124.96M | $51.93M | $-313.85M | $7.25M | $34.46M | $25.55M |
| Low Forecast | $8.22M | $7.87M | $7.53M | $7.25M | $7.09M | $6.99M | $6.92M | $61.92M | $7.35M | $6.78M | $7.08M | $56.29M | $7.31M | $34.27M | $6.05M | $44.50M | $22.25M | $27.09M | $3.72M | $16.86M | $83.31M | $34.62M | $-470.78M | $4.83M | $22.97M | $17.04M |
| Surprise % | - | - | - | - | - | - | - | - | -7.75% | -5.49% | -2.47% | -1.46% | 5.54% | -1.71% | - | 1.48% | 1.40% | 1.31% | 7.80% | 1.16% | 0.32% | 0.25% | 0.07% | 0.50% | 1.79% | 1.57% |
1 analysts predict OPRT's average Quarter EBITDA for Mar 23 to be $70.36M, with a high of $84.44M and a low of $56.29M. This is 73.39% upper than Oportun Financial's previous annual EBITDA (Dec 22) of $40.58M.
Oportun Financial Net Income Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | - | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| Net Income | - | - | - | - | - | - | - | - | $-41.80M | $-21.10M | $-14.90M | $-102.10M | $-8.40M | $-105.83M | - | $45.66M | $14.17M | $22.98M | $7.25M | $3.02M | $8.51M | $-6.05M | $-34.25M | $-13.30M | $23.16M | $10.03M |
| Avg Forecast | $9.95M | $9.03M | $7.30M | $3.32M | $6.97M | $2.79M | $-6.00M | $43.08M | $-14.90M | $12.55M | $-4.74M | $39.16M | $8.93M | $22.18M | $3.37M | $30.96M | $12.23M | $17.53M | $37.84M | $2.60M | $26.47M | $-24.49M | $-503.45M | $-26.76M | $12.94M | $6.37M |
| High Forecast | $9.97M | $9.04M | $7.31M | $3.32M | $6.98M | $6.69M | $-5.98M | $51.69M | $-9.12M | $12.58M | $-4.73M | $46.99M | $8.95M | $26.61M | $3.37M | $37.15M | $14.67M | $21.04M | $45.41M | $3.13M | $31.76M | $-19.59M | $-402.76M | $-21.41M | $15.53M | $7.65M |
| Low Forecast | $9.93M | $9.00M | $7.28M | $3.31M | $6.95M | $-557.44K | $-6.01M | $34.46M | $-22.81M | $12.52M | $-4.75M | $31.33M | $8.91M | $17.74M | $3.37M | $24.77M | $9.78M | $14.03M | $30.28M | $2.08M | $21.17M | $-29.38M | $-604.13M | $-32.11M | $10.35M | $5.10M |
| Surprise % | - | - | - | - | - | - | - | - | 2.81% | -1.68% | 3.15% | -2.61% | -0.94% | -4.77% | - | 1.48% | 1.16% | 1.31% | 0.19% | 1.16% | 0.32% | 0.25% | 0.07% | 0.50% | 1.79% | 1.57% |
Oportun Financial's average Quarter net income forecast for Jul 22 is $3.37M, with a range of $3.37M to $3.37M. OPRT's average Quarter net income forecast represents a -92.61% decrease compared to the company's last Quarter net income of $45.66M (Mar 22).
Oportun Financial SG&A Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | - | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| SG&A | - | - | - | - | - | - | - | - | $49.50M | $41.30M | $50.20M | $75.70M | $75.70M | $76.14M | - | $83.83M | $139.64M | $111.40M | $110.39M | $106.27M | $99.96M | $101.57M | $93.02M | $98.61M | $100.46M | $100.05M |
| Avg Forecast | $138.72M | $132.70M | $127.00M | $122.31M | $119.59M | $117.79M | $116.70M | $139.00M | $124.57M | $114.37M | $119.49M | $126.37M | $123.25M | $107.51M | $101.91M | $99.89M | $120.21M | $84.99M | $64.17M | $91.68M | $65.72M | $64.33M | $62.34M | $47.40M | $56.13M | $63.59M |
| High Forecast | $138.92M | $132.89M | $127.19M | $122.48M | $119.76M | $117.95M | $116.86M | $166.80M | $125.40M | $114.53M | $119.66M | $151.64M | $123.43M | $129.02M | $101.91M | $119.87M | $144.25M | $101.99M | $65.07M | $110.01M | $66.64M | $65.22M | $63.21M | $48.06M | $67.35M | $76.31M |
| Low Forecast | $138.48M | $132.46M | $126.78M | $122.09M | $119.37M | $117.64M | $116.49M | $111.20M | $123.78M | $114.17M | $119.28M | $101.09M | $123.04M | $86.01M | $101.91M | $79.92M | $96.17M | $67.99M | $62.63M | $73.34M | $64.14M | $62.78M | $60.85M | $46.26M | $44.90M | $50.87M |
| Surprise % | - | - | - | - | - | - | - | - | 0.40% | 0.36% | 0.42% | 0.60% | 0.61% | 0.71% | - | 0.84% | 1.16% | 1.31% | 1.72% | 1.16% | 1.52% | 1.58% | 1.49% | 2.08% | 1.79% | 1.57% |
Oportun Financial's average Quarter SG&A projection for Mar 24 is $139.00M, based on 1 Wall Street analysts, with a range of $111.20M to $166.80M. The forecast indicates a 180.81% rise compared to OPRT last annual SG&A of $49.50M (Dec 23).
Oportun Financial EPS Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | - | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 |
| EPS | - | - | - | - | - | - | - | - | $-1.09 | $-0.55 | - | $-3.00 | $-0.25 | $-3.21 | - | $1.42 | $0.49 | $0.81 | $0.26 | $0.11 | $0.31 | $-0.22 | $-1.26 | $-0.49 | $0.86 | $0.37 |
| Avg Forecast | $0.25 | $0.23 | $0.18 | $0.08 | $0.17 | $0.07 | $-0.15 | $-0.27 | $-0.37 | $0.32 | $-0.12 | $-1.36 | $0.22 | $-0.11 | $0.09 | $0.60 | $0.72 | $0.44 | $0.05 | $0.19 | $0.12 | $-0.06 | $0.08 | $0.17 | $0.63 | $0.39 |
| High Forecast | $0.25 | $0.23 | $0.18 | $0.08 | $0.18 | $0.17 | $-0.15 | $-0.26 | $-0.23 | $0.32 | $-0.12 | $-1.36 | $0.22 | $-0.11 | $0.09 | $0.61 | $0.73 | $0.45 | $0.05 | $0.20 | $0.12 | $-0.06 | $0.08 | $0.17 | $0.64 | $0.40 |
| Low Forecast | $0.25 | $0.23 | $0.18 | $0.08 | $0.17 | $-0.01 | $-0.15 | $-0.27 | $-0.57 | $0.31 | $-0.12 | $-1.36 | $0.22 | $-0.11 | $0.09 | $0.58 | $0.69 | $0.43 | $0.05 | $0.19 | $0.11 | $-0.06 | $0.07 | $0.16 | $0.61 | $0.38 |
| Surprise % | - | - | - | - | - | - | - | - | 2.91% | -1.74% | - | 2.20% | -1.11% | 29.07% | - | 2.36% | 0.68% | 1.83% | 5.57% | 0.57% | 2.66% | 3.79% | -16.75% | -2.97% | 1.36% | 0.95% |
According to 0 Wall Street analysts, Oportun Financial's projected average Quarter EPS for Jul 22 is $0.09, with a low estimate of $0.09 and a high estimate of $0.09. This represents a -93.89% decrease compared to OPRT previous annual EPS of $1.42 (Mar 22).
Oportun Financial Peer Comparison by Price Target
OPRT Forecast FAQ
Is Oportun Financial a good buy?
No, according to 3 Wall Street analysts, Oportun Financial (OPRT) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 33.33% of OPRT's total ratings.
What is OPRT's price target?
Oportun Financial (OPRT) average price target is $11.17 with a range of $3.5 to $24, implying a 324.71% from its last price of $2.63. The data is based on 3 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Oportun Financial stock go up soon?
According to Wall Street analysts' prediction for OPRT stock, the company can go up by 324.71% (from the last price of $2.63 to the average price target of $11.17), up by 812.55% based on the highest stock price target, and up by 33.08% based on the lowest stock price target.
Can Oportun Financial stock reach $4?
OPRT's average twelve months analyst stock price target of $11.17 supports the claim that Oportun Financial can reach $4 in the near future.
What are Oportun Financial's analysts' financial forecasts?
Oportun Financial's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $986.11M (high $987.51M, low $984.48M), average EBITDA is $98.42M (high $113.93M, low $82.91M), average net income is $46.84M (high $59.38M, low $34.85M), average SG&A $493.07M (high $521.37M, low $464.7M), and average EPS is $-0.171 (high $-0.0718, low $-0.256). OPRT's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.1B (high $1.1B, low $1.09B), average EBITDA is $30.92M (high $30.97M, low $30.87M), average net income is $29.6M (high $29.65M, low $29.53M), average SG&A $520.73M (high $521.48M, low $519.81M), and average EPS is $0.743 (high $0.745, low $0.742).
Did the OPRT's actual financial results beat the analysts' financial forecasts?
Based on Oportun Financial's last annual report (Dec 2023), the company's revenue was $1.06B, beating the average analysts forecast of $1B by 5.60%. Apple's EBITDA was $-254M, missing the average prediction of $91.65M by -376.82%. The company's net income was $-180M, missing the average estimation of $32.08M by -661.15%. Apple's SG&A was $193.1M, missing the average forecast of $484.79M by -60.17%. Lastly, the company's EPS was $-4.88, beating the average prediction of $-1.539 by 217.14%. In terms of the last quarterly report (Dec 2023), Oportun Financial's revenue was $262.7M, beating the average analysts' forecast of $262.3M by 0.15%. The company's EBITDA was $-57.3M, missing the average prediction of $7.4M by -874.64%. Oportun Financial's net income was $-41.8M, beating the average estimation of $-14.901M by 180.52%. The company's SG&A was $49.5M, missing the average forecast of $124.57M by -60.26%. Lastly, the company's EPS was $-1.09, beating the average prediction of $-0.374 by 191.26%