Oportun Financial (OPRT) Stock Forecast, Price Target & Predictions


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OPRT Stock Forecast


Oportun Financial stock forecast is as follows: an average price target of $11.17 (represents a 184.22% upside from OPRT’s last price of $3.93) and a rating consensus of 'Hold', based on 3 wall street analysts offering a 1-year stock forecast.

OPRT Price Target


The average price target for Oportun Financial (OPRT) is $11.17 based on 1-year price targets from 3 Wall Street analysts in the past 3 months, with a price target range of $24.00 to $3.50. This represents a potential 184.22% upside from OPRT's last price of $3.93.

OPRT Analyst Ratings


Hold

According to 3 Wall Street analysts, Oportun Financial's rating consensus is 'Hold'. The analyst rating breakdown for OPRT stock is 0 'Strong Buy' (0.00%), 1 'Buy' (33.33%), 2 'Hold' (66.67%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

Oportun Financial Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Mar 14, 2024John HechtJefferies$3.50$3.52-0.57%-10.94%
Jan 06, 2023Barclays$6.00$5.558.11%52.67%
Mar 14, 2022Hal GoetschCapital One Financial$24.00$13.9971.55%510.69%

The latest Oportun Financial stock forecast, released on Mar 14, 2024 by John Hecht from Jefferies, set a price target of $3.50, which represents a -0.57% decrease from the stock price at the time of the forecast ($3.52), and a -10.94% decrease from OPRT last price ($3.93).

Oportun Financial Price Target by Period


1M3M12M
# Anlaysts--1
Avg Price Target--$3.50
Last Closing Price$3.93$3.93$3.93
Upside/Downside-100.00%-100.00%-10.94%

In the current month, the average price target of Oportun Financial stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Oportun Financial's last price of $3.93. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
May 13, 2024JMP SecuritiesUnderperformUnderperformHold
May 13, 2024Keefe, Bruyette & WoodsMarket PerformMarket PerformHold
Jul 25, 2023BTIGBuyBuyHold
Mar 14, 2023JMP SecuritiesMarket OutperformMarket OutperformHold
Jan 06, 2023BarclaysEqual-WeightDowngrade

Oportun Financial's last stock rating was published by JMP Securities on May 13, 2024. The company gave OPRT a "Underperform" rating, the same as its previous rate.

Oportun Financial Financial Forecast


Oportun Financial Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue------------$262.70M$268.20M$266.60M$4.80M$143.40M$146.98M$145.21M$205.01M$160.53M$139.52M$120.19M$110.24M$114.62M$93.73M$46.12M$80.60M$130.88M$114.04M
Avg Forecast$330.38M$315.82M$299.84M$291.36M$263.20M$257.13M$251.23M$249.61M$248.46M$249.29M$245.73M$240.52M$262.31M$240.83M$251.62M$246.06M$259.54M$243.50M$214.60M$198.35M$184.66M$152.66M$135.13M$145.59M$138.39M$135.46M$131.28M$99.81M$126.06M$105.62M
High Forecast$335.56M$320.77M$304.54M$295.92M$267.33M$261.16M$255.16M$256.09M$249.70M$249.92M$246.07M$244.29M$264.07M$252.12M$255.56M$249.91M$263.61M$243.50M$214.60M$198.35M$184.66M$152.66M$135.13M$145.59M$138.39M$135.46M$131.28M$99.81M$126.06M$105.62M
Low Forecast$324.43M$310.13M$294.45M$286.11M$258.46M$252.50M$246.70M$240.86M$246.68M$248.67M$245.39M$236.19M$260.66M$229.55M$247.09M$241.63M$254.87M$243.50M$214.60M$198.35M$184.66M$152.66M$135.13M$145.59M$138.39M$135.46M$131.28M$99.81M$126.06M$105.62M
# Analysts111111134211311111111111111111
Surprise %------------1.00%1.11%1.06%0.02%0.55%0.60%0.68%1.03%0.87%0.91%0.89%0.76%0.83%0.69%0.35%0.81%1.04%1.08%

Oportun Financial's average Quarter revenue forecast for Mar 24 based on 1 analysts is $240.52M, with a low forecast of $236.19M, and a high forecast of $244.29M. OPRT's average Quarter revenue forecast represents a -8.44% decrease compared to the company's last Quarter revenue of $262.70M (Dec 23).

Oportun Financial EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111134211311111111111111111
EBITDA------------$-57.30M$-37.30M$-17.50M$-102.54M$40.58M$-73.41M$16.07M$82.04M$39.04M$44.38M$29.71M$24.44M$33.49M$10.69M$-26.69M$3.00M$51.39M$33.51M
Avg Forecast$6.02M$5.76M$5.47M$5.31M$4.80M$4.69M$4.58M$4.55M$4.53M$4.54M$4.48M$77.40M$4.78M$4.39M$4.59M$70.36M$30.60M$6.87M$6.05M$55.62M$5.21M$4.31M$3.81M$21.08M$3.90M$3.82M$3.70M$6.04M$3.55M$21.29M
High Forecast$6.12M$5.85M$5.55M$5.39M$4.87M$4.76M$4.65M$4.67M$4.55M$4.56M$4.49M$92.88M$4.81M$4.60M$4.66M$84.44M$36.71M$6.87M$6.05M$66.75M$5.21M$4.31M$3.81M$25.30M$3.90M$3.82M$3.70M$7.25M$3.55M$25.55M
Low Forecast$5.91M$5.65M$5.37M$5.22M$4.71M$4.60M$4.50M$4.39M$4.50M$4.53M$4.47M$61.92M$4.75M$4.18M$4.50M$56.29M$24.48M$6.87M$6.05M$44.50M$5.21M$4.31M$3.81M$16.86M$3.90M$3.82M$3.70M$4.83M$3.55M$17.04M
Surprise %-------------11.98%-8.50%-3.82%-1.46%1.33%-10.69%2.66%1.48%7.50%10.31%7.80%1.16%8.58%2.80%-7.21%0.50%14.46%1.57%

1 analysts predict OPRT's average Quarter EBITDA for Mar 23 to be $70.36M, with a high of $84.44M and a low of $56.29M. This is 73.39% upper than Oportun Financial's previous annual EBITDA (Dec 22) of $40.58M.

Oportun Financial Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111134211311111111111111111
Net Income------------$-41.80M$-21.10M$-14.90M$-102.10M$-8.40M$-105.83M$-9.16M$45.66M$14.17M$22.98M$7.25M$3.02M$8.51M$-6.05M$-34.25M$-13.30M$23.16M$10.03M
Avg Forecast$14.59M$15.19M$14.19M$12.19M$10.29M$10.19M$8.99M$6.49M$52.91K$-1.97M$-6.02M$43.08M$-14.96M$12.60M$-4.75M$39.16M$13.45M$-4.40M$3.45M$30.96M$28.56M$17.60M$1.86M$2.60M$4.60M$-2.28M$3.00M$-26.76M$25.08M$6.37M
High Forecast$14.88M$15.50M$14.48M$12.44M$10.50M$10.40M$9.18M$7.47M$145.51K$-1.92M$-5.88M$51.69M$-9.16M$12.60M$-4.64M$46.99M$16.14M$-4.40M$3.45M$37.15M$28.56M$17.60M$1.86M$3.13M$4.60M$-2.28M$3.00M$-21.41M$25.08M$7.65M
Low Forecast$14.25M$14.83M$13.86M$11.90M$10.05M$9.95M$8.78M$5.20M$-105.83K$-2.01M$-6.14M$34.46M$-22.89M$12.59M$-4.85M$31.33M$10.76M$-4.40M$3.45M$24.77M$28.56M$17.60M$1.86M$2.08M$4.60M$-2.28M$3.00M$-32.11M$25.08M$5.10M
Surprise %------------2.79%-1.67%3.13%-2.61%-0.62%24.07%-2.65%1.48%0.50%1.31%3.90%1.16%1.85%2.65%-11.43%0.50%0.92%1.57%

Oportun Financial's average Quarter net income forecast for Jun 22 is $3.45M, with a range of $3.45M to $3.45M. OPRT's average Quarter net income forecast represents a -92.44% decrease compared to the company's last Quarter net income of $45.66M (Mar 22).

Oportun Financial SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111134211311111111111111111
SG&A------------$49.50M$41.30M$50.20M$75.70M$75.70M$76.14M$87.93M$83.83M$139.64M$111.40M$110.39M$106.27M$99.96M$101.57M$93.02M$98.61M$100.46M$100.05M
Avg Forecast$156.89M$149.98M$142.39M$138.36M$124.99M$122.11M$119.30M$118.54M$117.99M$118.39M$116.70M$139.00M$124.57M$114.37M$119.49M$126.37M$132.23M$115.64M$101.91M$99.89M$87.69M$72.50M$64.17M$91.68M$65.72M$64.33M$62.34M$47.40M$59.86M$63.59M
High Forecast$159.35M$152.33M$144.62M$140.53M$126.95M$124.02M$121.17M$121.61M$118.58M$118.69M$116.86M$166.80M$125.40M$119.73M$121.36M$151.64M$158.68M$115.64M$101.91M$119.87M$87.69M$72.50M$64.17M$110.01M$65.72M$64.33M$62.34M$47.40M$59.86M$76.31M
Low Forecast$154.07M$147.28M$139.83M$135.87M$122.74M$119.91M$117.16M$114.38M$117.14M$118.09M$116.53M$111.20M$123.78M$109.01M$117.34M$101.09M$105.79M$115.64M$101.91M$79.92M$87.69M$72.50M$64.17M$73.34M$65.72M$64.33M$62.34M$47.40M$59.86M$50.87M
Surprise %------------0.40%0.36%0.42%0.60%0.57%0.66%0.86%0.84%1.59%1.54%1.72%1.16%1.52%1.58%1.49%2.08%1.68%1.57%

Oportun Financial's average Quarter SG&A projection for Mar 24 is $139.00M, based on 1 Wall Street analysts, with a range of $111.20M to $166.80M. The forecast indicates a 180.81% rise compared to OPRT last annual SG&A of $49.50M (Dec 23).

Oportun Financial EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111134211311111111111111111
EPS------------$-1.09$-0.55-$-3.00$-0.25$-3.21$-0.28$1.42$0.49$0.81$0.26$0.11$0.31$-0.22$-1.26$-0.49$0.86$0.37
Avg Forecast$0.36$0.38$0.35$0.30$0.26$0.26$0.23$0.16-$-0.05$-0.15$-0.27$-0.37$0.32$-0.12$-1.36$0.22$-0.11$0.09$0.60$0.72$0.44$0.05$0.19$0.12$-0.06$0.08$0.17$0.63$0.39
High Forecast$0.37$0.39$0.36$0.31$0.26$0.26$0.23$0.19-$-0.05$-0.15$-0.26$-0.23$0.32$-0.12$-1.33$0.23$-0.11$0.09$0.60$0.72$0.44$0.05$0.19$0.12$-0.06$0.08$0.17$0.63$0.39
Low Forecast$0.36$0.37$0.35$0.30$0.25$0.25$0.22$0.13$-0.00$-0.05$-0.15$-0.27$-0.57$0.32$-0.12$-1.39$0.22$-0.11$0.09$0.60$0.72$0.44$0.05$0.19$0.12$-0.06$0.08$0.17$0.63$0.39
Surprise %------------2.91%-1.74%-2.20%-1.11%29.07%-3.23%2.36%0.68%1.83%5.57%0.57%2.66%3.79%-16.75%-2.97%1.36%0.95%

According to 1 Wall Street analysts, Oportun Financial's projected average Quarter EPS for Jun 22 is $0.09, with a low estimate of $0.09 and a high estimate of $0.09. This represents a -93.89% decrease compared to OPRT previous annual EPS of $1.42 (Mar 22).

Oportun Financial Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
OPRTOportun Financial$3.88$11.17187.89%Hold
EZPWEZCORP$12.00$19.0058.33%Buy
FCFSFirstCash$104.85$130.0023.99%Buy
NAVINavient$14.53$17.0017.00%Sell
ENVAEnova$99.03$104.005.02%Buy
SLMSLM$27.68$26.50-4.26%Buy

OPRT Forecast FAQ


Is Oportun Financial a good buy?

No, according to 3 Wall Street analysts, Oportun Financial (OPRT) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 33.33% of OPRT's total ratings.

What is OPRT's price target?

Oportun Financial (OPRT) average price target is $11.17 with a range of $3.5 to $24, implying a 184.22% from its last price of $3.93. The data is based on 3 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Oportun Financial stock go up soon?

According to Wall Street analysts' prediction for OPRT stock, the company can go up by 184.22% (from the last price of $3.93 to the average price target of $11.17), up by 510.69% based on the highest stock price target, and down by -10.94% based on the lowest stock price target.

Can Oportun Financial stock reach $6?

OPRT's average twelve months analyst stock price target of $11.17 supports the claim that Oportun Financial can reach $6 in the near future.

What are Oportun Financial's analysts' financial forecasts?

Oportun Financial's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.02B (high $1.04B, low $998.53M), average EBITDA is $18.61M (high $18.95M, low $18.2M), average net income is $35.97M (high $37.54M, low $33.98M), average SG&A $484.94M (high $493.76M, low $474.19M), and average EPS is $0.9 (high $0.939, low $0.85). OPRT's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $1.24B (high $1.26B, low $1.22B), average EBITDA is $22.55M (high $22.91M, low $22.15M), average net income is $56.15M (high $57.29M, low $54.84M), average SG&A $587.63M (high $596.84M, low $577.05M), and average EPS is $1.41 (high $1.43, low $1.37).

Did the OPRT's actual financial results beat the analysts' financial forecasts?

Based on Oportun Financial's last annual report (Dec 2023), the company's revenue was $1.06B, beating the average analysts forecast of $1B by 5.60%. Apple's EBITDA was $-254M, missing the average prediction of $84.12M by -401.59%. The company's net income was $-180M, missing the average estimation of $32.05M by -661.61%. Apple's SG&A was $193.1M, missing the average forecast of $484.79M by -60.17%. Lastly, the company's EPS was $-4.88, beating the average prediction of $-1.539 by 217.14%. In terms of the last quarterly report (Dec 2023), Oportun Financial's revenue was $262.7M, beating the average analysts' forecast of $262.3M by 0.15%. The company's EBITDA was $-57.3M, missing the average prediction of $4.78M by -1298.45%. Oportun Financial's net income was $-41.8M, beating the average estimation of $-14.956M by 179.49%. The company's SG&A was $49.5M, missing the average forecast of $124.57M by -60.26%. Lastly, the company's EPS was $-1.09, beating the average prediction of $-0.374 by 191.26%