OppFi (OPFI) Stock Forecast, Price Target & Predictions

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OPFI Stock Forecast

OppFi stock forecast is as follows: an average price target of $5.33 (represents a -26.28% downside from OPFI’s last price of $7.23) and a rating consensus of 'Buy', based on 1 wall street analysts offering a 1-year stock forecast.

OPFI Price Target

The average price target for OppFi (OPFI) is $5.33 based on 1-year price targets from 1 Wall Street analysts in the past 3 months, with a price target range of $10.00 to $3.00. This represents a potential -26.28% downside from OPFI's last price of $7.23.

OPFI Analyst Ratings

Buy

According to 1 Wall Street analysts, OppFi's rating consensus is 'Buy'. The analyst rating breakdown for OPFI stock is 0 'Strong Buy' (0.00%), 1 'Buy' (100.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

OppFi Price Target by Analyst

Date	Analyst	Company	Price Target	Price when Published	Price Target/Price when Published	Price Target/Last Closing Price
Nov 11, 2022		JMP Securities	$3.00	$2.12	41.51%	-58.51%
Nov 11, 2022		Needham	$3.00	$2.04	47.06%	-58.51%
Mar 12, 2022	Mike Grondahl	DNB Markets	$10.00	$3.43	191.55%	38.31%

The latest OppFi stock forecast, released on Nov 11, 2022 by JMP Securities company, set a price target of $3.00, which represents a 41.51% increase from the stock price at the time of the forecast ($2.12), and a -58.51% decrease from OPFI last price ($7.23).

OppFi Price Target by Period

	1M	3M	12M
# Anlaysts	-	-	-
Avg Price Target	-	-	-
Last Closing Price	$7.23	$7.23	$7.23
Upside/Downside	-100.00%	-100.00%	-100.00%

In the current month, the average price target of OppFi stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to OppFi's last price of $7.23. This month's average price target is down NaN% compared to last quarter, and down NaN% compared to last year.

Analyst Ratings Upgrades/Downgrades

Date	Company	Previous Rating	New Rating	Rating Change
Nov 11, 2022	JMP Securities	Market Outperform	Market Outperform	Hold

OppFi's last stock rating was published by JMP Securities on Nov 11, 2022. The company gave OPFI a "Market Outperform" rating, the same as its previous rate.

OppFi Financial Forecast

OppFi Revenue Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21
Revenue	-	-	-	-	-	-	-	-	$65.75M	$133.16M	$122.49M	$120.37M	$120.03M	$124.24M	$107.88M	$100.71M	$95.96M	$91.98M	-
Avg Forecast	$143.83M	$142.54M	$137.47M	$134.01M	$133.50M	$130.34M	$123.39M	$124.27M	$135.03M	$129.90M	$117.07M	$116.86M	$109.72M	$108.75M	$102.80M	$106.08M	$99.25M	$88.52M	$79.99M
High Forecast	$146.98M	$145.65M	$140.47M	$136.94M	$136.42M	$130.34M	$126.09M	$124.28M	$137.99M	$129.90M	$119.63M	$119.42M	$112.12M	$108.75M	$102.80M	$106.08M	$99.25M	$88.52M	$79.99M
Low Forecast	$141.27M	$140.00M	$135.02M	$131.63M	$131.12M	$130.34M	$121.19M	$124.27M	$132.63M	$129.90M	$114.99M	$114.78M	$107.76M	$108.75M	$102.80M	$106.08M	$99.25M	$88.52M	$79.99M
# Analysts	1	1	1	2	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Surprise %	-	-	-	-	-	-	-	-	0.49%	1.03%	1.05%	1.03%	1.09%	1.14%	1.05%	0.95%	0.97%	1.04%	-

OppFi's average Quarter revenue forecast for Mar 24 based on 1 analysts is $124.27M, with a low forecast of $124.27M, and a high forecast of $124.28M. OPFI's average Quarter revenue forecast represents a 89.00% increase compared to the company's last Quarter revenue of $65.75M (Dec 23).

OppFi EBITDA Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21
# Analysts	1	1	1	2	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EBITDA	-	-	-	-	-	-	-	-	$23.69M	$15.58M	$76.49M	$81.19M	$79.21M	$81.60M	$59.37M	$57.44M	$18.57M	$23.95M	$-16.26M
Avg Forecast	$33.34M	$33.04M	$31.87M	$31.06M	$30.95M	$30.21M	$28.60M	$28.81M	$31.30M	$30.11M	$27.14M	$27.09M	$25.43M	$46.96M	$5.52M	$45.81M	$42.86M	$38.22M	$34.54M
High Forecast	$34.07M	$33.76M	$32.56M	$31.74M	$31.62M	$30.21M	$29.23M	$28.81M	$31.99M	$30.11M	$27.73M	$27.68M	$25.99M	$46.96M	$6.62M	$45.81M	$42.86M	$38.22M	$34.54M
Low Forecast	$32.75M	$32.45M	$31.30M	$30.51M	$30.39M	$30.21M	$28.09M	$28.81M	$30.74M	$30.11M	$26.65M	$26.61M	$24.98M	$46.96M	$4.42M	$45.81M	$42.86M	$38.22M	$34.54M
Surprise %	-	-	-	-	-	-	-	-	0.76%	0.52%	2.82%	3.00%	3.11%	1.74%	10.75%	1.25%	0.43%	0.63%	-0.47%

1 analysts predict OPFI's average Quarter EBITDA for Mar 24 to be $28.81M, with a high of $28.81M and a low of $28.81M. This is 21.61% upper than OppFi's previous annual EBITDA (Dec 23) of $23.69M.

OppFi Net Income Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21
# Analysts	1	1	1	2	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Net Income	-	-	-	-	-	-	-	-	$-5.57M	$15.53M	$2.14M	$3.93M	$-5.20M	$-661.00K	$9.50M	$-297.00K	$17.03M	$14.13M	$-16.26M
Avg Forecast	$4.18M	$5.80M	$5.74M	$2.83M	$2.90M	$4.25M	$3.04M	$1.01M	$1.61M	$1.27M	$809.92K	$-202.48K	$-2.33M	$-1.18M	$2.31M	$28.11M	$2.68M	$3.03M	$-91.35B
High Forecast	$4.30M	$5.97M	$5.90M	$2.92M	$2.98M	$4.37M	$3.12M	$1.04M	$1.66M	$1.28M	$832.94K	$-197.79K	$-2.27M	$-1.18M	$2.77M	$28.11M	$2.68M	$3.03M	$-73.08B
Low Forecast	$4.09M	$5.67M	$5.60M	$2.77M	$2.83M	$4.15M	$2.97M	$988.97K	$1.58M	$1.27M	$791.17K	$-208.23K	$-2.39M	$-1.18M	$1.84M	$28.11M	$2.68M	$3.03M	$-109.62B
Surprise %	-	-	-	-	-	-	-	-	-3.45%	12.19%	2.64%	-19.41%	2.23%	0.56%	4.12%	-0.01%	6.36%	4.66%	0.00%

OppFi's average Quarter net income forecast for Dec 23 is $1.61M, with a range of $1.58M to $1.66M. OPFI's average Quarter net income forecast represents a -89.61% decrease compared to the company's last Quarter net income of $15.53M (Sep 23).

OppFi SG&A Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21
# Analysts	1	1	1	2	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1
SG&A	-	-	-	-	-	-	-	-	$42.06M	$27.73M	$23.04M	$32.99M	$37.55M	$38.28M	$45.07M	$40.14M	$46.50M	$50.26M	$543.64K
Avg Forecast	$27.54M	$27.29M	$26.32M	$25.66M	$25.56M	$24.96M	$23.62M	$23.79M	$25.85M	$24.87M	$22.41M	$22.38M	$21.01M	$20.82M	$19.68M	$20.31M	$19.00M	$16.95M	$15.32M
High Forecast	$28.14M	$27.89M	$26.90M	$26.22M	$26.12M	$24.96M	$24.14M	$23.79M	$26.42M	$24.87M	$22.90M	$22.86M	$21.47M	$20.82M	$19.68M	$20.31M	$19.00M	$16.95M	$15.32M
Low Forecast	$27.05M	$26.80M	$25.85M	$25.20M	$25.11M	$24.96M	$23.20M	$23.79M	$25.39M	$24.87M	$22.02M	$21.98M	$20.63M	$20.82M	$19.68M	$20.31M	$19.00M	$16.95M	$15.32M
Surprise %	-	-	-	-	-	-	-	-	1.63%	1.12%	1.03%	1.47%	1.79%	1.84%	2.29%	1.98%	2.45%	2.97%	0.04%

OppFi's average Quarter SG&A projection for Mar 24 is $23.79M, based on 1 Wall Street analysts, with a range of $23.79M to $23.79M. The forecast indicates a -43.43% fall compared to OPFI last annual SG&A of $42.06M (Dec 23).

OppFi EPS Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21
# Analysts	1	1	1	2	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EPS	-	-	-	-	-	-	-	-	$-0.31	$1.16	$0.14	$0.26	$-0.06	$-0.05	$0.70	$-0.02	$1.27	$1.06	$-1.25
Avg Forecast	$0.21	$0.29	$0.28	$0.14	$0.14	$0.21	$0.15	$0.05	$0.08	$0.06	$0.04	$-0.01	$-0.12	$-0.06	$0.06	$1.43	$0.14	$0.15	$0.15
High Forecast	$0.21	$0.29	$0.29	$0.14	$0.15	$0.22	$0.15	$0.05	$0.08	$0.06	$0.04	$-0.01	$-0.11	$-0.06	$0.06	$1.43	$0.14	$0.15	$0.15
Low Forecast	$0.20	$0.28	$0.28	$0.14	$0.14	$0.21	$0.15	$0.05	$0.08	$0.06	$0.04	$-0.01	$-0.12	$-0.06	$0.06	$1.43	$0.14	$0.15	$0.15
Surprise %	-	-	-	-	-	-	-	-	-3.89%	18.43%	3.50%	-26.00%	0.54%	0.79%	11.67%	-0.02%	9.34%	6.88%	-8.17%

According to 1 Wall Street analysts, OppFi's projected average Quarter EPS for Dec 23 is $0.08, with a low estimate of $0.08 and a high estimate of $0.08. This represents a -93.13% decrease compared to OPFI previous annual EPS of $1.16 (Sep 23).

OppFi Peer Comparison by Price Target

Ticker	Company	Last Closing Price	Avg Price Target	Upside/Downside	Avg Rating
ONTF	ON24	$6.68	$18.00	169.46%
PET	Wag! Group	$0.20	$0.50	150.00%	Buy
WALD	Waldencast	$3.90	$7.50	92.31%	Buy
PDFS	PDF Solutions	$30.44	$43.50	42.90%
NRDY	Nerdy	$1.85	$2.50	35.14%	Hold
MITK	Mitek Systems	$10.93	$12.63	15.55%	Buy
LAW	CS Disco	$5.90	$6.00	1.69%	Hold
PYCR	Paycor HCM	$20.16	$18.25	-9.47%	Hold
VCSA	Vacasa	$3.79	$2.88	-24.01%	Buy
OPFI	OppFi	$7.71	$5.33	-30.87%	Buy
DAVE	Dave	$103.96	$47.33	-54.47%	Buy

OPFI Forecast FAQ

Is OppFi a good buy?

Yes, according to 1 Wall Street analysts, OppFi (OPFI) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 100.00% of OPFI's total ratings.

What is OPFI's price target?

OppFi (OPFI) average price target is $5.33 with a range of $3 to $10, implying a -26.28% from its last price of $7.23. The data is based on 1 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will OppFi stock go up soon?

According to Wall Street analysts' prediction for OPFI stock, the company can go down by -26.28% (from the last price of $7.23 to the average price target of $5.33), up by 38.31% based on the highest stock price target, and down by -58.51% based on the lowest stock price target.

Can OppFi stock reach $11?

OPFI's average twelve months analyst stock price target of $5.33 does not support the claim that OppFi can reach $11 in the near future.

What are OppFi's analysts' financial forecasts?

OppFi's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $511.51M (high $517.13M, low $506.93M), average EBITDA is $118.57M (high $119.87M, low $117.51M), average net income is $11.2M (high $11.52M, low $10.94M), average SG&A $97.94M (high $99.01M, low $97.06M), and average EPS is $0.553 (high $0.569, low $0.541). OPFI's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $557.85M (high $570.05M, low $547.92M), average EBITDA is $129.31M (high $132.14M, low $127.01M), average net income is $18.56M (high $19.09M, low $18.13M), average SG&A $106.81M (high $109.14M, low $104.91M), and average EPS is $0.917 (high $0.943, low $0.895).

Did the OPFI's actual financial results beat the analysts' financial forecasts?

Based on OppFi's last annual report (Dec 2023), the company's revenue was $273.18M, which missed the average analysts forecast of $498.87M by -45.24%. Apple's EBITDA was $105.84M, missing the average prediction of $115.64M by -8.47%. The company's net income was $-1.005M, missing the average estimation of $3.5M by -128.75%. Apple's SG&A was $167.34M, beating the average forecast of $95.51M by 75.20%. Lastly, the company's EPS was $-0.0613, missing the average prediction of $0.173 by -135.51%. In terms of the last quarterly report (Dec 2023), OppFi's revenue was $65.75M, missing the average analysts' forecast of $135.03M by -51.31%. The company's EBITDA was $23.69M, missing the average prediction of $31.3M by -24.32%. OppFi's net income was $-5.567M, missing the average estimation of $1.61M by -444.97%. The company's SG&A was $42.06M, beating the average forecast of $25.85M by 62.69%. Lastly, the company's EPS was $-0.31, missing the average prediction of $0.0797 by -488.96%