OppFi (OPFI) Stock Forecast, Price Target & Predictions
OPFI Stock Forecast
OppFi stock forecast is as follows: an average price target of $5.33 (represents a 9.90% upside from OPFI’s last price of $4.85) and a rating consensus of 'Buy', based on 1 wall street analysts offering a 1-year stock forecast.
OPFI Price Target
The average price target for OppFi (OPFI) is $5.33 based on 1-year price targets from 1 Wall Street analysts in the past 3 months, with a price target range of $10.00 to $3.00. This represents a potential 9.90% upside from OPFI's last price of $4.85.
OPFI Analyst Ratings
According to 1 Wall Street analysts, OppFi's rating consensus is 'Buy'. The analyst rating breakdown for OPFI stock is 0 'Strong Buy' (0.00%), 1 'Buy' (100.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
OppFi Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Nov 11, 2022 | - | JMP Securities | $3.00 | $2.12 | 41.51% | -38.14% |
| Nov 11, 2022 | - | Needham | $3.00 | $2.04 | 47.06% | -38.14% |
| Mar 12, 2022 | Mike Grondahl | DNB Markets | $10.00 | $3.43 | 191.55% | 106.19% |
The latest OppFi stock forecast, released on Nov 11, 2022 by JMP Securities company, set a price target of $3.00, which represents a 41.51% increase from the stock price at the time of the forecast ($2.12), and a -38.14% decrease from OPFI last price ($4.85).
OppFi Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | - |
| Avg Price Target | - | - | - |
| Last Closing Price | $4.85 | $4.85 | $4.85 |
| Upside/Downside | -100.00% | -100.00% | -100.00% |
In the current month, the average price target of OppFi stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to OppFi's last price of $4.85. This month's average price target is down NaN% compared to last quarter, and down NaN% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Nov 11, 2022 | JMP Securities | Market Outperform | Market Outperform | Hold |
OppFi's last stock rating was published by JMP Securities on Nov 11, 2022. The company gave OPFI a "Market Outperform" rating, the same as its previous rate.
OppFi Financial Forecast
OppFi Revenue Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | $65.75M | $133.16M | $122.49M | $120.37M | $120.03M | $124.24M | $107.88M | $100.71M | $95.96M | $91.98M | - |
| Avg Forecast | $141.02M | $139.51M | $135.76M | $132.75M | $134.98M | $130.34M | $123.39M | $124.27M | $135.03M | $129.90M | $117.07M | $116.86M | $109.72M | $108.75M | $102.80M | $106.08M | $99.25M | $88.52M | $79.99M |
| High Forecast | $141.02M | $139.51M | $135.76M | $132.75M | $134.98M | $130.34M | $123.39M | $124.28M | $135.03M | $129.90M | $117.07M | $116.86M | $109.72M | $108.75M | $102.80M | $106.08M | $99.25M | $88.52M | $79.99M |
| Low Forecast | $141.02M | $139.51M | $135.76M | $132.75M | $134.98M | $130.34M | $123.39M | $124.27M | $135.03M | $129.90M | $117.07M | $116.86M | $109.72M | $108.75M | $102.80M | $106.08M | $99.25M | $88.52M | $79.99M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Surprise % | - | - | - | - | - | - | - | - | 0.49% | 1.03% | 1.05% | 1.03% | 1.09% | 1.14% | 1.05% | 0.95% | 0.97% | 1.04% | - |
OppFi's average Quarter revenue forecast for Mar 24 based on 1 analysts is $124.27M, with a low forecast of $124.27M, and a high forecast of $124.28M. OPFI's average Quarter revenue forecast represents a 89.00% increase compared to the company's last Quarter revenue of $65.75M (Dec 23).
OppFi EBITDA Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| EBITDA | - | - | - | - | - | - | - | - | $23.69M | $15.58M | $76.49M | $81.19M | $79.21M | $81.60M | $59.37M | $57.44M | $18.57M | $23.95M | $-16.26M |
| Avg Forecast | $60.90M | $60.24M | $58.62M | $57.33M | $58.29M | $56.29M | $53.28M | $53.66M | $58.31M | $56.09M | $50.55M | $50.46M | $47.38M | $46.96M | $5.52M | $45.81M | $42.86M | $38.22M | $34.54M |
| High Forecast | $60.90M | $60.24M | $58.62M | $57.33M | $58.29M | $56.29M | $53.28M | $53.67M | $58.31M | $56.09M | $50.55M | $50.46M | $47.38M | $46.96M | $6.62M | $45.81M | $42.86M | $38.22M | $34.54M |
| Low Forecast | $60.90M | $60.24M | $58.62M | $57.33M | $58.29M | $56.29M | $53.28M | $53.66M | $58.31M | $56.09M | $50.55M | $50.46M | $47.38M | $46.96M | $4.42M | $45.81M | $42.86M | $38.22M | $34.54M |
| Surprise % | - | - | - | - | - | - | - | - | 0.41% | 0.28% | 1.51% | 1.61% | 1.67% | 1.74% | 10.75% | 1.25% | 0.43% | 0.63% | -0.47% |
1 analysts predict OPFI's average Quarter EBITDA for Mar 24 to be $53.66M, with a high of $53.67M and a low of $53.66M. This is 126.54% upper than OppFi's previous annual EBITDA (Dec 23) of $23.69M.
OppFi Net Income Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net Income | - | - | - | - | - | - | - | - | $-5.57M | $15.53M | $2.14M | $3.93M | $-5.20M | $-661.00K | $9.50M | $-297.00K | $17.03M | $14.13M | $-16.26M |
| Avg Forecast | $3.08M | $4.59M | $5.12M | $2.62M | $2.89M | $4.13M | $2.95M | $983.80K | $1.57M | $1.24M | $787.04K | $-196.76K | $-2.26M | $-1.18M | $2.31M | $28.11M | $2.68M | $3.03M | $-91.35B |
| High Forecast | $3.08M | $4.59M | $5.12M | $2.62M | $2.89M | $4.13M | $2.95M | $983.80K | $1.57M | $1.24M | $787.04K | $-196.76K | $-2.26M | $-1.18M | $2.77M | $28.11M | $2.68M | $3.03M | $-73.08B |
| Low Forecast | $3.08M | $4.59M | $5.12M | $2.62M | $2.89M | $4.13M | $2.95M | $983.80K | $1.57M | $1.24M | $787.04K | $-196.76K | $-2.26M | $-1.18M | $1.84M | $28.11M | $2.68M | $3.03M | $-109.62B |
| Surprise % | - | - | - | - | - | - | - | - | -3.55% | 12.54% | 2.72% | -19.97% | 2.30% | 0.56% | 4.12% | -0.01% | 6.36% | 4.66% | 0.00% |
OppFi's average Quarter net income forecast for Dec 23 is $1.57M, with a range of $1.57M to $1.57M. OPFI's average Quarter net income forecast represents a -89.90% decrease compared to the company's last Quarter net income of $15.53M (Sep 23).
OppFi SG&A Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| SG&A | - | - | - | - | - | - | - | - | $42.06M | $27.73M | $23.04M | $32.99M | $37.55M | $38.28M | $45.07M | $40.14M | $46.50M | $50.26M | $543.64K |
| Avg Forecast | $27.00M | $26.71M | $25.99M | $25.42M | $25.84M | $24.96M | $23.62M | $23.79M | $25.85M | $24.87M | $22.41M | $22.38M | $21.01M | $20.82M | $19.68M | $20.31M | $19.00M | $16.95M | $15.32M |
| High Forecast | $27.00M | $26.71M | $25.99M | $25.42M | $25.84M | $24.96M | $23.62M | $23.79M | $25.85M | $24.87M | $22.41M | $22.38M | $21.01M | $20.82M | $19.68M | $20.31M | $19.00M | $16.95M | $15.32M |
| Low Forecast | $27.00M | $26.71M | $25.99M | $25.42M | $25.84M | $24.96M | $23.62M | $23.79M | $25.85M | $24.87M | $22.41M | $22.38M | $21.01M | $20.82M | $19.68M | $20.31M | $19.00M | $16.95M | $15.32M |
| Surprise % | - | - | - | - | - | - | - | - | 1.63% | 1.12% | 1.03% | 1.47% | 1.79% | 1.84% | 2.29% | 1.98% | 2.45% | 2.97% | 0.04% |
OppFi's average Quarter SG&A projection for Mar 24 is $23.79M, based on 1 Wall Street analysts, with a range of $23.79M to $23.79M. The forecast indicates a -43.43% fall compared to OPFI last annual SG&A of $42.06M (Dec 23).
OppFi EPS Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| EPS | - | - | - | - | - | - | - | - | $-0.31 | $1.16 | $0.14 | $0.26 | $-0.06 | $-0.05 | $0.70 | $-0.02 | $1.27 | $1.06 | $-1.25 |
| Avg Forecast | $0.16 | $0.23 | $0.26 | $0.13 | $0.15 | $0.21 | $0.15 | $0.05 | $0.08 | $0.06 | $0.04 | $-0.01 | $-0.12 | $-0.06 | $0.06 | $1.43 | $0.14 | $0.15 | $0.15 |
| High Forecast | $0.16 | $0.23 | $0.26 | $0.13 | $0.15 | $0.21 | $0.15 | $0.05 | $0.08 | $0.06 | $0.04 | $-0.01 | $-0.12 | $-0.06 | $0.06 | $1.43 | $0.14 | $0.15 | $0.15 |
| Low Forecast | $0.16 | $0.23 | $0.26 | $0.13 | $0.15 | $0.21 | $0.15 | $0.05 | $0.08 | $0.06 | $0.04 | $-0.01 | $-0.12 | $-0.06 | $0.06 | $1.43 | $0.14 | $0.15 | $0.15 |
| Surprise % | - | - | - | - | - | - | - | - | -3.89% | 18.43% | 3.50% | -26.00% | 0.54% | 0.79% | 11.67% | -0.02% | 9.34% | 6.88% | -8.17% |
According to 1 Wall Street analysts, OppFi's projected average Quarter EPS for Dec 23 is $0.08, with a low estimate of $0.08 and a high estimate of $0.08. This represents a -93.13% decrease compared to OPFI previous annual EPS of $1.16 (Sep 23).
OppFi Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| PET | Wag! Group | $0.64 | $3.50 | 446.88% | Buy |
| LAW | CS Disco | $5.95 | $24.14 | 305.71% | Hold |
| NRDY | Nerdy | $0.90 | $3.00 | 233.33% | Hold |
| ONTF | ON24 | $5.94 | $18.00 | 203.03% | - |
| WALD | Waldencast | $3.24 | $6.50 | 100.62% | Buy |
| MITK | Mitek Systems | $8.62 | $14.13 | 63.92% | Buy |
| PDFS | PDF Solutions | $28.69 | $43.50 | 51.62% | - |
| VCSA | Vacasa | $2.57 | $3.63 | 41.25% | Buy |
| PYCR | Paycor HCM | $15.71 | $22.00 | 40.04% | Hold |
| DAVE | Dave | $37.67 | $41.83 | 11.04% | Buy |
| OPFI | OppFi | $4.85 | $5.33 | 9.90% | Buy |
OPFI Forecast FAQ
Is OppFi a good buy?
Yes, according to 1 Wall Street analysts, OppFi (OPFI) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 100.00% of OPFI's total ratings.
What is OPFI's price target?
OppFi (OPFI) average price target is $5.33 with a range of $3 to $10, implying a 9.90% from its last price of $4.85. The data is based on 1 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will OppFi stock go up soon?
According to Wall Street analysts' prediction for OPFI stock, the company can go up by 9.90% (from the last price of $4.85 to the average price target of $5.33), up by 106.19% based on the highest stock price target, and down by -38.14% based on the lowest stock price target.
Can OppFi stock reach $7?
OPFI's highest twelve months analyst stock price target of $10 supports the claim that OppFi can reach $7 in the near future.
What are OppFi's analysts' financial forecasts?
OppFi's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $512.99M (high $513M, low $512.99M), average EBITDA is $221.52M (high $221.52M, low $221.52M), average net income is $10.95M (high $10.95M, low $10.95M), average SG&A $98.22M (high $98.22M, low $98.22M), and average EPS is $0.557 (high $0.557, low $0.557). OPFI's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $549.05M (high $549.05M, low $549.05M), average EBITDA is $237.09M (high $237.09M, low $237.09M), average net income is $15.41M (high $15.41M, low $15.41M), average SG&A $105.12M (high $105.12M, low $105.12M), and average EPS is $0.783 (high $0.783, low $0.783).
Did the OPFI's actual financial results beat the analysts' financial forecasts?
Based on OppFi's last annual report (Dec 2023), the company's revenue was $273.18M, which missed the average analysts forecast of $498.87M by -45.24%. Apple's EBITDA was $105.84M, missing the average prediction of $215.42M by -50.87%. The company's net income was $-1.005M, missing the average estimation of $3.4M by -129.58%. Apple's SG&A was $167.34M, beating the average forecast of $95.51M by 75.20%. Lastly, the company's EPS was $-0.0613, missing the average prediction of $0.173 by -135.51%. In terms of the last quarterly report (Dec 2023), OppFi's revenue was $65.75M, missing the average analysts' forecast of $135.03M by -51.31%. The company's EBITDA was $23.69M, missing the average prediction of $58.31M by -59.38%. OppFi's net income was $-5.567M, missing the average estimation of $1.57M by -455.00%. The company's SG&A was $42.06M, beating the average forecast of $25.85M by 62.69%. Lastly, the company's EPS was $-0.31, missing the average prediction of $0.0797 by -488.96%