Navient (NAVI) Stock Forecast, Price Target & Predictions
NAVI Stock Forecast
Navient stock forecast is as follows: an average price target of $16.00 (represents a 1.46% upside from NAVI’s last price of $15.77) and a rating consensus of 'Sell', based on 4 wall street analysts offering a 1-year stock forecast.
NAVI Price Target
The average price target for Navient (NAVI) is $16.00 based on 1-year price targets from 4 Wall Street analysts in the past 3 months, with a price target range of $16.00 to $16.00. This represents a potential 1.46% upside from NAVI's last price of $15.77.
NAVI Analyst Ratings
According to 4 Wall Street analysts, Navient's rating consensus is 'Sell'. The analyst rating breakdown for NAVI stock is 0 'Strong Buy' (0.00%), 1 'Buy' (25.00%), 1 'Hold' (25.00%), 2 'Sell' (50.00%), and 0 'Strong Sell' (0.00%).
Navient Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Dec 01, 2022 | Jeffrey Adelson | Morgan Stanley | $16.00 | $16.57 | -3.44% | 1.46% |
The latest Navient stock forecast, released on Dec 01, 2022 by Jeffrey Adelson from Morgan Stanley, set a price target of $16.00, which represents a -3.44% decrease from the stock price at the time of the forecast ($16.57), and a 1.46% increase from NAVI last price ($15.77).
Navient Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | - |
| Avg Price Target | - | - | - |
| Last Closing Price | $15.77 | $15.77 | $15.77 |
| Upside/Downside | -100.00% | -100.00% | -100.00% |
In the current month, the average price target of Navient stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Navient's last price of $15.77. This month's average price target is down NaN% compared to last quarter, and down NaN% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Sep 12, 2024 | Cowen & Co. | Sell | Sell | Hold |
| Apr 25, 2024 | Barclays | Underweight | Underweight | Hold |
| Dec 01, 2022 | Morgan Stanley | Cautious | Equal-Weight | Upgrade |
| Dec 01, 2022 | Morgan Stanley | - | Cautious | Upgrade |
| Oct 07, 2022 | Prescience Point | - | Buy | Initialise |
| Sep 09, 2022 | Barclays | - | Equal-Weight | Downgrade |
Navient's last stock rating was published by Cowen & Co. on Sep 12, 2024. The company gave NAVI a "Sell" rating, the same as its previous rate.
Navient Financial Forecast
Navient Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $1.10B | $322.00M | $332.00M | $390.00M | - | $560.00M | $520.00M | $514.00M | $510.00M | $667.00M | $517.00M | $513.00M | $433.00M | $225.00M | $527.00M | $508.00M |
| Avg Forecast | $1.86B | $1.76B | $1.67B | $1.59B | $244.36M | $254.35M | $245.99M | $246.22M | $249.42M | $258.56M | $262.73M | $281.59M | $325.25M | $327.03M | $326.89M | $322.86M | $356.24M | $365.71M | $370.10M | $385.29M | $428.05M | $448.27M | $447.77M | $452.25M | $460.27M | $444.43M | $448.92M | $463.87M | $481.12M | $475.88M |
| High Forecast | $2.44B | $2.31B | $2.19B | $2.08B | $320.41M | $333.52M | $322.56M | $322.86M | $327.05M | $330.58M | $344.50M | $369.24M | $367.39M | $465.42M | $428.64M | $423.35M | $467.12M | $479.54M | $370.10M | $429.16M | $476.79M | $499.31M | $498.75M | $503.74M | $512.67M | $495.04M | $500.03M | $516.68M | $535.90M | $530.06M |
| Low Forecast | $1.35B | $1.28B | $1.22B | $1.16B | $178.01M | $185.29M | $179.20M | $179.36M | $181.70M | $221.33M | $191.39M | $205.13M | $291.67M | $281.52M | $238.13M | $235.19M | $259.51M | $266.41M | $370.10M | $350.34M | $389.22M | $407.60M | $407.15M | $411.23M | $418.51M | $404.12M | $408.19M | $421.79M | $437.47M | $432.71M |
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 | 6 | 4 | 5 | 3 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.36% | 1.00% | 0.93% | 1.07% | - | 1.45% | 1.21% | 1.15% | 1.14% | 1.47% | 1.12% | 1.15% | 0.96% | 0.49% | 1.10% | 1.07% |
Navient's average Quarter revenue forecast for Sep 23 based on 6 analysts is $327.03M, with a low forecast of $281.52M, and a high forecast of $465.42M. NAVI's average Quarter revenue forecast represents a -70.19% decrease compared to the company's last Quarter revenue of $1.10B (Jun 23).
Navient EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 | 6 | 4 | 5 | 3 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $733.00M | $701.00M | $915.00M | $788.00M | - | $621.00M | $312.00M | $546.00M | $579.00M | $813.00M | $622.00M | $684.00M | $689.00M | $583.00M | $993.00M | $1.04B |
| Avg Forecast | $1.10B | $1.04B | $985.58M | $934.87M | $144.00M | $149.89M | $144.97M | $145.10M | $146.99M | $152.37M | $154.83M | $165.95M | $191.67M | $192.72M | $192.64M | $190.26M | $209.93M | $215.52M | $218.10M | $325.71M | $252.25M | $264.17M | $263.87M | $266.52M | $271.24M | $261.91M | $264.55M | $273.36M | $283.53M | $280.44M |
| High Forecast | $1.44B | $1.36B | $1.29B | $1.23B | $188.82M | $196.55M | $190.09M | $190.26M | $192.74M | $194.81M | $203.02M | $217.60M | $216.51M | $274.28M | $252.60M | $249.49M | $275.28M | $282.60M | $218.10M | $390.85M | $280.98M | $294.25M | $293.92M | $296.86M | $302.13M | $291.73M | $294.67M | $304.49M | $315.81M | $312.37M |
| Low Forecast | $797.98M | $756.92M | $717.97M | $681.03M | $104.90M | $109.19M | $105.60M | $105.70M | $107.08M | $130.43M | $112.79M | $120.89M | $171.88M | $165.90M | $140.33M | $138.60M | $152.93M | $157.00M | $218.10M | $260.57M | $229.37M | $240.21M | $239.94M | $242.34M | $246.64M | $238.15M | $240.55M | $248.56M | $257.81M | $255.00M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.81% | 3.68% | 4.36% | 3.66% | - | 1.91% | 1.24% | 2.07% | 2.19% | 3.05% | 2.29% | 2.61% | 2.60% | 2.13% | 3.50% | 3.70% |
6 analysts predict NAVI's average Quarter EBITDA for Sep 23 to be $192.72M, with a high of $274.28M and a low of $165.90M. This is -73.71% lower than Navient's previous annual EBITDA (Jun 23) of $733.00M.
Navient Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 | 6 | 4 | 5 | 3 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $66.00M | $111.00M | $105.00M | $105.00M | - | $255.00M | $-11.00M | $173.00M | $185.00M | $370.00M | $185.00M | $207.00M | $125.00M | $-106.00M | $172.00M | $145.00M |
| Avg Forecast | $49.28M | $49.28M | $48.16M | $48.16M | $48.71M | $45.02M | $54.40M | $43.54M | $43.33M | $33.15M | $48.04M | $165.64M | $84.28M | $82.71M | $84.74M | $130.94M | $93.50M | $203.02M | $88.83M | $119.04M | $-24.69M | $160.49M | $165.41M | $274.90M | $153.80M | $144.11M | $93.70M | $-113.71M | $139.38M | $132.28M |
| High Forecast | $69.22M | $69.22M | $67.65M | $67.65M | $68.42M | $63.23M | $76.41M | $61.16M | $60.86M | $47.88M | $67.48M | $198.77M | $89.75M | $92.77M | $119.03M | $157.13M | $131.34M | $243.63M | $88.83M | $142.85M | $-19.75M | $192.59M | $198.49M | $329.89M | $184.55M | $172.94M | $112.45M | $-90.97M | $167.26M | $158.74M |
| Low Forecast | $31.89M | $31.89M | $31.16M | $31.16M | $31.52M | $29.13M | $35.20M | $28.17M | $28.03M | $19.64M | $31.08M | $132.52M | $79.90M | $76.00M | $54.83M | $104.76M | $60.50M | $162.42M | $88.83M | $95.23M | $-29.63M | $128.40M | $132.33M | $219.92M | $123.04M | $115.29M | $74.96M | $-136.45M | $111.50M | $105.82M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.78% | 0.85% | 1.12% | 0.52% | - | 2.14% | 0.45% | 1.08% | 1.12% | 1.35% | 1.20% | 1.44% | 1.33% | 0.93% | 1.23% | 1.10% |
Navient's average Quarter net income forecast for Sep 23 is $82.71M, with a range of $76.00M to $92.77M. NAVI's average Quarter net income forecast represents a 25.32% increase compared to the company's last Quarter net income of $66.00M (Jun 23).
Navient SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 | 6 | 4 | 5 | 3 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $105.00M | $107.00M | $106.00M | - | $120.00M | $136.00M | $141.00M | $142.00M | $149.00M | $135.00M | $121.00M | $117.00M | $124.00M | $116.00M | $120.00M |
| Avg Forecast | $421.94M | $400.23M | $379.64M | $360.10M | $55.47M | $57.74M | $55.84M | $55.89M | $56.62M | $58.69M | $59.64M | $63.92M | $73.83M | $74.23M | $74.20M | $73.29M | $80.86M | $165.47M | $84.01M | $87.46M | $305.30M | $130.81M | $126.96M | $110.70M | $112.23M | $84.24M | $87.71M | $133.02M | $94.00M | $109.47M |
| High Forecast | $553.27M | $524.81M | $497.80M | $472.19M | $72.73M | $75.71M | $73.22M | $73.29M | $74.24M | $75.04M | $78.20M | $83.82M | $83.40M | $105.65M | $97.30M | $96.10M | $106.03M | $198.57M | $84.01M | $97.42M | $366.36M | $156.97M | $152.36M | $132.85M | $134.67M | $101.09M | $105.25M | $159.62M | $112.80M | $131.37M |
| Low Forecast | $307.37M | $291.56M | $276.56M | $262.33M | $40.41M | $42.06M | $40.68M | $40.72M | $41.24M | $50.24M | $43.45M | $46.56M | $66.21M | $63.90M | $54.06M | $53.39M | $58.91M | $132.38M | $84.01M | $79.53M | $244.24M | $104.65M | $101.57M | $88.56M | $89.78M | $67.39M | $70.17M | $106.41M | $75.20M | $87.58M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.43% | 1.32% | 0.64% | - | 1.37% | 0.45% | 1.08% | 1.12% | 1.35% | 1.20% | 1.44% | 1.33% | 0.93% | 1.23% | 1.10% |
Navient's average Quarter SG&A projection for Jun 23 is $74.20M, based on 3 Wall Street analysts, with a range of $54.06M to $97.30M. The forecast indicates a -29.33% fall compared to NAVI last annual SG&A of $105.00M (Mar 23).
Navient EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 | 6 | 4 | 5 | 3 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $0.53 | $0.87 | $0.79 | $0.75 | - | $1.69 | $-0.07 | $1.05 | $1.07 | $2.02 | $1.00 | $1.08 | $0.65 | $-0.53 | $0.79 | $0.64 |
| Avg Forecast | $0.44 | $0.44 | $0.43 | $0.43 | $0.43 | $0.40 | $0.49 | $0.39 | $0.39 | $0.30 | $0.43 | $0.59 | $0.75 | $0.74 | $0.76 | $0.82 | $0.83 | $0.79 | $0.78 | $0.75 | $0.87 | $0.82 | $0.85 | $0.77 | $0.83 | $0.79 | $0.42 | $0.46 | $0.58 | $0.57 |
| High Forecast | $0.62 | $0.62 | $0.60 | $0.60 | $0.61 | $0.56 | $0.68 | $0.55 | $0.54 | $0.43 | $0.60 | $0.83 | $0.80 | $0.83 | $1.06 | $1.16 | $1.17 | $1.11 | $0.78 | $0.86 | $1.00 | $0.94 | $0.97 | $0.88 | $0.96 | $0.91 | $0.48 | $0.52 | $0.67 | $0.65 |
| Low Forecast | $0.28 | $0.28 | $0.28 | $0.28 | $0.28 | $0.26 | $0.31 | $0.25 | $0.25 | $0.18 | $0.28 | $0.38 | $0.71 | $0.68 | $0.49 | $0.53 | $0.54 | $0.51 | $0.78 | $0.66 | $0.77 | $0.72 | $0.75 | $0.68 | $0.73 | $0.70 | $0.37 | $0.40 | $0.51 | $0.50 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.70% | 1.05% | 0.95% | 0.95% | - | 2.26% | -0.08% | 1.29% | 1.26% | 2.63% | 1.20% | 1.36% | 1.56% | -1.16% | 1.36% | 1.12% |
According to 6 Wall Street analysts, Navient's projected average Quarter EPS for Sep 23 is $0.74, with a low estimate of $0.68 and a high estimate of $0.83. This represents a 39.33% increase compared to NAVI previous annual EPS of $0.53 (Jun 23).
Navient Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| LPRO | Open Lending | $5.60 | $15.00 | 167.86% | Hold |
| AGM | Federal Agricultural Mortgage | $188.48 | $233.00 | 23.62% | Buy |
| EZPW | EZCORP | $11.00 | $12.75 | 15.91% | Buy |
| SLM | SLM | $21.23 | $23.80 | 12.11% | Buy |
| FCFS | FirstCash | $117.16 | $130.00 | 10.96% | Buy |
| NAVI | Navient | $15.77 | $16.00 | 1.46% | Sell |
| ENVA | Enova | $79.32 | $60.75 | -23.41% | Buy |
NAVI Forecast FAQ
Is Navient a good buy?
No, according to 4 Wall Street analysts, Navient (NAVI) is considered a 'Sell'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 25.00% of NAVI's total ratings.
What is NAVI's price target?
Navient (NAVI) average price target is $16 with a range of $16 to $16, implying a 1.46% from its last price of $15.77. The data is based on 4 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Navient stock go up soon?
According to Wall Street analysts' prediction for NAVI stock, the company can go up by 1.46% (from the last price of $15.77 to the average price target of $16), up by 1.46% based on the highest stock price target, and up by 1.46% based on the lowest stock price target.
Can Navient stock reach $20?
NAVI's average twelve months analyst stock price target of $16 does not support the claim that Navient can reach $20 in the near future.
What are Navient's analysts' financial forecasts?
Navient's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $990.92M (high $1.3B, low $721.86M), average EBITDA is $583.96M (high $765.72M, low $425.4M), average net income is $191.67M (high $269.22M, low $124.01M), average SG&A $224.94M (high $294.95M, low $163.86M), and average EPS is $1.71 (high $2.4, low $1.11). NAVI's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $6.88B (high $9.02B, low $5.01B), average EBITDA is $4.05B (high $5.32B, low $2.95B), average net income is $194.88M (high $273.73M, low $126.09M), average SG&A $1.56B (high $2.05B, low $1.14B), and average EPS is $1.74 (high $2.44, low $1.13).
Did the NAVI's actual financial results beat the analysts' financial forecasts?
Based on Navient's last annual report (Dec 2022), the company's revenue was $1.74B, beating the average analysts forecast of $1.48B by 17.58%. Apple's EBITDA was $2.93B, beating the average prediction of $969.27M by 202.19%. The company's net income was $645M, beating the average estimation of $504.4M by 27.87%. Apple's SG&A was $444M, beating the average forecast of $417.81M by 6.27%. Lastly, the company's EPS was $3.75, beating the average prediction of $3.15 by 18.97%. In terms of the last quarterly report (Jun 2023), Navient's revenue was $1.1B, beating the average analysts' forecast of $326.89M by 235.59%. The company's EBITDA was $733M, beating the average prediction of $192.64M by 280.50%. Navient's net income was $66M, missing the average estimation of $84.74M by -22.12%. The company's SG&A was $0, missing the average forecast of $74.2M by -100.00%. Lastly, the company's EPS was $0.53, missing the average prediction of $0.757 by -29.95%