Navient (NAVI) Stock Forecast, Price Target & Predictions
NAVI Stock Forecast
Navient stock forecast is as follows: an average price target of $17.00 (represents a 19.13% upside from NAVI’s last price of $14.27) and a rating consensus of 'Sell', based on 4 wall street analysts offering a 1-year stock forecast.
NAVI Price Target
The average price target for Navient (NAVI) is $17.00 based on 1-year price targets from 4 Wall Street analysts in the past 3 months, with a price target range of $17.00 to $17.00. This represents a potential 19.13% upside from NAVI's last price of $14.27.
NAVI Analyst Ratings
According to 4 Wall Street analysts, Navient's rating consensus is 'Sell'. The analyst rating breakdown for NAVI stock is 0 'Strong Buy' (0.00%), 1 'Buy' (25.00%), 1 'Hold' (25.00%), 2 'Sell' (50.00%), and 0 'Strong Sell' (0.00%).
Navient Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Sep 30, 2024 | Nathaniel Richam-Odoi | Bank of America Securities | $17.00 | $15.42 | 10.25% | 19.13% |
| Dec 01, 2022 | Jeffrey Adelson | Morgan Stanley | $16.00 | $16.57 | -3.44% | 12.12% |
The latest Navient stock forecast, released on Sep 30, 2024 by Nathaniel Richam-Odoi from Bank of America Securities, set a price target of $17.00, which represents a 10.25% increase from the stock price at the time of the forecast ($15.42), and a 19.13% increase from NAVI last price ($14.27).
Navient Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | 1 |
| Avg Price Target | - | - | $17.00 |
| Last Closing Price | $14.27 | $14.27 | $14.27 |
| Upside/Downside | -100.00% | -100.00% | 19.13% |
In the current month, the average price target of Navient stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Navient's last price of $14.27. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Oct 08, 2024 | Barclays | Underweight | Underweight | Hold |
| Sep 12, 2024 | Cowen & Co. | Sell | Sell | Hold |
| Apr 25, 2024 | Barclays | Underweight | Underweight | Hold |
| Dec 01, 2022 | Morgan Stanley | Cautious | Equal-Weight | Upgrade |
| Dec 01, 2022 | Morgan Stanley | Cautious | Upgrade | |
| Oct 07, 2022 | Prescience Point | Buy | Initialise | |
| Sep 09, 2022 | Barclays | Equal-Weight | Downgrade |
Navient's last stock rating was published by Barclays on Oct 08, 2024. The company gave NAVI a "Underweight" rating, the same as its previous rate.
Navient Financial Forecast
Navient Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $1.10B | $322.00M | $332.00M | $390.00M | $455.00M | $560.00M | $520.00M | $514.00M | $510.00M | $667.00M | $517.00M | $513.00M | $433.00M | $225.00M | $527.00M | $508.00M |
| Avg Forecast | $184.82M | $181.07M | $177.80M | $176.87M | $178.40M | $177.63M | $182.78M | $194.11M | $218.36M | $244.05M | $262.73M | $281.59M | $325.25M | $327.03M | $326.89M | $322.86M | $356.24M | $365.71M | $370.10M | $385.29M | $428.05M | $448.27M | $447.77M | $452.25M | $460.27M | $444.43M | $448.92M | $463.87M | $481.12M | $475.88M |
| High Forecast | $209.58M | $205.33M | $201.62M | $200.57M | $202.30M | $201.43M | $207.26M | $241.62M | $283.12M | $250.01M | $262.73M | $281.79M | $367.39M | $465.42M | $370.68M | $366.11M | $426.47M | $365.71M | $370.10M | $385.29M | $428.05M | $448.27M | $447.77M | $452.25M | $460.27M | $444.43M | $448.92M | $463.87M | $481.12M | $475.88M |
| Low Forecast | $168.08M | $164.67M | $161.70M | $160.85M | $162.24M | $161.54M | $166.22M | $163.41M | $191.28M | $238.09M | $262.73M | $281.40M | $291.67M | $281.52M | $297.28M | $293.61M | $295.95M | $365.71M | $370.10M | $385.29M | $428.05M | $448.27M | $447.77M | $452.25M | $460.27M | $444.43M | $448.92M | $463.87M | $481.12M | $475.88M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 9 | 9 | 9 | 13 | 13 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.36% | 1.00% | 0.93% | 1.07% | 1.23% | 1.45% | 1.21% | 1.15% | 1.14% | 1.47% | 1.12% | 1.15% | 0.96% | 0.49% | 1.10% | 1.07% |
Navient's average Quarter revenue forecast for Sep 23 based on 6 analysts is $327.03M, with a low forecast of $281.52M, and a high forecast of $465.42M. NAVI's average Quarter revenue forecast represents a -70.19% decrease compared to the company's last Quarter revenue of $1.10B (Jun 23).
Navient EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 9 | 9 | 9 | 13 | 13 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $733.00M | $701.00M | $915.00M | $788.00M | $615.00M | $621.00M | $312.00M | $546.00M | $579.00M | $813.00M | $622.00M | $684.00M | $689.00M | $583.00M | $993.00M | $1.04B |
| Avg Forecast | $124.76M | $122.23M | $120.03M | $119.40M | $120.43M | $119.91M | $123.38M | $131.03M | $147.40M | $164.75M | $177.35M | $190.09M | $219.56M | $220.76M | $220.67M | $217.95M | $232.93M | $215.52M | $218.10M | $325.71M | $252.25M | $264.17M | $263.87M | $266.52M | $271.24M | $261.91M | $264.55M | $273.36M | $283.53M | $280.44M |
| High Forecast | $141.47M | $138.61M | $136.11M | $135.39M | $136.57M | $135.98M | $139.91M | $163.11M | $191.12M | $168.77M | $177.35M | $190.22M | $248.01M | $314.18M | $250.23M | $247.14M | $278.86M | $215.52M | $218.10M | $390.85M | $252.25M | $264.17M | $263.87M | $266.52M | $271.24M | $261.91M | $264.55M | $273.36M | $283.53M | $280.44M |
| Low Forecast | $113.46M | $111.16M | $109.15M | $108.58M | $109.52M | $109.05M | $112.21M | $110.31M | $129.13M | $160.73M | $177.35M | $189.96M | $196.89M | $190.04M | $200.68M | $198.20M | $193.51M | $215.52M | $218.10M | $260.57M | $252.25M | $264.17M | $263.87M | $266.52M | $271.24M | $261.91M | $264.55M | $273.36M | $283.53M | $280.44M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.32% | 3.22% | 3.93% | 3.66% | 2.82% | 1.91% | 1.24% | 2.07% | 2.19% | 3.05% | 2.29% | 2.61% | 2.60% | 2.13% | 3.50% | 3.70% |
6 analysts predict NAVI's average Quarter EBITDA for Sep 23 to be $220.76M, with a high of $314.18M and a low of $190.04M. This is -69.88% lower than Navient's previous annual EBITDA (Jun 23) of $733.00M.
Navient Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 9 | 9 | 9 | 13 | 13 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $66.00M | $111.00M | $105.00M | $105.00M | $180.00M | $255.00M | $-11.00M | $173.00M | $185.00M | $370.00M | $185.00M | $207.00M | $125.00M | $-106.00M | $172.00M | $145.00M |
| Avg Forecast | $56.46M | $44.43M | $50.03M | $36.92M | $42.14M | $35.10M | $42.45M | $33.39M | $24.09M | $26.77M | $46.32M | $165.64M | $81.27M | $79.75M | $81.72M | $130.94M | $-31.24M | $88.40M | $87.27M | $119.04M | $97.32M | $91.46M | $95.03M | $274.90M | $93.33M | $88.90M | $46.65M | $-113.71M | $65.22M | $63.74M |
| High Forecast | $66.29M | $52.17M | $58.74M | $43.35M | $49.48M | $41.22M | $49.84M | $43.75M | $34.93M | $31.44M | $46.33M | $198.77M | $86.54M | $89.45M | $95.95M | $157.13M | $-24.99M | $88.40M | $87.27M | $142.85M | $97.32M | $91.46M | $95.03M | $329.89M | $93.33M | $88.90M | $46.65M | $-90.97M | $65.22M | $63.74M |
| Low Forecast | $49.81M | $39.20M | $44.14M | $32.57M | $37.18M | $30.97M | $37.45M | $25.33M | $1.20M | $23.62M | $46.32M | $132.52M | $77.05M | $73.29M | $72.09M | $104.76M | $-37.48M | $88.40M | $87.27M | $95.23M | $97.32M | $91.46M | $95.03M | $219.92M | $93.33M | $88.90M | $46.65M | $-136.45M | $65.22M | $63.74M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.81% | 0.85% | -3.36% | 1.19% | 2.06% | 2.14% | -0.11% | 1.89% | 1.95% | 1.35% | 1.98% | 2.33% | 2.68% | 0.93% | 2.64% | 2.27% |
Navient's average Quarter net income forecast for Sep 23 is $79.75M, with a range of $73.29M to $89.45M. NAVI's average Quarter net income forecast represents a 20.84% increase compared to the company's last Quarter net income of $66.00M (Jun 23).
Navient SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 9 | 9 | 9 | 13 | 13 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $105.00M | $107.00M | $106.00M | $110.00M | $120.00M | $136.00M | $141.00M | $142.00M | $149.00M | $135.00M | $121.00M | $117.00M | $124.00M | $116.00M | $120.00M |
| Avg Forecast | $50.47M | $49.45M | $48.56M | $48.30M | $48.72M | $48.51M | $49.91M | $53.01M | $59.63M | $66.65M | $71.75M | $76.90M | $88.82M | $89.31M | $89.27M | $88.17M | $81.41M | $83.02M | $84.01M | $87.46M | $97.17M | $101.76M | $101.64M | $110.70M | $104.48M | $100.89M | $101.90M | $133.02M | $109.21M | $108.02M |
| High Forecast | $57.23M | $56.07M | $55.06M | $54.77M | $55.25M | $55.01M | $56.60M | $65.98M | $77.32M | $68.27M | $71.75M | $76.95M | $100.33M | $127.10M | $101.23M | $99.98M | $97.46M | $83.02M | $84.01M | $87.46M | $97.17M | $101.76M | $101.64M | $132.85M | $104.48M | $100.89M | $101.90M | $159.62M | $109.21M | $108.02M |
| Low Forecast | $45.90M | $44.97M | $44.16M | $43.93M | $44.31M | $44.11M | $45.39M | $44.62M | $52.24M | $65.02M | $71.75M | $76.85M | $79.65M | $76.88M | $81.18M | $80.18M | $67.63M | $83.02M | $84.01M | $87.46M | $97.17M | $101.76M | $101.64M | $88.56M | $104.48M | $100.89M | $101.90M | $106.41M | $109.21M | $108.02M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.19% | 1.31% | 1.28% | 1.31% | 1.37% | 1.40% | 1.39% | 1.40% | 1.35% | 1.29% | 1.20% | 1.15% | 0.93% | 1.06% | 1.11% |
Navient's average Quarter SG&A projection for Jun 23 is $89.27M, based on 3 Wall Street analysts, with a range of $81.18M to $101.23M. The forecast indicates a -14.98% fall compared to NAVI last annual SG&A of $105.00M (Mar 23).
Navient EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 2 | 2 | 4 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 9 | 9 | 9 | 13 | 13 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $0.53 | $0.87 | $0.79 | $0.75 | $1.23 | $1.69 | $-0.07 | $1.05 | $1.07 | $2.02 | $1.00 | $1.08 | $0.65 | $-0.53 | $0.79 | $0.64 |
| Avg Forecast | $0.52 | $0.41 | $0.46 | $0.34 | $0.39 | $0.33 | $0.39 | $0.31 | $0.22 | $0.25 | $0.43 | $0.59 | $0.75 | $0.74 | $0.76 | $0.82 | $0.83 | $0.79 | $0.78 | $0.75 | $0.87 | $0.82 | $0.85 | $0.77 | $0.83 | $0.79 | $0.42 | $0.46 | $0.58 | $0.57 |
| High Forecast | $0.61 | $0.48 | $0.54 | $0.40 | $0.46 | $0.38 | $0.46 | $0.41 | $0.32 | $0.29 | $0.43 | $0.59 | $0.80 | $0.83 | $0.89 | $0.97 | $1.05 | $0.79 | $0.78 | $0.75 | $0.87 | $0.82 | $0.85 | $0.77 | $0.83 | $0.79 | $0.42 | $0.46 | $0.58 | $0.57 |
| Low Forecast | $0.46 | $0.36 | $0.41 | $0.30 | $0.34 | $0.29 | $0.35 | $0.23 | $0.01 | $0.22 | $0.43 | $0.59 | $0.71 | $0.68 | $0.67 | $0.73 | $0.65 | $0.79 | $0.78 | $0.75 | $0.87 | $0.82 | $0.85 | $0.77 | $0.83 | $0.79 | $0.42 | $0.46 | $0.58 | $0.57 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.70% | 1.05% | 0.95% | 0.95% | 1.58% | 2.26% | -0.08% | 1.29% | 1.26% | 2.63% | 1.20% | 1.36% | 1.56% | -1.16% | 1.36% | 1.12% |
According to 6 Wall Street analysts, Navient's projected average Quarter EPS for Sep 23 is $0.74, with a low estimate of $0.68 and a high estimate of $0.83. This represents a 39.33% increase compared to NAVI previous annual EPS of $0.53 (Jun 23).
Navient Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| EZPW | EZCORP | $12.42 | $19.00 | 52.98% | Buy |
| LPRO | Open Lending | $6.30 | $8.00 | 26.98% | Hold |
| NAVI | Navient | $14.27 | $17.00 | 19.13% | Sell |
| AGM | Federal Agricultural Mortgage | $198.37 | $233.00 | 17.46% | Buy |
| FCFS | FirstCash | $111.94 | $130.00 | 16.13% | Buy |
| ENVA | Enova | $112.06 | $104.00 | -7.19% | Buy |
| SLM | SLM | $28.70 | $26.33 | -8.26% | Buy |