Lufax (LU) Stock Forecast, Price Target & Predictions

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LU Stock Forecast

Lufax stock forecast is as follows: an average price target of $3.16 (represents a 30.04% upside from LU’s last price of $2.43) and a rating consensus of 'Buy', based on 13 wall street analysts offering a 1-year stock forecast.

LU Price Target

The average price target for Lufax (LU) is $3.16 based on 1-year price targets from 13 Wall Street analysts in the past 3 months, with a price target range of $3.18 to $3.13. This represents a potential 30.04% upside from LU's last price of $2.43.

LU Analyst Ratings

Buy

According to 13 Wall Street analysts, Lufax's rating consensus is 'Buy'. The analyst rating breakdown for LU stock is 0 'Strong Buy' (0.00%), 7 'Buy' (53.85%), 3 'Hold' (23.08%), 3 'Sell' (23.08%), and 0 'Strong Sell' (0.00%).

Lufax Price Target by Analyst

Date	Analyst	Company	Price Target	Price when Published	Price Target/Price when Published	Price Target/Last Closing Price
Oct 22, 2024	Judy Zhang	Citigroup	$3.13	$3.17	-1.26%	28.81%
Oct 21, 2024	Emma Xu	Bank of America Securities	$3.18	$3.03	4.95%	30.86%
Jun 07, 2024	Richard Xu	Morgan Stanley	$2.40	$2.42	-0.83%	-1.23%
Apr 10, 2024	Richard Xu	Morgan Stanley	$4.50	$4.44	1.35%	85.19%
Mar 22, 2024	Carson Lo	HSBC	$5.20	$4.48	16.07%	113.99%
Nov 25, 2022	Carson Lo	HSBC	$2.00	$1.75	14.29%	-17.70%

The latest Lufax stock forecast, released on Oct 22, 2024 by Judy Zhang from Citigroup, set a price target of $3.13, which represents a -1.26% decrease from the stock price at the time of the forecast ($3.17), and a 28.81% increase from LU last price ($2.43).

Lufax Price Target by Period

	1M	3M	12M
# Anlaysts	-	2	5
Avg Price Target	-	$3.16	$3.68
Last Closing Price	$2.43	$2.43	$2.43
Upside/Downside	-100.00%	30.04%	51.44%

In the current month, the average price target of Lufax stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Lufax's last price of $2.43. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades

Date	Company	Previous Rating	New Rating	Rating Change
Oct 22, 2024	Citigroup	Neutral	Neutral	Hold
Oct 21, 2024	Bank of America Securities	Neutral	Neutral	Hold
Jun 07, 2024	Morgan Stanley	Reduce	Reduce	Hold
Apr 24, 2024	CLSA	Buy	Outperform	Upgrade
Apr 23, 2024	Citigroup	Neutral	Neutral	Hold
Aug 23, 2023	Goldman Sachs	Neutral	Neutral	Hold
May 16, 2023	Macquarie		Outperform	Upgrade
May 16, 2023	Morgan Stanley		Underweight	Downgrade
May 16, 2023	Keefe, Bruyette & Woods		Outperform	Upgrade
May 16, 2023	Argus Research		Buy	Upgrade
May 16, 2023	Deutsche Bank		Buy	Upgrade
May 16, 2023	New Street		Buy	Upgrade
Mar 14, 2023	HSBC	Buy	Buy	Hold
Nov 26, 2022	J.P. Morgan		Reduce	Downgrade
Nov 25, 2022	Credit Suisse	Underperform	Underweight	Downgrade
Nov 25, 2022	Citigroup	Buy	Buy	Hold
Nov 25, 2022	HSBC		Hold	Downgrade
Nov 25, 2022	Credit Suisse		Underperform	Downgrade
Nov 14, 2022	CLSA		Buy	Upgrade

Lufax's last stock rating was published by Citigroup on Oct 22, 2024. The company gave LU a "Neutral" rating, the same as its previous rate.

Lufax Financial Forecast

Lufax Revenue Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20
Revenue	-	-	-	-	-	-	-	-	-	-	-	$8.33B	$10.16B	$11.29B	$13.48B	$15.52B	$13.67B	$14.10B	$13.07B	$13.48B	$12.64B	$9.81B
Avg Forecast	$19.25B	$10.10B	$11.12B	$12.01B	$5.56B	$6.04B	$6.43B	$6.81B	$7.57B	$8.80B	$10.12B	$12.03B	$12.01B	$14.49B	$15.99B	$16.38B	$14.84B	$16.30B	$14.92B	$14.59B	$12.62B	$13.12B
High Forecast	$19.25B	$10.10B	$11.12B	$12.01B	$5.56B	$6.04B	$6.43B	$6.81B	$7.57B	$8.80B	$10.12B	$12.03B	$12.01B	$14.49B	$15.99B	$16.38B	$14.84B	$16.30B	$14.92B	$14.59B	$12.62B	$13.12B
Low Forecast	$19.25B	$10.10B	$11.12B	$12.01B	$5.56B	$6.04B	$6.43B	$6.81B	$7.57B	$8.80B	$10.12B	$12.03B	$12.01B	$14.49B	$15.99B	$16.38B	$14.84B	$16.30B	$14.92B	$14.59B	$12.62B	$13.12B
# Analysts	1	1	1	1	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1	1	1	1
Surprise %	-	-	-	-	-	-	-	-	-	-	-	0.69%	0.85%	0.78%	0.84%	0.95%	0.92%	0.86%	0.88%	0.92%	1.00%	0.75%

Lufax's average Quarter revenue forecast for Jun 23 based on 1 analysts is $10.12B, with a low forecast of $10.12B, and a high forecast of $10.12B. LU's average Quarter revenue forecast represents a 21.45% increase compared to the company's last Quarter revenue of $8.33B (Mar 23).

Lufax EBITDA Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20
# Analysts	1	1	1	1	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1	1	1	1
EBITDA	-	-	-	-	-	-	-	-	-	-	-	$1.24B	$-111.54M	$2.39B	$4.55B	$7.35B	$14.03B	$6.17B	$6.67B	$7.03B	$7.87B	$5.30B
Avg Forecast	-	-	-	-	-	-	-	-	-	-	-	-	-	$5.03B	$5.55B	$5.69B	$5.15B	$5.66B	$5.18B	$5.07B	$4.38B	$4.55B
High Forecast	-	-	-	-	-	-	-	-	-	-	-	-	-	$5.03B	$5.55B	$5.69B	$5.15B	$5.66B	$5.18B	$5.07B	$4.38B	$4.55B
Low Forecast	-	-	-	-	-	-	-	-	-	-	-	-	-	$5.03B	$5.55B	$5.69B	$5.15B	$5.66B	$5.18B	$5.07B	$4.38B	$4.55B
Surprise %	-	-	-	-	-	-	-	-	-	-	-	-	-	0.47%	0.82%	1.29%	2.72%	1.09%	1.29%	1.39%	1.80%	1.16%

1 analysts predict LU's average Quarter EBITDA for Jun 23 to be -, with a high of - and a low of -. This is -100.00% lower than Lufax's previous annual EBITDA (Mar 23) of $1.24B.

Lufax Net Income Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20
# Analysts	1	1	1	1	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1	1	1	1
Net Income	-	-	-	-	-	-	-	-	-	-	-	$671.98M	$-805.93M	$1.33B	$2.91B	$5.28B	$2.90B	$4.13B	$4.77B	$5.00B	$2.89B	$2.18B
Avg Forecast	$5.24B	$191.44M	$758.37M	$1.28B	$-108.85M	$-22.90M	$143.23M	$32.49B	$-78.28M	$612.89M	$881.26M	$33.03B	$15.02B	$2.79B	$3.61B	$27.75B	$2.75B	$3.66B	$3.48B	$29.15B	$15.30B	$2.97B
High Forecast	$5.24B	$191.44M	$758.37M	$1.28B	$-108.85M	$-22.90M	$143.23M	$38.98B	$-78.28M	$612.89M	$881.26M	$39.64B	$18.03B	$2.79B	$3.61B	$33.30B	$2.75B	$3.66B	$3.61B	$34.97B	$18.36B	$2.97B
Low Forecast	$5.24B	$191.44M	$758.37M	$1.28B	$-108.85M	$-22.90M	$143.23M	$25.99B	$-78.28M	$612.89M	$881.26M	$26.43B	$12.02B	$2.79B	$3.61B	$22.20B	$2.75B	$3.66B	$3.35B	$23.32B	$12.24B	$2.97B
Surprise %	-	-	-	-	-	-	-	-	-	-	-	0.02%	-0.05%	0.48%	0.80%	0.19%	1.05%	1.13%	1.37%	0.17%	0.19%	0.73%

Lufax's average Quarter net income forecast for Jun 23 is $881.26M, with a range of $881.26M to $881.26M. LU's average Quarter net income forecast represents a 31.14% increase compared to the company's last Quarter net income of $671.98M (Mar 23).

Lufax SG&A Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20
# Analysts	1	1	1	1	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1	1	1	1
SG&A	-	-	-	-	-	-	-	-	-	-	-	$3.79B	$4.46B	$5.15B	$4.74B	$5.66B	$6.40B	$6.07B	$5.63B	$5.53B	$6.33B	$5.43B
Avg Forecast	$8.09B	$4.24B	$4.67B	$5.05B	$2.34B	$2.54B	$2.70B	$2.86B	$3.18B	$3.70B	$4.25B	$5.05B	$5.05B	$6.50B	$7.17B	$7.34B	$6.66B	$7.31B	$6.69B	$6.54B	$5.66B	$5.88B
High Forecast	$8.09B	$4.24B	$4.67B	$5.05B	$2.34B	$2.54B	$2.70B	$2.86B	$3.18B	$3.70B	$4.25B	$5.05B	$5.05B	$6.50B	$7.17B	$7.34B	$6.66B	$7.31B	$6.69B	$6.54B	$5.66B	$5.88B
Low Forecast	$8.09B	$4.24B	$4.67B	$5.05B	$2.34B	$2.54B	$2.70B	$2.86B	$3.18B	$3.70B	$4.25B	$5.05B	$5.05B	$6.50B	$7.17B	$7.34B	$6.66B	$7.31B	$6.69B	$6.54B	$5.66B	$5.88B
Surprise %	-	-	-	-	-	-	-	-	-	-	-	0.75%	0.88%	0.79%	0.66%	0.77%	0.96%	0.83%	0.84%	0.85%	1.12%	0.92%

Lufax's average Quarter SG&A projection for Jun 23 is $4.25B, based on 1 Wall Street analysts, with a range of $4.25B to $4.25B. The forecast indicates a 12.33% rise compared to LU last annual SG&A of $3.79B (Mar 23).

Lufax EPS Forecast

	Dec 25	Sep 25	Jun 25	Mar 25	Dec 24	Sep 24	Jun 24	Mar 24	Dec 23	Sep 23	Jun 23	Mar 23	Dec 22	Sep 22	Jun 22	Mar 22	Dec 21	Sep 21	Jun 21	Mar 21	Dec 20	Sep 20
# Analysts	1	1	1	1	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1	1	1	1
EPS	-	-	-	-	-	-	-	-	-	-	-	$0.30	$-0.35	$0.58	$1.27	$2.31	$1.25	$1.76	$2.00	$2.09	$1.25	$0.90
Avg Forecast	$9.15	$0.33	$1.32	$2.23	$-0.19	$-0.04	$0.25	$0.23	$-0.14	$1.07	$1.54	$0.57	$-1.32	$4.86	$6.31	$7.81	$4.80	$6.39	$6.07	$7.10	$3.98	$5.19
High Forecast	$9.15	$0.33	$1.32	$2.23	$-0.19	$-0.04	$0.25	$0.23	$-0.14	$1.07	$1.54	$0.57	$-1.32	$4.86	$6.31	$7.81	$4.80	$6.39	$6.31	$7.10	$3.98	$5.19
Low Forecast	$9.15	$0.33	$1.32	$2.23	$-0.19	$-0.04	$0.25	$0.23	$-0.14	$1.07	$1.54	$0.57	$-1.32	$4.86	$6.31	$7.81	$4.80	$6.39	$5.84	$7.10	$3.98	$5.19
Surprise %	-	-	-	-	-	-	-	-	-	-	-	0.53%	0.27%	0.12%	0.20%	0.30%	0.26%	0.28%	0.33%	0.29%	0.31%	0.17%

According to 1 Wall Street analysts, Lufax's projected average Quarter EPS for Jun 23 is $1.54, with a low estimate of $1.54 and a high estimate of $1.54. This represents a 412.51% increase compared to LU previous annual EPS of $0.30 (Mar 23).

Lufax Peer Comparison by Price Target

Ticker	Company	Last Closing Price	Avg Price Target	Upside/Downside	Avg Rating
GDOT	Green Dot	$10.57	$25.00	136.52%	Hold
NAVI	Navient	$13.05	$17.00	30.27%	Sell
LU	Lufax	$2.43	$3.16	30.04%	Buy
ENVA	Enova	$97.88	$104.00	6.25%	Buy
FINV	FinVolution Group	$6.86	$6.20	-9.62%	Buy
SYF	Synchrony Financial	$65.92	$57.56	-12.68%	Buy
ATLC	Atlanticus	$57.00	$43.50	-23.68%	Buy
QFIN	Qifu	$38.18	$28.15	-26.27%	Buy

LU Forecast FAQ

Is Lufax a good buy?

Yes, according to 13 Wall Street analysts, Lufax (LU) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 7 'Buy' recommendations, accounting for 53.85% of LU's total ratings.

What is LU's price target?

Lufax (LU) average price target is $3.16 with a range of $3.13 to $3.18, implying a 30.04% from its last price of $2.43. The data is based on 13 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Lufax stock go up soon?

According to Wall Street analysts' prediction for LU stock, the company can go up by 30.04% (from the last price of $2.43 to the average price target of $3.16), up by 30.86% based on the highest stock price target, and up by 28.81% based on the lowest stock price target.

Can Lufax stock reach $4?

LU's average twelve months analyst stock price target of $3.16 does not support the claim that Lufax can reach $4 in the near future.

What are Lufax's analysts' financial forecasts?

Lufax's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $24.83B (high $24.83B, low $24.83B), average EBITDA is $0 (high $0, low $0), average net income is $32.5B (high $39B, low $26B), average SG&A $10.44B (high $10.44B, low $10.44B), and average EPS is $0.248 (high $0.249, low $0.248). LU's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $52.49B (high $52.49B, low $52.49B), average EBITDA is $0 (high $0, low $0), average net income is $7.47B (high $7.47B, low $7.47B), average SG&A $22.06B (high $22.06B, low $22.06B), and average EPS is $13.04 (high $13.04, low $13.04).

Did the LU's actual financial results beat the analysts' financial forecasts?

Based on Lufax's last annual report (Dec 2022), the company's revenue was $50.45B, which missed the average analysts forecast of $58.86B by -14.29%. Apple's EBITDA was $14.18B, missing the average prediction of $16.27B by -12.85%. The company's net income was $8.7B, missing the average estimation of $49.18B by -82.31%. Apple's SG&A was $18.59B, missing the average forecast of $26.06B by -28.67%. Lastly, the company's EPS was $3.8, missing the average prediction of $17.66 by -78.49%. In terms of the last quarterly report (Mar 2023), Lufax's revenue was $8.33B, missing the average analysts' forecast of $12.03B by -30.72%. The company's EBITDA was $1.24B, beating the average prediction of $0 by 0%. Lufax's net income was $671.98M, missing the average estimation of $33.03B by -97.97%. The company's SG&A was $3.79B, missing the average forecast of $5.05B by -25.10%. Lastly, the company's EPS was $0.3, missing the average prediction of $0.569 by -47.28%