LendingClub (LC) Stock Forecast, Price Target & Predictions
LC Stock Forecast
LendingClub stock forecast is as follows: an average price target of $15.30 (represents a -3.77% downside from LC’s last price of $15.90) and a rating consensus of 'Buy', based on 9 wall street analysts offering a 1-year stock forecast.
LC Price Target
The average price target for LendingClub (LC) is $15.30 based on 1-year price targets from 9 Wall Street analysts in the past 3 months, with a price target range of $20.00 to $12.00. This represents a potential -3.77% downside from LC's last price of $15.90.
LC Analyst Ratings
According to 9 Wall Street analysts, LendingClub's rating consensus is 'Buy'. The analyst rating breakdown for LC stock is 0 'Strong Buy' (0.00%), 8 'Buy' (88.89%), 1 'Hold' (11.11%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
LendingClub Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Oct 24, 2024 | Brad Capuzzi | Piper Sandler | $15.00 | $12.46 | 20.39% | -5.66% |
| Aug 02, 2024 | Bill Ryan | Seaport Global | $14.50 | $10.79 | 34.38% | -8.81% |
| Jul 31, 2024 | Vincent Caintic | BTIG | $15.00 | $11.19 | 34.05% | -5.66% |
| Jul 18, 2024 | John Hecht | Jefferies | $12.00 | $10.68 | 12.36% | -24.53% |
| Jun 06, 2024 | Vincent Caintic | BTIG | $12.00 | $8.33 | 44.06% | -24.53% |
| Nov 28, 2023 | Brad Capuzzi | Piper Sandler | $8.00 | $6.21 | 28.82% | -49.69% |
| Jul 28, 2022 | - | Credit Suisse | $20.00 | $13.70 | 45.99% | 25.79% |
| Apr 28, 2022 | - | Credit Suisse | $25.00 | $15.30 | 63.40% | 57.23% |
| Jan 12, 2022 | Bill Ryan | Seaport Global | $35.00 | $24.93 | 40.39% | 120.13% |
The latest LendingClub stock forecast, released on Oct 24, 2024 by Brad Capuzzi from Piper Sandler, set a price target of $15.00, which represents a 20.39% increase from the stock price at the time of the forecast ($12.46), and a -5.66% decrease from LC last price ($15.90).
LendingClub Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | 1 | 1 | 6 |
| Avg Price Target | $15.00 | $15.00 | $12.75 |
| Last Closing Price | $15.90 | $15.90 | $15.90 |
| Upside/Downside | -5.66% | -5.66% | -19.81% |
In the current month, the average price target of LendingClub stock is $15.00, according to 1 Wall Street analyst offering twelve months forecast. The average price target represents a -5.66% decrease as opposed to LendingClub's last price of $15.90. This month's average price target is down 0.00% compared to last quarter, and up 17.65% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Oct 24, 2024 | Seaport Global | Buy | Buy | Hold |
| Oct 24, 2024 | Wedbush | Outperform | Outperform | Hold |
| Oct 24, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Oct 10, 2024 | Barclays | - | Overweight | Upgrade |
| Oct 10, 2024 | Keefe, Bruyette & Woods | - | Outperform | Upgrade |
| Aug 02, 2024 | Seaport Global | Buy | Buy | Hold |
| Jul 31, 2024 | Compass Point | Buy | Buy | Hold |
| Jul 31, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Jul 31, 2024 | BTIG | Buy | Buy | Hold |
| Jul 18, 2024 | Wedbush | Market Perform | Market Perform | Hold |
LendingClub's last stock rating was published by Seaport Global on Oct 24, 2024. The company gave LC a "Buy" rating, the same as its previous rate.
LendingClub Financial Forecast
LendingClub Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | $197.92M | $232.47M | $245.69M | $262.71M | $304.91M | $330.06M | $5.52M | $257.83M | $241.90M | $200.14M | $105.84M | $59.14M | $59.12M | $26.04M | $99.21M | $166.28M | $176.90M |
| Avg Forecast | $289.30M | $286.48M | $273.28M | $256.81M | $246.11M | $241.44M | $228.00M | $213.17M | $206.47M | $190.38M | $177.03M | $173.91M | $182.13M | $197.25M | $227.41M | $238.38M | $258.42M | $294.82M | $299.38M | $263.08M | $245.28M | $221.95M | $133.71M | $86.44M | $77.62M | $56.33M | $57.53M | $174.26M | $199.16M | $204.63M |
| High Forecast | $301.55M | $298.62M | $284.85M | $267.69M | $256.53M | $251.67M | $237.66M | $220.35M | $214.82M | $190.56M | $177.03M | $173.91M | $185.68M | $202.36M | $237.05M | $248.47M | $269.36M | $294.82M | $299.38M | $263.08M | $245.28M | $221.95M | $133.71M | $86.44M | $77.62M | $56.33M | $57.53M | $174.26M | $199.16M | $204.63M |
| Low Forecast | $278.40M | $275.69M | $262.99M | $247.14M | $236.84M | $232.35M | $219.42M | $205.33M | $201.09M | $190.20M | $177.03M | $173.91M | $177.99M | $189.96M | $218.85M | $229.40M | $248.68M | $294.82M | $299.38M | $263.08M | $245.28M | $221.95M | $133.71M | $86.44M | $77.62M | $56.33M | $57.53M | $174.26M | $199.16M | $204.63M |
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 6 | 8 | 4 | 3 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.00% | 1.02% | 1.03% | 1.02% | 1.03% | 1.10% | 0.02% | 1.05% | 1.09% | 1.50% | 1.22% | 0.76% | 1.05% | 0.45% | 0.57% | 0.83% | 0.86% |
LendingClub's average Quarter revenue forecast for Dec 23 based on 6 analysts is $182.13M, with a low forecast of $177.99M, and a high forecast of $185.68M. LC's average Quarter revenue forecast represents a -7.98% decrease compared to the company's last Quarter revenue of $197.92M (Sep 23).
LendingClub EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 6 | 8 | 4 | 3 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $19.59M | $26.43M | $30.91M | $71.46M | $66.18M | $72.91M | $68.84M | $39.70M | $43.57M | $33.12M | $-12.37M | $12.27M | $10.39M | $-24.09M | $9.35M | $64.74M | $68.65M |
| Avg Forecast | $18.00M | $17.82M | $17.00M | $15.98M | $15.31M | $15.02M | $14.18M | $13.26M | $12.84M | $11.84M | $11.01M | $34.36M | $11.33M | $12.27M | $14.15M | $31.23M | $33.74M | $7.52M | $7.64M | $28.39M | $6.26M | $5.66M | $3.41M | $-16.77M | $1.98M | $1.44M | $1.47M | $36.05M | $5.08M | $5.22M |
| High Forecast | $18.76M | $18.58M | $17.72M | $16.65M | $15.96M | $15.66M | $14.79M | $13.71M | $13.36M | $11.85M | $11.01M | $41.23M | $11.55M | $12.59M | $14.75M | $37.48M | $40.49M | $7.52M | $7.64M | $34.07M | $6.26M | $5.66M | $3.41M | $-13.41M | $1.98M | $1.44M | $1.47M | $43.26M | $5.08M | $5.22M |
| Low Forecast | $17.32M | $17.15M | $16.36M | $15.37M | $14.73M | $14.45M | $13.65M | $12.77M | $12.51M | $11.83M | $11.01M | $27.49M | $11.07M | $11.82M | $13.61M | $24.99M | $27.00M | $7.52M | $7.64M | $22.72M | $6.26M | $5.66M | $3.41M | $-20.12M | $1.98M | $1.44M | $1.47M | $28.84M | $5.08M | $5.22M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.60% | 1.87% | 0.99% | 2.12% | 8.80% | 9.55% | 2.42% | 6.34% | 7.69% | 9.71% | 0.74% | 6.20% | 7.23% | -16.42% | 0.26% | 12.74% | 13.15% |
6 analysts predict LC's average Quarter EBITDA for Dec 23 to be $11.33M, with a high of $11.55M and a low of $11.07M. This is -42.15% lower than LendingClub's previous annual EBITDA (Sep 23) of $19.59M.
LendingClub Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 6 | 8 | 4 | 3 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | $5.01M | $10.11M | $13.67M | $23.59M | $43.20M | $182.06M | $40.84M | $29.11M | $27.18M | $9.37M | $-47.08M | $-26.66M | $-34.33M | $-78.47M | $-48.09M | $234.00K | $-383.00K |
| Avg Forecast | $43.88M | $44.43M | $39.87M | $33.72M | $31.12M | $28.49M | $23.41M | $15.63M | $10.40M | $8.09M | $4.51M | $20.38M | $1.53M | $3.56M | $4.56M | $18.53M | $24.74M | $36.47M | $44.56M | $16.84M | $25.03M | $13.10M | $-44.59M | $-63.81M | $-38.57M | $-58.74M | $-59.34M | $-185.48M | $4.82M | $1.78M |
| High Forecast | $46.30M | $46.88M | $42.07M | $35.58M | $32.83M | $30.06M | $24.70M | $21.88M | $13.52M | $8.26M | $4.53M | $24.46M | $3.82M | $9.49M | $4.81M | $22.24M | $29.69M | $36.47M | $44.56M | $20.21M | $25.03M | $13.10M | $-44.59M | $-51.05M | $-38.57M | $-58.74M | $-59.34M | $-148.38M | $4.82M | $1.78M |
| Low Forecast | $41.73M | $42.25M | $37.92M | $32.07M | $29.59M | $27.10M | $22.27M | $12.51M | $8.32M | $7.92M | $4.48M | $16.31M | $764.99K | $1.19M | $4.33M | $14.82M | $19.79M | $36.47M | $44.56M | $13.48M | $25.03M | $13.10M | $-44.59M | $-76.57M | $-38.57M | $-58.74M | $-59.34M | $-222.57M | $4.82M | $1.78M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.41% | 2.22% | 0.74% | 0.95% | 1.18% | 4.09% | 2.42% | 1.16% | 2.08% | -0.21% | 0.74% | 0.69% | 0.58% | 1.32% | 0.26% | 0.05% | -0.22% |
LendingClub's average Quarter net income forecast for Dec 23 is $1.53M, with a range of $764.99K to $3.82M. LC's average Quarter net income forecast represents a -69.45% decrease compared to the company's last Quarter net income of $5.01M (Sep 23).
LendingClub SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 6 | 8 | 4 | 3 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $78.05M | $95.49M | $100.19M | $122.91M | $130.95M | $146.60M | $136.69M | $129.45M | $124.09M | $107.03M | $83.97M | $56.93M | $61.53M | $65.34M | $108.27M | $124.83M | $135.74M |
| Avg Forecast | $185.19M | $183.38M | $174.93M | $164.39M | $157.54M | $154.55M | $145.95M | $136.46M | $132.17M | $121.87M | $113.32M | $68.23M | $116.59M | $126.26M | $145.57M | $62.02M | $110.03M | $180.98M | $183.78M | $56.38M | $150.57M | $136.25M | $82.08M | $53.06M | $47.65M | $34.58M | $35.32M | $106.97M | $122.26M | $125.62M |
| High Forecast | $193.03M | $191.15M | $182.34M | $171.36M | $164.21M | $161.10M | $152.13M | $141.06M | $137.51M | $121.98M | $113.32M | $81.87M | $118.86M | $129.53M | $151.74M | $74.43M | $132.04M | $180.98M | $183.78M | $67.66M | $150.57M | $136.25M | $82.08M | $53.06M | $47.65M | $34.58M | $35.32M | $106.97M | $122.26M | $125.62M |
| Low Forecast | $178.21M | $176.48M | $168.34M | $158.20M | $151.61M | $148.73M | $140.45M | $131.44M | $128.72M | $121.75M | $113.32M | $54.58M | $113.94M | $121.60M | $140.09M | $49.62M | $88.03M | $180.98M | $183.78M | $45.11M | $150.57M | $136.25M | $82.08M | $53.06M | $47.65M | $34.58M | $35.32M | $106.97M | $122.26M | $125.62M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.62% | 0.66% | 1.62% | 1.12% | 0.72% | 0.80% | 2.42% | 0.86% | 0.91% | 1.30% | 1.58% | 1.19% | 1.78% | 1.85% | 1.01% | 1.02% | 1.08% |
LendingClub's average Quarter SG&A projection for Dec 23 is $116.59M, based on 6 Wall Street analysts, with a range of $113.94M to $118.86M. The forecast indicates a 49.37% rise compared to LC last annual SG&A of $78.05M (Sep 23).
LendingClub EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 6 | 8 | 4 | 3 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $0.05 | $0.09 | $0.13 | $0.22 | $0.41 | $1.77 | $0.40 | $0.29 | $0.27 | $0.10 | $-0.49 | $-0.29 | $-0.38 | $-0.87 | $-0.56 | - | $-0.00 |
| Avg Forecast | $0.39 | $0.39 | $0.35 | $0.30 | $0.27 | $0.25 | $0.21 | $0.14 | $0.09 | $0.07 | $0.04 | $0.03 | $0.01 | $0.03 | $0.04 | $0.08 | $0.19 | $0.33 | $0.40 | $0.25 | $0.22 | $0.12 | $-0.40 | $-0.79 | $-0.35 | $-0.53 | $-0.53 | $-0.05 | $0.04 | $0.02 |
| High Forecast | $0.41 | $0.41 | $0.37 | $0.31 | $0.29 | $0.26 | $0.22 | $0.19 | $0.12 | $0.07 | $0.04 | $0.03 | $0.03 | $0.08 | $0.04 | $0.08 | $0.20 | $0.33 | $0.40 | $0.25 | $0.22 | $0.12 | $-0.40 | $-0.79 | $-0.35 | $-0.53 | $-0.53 | $-0.05 | $0.04 | $0.02 |
| Low Forecast | $0.37 | $0.37 | $0.33 | $0.28 | $0.26 | $0.24 | $0.20 | $0.11 | $0.07 | $0.07 | $0.04 | $0.03 | $0.01 | $0.01 | $0.04 | $0.07 | $0.18 | $0.33 | $0.40 | $0.25 | $0.22 | $0.12 | $-0.40 | $-0.79 | $-0.35 | $-0.53 | $-0.53 | $-0.05 | $0.04 | $0.02 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.60% | 2.25% | 1.72% | 1.15% | 1.25% | 4.43% | 1.58% | 1.29% | 2.30% | -0.25% | 0.62% | 0.84% | 0.72% | 1.63% | 11.63% | 0.06% | -0.27% |
According to 6 Wall Street analysts, LendingClub's projected average Quarter EPS for Dec 23 is $0.01, with a low estimate of $0.01 and a high estimate of $0.03. This represents a -73.14% decrease compared to LC previous annual EPS of $0.05 (Sep 23).
LendingClub Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| OPRT | Oportun Financial | $3.03 | $11.17 | 268.65% | Hold |
| GDOT | Green Dot | $10.25 | $25.00 | 143.90% | Hold |
| WU | Western Union Company | $10.86 | $18.09 | 66.57% | Hold |
| FCFS | FirstCash | $102.97 | $130.00 | 26.25% | Buy |
| ALLY | Ally Financial | $37.19 | $45.47 | 22.26% | Buy |
| NAVI | Navient | $14.93 | $16.50 | 10.52% | Sell |
| SLM | SLM | $24.86 | $24.29 | -2.29% | Buy |
| LC | LendingClub | $15.90 | $15.30 | -3.77% | Buy |
| BFH | Bread Financial | $56.80 | $47.56 | -16.27% | Buy |
| DFS | Discover Financial Services | $174.91 | $135.32 | -22.63% | Hold |