LendingClub (LC) Stock Forecast, Price Target & Predictions
LC Stock Forecast
LendingClub stock forecast is as follows: an average price target of $13.90 (represents a 28.11% upside from LC’s last price of $10.85) and a rating consensus of 'Buy', based on 7 wall street analysts offering a 1-year stock forecast.
LC Price Target
The average price target for LendingClub (LC) is $13.90 based on 1-year price targets from 7 Wall Street analysts in the past 3 months, with a price target range of $20.00 to $8.00. This represents a potential 28.11% upside from LC's last price of $10.85.
LC Analyst Ratings
According to 7 Wall Street analysts, LendingClub's rating consensus is 'Buy'. The analyst rating breakdown for LC stock is 0 'Strong Buy' (0.00%), 5 'Buy' (71.43%), 2 'Hold' (28.57%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
LendingClub Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Aug 02, 2024 | Bill Ryan | Seaport Global | $14.50 | $10.79 | 34.38% | 33.64% |
| Jul 31, 2024 | Vincent Caintic | BTIG | $15.00 | $11.19 | 34.05% | 38.25% |
| Jul 18, 2024 | John Hecht | Jefferies | $12.00 | $10.68 | 12.36% | 10.60% |
| Jun 06, 2024 | Vincent Caintic | BTIG | $12.00 | $8.33 | 44.06% | 10.60% |
| Nov 28, 2023 | Brad Capuzzi | Piper Sandler | $8.00 | $6.21 | 28.82% | -26.27% |
| Jul 28, 2022 | - | Credit Suisse | $20.00 | $13.70 | 45.99% | 84.33% |
| Apr 28, 2022 | - | Credit Suisse | $25.00 | $15.30 | 63.40% | 130.41% |
| Jan 12, 2022 | Bill Ryan | Seaport Global | $35.00 | $24.93 | 40.39% | 222.58% |
The latest LendingClub stock forecast, released on Aug 02, 2024 by Bill Ryan from Seaport Global, set a price target of $14.50, which represents a 34.38% increase from the stock price at the time of the forecast ($10.79), and a 33.64% increase from LC last price ($10.85).
LendingClub Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 3 | 5 |
| Avg Price Target | - | $13.83 | $12.30 |
| Last Closing Price | $10.85 | $10.85 | $10.85 |
| Upside/Downside | -100.00% | 27.47% | 13.36% |
In the current month, the average price target of LendingClub stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to LendingClub's last price of $10.85. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Aug 02, 2024 | Seaport Global | Buy | Buy | Hold |
| Jul 31, 2024 | Compass Point | Buy | Buy | Hold |
| Jul 31, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Jul 31, 2024 | BTIG | Buy | Buy | Hold |
| Jul 18, 2024 | Wedbush | Market Perform | Market Perform | Hold |
| Jul 18, 2024 | Jefferies | Buy | Buy | Hold |
| Jun 07, 2024 | Piper Sandler | Underperform | Underperform | Hold |
| Jun 07, 2024 | Wedbush | Market Perform | Market Perform | Hold |
| Jun 06, 2024 | BTIG | - | Buy | Initialise |
| Nov 28, 2023 | Piper Sandler | - | Overweight | Initialise |
LendingClub's last stock rating was published by Seaport Global on Aug 02, 2024. The company gave LC a "Buy" rating, the same as its previous rate.
LendingClub Financial Forecast
LendingClub Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | $197.92M | $232.47M | $245.69M | $262.71M | $304.91M | $330.06M | $5.52M | $257.83M | $241.90M | $200.14M | $105.84M | $59.14M | $59.12M | $26.04M | $99.21M | $166.28M | $176.90M |
| Avg Forecast | $298.50M | $293.50M | $271.50M | $259.00M | $246.57M | $237.05M | $227.93M | $215.31M | $196.81M | $190.02M | $177.03M | $173.91M | $182.13M | $197.25M | $227.41M | $238.38M | $258.42M | $294.82M | $299.38M | $263.08M | $245.28M | $221.95M | $133.71M | $86.44M | $77.62M | $56.33M | $57.53M | $174.26M | $199.16M | $204.63M |
| High Forecast | $312.19M | $306.96M | $283.96M | $270.88M | $257.88M | $247.93M | $238.38M | $225.19M | $205.84M | $196.49M | $185.15M | $181.89M | $185.68M | $202.36M | $237.85M | $249.31M | $270.27M | $308.34M | $311.35M | $273.60M | $255.08M | $230.83M | $139.06M | $89.89M | $80.72M | $58.59M | $59.83M | $181.23M | $207.12M | $212.82M |
| Low Forecast | $285.50M | $280.71M | $259.67M | $247.72M | $235.82M | $226.72M | $218.00M | $205.93M | $188.24M | $185.95M | $169.32M | $166.34M | $177.99M | $189.96M | $217.51M | $227.99M | $247.16M | $281.97M | $289.65M | $254.53M | $237.30M | $214.74M | $129.36M | $83.63M | $75.09M | $54.50M | $55.66M | $168.59M | $192.68M | $197.98M |
| # Analysts | 5 | 4 | 5 | 4 | 4 | 3 | 4 | 3 | 5 | 8 | 5 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.00% | 1.02% | 1.03% | 1.02% | 1.03% | 1.10% | 0.02% | 1.05% | 1.09% | 1.50% | 1.22% | 0.76% | 1.05% | 0.45% | 0.57% | 0.83% | 0.86% |
LendingClub's average Quarter revenue forecast for Dec 23 based on 6 analysts is $182.13M, with a low forecast of $177.99M, and a high forecast of $185.68M. LC's average Quarter revenue forecast represents a -7.98% decrease compared to the company's last Quarter revenue of $197.92M (Sep 23).
LendingClub EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 5 | 4 | 5 | 4 | 4 | 3 | 4 | 3 | 5 | 8 | 5 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $19.59M | $26.43M | $30.91M | $71.46M | $66.18M | $72.91M | $68.84M | $39.70M | $43.57M | $33.12M | $-12.37M | $12.27M | $10.39M | $-24.09M | $9.35M | $64.74M | $68.65M |
| Avg Forecast | $7.61M | $7.49M | $6.93M | $6.61M | $6.29M | $6.05M | $5.81M | $5.49M | $5.02M | $4.85M | $4.52M | $34.36M | $4.65M | $5.03M | $5.80M | $31.23M | $6.59M | $287.55M | $7.64M | $28.39M | $6.26M | $5.66M | $3.41M | $-16.77M | $1.98M | $1.44M | $1.47M | $36.05M | $5.08M | $5.22M |
| High Forecast | $7.96M | $7.83M | $7.24M | $6.91M | $6.58M | $6.32M | $6.08M | $5.74M | $5.25M | $5.01M | $4.72M | $41.23M | $4.74M | $5.16M | $6.07M | $37.48M | $6.89M | $345.06M | $7.94M | $34.07M | $6.51M | $5.89M | $3.55M | $-13.41M | $2.06M | $1.49M | $1.53M | $43.26M | $5.28M | $5.43M |
| Low Forecast | $7.28M | $7.16M | $6.62M | $6.32M | $6.02M | $5.78M | $5.56M | $5.25M | $4.80M | $4.74M | $4.32M | $27.49M | $4.54M | $4.85M | $5.55M | $24.99M | $6.31M | $230.04M | $7.39M | $22.72M | $6.05M | $5.48M | $3.30M | $-20.12M | $1.92M | $1.39M | $1.42M | $28.84M | $4.92M | $5.05M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.89% | 4.56% | 0.99% | 10.84% | 0.23% | 9.55% | 2.42% | 6.34% | 7.69% | 9.71% | 0.74% | 6.20% | 7.23% | -16.42% | 0.26% | 12.74% | 13.15% |
6 analysts predict LC's average Quarter EBITDA for Dec 23 to be $4.65M, with a high of $4.74M and a low of $4.54M. This is -76.28% lower than LendingClub's previous annual EBITDA (Sep 23) of $19.59M.
LendingClub Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 5 | 4 | 5 | 4 | 4 | 3 | 4 | 3 | 5 | 8 | 5 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | $5.01M | $10.11M | $13.67M | $23.59M | $43.20M | $182.06M | $40.84M | $29.11M | $27.18M | $9.37M | $-47.08M | $-26.66M | $-34.33M | $-78.47M | $-48.09M | $234.00K | $-383.00K |
| Avg Forecast | $37.34M | $40.69M | $28.98M | $28.42M | $30.20M | $25.94M | $22.26M | $17.08M | $9.06M | $7.66M | $4.41M | $20.38M | $1.50M | $3.48M | $4.46M | $18.53M | $21.36M | $179.42M | $44.56M | $16.84M | $25.03M | $13.10M | $-44.59M | $-63.81M | $-38.57M | $-58.74M | $-59.34M | $-185.48M | $4.82M | $1.78M |
| High Forecast | $39.57M | $43.11M | $30.71M | $30.12M | $32.00M | $27.49M | $23.59M | $18.09M | $9.60M | $10.94M | $4.67M | $24.46M | $3.74M | $9.29M | $4.72M | $22.24M | $22.64M | $215.31M | $46.87M | $20.21M | $26.33M | $13.78M | $-42.70M | $-51.05M | $-36.94M | $-56.26M | $-56.83M | $-148.38M | $5.07M | $1.87M |
| Low Forecast | $35.23M | $38.38M | $27.34M | $26.81M | $28.49M | $24.47M | $21.00M | $16.11M | $8.55M | $4.38M | $4.16M | $16.31M | $748.50K | $1.16M | $4.21M | $14.82M | $20.16M | $143.54M | $42.67M | $13.48M | $23.97M | $12.54M | $-46.90M | $-76.57M | $-40.57M | $-61.79M | $-62.42M | $-222.57M | $4.61M | $1.70M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.44% | 2.27% | 0.74% | 1.10% | 0.24% | 4.09% | 2.42% | 1.16% | 2.08% | -0.21% | 0.74% | 0.69% | 0.58% | 1.32% | 0.26% | 0.05% | -0.22% |
LendingClub's average Quarter net income forecast for Dec 23 is $1.50M, with a range of $748.50K to $3.74M. LC's average Quarter net income forecast represents a -70.11% decrease compared to the company's last Quarter net income of $5.01M (Sep 23).
LendingClub SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 5 | 4 | 5 | 4 | 4 | 3 | 4 | 3 | 5 | 8 | 5 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $78.05M | $95.49M | $100.19M | $122.91M | $130.95M | $146.60M | $136.69M | $129.45M | $124.09M | $107.03M | $83.97M | $56.93M | $61.53M | $65.34M | $108.27M | $124.83M | $135.74M |
| Avg Forecast | $183.24M | $180.17M | $166.67M | $158.99M | $151.36M | $145.52M | $139.92M | $132.17M | $120.82M | $116.65M | $108.67M | $68.23M | $111.81M | $121.09M | $139.60M | $62.02M | $158.64M | $180.98M | $183.78M | $56.38M | $150.57M | $136.25M | $82.08M | $53.06M | $47.65M | $34.58M | $35.32M | $106.97M | $122.26M | $125.62M |
| High Forecast | $191.65M | $188.44M | $174.31M | $166.29M | $158.30M | $152.20M | $146.34M | $138.24M | $126.36M | $120.62M | $113.66M | $81.87M | $113.98M | $124.22M | $146.01M | $74.43M | $165.91M | $189.28M | $191.13M | $67.66M | $156.59M | $141.70M | $85.36M | $55.18M | $49.55M | $35.96M | $36.73M | $111.25M | $127.15M | $130.64M |
| Low Forecast | $175.26M | $172.32M | $159.41M | $152.07M | $144.77M | $139.18M | $133.82M | $126.42M | $115.55M | $114.15M | $103.94M | $54.58M | $109.26M | $116.61M | $133.52M | $49.62M | $151.73M | $173.10M | $177.81M | $45.11M | $145.67M | $131.82M | $79.41M | $51.34M | $46.10M | $33.46M | $34.17M | $103.50M | $118.28M | $121.54M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.64% | 0.68% | 1.62% | 0.77% | 0.72% | 0.80% | 2.42% | 0.86% | 0.91% | 1.30% | 1.58% | 1.19% | 1.78% | 1.85% | 1.01% | 1.02% | 1.08% |
LendingClub's average Quarter SG&A projection for Dec 23 is $111.81M, based on 6 Wall Street analysts, with a range of $109.26M to $113.98M. The forecast indicates a 43.25% rise compared to LC last annual SG&A of $78.05M (Sep 23).
LendingClub EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 5 | 4 | 5 | 4 | 4 | 3 | 4 | 3 | 5 | 8 | 5 | 3 | 6 | 9 | 6 | 4 | 3 | 7 | 4 | 3 | 4 | 7 | 4 | 4 | 4 | 15 | 9 | 9 | 8 | 8 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $0.05 | $0.09 | $0.13 | $0.22 | $0.41 | $1.77 | $0.40 | $0.29 | $0.27 | $0.10 | $-0.49 | $-0.29 | $-0.38 | $-0.87 | $-0.56 | - | $-0.00 |
| Avg Forecast | $0.34 | $0.36 | $0.26 | $0.26 | $0.27 | $0.23 | $0.20 | $0.15 | $0.08 | $0.07 | $0.04 | $0.03 | $0.01 | $0.03 | $0.04 | $0.08 | $0.19 | $0.33 | $0.40 | $0.25 | $0.22 | $0.12 | $-0.40 | $-0.79 | $-0.35 | $-0.53 | $-0.53 | $-0.05 | $0.04 | $0.02 |
| High Forecast | $0.35 | $0.39 | $0.28 | $0.27 | $0.29 | $0.25 | $0.21 | $0.16 | $0.09 | $0.10 | $0.04 | $0.03 | $0.03 | $0.08 | $0.04 | $0.08 | $0.20 | $0.35 | $0.42 | $0.27 | $0.24 | $0.12 | $-0.38 | $-0.75 | $-0.33 | $-0.50 | $-0.51 | $-0.05 | $0.05 | $0.02 |
| Low Forecast | $0.32 | $0.34 | $0.25 | $0.24 | $0.26 | $0.22 | $0.19 | $0.14 | $0.08 | $0.04 | $0.04 | $0.03 | $0.01 | $0.01 | $0.04 | $0.07 | $0.18 | $0.31 | $0.38 | $0.24 | $0.22 | $0.11 | $-0.42 | $-0.83 | $-0.36 | $-0.55 | $-0.56 | $-0.05 | $0.04 | $0.02 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.60% | 2.25% | 1.72% | 1.15% | 1.25% | 4.43% | 1.58% | 1.29% | 2.30% | -0.25% | 0.62% | 0.84% | 0.72% | 1.63% | 11.63% | 0.06% | -0.27% |
According to 6 Wall Street analysts, LendingClub's projected average Quarter EPS for Dec 23 is $0.01, with a low estimate of $0.01 and a high estimate of $0.03. This represents a -73.14% decrease compared to LC previous annual EPS of $0.05 (Sep 23).
LendingClub Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| OPRT | Oportun Financial | $2.63 | $11.17 | 324.71% | Hold |
| GDOT | Green Dot | $11.52 | $25.00 | 117.01% | Hold |
| WU | Western Union Company | $11.86 | $18.09 | 52.53% | Hold |
| ALLY | Ally Financial | $32.97 | $47.21 | 43.19% | Buy |
| LC | LendingClub | $10.85 | $13.90 | 28.11% | Buy |
| SLM | SLM | $21.23 | $23.80 | 12.11% | Buy |
| FCFS | FirstCash | $117.16 | $130.00 | 10.96% | Buy |
| DFS | Discover Financial Services | $131.33 | $133.89 | 1.95% | Buy |
| NAVI | Navient | $15.77 | $16.00 | 1.46% | Sell |
| BFH | Bread Financial | $48.10 | $47.25 | -1.77% | Buy |
LC Forecast FAQ
Is LendingClub a good buy?
Yes, according to 7 Wall Street analysts, LendingClub (LC) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 5 'Buy' recommendations, accounting for 71.43% of LC's total ratings.
What is LC's price target?
LendingClub (LC) average price target is $13.9 with a range of $8 to $20, implying a 28.11% from its last price of $10.85. The data is based on 7 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will LendingClub stock go up soon?
According to Wall Street analysts' prediction for LC stock, the company can go up by 28.11% (from the last price of $10.85 to the average price target of $13.9), up by 84.33% based on the highest stock price target, and down by -26.27% based on the lowest stock price target.
Can LendingClub stock reach $20?
LC's average twelve months analyst stock price target of $13.9 does not support the claim that LendingClub can reach $20 in the near future.
What are LendingClub's analysts' financial forecasts?
LendingClub's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $926.85M (high $969.37M, low $886.48M), average EBITDA is $23.64M (high $24.73M, low $22.61M), average net income is $95.48M (high $101.17M, low $90.07M), average SG&A $568.98M (high $595.08M, low $544.19M), and average EPS is $0.857 (high $0.908, low $0.808). LC's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $1.12B (high $1.17B, low $1.07B), average EBITDA is $28.64M (high $29.95M, low $27.39M), average net income is $135.43M (high $143.51M, low $127.76M), average SG&A $689.08M (high $720.69M, low $659.06M), and average EPS is $1.21 (high $1.29, low $1.15).
Did the LC's actual financial results beat the analysts' financial forecasts?
Based on LendingClub's last annual report (Dec 2022), the company's revenue was $1.19B, beating the average analysts forecast of $1.12B by 6.41%. Apple's EBITDA was $279.38M, missing the average prediction of $330.17M by -15.38%. The company's net income was $289.68M, beating the average estimation of $262.19M by 10.49%. Apple's SG&A was $537.14M, missing the average forecast of $579.79M by -7.35%. Lastly, the company's EPS was $2.89, beating the average prediction of $1.17 by 146.56%. In terms of the last quarterly report (Sep 2023), LendingClub's revenue was $197.92M, beating the average analysts' forecast of $197.25M by 0.34%. The company's EBITDA was $19.58M, beating the average prediction of $5.03M by 289.22%. LendingClub's net income was $5.01M, beating the average estimation of $3.48M by 43.77%. The company's SG&A was $78.05M, missing the average forecast of $121.09M by -35.54%. Lastly, the company's EPS was $0.05, beating the average prediction of $0.0312 by 60.00%