HealthEquity (HQY) Stock Forecast, Price Target & Predictions


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HQY Stock Forecast


HealthEquity stock forecast is as follows: an average price target of $97.00 (represents a 11.56% upside from HQY’s last price of $86.95) and a rating consensus of 'Buy', based on 11 wall street analysts offering a 1-year stock forecast.

HQY Price Target


The average price target for HealthEquity (HQY) is $97.00 based on 1-year price targets from 11 Wall Street analysts in the past 3 months, with a price target range of $110.00 to $85.00. This represents a potential 11.56% upside from HQY's last price of $86.95.

HQY Analyst Ratings


Buy

According to 11 Wall Street analysts, HealthEquity's rating consensus is 'Buy'. The analyst rating breakdown for HQY stock is 0 'Strong Buy' (0.00%), 10 'Buy' (90.91%), 1 'Hold' (9.09%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

HealthEquity Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Sep 04, 2024George HillDeutsche Bank$103.00$82.6624.61%18.46%
Jun 20, 2024Stan BerenshteynWells Fargo$110.00$84.7429.81%26.51%
Jun 04, 2024Scott SchoenhausKeyBanc$100.00$83.4019.90%15.01%
Jun 04, 2024Mark MarconRobert W. Baird$104.00$81.2228.05%19.61%
Jun 03, 2024Alexander ParisBarrington$100.00$81.0323.41%15.01%
May 07, 2024Stan BerenshteynWells Fargo$105.00$79.2732.46%20.76%
Apr 04, 2024Constantine DavidesJMP Securities$101.00$79.9026.41%16.16%
Mar 28, 2024Glen SantangeloJefferies$95.00$79.7219.17%9.26%
Mar 20, 2024Stephanie DavisBarclays$104.00$81.3627.83%19.61%
Mar 20, 2024Sean DodgeRBC Capital$92.00$81.3613.08%5.81%
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The latest HealthEquity stock forecast, released on Sep 04, 2024 by George Hill from Deutsche Bank, set a price target of $103.00, which represents a 24.61% increase from the stock price at the time of the forecast ($82.66), and a 18.46% increase from HQY last price ($86.95).

HealthEquity Price Target by Period


1M3M12M
# Anlaysts-110
Avg Price Target-$103.00$101.40
Last Closing Price$86.95$86.95$86.95
Upside/Downside-100.00%18.46%16.62%

In the current month, the average price target of HealthEquity stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to HealthEquity's last price of $86.95. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Sep 20, 2024RBC CapitalBuyBuyHold
Sep 19, 2024RBC CapitalOutperformOutperformHold
Sep 04, 2024KeyBancOverweightOverweightHold
Sep 04, 2024Deutsche BankBuyBuyHold
Jun 04, 2024Wells FargoBuyBuyHold
Jun 04, 2024KeyBancOverweightOverweightHold
Jun 04, 2024Bank of America SecuritiesBuyBuyHold
Jun 04, 2024JMP SecuritiesOutperformOutperformHold
Jun 04, 2024Wells FargoOverweightOverweightHold
Jun 03, 2024JefferiesBuyBuyHold
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HealthEquity's last stock rating was published by RBC Capital on Sep 20, 2024. The company gave HQY a "Buy" rating, the same as its previous rate.

HealthEquity Financial Forecast


HealthEquity Revenue Forecast

Jan 27Oct 26Jul 26May 26Jan 26Oct 25Jul 25May 25Jan 25Oct 24Jul 24May 24Jan 24Oct 23Jul 23May 23Jan 23Oct 22Jul 22May 22Jan 22Oct 21Jul 21May 21Jan 21Oct 20Jul 20May 20Jan 20Oct 19
Revenue------------$262.39M$249.22M$243.55M-$233.84M$216.09M$206.14M-$203.30M$179.95M$189.10M-$188.17M$179.35M$176.04M-$201.20M$157.12M
Avg Forecast$396.74M$376.94M$375.00M$376.81M$344.43M$324.59M$328.28M$326.63M$304.23M$289.92M$285.13M$277.91M$258.69M$243.61M$239.96M$239.39M$230.73M$206.79M$203.88M$203.98M$199.88M$183.97M$185.09M$181.20M$185.78M$176.82M$171.28M$193.72M$199.31M$152.09M
High Forecast$403.10M$382.98M$381.01M$382.85M$349.95M$329.79M$333.54M$331.87M$309.36M$293.32M$285.13M$277.91M$258.84M$252.26M$243.81M$243.23M$234.43M$209.95M$207.00M$207.11M$202.94M$186.79M$187.93M$183.98M$188.63M$179.53M$173.91M$196.69M$202.37M$154.42M
Low Forecast$392.80M$373.19M$371.27M$373.06M$341.00M$321.36M$325.01M$323.38M$301.44M$287.21M$285.13M$277.91M$258.55M$239.68M$237.58M$237.01M$228.43M$203.87M$201.01M$201.11M$197.07M$181.39M$182.49M$178.65M$183.17M$174.33M$168.88M$191.00M$196.51M$149.95M
# Analysts654853369946484645353646466665
Surprise %------------1.01%1.02%1.01%-1.01%1.04%1.01%-1.02%0.98%1.02%-1.01%1.01%1.03%-1.01%1.03%

HealthEquity's average Quarter revenue forecast for May 24 based on 6 analysts is $277.91M, with a low forecast of $277.91M, and a high forecast of $277.91M. HQY's average Quarter revenue forecast represents a 5.92% increase compared to the company's last Quarter revenue of $262.39M (Jan 24).

HealthEquity EBITDA Forecast

Jan 27Oct 26Jul 26May 26Jan 26Oct 25Jul 25May 25Jan 25Oct 24Jul 24May 24Jan 24Oct 23Jul 23May 23Jan 23Oct 22Jul 22May 22Jan 22Oct 21Jul 21May 21Jan 21Oct 20Jul 20May 20Jan 20Oct 19
# Analysts654853369946484645353646466665
EBITDA------------$79.08M$30.89M$24.74M-$59.90M$52.99M$46.04M-$5.81M$36.30M$32.52M-$35.85M$40.46M$36.80M-$40.37M$-1.96M
Avg Forecast$103.49M$98.33M$97.82M$98.29M$89.85M$84.67M$85.63M$85.21M$79.36M$75.63M$74.38M$7.67M$67.48M$63.55M$62.60M$6.97M$39.93M$53.94M$53.18M$6.33M$52.14M$47.99M$48.28M$34.06M$48.46M$46.12M$44.68M$35.76M$51.99M$39.67M
High Forecast$105.15M$99.90M$99.39M$99.87M$91.29M$86.03M$87.01M$86.57M$80.70M$76.51M$74.38M$9.20M$67.52M$65.80M$63.60M$8.36M$47.92M$54.77M$54.00M$7.60M$52.94M$48.73M$49.02M$40.87M$49.21M$46.83M$45.37M$42.91M$52.79M$40.28M
Low Forecast$102.46M$97.35M$96.85M$97.32M$88.95M$83.83M$84.78M$84.36M$78.63M$74.92M$74.38M$6.13M$67.44M$62.52M$61.97M$5.57M$31.94M$53.18M$52.44M$5.07M$51.41M$47.32M$47.60M$27.24M$47.78M$45.48M$44.05M$28.61M$51.26M$39.12M
Surprise %------------1.17%0.49%0.40%-1.50%0.98%0.87%-0.11%0.76%0.67%-0.74%0.88%0.82%-0.78%-0.05%

6 analysts predict HQY's average Quarter EBITDA for May 24 to be $7.67M, with a high of $9.20M and a low of $6.13M. This is -90.31% lower than HealthEquity's previous annual EBITDA (Jan 24) of $79.08M.

HealthEquity Net Income Forecast

Jan 27Oct 26Jul 26May 26Jan 26Oct 25Jul 25May 25Jan 25Oct 24Jul 24May 24Jan 24Oct 23Jul 23May 23Jan 23Oct 22Jul 22May 22Jan 22Oct 21Jul 21May 21Jan 21Oct 20Jul 20May 20Jan 20Oct 19
# Analysts654853369946484645353646466665
Net Income------------$26.36M$14.67M$10.58M-$-209.00K$-1.64M$-10.65M-$-32.82M$-5.04M$-3.82M-$5.37M$1.79M$-148.00K-$-190.00K$-21.33M
Avg Forecast----$85.16M$80.53M$82.39M$79.08M$64.56M$63.49M$61.97M$-43.32M$50.34M$44.32M$42.28M$-39.38M$-5.54M$30.72M$29.27M$-35.80M$19.02M$30.74M$32.16M$5.10M$35.88M$31.77M$24.30M$-168.28K$31.13M$19.26M
High Forecast----$86.93M$82.21M$84.11M$80.73M$68.92M$67.06M$61.97M$-34.66M$51.06M$48.84M$43.16M$-31.51M$-4.43M$31.33M$29.85M$-28.64M$19.40M$31.35M$32.80M$6.12M$36.59M$32.40M$24.78M$-134.63K$31.75M$19.64M
Low Forecast----$84.05M$79.49M$81.32M$78.05M$61.07M$61.70M$61.97M$-51.98M$49.63M$42.51M$41.74M$-47.26M$-6.65M$30.16M$28.73M$-42.96M$18.67M$30.18M$31.57M$4.08M$35.22M$31.19M$23.85M$-201.94K$30.56M$18.91M
Surprise %------------0.52%0.33%0.25%-0.04%-0.05%-0.36%--1.73%-0.16%-0.12%-0.15%0.06%-0.01%--0.01%-1.11%

HealthEquity's average Quarter net income forecast for May 24 is $-43.32M, with a range of $-51.98M to $-34.66M. HQY's average Quarter net income forecast represents a -264.31% decrease compared to the company's last Quarter net income of $26.36M (Jan 24).

HealthEquity SG&A Forecast

Jan 27Oct 26Jul 26May 26Jan 26Oct 25Jul 25May 25Jan 25Oct 24Jul 24May 24Jan 24Oct 23Jul 23May 23Jan 23Oct 22Jul 22May 22Jan 22Oct 21Jul 21May 21Jan 21Oct 20Jul 20May 20Jan 20Oct 19
# Analysts654853369946484645353646466665
SG&A------------$43.70M$46.03M$46.21M-$40.03M$42.38M$41.78M-$37.19M$32.73M$38.29M-$36.37M$34.98M$32.66M-$37.30M$31.88M
Avg Forecast$74.79M$71.06M$70.70M$71.04M$64.93M$61.19M$61.89M$61.58M$57.35M$54.66M$53.75M$49.09M$48.77M$45.92M$45.24M$44.63M$36.00M$38.98M$38.43M$40.57M$37.68M$34.68M$34.89M$34.55M$35.02M$33.33M$32.29M$33.04M$37.57M$28.67M
High Forecast$75.99M$72.20M$71.83M$72.18M$65.97M$62.17M$62.88M$62.57M$58.32M$55.30M$53.75M$58.91M$48.80M$47.56M$45.96M$53.56M$43.20M$39.58M$39.02M$48.69M$38.26M$35.21M$35.43M$41.46M$35.56M$33.84M$32.79M$39.65M$38.15M$29.11M
Low Forecast$74.05M$70.35M$69.99M$70.33M$64.29M$60.58M$61.27M$60.96M$56.83M$54.14M$53.75M$39.28M$48.74M$45.18M$44.79M$35.71M$28.80M$38.43M$37.89M$32.46M$37.15M$34.20M$34.40M$27.64M$34.53M$32.87M$31.84M$26.43M$37.05M$28.27M
Surprise %------------0.90%1.00%1.02%-1.11%1.09%1.09%-0.99%0.94%1.10%-1.04%1.05%1.01%-0.99%1.11%

HealthEquity's average Quarter SG&A projection for May 24 is $49.09M, based on 6 Wall Street analysts, with a range of $39.28M to $58.91M. The forecast indicates a 12.35% rise compared to HQY last annual SG&A of $43.70M (Jan 24).

HealthEquity EPS Forecast

Jan 27Oct 26Jul 26May 26Jan 26Oct 25Jul 25May 25Jan 25Oct 24Jul 24May 24Jan 24Oct 23Jul 23May 23Jan 23Oct 22Jul 22May 22Jan 22Oct 21Jul 21May 21Jan 21Oct 20Jul 20May 20Jan 20Oct 19
# Analysts654853369946484645353646466665
EPS------------$0.31$0.17$0.12-$-0.00$-0.02$-0.13-$-0.39$-0.06$-0.05-$0.07$0.02$-0.00-$-0.00$-0.30
Avg Forecast----$0.96$0.91$0.93$0.89$0.73$0.72$0.70$0.66$0.57$0.50$0.48$0.41$0.35$0.35$0.33$0.26$0.21$0.35$0.36$0.32$0.40$0.36$0.27$0.44$0.35$0.22
High Forecast----$0.98$0.93$0.95$0.91$0.78$0.76$0.70$0.66$0.58$0.55$0.49$0.41$0.36$0.35$0.34$0.27$0.22$0.35$0.37$0.33$0.41$0.37$0.28$0.44$0.36$0.22
Low Forecast----$0.95$0.90$0.92$0.88$0.69$0.70$0.70$0.66$0.56$0.48$0.47$0.40$0.34$0.34$0.32$0.26$0.21$0.34$0.36$0.32$0.40$0.35$0.27$0.43$0.34$0.21
Surprise %------------0.55%0.34%0.25%--0.01%-0.06%-0.39%--1.82%-0.17%-0.14%-0.17%0.06%-0.01%--0.01%-1.38%

According to 6 Wall Street analysts, HealthEquity's projected average Quarter EPS for May 24 is $0.66, with a low estimate of $0.66 and a high estimate of $0.66. This represents a 111.73% increase compared to HQY previous annual EPS of $0.31 (Jan 24).

HealthEquity Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
APPFAppFolio$212.00$278.0031.13%Buy
LOPEGrand Canyon Education$137.33$166.0020.88%Buy
HQYHealthEquity$86.95$97.0011.56%Buy
GMEDGlobus Medical$74.72$79.546.45%Buy
NEWRNew Relic$86.99$86.38-0.70%Buy
OLLIOllie's Bargain Outlet$95.50$80.57-15.63%Buy

HQY Forecast FAQ


Yes, according to 11 Wall Street analysts, HealthEquity (HQY) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 10 'Buy' recommendations, accounting for 90.91% of HQY's total ratings.

HealthEquity (HQY) average price target is $97 with a range of $85 to $110, implying a 11.56% from its last price of $86.95. The data is based on 11 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

According to Wall Street analysts' prediction for HQY stock, the company can go up by 11.56% (from the last price of $86.95 to the average price target of $97), up by 26.51% based on the highest stock price target, and down by -2.24% based on the lowest stock price target.

HQY's average twelve months analyst stock price target of $97 does not support the claim that HealthEquity can reach $130 in the near future.

HealthEquity's analysts financial forecasts for the fiscal year (Jan 2026) are as follows: average revenue is $1.32B (high $1.35B, low $1.31B), average EBITDA is $345.36M (high $350.89M, low $341.92M), average net income is $327.15M (high $333.97M, low $322.92M), average SG&A $249.59M (high $253.59M, low $247.1M), and average EPS is $3.69 (high $3.77, low $3.64). HQY's analysts financial forecasts for the fiscal year (Jan 2027) are as follows: average revenue is $1.53B (high $1.55B, low $1.51B), average EBITDA is $397.94M (high $404.32M, low $393.98M), average net income is $0 (high $0, low $0), average SG&A $287.59M (high $292.2M, low $284.73M), and average EPS is $0 (high $0, low $0).

Based on HealthEquity's last annual report (Jan 2024), the company's revenue was $999.59M, beating the average analysts forecast of $981.65M by 1.83%. Apple's EBITDA was $281.21M, beating the average prediction of $200.59M by 40.19%. The company's net income was $55.71M, missing the average estimation of $97.56M by -42.89%. Apple's SG&A was $182.93M, missing the average forecast of $184.56M by -0.89%. Lastly, the company's EPS was $0.65, missing the average prediction of $1.95 by -66.67%. In terms of the last quarterly report (Jan 2024), HealthEquity's revenue was $262.39M, beating the average analysts' forecast of $258.69M by 1.43%. The company's EBITDA was $79.08M, beating the average prediction of $67.48M by 17.18%. HealthEquity's net income was $26.36M, missing the average estimation of $50.34M by -47.63%. The company's SG&A was $43.7M, missing the average forecast of $48.77M by -10.40%. Lastly, the company's EPS was $0.31, missing the average prediction of $0.568 by -45.41%