Horace Mann Educators (HMN) Stock Forecast, Price Target & Predictions
HMN Stock Forecast
Horace Mann Educators stock forecast is as follows: an average price target of $38.50 (represents a 13.30% upside from HMN’s last price of $33.98) and a rating consensus of 'Strong Buy', based on 3 wall street analysts offering a 1-year stock forecast.
HMN Price Target
The average price target for Horace Mann Educators (HMN) is $38.50 based on 1-year price targets from 3 Wall Street analysts in the past 3 months, with a price target range of $42.00 to $35.00. This represents a potential 13.30% upside from HMN's last price of $33.98.
HMN Analyst Ratings
According to 3 Wall Street analysts, Horace Mann Educators's rating consensus is 'Strong Buy'. The analyst rating breakdown for HMN stock is 1 'Strong Buy' (33.33%), 1 'Buy' (33.33%), 1 'Hold' (33.33%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Horace Mann Educators Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Aug 06, 2024 | Wilma Burdis | Raymond James | $42.00 | $32.76 | 28.21% | 23.60% |
| Jun 28, 2024 | John Barnidge | Piper Sandler | $35.00 | $33.09 | 5.77% | 3.00% |
| May 10, 2024 | John Barnidge | Piper Sandler | $37.00 | $35.27 | 4.91% | 8.89% |
| Apr 05, 2024 | John Barnidge | Piper Sandler | $39.00 | $36.15 | 7.88% | 14.77% |
The latest Horace Mann Educators stock forecast, released on Aug 06, 2024 by Wilma Burdis from Raymond James, set a price target of $42.00, which represents a 28.21% increase from the stock price at the time of the forecast ($32.76), and a 23.60% increase from HMN last price ($33.98).
Horace Mann Educators Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 2 | 4 |
| Avg Price Target | - | $38.50 | $38.25 |
| Last Closing Price | $33.98 | $33.98 | $33.98 |
| Upside/Downside | -100.00% | 13.30% | 12.57% |
In the current month, the average price target of Horace Mann Educators stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Horace Mann Educators's last price of $33.98. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Aug 06, 2024 | Raymond James | - | Strong Buy | Initialise |
| Jun 28, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| May 10, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| Apr 05, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| Jan 29, 2024 | Keefe, Bruyette & Woods | - | Outperform | Upgrade |
| Aug 19, 2022 | Piper Sandler | - | Overweight | Upgrade |
Horace Mann Educators's last stock rating was published by Raymond James on Aug 06, 2024. The company Initialise its HMN rating from "null" to "Strong Buy".
Horace Mann Educators Financial Forecast
Horace Mann Educators Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | $402.90M | $378.70M | $356.40M | $353.90M | $8.80M | $343.00M | - | $13.00M | $303.50M | $312.80M | $324.10M | $310.70M | $336.34M | $326.03M | $314.93M | $307.25M | $331.38M | $334.42M |
| Avg Forecast | $334.25M | $334.85M | $330.75M | $319.15M | $317.87M | $315.53M | $310.10M | $300.80M | $294.53M | $291.53M | $288.67M | $280.83M | $275.03M | $268.80M | $264.90M | $260.70M | $252.33M | $253.23M | $321.77M | $352.00M | $295.17M | $261.80M | $299.63M | $294.63M | $326.45M | $334.80M | $329.75M | $329.80M | $339.40M | $311.35M |
| High Forecast | $335.88M | $336.49M | $332.37M | $320.71M | $319.42M | $317.08M | $311.62M | $302.27M | $295.97M | $293.39M | $290.08M | $282.21M | $278.17M | $269.22M | $266.19M | $261.97M | $253.57M | $254.47M | $321.77M | $353.06M | $296.06M | $262.59M | $300.54M | $295.52M | $327.43M | $335.81M | $330.74M | $330.79M | $340.42M | $312.29M |
| Low Forecast | $331.64M | $332.23M | $328.16M | $316.65M | $315.38M | $313.07M | $307.67M | $298.45M | $292.23M | $289.68M | $286.41M | $278.64M | $271.90M | $268.38M | $262.83M | $258.66M | $250.36M | $251.25M | $321.77M | $350.97M | $294.30M | $261.03M | $298.76M | $293.77M | $325.49M | $333.82M | $328.78M | $328.83M | $338.41M | $310.44M |
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.46% | 1.41% | 1.35% | 1.36% | 0.03% | 1.35% | - | 0.04% | 1.03% | 1.19% | 1.08% | 1.05% | 1.03% | 0.97% | 0.96% | 0.93% | 0.98% | 1.07% |
Horace Mann Educators's average Quarter revenue forecast for Mar 24 based on 1 analysts is $280.83M, with a low forecast of $278.64M, and a high forecast of $282.21M. HMN's average Quarter revenue forecast represents a -30.30% decrease compared to the company's last Quarter revenue of $402.90M (Dec 23).
Horace Mann Educators EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $15.10M | $-16.50M | $18.50M | $-15.40M | $24.60M | - | $66.20M | $65.50M | $79.90M | $67.20M | $57.20M | $67.92M | $54.56M | $47.73M | $28.00M | $44.77M | $35.11M |
| Avg Forecast | $29.29M | $29.34M | $28.98M | $27.97M | $27.85M | $27.65M | $27.17M | $26.36M | $25.81M | $25.55M | $25.30M | $106.80M | $24.10M | $23.55M | $23.21M | $97.09M | $22.11M | $80.25M | $28.20M | $88.27M | $46.29M | $72.95M | $65.16M | $35.75M | $51.50M | $43.33M | $27.09M | $24.35M | $42.90M | $35.11M |
| High Forecast | $29.43M | $29.49M | $29.13M | $28.10M | $27.99M | $27.79M | $27.31M | $26.49M | $25.94M | $25.71M | $25.42M | $128.16M | $24.38M | $23.59M | $23.33M | $116.51M | $22.22M | $96.30M | $28.20M | $105.92M | $55.54M | $87.54M | $78.20M | $42.90M | $61.80M | $51.99M | $32.50M | $29.22M | $51.48M | $42.13M |
| Low Forecast | $29.06M | $29.11M | $28.76M | $27.75M | $27.64M | $27.43M | $26.96M | $26.15M | $25.61M | $25.38M | $25.10M | $85.44M | $23.83M | $23.52M | $23.03M | $77.67M | $21.94M | $64.20M | $28.20M | $70.61M | $37.03M | $58.36M | $52.13M | $28.60M | $41.20M | $34.66M | $21.67M | $19.48M | $34.32M | $28.09M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.64% | -0.71% | 0.19% | -0.70% | 0.31% | - | 0.75% | 1.42% | 1.10% | 1.03% | 1.60% | 1.32% | 1.26% | 1.76% | 1.15% | 1.04% | 1.00% |
2 analysts predict HMN's average Quarter EBITDA for Dec 23 to be $24.10M, with a high of $24.38M and a low of $23.83M. This is 59.61% upper than Horace Mann Educators's previous annual EBITDA (Sep 23) of $15.10M.
Horace Mann Educators Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | $39.50M | $11.70M | $-12.80M | $6.60M | $-16.70M | $13.90M | - | $14.50M | $40.50M | $16.30M | $46.70M | $39.30M | $47.79M | $36.47M | $30.58M | $18.47M | $33.00M | $25.45M |
| Avg Forecast | $48.88M | $47.01M | $26.83M | $46.18M | $47.42M | $42.71M | $20.25M | $39.10M | $41.81M | $32.65M | $7.83M | $23.39M | $27.70M | $17.17M | $936.00K | $21.27M | $-3.57M | $16.37M | $-6.54M | $19.33M | $28.62M | $14.88M | $45.28M | $24.56M | $36.24M | $28.96M | $17.35M | $16.06M | $31.63M | $25.45M |
| High Forecast | $49.19M | $47.31M | $27.00M | $46.47M | $47.73M | $42.98M | $20.37M | $39.35M | $42.07M | $34.35M | $7.88M | $28.07M | $29.83M | $21.07M | $941.95K | $25.52M | $-3.53M | $19.65M | $-6.54M | $23.20M | $34.34M | $17.86M | $54.34M | $29.48M | $43.48M | $34.76M | $20.82M | $19.28M | $37.95M | $30.54M |
| Low Forecast | $48.38M | $46.53M | $26.56M | $45.71M | $46.94M | $42.28M | $20.04M | $38.71M | $41.38M | $30.53M | $7.75M | $18.71M | $25.57M | $11.31M | $926.48K | $17.01M | $-3.59M | $13.10M | $-6.54M | $15.47M | $22.90M | $11.91M | $36.23M | $19.65M | $28.99M | $23.17M | $13.88M | $12.85M | $25.30M | $20.36M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.43% | 0.68% | -13.68% | 0.31% | 4.68% | 0.85% | - | 0.75% | 1.42% | 1.10% | 1.03% | 1.60% | 1.32% | 1.26% | 1.76% | 1.15% | 1.04% | 1.00% |
Horace Mann Educators's average Quarter net income forecast for Mar 24 is $23.39M, with a range of $18.71M to $28.07M. HMN's average Quarter net income forecast represents a -40.78% decrease compared to the company's last Quarter net income of $39.50M (Dec 23).
Horace Mann Educators SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Avg Forecast | $65.27M | $65.39M | $64.59M | $62.32M | $62.07M | $61.62M | $60.56M | $58.74M | $57.52M | $56.93M | $56.37M | $54.84M | $53.71M | $52.49M | $51.73M | $50.91M | $49.28M | $49.45M | $62.84M | $53.73M | $45.05M | $39.96M | $45.74M | $44.97M | $49.83M | $51.10M | $50.33M | $50.34M | $51.81M | $47.52M |
| High Forecast | $65.59M | $65.71M | $64.91M | $62.63M | $62.38M | $61.92M | $60.85M | $59.03M | $57.80M | $57.29M | $56.65M | $55.11M | $54.32M | $52.57M | $51.98M | $51.16M | $49.52M | $49.69M | $62.84M | $53.89M | $45.19M | $40.08M | $45.87M | $45.11M | $49.98M | $51.26M | $50.48M | $50.49M | $51.96M | $47.67M |
| Low Forecast | $64.76M | $64.88M | $64.09M | $61.84M | $61.59M | $61.14M | $60.08M | $58.28M | $57.07M | $56.57M | $55.93M | $54.41M | $53.10M | $52.41M | $51.33M | $50.51M | $48.89M | $49.07M | $62.84M | $53.57M | $44.92M | $39.84M | $45.60M | $44.84M | $49.68M | $50.95M | $50.19M | $50.19M | $51.65M | $47.39M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Horace Mann Educators's average Quarter SG&A projection for undefined is $NaN, based on undefined Wall Street analysts, with a range of $NaN to $NaN. The forecast indicates a NaN% fall compared to HMN last annual SG&A of $NaN (undefined).
Horace Mann Educators EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | - | - | - | - | 1 | 1 | 1 | 5 | 5 | 5 | 5 | 5 | 4 | 4 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | $0.95 | $0.29 | $-0.31 | $0.16 | $-0.40 | $0.33 | - | $0.35 | $0.98 | $0.39 | $1.13 | $0.95 | $1.15 | $0.88 | $0.73 | $0.45 | $0.80 | $0.62 |
| Avg Forecast | $1.18 | $1.13 | $0.65 | $1.11 | $1.14 | $1.03 | $0.49 | $0.94 | $1.00 | $0.78 | $0.19 | $0.78 | $0.67 | $0.41 | $0.02 | $0.22 | $-0.09 | $0.64 | $-0.16 | $0.96 | $0.74 | $0.38 | $1.01 | $0.80 | $0.91 | $0.68 | $0.39 | $0.69 | $0.72 | $0.64 |
| High Forecast | $1.18 | $1.14 | $0.65 | $1.12 | $1.15 | $1.03 | $0.49 | $0.95 | $1.01 | $0.83 | $0.19 | $0.78 | $0.72 | $0.51 | $0.02 | $0.22 | $-0.08 | $0.64 | $-0.16 | $0.97 | $0.74 | $0.38 | $1.01 | $0.80 | $0.91 | $0.68 | $0.39 | $0.69 | $0.72 | $0.64 |
| Low Forecast | $1.16 | $1.12 | $0.64 | $1.10 | $1.13 | $1.02 | $0.48 | $0.93 | $0.99 | $0.73 | $0.19 | $0.77 | $0.61 | $0.27 | $0.02 | $0.22 | $-0.09 | $0.63 | $-0.16 | $0.96 | $0.74 | $0.38 | $1.00 | $0.80 | $0.90 | $0.68 | $0.39 | $0.69 | $0.71 | $0.63 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.43% | 0.70% | -13.78% | 0.72% | 4.66% | 0.52% | - | 0.36% | 1.33% | 1.04% | 1.12% | 1.18% | 1.27% | 1.30% | 1.89% | 0.65% | 1.12% | 0.97% |
According to 1 Wall Street analysts, Horace Mann Educators's projected average Quarter EPS for Mar 24 is $0.78, with a low estimate of $0.77 and a high estimate of $0.78. This represents a -17.90% decrease compared to HMN previous annual EPS of $0.95 (Dec 23).
Horace Mann Educators Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| ARGO | Argo Group | $29.99 | $45.25 | 50.88% | Hold |
| PRA | ProAssurance | $13.00 | $18.50 | 42.31% | Buy |
| KMPR | Kemper | $60.01 | $71.00 | 18.31% | Buy |
| HMN | Horace Mann Educators | $33.98 | $38.50 | 13.30% | Strong Buy |
| SIGI | Selective Insurance Group | $90.95 | $92.20 | 1.37% | Hold |
| RLI | RLI | $151.63 | $152.67 | 0.69% | Buy |
HMN Forecast FAQ
Is Horace Mann Educators a good buy?
Yes, according to 3 Wall Street analysts, Horace Mann Educators (HMN) is considered a 'Strong Buy'. The rating consensus is based on 1 'Strong Buy' and 1 'Buy' recommendations, accounting for 66.67% of HMN's total ratings.
What is HMN's price target?
Horace Mann Educators (HMN) average price target is $38.5 with a range of $35 to $42, implying a 13.30% from its last price of $33.98. The data is based on 3 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Horace Mann Educators stock go up soon?
According to Wall Street analysts' prediction for HMN stock, the company can go up by 13.30% (from the last price of $33.98 to the average price target of $38.5), up by 23.60% based on the highest stock price target, and up by 3.00% based on the lowest stock price target.
Can Horace Mann Educators stock reach $50?
HMN's average twelve months analyst stock price target of $38.5 does not support the claim that Horace Mann Educators can reach $50 in the near future.
What are Horace Mann Educators's analysts' financial forecasts?
Horace Mann Educators's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.24B (high $1.25B, low $1.23B), average EBITDA is $109.04M (high $109.57M, low $108.18M), average net income is $149.48M (high $150.43M, low $147.96M), average SG&A $242.99M (high $244.18M, low $241.09M), and average EPS is $3.59 (high $3.62, low $3.56). HMN's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $1.32B (high $1.33B, low $1.31B), average EBITDA is $115.58M (high $116.15M, low $114.68M), average net income is $168.9M (high $169.97M, low $167.18M), average SG&A $257.58M (high $258.84M, low $255.57M), and average EPS is $4.06 (high $4.09, low $4.02).
Did the HMN's actual financial results beat the analysts' financial forecasts?
Based on Horace Mann Educators's last annual report (Dec 2023), the company's revenue was $1.49B, beating the average analysts forecast of $1.07B by 39.50%. Apple's EBITDA was $0, missing the average prediction of $167.96M by -100.00%. The company's net income was $45M, missing the average estimation of $67.07M by -32.91%. Apple's SG&A was $0, missing the average forecast of $208.84M by -100.00%. Lastly, the company's EPS was $1.09, missing the average prediction of $1.32 by -17.67%. In terms of the last quarterly report (Dec 2023), Horace Mann Educators's revenue was $402.9M, beating the average analysts' forecast of $275.03M by 46.49%. The company's EBITDA was $0, missing the average prediction of $24.1M by -100.00%. Horace Mann Educators's net income was $39.5M, beating the average estimation of $27.7M by 42.58%. The company's SG&A was $0, missing the average forecast of $53.71M by -100.00%. Lastly, the company's EPS was $0.95, beating the average prediction of $0.666 by 42.66%