Horace Mann Educators (HMN) Stock Forecast, Price Target & Predictions


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HMN Stock Forecast


Horace Mann Educators stock forecast is as follows: an average price target of $38.50 (represents a -7.07% downside from HMN’s last price of $41.43) and a rating consensus of 'Strong Buy', based on 3 wall street analysts offering a 1-year stock forecast.

HMN Price Target


The average price target for Horace Mann Educators (HMN) is $38.50 based on 1-year price targets from 3 Wall Street analysts in the past 3 months, with a price target range of $42.00 to $35.00. This represents a potential -7.07% downside from HMN's last price of $41.43.

HMN Analyst Ratings


Strong Buy

According to 3 Wall Street analysts, Horace Mann Educators's rating consensus is 'Strong Buy'. The analyst rating breakdown for HMN stock is 1 'Strong Buy' (33.33%), 1 'Buy' (33.33%), 1 'Hold' (33.33%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

Horace Mann Educators Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Aug 06, 2024Wilma BurdisRaymond James--28.21%1.38%
Jun 28, 2024John BarnidgePiper Sandler--5.77%-15.52%
May 10, 2024John BarnidgePiper Sandler--4.91%-10.69%
Apr 05, 2024John BarnidgePiper Sandler--7.88%-5.87%
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The latest Horace Mann Educators stock forecast, released on Aug 06, 2024 by Wilma Burdis from Raymond James, set a price target of $42.00, which represents a 28.21% increase from the stock price at the time of the forecast ($32.76), and a 1.38% increase from HMN last price ($41.43).

Horace Mann Educators Price Target by Period


1M3M12M
# Anlaysts--4
Avg Price Target--$38.25
Last Closing Price$41.43$41.43$41.43
Upside/Downside-100.00%-100.00%-7.68%

In the current month, the average price target of Horace Mann Educators stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Horace Mann Educators's last price of $41.43. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Oct 02, 2024Piper SandlerNeutralNeutralHold
Aug 06, 2024Raymond JamesStrong BuyInitialise
Jun 28, 2024Piper SandlerNeutralNeutralHold
May 10, 2024Piper SandlerNeutralNeutralHold
Apr 05, 2024Piper SandlerNeutralNeutralHold
Jan 29, 2024Keefe, Bruyette & WoodsOutperformUpgrade
Aug 19, 2022Piper SandlerOverweightUpgrade
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Horace Mann Educators's last stock rating was published by Piper Sandler on Oct 02, 2024. The company gave HMN a "Neutral" rating, the same as its previous rate.

Horace Mann Educators Financial Forecast


Horace Mann Educators Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue------------$402.90M$378.70M$356.40M$353.90M$8.80M$343.00M$346.30M$13.00M$303.50M$312.80M$324.10M$310.70M$336.34M$326.03M$314.93M$307.25M$331.38M$334.42M
Avg Forecast$338.97M$335.83M$331.17M$321.60M$315.60M$313.10M$308.53M$299.60M$296.17M$293.87M$288.67M$280.83M$275.03M$268.80M$264.90M$260.70M$252.33M$253.23M$321.77M$352.00M$295.17M$261.80M$299.63M$294.63M$326.45M$334.80M$329.75M$329.80M$339.40M$311.35M
High Forecast$344.37M$341.19M$336.45M$326.73M$320.63M$318.09M$313.45M$305.21M$299.80M$295.03M$288.67M$281.00M$278.17M$269.22M$269.12M$264.86M$256.36M$253.23M$321.77M$352.00M$295.17M$261.80M$299.63M$294.63M$326.45M$334.80M$329.75M$329.80M$339.40M$311.35M
Low Forecast$333.85M$330.76M$326.16M$316.74M$310.83M$308.37M$303.87M$293.99M$292.53M$292.70M$288.67M$280.67M$271.90M$268.38M$260.90M$256.76M$248.52M$253.23M$321.77M$352.00M$295.17M$261.80M$299.63M$294.63M$326.45M$334.80M$329.75M$329.80M$339.40M$311.35M
# Analysts111111122111221111111111133322
Surprise %------------1.46%1.41%1.35%1.36%0.03%1.35%1.08%0.04%1.03%1.19%1.08%1.05%1.03%0.97%0.96%0.93%0.98%1.07%

Horace Mann Educators's average Quarter revenue forecast for Mar 24 based on 1 analysts is $280.83M, with a low forecast of $280.67M, and a high forecast of $281.00M. HMN's average Quarter revenue forecast represents a -30.30% decrease compared to the company's last Quarter revenue of $402.90M (Dec 23).

Horace Mann Educators EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111122111221111111111133322
EBITDA-------------$15.10M$-16.50M$18.50M$-15.40M$24.60M$34.30M$66.20M$65.50M$79.90M$67.20M$57.20M$67.92M$54.56M$47.73M$28.00M$44.77M$35.11M
Avg Forecast$146.46M$145.11M$143.09M$138.96M$136.37M$135.29M$133.31M$129.45M$127.97M$126.98M$124.73M$106.80M$118.84M$116.15M$114.46M$97.09M$50.92M$22.19M$28.20M$88.27M$25.87M$22.94M$26.26M$35.75M$28.61M$29.34M$28.90M$24.35M$29.74M$27.28M
High Forecast$148.80M$147.42M$145.37M$141.18M$138.54M$137.44M$135.44M$131.88M$129.54M$127.48M$124.73M$128.16M$120.20M$116.33M$116.29M$116.51M$61.10M$22.19M$28.20M$105.92M$25.87M$22.94M$26.26M$42.90M$28.61M$29.34M$28.90M$29.22M$29.74M$27.28M
Low Forecast$144.25M$142.92M$140.93M$136.86M$134.31M$133.24M$131.30M$127.03M$126.40M$126.47M$124.73M$85.44M$117.48M$115.96M$112.73M$77.67M$40.73M$22.19M$28.20M$70.61M$25.87M$22.94M$26.26M$28.60M$28.61M$29.34M$28.90M$19.48M$29.74M$27.28M
Surprise %-------------0.13%-0.14%0.19%-0.30%1.11%1.22%0.75%2.53%3.48%2.56%1.60%2.37%1.86%1.65%1.15%1.51%1.29%

2 analysts predict HMN's average Quarter EBITDA for Dec 23 to be $118.84M, with a high of $120.20M and a low of $117.48M. This is 687.01% upper than Horace Mann Educators's previous annual EBITDA (Sep 23) of $15.10M.

Horace Mann Educators Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111122111221111111111133322
Net Income------------$39.50M$11.70M$-12.80M$6.60M$-16.70M$13.90M$-12.50M$14.50M$40.50M$16.30M$46.70M$39.30M$47.79M$36.47M$30.58M$18.47M$33.00M$25.45M
Avg Forecast$52.30M$48.02M$24.98M$44.71M$47.33M$43.47M$21.80M$39.74M$44.10M$29.84M$7.79M$23.39M$27.57M$17.08M$931.50K$21.27M$31.48M$26.65M$-6.55M$19.33M$30.70M$15.77M$41.84M$24.56M$37.68M$28.19M$16.09M$16.06M$29.81M$26.42M
High Forecast$53.39M$49.02M$25.50M$45.64M$48.31M$44.37M$22.26M$40.57M$45.01M$31.17M$7.80M$28.07M$29.69M$20.97M$950.80K$25.52M$37.78M$26.65M$-6.55M$23.20M$30.70M$15.77M$41.95M$29.48M$37.68M$28.19M$16.09M$19.28M$29.81M$26.42M
Low Forecast$51.27M$47.08M$24.49M$43.83M$46.40M$42.62M$21.38M$38.96M$43.23M$28.52M$7.79M$18.71M$25.45M$11.26M$913.21K$17.01M$25.19M$26.65M$-6.55M$15.47M$30.70M$15.77M$41.73M$19.65M$37.68M$28.19M$16.09M$12.85M$29.81M$26.42M
Surprise %------------1.43%0.68%-13.74%0.31%-0.53%0.52%1.91%0.75%1.32%1.03%1.12%1.60%1.27%1.29%1.90%1.15%1.11%0.96%

Horace Mann Educators's average Quarter net income forecast for Mar 24 is $23.39M, with a range of $18.71M to $28.07M. HMN's average Quarter net income forecast represents a -40.78% decrease compared to the company's last Quarter net income of $39.50M (Dec 23).

Horace Mann Educators SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111122111221111111111133322
SG&A------------------------------
Avg Forecast$66.19M$65.58M$64.67M$62.80M$61.63M$61.14M$60.25M$58.51M$57.84M$57.39M$56.37M$54.84M$53.71M$52.49M$51.73M$50.91M$49.28M$49.45M$62.84M$68.74M$57.64M$51.13M$58.51M$57.54M$63.75M$65.38M$64.39M$64.40M$66.28M$60.80M
High Forecast$67.25M$66.63M$65.70M$63.80M$62.61M$62.12M$61.21M$59.60M$58.55M$57.62M$56.37M$54.87M$54.32M$52.57M$52.56M$51.72M$50.06M$49.45M$62.84M$68.74M$57.64M$51.13M$58.51M$57.54M$63.75M$65.38M$64.39M$64.40M$66.28M$60.80M
Low Forecast$65.19M$64.59M$63.69M$61.85M$60.70M$60.22M$59.34M$57.41M$57.13M$57.16M$56.37M$54.81M$53.10M$52.41M$50.95M$50.14M$48.53M$49.45M$62.84M$68.74M$57.64M$51.13M$58.51M$57.54M$63.75M$65.38M$64.39M$64.40M$66.28M$60.80M
Surprise %------------------------------

Horace Mann Educators's average Quarter SG&A projection for undefined is $NaN, based on undefined Wall Street analysts, with a range of $NaN to $NaN. The forecast indicates a NaN% fall compared to HMN last annual SG&A of $NaN (undefined).

Horace Mann Educators EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111122111221111111111133322
EPS------------$0.95$0.29$-0.31$0.16$-0.40$0.33$-0.30$0.35$0.98$0.39$1.13$0.95$1.15$0.88$0.73$0.45$0.80$0.62
Avg Forecast$1.26$1.16$0.60$1.08$1.14$1.05$0.53$0.96$1.07$0.72$0.19$0.78$0.67$0.41$0.02$0.22$-0.09$0.64$-0.16$0.96$0.74$0.38$1.01$0.80$0.91$0.68$0.39$0.69$0.72$0.64
High Forecast$1.29$1.18$0.62$1.10$1.17$1.07$0.54$0.98$1.09$0.75$0.19$0.79$0.72$0.51$0.02$0.23$-0.08$0.64$-0.16$0.96$0.74$0.38$1.01$0.80$0.91$0.68$0.39$0.69$0.72$0.64
Low Forecast$1.24$1.14$0.59$1.06$1.12$1.03$0.52$0.94$1.04$0.69$0.19$0.77$0.61$0.27$0.02$0.22$-0.09$0.64$-0.16$0.96$0.74$0.38$1.00$0.80$0.91$0.68$0.39$0.69$0.72$0.64
Surprise %------------1.43%0.70%-13.78%0.72%4.66%0.52%1.90%0.36%1.33%1.04%1.12%1.18%1.27%1.30%1.89%0.65%1.12%0.97%

According to 1 Wall Street analysts, Horace Mann Educators's projected average Quarter EPS for Mar 24 is $0.78, with a low estimate of $0.77 and a high estimate of $0.79. This represents a -17.90% decrease compared to HMN previous annual EPS of $0.95 (Dec 23).

Horace Mann Educators Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
ARGOArgo Group--50.88%Hold
PRAProAssurance--10.16%Buy
SIGISelective Insurance Group---0.43%Buy
KMPRKemper---0.85%Buy
RLIRLI---4.18%Buy
HMNHorace Mann Educators---7.07%Strong Buy

HMN Forecast FAQ


Is Horace Mann Educators a good buy?

Yes, according to 3 Wall Street analysts, Horace Mann Educators (HMN) is considered a 'Strong Buy'. The rating consensus is based on 1 'Strong Buy' and 1 'Buy' recommendations, accounting for 66.67% of HMN's total ratings.

What is HMN's price target?

Horace Mann Educators (HMN) average price target is $38.5 with a range of $35 to $42, implying a -7.07% from its last price of $41.43. The data is based on 3 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Horace Mann Educators stock go up soon?

According to Wall Street analysts' prediction for HMN stock, the company can go down by -7.07% (from the last price of $41.43 to the average price target of $38.5), up by 1.38% based on the highest stock price target, and down by -15.52% based on the lowest stock price target.

Can Horace Mann Educators stock reach $60?

HMN's average twelve months analyst stock price target of $38.5 does not support the claim that Horace Mann Educators can reach $60 in the near future.

What are Horace Mann Educators's analysts' financial forecasts?

Horace Mann Educators's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.24B (high $1.26B, low $1.22B), average EBITDA is $534.42M (high $543.3M, low $525.89M), average net income is $152.35M (high $155.51M, low $149.36M), average SG&A $241.53M (high $245.55M, low $237.67M), and average EPS is $3.68 (high $3.76, low $3.61). HMN's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $1.33B (high $1.35B, low $1.31B), average EBITDA is $573.63M (high $582.77M, low $564.96M), average net income is $170.02M (high $173.54M, low $166.68M), average SG&A $259.25M (high $263.38M, low $255.34M), and average EPS is $4.11 (high $4.19, low $4.03).

Did the HMN's actual financial results beat the analysts' financial forecasts?

Based on Horace Mann Educators's last annual report (Dec 2023), the company's revenue was $1.49B, beating the average analysts forecast of $1.07B by 39.50%. Apple's EBITDA was $0, missing the average prediction of $446.54M by -100.00%. The company's net income was $45M, missing the average estimation of $66.85M by -32.69%. Apple's SG&A was $0, missing the average forecast of $208.84M by -100.00%. Lastly, the company's EPS was $1.09, missing the average prediction of $1.32 by -17.67%. In terms of the last quarterly report (Dec 2023), Horace Mann Educators's revenue was $402.9M, beating the average analysts' forecast of $275.03M by 46.49%. The company's EBITDA was $0, missing the average prediction of $118.84M by -100.00%. Horace Mann Educators's net income was $39.5M, beating the average estimation of $27.57M by 43.27%. The company's SG&A was $0, missing the average forecast of $53.71M by -100.00%. Lastly, the company's EPS was $0.95, beating the average prediction of $0.666 by 42.66%