Generations Bancorp NY Stock (NASDAQ:GBNY)


RevenueOwnershipFinancialsChart

Previous Close

$15.10

52W Range

$8.23 - $16.18

50D Avg

$14.05

200D Avg

$11.26

Market Cap

$33.85M

Avg Vol (3M)

$16.52K

Beta

0.44

Div Yield

-

GBNY Company Profile


Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that provides various banking products and services. The company accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate and multi-family, consumer business, manufactured home, automobile, student, recreational vehicle, construction, and other consumer loans, as well as home equity loans and lines of credit. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products. It operates through primary office in Seneca Falls, New York; and eight full-service branch offices and one drive-through facility located in Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The company was founded in 1870 and is headquartered in Seneca Falls, New York.

Show More

Industry

Banks - Regional

Sector

Financial Services

Exchange

NASDAQ

ADR

-

Country

US

Employees

71

IPO Date

Jan 13, 2021

Website

GBNY Performance


Revenue Breakdown


Revenue Breakdown by Product/Service

Product/ServiceDec 23Dec 22Dec 21
Loan servicing fees$139.00K$189.00K$151.00K
Insurance commissions$156.00K$451.00K-
Service charges on deposit accounts$541.00K$628.00K$563.00K
Debit card interchange and surcharge income$731.00K$758.00K$855.00K
Insurance commission and fees--$722.00K

Fiscal year ends in Dec 23 | Currency in USD

GBNY Financial Summary


Dec 23Dec 22Dec 21
Revenue$19.25M$11.39M$12.61M
Operating Income$-1.99M$3.24M$1.70M
Net Income$-1.57M$1.09M$1.41M
EBITDA$-1.99M$4.25M$2.79M
Basic EPS$-0.72$0.47$0.60
Diluted EPS$-0.72$0.47$0.60

Fiscal year ends in Dec 23 | Currency in USD

Peer Comparison


TickerCompany
PNCThe PNC Financial Services Group, Inc.
SFBCSound Financial Bancorp, Inc.
FNWDFinward Bancorp
CWBCCommunity West Bancshares
FCNCAFirst Citizens BancShares, Inc.
HMNFHMN Financial, Inc.
AFBIAffinity Bancshares, Inc.
RFRegions Financial Corporation
WBSWebster Financial Corporation
AROWArrow Financial Corporation
FRAFFranklin Financial Services Corporation