First Commonwealth Financial (FCF) Stock Forecast, Price Target & Predictions
FCF Stock Forecast
First Commonwealth Financial stock forecast is as follows: an average price target of $18.00 (represents a -3.95% downside from FCF’s last price of $18.74) and a rating consensus of 'Buy', based on 7 wall street analysts offering a 1-year stock forecast.
FCF Price Target
The average price target for First Commonwealth Financial (FCF) is $18.00 based on 1-year price targets from 7 Wall Street analysts in the past 3 months, with a price target range of $22.00 to $16.00. This represents a potential -3.95% downside from FCF's last price of $18.74.
FCF Analyst Ratings
According to 7 Wall Street analysts, First Commonwealth Financial's rating consensus is 'Buy'. The analyst rating breakdown for FCF stock is 0 'Strong Buy' (0.00%), 4 'Buy' (57.14%), 3 'Hold' (42.86%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
First Commonwealth Financial Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Oct 31, 2024 | Frank Schiraldi | Piper Sandler | $16.00 | $16.88 | -5.21% | -14.62% |
| Jul 25, 2024 | Russell Gunther | D.A. Davidson | $22.00 | $18.61 | 18.22% | 17.40% |
| Jul 25, 2024 | Frank Schiraldi | Piper Sandler | $17.00 | $18.61 | -8.65% | -9.28% |
| Sep 06, 2022 | - | Raymond James | $16.00 | $13.39 | 19.49% | -14.62% |
| Aug 01, 2022 | - | Raymond James | $17.00 | $14.82 | 14.71% | -9.28% |
The latest First Commonwealth Financial stock forecast, released on Oct 31, 2024 by Frank Schiraldi from Piper Sandler, set a price target of $16.00, which represents a -5.21% decrease from the stock price at the time of the forecast ($16.88), and a -14.62% decrease from FCF last price ($18.74).
First Commonwealth Financial Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | 1 | 1 | 3 |
| Avg Price Target | $16.00 | $16.00 | $18.33 |
| Last Closing Price | $18.74 | $18.74 | $18.74 |
| Upside/Downside | -14.62% | -14.62% | -2.19% |
In the current month, the average price target of First Commonwealth Financial stock is $16.00, according to 1 Wall Street analyst offering twelve months forecast. The average price target represents a -14.62% decrease as opposed to First Commonwealth Financial's last price of $18.74. This month's average price target is down 0.00% compared to last quarter, and down -12.71% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Oct 31, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| Oct 23, 2024 | RBC Capital | Sector Perform | Sector Perform | Hold |
| Aug 21, 2024 | UBS | Buy | Buy | Hold |
| Aug 01, 2024 | Goldman Sachs | Buy | Buy | Hold |
| Jul 29, 2024 | Janney Montgomery | - | Neutral | Downgrade |
| Jul 25, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| Nov 28, 2023 | RBC Capital | - | Cautious | Upgrade |
| May 19, 2023 | Stephens | - | Overweight | Upgrade |
| Sep 06, 2022 | Raymond James | Outperform | Outperform | Hold |
| Aug 01, 2022 | Raymond James | Outperform | Outperform | Hold |
First Commonwealth Financial's last stock rating was published by Piper Sandler on Oct 31, 2024. The company gave FCF a "Neutral" rating, the same as its previous rate.
First Commonwealth Financial Financial Forecast
First Commonwealth Financial Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | $122.53M | $122.34M | $117.32M | $112.34M | $108.27M | $98.17M | $92.15M | $96.33M | $97.89M | $94.28M | $96.80M | $94.11M | $93.14M | $88.50M | $87.00M | $91.33M | $90.62M |
| Avg Forecast | $134.85M | $132.83M | $129.59M | $126.31M | $125.34M | $123.72M | $120.86M | $118.78M | $120.47M | $119.47M | $118.34M | $119.80M | $123.58M | $123.82M | $122.82M | $123.96M | $113.40M | $105.46M | $97.41M | $94.06M | $97.25M | $94.52M | $94.31M | $95.97M | $92.34M | $92.37M | $88.13M | $89.25M | $91.67M | $91.73M |
| High Forecast | $137.12M | $135.07M | $131.77M | $128.43M | $127.44M | $125.80M | $122.89M | $119.93M | $122.17M | $119.54M | $120.33M | $119.80M | $124.42M | $124.70M | $124.88M | $126.05M | $115.30M | $105.46M | $97.41M | $94.06M | $97.25M | $94.52M | $94.31M | $95.97M | $92.34M | $92.37M | $88.13M | $89.25M | $91.67M | $91.73M |
| Low Forecast | $133.08M | $131.09M | $127.89M | $124.65M | $123.69M | $122.10M | $119.28M | $118.16M | $118.96M | $119.41M | $116.79M | $119.80M | $122.91M | $123.00M | $121.21M | $122.34M | $111.91M | $105.46M | $97.41M | $94.06M | $97.25M | $94.52M | $94.31M | $95.97M | $92.34M | $92.37M | $88.13M | $89.25M | $91.67M | $91.73M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 5 | 9 | 6 | 4 | 4 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.99% | 1.00% | 0.95% | 0.99% | 1.03% | 1.01% | 0.98% | 0.99% | 1.04% | 1.00% | 1.01% | 1.02% | 1.01% | 1.00% | 0.97% | 1.00% | 0.99% |
First Commonwealth Financial's average Quarter revenue forecast for Dec 23 based on 3 analysts is $123.58M, with a low forecast of $122.91M, and a high forecast of $124.42M. FCF's average Quarter revenue forecast represents a 0.86% increase compared to the company's last Quarter revenue of $122.53M (Sep 23).
First Commonwealth Financial EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 5 | 9 | 6 | 4 | 4 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $50.63M | $54.90M | $59.31M | $55.90M | $48.42M | $42.32M | $40.09M | $49.56M | $48.94M | $44.11M | $56.95M | $40.67M | $34.03M | $39.80M | $20.29M | $48.16M | $49.84M |
| Avg Forecast | $13.03M | $12.84M | $12.53M | $12.21M | $12.11M | $11.96M | $11.68M | $11.48M | $11.64M | $11.55M | $11.44M | $50.13M | $11.94M | $11.97M | $11.87M | $45.57M | $47.91M | $32.92M | $30.40M | $41.43M | $30.35M | $29.50M | $29.44M | $36.72M | $28.82M | $28.83M | $27.51M | $31.72M | $28.61M | $28.63M |
| High Forecast | $13.25M | $13.05M | $12.74M | $12.41M | $12.32M | $12.16M | $11.88M | $11.59M | $11.81M | $11.55M | $11.63M | $60.15M | $12.03M | $12.05M | $12.07M | $54.69M | $57.49M | $32.92M | $30.40M | $49.71M | $30.35M | $29.50M | $29.44M | $44.07M | $28.82M | $28.83M | $27.51M | $38.06M | $28.61M | $28.63M |
| Low Forecast | $12.86M | $12.67M | $12.36M | $12.05M | $11.96M | $11.80M | $11.53M | $11.42M | $11.50M | $11.54M | $11.29M | $40.10M | $11.88M | $11.89M | $11.72M | $36.46M | $38.33M | $32.92M | $30.40M | $33.14M | $30.35M | $29.50M | $29.44M | $29.38M | $28.82M | $28.83M | $27.51M | $25.37M | $28.61M | $28.63M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.23% | 4.62% | 1.30% | 1.17% | 1.47% | 1.39% | 0.97% | 1.63% | 1.66% | 1.50% | 1.55% | 1.41% | 1.18% | 1.45% | 0.64% | 1.68% | 1.74% |
3 analysts predict FCF's average Quarter EBITDA for Dec 23 to be $11.94M, with a high of $12.03M and a low of $11.88M. This is -76.41% lower than First Commonwealth Financial's previous annual EBITDA (Sep 23) of $50.63M.
First Commonwealth Financial Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 5 | 9 | 6 | 4 | 4 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | $39.23M | $42.78M | $30.22M | $35.73M | $33.97M | $30.75M | $27.73M | $34.78M | $34.09M | $29.62M | $39.77M | $25.68M | $19.19M | $23.85M | $4.73M | $26.82M | $26.64M |
| Avg Forecast | $43.36M | $42.33M | $40.63M | $38.58M | $38.92M | $37.46M | $35.26M | $34.24M | $36.43M | $36.43M | $35.99M | $34.67M | $40.09M | $40.97M | $42.14M | $31.52M | $33.62M | $38.87M | $33.90M | $28.65M | $33.88M | $32.60M | $33.83M | $25.64M | $23.87M | $24.11M | $9.55M | $7.39M | $28.93M | $27.18M |
| High Forecast | $44.30M | $43.26M | $41.51M | $39.42M | $39.77M | $38.27M | $36.03M | $34.99M | $37.44M | $36.50M | $36.01M | $41.60M | $41.12M | $43.02M | $43.06M | $37.82M | $40.34M | $38.87M | $33.90M | $34.38M | $33.88M | $32.60M | $33.83M | $30.77M | $23.87M | $24.11M | $9.55M | $8.87M | $28.93M | $27.18M |
| Low Forecast | $42.62M | $41.61M | $39.93M | $37.92M | $38.26M | $36.82M | $34.66M | $33.26M | $34.41M | $36.37M | $35.97M | $27.73M | $39.06M | $39.94M | $41.42M | $25.21M | $26.89M | $38.87M | $33.90M | $22.92M | $33.88M | $32.60M | $33.83M | $20.52M | $23.87M | $24.11M | $9.55M | $5.91M | $28.93M | $27.18M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.96% | 1.02% | 0.96% | 1.06% | 0.87% | 0.91% | 0.97% | 1.03% | 1.05% | 0.88% | 1.55% | 1.08% | 0.80% | 2.50% | 0.64% | 0.93% | 0.98% |
First Commonwealth Financial's average Quarter net income forecast for Dec 23 is $40.09M, with a range of $39.06M to $41.12M. FCF's average Quarter net income forecast represents a 2.19% increase compared to the company's last Quarter net income of $39.23M (Sep 23).
First Commonwealth Financial SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 5 | 9 | 6 | 4 | 4 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $39.22M | $39.34M | $37.34M | $33.43M | $38.28M | $36.55M | $36.04M | $36.07M | $36.24M | $33.33M | $34.47M | $36.19M | $36.86M | $33.98M | $34.19M | $32.98M | $33.32M |
| Avg Forecast | $50.90M | $50.14M | $48.92M | $47.68M | $47.31M | $46.70M | $45.62M | $44.84M | $45.47M | $45.10M | $44.67M | $45.07M | $46.65M | $46.74M | $46.36M | $40.97M | $34.87M | $35.72M | $33.00M | $37.25M | $32.94M | $32.02M | $31.95M | $22.23M | $31.28M | $31.29M | $29.85M | $53.44M | $31.05M | $31.07M |
| High Forecast | $51.76M | $50.98M | $49.74M | $48.48M | $48.11M | $47.49M | $46.39M | $45.27M | $46.11M | $45.12M | $45.42M | $54.08M | $46.96M | $47.07M | $47.14M | $49.16M | $41.85M | $35.72M | $33.00M | $44.69M | $32.94M | $32.02M | $31.95M | $26.68M | $31.28M | $31.29M | $29.85M | $64.13M | $31.05M | $31.07M |
| Low Forecast | $50.23M | $49.48M | $48.28M | $47.05M | $46.69M | $46.09M | $45.02M | $44.60M | $44.91M | $45.07M | $44.09M | $36.05M | $46.40M | $46.43M | $45.75M | $32.78M | $27.90M | $35.72M | $33.00M | $29.80M | $32.94M | $32.02M | $31.95M | $17.78M | $31.28M | $31.29M | $29.85M | $42.75M | $31.05M | $31.07M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.84% | 0.85% | 0.91% | 0.96% | 1.07% | 1.11% | 0.97% | 1.10% | 1.13% | 1.04% | 1.55% | 1.16% | 1.18% | 1.14% | 0.64% | 1.06% | 1.07% |
First Commonwealth Financial's average Quarter SG&A projection for Dec 23 is $46.65M, based on 3 Wall Street analysts, with a range of $46.40M to $46.96M. The forecast indicates a 18.94% rise compared to FCF last annual SG&A of $39.22M (Sep 23).
First Commonwealth Financial EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 5 | 9 | 6 | 4 | 4 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $0.38 | $0.42 | $0.29 | $0.38 | $0.36 | $0.33 | $0.29 | $0.37 | $0.36 | $0.31 | $0.41 | $0.27 | $0.20 | $0.24 | $0.05 | $0.27 | $0.27 |
| Avg Forecast | $0.42 | $0.41 | $0.40 | $0.38 | $0.38 | $0.37 | $0.34 | $0.33 | $0.36 | $0.36 | $0.35 | $0.36 | $0.39 | $0.40 | $0.41 | $0.34 | $0.42 | $0.38 | $0.33 | $0.30 | $0.33 | $0.32 | $0.33 | $0.31 | $0.23 | $0.24 | $0.09 | $0.19 | $0.28 | $0.27 |
| High Forecast | $0.43 | $0.42 | $0.41 | $0.38 | $0.39 | $0.37 | $0.35 | $0.34 | $0.37 | $0.36 | $0.35 | $0.36 | $0.40 | $0.42 | $0.42 | $0.34 | $0.43 | $0.38 | $0.33 | $0.30 | $0.33 | $0.32 | $0.33 | $0.31 | $0.23 | $0.24 | $0.09 | $0.19 | $0.28 | $0.27 |
| Low Forecast | $0.42 | $0.41 | $0.39 | $0.37 | $0.37 | $0.36 | $0.34 | $0.32 | $0.34 | $0.36 | $0.35 | $0.36 | $0.38 | $0.39 | $0.40 | $0.33 | $0.42 | $0.38 | $0.33 | $0.30 | $0.33 | $0.32 | $0.33 | $0.31 | $0.23 | $0.24 | $0.09 | $0.19 | $0.28 | $0.27 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.95% | 1.02% | 0.86% | 0.90% | 0.95% | 1.00% | 0.97% | 1.12% | 1.12% | 0.93% | 1.31% | 1.15% | 0.84% | 2.60% | 0.25% | 0.96% | 1.02% |
According to 3 Wall Street analysts, First Commonwealth Financial's projected average Quarter EPS for Dec 23 is $0.39, with a low estimate of $0.38 and a high estimate of $0.40. This represents a 3.01% increase compared to FCF previous annual EPS of $0.38 (Sep 23).
First Commonwealth Financial Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| CIVB | Civista Bancshares | $22.54 | $24.00 | 6.48% | Buy |
| BPOP | Popular | $98.04 | $104.00 | 6.08% | Buy |
| OFG | OFG Bancorp | $44.41 | $47.00 | 5.83% | Buy |
| FFNW | First Financial Northwest | $22.47 | $23.50 | 4.58% | Hold |
| HBCP | Home Bancorp | $48.91 | $50.00 | 2.23% | Buy |
| FINW | FinWise Bancorp | $17.71 | $18.00 | 1.64% | Buy |
| HFWA | Heritage Financial | $25.79 | $26.00 | 0.81% | Hold |
| FNWB | First Northwest Bancorp | $11.07 | $11.00 | -0.63% | Hold |
| GSBC | Great Southern Bancorp | $62.62 | $62.00 | -0.99% | Hold |
| EFSC | Enterprise Financial Services | $59.77 | $58.67 | -1.84% | Buy |
| FCF | First Commonwealth Financial | $18.74 | $18.00 | -3.95% | Buy |
| FBNC | First Bancorp | $46.69 | $43.00 | -7.90% | Buy |
| FMBH | First Mid Bancshares | $42.01 | $38.00 | -9.55% | Buy |
| FBIZ | First Business Financial Services | $50.25 | $45.00 | -10.45% | Buy |
| QCRH | QCR | $90.94 | $64.00 | -29.62% | Buy |