First Commonwealth Financial (FCF) Stock Forecast, Price Target & Predictions
FCF Stock Forecast
First Commonwealth Financial stock forecast is as follows: an average price target of $18.33 (represents a 9.63% upside from FCF’s last price of $16.72) and a rating consensus of 'Buy', based on 6 wall street analysts offering a 1-year stock forecast.
FCF Price Target
The average price target for First Commonwealth Financial (FCF) is $18.33 based on 1-year price targets from 6 Wall Street analysts in the past 3 months, with a price target range of $22.00 to $16.00. This represents a potential 9.63% upside from FCF's last price of $16.72.
FCF Analyst Ratings
According to 6 Wall Street analysts, First Commonwealth Financial's rating consensus is 'Buy'. The analyst rating breakdown for FCF stock is 0 'Strong Buy' (0.00%), 4 'Buy' (66.67%), 2 'Hold' (33.33%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
First Commonwealth Financial Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Jul 25, 2024 | Russell Gunther | D.A. Davidson | $22.00 | $18.61 | 18.22% | 31.58% |
| Jul 25, 2024 | Frank Schiraldi | Piper Sandler | $17.00 | $18.61 | -8.65% | 1.67% |
| Sep 06, 2022 | - | Raymond James | $16.00 | $13.39 | 19.49% | -4.31% |
| Aug 01, 2022 | - | Raymond James | $17.00 | $14.82 | 14.71% | 1.67% |
The latest First Commonwealth Financial stock forecast, released on Jul 25, 2024 by Russell Gunther from D.A. Davidson, set a price target of $22.00, which represents a 18.22% increase from the stock price at the time of the forecast ($18.61), and a 31.58% increase from FCF last price ($16.72).
First Commonwealth Financial Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | 2 | 2 |
| Avg Price Target | - | $19.50 | $19.50 |
| Last Closing Price | $16.72 | $16.72 | $16.72 |
| Upside/Downside | -100.00% | 16.63% | 16.63% |
In the current month, the average price target of First Commonwealth Financial stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to First Commonwealth Financial's last price of $16.72. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Aug 21, 2024 | UBS | Buy | Buy | Hold |
| Aug 01, 2024 | Goldman Sachs | Buy | Buy | Hold |
| Jul 29, 2024 | Janney Montgomery | - | Neutral | Downgrade |
| Jul 25, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| Nov 28, 2023 | RBC Capital | - | Cautious | Upgrade |
| May 19, 2023 | Stephens | - | Overweight | Upgrade |
| Sep 06, 2022 | Raymond James | Outperform | Outperform | Hold |
| Aug 01, 2022 | Raymond James | Outperform | Outperform | Hold |
First Commonwealth Financial's last stock rating was published by UBS on Aug 21, 2024. The company gave FCF a "Buy" rating, the same as its previous rate.
First Commonwealth Financial Financial Forecast
First Commonwealth Financial Revenue Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | $122.53M | $122.34M | $117.32M | $112.34M | $108.27M | - | $92.15M | $96.33M | $97.89M | $94.28M | $96.80M | $94.11M | $93.14M | $88.50M | $87.00M | $91.33M | $90.62M | $89.03M | $84.36M | $85.58M | $83.57M |
| Avg Forecast | $130.14M | $128.00M | $124.72M | $121.42M | $121.35M | $119.60M | $118.34M | $119.80M | $123.58M | $123.82M | $122.82M | $123.96M | $113.40M | $105.46M | $97.41M | $94.06M | $97.25M | $94.52M | $94.31M | $95.97M | $92.34M | $92.37M | $88.13M | $89.25M | $91.67M | $91.73M | $87.80M | $84.94M | $85.58M | $93.60M |
| High Forecast | $130.91M | $128.76M | $125.47M | $122.14M | $122.07M | $120.21M | $119.05M | $120.51M | $124.42M | $124.70M | $123.55M | $124.70M | $114.07M | $106.08M | $97.41M | $94.80M | $98.01M | $95.27M | $95.05M | $96.73M | $93.06M | $93.10M | $88.83M | $89.96M | $92.39M | $92.45M | $88.49M | $85.60M | $102.69M | $112.32M |
| Low Forecast | $129.50M | $127.37M | $124.11M | $120.82M | $120.75M | $118.39M | $117.76M | $119.20M | $122.91M | $123.00M | $122.21M | $123.35M | $112.84M | $104.94M | $97.41M | $93.40M | $96.57M | $93.86M | $93.65M | $95.30M | $91.69M | $91.73M | $87.52M | $88.63M | $91.03M | $91.09M | $87.19M | $84.34M | $68.46M | $74.88M |
| # Analysts | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 12 | 13 | 16 | 9 | 9 | 8 | 9 | 13 | 8 | 19 | 10 |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.99% | 1.00% | 0.95% | 0.99% | 1.03% | - | 0.98% | 0.99% | 1.04% | 1.00% | 1.01% | 1.02% | 1.01% | 1.00% | 0.97% | 1.00% | 0.99% | 1.01% | 0.99% | 1.00% | 0.89% |
First Commonwealth Financial's average Quarter revenue forecast for Dec 23 based on 3 analysts is $123.58M, with a low forecast of $122.91M, and a high forecast of $124.42M. FCF's average Quarter revenue forecast represents a 0.86% increase compared to the company's last Quarter revenue of $122.53M (Sep 23).
First Commonwealth Financial EBITDA Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 12 | 13 | 16 | 9 | 9 | 8 | 9 | 13 | 8 | 19 | 10 |
| EBITDA | - | - | - | - | - | - | - | - | - | $50.63M | $54.90M | $59.31M | $55.90M | $48.42M | - | $40.09M | $49.56M | $48.94M | $44.11M | $56.95M | $40.67M | $34.03M | $39.80M | $20.29M | $48.16M | $49.84M | $51.51M | $47.12M | $49.38M | $44.50M |
| Avg Forecast | $40.62M | $39.95M | $38.93M | $37.90M | $37.88M | $37.33M | $36.94M | $50.13M | $38.57M | $38.65M | $38.34M | $45.57M | $35.40M | $45.15M | $30.40M | $41.43M | $43.55M | $41.04M | $42.64M | $36.72M | $33.60M | $38.47M | $26.53M | $31.72M | $49.87M | $46.28M | $49.60M | $48.93M | $49.38M | $49.26M |
| High Forecast | $40.86M | $40.19M | $39.16M | $38.12M | $38.10M | $37.52M | $37.16M | $60.15M | $38.83M | $38.92M | $38.56M | $54.69M | $35.61M | $54.18M | $30.40M | $49.71M | $52.26M | $49.25M | $51.17M | $44.07M | $40.32M | $46.16M | $31.84M | $38.06M | $59.85M | $55.53M | $59.52M | $58.72M | $59.25M | $59.12M |
| Low Forecast | $40.42M | $39.76M | $38.74M | $37.71M | $37.69M | $36.95M | $36.76M | $40.10M | $38.37M | $38.39M | $38.15M | $36.46M | $35.22M | $36.12M | $30.40M | $33.14M | $34.84M | $32.84M | $34.11M | $29.38M | $26.88M | $30.77M | $21.23M | $25.37M | $39.90M | $37.02M | $39.68M | $39.15M | $39.50M | $39.41M |
| Surprise % | - | - | - | - | - | - | - | - | - | 1.31% | 1.43% | 1.30% | 1.58% | 1.07% | - | 0.97% | 1.14% | 1.19% | 1.03% | 1.55% | 1.21% | 0.88% | 1.50% | 0.64% | 0.97% | 1.08% | 1.04% | 0.96% | 1.00% | 0.90% |
3 analysts predict FCF's average Quarter EBITDA for Dec 23 to be $38.57M, with a high of $38.83M and a low of $38.37M. This is -23.81% lower than First Commonwealth Financial's previous annual EBITDA (Sep 23) of $50.63M.
First Commonwealth Financial Net Income Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 12 | 13 | 16 | 9 | 9 | 8 | 9 | 13 | 8 | 19 | 10 |
| Net Income | - | - | - | - | - | - | - | - | - | $39.23M | $42.78M | $30.22M | $35.73M | $33.97M | - | $27.73M | $34.78M | $34.09M | $29.62M | $39.77M | $25.68M | $19.19M | $23.85M | $4.73M | $26.82M | $26.64M | $27.28M | $24.59M | $27.00M | $25.15M |
| Avg Forecast | $41.94M | $40.06M | $37.85M | $35.97M | $36.97M | $36.53M | $35.95M | $34.67M | $40.04M | $40.92M | $42.08M | $31.52M | $43.25M | $31.45M | $33.87M | $28.65M | $30.56M | $28.59M | $28.63M | $25.64M | $21.22M | $21.69M | $15.90M | $7.39M | $27.78M | $24.74M | $26.27M | $25.53M | $27.00M | $27.84M |
| High Forecast | $42.26M | $40.37M | $38.14M | $36.25M | $37.26M | $36.81M | $36.22M | $41.60M | $41.07M | $42.96M | $42.41M | $37.82M | $43.59M | $37.74M | $33.87M | $34.38M | $36.67M | $34.31M | $34.36M | $30.77M | $25.46M | $26.03M | $19.08M | $8.87M | $33.33M | $29.69M | $31.52M | $30.64M | $32.40M | $33.41M |
| Low Forecast | $41.67M | $39.81M | $37.60M | $35.74M | $36.73M | $35.52M | $35.72M | $27.73M | $39.01M | $39.89M | $41.81M | $25.21M | $42.98M | $25.16M | $33.87M | $22.92M | $24.45M | $22.87M | $22.91M | $20.52M | $16.97M | $17.35M | $12.72M | $5.91M | $22.22M | $19.79M | $21.02M | $20.43M | $21.60M | $22.27M |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.96% | 1.02% | 0.96% | 0.83% | 1.08% | - | 0.97% | 1.14% | 1.19% | 1.03% | 1.55% | 1.21% | 0.88% | 1.50% | 0.64% | 0.97% | 1.08% | 1.04% | 0.96% | 1.00% | 0.90% |
First Commonwealth Financial's average Quarter net income forecast for Dec 23 is $40.04M, with a range of $39.01M to $41.07M. FCF's average Quarter net income forecast represents a 2.06% increase compared to the company's last Quarter net income of $39.23M (Sep 23).
First Commonwealth Financial SG&A Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 12 | 13 | 16 | 9 | 9 | 8 | 9 | 13 | 8 | 19 | 10 |
| SG&A | - | - | - | - | - | - | - | - | - | $39.22M | $39.34M | $37.34M | $33.43M | $38.28M | - | $36.04M | $36.07M | $36.24M | $33.33M | $34.47M | $36.19M | $36.86M | $33.98M | $34.19M | $32.98M | $33.32M | $32.18M | $32.13M | $32.13M | $31.45M |
| Avg Forecast | $44.08M | $43.36M | $42.25M | $41.13M | $41.11M | $40.51M | $40.09M | $45.07M | $41.86M | $41.94M | $41.60M | $40.97M | $38.41M | $33.44M | $33.00M | $37.25M | $31.70M | $30.40M | $32.22M | $22.23M | $29.89M | $41.67M | $22.65M | $53.44M | $34.16M | $30.94M | $30.98M | $33.36M | $32.13M | $34.82M |
| High Forecast | $44.35M | $43.62M | $42.50M | $41.37M | $41.35M | $40.72M | $40.33M | $54.08M | $42.15M | $42.24M | $41.85M | $49.16M | $38.64M | $40.12M | $33.00M | $44.69M | $38.04M | $36.48M | $38.67M | $26.68M | $35.87M | $50.00M | $27.18M | $64.13M | $40.99M | $37.13M | $37.18M | $40.03M | $38.56M | $41.79M |
| Low Forecast | $43.87M | $43.14M | $42.04M | $40.93M | $40.90M | $40.10M | $39.89M | $36.05M | $41.64M | $41.67M | $41.40M | $32.78M | $38.22M | $26.75M | $33.00M | $29.80M | $25.36M | $24.32M | $25.78M | $17.78M | $23.91M | $33.33M | $18.12M | $42.75M | $27.32M | $24.75M | $24.79M | $26.69M | $25.70M | $27.86M |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.94% | 0.95% | 0.91% | 0.87% | 1.14% | - | 0.97% | 1.14% | 1.19% | 1.03% | 1.55% | 1.21% | 0.88% | 1.50% | 0.64% | 0.97% | 1.08% | 1.04% | 0.96% | 1.00% | 0.90% |
First Commonwealth Financial's average Quarter SG&A projection for Dec 23 is $41.86M, based on 3 Wall Street analysts, with a range of $41.64M to $42.15M. The forecast indicates a 6.73% rise compared to FCF last annual SG&A of $39.22M (Sep 23).
First Commonwealth Financial EPS Forecast
| Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | Jun 19 | Mar 19 | Dec 18 | Sep 18 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 1 | 3 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 12 | 13 | 16 | 9 | 9 | 8 | 9 | 13 | 8 | 19 | 10 |
| EPS | - | - | - | - | - | - | - | - | - | $0.38 | $0.42 | $0.29 | $0.38 | $0.36 | - | $0.29 | $0.37 | $0.36 | $0.31 | $0.41 | $0.27 | $0.20 | $0.24 | $0.05 | $0.27 | $0.27 | $0.28 | $0.25 | $0.27 | $0.25 |
| Avg Forecast | $0.41 | $0.39 | $0.37 | $0.35 | $0.36 | $0.36 | $0.35 | $0.36 | $0.39 | $0.40 | $0.41 | $0.34 | $0.42 | $0.38 | $0.33 | $0.30 | $0.33 | $0.32 | $0.33 | $0.31 | $0.23 | $0.24 | $0.09 | $0.19 | $0.28 | $0.27 | $0.27 | $0.26 | $0.27 | $0.31 |
| High Forecast | $0.41 | $0.39 | $0.37 | $0.35 | $0.36 | $0.36 | $0.35 | $0.36 | $0.40 | $0.42 | $0.41 | $0.34 | $0.43 | $0.38 | $0.33 | $0.30 | $0.33 | $0.32 | $0.33 | $0.32 | $0.24 | $0.24 | $0.09 | $0.19 | $0.29 | $0.27 | $0.28 | $0.26 | $0.32 | $0.37 |
| Low Forecast | $0.41 | $0.39 | $0.37 | $0.35 | $0.36 | $0.35 | $0.35 | $0.36 | $0.38 | $0.39 | $0.41 | $0.33 | $0.42 | $0.38 | $0.33 | $0.29 | $0.33 | $0.32 | $0.33 | $0.31 | $0.23 | $0.23 | $0.09 | $0.19 | $0.28 | $0.26 | $0.27 | $0.26 | $0.22 | $0.25 |
| Surprise % | - | - | - | - | - | - | - | - | - | 0.95% | 1.02% | 0.86% | 0.90% | 0.95% | - | 0.97% | 1.12% | 1.12% | 0.93% | 1.31% | 1.15% | 0.84% | 2.60% | 0.25% | 0.96% | 1.02% | 1.01% | 0.97% | 1.00% | 0.81% |
According to 3 Wall Street analysts, First Commonwealth Financial's projected average Quarter EPS for Dec 23 is $0.39, with a low estimate of $0.38 and a high estimate of $0.40. This represents a 3.01% increase compared to FCF previous annual EPS of $0.38 (Sep 23).
First Commonwealth Financial Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| CIVB | Civista Bancshares | $17.41 | $27.00 | 55.08% | Buy |
| OFG | OFG Bancorp | $43.87 | $49.00 | 11.69% | Buy |
| BPOP | Popular | $97.57 | $108.75 | 11.46% | Buy |
| FCF | First Commonwealth Financial | $16.72 | $18.33 | 9.63% | Buy |
| FNWB | First Northwest Bancorp | $10.82 | $11.50 | 6.28% | Hold |
| FBIZ | First Business Financial Services | $43.24 | $45.00 | 4.07% | Buy |
| FFNW | First Financial Northwest | $22.68 | $23.50 | 3.62% | Hold |
| EFSC | Enterprise Financial Services | $51.44 | $53.00 | 3.03% | Buy |
| FBNC | First Bancorp | $42.43 | $43.00 | 1.34% | Buy |
| FMBH | First Mid Bancshares | $39.32 | $38.00 | -3.36% | Strong Buy |
| QCRH | QCR | $74.28 | $64.00 | -13.84% | Buy |
FCF Forecast FAQ
Is First Commonwealth Financial a good buy?
Yes, according to 6 Wall Street analysts, First Commonwealth Financial (FCF) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 4 'Buy' recommendations, accounting for 66.67% of FCF's total ratings.
What is FCF's price target?
First Commonwealth Financial (FCF) average price target is $18.33 with a range of $16 to $22, implying a 9.63% from its last price of $16.72. The data is based on 6 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will First Commonwealth Financial stock go up soon?
According to Wall Street analysts' prediction for FCF stock, the company can go up by 9.63% (from the last price of $16.72 to the average price target of $18.33), up by 31.58% based on the highest stock price target, and down by -4.31% based on the lowest stock price target.
Can First Commonwealth Financial stock reach $30?
FCF's average twelve months analyst stock price target of $18.33 does not support the claim that First Commonwealth Financial can reach $30 in the near future.
What are First Commonwealth Financial's analysts' financial forecasts?
First Commonwealth Financial's analysts financial forecasts for the fiscal year (Dec 2024) are as follows: average revenue is $479.08M (high $481.83M, low $476.1M), average EBITDA is $162.28M (high $172.93M, low $151.5M), average net income is $144.11M (high $151.89M, low $135.7M), average SG&A $166.77M (high $176.47M, low $156.95M), and average EPS is $1.43 (high $1.44, low $1.41). FCF's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $504.28M (high $507.28M, low $501.79M), average EBITDA is $157.4M (high $158.34M, low $156.63M), average net income is $155.82M (high $157.02M, low $154.82M), average SG&A $170.82M (high $171.84M, low $169.98M), and average EPS is $1.52 (high $1.54, low $1.51).
Did the FCF's actual financial results beat the analysts' financial forecasts?
Based on First Commonwealth Financial's last annual report (Dec 2022), the company's revenue was $410.93M, beating the average analysts forecast of $410.32M by 0.15%. Apple's EBITDA was $188.47M, beating the average prediction of $152.38M by 23.69%. The company's net income was $128.18M, missing the average estimation of $137.23M by -6.59%. Apple's SG&A was $133.93M, missing the average forecast of $142.09M by -5.74%. Lastly, the company's EPS was $1.37, missing the average prediction of $1.43 by -4.32%. In terms of the last quarterly report (Sep 2023), First Commonwealth Financial's revenue was $122.53M, missing the average analysts' forecast of $123.82M by -1.04%. The company's EBITDA was $50.63M, beating the average prediction of $38.65M by 31.00%. First Commonwealth Financial's net income was $39.23M, missing the average estimation of $40.92M by -4.12%. The company's SG&A was $39.22M, missing the average forecast of $41.94M by -6.49%. Lastly, the company's EPS was $0.38, missing the average prediction of $0.4 by -5.00%