First Commonwealth Financial (FCF) Stock Forecast, Price Target & Predictions


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FCF Stock Forecast


First Commonwealth Financial stock forecast is as follows: an average price target of $19.00 (represents a 12.23% upside from FCF’s last price of $16.93) and a rating consensus of 'Buy', based on 7 wall street analysts offering a 1-year stock forecast.

FCF Price Target


The average price target for First Commonwealth Financial (FCF) is $19.00 based on 1-year price targets from 7 Wall Street analysts in the past 3 months, with a price target range of $22.00 to $16.00. This represents a potential 12.23% upside from FCF's last price of $16.93.

FCF Analyst Ratings


Buy

According to 7 Wall Street analysts, First Commonwealth Financial's rating consensus is 'Buy'. The analyst rating breakdown for FCF stock is 0 'Strong Buy' (0.00%), 4 'Buy' (57.14%), 3 'Hold' (42.86%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

First Commonwealth Financial Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 31, 2024Frank SchiraldiPiper Sandler$16.00$16.88-5.21%-5.49%
Jul 25, 2024Russell GuntherD.A. Davidson$22.00$18.6118.22%29.95%
Jul 25, 2024Frank SchiraldiPiper Sandler$17.00$18.61-8.65%0.41%
Sep 06, 2022Raymond James$16.00$13.3919.49%-5.49%
Aug 01, 2022Raymond James$17.00$14.8214.71%0.41%

The latest First Commonwealth Financial stock forecast, released on Oct 31, 2024 by Frank Schiraldi from Piper Sandler, set a price target of $16.00, which represents a -5.21% decrease from the stock price at the time of the forecast ($16.88), and a -5.49% decrease from FCF last price ($16.93).

First Commonwealth Financial Price Target by Period


1M3M12M
# Anlaysts-13
Avg Price Target-$16.00$18.33
Last Closing Price$16.93$16.93$16.93
Upside/Downside-100.00%-5.49%8.27%

In the current month, the average price target of First Commonwealth Financial stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to First Commonwealth Financial's last price of $16.93. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Oct 31, 2024Piper SandlerNeutralNeutralHold
Oct 23, 2024RBC CapitalSector PerformSector PerformHold
Aug 21, 2024UBSBuyBuyHold
Aug 01, 2024Goldman SachsBuyBuyHold
Jul 29, 2024Janney MontgomeryNeutralDowngrade
Jul 25, 2024Piper SandlerNeutralNeutralHold
Nov 28, 2023RBC CapitalCautiousUpgrade
May 19, 2023StephensOverweightUpgrade
Sep 06, 2022Raymond JamesOutperformOutperformHold
Aug 01, 2022Raymond JamesOutperformOutperformHold

First Commonwealth Financial's last stock rating was published by Piper Sandler on Oct 31, 2024. The company gave FCF a "Neutral" rating, the same as its previous rate.

First Commonwealth Financial Financial Forecast


First Commonwealth Financial Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue-------------$122.53M$122.34M$117.32M$112.34M$108.27M$98.17M$92.15M$96.33M$97.89M$94.28M$96.80M$94.11M$93.14M$88.50M$87.00M$91.33M$90.62M
Avg Forecast$133.40M$131.43M$128.44M$125.36M$125.09M$123.52M$120.66M$118.47M$119.70M$119.47M$118.34M$119.80M$123.58M$123.82M$122.82M$123.96M$113.40M$105.46M$97.41M$94.06M$97.25M$94.52M$94.31M$95.97M$92.34M$92.37M$88.13M$89.25M$91.67M$91.73M
High Forecast$134.67M$132.68M$129.66M$126.55M$126.27M$124.70M$121.81M$119.61M$121.39M$119.54M$119.47M$119.80M$124.42M$124.70M$123.98M$125.14M$114.47M$105.46M$97.41M$94.06M$97.25M$94.52M$94.31M$95.97M$92.34M$92.37M$88.13M$89.25M$91.67M$91.73M
Low Forecast$132.22M$130.27M$127.30M$124.25M$123.98M$122.43M$119.59M$117.84M$118.21M$119.41M$117.30M$119.80M$122.91M$123.00M$121.73M$122.87M$112.39M$105.46M$97.41M$94.06M$97.25M$94.52M$94.31M$95.97M$92.34M$92.37M$88.13M$89.25M$91.67M$91.73M
# Analysts111111133111363344443333359644
Surprise %-------------0.99%1.00%0.95%0.99%1.03%1.01%0.98%0.99%1.04%1.00%1.01%1.02%1.01%1.00%0.97%1.00%0.99%

First Commonwealth Financial's average Quarter revenue forecast for Dec 23 based on 3 analysts is $123.58M, with a low forecast of $122.91M, and a high forecast of $124.42M. FCF's average Quarter revenue forecast represents a 0.86% increase compared to the company's last Quarter revenue of $122.53M (Sep 23).

First Commonwealth Financial EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111133111363344443333359644
EBITDA-------------$50.63M$54.90M$59.31M$55.90M$48.42M$42.32M$40.09M$49.56M$48.94M$44.11M$56.95M$40.67M$34.03M$39.80M$20.29M$48.16M$49.84M
Avg Forecast$12.89M$12.70M$12.41M$12.12M$12.09M$11.94M$11.66M$11.45M$11.57M$11.55M$11.44M$50.13M$11.94M$11.97M$11.87M$45.57M$47.91M$32.92M$30.40M$41.43M$30.35M$29.50M$29.44M$36.72M$28.82M$28.83M$27.51M$31.72M$28.61M$28.63M
High Forecast$13.02M$12.82M$12.53M$12.23M$12.20M$12.05M$11.77M$11.56M$11.73M$11.55M$11.55M$60.15M$12.03M$12.05M$11.98M$54.69M$57.49M$32.92M$30.40M$49.71M$30.35M$29.50M$29.44M$44.07M$28.82M$28.83M$27.51M$38.06M$28.61M$28.63M
Low Forecast$12.78M$12.59M$12.30M$12.01M$11.98M$11.83M$11.56M$11.39M$11.43M$11.54M$11.34M$40.10M$11.88M$11.89M$11.77M$36.46M$38.33M$32.92M$30.40M$33.14M$30.35M$29.50M$29.44M$29.38M$28.82M$28.83M$27.51M$25.37M$28.61M$28.63M
Surprise %-------------4.23%4.62%1.30%1.17%1.47%1.39%0.97%1.63%1.66%1.50%1.55%1.41%1.18%1.45%0.64%1.68%1.74%

3 analysts predict FCF's average Quarter EBITDA for Dec 23 to be $11.94M, with a high of $12.03M and a low of $11.88M. This is -76.41% lower than First Commonwealth Financial's previous annual EBITDA (Sep 23) of $50.63M.

First Commonwealth Financial Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111133111363344443333359644
Net Income-------------$39.23M$42.78M$30.22M$35.73M$33.97M$30.75M$27.73M$34.78M$34.09M$29.62M$39.77M$25.68M$19.19M$23.85M$4.73M$26.82M$26.64M
Avg Forecast$43.02M$41.65M$39.94M$38.24M$38.77M$37.31M$35.12M$34.09M$35.99M$36.43M$35.99M$34.67M$40.09M$40.97M$42.14M$31.52M$33.62M$38.87M$33.90M$28.65M$33.88M$32.60M$33.83M$25.64M$23.87M$24.11M$9.55M$7.39M$28.93M$27.18M
High Forecast$43.55M$42.16M$40.44M$38.71M$39.25M$37.77M$35.55M$34.51M$36.99M$36.50M$36.01M$41.60M$41.12M$43.02M$42.66M$37.82M$40.34M$38.87M$33.90M$34.38M$33.88M$32.60M$33.83M$30.77M$23.87M$24.11M$9.55M$8.87M$28.93M$27.18M
Low Forecast$42.52M$41.17M$39.48M$37.80M$38.33M$36.88M$34.71M$33.12M$33.99M$36.37M$35.97M$27.73M$39.06M$39.94M$41.65M$25.21M$26.89M$38.87M$33.90M$22.92M$33.88M$32.60M$33.83M$20.52M$23.87M$24.11M$9.55M$5.91M$28.93M$27.18M
Surprise %-------------0.96%1.02%0.96%1.06%0.87%0.91%0.97%1.03%1.05%0.88%1.55%1.08%0.80%2.50%0.64%0.93%0.98%

First Commonwealth Financial's average Quarter net income forecast for Dec 23 is $40.09M, with a range of $39.06M to $41.12M. FCF's average Quarter net income forecast represents a 2.19% increase compared to the company's last Quarter net income of $39.23M (Sep 23).

First Commonwealth Financial SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111133111363344443333359644
SG&A-------------$39.22M$39.34M$37.34M$33.43M$38.28M$36.55M$36.04M$36.07M$36.24M$33.33M$34.47M$36.19M$36.86M$33.98M$34.19M$32.98M$33.32M
Avg Forecast$50.35M$49.61M$48.48M$47.32M$47.22M$46.63M$45.55M$44.72M$45.18M$45.10M$44.67M$45.07M$46.65M$46.74M$46.36M$40.97M$34.87M$35.72M$33.00M$37.25M$32.94M$32.02M$31.95M$22.23M$31.28M$31.29M$29.85M$53.44M$31.05M$31.07M
High Forecast$50.83M$50.08M$48.94M$47.77M$47.66M$47.07M$45.98M$45.15M$45.82M$45.12M$45.09M$54.08M$46.96M$47.07M$46.80M$49.16M$41.85M$35.72M$33.00M$44.69M$32.94M$32.02M$31.95M$26.68M$31.28M$31.29M$29.85M$64.13M$31.05M$31.07M
Low Forecast$49.91M$49.17M$48.05M$46.90M$46.80M$46.21M$45.14M$44.48M$44.62M$45.07M$44.28M$36.05M$46.40M$46.43M$45.95M$32.78M$27.90M$35.72M$33.00M$29.80M$32.94M$32.02M$31.95M$17.78M$31.28M$31.29M$29.85M$42.75M$31.05M$31.07M
Surprise %-------------0.84%0.85%0.91%0.96%1.07%1.11%0.97%1.10%1.13%1.04%1.55%1.16%1.18%1.14%0.64%1.06%1.07%

First Commonwealth Financial's average Quarter SG&A projection for Dec 23 is $46.65M, based on 3 Wall Street analysts, with a range of $46.40M to $46.96M. The forecast indicates a 18.94% rise compared to FCF last annual SG&A of $39.22M (Sep 23).

First Commonwealth Financial EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111133111363344443333359644
EPS-------------$0.38$0.42$0.29$0.38$0.36$0.33$0.29$0.37$0.36$0.31$0.41$0.27$0.20$0.24$0.05$0.27$0.27
Avg Forecast$0.42$0.41$0.39$0.37$0.38$0.36$0.34$0.33$0.35$0.36$0.35$0.36$0.39$0.40$0.41$0.34$0.42$0.38$0.33$0.30$0.33$0.32$0.33$0.31$0.23$0.24$0.09$0.19$0.28$0.27
High Forecast$0.43$0.41$0.39$0.38$0.38$0.37$0.35$0.34$0.36$0.36$0.35$0.36$0.40$0.42$0.42$0.34$0.43$0.38$0.33$0.30$0.33$0.32$0.33$0.31$0.23$0.24$0.09$0.19$0.28$0.27
Low Forecast$0.42$0.40$0.39$0.37$0.37$0.36$0.34$0.32$0.33$0.36$0.35$0.36$0.38$0.39$0.41$0.33$0.42$0.38$0.33$0.30$0.33$0.32$0.33$0.31$0.23$0.24$0.09$0.19$0.28$0.27
Surprise %-------------0.95%1.02%0.86%0.90%0.95%1.00%0.97%1.12%1.12%0.93%1.31%1.15%0.84%2.60%0.25%0.96%1.02%

According to 3 Wall Street analysts, First Commonwealth Financial's projected average Quarter EPS for Dec 23 is $0.39, with a low estimate of $0.38 and a high estimate of $0.40. This represents a 3.01% increase compared to FCF previous annual EPS of $0.38 (Sep 23).

First Commonwealth Financial Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
BPOPPopular$93.88$107.6714.69%Buy
OFGOFG Bancorp$42.86$47.009.66%Buy
FFNWFirst Financial Northwest$21.85$23.507.55%Hold
FCFFirst Commonwealth Financial$17.84$19.006.50%Buy
FNWBFirst Northwest Bancorp$10.36$11.006.18%Hold
EFSCEnterprise Financial Services$58.37$61.505.36%Buy
HBCPHome Bancorp$48.80$50.002.46%Buy
FBIZFirst Business Financial Services$48.93$50.002.19%Buy
HFWAHeritage Financial$25.67$26.001.29%Hold
GSBCGreat Southern Bancorp$64.79$62.00-4.31%Hold
FMBHFirst Mid Bancshares$40.10$38.00-5.24%Buy
FINWFinWise Bancorp$19.00$18.00-5.26%Buy
CIVBCivista Bancshares$22.49$21.00-6.63%Buy
FBNCFirst Bancorp$47.35$43.00-9.19%Buy
QCRHQCR$86.25$64.00-25.80%Buy

FCF Forecast FAQ


Is First Commonwealth Financial a good buy?

Yes, according to 7 Wall Street analysts, First Commonwealth Financial (FCF) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 4 'Buy' recommendations, accounting for 57.14% of FCF's total ratings.

What is FCF's price target?

First Commonwealth Financial (FCF) average price target is $19 with a range of $16 to $22, implying a 12.23% from its last price of $16.93. The data is based on 7 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will First Commonwealth Financial stock go up soon?

According to Wall Street analysts' prediction for FCF stock, the company can go up by 12.23% (from the last price of $16.93 to the average price target of $19), up by 29.95% based on the highest stock price target, and down by -5.49% based on the lowest stock price target.

Can First Commonwealth Financial stock reach $30?

FCF's average twelve months analyst stock price target of $19 does not support the claim that First Commonwealth Financial can reach $30 in the near future.

What are First Commonwealth Financial's analysts' financial forecasts?

First Commonwealth Financial's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $487.74M (high $492.39M, low $483.84M), average EBITDA is $47.14M (high $47.59M, low $46.77M), average net income is $145.29M (high $147.08M, low $143.04M), average SG&A $184.11M (high $185.86M, low $182.64M), and average EPS is $1.42 (high $1.44, low $1.4). FCF's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $518.63M (high $523.55M, low $514.04M), average EBITDA is $50.13M (high $50.6M, low $49.68M), average net income is $162.85M (high $164.86M, low $160.97M), average SG&A $195.77M (high $197.63M, low $194.03M), and average EPS is $1.59 (high $1.61, low $1.57).

Did the FCF's actual financial results beat the analysts' financial forecasts?

Based on First Commonwealth Financial's last annual report (Dec 2022), the company's revenue was $410.93M, beating the average analysts forecast of $410.32M by 0.15%. Apple's EBITDA was $188.47M, beating the average prediction of $152.66M by 23.46%. The company's net income was $128.18M, missing the average estimation of $135.04M by -5.08%. Apple's SG&A was $133.93M, missing the average forecast of $140.84M by -4.90%. Lastly, the company's EPS was $1.37, missing the average prediction of $1.43 by -4.32%. In terms of the last quarterly report (Sep 2023), First Commonwealth Financial's revenue was $122.53M, missing the average analysts' forecast of $123.82M by -1.04%. The company's EBITDA was $50.63M, beating the average prediction of $11.97M by 323.05%. First Commonwealth Financial's net income was $39.23M, missing the average estimation of $40.97M by -4.24%. The company's SG&A was $39.22M, missing the average forecast of $46.74M by -16.08%. Lastly, the company's EPS was $0.38, missing the average prediction of $0.4 by -5.00%