Enova (ENVA) Stock Forecast, Price Target & Predictions


OverviewRevenueOwnershipFinancialsChartTranscripts

ENVA Stock Forecast


Enova stock forecast is as follows: an average price target of $104.00 (represents a 7.81% upside from ENVA’s last price of $96.47) and a rating consensus of 'Buy', based on 6 wall street analysts offering a 1-year stock forecast.

ENVA Price Target


The average price target for Enova (ENVA) is $104.00 based on 1-year price targets from 6 Wall Street analysts in the past 3 months, with a price target range of $110.00 to $95.00. This represents a potential 7.81% upside from ENVA's last price of $96.47.

ENVA Analyst Ratings


Buy

According to 6 Wall Street analysts, Enova's rating consensus is 'Buy'. The analyst rating breakdown for ENVA stock is 0 'Strong Buy' (0.00%), 3 'Buy' (50.00%), 3 'Hold' (50.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

Enova Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 23, 2024Michael DianaMaxim Group$108.00$89.1721.12%11.95%
Oct 23, 2024Vincent CainticBTIG$110.00$89.8722.40%14.03%
Oct 14, 2024David ScharfJMP Securities$103.00$85.9819.80%6.77%
Sep 20, 2024John HechtJefferies$95.00$85.9110.58%-1.52%
Apr 25, 2024Michael DianaMaxim Group$78.00$61.7726.29%-19.15%
Apr 25, 2024James FotheringhamBMO Capital$62.00$61.890.18%-35.73%
Feb 02, 2023JMP Securities$54.00$45.8017.90%-44.02%
Jan 13, 2023JMP Securities$49.00$40.7820.16%-49.21%
Jul 15, 2022JMP Securities$42.00$29.7041.41%-56.46%
Mar 14, 2022John RowanJanney Montgomery$49.00$35.7437.10%-49.21%

The latest Enova stock forecast, released on Oct 23, 2024 by Michael Diana from Maxim Group, set a price target of $108.00, which represents a 21.12% increase from the stock price at the time of the forecast ($89.17), and a 11.95% increase from ENVA last price ($96.47).

Enova Price Target by Period


1M3M12M
# Anlaysts-46
Avg Price Target-$104.00$92.67
Last Closing Price$96.47$96.47$96.47
Upside/Downside-100.00%7.81%-3.94%

In the current month, the average price target of Enova stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Enova's last price of $96.47. This month's average price target is down -100.00% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Oct 23, 2024Cowen & Co.HoldHoldHold
Oct 23, 2024BTIGBuyBuyHold
Oct 14, 2024JMP SecuritiesOutperformOutperformHold
Sep 20, 2024JefferiesBuyBuyHold
Aug 26, 2024Janney MontgomeryNeutralDowngrade
Aug 14, 2024BTIGBuyInitialise
Jul 24, 2024Cowen & Co.HoldHoldHold
Jul 24, 2024JMP SecuritiesOutperformOutperformHold
Apr 25, 2024BMO CapitalMarket PerformMarket PerformHold
Apr 09, 2024JefferiesBuyBuyHold
Jan 13, 2023JMP SecuritiesMarket OutperformMarket OutperformHold
Jul 15, 2022JMP SecuritiesMarket OutperformMarket OutperformHold

Enova's last stock rating was published by Cowen & Co. on Oct 23, 2024. The company gave ENVA a "Hold" rating, the same as its previous rate.

Enova Financial Forecast


Enova Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue--------------$499.43M$483.26M$486.16M$456.20M$407.99M$385.73M$363.61M$320.16M$264.72M$259.44M$263.85M$204.54M$253.06M$362.25M$266.36M$329.51M
Avg Forecast$926.18M$883.74M$841.77M$835.16M$825.18M$788.31M$756.28M$745.07M$730.02M$666.33M$622.92M$584.42M$586.34M$534.37M$486.18M$487.02M$486.03M$443.66M$405.15M$381.78M$347.86M$286.10M$268.79M$268.18M$241.50M$225.21M$262.94M$337.82M$339.58M$335.33M
High Forecast$941.20M$898.08M$855.42M$848.70M$838.56M$801.09M$768.54M$746.35M$737.36M$666.50M$622.92M$584.42M$589.99M$548.01M$494.07M$494.92M$493.92M$443.66M$405.15M$381.78M$347.86M$286.10M$268.79M$268.18M$241.50M$225.21M$262.94M$337.82M$339.58M$335.33M
Low Forecast$910.22M$868.51M$827.26M$820.76M$810.95M$774.72M$743.24M$743.79M$722.68M$666.15M$622.92M$584.42M$582.68M$524.74M$477.80M$478.63M$477.66M$443.66M$405.15M$381.78M$347.86M$286.10M$268.79M$268.18M$241.50M$225.21M$262.94M$337.82M$339.58M$335.33M
# Analysts22221114421125443333444449991313
Surprise %--------------1.03%0.99%1.00%1.03%1.01%1.01%1.05%1.12%0.98%0.97%1.09%0.91%0.96%1.07%0.78%0.98%

Enova's average Quarter revenue forecast for Sep 23 based on 5 analysts is $534.37M, with a low forecast of $524.74M, and a high forecast of $548.01M. ENVA's average Quarter revenue forecast represents a 7.00% increase compared to the company's last Quarter revenue of $499.43M (Jun 23).

Enova EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts22221114421125443333444449991313
EBITDA--------------$74.76M$119.80M$113.66M$78.72M$103.39M$100.59M$92.52M$95.29M$130.28M$130.18M$292.66M$125.74M$90.54M$32.51M$-11.83M$58.15M
Avg Forecast$246.36M$235.07M$223.91M$222.15M$219.50M$209.69M$201.17M$198.19M$194.18M$177.24M$165.70M$113.60M$155.97M$142.14M$129.32M$103.28M$64.69M$93.40M$85.29M$93.89M$73.23M$60.23M$56.58M$81.80M$50.84M$47.41M$55.35M$52.93M$71.49M$70.59M
High Forecast$250.36M$238.89M$227.54M$225.75M$223.06M$213.09M$204.43M$198.53M$196.14M$177.29M$165.70M$136.32M$156.94M$145.77M$131.42M$123.93M$77.62M$93.40M$85.29M$112.66M$73.23M$60.23M$56.58M$98.16M$50.84M$47.41M$55.35M$63.51M$71.49M$70.59M
Low Forecast$242.12M$231.02M$220.05M$218.32M$215.71M$206.07M$197.70M$197.85M$192.23M$177.19M$165.70M$90.88M$154.99M$139.58M$127.09M$82.62M$51.75M$93.40M$85.29M$75.11M$73.23M$60.23M$56.58M$65.44M$50.84M$47.41M$55.35M$42.34M$71.49M$70.59M
Surprise %--------------0.58%1.16%1.76%0.84%1.21%1.07%1.26%1.58%2.30%1.59%5.76%2.65%1.64%0.61%-0.17%0.82%

5 analysts predict ENVA's average Quarter EBITDA for Sep 23 to be $142.14M, with a high of $145.77M and a low of $139.58M. This is 90.13% upper than Enova's previous annual EBITDA (Jun 23) of $74.76M.

Enova Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts22221114421125443333444449991313
Net Income--------------$48.15M$50.92M$50.87M$51.71M$52.40M$52.44M$48.74M$51.55M$80.18M$75.92M$230.69M$93.67M$48.03M$5.46M$-50.55M$27.09M
Avg Forecast$92.30M$90.66M$91.95M$81.71M$77.62M$79.60M$77.21M$66.69M$62.91M$64.02M$57.47M$59.41M$46.11M$55.28M$46.42M$54.01M$34.01M$45.26M$42.61M$49.10M$32.97M$31.08M$37.51M$47.71M$34.37M$22.28M$25.71M$8.89M$30.25M$22.49M
High Forecast$94.24M$92.57M$93.89M$83.44M$79.26M$81.28M$78.84M$69.14M$63.72M$65.16M$58.68M$71.30M$47.46M$56.67M$47.39M$64.82M$40.82M$45.26M$42.61M$58.92M$32.97M$31.08M$37.51M$57.25M$34.37M$22.28M$25.71M$10.67M$30.25M$22.49M
Low Forecast$90.23M$88.62M$89.89M$79.88M$75.89M$77.81M$75.48M$63.94M$62.11M$62.88M$56.18M$47.53M$44.49M$54.17M$45.38M$43.21M$27.21M$45.26M$42.61M$39.28M$32.97M$31.08M$37.51M$38.17M$34.37M$22.28M$25.71M$7.11M$30.25M$22.49M
Surprise %--------------1.04%0.94%1.50%1.14%1.23%1.07%1.48%1.66%2.14%1.59%6.71%4.20%1.87%0.61%-1.67%1.20%

Enova's average Quarter net income forecast for Sep 23 is $55.28M, with a range of $54.17M to $56.67M. ENVA's average Quarter net income forecast represents a 14.83% increase compared to the company's last Quarter net income of $48.15M (Jun 23).

Enova SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts22221114421125443333444449991313
SG&A--------------$132.20M$116.91M$131.64M$138.46M$125.24M$127.70M$148.25M$113.28M$93.93M$72.66M$84.26M$38.28M$25.32M$62.51M$44.54M$65.78M
Avg Forecast$243.07M$231.93M$220.91M$219.18M$216.56M$206.88M$198.48M$195.54M$191.59M$174.87M$163.48M$144.67M$153.88M$140.24M$127.59M$131.52M$103.65M$116.43M$106.33M$119.57M$91.29M$75.08M$70.54M$45.66M$63.38M$59.10M$69.00M$152.66M$89.12M$88.00M
High Forecast$247.01M$235.69M$224.49M$222.73M$220.07M$210.24M$201.69M$195.87M$193.51M$174.92M$163.48M$173.61M$154.84M$143.82M$129.66M$157.83M$124.38M$116.43M$106.33M$143.48M$91.29M$75.08M$70.54M$54.79M$63.38M$59.10M$69.00M$183.19M$89.12M$88.00M
Low Forecast$238.88M$227.93M$217.10M$215.40M$212.83M$203.32M$195.05M$195.20M$189.66M$174.82M$163.48M$115.74M$152.92M$137.71M$125.39M$105.22M$82.92M$116.43M$106.33M$95.65M$91.29M$75.08M$70.54M$36.53M$63.38M$59.10M$69.00M$122.13M$89.12M$88.00M
Surprise %--------------1.04%0.89%1.27%1.19%1.18%1.07%1.62%1.51%1.33%1.59%1.33%0.65%0.37%0.41%0.50%0.75%

Enova's average Quarter SG&A projection for Sep 23 is $140.24M, based on 5 Wall Street analysts, with a range of $137.71M to $143.82M. The forecast indicates a 6.08% rise compared to ENVA last annual SG&A of $132.20M (Jun 23).

Enova EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts22221114421125443333444449991313
EPS--------------$1.55$1.62$1.62$1.62$1.61$1.57$1.36$1.40$2.18$2.10$6.61$3.11$1.59$0.17$-1.51$0.80
Avg Forecast$3.33$3.27$3.32$2.95$2.80$2.87$2.79$2.41$2.27$2.31$2.07$1.72$1.66$2.00$1.68$1.53$1.71$1.62$1.52$1.57$1.18$1.11$1.34$1.28$1.23$0.80$0.92$1.36$1.08$0.81
High Forecast$3.40$3.34$3.39$3.01$2.86$2.93$2.85$2.50$2.30$2.35$2.12$1.79$1.71$2.05$1.71$1.58$1.74$1.62$1.52$1.64$1.18$1.11$1.34$1.28$1.23$0.80$0.92$1.36$1.08$0.81
Low Forecast$3.26$3.20$3.24$2.88$2.74$2.81$2.72$2.31$2.24$2.27$2.03$1.65$1.61$1.95$1.64$1.48$1.67$1.62$1.52$1.50$1.18$1.11$1.34$1.28$1.23$0.80$0.92$1.36$1.08$0.81
Surprise %--------------0.93%1.06%0.95%1.00%1.06%1.00%1.15%1.26%1.62%1.63%5.37%3.90%1.73%0.13%-1.39%0.99%

According to 5 Wall Street analysts, Enova's projected average Quarter EPS for Sep 23 is $2.00, with a low estimate of $1.95 and a high estimate of $2.05. This represents a 28.71% increase compared to ENVA previous annual EPS of $1.55 (Jun 23).

Enova Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
CUBICustomers Bancorp$51.49$74.5044.69%Hold
ECPGEncore Capital Group$49.04$58.0018.27%Buy
ENVAEnova$99.03$104.005.02%Buy

ENVA Forecast FAQ


Is Enova a good buy?

Yes, according to 6 Wall Street analysts, Enova (ENVA) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 3 'Buy' recommendations, accounting for 50.00% of ENVA's total ratings.

What is ENVA's price target?

Enova (ENVA) average price target is $104 with a range of $95 to $110, implying a 7.81% from its last price of $96.47. The data is based on 6 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Enova stock go up soon?

According to Wall Street analysts' prediction for ENVA stock, the company can go up by 7.81% (from the last price of $96.47 to the average price target of $104), up by 14.03% based on the highest stock price target, and down by -1.52% based on the lowest stock price target.

Can Enova stock reach $140?

ENVA's average twelve months analyst stock price target of $104 does not support the claim that Enova can reach $140 in the near future.

What are Enova's analysts' financial forecasts?

Enova's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $3.11B (high $3.15B, low $3.07B), average EBITDA is $828.54M (high $839.1M, low $817.33M), average net income is $301.13M (high $308.52M, low $293.12M), average SG&A $817.45M (high $827.87M, low $806.4M), and average EPS is $10.87 (high $11.13, low $10.58). ENVA's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $3.49B (high $3.54B, low $3.43B), average EBITDA is $927.49M (high $942.54M, low $911.51M), average net income is $356.62M (high $364.14M, low $348.63M), average SG&A $915.08M (high $929.92M, low $899.31M), and average EPS is $12.87 (high $13.14, low $12.58).

Did the ENVA's actual financial results beat the analysts' financial forecasts?

Based on Enova's last annual report (Dec 2022), the company's revenue was $1.74B, beating the average analysts forecast of $1.72B by 1.13%. Apple's EBITDA was $427.29M, beating the average prediction of $337.26M by 26.70%. The company's net income was $207.42M, beating the average estimation of $170.99M by 21.31%. Apple's SG&A was $523.04M, beating the average forecast of $445.98M by 17.28%. Lastly, the company's EPS was $6.42, missing the average prediction of $6.42 by -0.04%. In terms of the last quarterly report (Jun 2023), Enova's revenue was $499.43M, beating the average analysts' forecast of $486.18M by 2.72%. The company's EBITDA was $74.76M, missing the average prediction of $129.32M by -42.19%. Enova's net income was $48.14M, beating the average estimation of $46.42M by 3.73%. The company's SG&A was $132.2M, beating the average forecast of $127.59M by 3.61%. Lastly, the company's EPS was $1.55, missing the average prediction of $1.68 by -7.46%