Civista Bancshares (CIVB) Stock Forecast, Price Target & Predictions
CIVB Stock Forecast
Civista Bancshares stock forecast is as follows: an average price target of $24.00 (represents a 6.48% upside from CIVB’s last price of $22.54) and a rating consensus of 'Buy', based on 4 wall street analysts offering a 1-year stock forecast.
CIVB Price Target
The average price target for Civista Bancshares (CIVB) is $24.00 based on 1-year price targets from 4 Wall Street analysts in the past 3 months, with a price target range of $27.00 to $21.00. This represents a potential 6.48% upside from CIVB's last price of $22.54.
CIVB Analyst Ratings
According to 4 Wall Street analysts, Civista Bancshares's rating consensus is 'Buy'. The analyst rating breakdown for CIVB stock is 0 'Strong Buy' (0.00%), 2 'Buy' (50.00%), 2 'Hold' (50.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Civista Bancshares Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Oct 30, 2024 | Terry McEvoy | Stephens | $21.00 | $18.74 | 12.06% | -6.83% |
| Nov 30, 2022 | - | Janney Montgomery | $27.00 | $22.80 | 18.42% | 19.79% |
The latest Civista Bancshares stock forecast, released on Oct 30, 2024 by Terry McEvoy from Stephens, set a price target of $21.00, which represents a 12.06% increase from the stock price at the time of the forecast ($18.74), and a -6.83% decrease from CIVB last price ($22.54).
Civista Bancshares Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | 1 | 1 | 1 |
| Avg Price Target | $21.00 | $21.00 | $21.00 |
| Last Closing Price | $22.54 | $22.54 | $22.54 |
| Upside/Downside | -6.83% | -6.83% | -6.83% |
In the current month, the average price target of Civista Bancshares stock is $21.00, according to 1 Wall Street analyst offering twelve months forecast. The average price target represents a -6.83% decrease as opposed to Civista Bancshares's last price of $22.54. This month's average price target is down 0.00% compared to last quarter, and down 0.00% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Oct 31, 2024 | Piper Sandler | Neutral | Neutral | Hold |
| Oct 30, 2024 | Stephens | Equal-Weight | Equal-Weight | Hold |
| Oct 29, 2024 | Hovde Group | - | Outperform | Upgrade |
| Feb 08, 2023 | Stephens | Overweight | Overweight | Hold |
| Nov 30, 2022 | Janney Montgomery | - | Buy | Initialise |
Civista Bancshares's last stock rating was published by Piper Sandler on Oct 31, 2024. The company gave CIVB a "Neutral" rating, the same as its previous rate.
Civista Bancshares Financial Forecast
Civista Bancshares Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | $57.42M | $39.01M | $39.87M | $43.09M | $42.04M | $35.57M | $29.36M | $30.06M | $29.66M | $30.27M | $32.21M | $32.42M | $30.64M | $28.25M | $28.60M | $28.54M | $26.40M | $25.33M |
| Avg Forecast | $45.59M | $44.72M | $43.58M | $42.13M | $43.03M | $41.78M | $40.79M | $39.01M | $39.97M | $37.81M | $37.07M | $38.32M | $39.50M | $40.87M | $42.76M | $43.60M | $38.77M | $34.00M | $31.75M | $31.78M | $30.82M | $30.91M | $33.21M | $32.84M | $29.73M | $29.05M | $27.63M | $28.96M | $26.93M | $26.46M |
| High Forecast | $46.35M | $45.46M | $44.30M | $42.83M | $43.74M | $42.47M | $41.47M | $39.56M | $40.41M | $37.81M | $37.07M | $38.32M | $40.16M | $41.09M | $43.47M | $44.32M | $39.41M | $34.00M | $31.75M | $31.78M | $30.82M | $30.91M | $33.21M | $32.84M | $29.73M | $29.05M | $27.63M | $28.96M | $26.93M | $26.46M |
| Low Forecast | $44.80M | $43.94M | $42.82M | $41.40M | $42.28M | $41.06M | $40.09M | $38.44M | $39.53M | $37.80M | $37.07M | $38.32M | $38.82M | $40.73M | $42.02M | $42.85M | $38.10M | $34.00M | $31.75M | $31.78M | $30.82M | $30.91M | $33.21M | $32.84M | $29.73M | $29.05M | $27.63M | $28.96M | $26.93M | $26.46M |
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 4 | 5 | 4 | 4 | 3 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.45% | 0.95% | 0.93% | 0.99% | 1.08% | 1.05% | 0.92% | 0.95% | 0.96% | 0.98% | 0.97% | 0.99% | 1.03% | 0.97% | 1.03% | 0.99% | 0.98% | 0.96% |
Civista Bancshares's average Quarter revenue forecast for Mar 24 based on 1 analysts is $38.32M, with a low forecast of $38.32M, and a high forecast of $38.32M. CIVB's average Quarter revenue forecast represents a -33.26% decrease compared to the company's last Quarter revenue of $57.42M (Dec 23).
Civista Bancshares EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 4 | 5 | 4 | 4 | 3 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | $22.00K | $12.64M | $12.11M | $24.75M | $20.41M | $15.87M | $11.14M | $11.97M | $14.60M | $12.98M | $12.28M | $14.92M | $14.40M | $11.59M | $10.07M | $12.13M | $12.37M | $12.81M |
| Avg Forecast | $14.05M | $13.79M | $13.43M | $12.99M | $13.26M | $12.88M | $12.58M | $12.02M | $12.32M | $11.66M | $11.43M | $15.86M | $12.18M | $12.60M | $13.18M | $14.42M | $12.90M | $10.60M | $9.90M | $13.11M | $9.61M | $9.64M | $10.36M | $14.92M | $9.27M | $9.06M | $8.62M | $12.38M | $8.40M | $8.25M |
| High Forecast | $14.29M | $14.01M | $13.66M | $13.20M | $13.48M | $13.09M | $12.79M | $12.20M | $12.46M | $11.66M | $11.43M | $19.03M | $12.38M | $12.67M | $13.40M | $17.30M | $15.48M | $10.60M | $9.90M | $15.73M | $9.61M | $9.64M | $10.36M | $17.90M | $9.27M | $9.06M | $8.62M | $14.86M | $8.40M | $8.25M |
| Low Forecast | $13.81M | $13.55M | $13.20M | $12.76M | $13.03M | $12.66M | $12.36M | $11.85M | $12.19M | $11.65M | $11.43M | $12.69M | $11.97M | $12.56M | $12.95M | $11.53M | $10.32M | $10.60M | $9.90M | $10.49M | $9.61M | $9.64M | $10.36M | $11.93M | $9.27M | $9.06M | $8.62M | $9.90M | $8.40M | $8.25M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 0.00% | 1.00% | 0.92% | 1.72% | 1.58% | 1.50% | 1.12% | 0.91% | 1.52% | 1.35% | 1.19% | 1.00% | 1.55% | 1.28% | 1.17% | 0.98% | 1.47% | 1.55% |
1 analysts predict CIVB's average Quarter EBITDA for Mar 24 to be $15.86M, with a high of $19.03M and a low of $12.69M. This is 71992.95% upper than Civista Bancshares's previous annual EBITDA (Dec 23) of $22.00K.
Civista Bancshares Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 4 | 5 | 4 | 4 | 3 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | $9.29M | $10.39M | $10.03M | $12.89M | $12.15M | $11.11M | $7.70M | $8.47M | $10.98M | $9.64M | $9.16M | $10.76M | $10.17M | $7.68M | $6.50M | $7.83M | $7.84M | $7.71M |
| Avg Forecast | $9.86M | $9.27M | $8.72M | $7.83M | $9.24M | $8.37M | $7.42M | $6.68M | $8.22M | $6.73M | $6.00M | $11.22M | $8.87M | $9.37M | $11.01M | $10.20M | $9.70M | $9.17M | $8.17M | $9.27M | $9.18M | $9.41M | $9.57M | $10.76M | $6.61M | $5.22M | $3.69M | $8.00M | $7.30M | $7.02M |
| High Forecast | $10.07M | $9.47M | $8.91M | $7.99M | $9.44M | $8.55M | $7.58M | $6.82M | $8.37M | $6.73M | $6.00M | $13.46M | $9.35M | $9.67M | $11.25M | $12.24M | $11.64M | $9.17M | $8.17M | $11.13M | $9.18M | $9.41M | $9.57M | $12.91M | $6.61M | $5.22M | $3.69M | $9.60M | $7.30M | $7.02M |
| Low Forecast | $9.64M | $9.06M | $8.52M | $7.65M | $9.03M | $8.18M | $7.25M | $6.53M | $7.91M | $6.72M | $6.00M | $8.98M | $8.40M | $9.06M | $10.77M | $8.16M | $7.76M | $9.17M | $8.17M | $7.42M | $9.18M | $9.41M | $9.57M | $8.61M | $6.61M | $5.22M | $3.69M | $6.40M | $7.30M | $7.02M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.05% | 1.11% | 0.91% | 1.26% | 1.25% | 1.21% | 0.94% | 0.91% | 1.20% | 1.02% | 0.96% | 1.00% | 1.54% | 1.47% | 1.76% | 0.98% | 1.07% | 1.10% |
Civista Bancshares's average Quarter net income forecast for Mar 24 is $11.22M, with a range of $8.98M to $13.46M. CIVB's average Quarter net income forecast represents a 20.73% increase compared to the company's last Quarter net income of $9.29M (Dec 23).
Civista Bancshares SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 4 | 5 | 4 | 4 | 3 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $14.55M | $15.52M | $15.61M | $14.85M | $14.64M | $13.55M | $13.87M | $11.46M | $13.24M | $13.11M | $13.29M | $11.65M | $12.16M | $11.97M | $12.20M | $12.29M | $10.54M |
| Avg Forecast | $17.97M | $17.63M | $17.18M | $16.61M | $16.96M | $16.47M | $16.08M | $15.38M | $15.76M | $14.91M | $14.62M | $18.65M | $15.57M | $16.11M | $16.86M | $16.95M | $10.13M | $12.70M | $11.86M | $15.41M | $11.51M | $11.55M | $12.40M | $13.29M | $11.10M | $10.85M | $10.32M | $12.46M | $10.06M | $9.88M |
| High Forecast | $18.27M | $17.92M | $17.47M | $16.89M | $17.25M | $16.75M | $16.35M | $15.60M | $15.93M | $14.91M | $14.62M | $22.38M | $15.83M | $16.20M | $17.14M | $20.34M | $12.15M | $12.70M | $11.86M | $18.49M | $11.51M | $11.55M | $12.40M | $15.95M | $11.10M | $10.85M | $10.32M | $14.95M | $10.06M | $9.88M |
| Low Forecast | $17.66M | $17.33M | $16.88M | $16.32M | $16.67M | $16.19M | $15.81M | $15.15M | $15.58M | $14.90M | $14.62M | $14.92M | $15.30M | $16.06M | $16.57M | $13.56M | $8.10M | $12.70M | $11.86M | $12.33M | $11.51M | $11.55M | $12.40M | $10.63M | $11.10M | $10.85M | $10.32M | $9.96M | $10.06M | $9.88M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.90% | 0.92% | 0.92% | 1.47% | 1.15% | 1.14% | 0.90% | 1.00% | 1.15% | 1.06% | 1.00% | 1.05% | 1.12% | 1.16% | 0.98% | 1.22% | 1.07% |
Civista Bancshares's average Quarter SG&A projection for Dec 23 is $15.57M, based on 1 Wall Street analysts, with a range of $15.30M to $15.83M. The forecast indicates a 7.02% rise compared to CIVB last annual SG&A of $14.55M (Sep 23).
Civista Bancshares EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 4 | 5 | 4 | 4 | 3 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | $0.62 | $0.66 | $0.64 | $0.82 | $0.77 | $0.72 | $0.53 | $0.57 | $0.73 | $0.64 | $0.59 | $0.68 | $0.64 | $0.48 | $0.41 | $0.47 | $0.49 | $0.48 |
| Avg Forecast | $0.64 | $0.60 | $0.57 | $0.51 | $0.60 | $0.54 | $0.48 | $0.43 | $0.53 | $0.44 | $0.39 | $0.46 | $0.58 | $0.61 | $0.71 | $0.81 | $0.75 | $0.61 | $0.54 | $0.63 | $0.61 | $0.62 | $0.63 | $0.68 | $0.44 | $0.34 | $0.24 | $0.48 | $0.48 | $0.46 |
| High Forecast | $0.65 | $0.62 | $0.58 | $0.52 | $0.61 | $0.56 | $0.49 | $0.44 | $0.54 | $0.44 | $0.39 | $0.47 | $0.61 | $0.63 | $0.73 | $0.82 | $0.77 | $0.61 | $0.54 | $0.63 | $0.61 | $0.62 | $0.63 | $0.68 | $0.44 | $0.34 | $0.24 | $0.48 | $0.48 | $0.46 |
| Low Forecast | $0.63 | $0.59 | $0.55 | $0.50 | $0.59 | $0.53 | $0.47 | $0.42 | $0.51 | $0.44 | $0.39 | $0.45 | $0.55 | $0.59 | $0.70 | $0.79 | $0.73 | $0.61 | $0.54 | $0.63 | $0.61 | $0.62 | $0.63 | $0.68 | $0.44 | $0.34 | $0.24 | $0.48 | $0.48 | $0.46 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | 1.08% | 1.09% | 0.90% | 1.02% | 1.02% | 1.19% | 0.98% | 0.90% | 1.20% | 1.03% | 0.93% | 1.00% | 1.47% | 1.39% | 1.68% | 0.97% | 1.02% | 1.03% |
According to 1 Wall Street analysts, Civista Bancshares's projected average Quarter EPS for Mar 24 is $0.46, with a low estimate of $0.45 and a high estimate of $0.47. This represents a -25.81% decrease compared to CIVB previous annual EPS of $0.62 (Dec 23).
Civista Bancshares Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| CIVB | Civista Bancshares | $22.54 | $24.00 | 6.48% | Buy |
| FFNW | First Financial Northwest | $22.47 | $23.50 | 4.58% | Hold |
| HBCP | Home Bancorp | $48.91 | $50.00 | 2.23% | Buy |
| HFWA | Heritage Financial | $25.79 | $26.00 | 0.81% | Hold |
| FNWB | First Northwest Bancorp | $11.07 | $11.00 | -0.63% | Hold |
| BSRR | Sierra Bancorp | $31.72 | $25.33 | -20.15% | Hold |