Credit Acceptance (CACC) Stock Forecast, Price Target & Predictions


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CACC Stock Forecast


Credit Acceptance stock forecast is as follows: an average price target of $460.00 (represents a 4.13% upside from CACC’s last price of $441.77) and a rating consensus of 'Sell', based on 1 wall street analysts offering a 1-year stock forecast.

CACC Price Target


The average price target for Credit Acceptance (CACC) is $460.00 based on 1-year price targets from 1 Wall Street analysts in the past 3 months, with a price target range of $460.00 to $460.00. This represents a potential 4.13% upside from CACC's last price of $441.77.

CACC Analyst Ratings


Sell

According to 1 Wall Street analysts, Credit Acceptance's rating consensus is 'Sell'. The analyst rating breakdown for CACC stock is 0 'Strong Buy' (0.00%), 0 'Buy' (0.00%), 0 'Hold' (0.00%), 1 'Sell' (100.00%), and 0 'Strong Sell' (0.00%).

Credit Acceptance Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
May 03, 2022-Credit Suisse$460.00$568.64-19.11%4.13%
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The latest Credit Acceptance stock forecast, released on May 03, 2022 by Credit Suisse company, set a price target of $460.00, which represents a -19.11% decrease from the stock price at the time of the forecast ($568.64), and a 4.13% increase from CACC last price ($441.77).

Credit Acceptance Price Target by Period


1M3M12M
# Anlaysts---
Avg Price Target---
Last Closing Price$441.77$441.77$441.77
Upside/Downside-100.00%-100.00%-100.00%

In the current month, the average price target of Credit Acceptance stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Credit Acceptance's last price of $441.77. This month's average price target is down NaN% compared to last quarter, and down NaN% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Nov 01, 2024Cowen & Co.SellSellHold
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Credit Acceptance's last stock rating was published by Cowen & Co. on Nov 01, 2024. The company gave CACC a "Sell" rating, the same as its previous rate.

Credit Acceptance Financial Forecast


Credit Acceptance Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue-------------$478.60M$477.90M$438.50M$433.10M$437.00M$457.40M$437.90M$462.90M$469.90M$471.70M$450.80M$446.80M$426.30M$406.10M$388.90M$385.50M$378.60M
Avg Forecast$648.69M$634.70M$627.70M$616.75M$551.46M$539.01M$529.50M$518.57M$522.60M$548.13M$525.03M$497.71M$460.96M$487.25M$463.83M$458.12M$452.89M$459.07M$454.77M$443.42M$459.36M$461.37M$454.09M$429.20M$429.19M$415.56M$384.56M$403.62M$379.65M$375.35M
High Forecast$655.82M$641.67M$634.60M$623.53M$557.52M$544.93M$535.32M$530.19M$531.60M$550.59M$525.03M$511.76M$488.61M$502.40M$468.93M$463.15M$457.87M$459.07M$454.77M$443.42M$459.36M$461.37M$454.09M$429.20M$429.19M$415.56M$384.56M$403.62M$379.65M$375.35M
Low Forecast$640.30M$626.49M$619.58M$608.77M$544.32M$532.04M$522.65M$506.94M$509.46M$545.66M$525.03M$483.67M$444.50M$474.70M$457.83M$452.19M$447.03M$459.07M$454.77M$443.42M$459.36M$461.37M$454.09M$429.20M$429.19M$415.56M$384.56M$403.62M$379.65M$375.35M
# Analysts111111112111342211112222245443
Surprise %-------------0.98%1.03%0.96%0.96%0.95%1.01%0.99%1.01%1.02%1.04%1.05%1.04%1.03%1.06%0.96%1.02%1.01%

Credit Acceptance's average Quarter revenue forecast for Dec 23 based on 3 analysts is $460.96M, with a low forecast of $444.50M, and a high forecast of $488.61M. CACC's average Quarter revenue forecast represents a -3.69% decrease compared to the company's last Quarter revenue of $478.60M (Sep 23).

Credit Acceptance EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111112111342211112222245443
EBITDA-------------$96.50M$27.90M$126.80M$163.00M$122.10M$148.60M$284.50M$291.30M$339.00M$386.10M$270.80M$222.40M$324.60M$181.80M$-55.40M$272.00M$275.40M
Avg Forecast$337.46M$330.18M$326.54M$320.84M$286.88M$280.40M$275.45M$269.76M$271.86M$285.14M$273.13M$320.91M$239.80M$253.47M$241.29M$291.74M$272.20M$224.68M$222.57M$230.62M$224.81M$225.80M$222.24M$151.76M$210.05M$203.38M$188.21M$-162.18M$185.80M$183.70M
High Forecast$341.16M$333.81M$330.12M$324.37M$290.03M$283.48M$278.48M$275.81M$276.55M$286.43M$273.13M$385.09M$254.18M$261.35M$243.94M$350.08M$326.64M$224.68M$222.57M$276.75M$224.81M$225.80M$222.24M$182.11M$210.05M$203.38M$188.21M$-129.74M$185.80M$183.70M
Low Forecast$333.09M$325.91M$322.31M$316.69M$283.16M$276.77M$271.89M$263.72M$265.03M$283.86M$273.13M$256.73M$231.23M$246.94M$238.17M$233.39M$217.76M$224.68M$222.57M$184.50M$224.81M$225.80M$222.24M$121.41M$210.05M$203.38M$188.21M$-194.62M$185.80M$183.70M
Surprise %-------------0.38%0.12%0.43%0.60%0.54%0.67%1.23%1.30%1.50%1.74%1.78%1.06%1.60%0.97%0.34%1.46%1.50%

3 analysts predict CACC's average Quarter EBITDA for Dec 23 to be $239.80M, with a high of $254.18M and a low of $231.23M. This is 148.50% upper than Credit Acceptance's previous annual EBITDA (Sep 23) of $96.50M.

Credit Acceptance Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111112111342211112222245443
Net Income-------------$70.80M$22.20M$99.50M$127.30M$86.80M$107.40M$214.30M$217.60M$250.00M$288.60M$202.10M$166.30M$242.10M$96.40M$-83.80M$161.90M$165.40M
Avg Forecast$146.37M$135.70M$133.46M$137.50M$122.35M$114.81M$111.08M$106.27M$98.45M$114.36M$109.95M$236.24M$73.20M$70.92M$101.56M$214.77M$203.33M$126.83M$158.37M$169.78M$155.85M$144.15M$127.28M$113.26M$88.62M$69.83M$59.51M$-245.32M$108.70M$110.20M
High Forecast$148.46M$137.64M$135.37M$139.46M$124.10M$116.45M$112.67M$113.27M$104.49M$116.60M$111.27M$283.49M$104.62M$122.84M$103.01M$257.72M$244.00M$126.83M$158.37M$203.73M$155.85M$144.15M$127.28M$135.91M$88.62M$69.83M$59.51M$-196.26M$108.70M$110.20M
Low Forecast$143.91M$133.41M$131.22M$135.18M$120.29M$112.88M$109.22M$99.28M$92.41M$112.12M$108.64M$189.00M$45.02M$36.02M$99.85M$171.81M$162.67M$126.83M$158.37M$135.82M$155.85M$144.15M$127.28M$90.61M$88.62M$69.83M$59.51M$-294.38M$108.70M$110.20M
Surprise %-------------1.00%0.22%0.46%0.63%0.68%0.68%1.26%1.40%1.73%2.27%1.78%1.88%3.47%1.62%0.34%1.49%1.50%

Credit Acceptance's average Quarter net income forecast for Dec 23 is $73.20M, with a range of $45.02M to $104.62M. CACC's average Quarter net income forecast represents a 3.39% increase compared to the company's last Quarter net income of $70.80M (Sep 23).

Credit Acceptance SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111112111342211112222245443
SG&A-------------$43.80M$46.80M$40.10M$38.60M$36.30M$51.30M$38.10M$37.30M$33.20M$31.80M$63.30M$38.40M$33.80M$32.80M$34.10M$34.30M$33.80M
Avg Forecast$65.62M$64.20M$63.49M$62.39M$55.78M$54.52M$53.56M$52.46M$52.86M$55.45M$53.11M$42.00M$46.63M$49.29M$46.92M$38.18M$34.85M$46.44M$46.00M$30.18M$46.47M$46.67M$45.93M$35.47M$43.41M$42.04M$38.90M$99.83M$38.40M$37.97M
High Forecast$66.34M$64.91M$64.19M$63.07M$56.40M$55.12M$54.15M$53.63M$53.77M$55.69M$53.11M$50.40M$49.43M$50.82M$47.43M$45.82M$41.83M$46.44M$46.00M$36.22M$46.47M$46.67M$45.93M$42.57M$43.41M$42.04M$38.90M$119.79M$38.40M$37.97M
Low Forecast$64.77M$63.37M$62.67M$61.58M$55.06M$53.82M$52.87M$51.28M$51.53M$55.20M$53.11M$33.60M$44.96M$48.02M$46.31M$30.55M$27.88M$46.44M$46.00M$24.15M$46.47M$46.67M$45.93M$28.38M$43.41M$42.04M$38.90M$79.86M$38.40M$37.97M
Surprise %-------------0.89%1.00%1.05%1.11%0.78%1.12%1.26%0.80%0.71%0.69%1.78%0.88%0.80%0.84%0.34%0.89%0.89%

Credit Acceptance's average Quarter SG&A projection for Dec 23 is $46.63M, based on 3 Wall Street analysts, with a range of $44.96M to $49.43M. The forecast indicates a 6.46% rise compared to CACC last annual SG&A of $43.80M (Sep 23).

Credit Acceptance EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts111111112111342211112222245443
EPS-------------$5.47-$7.62$9.59$6.53$7.99$15.02$14.77$15.83$17.19$11.85$9.47$13.57$5.40$-4.61$8.63$8.73
Avg Forecast$11.79$10.93$10.75$11.07$9.86$9.25$8.95$8.56$7.93$9.21$8.86$9.13$5.90$5.71$8.18$8.21$7.40$10.33$12.89$12.04$12.69$11.74$10.36$7.92$7.21$5.69$4.84$3.58$8.85$8.97
High Forecast$11.96$11.09$10.90$11.23$10.00$9.38$9.08$9.12$8.42$9.39$8.96$9.26$8.43$9.89$8.30$8.32$7.51$10.33$12.89$12.04$12.69$11.74$10.36$7.92$7.21$5.69$4.84$3.58$8.85$8.97
Low Forecast$11.59$10.75$10.57$10.89$9.69$9.09$8.80$8.00$7.44$9.03$8.75$8.98$3.63$2.90$8.04$8.07$7.28$10.33$12.89$12.04$12.69$11.74$10.36$7.92$7.21$5.69$4.84$3.58$8.85$8.97
Surprise %-------------0.96%-0.93%1.30%0.63%0.62%1.25%1.16%1.35%1.66%1.50%1.31%2.39%1.11%-1.29%0.98%0.97%

According to 3 Wall Street analysts, Credit Acceptance's projected average Quarter EPS for Dec 23 is $5.90, with a low estimate of $3.63 and a high estimate of $8.43. This represents a 7.79% increase compared to CACC previous annual EPS of $5.47 (Sep 23).

Credit Acceptance Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
FCFSFirstCash$107.09$130.0021.39%Buy
ECPGEncore Capital Group$48.39$58.0019.86%Buy
CACCCredit Acceptance$441.77$460.004.13%Sell

CACC Forecast FAQ


Is Credit Acceptance a good buy?

No, according to 1 Wall Street analysts, Credit Acceptance (CACC) is considered a 'Sell'. The rating consensus is based on 0 'Strong Buy' and 0 'Buy' recommendations, accounting for 0% of CACC's total ratings.

What is CACC's price target?

Credit Acceptance (CACC) average price target is $460 with a range of $460 to $460, implying a 4.13% from its last price of $441.77. The data is based on 1 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Credit Acceptance stock go up soon?

According to Wall Street analysts' prediction for CACC stock, the company can go up by 4.13% (from the last price of $441.77 to the average price target of $460), up by 4.13% based on the highest stock price target, and up by 4.13% based on the lowest stock price target.

Can Credit Acceptance stock reach $700?

CACC's average twelve months analyst stock price target of $460 does not support the claim that Credit Acceptance can reach $700 in the near future.

What are Credit Acceptance's analysts' financial forecasts?

Credit Acceptance's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $2.14B (high $2.17B, low $2.11B), average EBITDA is $1.11B (high $1.13B, low $1.1B), average net income is $454.52M (high $466.49M, low $441.66M), average SG&A $216.32M (high $219.3M, low $213.03M), and average EPS is $36.61 (high $37.57, low $35.57). CACC's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $2.53B (high $2.56B, low $2.5B), average EBITDA is $1.32B (high $1.33B, low $1.3B), average net income is $553.03M (high $560.93M, low $543.73M), average SG&A $255.7M (high $258.51M, low $252.39M), and average EPS is $44.55 (high $45.18, low $43.8).

Did the CACC's actual financial results beat the analysts' financial forecasts?

Based on Credit Acceptance's last annual report (Dec 2022), the company's revenue was $1.75B, which missed the average analysts forecast of $1.81B by -3.38%. Apple's EBITDA was $711.7M, missing the average prediction of $950.07M by -25.09%. The company's net income was $535.8M, missing the average estimation of $658.31M by -18.61%. Apple's SG&A was $164.3M, beating the average forecast of $157.48M by 4.33%. Lastly, the company's EPS was $39.5, missing the average prediction of $42.66 by -7.42%. In terms of the last quarterly report (Sep 2023), Credit Acceptance's revenue was $478.6M, missing the average analysts' forecast of $487.25M by -1.78%. The company's EBITDA was $96.5M, missing the average prediction of $253.47M by -61.93%. Credit Acceptance's net income was $70.8M, missing the average estimation of $70.92M by -0.17%. The company's SG&A was $43.8M, missing the average forecast of $49.29M by -11.13%. Lastly, the company's EPS was $5.47, missing the average prediction of $5.71 by -4.25%