Credit Acceptance (CACC) Stock Forecast, Price Target & Predictions
CACC Stock Forecast
Credit Acceptance stock forecast is as follows: an average price target of $460.00 (represents a 6.40% upside from CACC’s last price of $432.34) and
CACC Price Target
Credit Acceptance Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| May 03, 2022 | - | Credit Suisse | $460.00 | $568.64 | -19.11% | 6.40% |
The latest Credit Acceptance stock forecast, released on May 03, 2022 by Credit Suisse company, set a price target of $460.00, which represents a -19.11% decrease from the stock price at the time of the forecast ($568.64), and a 6.40% increase from CACC last price ($432.34).
Credit Acceptance Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | - | - | - |
| Avg Price Target | - | - | - |
| Last Closing Price | $432.34 | $432.34 | $432.34 |
| Upside/Downside | -100.00% | -100.00% | -100.00% |
In the current month, the average price target of Credit Acceptance stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Credit Acceptance's last price of $432.34. This month's average price target is down NaN% compared to last quarter, and down NaN% compared to last year.
Credit Acceptance Financial Forecast
Credit Acceptance Revenue Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | $478.60M | $477.90M | $438.50M | $433.10M | $437.00M | - | $437.90M | $462.90M | $469.90M | $471.70M | $450.80M | $446.80M | $426.30M | $406.10M | $388.90M | $385.50M | $378.60M |
| Avg Forecast | $712.00M | $685.80M | $669.10M | $651.80M | $591.15M | $577.55M | $573.55M | $556.70M | $554.24M | $543.19M | $525.03M | $497.71M | $460.96M | $487.25M | $463.83M | $458.12M | $452.89M | $459.07M | $454.77M | $443.42M | $459.36M | $461.37M | $454.09M | $429.20M | $429.19M | $415.56M | $384.56M | $403.62M | $379.65M | $375.35M |
| High Forecast | $729.33M | $702.50M | $685.39M | $667.67M | $605.54M | $591.61M | $587.51M | $570.25M | $567.74M | $559.94M | $537.82M | $509.83M | $488.61M | $502.40M | $475.12M | $469.27M | $463.92M | $470.25M | $454.77M | $467.99M | $484.81M | $486.94M | $479.25M | $452.98M | $452.97M | $438.58M | $405.87M | $425.98M | $400.69M | $396.15M |
| Low Forecast | $694.67M | $669.10M | $652.81M | $635.93M | $576.76M | $563.49M | $559.59M | $543.15M | $540.75M | $533.32M | $512.25M | $485.60M | $444.50M | $474.70M | $452.54M | $446.96M | $441.86M | $447.90M | $454.77M | $382.53M | $396.27M | $398.01M | $391.73M | $370.26M | $370.25M | $358.49M | $331.75M | $348.19M | $327.51M | $323.80M |
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 2 | 3 | 2 | 2 | 4 | 7 | 4 | 6 | 4 | 6 | 3 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.98% | 1.03% | 0.96% | 0.96% | 0.95% | - | 0.99% | 1.01% | 1.02% | 1.04% | 1.05% | 1.04% | 1.03% | 1.06% | 0.96% | 1.02% | 1.01% |
Credit Acceptance's average Quarter revenue forecast for Dec 23 based on 3 analysts is $460.96M, with a low forecast of $444.50M, and a high forecast of $488.61M. CACC's average Quarter revenue forecast represents a -3.69% decrease compared to the company's last Quarter revenue of $478.60M (Sep 23).
Credit Acceptance EBITDA Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 2 | 3 | 2 | 2 | 4 | 7 | 4 | 6 | 4 | 6 | 3 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | $96.50M | $27.90M | $126.80M | $163.00M | $122.10M | - | $284.50M | $291.30M | $339.00M | $386.10M | $270.80M | $222.40M | $324.60M | $181.80M | $-55.40M | $272.00M | $275.40M |
| Avg Forecast | $348.46M | $335.64M | $327.47M | $319.00M | $289.32M | $282.66M | $280.70M | $272.46M | $271.25M | $265.85M | $256.96M | $320.91M | $225.60M | $238.47M | $227.00M | $291.74M | $221.65M | $362.09M | $222.57M | $230.62M | $247.46M | $329.17M | $278.41M | $151.76M | $154.32M | $136.80M | $161.18M | $-162.18M | $279.68M | $282.17M |
| High Forecast | $356.94M | $343.81M | $335.44M | $326.76M | $296.36M | $289.54M | $287.54M | $279.09M | $277.86M | $274.04M | $263.21M | $385.09M | $239.13M | $245.88M | $232.53M | $350.08M | $227.05M | $434.50M | $222.57M | $276.75M | $296.95M | $395.00M | $334.09M | $182.11M | $185.19M | $164.16M | $193.42M | $-129.74M | $335.62M | $338.60M |
| Low Forecast | $339.98M | $327.47M | $319.49M | $311.23M | $282.27M | $275.78M | $273.87M | $265.82M | $264.65M | $261.01M | $250.70M | $256.73M | $217.54M | $232.32M | $221.48M | $233.39M | $216.25M | $289.67M | $222.57M | $184.50M | $197.96M | $263.34M | $222.73M | $121.41M | $123.46M | $109.44M | $128.95M | $-194.62M | $223.75M | $225.74M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.40% | 0.12% | 0.43% | 0.74% | 0.34% | - | 1.23% | 1.18% | 1.03% | 1.39% | 1.78% | 1.44% | 2.37% | 1.13% | 0.34% | 0.97% | 0.98% |
3 analysts predict CACC's average Quarter EBITDA for Dec 23 to be $225.60M, with a high of $239.13M and a low of $217.54M. This is 133.78% upper than Credit Acceptance's previous annual EBITDA (Sep 23) of $96.50M.
Credit Acceptance Net Income Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 2 | 3 | 2 | 2 | 4 | 7 | 4 | 6 | 4 | 6 | 3 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | $70.80M | $22.20M | $99.50M | $127.30M | $86.80M | - | $214.30M | $217.60M | $250.00M | $288.60M | $202.10M | $166.30M | $242.10M | $96.40M | $-83.80M | $161.90M | $165.40M |
| Avg Forecast | $139.40M | $135.84M | $144.68M | $122.21M | $134.29M | $129.02M | $125.08M | $117.84M | $113.76M | $108.70M | $106.17M | $236.24M | $72.42M | $70.16M | $100.47M | $214.77M | $90.93M | $267.03M | $163.07M | $169.78M | $184.85M | $242.75M | $208.10M | $113.26M | $115.40M | $102.03M | $85.47M | $-245.32M | $166.47M | $169.47M |
| High Forecast | $143.81M | $140.14M | $149.26M | $126.08M | $138.54M | $133.10M | $129.03M | $121.57M | $117.36M | $124.99M | $109.53M | $283.49M | $103.50M | $121.52M | $103.65M | $257.72M | $93.81M | $320.43M | $163.07M | $203.73M | $221.82M | $291.30M | $249.73M | $135.91M | $138.48M | $122.44M | $102.56M | $-196.26M | $199.77M | $203.36M |
| Low Forecast | $134.99M | $131.54M | $140.10M | $118.34M | $130.04M | $124.94M | $121.12M | $114.11M | $110.16M | $89.98M | $102.81M | $189.00M | $44.54M | $35.63M | $97.29M | $171.81M | $88.05M | $213.62M | $163.07M | $135.82M | $147.88M | $194.20M | $166.48M | $90.61M | $92.32M | $81.62M | $68.37M | $-294.38M | $133.18M | $135.57M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.01% | 0.22% | 0.46% | 1.40% | 0.33% | - | 1.26% | 1.18% | 1.03% | 1.39% | 1.78% | 1.44% | 2.37% | 1.13% | 0.34% | 0.97% | 0.98% |
Credit Acceptance's average Quarter net income forecast for Dec 23 is $72.42M, with a range of $44.54M to $103.50M. CACC's average Quarter net income forecast represents a 2.28% increase compared to the company's last Quarter net income of $70.80M (Sep 23).
Credit Acceptance SG&A Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 2 | 3 | 2 | 2 | 4 | 7 | 4 | 6 | 4 | 6 | 3 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | $43.80M | $46.80M | $40.10M | $38.60M | $36.30M | - | $38.10M | $37.30M | $33.20M | $31.80M | $63.30M | $38.40M | $33.80M | $32.80M | $34.10M | $34.30M | $33.80M |
| Avg Forecast | $72.02M | $69.37M | $67.68M | $65.93M | $59.80M | $58.42M | $58.02M | $56.31M | $56.06M | $54.95M | $53.11M | $42.00M | $46.63M | $49.29M | $46.92M | $38.18M | $45.81M | $35.46M | $46.00M | $30.18M | $31.69M | $32.24M | $22.93M | $35.47M | $26.65M | $14.24M | $29.08M | $99.83M | $35.27M | $34.63M |
| High Forecast | $73.78M | $71.06M | $69.33M | $67.54M | $61.25M | $59.84M | $59.43M | $57.68M | $57.43M | $56.64M | $54.40M | $50.40M | $49.43M | $50.82M | $48.06M | $45.82M | $46.93M | $42.55M | $46.00M | $36.22M | $38.02M | $38.68M | $27.52M | $42.57M | $31.98M | $17.09M | $34.90M | $119.79M | $42.32M | $41.56M |
| Low Forecast | $70.27M | $67.68M | $66.03M | $64.33M | $58.34M | $57.00M | $56.60M | $54.94M | $54.70M | $53.95M | $51.82M | $33.60M | $44.96M | $48.02M | $45.78M | $30.55M | $44.70M | $28.37M | $46.00M | $24.15M | $25.35M | $25.79M | $18.34M | $28.38M | $21.32M | $11.40M | $23.26M | $79.86M | $28.22M | $27.70M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.89% | 1.00% | 1.05% | 0.84% | 1.02% | - | 1.26% | 1.18% | 1.03% | 1.39% | 1.78% | 1.44% | 2.37% | 1.13% | 0.34% | 0.97% | 0.98% |
Credit Acceptance's average Quarter SG&A projection for Dec 23 is $46.63M, based on 3 Wall Street analysts, with a range of $44.96M to $49.43M. The forecast indicates a 6.46% rise compared to CACC last annual SG&A of $43.80M (Sep 23).
Credit Acceptance EPS Forecast
| Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | Jun 20 | Mar 20 | Dec 19 | Sep 19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 1 | 1 | 1 | 1 | - | - | - | - | 1 | 2 | 1 | 1 | 3 | 4 | 2 | 2 | 1 | 1 | 1 | 2 | 3 | 2 | 2 | 4 | 7 | 4 | 6 | 4 | 6 | 3 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | $5.47 | - | $7.62 | $9.59 | $6.53 | - | $15.02 | $14.77 | $15.83 | $17.19 | $11.85 | $9.47 | $13.57 | $5.40 | $-4.61 | $8.63 | $8.73 |
| Avg Forecast | $11.35 | $11.06 | $11.78 | $9.95 | $10.93 | $10.50 | $10.18 | $9.59 | $9.26 | $8.85 | $8.64 | $9.13 | $5.90 | $5.71 | $8.18 | $8.21 | $7.40 | $10.33 | $12.89 | $12.04 | $12.69 | $11.74 | $10.36 | $7.92 | $7.21 | $5.69 | $4.84 | $3.58 | $8.85 | $8.97 |
| High Forecast | $11.71 | $11.41 | $12.15 | $10.26 | $11.28 | $10.84 | $10.51 | $9.90 | $9.56 | $10.18 | $8.92 | $9.42 | $8.43 | $9.89 | $8.44 | $8.47 | $7.64 | $10.65 | $12.89 | $12.91 | $13.60 | $12.58 | $11.11 | $8.50 | $7.73 | $6.10 | $5.19 | $3.83 | $9.49 | $9.62 |
| Low Forecast | $10.99 | $10.71 | $11.41 | $9.64 | $10.59 | $10.17 | $9.86 | $9.29 | $8.97 | $7.33 | $8.37 | $8.84 | $3.63 | $2.90 | $7.92 | $7.95 | $7.17 | $10.00 | $12.89 | $9.89 | $10.42 | $9.64 | $8.51 | $6.51 | $5.93 | $4.67 | $3.98 | $2.94 | $7.27 | $7.37 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.96% | - | 0.93% | 1.30% | 0.63% | - | 1.25% | 1.16% | 1.35% | 1.66% | 1.50% | 1.31% | 2.39% | 1.11% | -1.29% | 0.98% | 0.97% |
According to 3 Wall Street analysts, Credit Acceptance's projected average Quarter EPS for Dec 23 is $5.90, with a low estimate of $3.63 and a high estimate of $8.43. This represents a 7.79% increase compared to CACC previous annual EPS of $5.47 (Sep 23).
Credit Acceptance Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| FCFS | FirstCash | $117.16 | $130.00 | 10.96% | Buy |
| CACC | Credit Acceptance | $432.34 | $460.00 | 6.40% | Buy |
CACC Forecast FAQ
Will Credit Acceptance stock go up soon?
According to Wall Street analysts' prediction for CACC stock, the company can go up by 6.40% (from the last price of $432.34 to the average price target of $460), up by 6.40% based on the highest stock price target, and up by 6.40% based on the lowest stock price target.
Can Credit Acceptance stock reach $600?
CACC's average twelve months analyst stock price target of $460 does not support the claim that Credit Acceptance can reach $600 in the near future.
What are Credit Acceptance's analysts' financial forecasts?
Credit Acceptance's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $2.3B (high $2.35B, low $2.24B), average EBITDA is $1.13B (high $1.15B, low $1.1B), average net income is $506.22M (high $522.24M, low $490.2M), average SG&A $232.55M (high $238.21M, low $226.89M), and average EPS is $41.22 (high $42.52, low $39.91). CACC's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $2.72B (high $2.78B, low $2.65B), average EBITDA is $1.33B (high $1.36B, low $1.3B), average net income is $542.14M (high $559.29M, low $524.98M), average SG&A $275.01M (high $281.7M, low $268.31M), and average EPS is $44.14 (high $45.54, low $42.74).
Did the CACC's actual financial results beat the analysts' financial forecasts?
Based on Credit Acceptance's last annual report (Dec 2022), the company's revenue was $1.75B, which missed the average analysts forecast of $1.81B by -3.38%. Apple's EBITDA was $711.7M, missing the average prediction of $1.04B by -31.36%. The company's net income was $535.8M, missing the average estimation of $690.81M by -22.44%. Apple's SG&A was $164.3M, beating the average forecast of $157.46M by 4.34%. Lastly, the company's EPS was $39.5, missing the average prediction of $42.66 by -7.42%. In terms of the last quarterly report (Sep 2023), Credit Acceptance's revenue was $478.6M, missing the average analysts' forecast of $487.25M by -1.78%. The company's EBITDA was $96.5M, missing the average prediction of $238.47M by -59.53%. Credit Acceptance's net income was $70.8M, beating the average estimation of $70.16M by 0.91%. The company's SG&A was $43.8M, missing the average forecast of $49.29M by -11.13%. Lastly, the company's EPS was $5.47, missing the average prediction of $5.71 by -4.25%