Atlanticus (ATLC) Stock Forecast, Price Target & Predictions


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ATLC Stock Forecast


Atlanticus stock forecast is as follows: an average price target of $43.50 (represents a 38.54% upside from ATLC’s last price of $31.40) and a rating consensus of 'Buy', based on 2 wall street analysts offering a 1-year stock forecast.

ATLC Price Target


The average price target for Atlanticus (ATLC) is $43.50 based on 1-year price targets from 2 Wall Street analysts in the past 3 months, with a price target range of $45.00 to $42.00. This represents a potential 38.54% upside from ATLC's last price of $31.40.

ATLC Analyst Ratings


Buy

According to 2 Wall Street analysts, Atlanticus's rating consensus is 'Buy'. The analyst rating breakdown for ATLC stock is 0 'Strong Buy' (0.00%), 2 'Buy' (100.00%), 0 'Hold' (0.00%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).

Atlanticus Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jun 06, 2024Vincent CainticBTIG$45.00$26.4470.20%43.31%
Jan 13, 2023-JMP Securities$42.00$30.1339.40%33.76%
Jul 15, 2022-JMP Securities$60.00$39.8950.41%91.08%
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The latest Atlanticus stock forecast, released on Jun 06, 2024 by Vincent Caintic from BTIG, set a price target of $45.00, which represents a 70.20% increase from the stock price at the time of the forecast ($26.44), and a 43.31% increase from ATLC last price ($31.40).

Atlanticus Price Target by Period


1M3M12M
# Anlaysts--1
Avg Price Target--$45.00
Last Closing Price$31.40$31.40$31.40
Upside/Downside-100.00%-100.00%43.31%

In the current month, the average price target of Atlanticus stock is -, according to 0 Wall Street analyst offering twelve months forecast. The average price target represents a -100.00% decrease as opposed to Atlanticus's last price of $31.40. This month's average price target is down NaN% compared to last quarter, and down -100.00% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Jun 07, 2024Keefe, Bruyette & WoodsMarket OutperformMarket OutperformHold
Jun 06, 2024BTIG-BuyInitialise
May 22, 2024JMP SecuritiesUnderperformUnderperformHold
May 22, 2024Keefe, Bruyette & WoodsMarket PerformMarket PerformHold
Mar 11, 2024JMP SecuritiesOutperformOutperformHold
Oct 16, 2023JMP SecuritiesMarket OutperformMarket OutperformHold
Jan 13, 2023JMP SecuritiesMarket OutperformMarket OutperformHold
Jul 15, 2022JMP SecuritiesMarket OutperformMarket OutperformHold
May 16, 2022JMP SecuritiesMarket OutperformMarket OutperformHold
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Atlanticus's last stock rating was published by Keefe, Bruyette & Woods on Jun 07, 2024. The company gave ATLC a "Market Outperform" rating, the same as its previous rate.

Atlanticus Financial Forecast


Atlanticus Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Jun 11Mar 11Sep 10Jun 10Mar 10Mar 09Dec 08
Revenue------------$732.71M$294.91M$290.84M$62.65M$58.90M$68.04M-$85.07M$107.29M$113.61M$91.34M$27.46M$58.29M$85.13M$221.29M$212.62M$-52.06M-
Avg Forecast$443.81M$420.75M$397.11M$383.79M$382.58M$364.24M$350.33M$341.07M$341.85M$326.72M$311.13M$311.36M$306.48M$300.45M$270.42M$276.60M$290.54M$285.59M$245.83M$229.90M$213.84M$187.47M$154.34M$202.50M$141.95M$156.07M$147.24M$160.62M$-56.40M$165.67M
High Forecast$455.03M$431.38M$407.15M$393.49M$392.25M$373.45M$359.19M$349.69M$350.49M$335.08M$318.99M$319.23M$311.51M$308.05M$277.26M$283.59M$297.89M$292.81M$245.83M$236.51M$219.99M$192.86M$158.78M$243.00M$170.34M$187.28M$176.68M$192.74M$-45.12M$198.80M
Low Forecast$436.69M$414.00M$390.74M$377.64M$376.44M$358.40M$344.71M$335.60M$336.37M$321.58M$306.14M$306.37M$303.55M$295.64M$266.08M$272.16M$285.88M$281.01M$245.83M$222.26M$206.74M$181.24M$149.21M$162.00M$113.56M$124.85M$117.79M$128.49M$-67.68M$132.53M
# Analysts222211112421311111--22216141314101811
Surprise %------------2.39%0.98%1.08%0.23%0.20%0.24%-0.37%0.50%0.61%0.59%0.14%0.41%0.55%1.50%1.32%0.92%-

Atlanticus's average Quarter revenue forecast for Mar 24 based on 1 analysts is $311.36M, with a low forecast of $306.37M, and a high forecast of $319.23M. ATLC's average Quarter revenue forecast represents a -57.51% decrease compared to the company's last Quarter revenue of $732.71M (Dec 23).

Atlanticus EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Jun 11Mar 11Sep 10Jun 10Mar 10Mar 09Dec 08
# Analysts222211112421311111--22216141314101811
EBITDA------------$-146.22M$238.42M$234.37M$208.84M$156.45M$55.43M-$57.22M$80.81M$68.85M$61.67M$115.02M$43.45M$17.43M$-8.99M$-20.48M$-156.05M-
Avg Forecast$174.27M$165.21M$155.93M$150.70M$150.23M$143.03M$137.56M$133.93M$134.23M$128.29M$122.17M$87.25M$120.34M$117.98M$106.19M$79.31M$114.09M$52.51M$96.53M$72.10M$83.97M$47.73M$55.59M$183.58M$55.34M$19.72M$-6.06M$-17.01M$-169.05M$-34.39M
High Forecast$178.67M$169.39M$159.87M$154.51M$154.02M$146.64M$141.04M$137.31M$137.63M$131.58M$125.26M$104.69M$122.32M$120.96M$108.87M$95.18M$116.97M$63.01M$96.53M$86.52M$86.38M$57.28M$66.70M$220.29M$66.41M$23.67M$-4.85M$-13.61M$-135.24M$-27.51M
Low Forecast$171.47M$162.56M$153.43M$148.29M$147.82M$140.73M$135.36M$131.78M$132.08M$126.27M$120.21M$69.80M$119.19M$116.09M$104.48M$63.45M$112.26M$42.01M$96.53M$57.68M$81.18M$38.19M$44.47M$146.86M$44.27M$15.78M$-7.28M$-20.41M$-202.86M$-41.27M
Surprise %-------------1.22%2.02%2.21%2.63%1.37%1.06%-0.79%0.96%1.44%1.11%0.63%0.79%0.88%1.48%1.20%0.92%-

3 analysts predict ATLC's average Quarter EBITDA for Dec 23 to be $120.34M, with a high of $122.32M and a low of $119.19M. This is -49.53% lower than Atlanticus's previous annual EBITDA (Sep 23) of $238.42M.

Atlanticus Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Jun 11Mar 11Sep 10Jun 10Mar 10Mar 09Dec 08
# Analysts222211112421311111--22216141314101811
Net Income------------$-5.97M$38.54M$39.21M$26.21M$23.99M$32.57M-$45.01M$49.84M$46.97M$36.88M$100.77M$28.45M$1.76M$-28.96M$-42.78M$-112.52M-
Avg Forecast$43.51M$47.20M$30.77M$54.73M$29.68M$30.05M$26.38M$24.31M$23.55M$23.19M$17.12M$51.88M$18.08M$19.04M$16.49M$47.17M$28.31M$35.83M$25.75M$42.88M$37.89M$32.57M$33.24M$160.82M$36.24M$1.99M$-19.53M$-35.54M$-121.89M$-53.94M
High Forecast$44.94M$48.75M$31.78M$56.53M$30.65M$31.03M$27.25M$25.11M$24.32M$24.88M$17.68M$62.26M$18.82M$19.67M$17.03M$56.60M$29.24M$42.99M$25.75M$51.46M$39.30M$39.08M$39.89M$192.99M$43.49M$2.39M$-15.62M$-28.43M$-97.51M$-43.15M
Low Forecast$42.60M$46.22M$30.13M$53.59M$29.06M$29.42M$25.83M$23.80M$23.06M$21.68M$16.76M$41.51M$16.98M$18.65M$16.14M$37.73M$27.72M$28.66M$25.75M$34.30M$36.25M$26.05M$26.59M$128.66M$28.99M$1.59M$-23.43M$-42.65M$-146.27M$-64.73M
Surprise %-------------0.33%2.02%2.38%0.56%0.85%0.91%-1.05%1.32%1.44%1.11%0.63%0.79%0.88%1.48%1.20%0.92%-

Atlanticus's average Quarter net income forecast for Dec 23 is $18.08M, with a range of $16.98M to $18.82M. ATLC's average Quarter net income forecast represents a -53.08% decrease compared to the company's last Quarter net income of $38.54M (Sep 23).

Atlanticus SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Jun 11Mar 11Sep 10Jun 10Mar 10Mar 09Dec 08
# Analysts222211112421311111--22216141314101811
SG&A------------$6.30M$12.60M$14.49M$21.01M$21.72M$21.42M-$32.00M$25.64M$24.92M$21.56M$25.43M$34.63M$45.36M$49.00M$57.74M$76.65M-
Avg Forecast$92.11M$87.33M$82.42M$79.66M$79.41M$75.60M$72.71M$70.79M$70.95M$67.81M$64.58M$27.51M$63.61M$62.36M$56.13M$25.01M$60.30M$19.00M$51.02M$22.73M$44.38M$17.28M$19.44M$40.59M$44.11M$51.31M$33.04M$47.97M$-11.71M$34.38M
High Forecast$94.44M$89.54M$84.51M$81.67M$81.41M$77.51M$74.55M$72.58M$72.75M$69.55M$66.21M$33.01M$64.66M$63.94M$57.55M$30.01M$61.83M$22.80M$51.02M$27.28M$45.66M$20.73M$23.32M$48.71M$52.94M$61.57M$39.65M$57.56M$-9.36M$41.26M
Low Forecast$90.64M$85.93M$81.10M$78.38M$78.13M$74.39M$71.55M$69.66M$69.81M$66.75M$63.54M$22.01M$63.00M$61.36M$55.23M$20.01M$59.34M$15.20M$51.02M$18.19M$42.91M$13.82M$15.55M$32.47M$35.29M$41.05M$26.43M$38.37M$-14.05M$27.51M
Surprise %------------0.10%0.20%0.26%0.84%0.36%1.13%-1.41%0.58%1.44%1.11%0.63%0.79%0.88%1.48%1.20%-6.55%-

Atlanticus's average Quarter SG&A projection for Mar 24 is $27.51M, based on 1 Wall Street analysts, with a range of $22.01M to $33.01M. The forecast indicates a 336.42% rise compared to ATLC last annual SG&A of $6.30M (Dec 23).

Atlanticus EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Jun 11Mar 11Sep 10Jun 10Mar 10Mar 09Dec 08
# Analysts222211112421311111--22216141314101811
EPS------------$-4.45$1.30$1.30$1.38$6.78$1.81-$2.62$3.30$2.67$2.12$4.45$0.80$0.05$-0.73$-0.89$-2.37-
Avg Forecast$2.31$2.51$1.64$2.91$1.58$1.60$1.40$1.29$1.25$1.23$0.91$1.01$0.96$1.01$0.88$0.94$1.50$1.31$1.38$2.19$2.03$1.73$1.42$-1.20$-1.21$-1.38$-0.89$-1.08$-0.91$-1.49
High Forecast$2.39$2.59$1.69$3.01$1.63$1.65$1.45$1.34$1.29$1.32$0.94$1.05$1.00$1.05$0.91$0.97$1.55$1.36$1.38$2.27$2.10$1.79$1.47$-0.96$-0.97$-1.10$-0.71$-0.86$-0.73$-1.19
Low Forecast$2.27$2.46$1.60$2.85$1.55$1.56$1.37$1.27$1.23$1.15$0.89$0.99$0.90$0.99$0.86$0.92$1.47$1.29$1.38$2.09$1.94$1.65$1.36$-1.44$-1.45$-1.66$-1.07$-1.30$-1.09$-1.78
Surprise %-------------4.63%1.28%1.48%1.48%4.50%1.38%-1.20%1.63%1.55%1.50%-3.71%-0.66%-0.04%0.82%0.82%2.60%-

According to 3 Wall Street analysts, Atlanticus's projected average Quarter EPS for Dec 23 is $0.96, with a low estimate of $0.90 and a high estimate of $1.00. This represents a -26.04% decrease compared to ATLC previous annual EPS of $1.30 (Sep 23).

Atlanticus Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
ATLCAtlanticus$31.40$43.5038.54%Buy
QFIN360 DigiTech$25.08$28.1512.24%Buy
FCFSFirstCash$117.16$130.0010.96%Buy
NAVINavient$15.77$16.001.46%Sell
ENVAEnova$79.32$60.75-23.41%Buy

ATLC Forecast FAQ


Yes, according to 2 Wall Street analysts, Atlanticus (ATLC) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 2 'Buy' recommendations, accounting for 100.00% of ATLC's total ratings.

Atlanticus (ATLC) average price target is $43.5 with a range of $42 to $45, implying a 38.54% from its last price of $31.4. The data is based on 2 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

According to Wall Street analysts' prediction for ATLC stock, the company can go up by 38.54% (from the last price of $31.4 to the average price target of $43.5), up by 43.31% based on the highest stock price target, and up by 33.76% based on the lowest stock price target.

ATLC's average twelve months analyst stock price target of $43.5 does not support the claim that Atlanticus can reach $50 in the near future.

Atlanticus's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $1.44B (high $1.47B, low $1.42B), average EBITDA is $564.75M (high $579.02M, low $555.69M), average net income is $110.42M (high $114.04M, low $108.11M), average SG&A $298.51M (high $306.06M, low $293.73M), and average EPS is $5.87 (high $6.06, low $5.75). ATLC's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $1.65B (high $1.69B, low $1.62B), average EBITDA is $646.12M (high $662.45M, low $635.76M), average net income is $176.21M (high $182M, low $172.54M), average SG&A $341.52M (high $350.16M, low $336.05M), and average EPS is $9.37 (high $9.68, low $9.17).

Based on Atlanticus's last annual report (Dec 2023), the company's revenue was $1.16B, beating the average analysts forecast of $1.15B by 0.11%. Apple's EBITDA was $929M, beating the average prediction of $423.82M by 119.20%. The company's net income was $77.65M, missing the average estimation of $100.78M by -22.96%. Apple's SG&A was $52.42M, missing the average forecast of $207.11M by -74.69%. Lastly, the company's EPS was $0, missing the average prediction of $3.79 by -100.00%. In terms of the last quarterly report (Dec 2023), Atlanticus's revenue was $732.71M, beating the average analysts' forecast of $306.48M by 139.07%. The company's EBITDA was $-146M, missing the average prediction of $120.34M by -221.50%. Atlanticus's net income was $-5.97M, missing the average estimation of $18.08M by -133.01%. The company's SG&A was $6.3M, missing the average forecast of $63.61M by -90.09%. Lastly, the company's EPS was $-4.45, missing the average prediction of $0.961 by -562.83%