Ally Financial (ALLY) Stock Forecast, Price Target & Predictions


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ALLY Stock Forecast


Ally Financial stock forecast is as follows: an average price target of $47.21 (represents a 43.19% upside from ALLY’s last price of $32.97) and a rating consensus of 'Buy', based on 23 wall street analysts offering a 1-year stock forecast.

ALLY Price Target


The average price target for Ally Financial (ALLY) is $47.21 based on 1-year price targets from 23 Wall Street analysts in the past 3 months, with a price target range of $71.00 to $28.00. This represents a potential 43.19% upside from ALLY's last price of $32.97.

ALLY Analyst Ratings


Buy

According to 23 Wall Street analysts, Ally Financial's rating consensus is 'Buy'. The analyst rating breakdown for ALLY stock is 0 'Strong Buy' (0.00%), 14 'Buy' (60.87%), 8 'Hold' (34.78%), 1 'Sell' (4.35%), and 0 'Strong Sell' (0.00%).

Ally Financial Price Target by Analyst


DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Sep 11, 2024Brandon BermanBank of America Securities$37.00$32.6713.25%12.22%
Sep 10, 2024John PancariEvercore ISI$47.00$32.5844.28%42.55%
Sep 10, 2024John HechtJefferies$45.00$32.9336.65%36.49%
Jul 18, 2024James FotheringhamRaymond James$39.00$42.44-8.11%18.29%
Jul 18, 2024Jon ArfstromRBC Capital$49.00$43.4312.83%48.62%
Jul 18, 2024Jason GoldbergBarclays$44.00$43.431.31%33.45%
Jun 12, 2024Gary MobleyWells Fargo$33.00$38.57-14.44%0.09%
Jun 07, 2024Vincent CainticBTIG$51.00$38.4632.61%54.69%
Apr 19, 2024James FotheringhamBMO Capital$37.00$38.71-4.42%12.22%
Apr 10, 2024Jon ArfstromRBC Capital$43.00$39.159.83%30.42%
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The latest Ally Financial stock forecast, released on Sep 11, 2024 by Brandon Berman from Bank of America Securities, set a price target of $37.00, which represents a 13.25% increase from the stock price at the time of the forecast ($32.67), and a 12.22% increase from ALLY last price ($32.97).

Ally Financial Price Target by Period


1M3M12M
# Anlaysts3614
Avg Price Target$43.00$43.50$42.29
Last Closing Price$32.97$32.97$32.97
Upside/Downside30.42%31.94%28.27%

In the current month, the average price target of Ally Financial stock is $43.00, according to 3 Wall Street analysts offering twelve months forecast. The average price target represents a 30.42% increase as opposed to Ally Financial's last price of $32.97. This month's average price target is down -1.15% compared to last quarter, and up 1.68% compared to last year.

Analyst Ratings Upgrades/Downgrades


DateCompanyPrevious RatingNew RatingRating Change
Sep 11, 2024Cowen & Co.HoldHoldHold
Sep 11, 2024CitigroupBuyBuyHold
Sep 11, 2024Bank of America SecuritiesBuyBuyHold
Sep 10, 2024BarclaysEqual-WeightEqual-WeightHold
Sep 10, 2024JefferiesHoldHoldHold
Sep 10, 2024RBC CapitalOutperformOutperformHold
Jul 18, 2024BMO CapitalPerformPerformHold
Jul 18, 2024Morgan StanleyOverweightOverweightHold
Jul 18, 2024RBC CapitalOutperformOutperformHold
Jul 18, 2024Cowen & Co.BuyBuyHold
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Ally Financial's last stock rating was published by Cowen & Co. on Sep 11, 2024. The company gave ALLY a "Hold" rating, the same as its previous rate.

Ally Financial Financial Forecast


Ally Financial Revenue Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
Revenue-------------$1.67B$2.28B$2.33B$6.00M$2.25B-$20.00M$2.33B$2.15B$2.21B$2.09B$2.16B$1.84B$1.81B$1.66B$1.86B$1.83B
Avg Forecast$2.48B$2.43B$2.36B$2.31B$2.42B$2.34B$2.24B$2.15B$2.12B$2.06B$2.03B$1.96B$2.00B$2.06B$2.09B$2.06B$2.06B$2.16B$2.20B$2.13B$2.07B$2.03B$1.86B$1.76B$1.69B$1.56B$1.57B$1.60B$1.58B$1.57B
High Forecast$2.53B$2.48B$2.41B$2.36B$2.47B$2.39B$2.29B$2.20B$2.17B$2.08B$2.07B$2.00B$2.03B$2.10B$2.14B$2.11B$2.10B$2.20B$2.20B$2.17B$2.11B$2.07B$1.90B$1.80B$1.72B$1.59B$1.60B$1.63B$1.61B$1.60B
Low Forecast$2.41B$2.36B$2.29B$2.24B$2.35B$2.28B$2.18B$2.09B$2.06B$2.04B$1.97B$1.90B$1.98B$2.00B$2.03B$2.00B$2.00B$2.10B$2.20B$2.09B$2.03B$1.98B$1.82B$1.73B$1.65B$1.53B$1.54B$1.57B$1.55B$1.54B
# Analysts64464374497101155954486564646453
Surprise %-------------0.81%1.09%1.13%0.00%1.04%-0.01%1.13%1.06%1.19%1.18%1.28%1.18%1.15%1.04%1.18%1.16%

Ally Financial's average Quarter revenue forecast for Dec 23 based on 11 analysts is $2.00B, with a low forecast of $1.98B, and a high forecast of $2.03B. ALLY's average Quarter revenue forecast represents a 19.41% increase compared to the company's last Quarter revenue of $1.67B (Sep 23).

Ally Financial EBITDA Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts64464374497101155954486564646453
EBITDA-------------$337.00M$2.28B$2.07B$1.96B$1.55B-$1.59B$1.64B$1.64B$1.81B$1.94B$1.89B$1.76B$1.62B$932.00M$1.93B$1.95B
Avg Forecast$749.10M$734.58M$714.62M$698.29M$732.91M$708.54M$678.39M$651.31M$642.06M$624.19M$613.23M$1.82B$603.82M$621.63M$632.92M$1.65B$621.76M$1.61B$664.20M$1.50B$1.59B$1.47B$987.98M$1.02B$990.52M$1.00B$475.07M$483.47M$477.72M$474.64M
High Forecast$764.69M$749.87M$729.50M$712.83M$748.17M$723.29M$692.52M$664.87M$655.43M$630.17M$625.99M$2.18B$612.92M$634.58M$646.09M$1.99B$634.71M$1.93B$664.20M$1.80B$1.91B$1.76B$1.19B$1.22B$1.19B$1.20B$484.62M$493.19M$487.31M$484.17M
Low Forecast$727.44M$713.34M$693.96M$678.10M$711.72M$688.05M$658.78M$632.48M$623.50M$618.22M$595.49M$1.46B$597.75M$603.66M$614.62M$1.32B$603.78M$1.29B$664.20M$1.20B$1.27B$1.17B$790.39M$813.43M$792.42M$802.55M$465.10M$473.32M$467.69M$464.67M
Surprise %-------------0.54%3.61%1.25%3.15%0.96%-1.05%1.03%1.12%1.83%1.91%1.91%1.75%3.42%1.93%4.03%4.11%

11 analysts predict ALLY's average Quarter EBITDA for Dec 23 to be $603.82M, with a high of $612.92M and a low of $597.75M. This is 79.17% upper than Ally Financial's previous annual EBITDA (Sep 23) of $337.00M.

Ally Financial Net Income Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts64464374497101155954486564646453
Net Income-------------$269.00M$329.00M$319.00M$278.00M$299.00M-$655.00M$658.00M$712.00M$900.00M$796.00M$687.00M$476.00M$241.00M$-319.00M$378.00M$381.00M
Avg Forecast$548.53M$525.64M$538.33M$504.47M$502.23M$446.67M$401.74M$296.28M$315.96M$253.83M$197.22M$751.49M$137.67M$247.18M$290.96M$683.17M$300.08M$698.86M$575.46M$621.06M$632.04M$635.32M$491.81M$417.85M$359.86M$271.47M$239.65M$-754.66M$369.87M$369.34M
High Forecast$563.38M$539.86M$552.90M$518.13M$515.82M$458.76M$412.62M$304.30M$324.52M$338.44M$202.55M$901.78M$165.83M$253.87M$298.84M$819.80M$308.20M$838.63M$575.46M$745.27M$758.45M$762.39M$590.17M$501.41M$431.83M$325.77M$287.58M$-603.73M$443.85M$443.20M
Low Forecast$527.91M$505.88M$518.10M$485.51M$483.35M$429.88M$386.64M$285.14M$304.09M$114.83M$189.81M$601.19M$103.25M$237.89M$280.03M$546.53M$288.80M$559.08M$575.46M$496.85M$505.63M$508.26M$393.45M$334.28M$287.89M$217.18M$191.72M$-905.60M$295.90M$295.47M
Surprise %-------------1.09%1.13%0.47%0.93%0.43%-1.05%1.04%1.12%1.83%1.91%1.91%1.75%1.01%0.42%1.02%1.03%

Ally Financial's average Quarter net income forecast for Dec 23 is $137.67M, with a range of $103.25M to $165.83M. ALLY's average Quarter net income forecast represents a -48.82% decrease compared to the company's last Quarter net income of $269.00M (Sep 23).

Ally Financial SG&A Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts64464374497101155954486564646453
SG&A-------------$675.00M$582.00M$625.00M$566.00M$537.00M-$551.00M$729.00M$676.00M$720.00M$656.00M$617.00M$610.00M$646.00M$627.00M$575.00M$562.00M
Avg Forecast$925.54M$907.60M$882.94M$862.76M$905.54M$875.43M$838.18M$804.72M$793.30M$771.22M$757.66M$714.77M$746.04M$768.05M$781.99M$649.79M$768.21M$505.49M$820.64M$590.72M$453.67M$459.54M$308.75M$261.94M$241.48M$264.06M$505.15M$1.13B$414.88M$403.27M
High Forecast$944.81M$926.50M$901.32M$880.73M$924.39M$893.66M$855.63M$821.47M$809.81M$778.60M$773.44M$857.73M$757.28M$784.04M$798.27M$779.75M$784.20M$606.59M$820.64M$708.86M$544.41M$551.45M$370.49M$314.33M$289.77M$316.87M$606.18M$1.36B$497.86M$483.92M
Low Forecast$898.78M$881.36M$857.41M$837.82M$879.35M$850.12M$813.95M$781.45M$770.36M$763.84M$735.76M$571.82M$738.54M$745.85M$759.38M$519.83M$746.00M$404.39M$820.64M$472.58M$362.94M$367.63M$247.00M$209.55M$193.18M$211.25M$404.12M$904.65M$331.91M$322.61M
Surprise %-------------0.88%0.74%0.96%0.74%1.06%-0.93%1.61%1.47%2.33%2.50%2.56%2.31%1.28%0.55%1.39%1.39%

Ally Financial's average Quarter SG&A projection for Dec 23 is $746.04M, based on 11 Wall Street analysts, with a range of $738.54M to $757.28M. The forecast indicates a 10.52% rise compared to ALLY last annual SG&A of $675.00M (Sep 23).

Ally Financial EPS Forecast

Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jul 22Mar 22Dec 21Sep 21Jun 21Mar 21Dec 20Sep 20Jun 20Mar 20Dec 19Sep 19
# Analysts64464374497101155954486564646453
EPS-------------$0.88$0.99$0.96$0.83$0.88-$1.87$1.90$1.90$2.43$2.12$1.83$1.27$0.64$-0.85$0.99$0.98
Avg Forecast$1.77$1.70$1.74$1.63$1.62$1.44$1.30$0.96$1.02$0.82$0.64$0.32$0.44$0.80$0.94$0.86$0.97$1.69$1.87$1.93$1.96$1.97$1.53$1.17$1.06$0.69$0.58$0.19$0.93$0.98
High Forecast$1.82$1.74$1.78$1.67$1.66$1.48$1.33$0.98$1.05$1.09$0.65$0.33$0.54$0.82$0.96$0.89$0.99$1.74$1.87$1.98$2.01$2.02$1.57$1.20$1.09$0.71$0.60$0.19$0.95$1.01
Low Forecast$1.70$1.63$1.67$1.57$1.56$1.39$1.25$0.92$0.98$0.37$0.61$0.31$0.33$0.77$0.90$0.83$0.93$1.63$1.87$1.88$1.91$1.92$1.48$1.14$1.03$0.68$0.57$0.18$0.90$0.95
Surprise %-------------1.10%1.05%1.11%0.86%0.52%-0.97%0.97%0.96%1.59%1.81%1.73%1.83%1.10%-4.51%1.07%1.00%

According to 11 Wall Street analysts, Ally Financial's projected average Quarter EPS for Dec 23 is $0.44, with a low estimate of $0.33 and a high estimate of $0.54. This represents a -49.52% decrease compared to ALLY previous annual EPS of $0.88 (Sep 23).

Ally Financial Peer Comparison by Price Target


TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
PYPLPayPal$70.10$109.1855.75%Buy
WUWestern Union Company$11.86$18.0952.53%Hold
ALLYAlly Financial$32.97$47.2143.19%Buy
COFCapital One Financial$138.97$167.5820.59%Hold
SYFSynchrony Financial$47.13$51.9410.21%Buy
DFSDiscover Financial Services$131.33$133.891.95%Buy
VVisa$287.35$289.330.69%Buy
BFHBread Financial$48.10$47.25-1.77%Buy
MAMastercard$493.36$469.03-4.93%Buy
UPSTUpstart$38.03$33.11-12.94%Hold
AXPAmerican Express Company$259.00$204.41-21.08%Hold

ALLY Forecast FAQ


Yes, according to 23 Wall Street analysts, Ally Financial (ALLY) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 14 'Buy' recommendations, accounting for 60.87% of ALLY's total ratings.

Ally Financial (ALLY) average price target is $47.21 with a range of $28 to $71, implying a 43.19% from its last price of $32.97. The data is based on 23 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

According to Wall Street analysts' prediction for ALLY stock, the company can go up by 43.19% (from the last price of $32.97 to the average price target of $47.21), up by 115.35% based on the highest stock price target, and down by -15.07% based on the lowest stock price target.

ALLY's highest twelve months analyst stock price target of $71 supports the claim that Ally Financial can reach $50 in the near future.

3 Wall Street analysts forecast a $43 price target for Ally Financial (ALLY) this month, up 30.42% from its last price of $32.97. Compared to the last 3 and 12 months, the average price target increased by 31.94% and increased by 28.27%, respectively.

Ally Financial's analysts financial forecasts for the fiscal year (Dec 2025) are as follows: average revenue is $9.16B (high $9.35B, low $8.9B), average EBITDA is $2.77B (high $2.83B, low $2.69B), average net income is $1.65B (high $1.69B, low $1.59B), average SG&A $3.42B (high $3.5B, low $3.32B), and average EPS is $5.31 (high $5.46, low $5.11). ALLY's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $9.58B (high $9.78B, low $9.3B), average EBITDA is $2.9B (high $2.96B, low $2.81B), average net income is $2.12B (high $2.17B, low $2.04B), average SG&A $3.58B (high $3.65B, low $3.48B), and average EPS is $6.83 (high $7.02, low $6.57).

Based on Ally Financial's last annual report (Dec 2022), the company's revenue was $102M, which missed the average analysts forecast of $8.54B by -98.81%. Apple's EBITDA was $6.52B, beating the average prediction of $4.4B by 48.25%. The company's net income was $1.71B, missing the average estimation of $2.2B by -21.93%. Apple's SG&A was $2.18B, missing the average forecast of $2.69B by -18.81%. Lastly, the company's EPS was $4.73, missing the average prediction of $6.46 by -26.75%. In terms of the last quarterly report (Sep 2023), Ally Financial's revenue was $1.67B, missing the average analysts' forecast of $2.06B by -18.66%. The company's EBITDA was $337M, missing the average prediction of $621.63M by -45.79%. Ally Financial's net income was $269M, beating the average estimation of $247.18M by 8.83%. The company's SG&A was $675M, missing the average forecast of $768.05M by -12.12%. Lastly, the company's EPS was $0.88, beating the average prediction of $0.798 by 10.32%