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Affirm (AFRM) Stock Forecast, Price Target & Predictions

OverviewRevenueOwnershipFinancialsChartTranscripts

AFRM Stock Forecast

Affirm (AFRM) stock forecast, based on 21 Wall Street analysts, predicts a 12-month average price target of $59.44, with a high of $82.00 and a low of $37.00. This represents a 0.83% increase from the last price of $58.95.

$25 $37 $49 $61 $73 $85 High: $82 Avg: $59.44 Low: $37 Last Closed Price: $58.95

AFRM Stock Rating

Affirm stock's rating consensus is Buy, based on 21 Wall Street analysts. The breakdown includes 0 Strong Buy (0.00%), 10 Buy (47.62%), 8 Hold (38.10%), 3 Sell (14.29%), and 0 Strong Sell (0.00%).

Buy
Total 21 3 8 10 0 Strong Sell Sell Hold Buy Strong Buy

AFRM Forecast vs Benchmarks

TypeNameUpside
StockAffirm0.83%
SectorTechnology Stocks 13.03%
IdeaBuy Now Pay Later Stocks List1.06%
IdeaPOS Stocks List-2.36%

Price Target Trends

1M3M12M
# Anlaysts1420
Avg Price Target$67.00$76.25$48.65
Last Closing Price$58.95$58.95$58.95
Upside/Downside13.66%29.35%-17.47%
Ratings Trends
DateStrong BuyBuyHoldSellStrong SellTotal
Jan, 255882-23
Dec, 245691-21
Nov, 2445101121
Oct, 2445103123
Sep, 2445103123
Latest Price Target by Analysts
DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Jan 08, 2025Daniel PerlinRBC Capital$67.00$61.299.32%13.66%
Dec 19, 2024John HechtJefferies$82.00$66.3223.64%39.10%
Dec 16, 2024Bryan KeaneDeutsche Bank$75.00$66.3213.09%27.23%
Dec 05, 2024Vincent CainticBTIG$81.00$70.7514.49%37.40%
Oct 29, 2024Bryan KeaneDeutsche Bank$35.00$42.12-16.90%-40.63%
Oct 14, 2024David ChiaveriniWedbush$45.00$49.26-8.65%-23.66%
Oct 11, 2024Andrew BauchWells Fargo$52.00$42.0123.78%-11.79%
Oct 09, 2024James FaucetteMorgan Stanley$37.00$43.25-14.45%-37.23%
Oct 08, 2024Vincent CainticBTIG$68.00$38.6076.17%15.35%
Sep 23, 2024Ramsey El-AssalBarclays$54.00$44.6720.89%-8.40%
Latest Upgrade/Downgrade by Analysts
DateCompanyPrevious RatingNew RatingRating Change
Jan 08, 2025RBC CapitalSector PerformSector Performhold
Dec 19, 2024JefferiesHoldBuyupgrade
Dec 16, 2024Deutsche BankHoldHoldhold
Dec 05, 2024BTIGBuyBuyhold
Oct 29, 2024Deutsche BankHoldHoldhold
Oct 14, 2024WedbushSector PerformNeutralupgrade
Oct 11, 2024Wells FargoMarket PerformOverweightupgrade
Oct 09, 2024Morgan StanleyUnderweightEqual-Weightupgrade
Oct 08, 2024BTIGNeutralBuyupgrade
Oct 04, 2024SusquehannaUnderperformUnderperformhold

Financial Forecast

EPS Forecast

$-4 $-3 $-2 $-1 $0 $1 $2 $3 $4 $5 Jun 21 Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 21Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-2.72$-2.51$-3.34$-1.67-----
Avg Forecast$-1.64$-2.36$-3.43$-1.96$-0.40$0.55$1.50$1.85$3.90
High Forecast$-1.81$-2.60$-3.67$-2.09$-0.72$-0.78$0.74$1.67$3.53
Low Forecast$-1.55$-2.23$-3.11$-1.87$-0.26$1.23$3.02$1.97$4.17
Surprise %65.85%6.36%-2.62%-14.80%-----

Revenue Forecast

$500M $2B $4B $5B $7B $8B Jun 21 Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 21Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$870.46M$1.35B$1.59B$674.61M-----
Avg Forecast$833.00M$1.34B$1.55B$2.27B$3.11B$3.83B$4.80B$6.15B$7.14B
High Forecast$797.60M$1.28B$1.44B$2.10B$3.02B$3.71B$4.75B$5.70B$6.62B
Low Forecast$899.86M$1.45B$1.63B$2.28B$3.17B$3.97B$4.85B$6.48B$7.53B
Surprise %4.50%0.73%2.56%-70.24%-----

Net Income Forecast

$-2B $-900M $-300M $300M $900M $2B Jun 21 Jun 22 Jun 23 Jun 24 Jun 25 Jun 26 Jun 27 Jun 28 Jun 29
Jun 21Jun 22Jun 23Jun 24Jun 25Jun 26Jun 27Jun 28Jun 29
Reported$-430.92M$-707.42M$-985.35M$-517.76M-----
Avg Forecast$-509.18M$-729.84M$-1.06B$-612.56M$-156.45M$152.65M$421.88M$571.69M$1.21B
High Forecast$-562.31M$-805.99M$-1.14B$-646.25M$-222.00M$-240.77M$228.04M$517.65M$1.09B
Low Forecast$-481.05M$-689.52M$-963.17M$-578.87M$-81.27M$380.17M$936.58M$611.84M$1.29B
Surprise %-15.37%-3.07%-7.37%-15.48%-----

AFRM Forecast FAQ

Is Affirm stock a buy?

Affirm stock has a consensus rating of Buy, based on 21 Wall Street analysts. The rating breakdown includes 0 Strong Buy, 10 Buy, 8 Hold, 3 Sell, and 0 Strong Sell, reflecting a consensus that Affirm is a favorable investment for most analysts.

What is Affirm's price target?

Affirm's price target, set by 21 Wall Street analysts, averages $59.44 over the next 12 months. The price target range spans from $37 at the low end to $82 at the high end, suggesting a potential 0.83% change from the previous close price of $58.95.

How does Affirm stock forecast compare to the average forecast of its sector, industry, and investment themes?

Affirm stock forecast shows a 0.83% upside, underperforming the average forecast for the technology stocks sector (13.03%), leading the pos stocks list (-2.36%) investment theme while trailing the Buy Now Pay Later Stocks List (1.06%) investment theme.

What is the breakdown of analyst ratings for Affirm over the past three months?

  • January 2025: 21.74% Strong Buy, 34.78% Buy, 34.78% Hold, 8.70% Sell, 0% Strong Sell.
  • December 2024: 23.81% Strong Buy, 28.57% Buy, 42.86% Hold, 4.76% Sell, 0% Strong Sell.
  • November 2024: 19.05% Strong Buy, 23.81% Buy, 47.62% Hold, 4.76% Sell, 4.76% Strong Sell.

What is Affirm’s EPS forecast?

Affirm's average annual EPS forecast for its fiscal year ending in June is -0.4 for 2025, a -76.05% decrease from the reported $-1.67 in 2024. The prediction for 2026 is $0.55, $1.5 for 2027, $1.85 for 2028, and $3.9 for 2029.

What is Affirm’s revenue forecast?

Affirm's average annual revenue forecast for its fiscal year ending in June is $3.11B for 2025, a 360.41% increase from the reported $674.61M in 2024. The forecast for 2026 is $3.83B, $4.8B for 2027, $6.15B for 2028, and $7.14B for 2029.

What is Affirm’s net income forecast?

For its fiscal year ending in June, Affirm's average annual net income forecast is $-156M for 2025, reflecting a -69.78% decrease from the reported $-518M in 2024. The projection for 2026 is $152.65M, $421.88M for 2027, $571.69M for 2028, and $1.21B for 2029.