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Affirm (AFRM) Stock Forecast, Price Target & Predictions

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AFRM Stock Forecast

Affirm stock forecast is as follows: an average price target of $46.29 (represents a -29.59% downside from AFRM’s last price of $65.74) and a rating consensus of 'Buy', based on 20 wall street analysts offering a 1-year stock forecast.

AFRM Price Target

The average price target for Affirm (AFRM) is $46.29 based on 1-year price targets from 20 Wall Street analysts in the past 3 months, with a price target range of $85.00 to $6.00. This represents a potential -29.59% downside from AFRM's last price of $65.74.

AFRM Analyst Ratings

Buy

According to 20 Wall Street analysts, Affirm's rating consensus is 'Buy'. The analyst rating breakdown for AFRM stock is 0 'Strong Buy' (0.00%), 9 'Buy' (45.00%), 8 'Hold' (40.00%), 3 'Sell' (15.00%), and 0 'Strong Sell' (0.00%).

Affirm Price Target by Analyst

DateAnalystCompanyPrice TargetPrice when PublishedPrice Target/Price when PublishedPrice Target/Last Closing Price
Oct 29, 2024Bryan KeaneDeutsche Bank$35.00$42.12-16.90%-46.76%
Oct 14, 2024David ChiaveriniWedbush$45.00$49.26-8.65%-31.55%
Oct 11, 2024Andrew BauchWells Fargo$52.00$42.0123.78%-20.90%
Oct 09, 2024James FaucetteMorgan Stanley$37.00$43.25-14.45%-43.72%
Oct 08, 2024Vincent CainticBTIG$68.00$38.6076.17%3.44%
Sep 23, 2024Ramsey El-AssalBarclays$54.00$44.6720.89%-17.86%
Aug 29, 2024Jason KupferbergBank of America Securities$42.00$31.5833.00%-36.11%
Aug 26, 2024James FaucetteMorgan Stanley$20.00$31.88-37.25%-69.58%
Jul 30, 2024Jason KupferbergBank of America Securities$36.00$26.8434.13%-45.24%
Jun 12, 2024Caydee BlankenshipCFRA$24.00$33.80-28.99%-63.49%
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The latest Affirm stock forecast, released on Oct 29, 2024 by Bryan Keane from Deutsche Bank, set a price target of $35.00, which represents a -16.90% decrease from the stock price at the time of the forecast ($42.12), and a -46.76% decrease from AFRM last price ($65.74).

Affirm Price Target by Period

1M3M12M
# Anlaysts1816
Avg Price Target$35.00$44.13$41.75
Last Closing Price$65.74$65.74$65.74
Upside/Downside-46.76%-32.87%-36.49%

In the current month, the average price target of Affirm stock is $35.00, according to 1 Wall Street analyst offering twelve months forecast. The average price target represents a -46.76% decrease as opposed to Affirm's last price of $65.74. This month's average price target is down -20.69% compared to last quarter, and down -16.17% compared to last year.

Analyst Ratings Upgrades/Downgrades

DateCompanyPrevious RatingNew RatingRating Change
Oct 29, 2024Deutsche BankHoldHoldHold
Oct 14, 2024WedbushSector PerformNeutralUpgrade
Oct 11, 2024Wells FargoMarket PerformOverweightUpgrade
Oct 09, 2024Morgan StanleyUnderweightEqual-WeightUpgrade
Oct 08, 2024BTIGNeutralBuyUpgrade
Oct 04, 2024WedbushSector PerformSector PerformHold
Oct 04, 2024SusquehannaUnderperformUnderperformHold
Sep 23, 2024BarclaysOverweightOverweightHold
Sep 20, 2024Susquehanna-PositiveInitialise
Sep 06, 2024RBC CapitalUnderperformUnderperformHold
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Affirm's last stock rating was published by Deutsche Bank on Oct 29, 2024. The company gave AFRM a "Hold" rating, the same as its previous rate.

Affirm Financial Forecast

Affirm Revenue Forecast

Jun 28Mar 28Dec 27Sep 27Jun 27Mar 27Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21
Revenue------------------$188.36M$145.95M$445.82M$380.98M$399.56M$361.62M$364.13M$354.76M$361.01M$269.38M$261.78M$230.66M
Avg Forecast$1.39B$1.35B$1.37B$1.25B$1.24B$1.16B$1.21B$1.04B$1.02B$950.27M$979.92M$861.07M$823.65M$765.35M$801.87M$664.04M$603.67M$549.99M$520.85M$444.48M$406.18M$369.59M$416.47M$359.89M$354.64M$343.94M$329.14M$248.69M$224.42M$198.21M
High Forecast$1.49B$1.45B$1.46B$1.34B$1.33B$1.24B$1.29B$1.12B$1.10B$1.02B$1.05B$923.48M$883.35M$827.80M$813.17M$712.17M$603.67M$549.99M$539.54M$456.12M$435.62M$396.37M$446.65M$359.89M$354.64M$343.94M$329.14M$248.69M$224.42M$198.21M
Low Forecast$1.34B$1.30B$1.31B$1.20B$1.20B$1.11B$1.16B$1.00B$983.70M$914.72M$943.26M$828.86M$792.84M$720.59M$792.43M$639.19M$603.67M$549.99M$509.80M$432.57M$390.98M$355.76M$400.89M$359.89M$354.64M$343.94M$329.14M$248.69M$224.42M$198.21M
# Analysts37744764464379943471366555111211109
Surprise %------------------0.36%0.33%1.10%1.03%0.96%1.00%1.03%1.03%1.10%1.08%1.17%1.16%

Affirm's average Quarter revenue forecast for Mar 24 based on 4 analysts is $549.99M, with a low forecast of $549.99M, and a high forecast of $549.99M. AFRM's average Quarter revenue forecast represents a 191.99% increase compared to the company's last Quarter revenue of $188.36M (Dec 23).

Affirm EBITDA Forecast

Jun 28Mar 28Dec 27Sep 27Jun 27Mar 27Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21
# Analysts37744764464379943471366555111211109
EBITDA------------------$-167.60M$-170.74M$-100.06M$-211.38M$-292.78M$-241.52M$-240.69M$-197.63M$-147.50M$-295.90M$-147.77M$-242.21M
Avg Forecast$-398.07M$-388.67M$-391.73M$-357.65M$-356.27M$-331.68M$-346.27M$-298.58M$-293.21M$-272.65M$-281.16M$-247.06M$-236.32M$-219.59M$-230.07M$-190.52M$-173.20M$-157.80M$-149.44M$-127.53M$-116.54M$-106.04M$-119.49M$-104.95M$-103.42M$-83.68M$-95.98M$-72.53M$-65.45M$-360.81M
High Forecast$-383.17M$-374.13M$-377.08M$-344.26M$-342.94M$-319.27M$-333.32M$-287.41M$-282.24M$-262.45M$-270.64M$-237.81M$-227.48M$-206.75M$-227.36M$-183.40M$-173.20M$-157.80M$-146.27M$-124.11M$-112.18M$-102.07M$-115.02M$-104.95M$-103.42M$-66.95M$-95.98M$-72.53M$-65.45M$-288.65M
Low Forecast$-426.92M$-416.84M$-420.13M$-383.57M$-382.09M$-355.72M$-371.37M$-320.23M$-314.46M$-292.41M$-301.53M$-264.96M$-253.45M$-237.51M$-233.31M$-204.33M$-173.20M$-157.80M$-154.80M$-130.87M$-124.99M$-113.73M$-128.15M$-104.95M$-103.42M$-100.42M$-95.98M$-72.53M$-65.45M$-432.97M
Surprise %------------------1.12%1.34%0.86%1.99%2.45%2.30%2.33%2.36%1.54%4.08%2.26%0.67%

undefined analysts predict AFRM's average Quarter EBITDA for undefined to be $NaN, with a high of $NaN and a low of $NaN. This is NaN% lower than Affirm's previous annual EBITDA (undefined) of $NaN.

Affirm Net Income Forecast

Jun 28Mar 28Dec 27Sep 27Jun 27Mar 27Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21
# Analysts37744764464379943471366555111211109
Net Income------------------$-166.90M$-171.78M$-205.96M$-205.68M$-322.44M$-251.27M$-186.40M$-54.67M$-159.74M$-306.62M$-153.21M$-247.16M
Avg Forecast$235.49M$200.49M$219.58M$197.31M$117.60M$95.17M$95.91M$73.41M$55.45M$41.28M$40.19M$27.65M$35.06M$-27.19M$-51.57M$-101.06M$-152.93M$-222.26M$-230.61M$-221.82M$-275.36M$-292.18M$-315.76M$-272.81M$-194.87M$-80.08M$-103.43M$-112.58M$-81.11M$-368.18M
High Forecast$257.68M$219.38M$240.27M$215.90M$128.68M$104.14M$104.95M$80.33M$60.67M$45.16M$43.97M$30.25M$38.36M$-8.37M$-40.71M$-96.14M$-145.49M$-211.44M$201.78M$-190.57M$-261.96M$-277.97M$-300.40M$-272.81M$-194.87M$-64.06M$-103.43M$-112.58M$-81.11M$-294.55M
Low Forecast$224.04M$190.74M$208.90M$187.71M$111.88M$90.54M$91.24M$69.84M$52.75M$39.27M$38.23M$26.30M$33.35M$-66.94M$-97.72M$-110.58M$-167.34M$-243.19M$-403.56M$-256.18M$-301.30M$-319.71M$-345.51M$-272.81M$-194.87M$-96.09M$-103.43M$-112.58M$-81.11M$-441.82M
Surprise %------------------0.72%0.77%0.75%0.70%1.02%0.92%0.96%0.68%1.54%2.72%1.89%0.67%

Affirm's average Quarter net income forecast for undefined is $NaN, with a range of $NaN to $NaN. AFRM's average Quarter net income forecast represents a NaN% decrease compared to the company's last Quarter net income of $NaN (undefined).

Affirm SG&A Forecast

Jun 28Mar 28Dec 27Sep 27Jun 27Mar 27Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21
# Analysts37744764464379943471366555111211109
SG&A------------------$294.04M$287.20M$272.65M$308.96M$346.97M$324.85M$326.22M$298.68M$284.77M$200.16M$215.25M$204.40M
Avg Forecast$830.25M$810.65M$817.04M$745.95M$743.08M$691.80M$722.23M$622.76M$611.55M$568.67M$586.41M$515.29M$492.89M$458.01M$479.86M$397.38M$361.25M$329.13M$311.69M$265.99M$243.07M$221.17M$249.22M$229.59M$226.24M$219.41M$209.97M$158.65M$143.16M$126.45M
High Forecast$890.43M$869.41M$876.26M$800.01M$796.94M$741.94M$774.58M$667.90M$655.87M$609.88M$628.91M$552.64M$528.62M$495.38M$486.62M$426.18M$361.25M$329.13M$322.88M$272.96M$260.68M$237.20M$267.29M$229.59M$226.24M$219.41M$209.97M$158.65M$143.16M$126.45M
Low Forecast$799.19M$780.32M$786.48M$718.04M$715.28M$665.91M$695.21M$599.46M$588.67M$547.39M$564.47M$496.01M$474.45M$431.22M$474.21M$382.51M$361.25M$329.13M$305.08M$258.86M$233.97M$212.90M$239.90M$229.59M$226.24M$219.41M$209.97M$158.65M$143.16M$126.45M
Surprise %------------------0.94%1.08%1.12%1.40%1.39%1.41%1.44%1.36%1.36%1.26%1.50%1.62%

Affirm's average Quarter SG&A projection for Mar 24 is $329.13M, based on 4 Wall Street analysts, with a range of $329.13M to $329.13M. The forecast indicates a 11.93% rise compared to AFRM last annual SG&A of $294.04M (Dec 23).

Affirm EPS Forecast

Jun 28Mar 28Dec 27Sep 27Jun 27Mar 27Dec 26Sep 26Jun 26Mar 26Dec 25Sep 25Jun 25Mar 25Dec 24Sep 24Jun 24Mar 24Dec 23Sep 23Jun 23Mar 23Dec 22Sep 22Jun 22Mar 22Dec 21Sep 21Jun 21Mar 21
# Analysts37744764464379943471366555111211109
EPS------------------$-0.00$-0.57$-0.70$-0.69$-1.10$-0.86$-0.65$-0.19$-0.57$-1.13$-0.48$-1.06
Avg Forecast$0.74$0.63$0.69$0.62$0.37$0.30$0.30$0.23$0.17$0.13$0.13$0.09$0.11$-0.09$-0.16$-0.32$-0.48$-0.70$-0.72$-0.70$-0.87$-0.92$-0.99$-0.86$-0.62$-0.52$-0.33$-0.36$-0.26$-0.31
High Forecast$0.81$0.69$0.76$0.68$0.40$0.33$0.33$0.25$0.19$0.14$0.14$0.10$0.12$-0.03$-0.13$-0.30$-0.46$-0.66$0.63$-0.60$-0.82$-0.87$-0.94$-0.86$-0.62$-0.52$-0.33$-0.36$-0.26$-0.31
Low Forecast$0.70$0.60$0.66$0.59$0.35$0.28$0.29$0.22$0.17$0.12$0.12$0.08$0.10$-0.21$-0.31$-0.35$-0.53$-0.76$-1.27$-0.81$-0.95$-1.00$-1.09$-0.86$-0.62$-0.52$-0.33$-0.36$-0.26$-0.31
Surprise %------------------0.00%0.82%0.81%0.75%1.11%0.99%1.05%0.37%1.74%3.17%1.87%3.46%

According to undefined Wall Street analysts, Affirm's projected average Quarter EPS for undefined is $NaN, with a low estimate of $NaN and a high estimate of $NaN. This represents a NaN% decrease compared to AFRM previous annual EPS of $NaN (undefined).

Affirm Peer Comparison by Price Target

TickerCompanyLast Closing PriceAvg Price TargetUpside/DownsideAvg Rating
SNOWSnowflake$171.35$204.8819.57%Buy
RBLXRoblox$49.35$52.506.38%Buy
HOODRobinhood Markets$35.09$25.76-26.59%Buy
AFRMAffirm$65.74$46.29-29.59%Buy
SOFISoFi$15.01$10.07-32.91%Hold
UPSTUpstart$71.43$40.68-43.05%Hold

AFRM Forecast FAQ

Is Affirm a good buy?

Yes, according to 20 Wall Street analysts, Affirm (AFRM) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 9 'Buy' recommendations, accounting for 45.00% of AFRM's total ratings.

What is AFRM's price target?

Affirm (AFRM) average price target is $46.29 with a range of $6 to $85, implying a -29.59% from its last price of $65.74. The data is based on 20 Wall Street analysts who provided a twelve-month price target estimate in the last three months.

Will Affirm stock go up soon?

According to Wall Street analysts' prediction for AFRM stock, the company can go down by -29.59% (from the last price of $65.74 to the average price target of $46.29), up by 29.30% based on the highest stock price target, and down by -90.87% based on the lowest stock price target.

Can Affirm stock reach $100?

AFRM's average twelve months analyst stock price target of $46.29 does not support the claim that Affirm can reach $100 in the near future.

What is Affirm's current price target trend?

1 Wall Street analyst forecast a $35 price target for Affirm (AFRM) this month, down -46.76% from its last price of $65.74. Compared to the last 3 and 12 months, the average price target decreased by -32.87% and decreased by -36.49%, respectively.

What are Affirm's analysts' financial forecasts?

Affirm's analysts financial forecasts for the fiscal year (Jun 2027) are as follows: average revenue is $4.65B (high $4.98B, low $4.47B), average EBITDA is $-1.333B (high $-1.283B, low $-1.429B), average net income is $382.1M (high $418.1M, low $363.51M), average SG&A $2.78B (high $2.98B, low $2.68B), and average EPS is $1.2 (high $1.31, low $1.14). AFRM's analysts financial forecasts for the fiscal year (Jun 2028) are as follows: average revenue is $5.35B (high $5.74B, low $5.15B), average EBITDA is $-1.536B (high $-1.479B, low $-1.647B), average net income is $852.87M (high $933.23M, low $811.39M), average SG&A $3.2B (high $3.44B, low $3.08B), and average EPS is $2.68 (high $2.93, low $2.55).

Did the AFRM's actual financial results beat the analysts' financial forecasts?

Based on Affirm's last annual report (Jun 2022), the company's revenue was $1.35B, beating the average analysts forecast of $1.28B by 5.71%. Apple's EBITDA was $-744M, beating the average prediction of $-356M by 109.11%. The company's net income was $-707M, beating the average estimation of $-491M by 44.09%. Apple's SG&A was $1.11B, beating the average forecast of $814.27M by 36.30%. Lastly, the company's EPS was $-2.51, beating the average prediction of $-1.818 by 38.09%. In terms of the last quarterly report (Dec 2023), Affirm's revenue was $188.36M, missing the average analysts' forecast of $520.85M by -63.84%. The company's EBITDA was $-168M, beating the average prediction of $-149M by 12.15%. Affirm's net income was $-167M, missing the average estimation of $-231M by -27.62%. The company's SG&A was $294.04M, missing the average forecast of $311.69M by -5.66%. Lastly, the company's EPS was $-0.0005, missing the average prediction of $-0.725 by -99.93%