Affirm (AFRM) Stock Forecast, Price Target & Predictions
AFRM Stock Forecast
Affirm stock forecast is as follows: an average price target of $46.29 (represents a 5.95% upside from AFRM’s last price of $43.69) and a rating consensus of 'Buy', based on 20 wall street analysts offering a 1-year stock forecast.
AFRM Price Target
The average price target for Affirm (AFRM) is $46.29 based on 1-year price targets from 20 Wall Street analysts in the past 3 months, with a price target range of $85.00 to $6.00. This represents a potential 5.95% upside from AFRM's last price of $43.69.
AFRM Analyst Ratings
According to 20 Wall Street analysts, Affirm's rating consensus is 'Buy'. The analyst rating breakdown for AFRM stock is 0 'Strong Buy' (0.00%), 9 'Buy' (45.00%), 8 'Hold' (40.00%), 3 'Sell' (15.00%), and 0 'Strong Sell' (0.00%).
Affirm Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Oct 29, 2024 | Bryan Keane | Deutsche Bank | $35.00 | $42.12 | -16.90% | -19.89% |
| Oct 14, 2024 | David Chiaverini | Wedbush | $45.00 | $49.26 | -8.65% | 3.00% |
| Oct 11, 2024 | Andrew Bauch | Wells Fargo | $52.00 | $42.01 | 23.78% | 19.02% |
| Oct 09, 2024 | James Faucette | Morgan Stanley | $37.00 | $43.25 | -14.45% | -15.31% |
| Oct 08, 2024 | Vincent Caintic | BTIG | $68.00 | $38.60 | 76.17% | 55.64% |
| Sep 23, 2024 | Ramsey El-Assal | Barclays | $54.00 | $44.67 | 20.89% | 23.60% |
| Aug 29, 2024 | Jason Kupferberg | Bank of America Securities | $42.00 | $31.58 | 33.00% | -3.87% |
| Aug 26, 2024 | James Faucette | Morgan Stanley | $20.00 | $31.88 | -37.25% | -54.22% |
| Jul 30, 2024 | Jason Kupferberg | Bank of America Securities | $36.00 | $26.84 | 34.13% | -17.60% |
| Jun 12, 2024 | Caydee Blankenship | CFRA | $24.00 | $33.80 | -28.99% | -45.07% |
The latest Affirm stock forecast, released on Oct 29, 2024 by Bryan Keane from Deutsche Bank, set a price target of $35.00, which represents a -16.90% decrease from the stock price at the time of the forecast ($42.12), and a -19.89% decrease from AFRM last price ($43.69).
Affirm Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | 5 | 8 | 17 |
| Avg Price Target | $47.40 | $44.13 | $40.71 |
| Last Closing Price | $43.69 | $43.69 | $43.69 |
| Upside/Downside | 8.49% | 1.01% | -6.82% |
In the current month, the average price target of Affirm stock is $47.40, according to 5 Wall Street analysts offering twelve months forecast. The average price target represents a 8.49% increase as opposed to Affirm's last price of $43.69. This month's average price target is up 7.41% compared to last quarter, and up 16.43% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Oct 29, 2024 | Deutsche Bank | Hold | Hold | Hold |
| Oct 14, 2024 | Wedbush | Sector Perform | Neutral | Upgrade |
| Oct 11, 2024 | Wells Fargo | Market Perform | Overweight | Upgrade |
| Oct 09, 2024 | Morgan Stanley | Underweight | Equal-Weight | Upgrade |
| Oct 08, 2024 | BTIG | Neutral | Buy | Upgrade |
| Oct 04, 2024 | Wedbush | Sector Perform | Sector Perform | Hold |
| Oct 04, 2024 | Susquehanna | Underperform | Underperform | Hold |
| Sep 23, 2024 | Barclays | Overweight | Overweight | Hold |
| Sep 20, 2024 | Susquehanna | - | Positive | Initialise |
| Sep 06, 2024 | RBC Capital | Underperform | Underperform | Hold |
Affirm's last stock rating was published by Deutsche Bank on Oct 29, 2024. The company gave AFRM a "Hold" rating, the same as its previous rate.
Affirm Financial Forecast
Affirm Revenue Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $188.36M | $145.95M | $445.82M | $380.98M | $399.56M | $361.62M | $364.13M | $354.76M | $361.01M | $269.38M | $261.78M | $230.66M |
| Avg Forecast | $1.44B | $1.33B | $1.33B | $1.27B | $1.21B | $1.12B | $1.17B | $1.01B | $1.00B | $926.34M | $957.23M | $838.50M | $820.26M | $754.52M | $784.54M | $664.07M | $603.67M | $549.99M | $520.85M | $444.48M | $406.18M | $369.59M | $416.47M | $359.89M | $354.64M | $343.94M | $329.14M | $248.69M | $224.42M | $198.21M |
| High Forecast | $1.44B | $1.33B | $1.33B | $1.27B | $1.21B | $1.12B | $1.17B | $1.01B | $1.00B | $926.34M | $957.23M | $838.50M | $820.26M | $754.52M | $784.54M | $672.68M | $603.67M | $549.99M | $539.54M | $456.12M | $406.18M | $369.59M | $416.47M | $359.89M | $354.64M | $343.94M | $329.14M | $248.69M | $224.42M | $198.21M |
| Low Forecast | $1.44B | $1.33B | $1.33B | $1.27B | $1.21B | $1.12B | $1.17B | $1.01B | $1.00B | $926.34M | $957.23M | $838.50M | $820.26M | $754.52M | $784.54M | $656.81M | $603.67M | $549.99M | $509.80M | $432.57M | $406.18M | $369.59M | $416.47M | $359.89M | $354.64M | $343.94M | $329.14M | $248.69M | $224.42M | $198.21M |
| # Analysts | 3 | 7 | 7 | 4 | 4 | 7 | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 11 | 12 | 11 | 10 | 9 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.36% | 0.33% | 1.10% | 1.03% | 0.96% | 1.00% | 1.03% | 1.03% | 1.10% | 1.08% | 1.17% | 1.16% |
Affirm's average Quarter revenue forecast for Mar 24 based on 4 analysts is $549.99M, with a low forecast of $549.99M, and a high forecast of $549.99M. AFRM's average Quarter revenue forecast represents a 191.99% increase compared to the company's last Quarter revenue of $188.36M (Dec 23).
Affirm EBITDA Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 7 | 7 | 4 | 4 | 7 | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 11 | 12 | 11 | 10 | 9 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $-167.60M | $-170.74M | $-100.06M | $-211.38M | $-292.78M | $-241.52M | $-240.69M | $-197.63M | $-147.50M | $-295.90M | $-147.77M | $-242.21M |
| Avg Forecast | $-420.38M | $-388.98M | $-388.29M | $-371.13M | $-352.28M | $-325.18M | $-340.09M | $-293.21M | $-292.78M | $-270.14M | $-279.15M | $-244.53M | $-239.21M | $-220.04M | $-228.79M | $-193.66M | $-176.04M | $-160.39M | $-151.89M | $-129.62M | $-118.45M | $-107.78M | $-121.45M | $-104.95M | $-103.42M | $-83.68M | $-95.98M | $-72.53M | $-65.45M | $-360.81M |
| High Forecast | $-420.38M | $-388.98M | $-388.29M | $-371.13M | $-352.28M | $-325.18M | $-340.09M | $-293.21M | $-292.78M | $-270.14M | $-279.15M | $-244.53M | $-239.21M | $-220.04M | $-228.79M | $-191.54M | $-176.04M | $-160.39M | $-148.67M | $-126.15M | $-118.45M | $-107.78M | $-121.45M | $-104.95M | $-103.42M | $-66.95M | $-95.98M | $-72.53M | $-65.45M | $-288.65M |
| Low Forecast | $-420.38M | $-388.98M | $-388.29M | $-371.13M | $-352.28M | $-325.18M | $-340.09M | $-293.21M | $-292.78M | $-270.14M | $-279.15M | $-244.53M | $-239.21M | $-220.04M | $-228.79M | $-196.17M | $-176.04M | $-160.39M | $-157.34M | $-133.02M | $-118.45M | $-107.78M | $-121.45M | $-104.95M | $-103.42M | $-100.42M | $-95.98M | $-72.53M | $-65.45M | $-432.97M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.10% | 1.32% | 0.84% | 1.96% | 2.41% | 2.30% | 2.33% | 2.36% | 1.54% | 4.08% | 2.26% | 0.67% |
undefined analysts predict AFRM's average Quarter EBITDA for undefined to be $NaN, with a high of $NaN and a low of $NaN. This is NaN% lower than Affirm's previous annual EBITDA (undefined) of $NaN.
Affirm Net Income Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 7 | 7 | 4 | 4 | 7 | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 11 | 12 | 11 | 10 | 9 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $-166.90M | $-171.78M | $-205.96M | $-205.68M | $-322.44M | $-251.27M | $-186.40M | $-54.67M | $-159.74M | $-306.62M | $-153.21M | $-247.16M |
| Avg Forecast | $189.29M | $170.36M | $186.13M | $154.59M | $109.89M | $85.45M | $91.23M | $66.07M | $59.36M | $47.63M | $50.14M | $33.77M | $36.05M | $-13.62M | $-60.73M | $-100.18M | $-151.61M | $-220.33M | $-228.61M | $-219.90M | $-272.97M | $-289.65M | $-313.03M | $-272.81M | $-194.87M | $-80.08M | $-103.43M | $-112.58M | $-81.11M | $-368.18M |
| High Forecast | $189.29M | $170.36M | $186.13M | $154.59M | $109.89M | $85.45M | $91.23M | $66.07M | $59.36M | $47.63M | $50.14M | $33.77M | $36.05M | $-13.62M | $-60.73M | $-72.35M | $-151.61M | $-220.33M | $200.03M | $-188.93M | $-272.97M | $-289.65M | $-313.03M | $-272.81M | $-194.87M | $-64.06M | $-103.43M | $-112.58M | $-81.11M | $-294.55M |
| Low Forecast | $189.29M | $170.36M | $186.13M | $154.59M | $109.89M | $85.45M | $91.23M | $66.07M | $59.36M | $47.63M | $50.14M | $33.77M | $36.05M | $-13.62M | $-60.73M | $-155.84M | $-151.61M | $-220.33M | $-400.07M | $-253.97M | $-272.97M | $-289.65M | $-313.03M | $-272.81M | $-194.87M | $-96.09M | $-103.43M | $-112.58M | $-81.11M | $-441.82M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.73% | 0.78% | 0.75% | 0.71% | 1.03% | 0.92% | 0.96% | 0.68% | 1.54% | 2.72% | 1.89% | 0.67% |
Affirm's average Quarter net income forecast for undefined is $NaN, with a range of $NaN to $NaN. AFRM's average Quarter net income forecast represents a NaN% decrease compared to the company's last Quarter net income of $NaN (undefined).
Affirm SG&A Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 7 | 7 | 4 | 4 | 7 | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 11 | 12 | 11 | 10 | 9 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $294.04M | $287.20M | $272.65M | $308.96M | $346.97M | $324.85M | $326.22M | $298.68M | $284.77M | $200.16M | $215.25M | $204.40M |
| Avg Forecast | $919.58M | $850.89M | $849.40M | $811.85M | $770.61M | $711.33M | $743.95M | $641.40M | $640.46M | $590.95M | $610.65M | $534.91M | $523.27M | $481.34M | $500.49M | $423.63M | $385.10M | $350.86M | $332.27M | $283.55M | $259.11M | $235.77M | $265.68M | $229.59M | $226.24M | $219.41M | $209.97M | $158.65M | $143.16M | $126.45M |
| High Forecast | $919.58M | $850.89M | $849.40M | $811.85M | $770.61M | $711.33M | $743.95M | $641.40M | $640.46M | $590.95M | $610.65M | $534.91M | $523.27M | $481.34M | $500.49M | $429.13M | $385.10M | $350.86M | $344.19M | $290.98M | $259.11M | $235.77M | $265.68M | $229.59M | $226.24M | $219.41M | $209.97M | $158.65M | $143.16M | $126.45M |
| Low Forecast | $919.58M | $850.89M | $849.40M | $811.85M | $770.61M | $711.33M | $743.95M | $641.40M | $640.46M | $590.95M | $610.65M | $534.91M | $523.27M | $481.34M | $500.49M | $419.00M | $385.10M | $350.85M | $325.22M | $275.95M | $259.11M | $235.77M | $265.68M | $229.59M | $226.24M | $219.41M | $209.97M | $158.65M | $143.16M | $126.45M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.88% | 1.01% | 1.05% | 1.31% | 1.31% | 1.41% | 1.44% | 1.36% | 1.36% | 1.26% | 1.50% | 1.62% |
Affirm's average Quarter SG&A projection for Mar 24 is $350.86M, based on 4 Wall Street analysts, with a range of $350.85M to $350.86M. The forecast indicates a 19.32% rise compared to AFRM last annual SG&A of $294.04M (Dec 23).
Affirm EPS Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jun 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 3 | 7 | 7 | 4 | 4 | 7 | 6 | 4 | 4 | 6 | 4 | 3 | 7 | 4 | 4 | 9 | 7 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 11 | 12 | 11 | 10 | 9 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $-0.00 | $-0.57 | $-0.70 | $-0.69 | $-1.10 | $-0.86 | $-0.65 | $-0.19 | $-0.57 | $-1.13 | $-0.48 | $-1.06 |
| Avg Forecast | $0.60 | $0.54 | $0.59 | $0.49 | $0.35 | $0.27 | $0.29 | $0.21 | $0.19 | $0.15 | $0.16 | $0.11 | $0.11 | $-0.04 | $-0.19 | $-0.32 | $-0.48 | $-0.70 | $-0.72 | $-0.70 | $-0.87 | $-0.92 | $-0.99 | $-0.86 | $-0.62 | $-0.52 | $-0.33 | $-0.36 | $-0.26 | $-0.31 |
| High Forecast | $0.60 | $0.54 | $0.59 | $0.49 | $0.35 | $0.27 | $0.29 | $0.21 | $0.19 | $0.15 | $0.16 | $0.11 | $0.11 | $-0.04 | $-0.19 | $-0.23 | $-0.48 | $-0.70 | $0.63 | $-0.60 | $-0.87 | $-0.92 | $-0.99 | $-0.86 | $-0.62 | $-0.52 | $-0.33 | $-0.36 | $-0.26 | $-0.31 |
| Low Forecast | $0.60 | $0.54 | $0.59 | $0.49 | $0.35 | $0.27 | $0.29 | $0.21 | $0.19 | $0.15 | $0.16 | $0.11 | $0.11 | $-0.04 | $-0.19 | $-0.49 | $-0.48 | $-0.70 | $-1.27 | $-0.81 | $-0.87 | $-0.92 | $-0.99 | $-0.86 | $-0.62 | $-0.52 | $-0.33 | $-0.36 | $-0.26 | $-0.31 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.00% | 0.82% | 0.81% | 0.75% | 1.11% | 0.99% | 1.05% | 0.37% | 1.74% | 3.17% | 1.87% | 3.46% |
According to undefined Wall Street analysts, Affirm's projected average Quarter EPS for undefined is $NaN, with a low estimate of $NaN and a high estimate of $NaN. This represents a NaN% decrease compared to AFRM previous annual EPS of $NaN (undefined).
Affirm Peer Comparison by Price Target
AFRM Forecast FAQ
Is Affirm a good buy?
Yes, according to 20 Wall Street analysts, Affirm (AFRM) is considered a 'Buy'. The rating consensus is based on 0 'Strong Buy' and 9 'Buy' recommendations, accounting for 45.00% of AFRM's total ratings.
What is AFRM's price target?
Affirm (AFRM) average price target is $46.29 with a range of $6 to $85, implying a 5.95% from its last price of $43.69. The data is based on 20 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Affirm stock go up soon?
According to Wall Street analysts' prediction for AFRM stock, the company can go up by 5.95% (from the last price of $43.69 to the average price target of $46.29), up by 94.55% based on the highest stock price target, and down by -86.27% based on the lowest stock price target.
Can Affirm stock reach $70?
AFRM's highest twelve months analyst stock price target of $85 supports the claim that Affirm can reach $70 in the near future.
What is Affirm's current price target trend?
5 Wall Street analysts forecast a $47.4 price target for Affirm (AFRM) this month, up 8.49% from its last price of $43.69. Compared to the last 3 and 12 months, the average price target increased by 1.01% and decreased by -6.82%, respectively.
What are Affirm's analysts' financial forecasts?
Affirm's analysts financial forecasts for the fiscal year (Jun 2027) are as follows: average revenue is $4.49B (high $4.49B, low $4.49B), average EBITDA is $-1.311B (high $-1.311B, low $-1.311B), average net income is $352.64M (high $352.64M, low $352.64M), average SG&A $2.87B (high $2.87B, low $2.87B), and average EPS is $1.12 (high $1.12, low $1.12). AFRM's analysts financial forecasts for the fiscal year (Jun 2028) are as follows: average revenue is $5.38B (high $5.38B, low $5.38B), average EBITDA is $-1.569B (high $-1.569B, low $-1.569B), average net income is $700.37M (high $700.37M, low $700.37M), average SG&A $3.43B (high $3.43B, low $3.43B), and average EPS is $2.22 (high $2.22, low $2.22).
Did the AFRM's actual financial results beat the analysts' financial forecasts?
Based on Affirm's last annual report (Jun 2022), the company's revenue was $1.35B, beating the average analysts forecast of $1.28B by 5.71%. Apple's EBITDA was $-744M, beating the average prediction of $-356M by 109.11%. The company's net income was $-707M, beating the average estimation of $-491M by 44.09%. Apple's SG&A was $1.11B, beating the average forecast of $814.27M by 36.30%. Lastly, the company's EPS was $-2.51, beating the average prediction of $-1.818 by 38.09%. In terms of the last quarterly report (Dec 2023), Affirm's revenue was $188.36M, missing the average analysts' forecast of $520.85M by -63.84%. The company's EBITDA was $-168M, beating the average prediction of $-152M by 10.34%. Affirm's net income was $-167M, missing the average estimation of $-229M by -26.99%. The company's SG&A was $294.04M, missing the average forecast of $332.27M by -11.50%. Lastly, the company's EPS was $-0.0005, missing the average prediction of $-0.725 by -99.93%