Affirm (AFRM) Stock Forecast, Price Target & Predictions
AFRM Stock Forecast
Affirm stock forecast is as follows: an average price target of $43.60 (represents a 13.42% upside from AFRM’s last price of $38.44) and a rating consensus of 'Hold', based on 19 wall street analysts offering a 1-year stock forecast.
AFRM Price Target
The average price target for Affirm (AFRM) is $43.60 based on 1-year price targets from 19 Wall Street analysts in the past 3 months, with a price target range of $85.00 to $6.00. This represents a potential 13.42% upside from AFRM's last price of $38.44.
AFRM Analyst Ratings
According to 19 Wall Street analysts, Affirm's rating consensus is 'Hold'. The analyst rating breakdown for AFRM stock is 0 'Strong Buy' (0.00%), 7 'Buy' (36.84%), 8 'Hold' (42.11%), 4 'Sell' (21.05%), and 0 'Strong Sell' (0.00%).
Affirm Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Aug 29, 2024 | Jason Kupferberg | Bank of America Securities | $42.00 | $31.58 | 33.00% | 9.26% |
| Aug 26, 2024 | James Faucette | Morgan Stanley | $20.00 | $31.88 | -37.25% | -47.97% |
| Jul 30, 2024 | Jason Kupferberg | Bank of America Securities | $36.00 | $26.84 | 34.13% | -6.35% |
| Jun 12, 2024 | Caydee Blankenship | CFRA | $24.00 | $33.80 | -28.99% | -37.57% |
| May 24, 2024 | Daniel Perlin | RBC Capital | $43.00 | $29.68 | 44.88% | 11.86% |
| May 10, 2024 | James Fotheringham | BMO Capital | $46.00 | $33.22 | 38.47% | 19.67% |
| Apr 16, 2024 | Ramsey El-Assal | Barclays | $41.00 | $31.06 | 32.00% | 6.66% |
| Mar 21, 2024 | Andrew Bauch | Wells Fargo | $40.00 | $37.51 | 6.64% | 4.06% |
| Feb 09, 2024 | David Chiaverini | Wedbush | $20.00 | $42.55 | -53.00% | -47.97% |
| Feb 09, 2024 | Dan Dolev | Mizuho Securities | $65.00 | $42.55 | 52.76% | 69.09% |
The latest Affirm stock forecast, released on Aug 29, 2024 by Jason Kupferberg from Bank of America Securities, set a price target of $42.00, which represents a 33.00% increase from the stock price at the time of the forecast ($31.58), and a 9.26% increase from AFRM last price ($38.44).
Affirm Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | 2 | 4 | 11 |
| Avg Price Target | $31.00 | $30.50 | $36.45 |
| Last Closing Price | $38.44 | $38.44 | $38.44 |
| Upside/Downside | -19.35% | -20.66% | -5.18% |
In the current month, the average price target of Affirm stock is $31.00, according to 2 Wall Street analysts offering twelve months forecast. The average price target represents a -19.35% decrease as opposed to Affirm's last price of $38.44. This month's average price target is up 1.64% compared to last quarter, and down -14.95% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Sep 06, 2024 | RBC Capital | Underperform | Underperform | Hold |
| Sep 06, 2024 | Wedbush | Sector Perform | Sector Perform | Hold |
| Aug 30, 2024 | Barclays | Overweight | Overweight | Hold |
| Aug 29, 2024 | RBC Capital | Perform | Perform | Hold |
| Aug 29, 2024 | Goldman Sachs | Buy | Buy | Hold |
| Aug 26, 2024 | Morgan Stanley | Underweight | Underweight | Hold |
| Aug 26, 2024 | JMP Securities | Market Perform | Market Perform | Hold |
| Aug 20, 2024 | RBC Capital | Sector Perform | Sector Perform | Hold |
| Jul 30, 2024 | RBC Capital | Sector Perform | Sector Perform | Hold |
| Jul 30, 2024 | J.P. Morgan | Underperform | Underperform | Hold |
Affirm's last stock rating was published by RBC Capital on Sep 06, 2024. The company gave AFRM a "Underperform" rating, the same as its previous rate.
Affirm Financial Forecast
Affirm Revenue Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $188.36M | $145.95M | $445.82M | $380.98M | $399.56M | $361.62M | - | $354.76M | $361.01M | $269.38M | $261.78M | $230.66M |
| Avg Forecast | $1.24B | $1.16B | $1.17B | $1.13B | $1.19B | $1.08B | $1.14B | $994.73M | $967.88M | $893.98M | $932.39M | $816.15M | $811.08M | $749.86M | $779.84M | $663.61M | $603.67M | $549.99M | $520.85M | $444.48M | $406.18M | $369.59M | $416.47M | $359.89M | $354.64M | $343.94M | $329.14M | $248.69M | $224.42M | $198.21M |
| High Forecast | $1.28B | $1.20B | $1.21B | $1.16B | $1.23B | $1.11B | $1.17B | $1.03B | $998.40M | $922.17M | $961.79M | $841.88M | $836.65M | $773.51M | $804.43M | $667.90M | $622.70M | $567.33M | $539.54M | $456.12M | $418.99M | $381.24M | $429.60M | $371.24M | $354.64M | $360.72M | $345.19M | $260.82M | $235.36M | $207.88M |
| Low Forecast | $1.18B | $1.10B | $1.11B | $1.07B | $1.12B | $1.02B | $1.08B | $941.44M | $916.03M | $846.09M | $882.44M | $772.42M | $767.63M | $709.69M | $738.07M | $659.30M | $571.33M | $520.52M | $509.80M | $432.57M | $384.42M | $349.79M | $394.16M | $340.61M | $354.64M | $328.38M | $314.24M | $237.44M | $214.26M | $189.24M |
| # Analysts | 4 | 5 | 6 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 5 | 2 | 2 | 3 | 7 | 3 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 10 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.36% | 0.33% | 1.10% | 1.03% | 0.96% | 1.00% | - | 1.03% | 1.10% | 1.08% | 1.17% | 1.16% |
Affirm's average Quarter revenue forecast for Mar 24 based on 4 analysts is $549.99M, with a low forecast of $520.52M, and a high forecast of $567.33M. AFRM's average Quarter revenue forecast represents a 191.99% increase compared to the company's last Quarter revenue of $188.36M (Dec 23).
Affirm EBITDA Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 5 | 6 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 5 | 2 | 2 | 3 | 7 | 3 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 10 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $-167.60M | $-170.74M | $-100.06M | $-211.38M | $-292.78M | $-241.52M | - | $-197.63M | $-147.50M | $-295.90M | $-147.77M | $-242.21M |
| Avg Forecast | $-362.24M | $-338.96M | $-342.17M | $-328.20M | $-346.58M | $-315.14M | $-331.88M | $-290.09M | $-282.26M | $-260.71M | $-271.91M | $-238.01M | $-236.53M | $-218.68M | $-227.42M | $-193.52M | $-176.04M | $-160.39M | $-151.89M | $-129.62M | $-118.45M | $-107.78M | $-121.45M | $-104.95M | $-131.89M | $-83.68M | $-103.92M | $-197.27M | $-83.46M | $-360.81M |
| High Forecast | $-342.83M | $-320.80M | $-323.84M | $-310.62M | $-328.01M | $-298.26M | $-314.10M | $-274.55M | $-267.14M | $-246.74M | $-257.34M | $-225.26M | $-223.86M | $-206.96M | $-215.24M | $-192.27M | $-166.61M | $-151.80M | $-148.67M | $-126.15M | $-112.11M | $-102.01M | $-114.95M | $-99.33M | $-131.89M | $-66.95M | $-83.13M | $-157.81M | $-79.68M | $-288.65M |
| Low Forecast | $-373.66M | $-349.65M | $-352.96M | $-338.55M | $-357.50M | $-325.08M | $-342.35M | $-299.24M | $-291.16M | $-268.93M | $-280.48M | $-245.51M | $-243.99M | $-225.57M | $-234.59M | $-194.78M | $-181.60M | $-165.45M | $-157.34M | $-133.02M | $-122.19M | $-111.18M | $-125.28M | $-108.26M | $-131.89M | $-100.42M | $-124.70M | $-236.72M | $-87.53M | $-432.97M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.10% | 1.32% | 0.84% | 1.96% | 2.41% | 2.30% | - | 2.36% | 1.42% | 1.50% | 1.77% | 0.67% |
undefined analysts predict AFRM's average Quarter EBITDA for undefined to be $NaN, with a high of $NaN and a low of $NaN. This is NaN% lower than Affirm's previous annual EBITDA (undefined) of $NaN.
Affirm Net Income Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 5 | 6 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 5 | 2 | 2 | 3 | 7 | 3 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 10 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $-166.90M | $-171.78M | $-205.96M | $-205.68M | $-322.44M | $-251.27M | - | $-54.67M | $-159.74M | $-306.62M | $-153.21M | $-247.16M |
| Avg Forecast | $173.51M | $138.81M | $164.05M | $129.35M | $105.07M | $89.51M | $95.05M | $62.63M | $53.62M | $20.87M | $26.74M | $-815.52K | $17.42M | $-42.93M | $-75.41M | $-111.65M | $-151.61M | $-220.33M | $-228.61M | $-219.90M | $-272.97M | $-289.65M | $-313.03M | $-272.81M | $-193.11M | $-80.08M | $-112.54M | $-204.41M | $-79.08M | $-368.18M |
| High Forecast | $180.63M | $144.50M | $170.78M | $134.65M | $109.38M | $93.18M | $98.95M | $65.20M | $55.82M | $21.73M | $27.84M | $-758.72K | $18.13M | $-39.94M | $-70.16M | $-70.80M | $-141.05M | $-204.99M | $200.03M | $-188.93M | $-253.96M | $-269.48M | $-291.23M | $-253.81M | $-193.11M | $-64.06M | $-90.03M | $-163.53M | $-74.42M | $-294.55M |
| Low Forecast | $161.43M | $129.15M | $152.63M | $120.34M | $97.76M | $83.27M | $88.43M | $58.27M | $49.88M | $19.42M | $24.88M | $-848.95K | $16.20M | $-44.69M | $-78.50M | $-152.50M | $-157.82M | $-229.36M | $-400.07M | $-253.97M | $-284.16M | $-301.53M | $-325.86M | $-284.00M | $-193.11M | $-96.09M | $-135.05M | $-245.29M | $-84.09M | $-441.82M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.73% | 0.78% | 0.75% | 0.71% | 1.03% | 0.92% | - | 0.68% | 1.42% | 1.50% | 1.94% | 0.67% |
Affirm's average Quarter net income forecast for undefined is $NaN, with a range of $NaN to $NaN. AFRM's average Quarter net income forecast represents a NaN% decrease compared to the company's last Quarter net income of $NaN (undefined).
Affirm SG&A Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 5 | 6 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 5 | 2 | 2 | 3 | 7 | 3 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 10 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $294.04M | $287.20M | $272.65M | $308.96M | $346.97M | $324.85M | - | $298.68M | $284.77M | $200.16M | $215.25M | $204.40M |
| Avg Forecast | $792.40M | $741.48M | $748.51M | $717.94M | $758.14M | $689.37M | $725.99M | $634.57M | $617.44M | $570.30M | $594.80M | $520.65M | $517.41M | $478.36M | $497.49M | $423.34M | $385.10M | $350.86M | $332.27M | $283.55M | $259.11M | $235.77M | $265.68M | $229.59M | $206.97M | $200.72M | $200.63M | $133.44M | $130.97M | $115.67M |
| High Forecast | $817.39M | $764.87M | $772.11M | $740.58M | $782.04M | $711.11M | $748.89M | $654.58M | $636.91M | $588.29M | $613.56M | $537.06M | $533.73M | $493.45M | $513.18M | $426.08M | $397.24M | $361.92M | $344.19M | $290.98M | $267.29M | $243.21M | $274.06M | $236.83M | $206.97M | $210.51M | $240.76M | $160.13M | $137.36M | $121.32M |
| Low Forecast | $749.95M | $701.76M | $708.41M | $679.48M | $717.52M | $652.44M | $687.10M | $600.58M | $584.37M | $539.75M | $562.94M | $492.76M | $489.70M | $452.74M | $470.84M | $420.59M | $364.47M | $332.06M | $325.22M | $275.95M | $245.23M | $223.14M | $251.44M | $217.29M | $206.97M | $191.64M | $160.51M | $106.75M | $125.04M | $110.44M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.88% | 1.01% | 1.05% | 1.31% | 1.31% | 1.41% | - | 1.49% | 1.42% | 1.50% | 1.64% | 1.77% |
Affirm's average Quarter SG&A projection for Mar 24 is $350.86M, based on 4 Wall Street analysts, with a range of $332.06M to $361.92M. The forecast indicates a 19.32% rise compared to AFRM last annual SG&A of $294.04M (Dec 23).
Affirm EPS Forecast
| Jun 28 | Mar 28 | Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 5 | 6 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 5 | 2 | 2 | 3 | 7 | 3 | 4 | 7 | 13 | 6 | 6 | 5 | 5 | 5 | 5 | 6 | 12 | 11 | 10 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $-0.00 | $-0.57 | $-0.70 | $-0.69 | $-1.10 | $-0.86 | - | $-0.19 | $-0.57 | $-1.13 | $-0.48 | $-1.06 |
| Avg Forecast | $0.55 | $0.44 | $0.52 | $0.41 | $0.33 | $0.28 | $0.30 | $0.20 | $0.17 | $0.07 | $0.08 | $-0.00 | $0.06 | $-0.14 | $-0.24 | $-0.35 | $-0.48 | $-0.70 | $-0.72 | $-0.70 | $-0.87 | $-0.92 | $-0.99 | $-0.86 | $-0.62 | $-0.52 | $-0.33 | $-0.36 | $-0.26 | $-0.31 |
| High Forecast | $0.57 | $0.46 | $0.54 | $0.43 | $0.35 | $0.30 | $0.31 | $0.21 | $0.18 | $0.07 | $0.09 | $-0.00 | $0.06 | $-0.13 | $-0.22 | $-0.22 | $-0.45 | $-0.65 | $0.63 | $-0.60 | $-0.81 | $-0.85 | $-0.92 | $-0.80 | $-0.62 | $-0.48 | $-0.31 | $-0.34 | $-0.24 | $-0.29 |
| Low Forecast | $0.51 | $0.41 | $0.48 | $0.38 | $0.31 | $0.26 | $0.28 | $0.18 | $0.16 | $0.06 | $0.08 | $-0.00 | $0.05 | $-0.14 | $-0.25 | $-0.48 | $-0.50 | $-0.73 | $-1.27 | $-0.81 | $-0.90 | $-0.96 | $-1.03 | $-0.90 | $-0.62 | $-0.55 | $-0.35 | $-0.38 | $-0.27 | $-0.33 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.00% | 0.82% | 0.81% | 0.75% | 1.11% | 0.99% | - | 0.37% | 1.74% | 3.17% | 1.87% | 3.46% |
According to undefined Wall Street analysts, Affirm's projected average Quarter EPS for undefined is $NaN, with a low estimate of $NaN and a high estimate of $NaN. This represents a NaN% decrease compared to AFRM previous annual EPS of $NaN (undefined).
Affirm Peer Comparison by Price Target
AFRM Forecast FAQ
Is Affirm a good buy?
No, according to 19 Wall Street analysts, Affirm (AFRM) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 7 'Buy' recommendations, accounting for 36.84% of AFRM's total ratings.
What is AFRM's price target?
Affirm (AFRM) average price target is $43.6 with a range of $6 to $85, implying a 13.42% from its last price of $38.44. The data is based on 19 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Affirm stock go up soon?
According to Wall Street analysts' prediction for AFRM stock, the company can go up by 13.42% (from the last price of $38.44 to the average price target of $43.6), up by 121.12% based on the highest stock price target, and down by -84.39% based on the lowest stock price target.
Can Affirm stock reach $60?
AFRM's highest twelve months analyst stock price target of $85 supports the claim that Affirm can reach $60 in the near future.
What is Affirm's current price target trend?
2 Wall Street analysts forecast a $31 price target for Affirm (AFRM) this month, down -19.35% from its last price of $38.44. Compared to the last 3 and 12 months, the average price target decreased by -20.66% and decreased by -5.18%, respectively.
What are Affirm's analysts' financial forecasts?
Affirm's analysts financial forecasts for the fiscal year (Jun 2027) are as follows: average revenue is $4.4B (high $4.54B, low $4.17B), average EBITDA is $-1.284B (high $-1.215B, low $-1.324B), average net income is $352.26M (high $366.7M, low $327.73M), average SG&A $2.81B (high $2.9B, low $2.66B), and average EPS is $1.12 (high $1.16, low $1.04). AFRM's analysts financial forecasts for the fiscal year (Jun 2028) are as follows: average revenue is $4.7B (high $4.85B, low $4.45B), average EBITDA is $-1.372B (high $-1.298B, low $-1.415B), average net income is $605.72M (high $630.56M, low $563.55M), average SG&A $3B (high $3.09B, low $2.84B), and average EPS is $1.92 (high $2, low $1.79).
Did the AFRM's actual financial results beat the analysts' financial forecasts?
Based on Affirm's last annual report (Jun 2021), the company's revenue was $870.46M, beating the average analysts forecast of $422.63M by 105.96%. Apple's EBITDA was $-307M, missing the average prediction of $-444M by -31.01%. The company's net income was $-431M, missing the average estimation of $-447M by -3.65%. Apple's SG&A was $554.53M, beating the average forecast of $246.64M by 124.83%. Lastly, the company's EPS was $-2.72, beating the average prediction of $-0.564 by 382.47%. In terms of the last quarterly report (Dec 2023), Affirm's revenue was $188.36M, missing the average analysts' forecast of $520.85M by -63.84%. The company's EBITDA was $-168M, beating the average prediction of $-152M by 10.34%. Affirm's net income was $-167M, missing the average estimation of $-229M by -26.99%. The company's SG&A was $294.04M, missing the average forecast of $332.27M by -11.50%. Lastly, the company's EPS was $-0.0005, missing the average prediction of $-0.725 by -99.93%