Aflac (AFL) Stock Forecast, Price Target & Predictions
AFL Stock Forecast
Aflac stock forecast is as follows: an average price target of $88.78 (represents a -18.47% downside from AFL’s last price of $108.89) and a rating consensus of 'Hold', based on 6 wall street analysts offering a 1-year stock forecast.
AFL Price Target
The average price target for Aflac (AFL) is $88.78 based on 1-year price targets from 6 Wall Street analysts in the past 3 months, with a price target range of $115.00 to $59.00. This represents a potential -18.47% downside from AFL's last price of $108.89.
AFL Analyst Ratings
According to 6 Wall Street analysts, Aflac's rating consensus is 'Hold'. The analyst rating breakdown for AFL stock is 0 'Strong Buy' (0.00%), 1 'Buy' (16.67%), 5 'Hold' (83.33%), 0 'Sell' (0.00%), and 0 'Strong Sell' (0.00%).
Aflac Price Target by Analyst
| Date | Analyst | Company | Price Target | Price when Published | Price Target/Price when Published | Price Target/Last Closing Price |
|---|---|---|---|---|---|---|
| Sep 04, 2024 | Joshua Shanker | Bank of America Securities | $115.00 | $109.07 | 5.44% | 5.61% |
| Aug 16, 2024 | John Barnidge | Piper Sandler | $114.00 | $103.92 | 9.70% | 4.69% |
| Aug 12, 2024 | Wesley Carmichael | Wells Fargo | $90.00 | $101.21 | -11.08% | -17.35% |
| Aug 02, 2024 | Mark Hughes | Truist Financial | $100.00 | $100.44 | -0.44% | -8.16% |
| Aug 01, 2024 | Joshua Shanker | Bank of America Securities | $108.00 | $102.36 | 5.51% | -0.82% |
| Jul 10, 2024 | Suneet Kamath | Jefferies | $84.00 | $88.93 | -5.54% | -22.86% |
| Jun 28, 2024 | John Barnidge | Piper Sandler | $100.00 | $89.16 | 12.16% | -8.16% |
| Apr 05, 2024 | John Barnidge | Piper Sandler | $95.00 | $84.36 | 12.61% | -12.76% |
| Mar 28, 2024 | John Barnidge | Piper Sandler | $90.00 | $85.86 | 4.82% | -17.35% |
| Mar 14, 2024 | Catherine Seifert | CFRA | $87.00 | $83.57 | 4.10% | -20.10% |
The latest Aflac stock forecast, released on Sep 04, 2024 by Joshua Shanker from Bank of America Securities, set a price target of $115.00, which represents a 5.44% increase from the stock price at the time of the forecast ($109.07), and a 5.61% increase from AFL last price ($108.89).
Aflac Price Target by Period
| 1M | 3M | 12M | |
|---|---|---|---|
| # Anlaysts | 3 | 7 | 10 |
| Avg Price Target | $106.33 | $101.57 | $98.30 |
| Last Closing Price | $108.89 | $108.89 | $108.89 |
| Upside/Downside | -2.35% | -6.72% | -9.73% |
In the current month, the average price target of Aflac stock is $106.33, according to 3 Wall Street analysts offering twelve months forecast. The average price target represents a -2.35% decrease as opposed to Aflac's last price of $108.89. This month's average price target is up 4.69% compared to last quarter, and up 8.17% compared to last year.
Analyst Ratings Upgrades/Downgrades
| Date | Company | Previous Rating | New Rating | Rating Change |
|---|---|---|---|---|
| Aug 19, 2024 | Morgan Stanley | Equal-Weight | Equal-Weight | Hold |
| Aug 16, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Aug 12, 2024 | Wells Fargo | Equal-Weight | Equal-Weight | Hold |
| Jul 23, 2024 | Citigroup | Neutral | Neutral | Hold |
| Jul 10, 2024 | Jefferies | Hold | Hold | Hold |
| Jun 28, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| May 16, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Mar 28, 2024 | Piper Sandler | Overweight | Overweight | Hold |
| Feb 02, 2023 | Morgan Stanley | Overweight | Overweight | Hold |
| Nov 16, 2022 | RBC Capital | Sector Perform | Sector Perform | Hold |
Aflac's last stock rating was published by Morgan Stanley on Aug 19, 2024. The company gave AFL a "Equal-Weight" rating, the same as its previous rate.
Aflac Financial Forecast
Aflac Revenue Forecast
| Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $4.95B | $5.17B | $4.80B | $3.95B | $4.82B | - | $5.27B | $5.43B | $5.24B | $5.56B | $5.87B | $6.03B | $5.67B |
| Avg Forecast | $4.41B | $4.36B | $4.36B | $4.39B | $4.00B | $3.96B | $3.96B | $3.98B | $4.15B | $4.13B | $4.12B | $4.12B | $4.11B | $4.09B | $4.10B | $4.14B | $4.40B | $4.32B | $4.47B | $4.62B | $4.50B | $4.62B | $4.80B | $5.13B | $5.23B | $5.35B | $5.36B | $5.54B | $5.50B | $5.50B |
| High Forecast | $5.23B | $5.17B | $5.17B | $5.20B | $4.74B | $4.70B | $4.70B | $4.72B | $4.92B | $4.90B | $4.89B | $4.89B | $4.87B | $4.70B | $4.87B | $4.91B | $4.80B | $4.40B | $5.31B | $5.49B | $5.34B | $5.48B | $4.80B | $5.34B | $5.44B | $5.56B | $5.57B | $5.76B | $5.72B | $5.72B |
| Low Forecast | $4.14B | $4.10B | $4.09B | $4.12B | $3.76B | $3.72B | $3.72B | $3.74B | $3.90B | $3.88B | $3.87B | $3.87B | $3.86B | $3.86B | $3.85B | $3.89B | $4.22B | $4.19B | $4.20B | $4.35B | $4.23B | $4.34B | $4.80B | $4.72B | $4.81B | $4.92B | $4.93B | $5.09B | $5.06B | $5.06B |
| # Analysts | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.14% | 1.16% | 1.04% | 0.88% | 1.04% | - | 1.03% | 1.04% | 0.98% | 1.04% | 1.06% | 1.10% | 1.03% |
Aflac's average Quarter revenue forecast for Dec 23 based on 5 analysts is $4.40B, with a low forecast of $4.22B, and a high forecast of $4.80B. AFL's average Quarter revenue forecast represents a -11.02% decrease compared to the company's last Quarter revenue of $4.95B (Sep 23).
Aflac EBITDA Forecast
| Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $1.80B | $1.82B | $1.38B | $579.00M | $1.16B | - | $1.33B | $1.29B | $1.17B | $1.44B | $1.67B | $1.28B | $1.22B |
| Avg Forecast | $777.86M | $769.28M | $768.45M | $773.87M | $705.21M | $699.02M | $698.83M | $701.66M | $731.76M | $728.34M | $727.61M | $727.13M | $724.53M | $720.95M | $723.74M | $1.48B | $777.20M | $763.01M | $789.18M | $1.35B | $793.52M | $1.08B | $846.18M | $1.23B | $1.28B | $983.86M | $1.07B | $1.45B | $1.25B | $949.33M |
| High Forecast | $922.84M | $912.66M | $911.67M | $918.10M | $836.65M | $829.30M | $829.07M | $832.43M | $868.14M | $864.08M | $863.22M | $862.65M | $859.56M | $829.17M | $858.63M | $1.78B | $847.21M | $777.07M | $936.26M | $1.62B | $941.42M | $1.30B | $846.18M | $1.47B | $1.53B | $1.18B | $1.29B | $1.74B | $1.50B | $1.14B |
| Low Forecast | $730.83M | $722.77M | $721.99M | $727.08M | $662.57M | $656.76M | $656.57M | $659.23M | $687.51M | $684.30M | $683.62M | $683.17M | $680.72M | $681.16M | $679.98M | $1.19B | $743.94M | $738.54M | $741.46M | $1.08B | $745.54M | $865.80M | $846.18M | $980.04M | $1.02B | $787.09M | $858.74M | $1.16B | $1.00B | $759.47M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.37% | 2.31% | 1.02% | 0.73% | 1.07% | - | 1.09% | 1.01% | 1.19% | 1.34% | 1.15% | 1.02% | 1.28% |
5 analysts predict AFL's average Quarter EBITDA for Dec 23 to be $777.20M, with a high of $847.21M and a low of $743.94M. This is -56.94% lower than Aflac's previous annual EBITDA (Sep 23) of $1.80B.
Aflac Net Income Forecast
| Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 |
| Net Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $1.57B | $1.63B | $1.19B | $196.00M | $1.60B | - | $1.03B | $1.04B | $888.00M | $1.10B | $1.29B | $952.00M | $2.46B |
| Avg Forecast | $1.03B | $1.05B | $1.05B | $1.07B | $1.04B | $1.04B | $1.04B | $1.03B | $988.69M | $1.01B | $1.02B | $997.03M | $916.72M | $949.07M | $907.26M | $1.15B | $823.28M | $844.74M | $815.71M | $1.04B | $688.29M | $821.40M | $738.10M | $949.14M | $1.03B | $746.73M | $826.57M | $951.05M | $933.87M | $1.92B |
| High Forecast | $1.29B | $1.30B | $1.30B | $1.32B | $1.29B | $1.29B | $1.29B | $1.27B | $1.23B | $1.26B | $1.27B | $1.24B | $1.14B | $1.02B | $1.13B | $1.38B | $890.48M | $873.67M | $1.01B | $1.25B | $855.05M | $985.68M | $738.10M | $1.14B | $1.24B | $896.07M | $991.89M | $1.14B | $1.12B | $2.30B |
| Low Forecast | $953.12M | $965.65M | $963.45M | $981.89M | $958.44M | $960.22M | $958.43M | $945.22M | $910.98M | $934.27M | $939.46M | $918.66M | $844.67M | $880.87M | $835.94M | $918.77M | $784.07M | $810.03M | $751.59M | $835.24M | $634.19M | $657.12M | $738.10M | $759.31M | $824.66M | $597.38M | $661.26M | $760.84M | $747.09M | $1.53B |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.86% | 2.00% | 1.14% | 0.28% | 1.94% | - | 1.09% | 1.01% | 1.19% | 1.34% | 1.36% | 1.02% | 1.28% |
Aflac's average Quarter net income forecast for Dec 23 is $823.28M, with a range of $784.07M to $890.48M. AFL's average Quarter net income forecast represents a -47.53% decrease compared to the company's last Quarter net income of $1.57B (Sep 23).
Aflac SG&A Forecast
| Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 |
| SG&A | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Avg Forecast | $698.53M | $690.82M | $690.08M | $694.94M | $633.29M | $627.73M | $627.55M | $630.10M | $657.13M | $654.06M | $653.40M | $652.97M | $650.63M | $647.42M | $649.93M | $655.91M | $697.93M | $685.19M | $708.69M | $732.80M | $712.59M | $732.10M | $759.88M | $639.79M | $651.95M | $667.06M | $668.07M | $689.93M | $685.38M | $685.43M |
| High Forecast | $828.72M | $819.57M | $818.69M | $824.46M | $751.32M | $744.72M | $744.51M | $747.53M | $779.60M | $775.96M | $775.18M | $774.67M | $771.89M | $744.60M | $771.06M | $778.15M | $760.81M | $697.81M | $840.77M | $869.37M | $845.40M | $868.55M | $759.88M | $664.99M | $677.63M | $693.33M | $694.39M | $717.10M | $712.37M | $712.42M |
| Low Forecast | $656.29M | $649.05M | $648.35M | $652.92M | $595.00M | $589.78M | $589.61M | $592.00M | $617.39M | $614.51M | $613.89M | $613.49M | $611.29M | $611.69M | $610.63M | $616.25M | $668.06M | $663.21M | $665.84M | $688.49M | $669.51M | $687.84M | $759.88M | $588.18M | $599.36M | $613.25M | $614.19M | $634.28M | $630.09M | $630.14M |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Aflac's average Quarter SG&A projection for undefined is $NaN, based on undefined Wall Street analysts, with a range of $NaN to $NaN. The forecast indicates a NaN% fall compared to AFL last annual SG&A of $NaN (undefined).
Aflac EPS Forecast
| Dec 27 | Sep 27 | Jun 27 | Mar 27 | Dec 26 | Sep 26 | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Jun 25 | Mar 25 | Dec 24 | Sep 24 | Jun 24 | Mar 24 | Dec 23 | Sep 23 | Jun 23 | Mar 23 | Dec 22 | Sep 22 | Jul 22 | Mar 22 | Dec 21 | Sep 21 | Jun 21 | Mar 21 | Dec 20 | Sep 20 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # Analysts | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 4 | 5 | 6 | 3 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 3 | 4 | 6 | 4 |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $2.65 | $2.72 | $1.94 | $0.32 | $2.54 | - | $1.59 | $1.58 | $1.33 | $1.63 | $1.88 | $1.38 | $3.45 |
| Avg Forecast | $1.82 | $1.85 | $1.84 | $1.88 | $1.84 | $1.84 | $1.84 | $1.81 | $1.74 | $1.79 | $1.80 | $1.76 | $1.62 | $1.67 | $1.60 | $1.58 | $1.45 | $1.49 | $1.44 | $1.40 | $1.21 | $1.21 | $1.28 | $1.37 | $1.26 | $1.32 | $1.28 | $1.21 | $1.05 | $1.14 |
| High Forecast | $2.27 | $2.30 | $2.29 | $2.34 | $2.28 | $2.28 | $2.28 | $2.25 | $2.17 | $2.22 | $2.23 | $2.19 | $2.01 | $1.80 | $1.99 | $1.97 | $1.57 | $1.54 | $1.79 | $1.74 | $1.51 | $1.50 | $1.28 | $1.44 | $1.33 | $1.39 | $1.34 | $1.28 | $1.10 | $1.19 |
| Low Forecast | $1.68 | $1.70 | $1.70 | $1.73 | $1.69 | $1.69 | $1.69 | $1.67 | $1.61 | $1.65 | $1.66 | $1.62 | $1.49 | $1.55 | $1.47 | $1.46 | $1.38 | $1.43 | $1.33 | $1.29 | $1.12 | $1.11 | $1.28 | $1.22 | $1.13 | $1.18 | $1.14 | $1.09 | $0.94 | $1.02 |
| Surprise % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.78% | 1.89% | 1.38% | 0.26% | 2.10% | - | 1.16% | 1.25% | 1.01% | 1.28% | 1.55% | 1.32% | 3.04% |
According to 5 Wall Street analysts, Aflac's projected average Quarter EPS for Dec 23 is $1.45, with a low estimate of $1.38 and a high estimate of $1.57. This represents a -45.19% decrease compared to AFL previous annual EPS of $2.65 (Sep 23).
Aflac Peer Comparison by Price Target
| Ticker | Company | Last Closing Price | Avg Price Target | Upside/Downside | Avg Rating |
|---|---|---|---|---|---|
| LNC | Lincoln National | $29.45 | $53.73 | 82.44% | Hold |
| UNM | Unum Group | $54.14 | $64.60 | 19.32% | Buy |
| MET | MetLife | $74.08 | $86.69 | 17.02% | Buy |
| JXN | Jackson Financial | $81.20 | $92.67 | 14.13% | Hold |
| BHF | Brighthouse Financial | $42.26 | $47.20 | 11.69% | Hold |
| PRU | Prudential Financial | $113.25 | $115.30 | 1.81% | Buy |
| MFC | Manulife Financial | $27.06 | $25.86 | -4.43% | Buy |
| CNO | CNO Financial Group | $32.93 | $29.00 | -11.93% | Buy |
| PRI | Primerica | $254.99 | $209.67 | -17.77% | Hold |
| AFL | Aflac | $108.89 | $88.78 | -18.47% | Hold |
AFL Forecast FAQ
Is Aflac a good buy?
No, according to 6 Wall Street analysts, Aflac (AFL) is considered a 'Hold'. The rating consensus is based on 0 'Strong Buy' and 1 'Buy' recommendations, accounting for 16.67% of AFL's total ratings.
What is AFL's price target?
Aflac (AFL) average price target is $88.78 with a range of $59 to $115, implying a -18.47% from its last price of $108.89. The data is based on 6 Wall Street analysts who provided a twelve-month price target estimate in the last three months.
Will Aflac stock go up soon?
According to Wall Street analysts' prediction for AFL stock, the company can go down by -18.47% (from the last price of $108.89 to the average price target of $88.78), up by 5.61% based on the highest stock price target, and down by -45.82% based on the lowest stock price target.
Can Aflac stock reach $200?
AFL's average twelve months analyst stock price target of $88.78 does not support the claim that Aflac can reach $200 in the near future.
What is Aflac's current price target trend?
3 Wall Street analysts forecast a $106.33 price target for Aflac (AFL) this month, down -2.35% from its last price of $108.89. Compared to the last 3 and 12 months, the average price target decreased by -6.72% and decreased by -9.73%, respectively.
What are Aflac's analysts' financial forecasts?
Aflac's analysts financial forecasts for the fiscal year (Dec 2026) are as follows: average revenue is $15.9B (high $18.86B, low $14.93B), average EBITDA is $2.8B (high $3.33B, low $2.64B), average net income is $4.15B (high $5.15B, low $3.82B), average SG&A $2.52B (high $2.99B, low $2.37B), and average EPS is $7.32 (high $9.09, low $6.74). AFL's analysts financial forecasts for the fiscal year (Dec 2027) are as follows: average revenue is $17.51B (high $20.77B, low $16.45B), average EBITDA is $3.09B (high $3.67B, low $2.9B), average net income is $4.19B (high $5.21B, low $3.86B), average SG&A $2.77B (high $3.29B, low $2.61B), and average EPS is $7.4 (high $9.19, low $6.82).
Did the AFL's actual financial results beat the analysts' financial forecasts?
Based on Aflac's last annual report (Dec 2022), the company's revenue was $19.14B, beating the average analysts forecast of $19.05B by 0.48%. Apple's EBITDA was $4.83B, beating the average prediction of $3.95B by 22.37%. The company's net income was $4.42B, beating the average estimation of $3.2B by 38.20%. Apple's SG&A was $0, missing the average forecast of $2.84B by -100.00%. Lastly, the company's EPS was $6.96, beating the average prediction of $5.07 by 37.34%. In terms of the last quarterly report (Sep 2023), Aflac's revenue was $4.95B, beating the average analysts' forecast of $4.32B by 14.47%. The company's EBITDA was $1.8B, beating the average prediction of $763.01M by 136.56%. Aflac's net income was $1.57B, beating the average estimation of $844.74M by 85.74%. The company's SG&A was $0, missing the average forecast of $685.19M by -100.00%. Lastly, the company's EPS was $2.65, beating the average prediction of $1.49 by 77.82%